Minutes from Boston, in the coveted Country Club section of Brookline, Massachusetts, a remarkable architectural gem has landed on the market with a hefty price tag.
The sprawling Grand Georgian Revival Estate set at 333 Lee Street, priced at a whopping $28 million, is a testament to exquisite craftsmanship and a historic legacy that stretches back to its designer, William Truman Aldrich. Patrice Clunan with Coldwell Banker Realty holds the listing.
Originally built with double-brick construction in 1928, the stately mansion that anchors the estate has 16,233 square feet of living space — with a total of 23 rooms, 10 of which are bedrooms.
And despite its impressive size, it’s not the only structure on the property, with a one-bedroom brick and slate carriage house (with its own private garden) adding some extra square footage.
Designed by the esteemed architect William Truman Aldrich (who was also the brother-in-law of John D. Rockefeller) the property bears the hallmark of Aldrich’s training at MIT and École Des Beaux Arts in Paris. The architect’s impressive portfolio includes projects such as the country estate of Henry Cabot Lodge in Beverly, MA and significant contributions to the Rhode Island School of Design.
His work, including this Brookline, Massachusetts home, often exemplified the Georgian Revival style, characterized by 17th-century details, carved stone, and elegant French doors crowned with segmental arches. A steep roofline and tall chimneys underline the home’s substantial yet refined nature.
The main residence spans a staggering 16,233 square feet across 23 rooms, featuring 10 bedrooms, 7 full bathrooms, 3 half bathrooms, and a total of 9 fireplaces.
As you step into the grand foyer, you’re greeted by quarter-sawn oak parquetry floors with a starburst motif. The library, adorned with hand-carved oak paneling and a French-inspired fireplace, exudes timeless elegance. Sunlight bathes the living room, where French boiserie-style paneling and intricate crown molding steal the show.
The kitchen showcases a custom-designed Molteni stove imported from France, typically found in the world’s finest restaurants, and Sub-Zero refrigerators. An informal dining area opens onto the garden, leading to a spacious family room with a green marble fireplace.
The second and third floors house the home’s private quarters, including seven family and guest bedrooms, along with an impressive primary suite.
Descend to the lower level, where a recreation room, meditation room, gym, office, wine cellar, and full bath with a sauna await. From the meditation room, a sixty-foot underground art gallery passageway leads to the pool pavilion.
And we can’t quite decide what’s more impressive: the 60-foot art gallery passageway, or the 6,839-square-foot pool pavilion it leads to.
Spanning 6,839 square feet, the pool pavilion offers an unexpected surprise — an indoor Olympic-length pool, complete with a gourmet kitchen, dining area, hot tub, steam room, and sauna for eight. Trompe l’oeil detailing and a massive outdoor terrace surrounding a round fountain add to its allure.
The property also includes a one-bedroom brick-and-slate carriage house with a private garden.
Set within a gated 3.2-acre estate, this property boasts beautifully manicured park-like grounds, an apple orchard, terraces, and a canopy of mature trees, a secluded oasis that seamlessly blends traditional aesthetics with modern comforts, making it ideal for both family living and grand entertaining.
Located steps from Brookline’s renowned Country Club, and about five minutes away from Tom Brady’s former Boston-area home, 333 Lee Street presents an opportunity that comes once in a lifetime. With its sought-after location, rich architectural heritage, and modern amenities, it stands as a testament to timeless luxury and impeccable craftsmanship.
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Do you want to learn how to get paid to listen to music? Do you love music and can spend hours on end listening to your favorite songs? If so, then what if you could make money listening to your favorite music? Today, I will be sharing the best ways to get paid to listen…
Do you want to learn how to get paid to listen to music?
Do you love music and can spend hours on end listening to your favorite songs? If so, then what if you could make money listening to your favorite music?
Today, I will be sharing the best ways to get paid to listen to music, from full-time jobs to side hustles, how much money you can make, and how you can get started.
From streaming platforms such as Spotify to watching live concerts in person, there are so many ways to listen to music.
Whether you are a lover of country, pop, rock, hip-hop, or classical music, there may be a way for you to turn your passion into a way to make money.
Related content:
How To Get Paid To Listen To Music
Slicethepie
Slicethepie is a website that pays people like you and me to write reviews on things such as new songs, clothing, and commercials. The reviews that you write are given to the artists as feedback so that they know how to improve.
Slicethepie has had over 10,000,000 reviews submitted and they have paid out over $1,000,000 to their reviewers.
The amount you are paid per review depends on your Star Rating on Slicethepie. Your rating goes up as you submit more detailed and constructive reviews on the website. This means that the more detailed your reviews are, the more you will eventually be paid.
Your earnings can be withdrawn for PayPal cash.
Here’s how Slicethepie works:
You sign up for Slicethepie first.
Once you’ve made an account, you are asked what category you’d like to review. Your choices are music, fashion, mobile, and homeware. Then, you’ll be asked for personal information such as your favorite music genres, income level, and if there are children in your household.
Then, you can hit the play button and start listening to the music. You are asked to listen to at least 90 seconds of the song.
You can see the review questions as you are listening (it’s all on the same page). You’ll be asked what you think of the song, rate it on a score out of 10, describe the track, and lastly, you’ll be asked “How would you rate your ability to hum, tap, or sing the melody you just listened to?”
You can sign up for Slicethepie here.
Playlist Push
Playlist Push is a website that allows you to make money from your playlists. You can become a “curator” on Playlist Push, which is someone who owns and manages a playlist with a lot of followers on Spotify, YouTube Music, or Apple Music.
To become a Playlist Push curator, you have to have at least 1,000 followers on your Spotify playlist, a minimum of 30 active monthly listeners per playlist, and more. You can find the requirements here.
As a curator, you can get paid to listen to and review songs. Then, if you like it, you can consider adding it to your playlists.
You can get paid up to $15 per song review. They pay with instant payouts directly to your bank account.
There are over 25,000 independent and major music label artists who use Playlist Push. They use Playlist Push so that they have the opportunity of possibly getting their music listed on popular Spotify playlists and in videos on TikTok.
You can learn more about Playlist Push by clicking here.
Start a career in the music industry
There are many jobs in the music industry if you want to get paid to listen to music. Careers in this industry often involve listening to music as part of your job duties and getting paid for it, or you may simply be doing your job with music in the background (such as if you were an usher at a concert venue).
Careers in the music industry may include:
Musician
Audio Engineer
Music Producer
Music Teacher
Music Therapist
Music Venue Manager
Music Promoter
Wedding DJ
Music Festival Organizer
Ushers and Ticket Takers at concerts
Merchandise Sales Staff
And so much more.
Some of these jobs may require a degree or training program, and while it can take a lot of work to find the job of your dreams, it’s worth going for it if it’s what you really want to do. Also, you will most likely need a resume and/or portfolio to get your foot through the door.
Current Rewards
Current is a free music app (unlike other streaming apps that make you pay a monthly or annual fee!) where you can listen to your music both online and offline, so you don’t even need Wi-Fi.
You can make up to $600 a year by playing your favorite music from over 100,000 radio stations.
The more music you listen to, the more points you will earn. The points you earn can then be redeemed for gift cards, electronics, and even charitable donations.
Current’s app can be downloaded on the App Store and on Google Play.
Hit Predictor
Hit Predictor is a website where you can rate new music before it’s released, and earn gift cards.
When you first sign up, you will be asked questions such as how much music do you listen to on a daily basis.
Once you are logged in, you will see where it says “Rate Music” and you can simply click that to get started.
Then, a song will play for you. Once it is over, you get to rate it and leave comments. For each song I reviewed, I was paid 3 points for answering. The points you earn can then be put towards raffles for Amazon gift cards.
I only had to listen to less than a minute of each song, as well as answer 2 short questions.
You can learn more about HitPredictor by clicking here.
InboxDollars
InboxDollars is a popular site that rewards you for taking online surveys, and occasionally they have music surveys available.
Surveys on InboxDollars pay around $0.50 to $5.00 per survey. These typically take around 3 minutes to 25 minutes to complete, with the shorter surveys typically paying less.
InboxDollars pays you with real cash, not just rewards points. You can also earn free Amazon gift cards, Starbucks gift cards, and more.
Sign up for InboxDollars and get a free $5 bonus here.
Earnably
Earnably is a website where you can earn free gift cards and PayPal cash for watching music videos and completing other tasks.
Earnably does not pay a lot though, and you may have to watch over an hour of music videos to earn $1. But, there are a lot of videos that you can watch.
You can learn more about Earnably by clicking here.
RadioEarn
RadioEarn is a website where you can listen to songs and make passive income by listening to internet radio stations.
It is free to sign up, and you earn points which can be redeemed for bank transfers, bitcoin, and free Amazon gift cards.
Now, you will not get rich off of this website, nor will it be a full-time income. You only earn a few points per hour of listening. But, if you just have the radio stations on in the background, it can be easy to earn points.
You can learn more about RadioEarn by clicking here.
Cash4Minutes
Cash4Minutes is a website that will pay you for listening to internet radio broadcasts from a mobile device.
This one is a little different, though, because you have to use your cell phone to call a number in order to listen to the radio broadcast.
You can learn more about Cash4Minutes by clicking here.
Build a music blog
If you have a passion for talking about music, then you may want to start a music blog. This may be a blog where you review music, write about musical instruments, talk about a specific artist, and more.
And, all you need is an internet connection, a laptop, and to start listening to music.
For example, by starting a music review blog, you can turn your love of music into reviews. You can share your thoughts and opinions on the music, new albums, and concerts.
With a blog, you could make money in a variety of ways, including placing affiliate links to the albums you’re listening to. You can use your blog to share your thoughts about music you’ve listened to and host online discussions on your website platform.
Another way to make affiliate income with a music review blog is to share links to related products. When music is released, there are usually a lot of different products that are for sale as well, such as clothing, books, posters, and more.
You could also promote a music streaming platform, a musical instrument, music equipment (such as guitars, drums, keyboards, and microphones), and more.
Another way to make money with a music review blog is through display ads and sponsorships. These are ads that are typically placed in your blog posts that a reader would see as they are reading your blog post. Display advertising is very easy to get started with, but you will need page views in order to see a good income from it.
You can learn how to start a music blog with my free How To Start a Blog Course. In this free email course, you will learn how to start a blog and make money from it. Over the course of seven days, you will learn how to decide what to blog about, how to create your music blog using WordPress, how to make money blogging, how to get page views, and more.
Also related to this – you could start a podcast or a YouTube channel on music as well.
Listen to music while you house sit or pet sit
If you want to earn money while you are listening to music, one way would be to find paid house sitting or pet sitting jobs.
House sitters are paid to take care of someone’s home while they are away. You may need to water plants, take mail in, do some light cleaning, take care of pets, and so on.
You have a lot of downtime as a house sitter, and you can spend that time listening to music. House sitters make anywhere from $25 to $50 per day.
Pet sitters make anywhere from $25 to over $100 per day. I have personally paid $100 per night for a pet sitter to watch our dogs in her home.
If you are looking for a platform to begin with, I recommend listing your pet sitting services on Rover.
Can you listen to Spotify and get paid?
Unfortunately for music fans, Spotify does not pay people to listen to music on their streaming platform. Nor do they pay you for your music playlists.
But, you can join platforms such as Playlist Push to get paid for the Spotify playlist that you have created.
Do music artists get paid on Spotify?
Artists do get paid on Spotify, though.
According to Billboard, in 2022, Spotify paid 57,000 music artists more than $10,000 in royalties each.
Of that number, 1,060 artists on Spotify earned more than $1,000,000 in royalties in 2022.
Can you get paid to listen to the radio?
Yes, you can get paid to listen to the radio.
The websites Current and RadioEarn will give you rewards to tune in to online radio stations.
Can I get paid to transcribe music lyrics?
Yes, there are companies that will pay you to transcribe music.
Transcriptionists are paid to listen to audio content, such as music, and type what they hear. You must have a quiet place to work and be very detail-oriented.
You may be able to find music transcription jobs on websites such as Welocalize and Upwork.
You can learn more about transcription jobs at How to Become a Transcriptionist From Home And Make $15+ An Hour.
What are the best music review websites?
Music review websites are websites where you can find new music and share what you think about it.
You may be rating the songs that you listen to, whole albums, and the artists. You would be providing feedback, which the artists and music labels seek out so that they can reach a larger audience.
The music review websites I talked about above include Slice The Pie, Playlist Push, and Hit Predictor.
Can I earn money by listening to music?
Learning how to get paid to listen to music can be a fun and rewarding way to spend more time doing something that you love.
There are many websites that will reward music lovers with extra cash for doing things such as curating playlists and listening to online radio. Or, you could find a job in the music industry, such as at record labels or in music transcription.
You may be paid with cash straight to your PayPal account, gift cards such as iTunes, and unique rewards such as free electronics as prizes. Or, if it’s a full-time job, you could be paid with a full-time paycheck, of course.
I hope you enjoyed today’s article on how to get paid to listen to music and that you find the best option for you.
Do you want to learn how to get paid to listen to music?
From historic small towns to modern up-and-coming suburbs, Delaware is a state that has charmed many into laying down roots. Considering the significant benefits of a strategic location on the East Coast, plenty of diverse landscapes from beaches to farmlands and a favorable tax climate, it’s easy to see why Delaware is more than just a place on the map, it’s also a great place to call home.
Population: 70,750
Average age: 35.9
Median household income: $49,354
Average commute time: 22.0 minutes
One-bedroom average rent: $1,576
As the largest city in the First State, Wilmington certainly makes a compelling case for one of the best places to live in Delaware. It’s much more than just a hub for corporations and banks, though it wears that hat quite stylishly with its skyline punctuated by modern skyscrapers.
Wilmington offers a unique blend of urban amenities and natural beauty, thanks to its proximity to the Delaware River and Brandywine Creek. Foodies will feel right at home, with upscale eateries and cozy cafes offering everything from farm-to-table fare to international delicacies. The Wilmington Riverfront, once an industrial area, has undergone a renaissance to become a hotspot for dining, shopping and leisurely strolls.
Residents of Wilmington can enjoy the best of both worlds: a bustling city life, and the tranquility of suburban and outdoor settings just a stone’s throw away. Schools in the area are highly rated, and the job market is strong, making it a sensible choice for families and young professionals alike. For those seeking active lifestyles, the city is crisscrossed with bike lanes and walking trails, and you’re never too far away from a park. Also, given its central location, Wilmington offers easy access to Philadelphia, Baltimore, and New York City, making it ideal for weekend getaways or even longer daily commutes.
Population: 31,155
Average age: 24.7
Median household income: $60,767
Average commute time: 20.7 minutes
One-bedroom average rent: $1,482
If you’re looking through lists of the best places to live in Delaware, chances are Newark will appear with some frequency — and for good reason. Known primarily as the home of the University of Delaware, Newark exudes an academic yet laid-back atmosphere that is hard to resist. The town is far more than just a college hub; it’s a community bursting with energy, loaded with parks and equipped with a historic downtown district that can make anyone feel like a local. Whether it’s grabbing a fresh-baked pastry from a boutique bakery or attending a live outdoor concert, Newark serves up small-town charm and big-city conveniences in a unique mix.
Newark’s educational assets are not confined to its well-known university; local schools are highly regarded and offer a top-tier education for the younger crowd. The job market here is solid, especially for those in science, technology and healthcare, due in part to the university’s strong emphasis on research and innovation. The city is a paradise for nature enthusiasts, offering a multitude of walking and biking trails. Plus, with Wilmington just a short drive away and Philadelphia less than an hour’s commute, Newark is strategically positioned for those who like to expand their horizons.
Population: 38,992
Average age: 33.8
Median household income: $48,500
Average commute time: 26.0 minutes
One-bedroom average rent: $1,302
As the capital city of Delaware, Dover has an appealing mix of political prowess, rich history and contemporary amenities, making it an intriguing option for the title of one of the best places to live in Delaware. Aside from being the administrative heart of the state, Dover also stakes a claim in aerospace and manufacturing, thanks to its close relationship with Dover Air Force Base. And let’s not forget NASCAR; the city roars to life twice a year during the races at Dover Motor Speedway, attracting fans from all around the country. A blend of classic and modern, Dover’s Historic District showcases 18th-century architecture, while its growing retail and restaurant scenes keep things decidedly 21st-century.
Everyday life in Dover provides a bit of something for everyone. For families, excellent schools and a variety of recreational options — including abundant parks and nature reserves — make for an enriching environment to raise children. Professionals will appreciate the stable job market, and with the average commute time clocking in at less than the national average, work-life balance is more than achievable.
Population: 21,397
Average age: 36.7
Median household income: $76,920
Average commute time: 27.2 minutes
One-bedroom average rent: $1,885
If you’re considering the best places to live in Delaware but want to steer clear of bustling city centers, Bear might just be the diamond in the rough you’re seeking. Once a small farming community, Bear has evolved into a suburb with an interesting mix of residential developments, shopping districts and open spaces.
It’s a hit with families, thanks in part to its excellent school system and various recreational opportunities. Whether you’re interested in kayaking at Lums Pond State Park or enjoying an afternoon picnic with the family, the great outdoors are always within reach when you live in Bear.
What really sets Bear apart, though, is its versatility. This unincorporated community offers the calm and scenic views of suburban living along with the convenience of nearby city amenities—Wilmington and Newark are just a short drive away. Bear is more than just a place to hang your hat; it’s a place to build a life. With a strong sense of community and a wide variety of housing options to suit different tastes and budgets, Bear provides an inviting atmosphere for skilled professionals, growing families and newly minted retirees alike.
Population: 1,151
Average age: 62.1
Median household income: $137,783
Average commute time: 35.0 minutes
One-bedroom average rent: $1,250
Dubbed the “Nation’s Summer Capital,” Rehoboth Beach isn’t just a vacation hotspot; it’s also a contender for one of the best places to live in Delaware. With its iconic boardwalk, beautiful sandy shores and unparalleled ocean views, living here feels like a year-round holiday.
However, don’t mistake it for just another beach town; Rehoboth Beach is as well-rounded as they come. It offers exceptional dining options that range from seafood shacks to gourmet restaurants, boutique shopping that rivals much larger cities, and a ton of community events and festivals that keep the community engaged throughout the year.
Schools in the area are highly rated, making it a viable option for families. For the health-conscious, the town provides ample outdoor activities — think paddleboarding, cycling and of course, swimming, all at the drop of a hat. The local job market is surprisingly diverse, boasting opportunities in tourism, retail and even tech. Plus, the low property taxes and no sales tax add an extra layer of allure for those looking to stretch their dollar to the max.
Population: 6,987
Average age: 42.1
Median household income: $131,603
Average commute time: 29.9 minutes
One-bedroom average rent: $1,384
Pike Creek offers an appealing blend of winding roads, upscale homes and scenic vistas, including panoramic views from the popular White Clay Creek State Park. Far from being just a pretty face, Pike Creek is known for its quality schools, making it an educational haven for families. Local fitness centers, golf courses and even a shopping center carved from a renovated barn add a distinct flair to this undeniable Delaware gem.
Everyday life in Pike Creek balances convenience with a sense of community. The area is exceptionally safe, and local amenities range from family-run grocery stores to highly rated medical facilities. Job opportunities in nearby Wilmington and Newark make for an easy commute, and Pike Creek itself is home to a range of businesses, from local restaurants on the rise to established retailers.
Population: 3,420
Average age: 66.4
Median household income: $78,125
Average commute time: 35.9 minutes
One-bedroom average rent: $3,100
With a history dating back to 1631, Lewes wears its title as the “First Town in the First State” with pride, and it’s easy to see why it’s frequently dubbed one of the best places to live in Delaware. The town’s coastal charm comes from a potent mix of historic sites, scenic beaches and maritime character.
The Cape May-Lewes Ferry not only offers picturesque views but also a practical connection to New Jersey. But the ferry isn’t the only water-bound vessel here; the town is a hub for boating and fishing. Local fish markets, quirky boutiques and cozy restaurants line the streets, offering a taste of small-town living with a uniquely appealing maritime twist.
A strong focus on quality education and healthcare makes Lewes an ideal location for families and retirees alike. The town has become increasingly popular for its low property taxes and affordable cost of living, all while offering a high quality of life. Those with a passion for the outdoors will find a range of activities, from kayaking to bird-watching at Cape Henlopen State Park. Lewes is more than just a seasonal destination; it’s a great place to lay down roots and live out your life in peace. Plus, it’s an absolute paradise for leaf peeping.
Population: 14,172
Average age: 46.9
Median household income: $158,063
Average commute time: 23.1 minutes
One-bedroom average rent: $1,773
Perched in the northern tip of Delaware, Hockessin effortlessly claims its spot among the best places to live in Delaware. Known for its rolling hills, lush green spaces and upscale homes, this sweet spot draws people in with its serene ambiance. Hockessin boasts an interesting blend of history and modernity, with sites like the Ashland Nature Center and numerous upscale dining and shopping outlets. Whether it’s the annual Fourth of July Relays or the panoramic views from the Auburn Heights Preserve, Hockessin never falls short of leaving an impression.
Hockessin is known for its commitment to education, with several top-rated schools making it a magnet for families. The local farmers market is a testament to the town’s dedication to fresh, local produce, while a slew of fitness centers and wellness outlets cater to the health-conscious. With its strategic location, Hockessin offers convenient access to Philadelphia and Wilmington, providing ample opportunities for work and recreation.
Population: 24,164
Average age: 39.7
Median household income: $93,750
Average commute time: 36.6 minutes
One-bedroom average rent: $1,745
Once a sleepy farming village, Middletown has transformed into a buzzing hub and, as a result, become indisputably one of the best places to live in Delaware. This growth hasn’t robbed it of its charm; instead, Middletown effortlessly blends the conveniences of urban living with the tranquility of its rural roots.
The historic Everett Theatre, which has been the centerpiece for entertainment for over a century, is a surefire hotspot every weekend. Couple this with the town’s shopping centers, locally loved restaurants and the much-anticipated annual Peach Festival, and it’s clear that Middletown has it all and then some.
Families thrive here, thanks to the community’s outstanding schools, myriad parks and an array of recreational programs. The town places a strong emphasis on community engagement, evident in its many events and gatherings throughout the year. As the cherry on top, Middletown’s strategic location along the Route 301 corridor offers ease of access to major employment areas in Delaware, Maryland and New Jersey.
Population: 13,149
Average age: 36.5
Median household income: $63,794
Average commute time: 34.8 minutes
One-bedroom average rent: $1,050
Strategically positioned between Wilmington and Dover, Smyrna is more than just a waypoint; it’s steadily gaining recognition as one of the best places to live in Delaware. This town is a treasure trove of history, evident in its well-preserved architecture and the rich stories housed within the Smyrna Museum. But Smyrna is not one to rest on its historical laurels. The town has embraced the future with an evolving array of attractions, from bustling shopping centers to eclectic eateries, ensuring residents have everything they need right at their doorstep.
The community radiates a close-knit, small-town feel where neighbors are more like family, and yet, the conveniences of urban living are never far away. Lake Como, the heart of local outdoor activities, sees residents flocking for a peaceful stroll, fishing or simply soaking up nature’s splendor. Proximity to major highways ensures that bigger cities, with their job markets and recreational options, are within easy reach.
Find your dream Delaware apartment
In a state brimming with scenic beauty, historical significance and modern conveniences, selecting the best places to live in Delaware is no small feat. Each location mentioned offers its unique flavor, promising an enviable quality of life.
Whether it’s the coastal allure of Rehoboth Beach or the historical charm of Smyrna, Delaware ensures its residents don’t just live, but thrive. As you consider the next place to call home, remember that in Delaware, every town and city offers more than just an address — it promises an experience.
So, you got a match on a dating app. Things are going well, and you’re ready to meet up for a bite to eat. Congrats! There’s only one problem: you’re in charge of picking the place.
Luckily, Portland is a great city for date nights — yes, even compared to Seattle. However, with so many fantastic options located throughout Portland’s best neighborhoods, deciding on one is a daunting task. The cost of living in Portland is also enough to make you cautiously scan the menu for prices before committing, and obviously, you want just the right vibe.
We’ve taken these factors and more into consideration to bring you the best romantic restaurants in Portland.
Ava Gene’s
Photo source: Facebook.com/avagenes
Location: 3377 SE Division St, Portland, OR 97202
Portland’s Richmond neighborhood is home to the light and airy Italian eatery Ava Gene’s, the first on our list of best romantic restaurants in Portland. It’s adorned by lots of marble, lacy curtains, floating lights and plenty of greenery. The atmosphere will absorb you and your date as soon as you walk through the door.
The menu is equally enchanting, offering a variety of locally sourced, hyper-seasonal Italian-inspired dishes dreamed up by chef and owner Joshua McFadden, who is making culinary waves on an international level. Special events like their Trattoria Nights and wine series celebrations offer super special price-fixed meals, but the regular menu is dazzling and modestly priced, including a fantastic selection of local wines.
Broder
Photo source: Facebook.com/BroderPDX
Location: Multiple
Looking for a romantic brunch spot? Broder is a unique choice with 3 equally alluring locations around PDX. If you’ve never tried Scandinavian food, prepare to fall for the rich comforting, flavors, both sweet and savory, that have drawn crowds for years. Gaze into your companion’s eyes in the morning light over a plate of Norwegian crepes with a lingonberry mimosa in hand and get swept off your feet.
Cabezon
Photo source: Facebook.com/cabezonpdx
Location: 5200 NE Sacramento St, Portland, OR 97213
If you’re craving seafood in an intimate atmosphere, Cabezon in the Rose City Park neighborhood is a great choice for a special occasion. This bustling neighborhood bistro and fish market is serving some of the freshest, locally-sourced seafood in town prepared with the finest seasonal ingredients and a fantastic wine list.
Start with oysters on the half shell and work your way up to a hearty entrée like the cioppino or the mahi-mahi. This quality of food is a little pricier, but it’s fair and you really feel that you’re getting what you paid for, making Cabezon worth the splurge, even on a renter’s budget.
Canard
Photo source: Yelp.com/biz_photos/canard-portland
Location: 734 E Burnside St, Portland, OR 97214
A more low-key offshoot of Portland’s famed French restaurant, Le Pigeon, Canard in Buckman offers a taste of fine dining at a price point and setting that’s more reminiscent of a bistro and wine bar. Small plates are key here, so make sure that you and your date are on the same page about sharing because you’ll want a taste of everything.
The ambiance is a cross between casual and sophisticated, reflected in the menu with dishes like tantalizingly elegant steam burgers, foie gras dumplings and the extravagant duck stack pancakes.
Kachka
Photo source: Facebook.com/kachkapdx
Location: 960 SE 11th Ave, Portland, OR 97214
There’s something specifically romantic about toasting a flight of specialized vodka over plates of classic, family-recipe Russian dishes at Kachka in the Buckman neighborhood. Maybe it’s the history and tradition you can taste in every bite, maybe it’s the high ceilings and tall, tapestry-covered walls or maybe it’s just the infused spirits, but there’s something uniquely intoxicating about the place. And it’s certainly one of the best romantic restaurants in Portland.
Share a plate of pelmeni, trade forkfuls of the herring under a fur coat and enjoy the mutually shared bliss of this faraway culinary adventure right here in Portland.
Khun Pic’s Banh Thai
Photo source: Facebook.com/KhunPics
Location: 3429 SE Belmont St, Portland, OR 97214
There are plenty of Thai restaurants in Portland, but few that are as charming as Khun Pic’s. This hidden gem is in a beautiful Victorian home with a gorgeous garden patio in Sunnyside. A meal here feels more like being invited into a family’s house and served a home-cooked meal. Enjoy your favorite reasonably-priced, traditional Thai food selections while basking in the romantic glow for a quaint date night.
Location: 4039 Mississippi Ave N Ste 101 Portland, OR 97227
A pizza date is always a good idea. Sharing a cheesy pie is fun, light-hearted and keeps the mood casual yet intimate. That doesn’t mean the food isn’t amazing. Lovely’s Fifty Fifty in the Mississippi neighborhood serves some of the freshest, most beautiful toppings you’ll ever find on a pizza in a warm, welcoming space.
As a bonus, there’s no need to buy your date flowers. Lovely’s will serve them for you baked right in. Do yourself a favor and save room for dessert. They make their organic ice cream in-house and it’s the perfect way to cap off a romantic evening.
Looking for a dinner destination that’s more on the hip and trendy end of the spectrum? Head downtown to Luc Lac Vietnamese Kitchen for a vibrant menu of creative takes on traditional Vietnamese dishes in an atmosphere that’s bustling, but not too loud or distracting for quality table talk. Loosen up with a tasty cocktail like the Asian Vacation and get to know each other better over pho, rice plates and elevated banh mi.
Luce
Photo source: Yelp.com/biz_photos/luce-portland
Location: 2140 E Burnside St, Portland, OR 97214
At Luce, the focus is first and foremost on the food. This is a small Italian market in the Buckman neighborhood filled with large shelves of authentic imported goods and fine wines, large windows and tons of vibrant green plants. Eating here feels like you’ve stumbled into a closely guarded secret. But the secret is out and they don’t take reservations. Your best bet to score a table is on an intimate weeknight outing. The menu is just as authentic, featuring a carefully curated selection of seafood, pasta, antipasto and desserts. You’re sure to find something to woo your special someone.
TEOTE House Cafe
Photo source: Facebook.com/TeoteHouseCafe
Location: 1615 SE 12th Ave, Portland, OR 97214
To complete the list of the best romantic restaurants in Portland, let’s spice things up a bit. Head to TEOTE House Cafe in Ladd’s Addition for a colorful menu of authentic Latin American dishes at prices that will let you try a little of everything. Grab a table inside the renovated house-turned-restaurant or snuggle up beside the fire pit on their huge, heated patio. Mezcal is the house drink here and a creative cocktail is sure to pave the way for an enjoyable evening, especially paired with a few arepas.
Date night doesn’t have to break the bank
Portland is a foodie’s paradise with so many cuisines and atmospheres to choose from. Maintaining a renter’s budget might disqualify some of the city’s finer dining establishments. But that doesn’t mean you can’t meet up for a unique meal with an amazing ambiance. Discover some of the city’s most romantic restaurants and find the perfect fit for your next date night.
Jake Borower has written on behalf of an entertainment website, a renewable energy initiative and has spent the last four years as a social media content specialist working in the multi-family housing industry. A graduate of Appalachian State University’s Public Relations program, during his free time he enjoys pairing a pint with the perfect vinyl record, going to concerts, traveling and trying new restaurants in his current home of Portland, Oregon.
Former Major League Baseball outfielder Justin Upton is looking for a buyer for his ultra-stylish Orange County home.
Upton, who played for the Arizona Diamondbacks, Atlanta Braves, San Diego Padres, and Los Angeles Angels before becoming a free agent in 2022, wants $6,795,000 for the 5-bedroom home, which sits in a prime area in the notoriously pricey Newport Beach.
The property is located in the coveted Dover Shores neighborhood, a small community on the Back Bay in Newport Beach, where homes are rarely up for grabs.
“The Dover Shores area is highly desirable due to it being located in Mariners School District which is a blue ribbon school nearby,” listing agent Annie Clougherty of Compass tells us. “Prices are holding and demand continues to be strong in this area due to many buyers relocating to Newport Beach.”
And Justin Upton’s house has quite a few features that stand out — even for the posh area it’s set in. According to Annie, “In this area most commonly referred to as Dover Shores, finished basements and subterranean levels are very rare.”
Upton’s house “boasts an impressive, fully livable finished entertainer’s basement. Exceptional details include 100-year-old fabricate wood turned wood floors and a tri-level floating staircase with three-inch treads.”
But before we move on to the impressive entertainer’s basement, let’s take a minute to gloss over the many other attributes of the Newport Beach house.
Clocking in at almost 6,000 square feet of living space, the former MLB player’s house has 5 bedrooms, 6 full baths, and 1 half-bath.
Originally designed by Randall Coombs Architects and reimagined by Scottsdale-based DeCesare Design Group, the residence’s polished interiors feature rich solid oak hardwood floors (carefully milled from 125-year-old reclaimed barnwood), expansive 17-foot and 15-foot sliding door systems that open to the outdoor areas, and plenty other luxe finishes.
The home has an open floor plan anchored by a chef’s kitchen, fitted with top-of-the-line Thermador appliances, juxtaposed against handmade butcher blocks and lava stone countertops. From the main living area, floor-to-ceiling sliding doors lead to an outdoor deck, built-in barbecue, and fire pit.
But the pièce de résistance is the three-level centerpiece floating staircase with 3-inch solid oak treads, a striking symbol of architectural ingenuity.
Four bedrooms are on the upper level, while a fifth bedroom, bonus room, and kitchen sit on the main level of the stylish abode.
The basement level is where the fun’s at, featuring a surround sound movie theater, bar with popcorn maker, and a glass-enclosed wine cellar — making it the ideal space to entertain guests.
The upscale Newport Beach house is listed for $6,795,000, with Annie Clougherty at Compass holding the listing.
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Timing the market, as it relates to trading and investing, requires a whole lot of luck. In effect, it means waiting for ideal market conditions, and then making a move to try and capitalize on the best market outcome. But nobody can predict the future, and it’s a high-risk strategy.
When seeing stock market charts and business news headlines, it can be tempting to imagine striking it rich by timing investments perfectly. In reality, figuring out when to buy or sell stocks is extremely difficult. Both professional and at-home investors make serious mistakes when trying to time their market entrance or exit.
Why Timing the Stock Market Doesn’t Work
Waiting to start investing could cost an individual thousands of dollars over their lifetime. It’s also important to know that by leaving money in a checking or savings account, a person is not protecting their money from inflation risk. That’s because the value of that cash in a checking or savings account erodes if the prices of goods and services increase.
Meanwhile, stock market timing is incredibly complex. Stock prices can be influenced by global macroeconomic events, political events in a country, developments in specific industries or companies, as well as the sentiment of investors as a collective.
Even professional investors struggle to “beat the market,” which often means simplifying trying to outperform a benchmark stock index. In fact, most investors can’t beat the market, and are likely better off sticking to index investing.
Fear and Greed in Investing
When investing, it’s also important not to let two key emotions – fear and greed – drive decisions. That means if the stock market is plummeting, investors may be fearful, but they can’t let those feelings push them toward a decision to sell. That could cause them to “lock in” losses. There’s even a Fear and Greed Index that investors sometimes use to make contrarian decisions.
Take for instance what happened during the 2008 financial crisis. After Lehman Brothers Holdings Inc. filed for bankruptcy in September 2008, the stock market entered a tumultuous stretch. The S&P 500 finally bottomed on March 9, 2009. However, the index eventually regained all its losses in the course of roughly the next four years. Investors who had hung on likely may have recovered their losses.
Meanwhile, greed can cause investors to make poor decisions as well. For instance, during the dotcom bubble, investors bought into many newly public Internet companies without always doing the research. Some of these stocks weren’t even turning a profit, making their businesses vulnerable to going belly up. Ultimately, many at-home investors suffered losses when the dot-com bubble burst.
Of course there are no guarantees when it comes to investing. There’s always risk and volatility involved. However, one of the most tried and true methods for building wealth has been a buy-and-hold strategy when it comes to stock investing.
💡 Quick Tip: When people talk about investment risk, they mean the risk of losing money. Some investments are higher risk, some are lower. Be sure to bear this in mind when investing online.
Why It May Be a Good Idea to Invest Immediately
One of the most important predictors of your returns is the length of time you’ve invested in the stock market. While it’s difficult to predict what the market will do in the near future, an investor can get a better sense over the long term.
When an investor lets their money grow, it has the chance to weather short-term ups and downs and grow over time. On average, the S&P 500, often used as a market benchmark, has grown 7% a year after adjusting for inflation. That doesn’t mean a person can predict what will happen this year, or even in the next 10 years, but looking at long term trends can give them a better sense of market dynamics.
An individual might put off investing because they want to pay off all debts first or achieve other goals, like buying a house. In some cases, that might be true, like paying off high-interest credit cards or saving for a short-term goal, such as a three to six-month emergency fund.
But once a person has an emergency fund and is out of credit card debt, they should consider investing, even if they have a mortgage or student loan debt. Even if they’re only investing for retirement, it’s a good idea to start as soon as possible.
💡 Quick Tip: How to manage potential risk factors in a self-directed investment account? Doing your research and employing strategies like dollar-cost averaging and diversification may help mitigate financial risk when trading stocks.
Consider Investing as Early as Possible
The younger you are when you invest, the better the chances are that you’ll reach your financial goals. For example, imagine Person A invests $200 a month in a retirement account starting at age 25.
Person B invests the same amount starting at age 35. They both continue to add $200 a month to their account. When they both retire at age 65, Person A will have almost twice as much as Person B: $306,689, compared to $167,550, assuming a 6% rate of return, 2% inflation rate, and 15% tax rate.
That’s true even though Person A only contributed 33% more to her account. This is how compound interest grows investments, or the power of how earnings from one’s investments can continue to build wealth.
Percentage of Retail Investors in Stock Market
As mentioned, after the 2008 financial crisis, many people were reluctant to invest in the stock market. But in recent years, that’s changed. Retail investor participation in the U.S. stock market increased considerably in 2020 and 2021, for a variety of reasons.
As of 2023, retail inventors comprise about a quarter of all total trading volume in the stock market. That may change in the future, too, as younger investors – with quicker, easier access to investing tools, in many cases – look at getting into the markets.
The Takeaway
Timing the market is difficult, if not impossible, and involves trying to “time” trading or investing moves to coincide with an increase or decrease in the stock market. Nobody can tell what the future holds, so it’s generally hard to accurately pick the right investments at the right time. That’s not to say that some investors don’t get it right from time to time, but as an overall strategy, it’s likely not advisable.
If an individual is skittish about investing, their anxiety makes sense in light of the dramatic market ups and downs many have witnessed in the past two decades. But trying to time the market doesn’t work. Instead, investing in a diversified portfolio can be a good step toward building individual wealth.
Ready to invest in your goals? It’s easy to get started when you open an investment account with SoFi Invest. You can invest in stocks, exchange-traded funds (ETFs), and more. SoFi doesn’t charge commissions, but other fees apply (full fee disclosure here).
For a limited time, opening and funding an Active Invest account gives you the opportunity to get up to $1,000 in the stock of your choice.
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Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or prequalification for any loan product offered by SoFi Bank, N.A.
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Investment Risk: Diversification can help reduce some investment risk. It cannot guarantee profit, or fully protect in a down market.
As the cradle of American history and a hotbed for innovation, Boston offers renters with a wide range of incomes a lifestyle teeming with opportunities and experiences. From ample job opportunities in technology, healthcare and finance to a lively culture that embraces the arts and sports, there’s something for everyone. Fortunately, the average salary in Boston is also above the national average, providing a financial counterbalance for those looking to dive into all that this vibrant city has to offer.
Yet, it’s essential to consider that the cost of living in Boston is higher than in many other U.S. cities, particularly when it comes to rent and utilities. We’ll dive into both aspects of Boston living below to examine how much the average salary feels like when bills and entertainment costs are accounted for.
Overall average salary in Boston: $80,507
Average salary in Boston as an hourly rate: $38.71
Boston job market at a glance
Boston’s job market is rife with opportunities across a multitude of industries. Often referred to as the “hub of innovation,” the city is home to a burgeoning tech scene that rivals Silicon Valley, particularly in biotech, cybersecurity and software development.
It’s not just tech companies that are hiring, though. Boston’s status as a world-class city for education, boasting institutions like Harvard and MIT, has created a ripple effect of opportunities in academia, research and educational technology. Finance and consulting are also well-represented, with many major firms settling down in the city.
But it’s not all white-collar jobs and six-figure salaries. Boston’s thriving tourism industry provides a host of opportunities in hospitality, from hotel management to culinary arts.
The city’s extensive healthcare network, with renowned facilities like Massachusetts General Hospital and Brigham and Women’s Hospital, offers a range of jobs from clinical to administrative. Construction and skilled trades are also in demand, as Boston’s growth shows no signs of slowing down. Retail and service jobs abound, especially in tourist-heavy areas like Faneuil Hall Marketplace or the historic North End.
In essence, whether you’re a recent graduate, a seasoned professional or someone looking for a career change, Boston’s job market is likely to have something that aligns with your skills and aspirations while netting you the average salary in Boston or above.
Renting in Boston
The rental market in Boston reflects an increasingly costly environment for tenants, with average rents ranging between $3,421 for a studio apartment to $5,330 for a two-bedroom. While studios and two-bedroom apartments have both seen an annual rent increase of 7%, one-bedroom apartments have had a more moderate increase of 2%, averaging $4,002.
Notable areas like Kenmore and Back Bay have seen astronomical rent increases of 40% and 59% respectively, for studio apartments. Conversely, the Seaport District experienced a 4% decrease in average rent for studio apartments, suggesting that not all areas in Boston are subject to the same upward pressure on rent.
When compared to nearby cities, Boston’s rents are generally higher. For example, the average studio rent in Cambridge is $2,910, a decrease of 5% compared to the previous year, while in more affordable areas like Roxbury and Manchester, the average rents for a studio are $1,900 and $1,627 respectively.
Among the most affordable neighborhoods in Boston for a one-bedroom apartment are Brook Farm, Forest Hills – Woodbourne and Jeffries Point, where average rents range from $1,950 to $2,200. In stark contrast, the most expensive neighborhoods include Kenmore, Fenway and Audubon Circle – Longwood, where one-bedroom apartments go for an average of around $4,779 to $4,843.
The Boston rental market thus reveals a significant range in pricing, depending on location and apartment size, with a predominant trend towards high rental costs. This could be a deterrent for lower-income families and individuals, effectively creating economic barriers to living in many areas of the city if you make below the average salary.
That said, if you’re raking in an average salary in Boston, while homeownership may not be on the table, you’ll have a deep pool of apartments within your price range to choose from.
Transportation
Navigating Boston is a breeze thanks to the city’s robust public transit system, affectionately known as the “T.” Managed by the Massachusetts Bay Transportation Authority (MBTA), the T includes subway lines, buses and even scenic ferry routes across Boston Harbor. Major subway lines connect key hubs, while buses serve the city’s nooks and crannies. The standard fare for a subway ride is $2.40 with a CharlieCard, and bus rides start at $1.70. Monthly passes are available for frequent commuters.
While the T is a staple for many, having a car in Boston comes with its challenges, including congested roads and expensive parking. The city’s historic layout makes for narrow streets that aren’t always car-friendly. Parking costs can add up quickly, with rates in downtown garages often exceeding $30 a day. Many residents opt for resident parking permits but even then, finding a street spot can feel like hitting the jackpot.
In summary, the T offers a cost-effective and generally safe way to traverse the city, while owning a car demands a higher financial and logistical commitment.
Food
From the narrow alleys of the North End, teeming with Italian eateries, to the modern fusion restaurants of the Seaport District, Boston’s food scene is a culinary expedition waiting to happen. The city’s storied history has given rise to iconic eats like Boston Cream Pie and the iconic bowl of clam chowder, but don’t let tradition fool you. Boston is no slouch when it comes to trendy gastronomy; think vegan bakeries, gourmet food halls and artisanal coffee shops that dot the landscape from Fenway to Southie.
But that’s not all. Bostonians also have a soft spot for casual fare. The city boasts an impressive selection of food trucks serving everything from Korean barbecue to vegan tacos and more. The local bar scene contributes with its own genre of comfort food: Think loaded nachos, buffalo wings and overstuffed burgers best enjoyed while bellied up to the bar watching a Red Sox game. And let’s not forget the strong international cuisine scene; in neighborhoods like Allston, you can chow down on Thai curries, Japanese ramen and Middle Eastern kebabs all in a single street.
Entertainment
Often referred to as the “Athens of America” for its intellectual vitality, Boston has an entertainment scene that caters to every taste and sensibility. For the highbrow crowd, the city’s Symphony Hall, home to the Boston Symphony Orchestra, offers an unmatched acoustic experience, while the Museum of Fine Arts and the Institute of Contemporary Art serve as sources of inspiration for art aficionados.
Those enamored by the stage will find solace in Boston’s flourishing theater district, which hosts a mix of Broadway hits, avant-garde performances and everything in between. There’s even a vibrant indie film scene, with theaters like the Coolidge Corner Theatre offering a sanctuary for lovers of the silver screen outside the mainstream.
Yet, for all its refinement, Boston is also a city that pulsates with the energy of its passionate sports fans. The words Red Sox, Celtics and Bruins are spoken here with a kind of religious reverence, and catching a game at historic Fenway Park or the state-of-the-art TD Garden is an experience that pulses with excitement and local pride.
For a more casual night out, the city is home to a ton of bars, from the clubs in the South End to raucous rock venues in Allston. Beer gardens, rooftop bars and dance clubs pepper the city, ensuring that when the sun goes down, Bostonians have no shortage of places to let loose. From the upper crust to the down-to-earth, Boston’s entertainment scene is as varied as it is abundant.
Other expenses
Living in Boston comes with its share of additional recurring expenses that go beyond the basics of rent, food and entertainment. One significant outlay is utilities, which can run higher than the national average, especially during the city’s harsh winters and hot summers.
Expect to shell out for heating costs in the form of gas or electricity, which can range between $150 to $300 a month depending on the size and efficiency of your home. Don’t forget the cost of water, internet and cable, which can collectively add another $100 to $200 to your monthly budget.
Healthcare is another major recurring expense, with Massachusetts having some of the highest healthcare costs in the country. Even with insurance, co-pays and premiums can add up. Monthly premiums for a standard plan can range from $200 to $400, while specialized treatments or medications can be substantially higher.
Similarly, fitness-conscious Bostonians might find themselves paying for gym memberships or yoga classes, which usually cost around $50 to $100 per month. Pet owners aren’t exempt from recurring costs either, with pet insurance, vet visits and grooming services contributing to the monthly bills.
Make your move to Boston
Life in Boston is a rich collection of experiences, from its dynamic job market and world-class educational institutions to its diverse food and entertainment scenes. While the cost of living can be steep, particularly when it comes to rent and utilities, the thriving job market often compensates with competitive salaries.
According to various reports, the average salary in Boston ($80,507) is higher than the national average, making it possible for renters to enjoy the city’s amenities and culture while also planning for a financially secure future. If you’re lucky enough to be bringing in $100,000 a year, you should have no problem finding the perfect place to call home in Boston.
Since ICE announced plans to acquire Black Knight in May 2022, the firm went through a bumpy 16-month-period facing antitrust concerns from the Federal Trade Commission(FTC), lawmakers and trade groups.
FTC sued ICE earlier this year alleging the two top mortgage technology providers would drive up costs, reduce innovation and limit lenders’ choices for mortgage origination tools.
In an effort to save the merger deal, the two companies agreed to sell Black Knight’s Empower loan origination system and product and pricing engine (PPE) unit Optimal Blue to a subsidiary of Canada’s Constellation Software.
Under the agreement between the FTC and the two mortgage tech providers, ICE completed the sale of Black Knight’s Optimal Blue and Empower in September.
ICE affirmed that Optimal Blue is still available to its customers, who are the largest consumers of Optimal Blue Solutions.
In parallel, ICE plans to develop its own PPE to provide additional options to lenders and partners, ultimately lowering the cost for the consumer.
“We plan to maintain and invest in our own product and pricing engine, further strengthening the mortgage ecosystem by providing additional options and greater efficiencies to lenders, servicers and partners. Ultimately, lowering acquisition costs for lenders and enabling those savings to be passed to the consumer,” Jackson said.
With Black Knight part of ICE now, executives expect the integration of data and technology across the mortgage workflow to enable greater automation, in turn reducing friction and lower cost to originate a home mortgage for every party involved.
“By combining data on the consumer’s payment history, and loan balance with our rich analytical solutions, such as our valuations and AllRegs – which is an industry leading product availability and eligibility database – our servicing customers will be able to identify opportunities to proactively offer more efficient loan solutions to help lower costs and meet consumers needs,” Jackson noted.
Other opportunities ICE acknowledged include developing innovative analytics that help lenders connect with potential buyers in historically underserved markets and identify minority bias in the home valuation process.
Financials
In terms of financials, ICE expects net revenue synergies of up to $125 million by 2028 largely through cross-sell opportunities across the platform and ICE’s expanded customer base.
ICE executives said they’ve identified north of $300 million worth of opportunities for the company to go after which includes cross-selling data and document automation platform to the entire Black Knight’s MSP mortgage servicing system.
“There’s a little north of 100 [MSP clients] and we believe that 40 of those are not on Encompass today. That represents roughly 15 to 20% market share of annual loan volume that we think we’re going to have a great opportunity,” Jackson said.
For example, JPMorgan Chase, one of the largest servicing customers of Black Knight, is implementing ICE’s data and document automation platform to both its retail and correspondent channels, replacing its in-house legacy infrastructure, executives noted.
ICE expects Backnight to contribute approximately $85 million to $90 million of net revenues, and roughly 50 million to $55 million of adjusted operating expenses to Q3 results.
Full year 2023 ICE Mortgage Technology (IMT) revenues including the legacy IMT business and pro forma for Black Knight are expected to be between $2.05 billion and $2.07 billion.
“With Black Knight, ICE is well positioned to improve the execution and subsequent settlement and servicing of US home mortgages, the major credit exposure for most US consumers,” said Jeff Sprecher, chair and CEO of ICE.
With the holiday shopping season just starting and prices of many consumer goods continuing to rise, saving money can seem impossible. But those financial pressures also make doing so even more important.
“Saving is your margin,” says Eric Maldonado, a certified financial planner and owner of Aquila Wealth Advisors. “When things happen — your car breaks down or there’s a layoff, or smaller stuff like gifts for the holidays — you have something to fall back on.” Maldonado notes that saving can also allow you to have money for fun things.
The personal savings rate for Americans has been dropping in the last few months, and as of July was 3.5%, according to the U.S. Bureau of Economic Analysis.
Maldonado recommends aiming for a savings rate closer to 20% of your take-home income. “You can live off of 80% and put 20% toward deferred gratification,” he suggests.
That guidance matches the popular 50/30/20 budget, which suggests putting 50% of your take-home income toward needs, 30% toward wants, and 20% toward savings and any debt payments. “If you’re just starting out, then it can be too daunting, but you can work toward it,” Maldonado adds.
If you’re looking for ways to power up your savings, consider these strategies:
Pause before buying
“One of the biggest mistakes people make is buying things you don’t need,” says Vivian Tu, author of the forthcoming book “Rich AF: The Winning Money Mindset That Will Change Your Life” and a TikTok influencer who posts as @YourRichBFF. To counter that tendency, she recommends “taking a beat” before making any purchase. “Really ask yourself, ‘Why do I want that thing? What makes it special?’” she suggests.
Tu says asking herself that question helped her scale back on material purchases so she had more money for experiences, like vacations and brunches with friends.
Spread out the impact of big expenses
For big expenses that are on the horizon, Cary Carbonaro, a CFP and senior vice president at financial advisory firm ACM Wealth, recommends setting aside a small amount of money each month so the final cost doesn’t overwhelm your budget.
“If you know you’re going to spend $1,200 at Christmas, then put aside $100 a month for the whole year,” Carbonaro suggests. “Everybody overspends in December unless you budgeted for it.”
Try curbside pickup
When Ryan Greiser, a CFP and founder of the financial firm Opulus, and his wife noticed their credit card bill going up with inflation, they brainstormed ways to cut back. One of their most successful ideas was relying on online grocery ordering with curbside pickup.
“We noticed that if we did curbside pickup, our bill was $50 to $100 less than if we went into the store because we only bought the things on our list. It reduced impulse buys and allowed us to easily compare prices and coupons that popped up on the screen,” Greiser says. Given their weekly shopping needs for a family with three young children, that shift allowed them to save $200 to $400 a month.
Rotate subscriptions
Greiser and his family also started saving $10 to $30 a month by rotating their streaming subscriptions based on what shows they were currently watching. “We keep one or two active subscriptions and cancel the rest or pause it when a show wraps up so we can rotate to the next one,” he says, adding that he sets a reminder on his calendar so he doesn’t forget to cancel.
Similarly, he pauses his fitness subscriptions when the weather is good enough to exercise outside. “They are month to month, so easy to pause and restart,” he says.
Ask for discounts
Speaking up for yourself is another saving strategy. “You have power as a consumer,” Tu says.
That means you can ask your bank to waive late fees or overcharge fees, or ask for a discount on shoes that have a scuff on them. “Be polite, be kind, but you can be entitled and understand that your business has value,” she adds. The answer might be “no,” but there’s no reason not to ask, and it might just save you some money.
Shop around for insurance
Find discounts on the bills you don’t look at very often, too. Instead of letting your home and auto insurance auto-renew each month, consider taking time to shop around through an online comparison tool. When Greiser did that, he ended up saving a total of $1,000 on his bundled auto and home insurance plan.
Sign up for cash-back apps
Popular cash-back apps like Rakuten, Ibotta and RetailMeNot allow you to earn cash back for online shopping after you set up an account. “I highly recommend using cash-back apps,” Tu says. “I know it seems like kind of a pain to sign up, but you can save hundreds of dollars a year because it lets you get cash back on purchases you were already making.”
Sometimes making the extra effort pays off, right into your savings account.
This article was written by NerdWallet and was originally published by The Associated Press.
Crossing over the Ohio River from Kentucky right into the Queen City is breathtaking, as it’s known for its architecture and expansive skyline. After a decline in population since the 1950s, Cincinnati has been slowly but steadily growing since the aughts.
Today, the greater Cincinnati population clocks in just below 1.8 million, with a median age of 32 years old. The average income of Cincinnati residents is a little over $40,000. Cincinnati isn’t the cheapest for its cost of living, but it’s definitely not the most expensive, so many are able to live comfortably.
Cincinnati’s culture is booming, as the city works with local businesses to bring bold colors, flavors and brews into town. The fine arts scene is expansive and residents love festivals, so there’s always something to do. Cincinnati is home to the University of Cincinnati and Xavier University, along with pro sports teams like the Cincinnati Bengals, Cincinnati Reds, FC Cincinnati and the minor-league hockey team, Cincinnati Cyclones. Made up of 52 neighborhoods with individual cultures, events and perks, there truly is something always going on in the Queen City! Here are the best neighborhoods in Cincinnati.
Median 1-BR rent: $685
Median 2-BR rent: $915
Walk score: 67/100
Clifton is historic and eclectic. Located in the heart of Cincinnati, it’s pretty convenient. Just nine minutes away from Downtown, it’s near the University of Cincinnati and its medical centers. Thanks to its location, the residents are a good mix of doctors, young professionals, students and artists alike.
The homes are what you might expect from a downtown area. Lots of trees line the old streets and cottages and mansions are speckled throughout the residential areas. But there’s one thing that’s different about Clifton: The neighborhood isn’t too partial toward chain restaurants and shops. So, in the heart of the borough on Ludlow Avenue, all the dining and shopping is local.
Median 1-BR rent: $710
Median 2-BR rent: $950
Walk score: 42/100
College Hill used to have two colleges. Although both colleges have closed down, the area maintains the well-manicured streets typical of college campuses. That combined with the local revitalization efforts going on thanks to the College Hill Community Urban Redevelopment Corporation (CHCURC) and $43.1 million building plans split between rentals and retail spaces, College Hill has been building up to the cusp of a big boom for years.
Plus, the area has big breweries coming in to join existing pubs, bringing in more outside traffic and attention to the area.
Median 1-BR rent: $675
Median 2-BR rent: $860
Walk score: 44/100
Columbia Tusculum, sometimes referred to as the oldest neighborhood in Cincinnati (dating back to a month before Cincinnati debuted in 1788), is home to the Victorian “Painted Ladies,” a row of brightly painted architectural homes overlooking the Ohio River.
The area has plenty of pubs and breweries — arguably more than restaurants — along with plenty of gyms and fitness centers. Here, residents can enjoy the hilly, river-view 94-acre Alms Park. Easy to see why this is one of the best neighborhoods in Cincinnati.
Median 1-BR rent: $1,532
Median 2-BR rent: $2,381
Walk score: 52/100
Downtown Cincinnati is the place for residents constantly looking for something to do. It’s got a little bit of everything for everyone. The kids enjoy the splash pad in Washington Park during hot summer days, and everyone in the family loves a trip to the Play Library to rent out games and toys for family game nights. There are ample boutiques and shops downtown to score local finds, clothes, vintage goods, plants and greens, kitchen utensils and even an old-school hat shop.
The Cincinnati Museum Center at Union Terminal is home to several museums inside the 1933 Art Deco train station. Look for the Cincinnati History Museum, the Duke Energy Children’s Museum, the Museum of Natural History & Science and the Cincinnati Historical Society Library. Bonus: It’s home to the OMNIMAX Theatre, too. Throw in some amazing dining and bar options, plus a few outdoor shows and concerts, and Downtown really is fun for everyone.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 52/100
East End is one of the oldest neighborhoods in Cincinnati. Back in the day, it was known for the sublime wooden ships built in the shipyard. Located right off the bend of the Ohio River, this area saw a mass exodus, like much of the rest of the city, as residents fled for the suburbs. But now, seeing its potential, developers have started returning to the riverside area, bringing with it new amenities and residencies, retailers and restaurants.
Median 1-BR rent: $1,150
Median 2-BR rent: $1,100
Walk score: 70/100
Since 1896, Hyde Park has sought to provide residents with a quiet place to call home. It’s done just that, while providing a well-balanced mix of nature-driven and architectural respite, too.
At the heart of this best neighborhood in Cincinnati is the Square, a well-manicured lawn perfect for sitting under the shady trees to enjoy the weather, rest after browsing local shops or eateries or meet up with friends.
Median 1-BR rent: $1,100
Median 2-BR rent: $1,725
Walk score: 66/100
If you dream of a chill neighborhood with a view overlooking the city and the Ohio River, Mount Adams is what you’ve been looking for! Located on a hilltop for peak visibility, Mount Adams is the perfect mix between San Francisco and a European village.
As one of the more upscale areas, doctors, lawyers and young professionals tend to call this place home. But don’t let that fool you. While it’s a quiet area throughout the week, these professionals and neighboring college students line the streets to enjoy the nightlife. With loads of different food options, residents’ palettes are rarely bored.
Close to Downtown, there’s also an outdoor amphitheater and Playhouse in the Park, where visitors can catch a play or performance throughout the year.
Median 1-BR rent: $1,254
Median 2-BR rent: N/A
Walk score: 54/100
Mount Lookout is a hilly, slightly ritzy neighborhood with incredible views. It’s home to the country’s oldest working telescope at the Cincinnati Observatory (National Historic Landmark) and has an incredible vineyard-turned-park that’s a fan-favorite among locals.
The area is also packed with great dining and café options, along with a beautiful town square lined with shops and businesses.
Median 1-BR rent: $1,081
Median 2-BR rent: $1,430
Walk score: 66/100
Northside is a quick 15-minute commute north of Downtown and has become quite the hipster hangout. With coffee houses, breweries and pubs to call home, it’s no wonder there’s such a Northside following, making this one of the best neighborhoods in Cincinnati.
The neighborhood is notably a safe space for LGBTQ+ members thanks to the presence of allies and supporters. With an annual 4th of July parade and other events, everyone can feel at home in Northside.
Median 1-BR rent: $955
Median 2-BR rent: $1,350
Walk score: 95/100
Located just north of Downtown, German immigrants tended to settle into this area back in the day. Having to cross the Miami and Erie Canal to get to work, residents started calling it “the Rhine,” like the river that runs through Germany. Thus, the neighborhood’s name, Over the Rhine, was born.
It’s hard to imagine now, but Over the Rhine was once seen as one of the most crime-infested and dangerous areas in the city. However, over the past decade, Cincinnati has been pouring money and investments into the area to revitalize it. These efforts have worked and many Cincinnatians say OTR is now one of the most interesting and eclectic neighborhoods the city has to offer.
Once the city funding came through, trendy bars, restaurants and shops started coming into the area. The new businesses and the community mainstays, like the 1878 Music Hall that hosts symphonies, operas and ballets, have made OTR a beloved Cincinnati staple.
Median 1-BR rent: $1,299
Median 2-BR rent: $1,510
Walk score: 52/100
Pendleton, located to the east of Over the Rhine, is often referred to as the arts district. Not only is the Pendleton Art Center located there, but many residents have livened up the area by bringing bright colors to their homes’ exteriors and businesses have followed suit, as there are ample murals all over local shops and restaurants.
Aside from art, there’s a great food scene, lots of things to keep kids busy and cafés and bars for the adults. The supportive neighborly vibes run deep in this bright, cheery area.
Median 1-BR rent: $849
Median 2-BR rent: $1,054
Walk score: 46/100
Pleasant Ridge is one of Cincinnati’s oldest neighborhoods, dating back to 1795. Now, it holds up its end of a storied past, as most of the businesses have been locally and independently owned for years and years, earning Cincinnati’s first Community Entertainment District title.
After a push to reinvigorate the area in the early 2000s, Pleasant Ridge has been basking in the rays of success and is still a trending neighborhood today. The charming town is colorful, too, as its business district has murals throughout.
Median 1-BR rent: $1,299
Median 2-BR rent: $1,510
Walk score: 52/100
Traditionally, South Fairmount has been an overlooked area. Most people wrote it off as hopeless. But with $100 million being funneled into the neighborhood, it’s quickly turning around.
Thanks to the Lick Run Greenway, a creek with wide sidewalks running alongside the water, South Fairmount is on the upswing. What was once dreary and gloomy, this area is getting a lot of attention from businesses and restaurants looking to capitalize on the new Greenway’s attention and it’s the perfect time to join in on the commotion.
Median 1-BR rent: $944
Median 2-BR rent: $1,124
Walk score: 67/100
Founded back in 1804, Walnut Hills is rich with history and culture. One house in the neighborhood was a stop for the Underground Railroad, thanks to its resident, author of “Uncle Tom’s Cabin,” Harriet Beecher Stowe. Her house is now a historic landmark and offers tours.
Just two miles from Downtown Cincinnati, Walnut Hills serves as an overflow area for top professionals and creatives alike. Home to Eden Park, Walnut Hills residents can enjoy a lovely scenic stroll scattered with fountains, sculptures and playgrounds, along with the Art Museum and Kohn Conservatory.
Median 1-BR rent: $736
Median 2-BR rent: $760
Walk score: 29/100
Westwood is the city’s biggest neighborhood and has been through quite a revolution over the past couple of years. It’s still in the process of its makeover and newer residents have been smart to jump aboard and join the team.
Residents tend to stick around and for good reason. They see real potential in the neighborhood and they’re willing to find out they were right. Westwood’s foodie scene has popped off. From pizza to delis to more adventurous options like Ethiopian food, just about anything you try in Westwood is something worth writing home about
Find the best Cincinnati neighborhood for you
If one of these neighborhoods sounds like your ideal future home, be sure to check out these apartments for rent in the best neighborhoods in Cincinnati.
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.