30-Year Fixed Mortgage Rates Decline First Time in 4 Weeks
Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on…
Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on…
Still time to save: Today’s mortgage rates hold steady | Jan. 26, 2023 Fox Business
If you reside in Arkansas or a nearby state, chances are youâve heard of Arvest Central Mortgage. Or perhaps you already have a checking or savings account with their parent company Arvest Bank, the oldest in the state. You may have also heard that the bank is owned by the Walton family, which incidentally owns… Read More »Arvest Central Mortgage Review: the Top Mortgage Lender in the State of Arkansas
The post Arvest Central Mortgage Review: the Top Mortgage Lender in the State of Arkansas appeared first on The Truth About Mortgage.
APM announced an asset purchase agreement with Lend Smart Mortgage to close more loans throughout the country.
How to Make an Offer on a House and What to Avoid is a post from Pocket Your Dollars.
The economy is still in the doldrums, but one of the side effects has been that the rates on home mortgages are at their lowest levels ever. Last week 30 year fixed mortgages reached historic lows when they breached an average of 3.53%. Not only that, but 15 year fixed mortgages averaged only 2.83%! From […]
The post 4 Reasons Why You Might Have Problems Buying A House Despite Low Rates appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
“How do you measure a year in the life? In daylights, in sunsets, in midnights, in cups of coffee?” I started The Best Interest on December 16, 2018. Itâs been three years! And this also marks three years since Iâve been tracking every single expense in my budget. E-v-e-r-y-t-h-i-n-g. There are a few ways I measure a year at The… Read More »2021 Year In Review
If you’re ready to account for where every cent of your money goes, You Need a Budget could work for you. The app is based on the premise of “giving every dollar a job,” meaning you budget for every expense — fixed, discretionary or otherwise. Want to buy a new purse or pair of shoes? If your monthly clothing budget is $100, then you may not be able to afford it this month. Friends want to double date at that trendy new Italian restaurant? It may not be in your $200 dining out budget.
The app makes budgeting straightforward, allowing you to see how much over or under you are for a particular line item. But it’s best for people who want to get serious about how much they actual spend and where they may need to make sacrifices to achieve a larger goal.
Zero-based budgeting is tough, but I can see its value. You have to account for every dollar coming in, either using it to cover monthly household expenses, pay off debt, for dining out and for what YNAB calls “quality of life” expenses like vacation. During this process, I realized that I’m not as good a budgeter as I thought. I do a good job of tracking our spending after the fact, but I could improve when it comes to setting aside money for specific purposes — basically being more financially proactive. For example, before using this app, I had no idea how much my husband and I spent each month dining out and we never really set aside a specific amount for this purpose. It was more like “we’ll eat out no more than two times a week.” I also had no gauge of my own discretionary spending, since this money comes out of my personal account. Using the tool allowed me to see that we spend less than $200 a month eating out, but that I need to keep a better eye on my discretionary spending for things like beauty and hair products and anything from Amazon.com (Amazon Prime admittedly has turned me into a shopping junkie). We plan to buy a house within a few years, so YNAB allowed me to see that these are two areas where we (or I) could curb spending and put that additional money toward a down payment. Actually seeing the budget also showed me that we could be saving more. We have more cushion than we need in our account for household expenses, so it might be better to put more of that money toward retirement or paying down my student loans.
66k salary is a solid hourly wage when you think about it. When you get your first job and you are making…
Read More… $66000 a Year is How Much an Hour? Good Salary of No?
Millions of American families are overscheduling their kids and spending huge amounts of money hoping to land their children a scholarship. But is it a good idea
The post How Much Should You Invest In Your Children’s Activities for a Chance at a College Scholarship? appeared first on Bible Money Matters and was written by Melissa. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.