While we firmly believe that home is where the heart is, we also know that unnecessary clutter and disjointed decor can encourage chaos rather than comfort in our most treasured spaces. The first step of any home improvement is to declutter your existing collection of items and decor, choose which items deserve a spot in your updated space, and then immediately get rid of the excess stuff.
Once you’ve cleaned out your existing collection, create an attainable mood board of your ideas, colors, decor pieces, and furniture that will best reflect your goals for that space. Once you decide on your home aesthetic, you can begin shopping and then staging your home!
Finding an aesthetic that inspires your best self isn’t as difficult as it may sound! We’ve compiled a list of popular home decor styles that are easily integrated into your home – big or small. If you’re looking for more ideas, check out this article on last year’s major trends.
Let’s get into it!
Evie’s product selections are curated by the editorial team. If you buy something through our links, we may earn an affiliate commission, at no cost to you. We only recommend products we genuinely love.
Coquette
Love the frills of the coquette aesthetic? We do too! This trending fashion aesthetic is an ultra feminine home decor style that is easy to put together – even if you aren’t an interior decorator. The color scheme of this aesthetic is pink and white, with an emphasis on bows, florals, and simplicity. If you want to fully commit to both the style and home decor aesthetics, your beauty products can double as tabletop decor – display your fragrances and hair accessories as the focal point of the room.
Here are a few of our coquette picks to inspire your decor refresh!
Artfully Walls I Still Read Fairy Tales Wall Art, $158
UO Big Bow Comforter, $200
UO Home Heart Stemmed Bud Vase, $12
Eclectic Grandpa
The eclectic grandpa aesthetic has been trending on TikTok for a while, and the home decor inspo is a perfect combination of colors, patterns, and shapes that encourage the ultimate cozy living space. While you may not want to camp out on another trending aesthetic, this term is quite helpful in defining your search and describing your design goals before you revamp your space!
The eclectic grandpa aesthetic is essentially a muted version of your grandparents’ house, with an emphasis on bookshelves, dark wood, and vintage items. In a sense, the aesthetic is organized clutter with a muted color scheme and lots of greenery. To accomplish this decor look, you’ll need a variety of books (perfect items to thrift) as well as a central coffee table in your living room for eclectic items.
Need to add a few pieces to your home decor? Check out our picks!
Uma Fluted Glass Lamp, $68
UO Vinyl Record Storage Shelf, $119
The Terrain Houseplant Book, $35
Garden Party
Flowers are the original home decor piece, so creating a space that feels natural and inviting requires a floral emphasis. Play with different patterns that include one continuous shade, such as green, so your space reflects your favorite garden space. Shelf decor should include fresh flowers, and your wall decor can feature your favorite blooms in whatever art style you prefer!
Let’s update your garden decor with a few new pieces!
Artfully Walls Blushing Wall Art, $178
Nathalie Lete Embroidered Velvet Pillow, $78
UO Botanical Stemmed Wine Glass, $14
Anthropologie Eden Platter, $68
Modern Farmhouse
While the farmhouse home decor aesthetic has been popular for a while, there are plenty of ways to accomplish this soft, clean decor style without caving to outdated, millennial basics. To keep this decor style fresh, you’ll need to incorporate a variety of different textures into your space, as well as some simple patterns that will cohesively blend with the range of beige and white tones. Patterned wallpapers are a major decor trend this year, which add the perfect final touch to your home!
Ready to update your “sad beige” home into a modern cozy oasis?
Farrow Ball Closet Stripe Wallpaper, $225
Safavieh 24in Flora Seagrass Table Lamp, $60
Anthropologie Carved Wooden Cake Stand with Glass Dome, $38
Coastal Classic
If you’re holding on to the remnants of the coastal grandmother aesthetic, this coastal classic home decor aesthetic is an elevated way to design your space. Light blue will be the primary color focus of your decor, along with bright shades of white and a classic wood finish.
To avoid the instantly outdated components of this aesthetic, stay away from obvious artwork and decor elements that focus on ocean creatures. Shells, starfish, and boat shapes can be used in a classic way, but shouldn’t be the defining feature of your coastal classic home!
Need to add a few new coastal pieces to your living room? Check out these gorgeous items!
UO Toile Duvet Set, $100
Safavieh 26in Nissa Table Lamp, $70
Abrams Hardcover Coastal Blue Coffee Table Book, $40
Terrain Blue Floral Ceramic Vase Tall, $24
Elevated Preppy
Preppy home decor often invites the IG reels of sorority houses and dorm room decor to mind. However, there is an updated version of this bubbly pink and blue decor theme for your post-grad needs! The base of your home decor will be bright white (not beige), and the accents will feature pink and blue illustrations and objects. A white bed frame, bedspread, and bedside table create the perfect canvas for pink pillows, preppy artwork, and related items.
Here are a few fun home decor items to add to your collection!
Anthropologie Candace Mirror, $378
Balta 5X7 Covey Checkered Shag Rug, $70
Alja Horvat Yumi Cherry Tray, $59
Closing Thoughts
Choosing a home decor aesthetic is step one to enjoying your newly furnished place. Decorating your home should spark joy!
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Leveraging natural materials, raw detailing and a laid-back vibe, industrial design can work for everyone.
Industrial interior design has emerged as a popular trend in recent years, and with good reason. This unique style combines elements of modern design with raw materials, resulting in an effortlessly cool and stoic look when executed correctly, regardless of if you rent or buy.
Drawing inspiration from the blank canvases of rundown or even abandoned factories, warehouses and manufacturing plants, industrial interior design is a reaction to the mass exodus of large-scale American manufacturing operations and the massive properties they constructed and then ultimately left behind.
In this article, we will explore everything you need to know about industrial interior design, provide you with the best ideas to incorporate this style into your home or apartment and, above all, finally answer the question, what is industrial interior design?
What is industrial interior design?
Industrial interior design takes inspiration from industrial buildings and elements like exposed pipes, metal, brick and unfinished concrete. This design style embraces the rawness and imperfections of these materials, creating a unique and authentic home atmosphere.
Spaces with industrial interior design typically feature open floor plans with abundant windows, allowing for ample natural light. The color palette used in industrial design is usually darker, with shades of white, black and gray prevailing.
By using materials in their rawest and roughest forms, industrial interior design captures a minimalist aesthetic that celebrates the movement of natural materials, often incorporating dark metals to tie the look together.
The characteristics of industrial interior design
To better understand industrial interior design, let’s explore some of its defining characteristics.
Visible structural elements
One of the key features of the industrial design style is the celebration of visible structural elements. Exposed brick walls, beams and open ductwork are common in industrial-style homes. These elements add a sense of authenticity and industrial charm to the space.
Rough wood or concrete floors
Industrial interiors often feature rough wood or raw concrete floors. These materials not only add to the industrial aesthetic but also provide durability and a sense of realness. Concrete floors can also be polished to achieve a more refined look, while rough wood floors contribute to the rustic appeal of industrial design.
Neutral color palette
Industrial interiors typically employ a neutral color palette, with an emphasis on darker tones like blacks, grays and off-whites. These colors create a sense of depth and contrast, allowing other design elements to stand out.
Raw and reclaimed materials
Industrial design embraces the use of raw and reclaimed materials. Leather and wood are frequently used in furniture and decor, showcasing the natural beauty and texture of these materials. Reclaimed wood, in particular, is a quick way to add a touch of history, character and warmth to industrial spaces.
Emphasis on steel and dark metal
Steel and dark metals play a significant role in industrial interior design. These materials are used structurally in beams and columns, as well as in decorative elements, furniture, fixtures and artwork. The use of dark metals adds sophistication to any room and complements the overall industrial aesthetic.
High ceilings and large windows
Industrial spaces often feature high ceilings and massive windows. This architectural design allows for ample natural light, creating a bright and airy atmosphere in open spaces. The combination of high ceilings and sizable windows also contributes to the sense of openness and spaciousness in industrial interiors.
Minimalist spirit
Industrial design embraces a minimalist spirit, with a focus on simplicity and functionality. Excessive ornamentation and detailing are not commonly found in industrial spaces. Instead, the emphasis is on clean lines and the beauty of raw materials.
Origins and history of industrial interior design
The origins of industrial interior design can be traced back to the Industrial Revolution in the 19th and 20th centuries. The rise of mass production led to the construction of factories and warehouses built with harsh materials like steel and concrete. These industrial buildings featured large windows, open floor plans, high ceilings and exposed architectural elements like brick walls and metal pipes.
In the 1960s and 70s, the industrial interior design style gained popularity alongside the rise of loft-style living in large cities. Old warehouses and factories were repurposed into residential spaces, offering unique and spacious living environments.
This trend continues to evolve, and today industrial design is not only limited to loft apartments but has become a sought-after style for a spectrum of residential and commercial projects.
The differences between industrial style interior design and modern industrial interior design
Industrial interior design and modern industrial interior design are both popular styles, but they have distinct characteristics and elements that set them apart.
Industrial style interior design
Origins: This style originated from the industrial era where old factories, warehouses and industrial spaces were converted into living spaces. It often incorporates elements from these original industrial settings.
Materials: Common materials include exposed brick, metal, concrete and reclaimed wood. The use of raw, unfinished materials is a hallmark of this style.
Color palette: The color scheme tends to be neutral and earthy, with a focus on gray, black and white tones, often complemented by the natural colors of the materials used.
Decorative elements: Decor is minimal in traditional industrial design. It may include vintage or antique items, industrial lighting fixtures like pendant lights and functional furniture pieces.
Space: Open floor plans are common, with high ceilings and large windows. The layout often emphasizes spaciousness and a sense of openness, as you’ll see in the photo of the coffee/wine bar below.
Modern industrial interior design
Evolution: This style is a contemporary adaptation of the traditional industrial style interiors. It blends elements of modern design with industrial features.
Materials: While it also uses materials like metal, concrete and wood, modern industrial design often incorporates more refined finishes and may include modern materials like glass and stainless steel.
Color palette: The modern industrial palette may be broader, including the neutral tones of traditional industrial design but also allowing for more pops of color and contrast.
Decorative elements: There is often a mix of old and new decor. Modern industrial design style might include things like contemporary art, modern furniture designs and sleek lighting fixtures alongside more traditional industrial decor.
Space: Like traditional industrial design, modern industrial spaces often have open layouts, but they might be more structured with defined areas for different purposes and a balance between open space and coziness.
While both styles share a love for raw, unfinished materials and an open concept, traditional industrial design stays true to its roots with a focus on vintage and rugged elements. In contrast, modern industrial design mixes these elements with more contemporary, refined and colorful finishes.
How to incorporate industrial interior design in your place
Now that we have explored the fundamentals of industrial interior design, let’s delve into some of the best ideas to incorporate this style into your own space. With ideas for renters and buyers, there’s no excuse to miss out on this aesthetic.
1. Put your place in neutral
Embrace a soft color palette of neutral shades and tints to create an industrial ambiance. Blacks, grays and browns form the foundation of industrial design, providing an earthy and grounded feel. Use brown and tan for a soothing touch or black for a more suave look.
2. Mix modern and rustic
One of the advantages of industrial design is the freedom to mix modern and rustic elements. Blend contemporary pieces with rustic settings to achieve a balanced and visually appealing aesthetic. This combination creates a dynamic and eclectic atmosphere.
3. Open your mind and your floorplan
Open floorplans are a hallmark of modern industrial design. Embrace the spaciousness and flexibility of an open-plan layout, connecting the kitchen, dining area and living room seamlessly. This design choice allows for easy movement and promotes a sense of togetherness.
4. Light it up
Lighting plays a crucial role in industrial design. Embrace statement lighting pieces like Edison bulbs to add warmth and character to your space. Exposed wiring and industrial-style fixtures contribute to the overall industrial aesthetic.
5. Throw caution out the window
Crittall windows, with their metal grids, are synonymous with industrial interior design. These large windows not only let in abundant natural light but also create a connection between the interior and the outdoors. Their sleek and minimalist design adds a touch of elegance to industrial spaces.
6. Embrace au naturel
Bring the outdoors inside by incorporating plants and greenery into your industrial space. Indoor plants add life, color and a sense of freshness to the raw and industrial atmosphere. The combination of natural greenery and ample natural light creates a harmonious and inviting environment.
7. Go heavy metal
Metal is a key element in industrial design. From brass and copper to chrome and iron, metal accents add visual interest and texture to the space. Polished metal creates a sleek and modern look, while brushed or beaten metal adds a vintage charm. Experiment with different metal finishes to find the perfect balance for your industrial interior.
8. Expose the bones
Embrace exposed architectural elements, like concrete and brick, to showcase the raw beauty of the building’s structure. Exposed concrete walls, poured concrete floors and exposed brick walls add character and authenticity to industrial spaces. The imperfections and weathering of these materials contribute to the overall charm of industrial design.
9. Fake it to make it
If you’re not working with a historical building, you can still create a sense of industrial authenticity by incorporating faux architectural elements. Faux beams, columns and mock lofts can be used to mimic the look of an industrial space. These elements add visual interest and contribute to the overall industrial character of the design.
10. Showcase the vents and ducts
Make a design statement out of typically overlooked industrial elements like vents and ducts. These functional industrial elements can be painted in bold colors to create a striking contrast or left in their natural metal finish. Matte black or steel vents are popular choices that add a touch of industrial elegance.
11. Personalize your space
Complete your industrial interior with carefully chosen accessories and decor items. Artworks, lamps, decorative pieces and cushions can enhance the industrial vibe and add a personal touch to the space. Look for distressed leather cushions, natural linen textiles and steampunk-inspired accessories to complement the industrial style.
12. Focus on the floors
Give special attention to the flooring in your industrial space. Poured concrete floors with their raw and textured finish are a classic choice that perfectly captures the industrial look. If you prefer a different material, consider using raw-looking stone or reclaimed wood flooring. The key is to select a flooring material that is naturally robust and resilient, adding to the overall industrial vibe.
13. Woo with wood
Reclaimed wood is an excellent choice for achieving an industrial look. Its raw texture, knots and rings add character and warmth to the space. Repurposed wood furniture and accent pieces create a sense of history and sustainability. Consider using reclaimed wood for tables, shelves or even wall paneling to add a rustic touch to your industrial interior.
14. Store more
Make your interior designer happy and keep your industrial interior organized and clutter-free by incorporating efficient storage solutions. Industrial style interior design staples like floating shelves, metal cabinets and exposed storage systems (think repurposed lockers or vintage postal sorting cabinets) are not only functional but also add to the overall industrial aesthetic. Find unique storage ideas that combine recycled materials and good lighting to create a visually appealing and practical space.
Industrial style interior design basics by room
In a kitchen, bedroom and living room designed in pure industrial interior style, you can expect certain key features and elements that are characteristic of this design theme. Here’s a breakdown of the most common tricks industrial interior designers use and what you might typically find in each of the following rooms.
In all these rooms, the industrial interior design emphasizes utility, simplicity and raw, unfinished materials, creating a unique blend of ruggedness, coziness and hominess.
Industrial kitchen
Materials: Exposed brick walls, concrete or stainless steel countertops, rustic materials and open metal shelving. Pipes and ductwork are often left exposed for an added industrial feel.
Appliances and fixtures: Commercial-grade appliances, often stainless steel and large, simple sinks with industrial-style faucets.
Lighting: Pendant lights with metal finishes or Edison bulbs. Track lighting might also be used.
Furniture: A large, sturdy wooden table with metal legs, paired with metal or industrial-style chairs. Bar stools made of metal or with a metal base and leather seats are common near the kitchen island.
Decorative elements: Minimal decorations, with a focus on functionality. You might find vintage industrial items or tools repurposed as decorative elements.
Industrial bedroom
Materials: Exposed brick or concrete walls. The flooring might be concrete, distressed wood or have a raw metal finish.
Bed: A simple, robust bed frame, often made of metal or reclaimed wood. The bedding is typically neutral in color, focusing on texture rather than patterns.
Lighting: Simple, functional lighting like metal pendant lights or floor lamps with an industrial design.
Furniture: Minimalist furniture with a focus on utility and a raw, unfinished look. A metal or wooden wardrobe and a simple, sturdy dresser are common.
Decorative elements: Decorations are sparse, with possible additions of vintage industrial or rustic pieces, like old signs, black and white photos or reclaimed industrial gear.
Industrial living room
Materials: Exposed beams, brick walls and concrete or wooden floors. In an ideal situation, the room will feature large, factory-style windows.
Seating: Comfortable, spacious sofas, often in neutral colors or leather and paired with metal or wooden coffee tables with a raw, unfinished look.
Lighting: Industrial-style floor lamps, track lighting or sizable, metal pendant lights.
Furniture: A mix of old and new, with pieces that have clean lines but a rugged, utilitarian feel. A statement piece like a vintage industrial cart or metal shelving is common.
Decorative elements: Again, decorations are minimal but might include vintage industrial objects, metal artworks or simple, abstract pieces.
Is industrial interior design right for you?
Industrial interior design offers a unique and captivating aesthetic that celebrates the rawness and authenticity of the industrial interior design style. By embracing visible structural elements, rugged materials and a minimalist spirit, you can create a stylish and inviting industrial interior.
Incorporate these industrial interior design ideas into your own space to achieve the perfect blend of modern and rustic in the industrial interior design in your own place, whether you’re renting a home or looking to buy a house.
AN interior designer has found budget-friendly home decor that looks just like items she’s spotted at World Market.
She picked out several home accents at Dollar Tree that looked far more expensive than what they cost.
Interior design enthusiast Ruqiya (@studioriuhome) knows a thing or two about how to make your home look chic without spending a ton of money.
She offers decorating and DIY tips and thrifting advice online for those on a budget.
She brought viewers to her local Dollar Tree in a TikTok video as she scanned the aisles and picked out several products that would work well in any home.
“What I would buy as a designer from Dollar Tree,” the subtitle read.
First up were Iridescent Glass Candleholders, which were great for holding makeup, cotton balls, or cotton swabs.
Next, she held up an incense holder with a wood design that she loved the “simplicity” of.
She then moved on to the huge display of two-pack pink and purple candles at the discount store, which she called a “perfect pop of color” for Valentine’s Day.
They had great decor up for the holiday, so Ruqiya showed off a few items that stuck out to her.
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She thought a two-piece set of red “twisty candles” was a “must” because they usually sell for about $40 at Anthropology and more than $10 anywhere else.
There were also pink Luminessence Taper Candles that she thought were “so pretty.”
The decor expert loved the design on small pink candle holders and thought a mini off-white rainbow-shaped sculpture was “perfect for a girl’s room or nursery.”
Even though she thrifted a ton of her glass candleholders, she admitted she had no idea that Dollar Tree sold them.
At the time she recorded the video, she said her favorite piece was a “beautiful” Burnt Amber candle, which is set to be “all the rage in 2024.”
Afterward, Ruqiya wrote in the caption that her “favorite has to be the twisted candles and burnt amber candle holders.”
She added that the iridescent candle holders were “adorable” and “look identical to the collection at World Market,” which retail for almost $10.
She also pointed out a Bubble Square Scented Pillar Candle that was so popular that there was only one available at her store.
Lastly, she capitalized on the many baskets available at the store in different shades and sizes.
She picked a pink one up for a baby shower gift basket she was making.
Many viewers were excited about the haul items and couldn’t wait to get their hands on them.
“I love going through Dollar Tree stores! Exploring is fun,” one commented.
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“I love Dollar Tree holiday decor! I need to get some Valentine’s Day stuff!” another added.
“I literally have Q-tips and cotton balls in the iridescent glass!” a woman wrote.
Inside: Escape the cycle of being broke with insightful tactics. Learn to invest, save smartly, spot financial traps, and build secure money habits today.
You are desperate right now. You want to know why I am broke.
I get it. This is a situation I have been in before and just recently when I lost my main source of income.
The feelings of you can’t afford anything may send you down a steep spiral of depression.
So, how do we escape?
Here are the tips I used before and plan to use again.
Top Reasons for Why I am Broke
#1 – The Mindset Traps That Keep You Broke
A mindset that cultivates a sense of scarcity rather than abundance can be a massive roadblock to financial prosperity. When you’re shackled by thoughts like “I am always broke,” you unwittingly set the stage for a self-fulfilling prophecy.
The mental narrative that convinces you wealth is unattainable can keep you trapped in a loop of missed opportunities and poor financial decisions.
You may inadvertently sabotage your potential to earn more, save, or invest wisely by clinging to a defeatist paradigm.
Fixing a broken mindset is about shifting from a state of helplessness to one of deliberate, empowering action.
It starts with self-awareness and is further built through intentional positive affirmations and financial education.
Overcome By: Remember, the mind is powerful—it can be your greatest ally or your most formidable adversary. Change your money mindset.
#2 – Living Beyond Your Means: A Fast Track to Empty Pockets
Living beyond your means is akin to constantly filling a sieve with water, hoping it will someday retain more than it loses—a surefire way to financial drought. It’s a lifestyle where your outflow far exceeds your inflow, and every paycheck evaporates into the ether of consumerism.
With the advent of credit cards and buy-now-pay-later schemes, the temptation to spend money we don’t have has never been greater.
The façade of affluence conceals the grim reality of financial instability.
Acknowledging this trap is step one. Living within one’s means doesn’t imply sacrificing joy or reverting to asceticism; it’s about striking a harmonious balance between the lifestyle you desire and the one you can sensibly afford.
Overcome By: Making choices aligned with your financial reality, finding contentment in simplicity, and prioritizing financial health over transient pleasures.
#3 – Chronic Debt: Borrowing from Tomorrow for Today
Chronic debt is a pervasive issue, ensnaring individuals in a vicious cycle of borrowing today and worrying about repayment tomorrow. This pattern often stems from an urgency to fulfill immediate desires or needs without adequate financial resources.
Alarmingly, the trend of increasing consumer debt signals a culture obsessed with instant gratification as consumer debt is $16.84 trillion in Q2 2023, according to Experian. 1
Being in debt should not be normal.
The onus of breaking free from chronic debt lies in reevaluating your relationship with money. It means slowing down the urge to splurge, meticulously planning for future financial obligations, and carving a path towards debt repayment.
Overcome By: Find the discipline to not only stop accumulating debt but also to aggressively tackle existing debts through methods like debt snowball or debt avalanche strategies.
#4 – You Haven’t Learned to Plan and Budget for a Brighter Tomorrow
The lack of a strategic financial plan and a detailed budget is tantamount to navigating unknown terrain without a map. Without these critical tools, your finances are left to chance rather than choice, leaving you vulnerable to the whims of circumstance.
Budgeting is perhaps the most fundamental step toward taking ownership of your financial future. It gives you a clear snapshot of where your money is going, which is essential for making informed spending decisions.
However, many avoid the budgeting process, perceiving it as restrictive or complex. The truth is that budgeting liberates you from the anxiety that comes with uncertainty. It empowers you to align your spending with your financial goals and to find a balance between today’s necessities and tomorrow’s aspirations.
Overcome By: Choose a budgeting method whether it be the zero-based budget, the 50/30/20 rule, or the envelope system, the key is to find a method that resonates with your lifestyle and stick to it.
#5 – No Emergency Fund to Weather Financial Storms
An emergency fund is an essential bulwark against the financial tempests life invariably hurls your way. Without it, a single unforeseen event—a job loss, a medical emergency, or an urgent car repair—can capsize an already precarious financial ship. The lack of an emergency cushion extends an open invitation to debt and financial strain.
The data tells a stark tale:
A statement from the Consumer Financial Protection Bureau highlights that nearly a quarter of consumers (24%) don’t have an emergency savings account. 2
Additionally, 39% have less than a month’s worth of income saved for emergencies, setting the stage for potential financial disaster. 2
This precarious situation has become more pronounced with the increasing cost of living and high inflation rates witnessed in 2021-2023.
Overcome By: Structured, automatic savings transfers to facilitate the gradual growth of your emergency fund without it feeling like a financial blow. The goal is to build a reservoir robust enough to cover several months of living expenses, providing a comfortable buffer that can help you bounce back from setbacks without the need to borrow money at high-interest rates or liquidate precious assets at inopportune times.
#6 – Lack of Understanding of The Power of Investing
Understanding the power of investing is key to grasping the potential of a seed. A seed, given the right conditions, can grow into a flourishing tree. Similarly, investing allows your finances to grow beyond the confines of stagnant savings.
Yet, many people fail to harness this power due to a lack of understanding or fear of the unknown. This was me for many years until I decided to learn to trade stocks.
A common misconception surrounding investing is that it’s solely the playground for the rich or financially savvy. This myth steers many away from multiplying their wealth via investments, leaving them to rely solely on their primary source of income. Moreover, a lack of understanding often leads to panic during market volatility, resulting in ill-timed decisions to buy high and sell low—contrary to sound investment strategies.
Overcome By: Invest money consistently into a low-cost mutual fund or ETF that tracks the overall S&P. Then, continue your investing education on how to invest in stocks.
#7 – Wasteful Spending Habits
Wasteful spending habits are the quiet thieves of financial security. They nibble away at your earnings, leaving you wondering where your money has gone at the end of each month. This pattern often goes unnoticed, as it’s usually composed of small, seemingly insignificant purchases that accumulate over time.
The danger of wasteful spending is its subtlety.
It’s the daily coffee on the way to work, the meal out because cooking feels like too much of an effort, or the impulse buys during the sale season.
Individually, these do not seem like considerable expenses, but together, they can consume a substantial portion of your budget.
To curtail this financial leak begins with recognizing and acknowledging these habits. Tracking every penny spent can be an eye-opening experience, illustrating just how quickly the ‘little things’ can add up. With this awareness, one can then consciously decide where to cut back.
Overcome By: Adopting a minimalist approach, where value and purpose become the benchmarks for every expense, can help combat wasteful spending. Questions like, “Do I really need this?” or “Will this purchase add value to my life?” can serve as useful filters. Take up a no spend challenge to see your mindless consumption.
#8 – Fail to Recognize the Patterns That Lead to a Near-Empty Wallet
Failing to recognize the patterns that deplete your wallet is akin to ignoring the signs of a leaking roof until it caves in—it’s a disaster in the making. Often, it isn’t one significant financial blunder, but rather a series of small, recurring missteps that lead to the near-empty wallet syndrome.
For instance, routinely underestimating monthly expenses can lead to a perpetual state of surprise when the bills pile up.
Similarly, neglecting to keep tabs on bank account balances may result in overdraft fees that, over time, take a sizable bite out of your funds.
Disregarding the accumulative effects of late payment charges or routinely paying only the minimum on credit card balances can exacerbate financial distress.
Overcome By: To reverse this trend, one must become a detective in their own financial mystery. Start by scrutinizing bank statements and tracking expenses. Look for patterns, like repeated late-night online shopping sprees or habitual dining out, which contribute to the thinning of your wallet. Use budgeting apps or spreadsheets to flag these patterns visually, making it easier to identify and amend them.
#9 – How Fear and Denial Contribute to Ongoing Money Issues
Fear comes in several forms: fear of failure, fear of taking risks, and even fear of facing the truth about one’s financial situation. It can immobilize individuals, preventing them from making necessary financial changes or taking action that could otherwise mitigate or reverse money woes.
For instance, the fear of losing money might dissuade one from investing in potentially lucrative opportunities, leaving them stuck in the low-yield safety of a savings account.
Further, there’s the psychological phenomenon of denial—a defense mechanism that numbs the pain of reality. When faced with mounting debt or budgetary failure, denial kicks in, allowing individuals to live as if the problem doesn’t exist. Unfortunately, ignoring overdue notices or dodging calls from creditors doesn’t make debts disappear.
Denial only deepens the financial hole, often leading to larger, more complex problems.
Overcome By: To confront these challenges, it’s crucial to adopt a stance of brutal honesty with oneself. This means acknowledging fears and confronting financial shortcomings head-on. Professional help, such as financial counselors or advisors, can provide support and guidance to navigate these tricky emotional waters.
#10 – No Clear Financial Goals and Plans
The absence of clear financial goals and plans is like embarking on a voyage without a destination. It not only leads to aimless wandering but also ensures that you miss out on the focus and motivation that well-defined objectives provide.
When you lack clarity on what you’re saving for or what you wish to achieve, there is little impetus to resist the temptations of immediate gratification or to weather the short-term sacrifices that long-term gains often require.
Setting clear and measurable financial goals lays the groundwork for creating effective plans to reach them.
Overcome By: To break this cycle, begin by reflecting on what you value most and where you would like to be financially in the future. Whether it’s achieving debt freedom, owning a home, funding education, or planning for retirement, having specific goals in mind will define the purpose of your financial activities. Craft a plan that outlines the steps needed to accomplish them.
#11 – Laziness is your Game
When you approach your finances with a laissez-faire attitude, it’s akin to ignoring the health of a garden; without regular attention and effort, it’s bound to wither. Financial laziness can manifest in various ways, from failing to review bank statements and ignoring budgeting to neglecting opportunities to cut costs or boost income.
Each act of omission is a step closer to the financial doldrums.
Procrastination or avoidance might seem less painful at the moment, but they ultimately compound the problem. Contrary to what some might think, simple acts of financial diligence, such as cash management or regularly doing household chores, do not require Herculean effort.
Moreover, they set a foundation for sound financial habits that thwart needless spending.
Overcome By: Schedule time for financial management much like an important meeting.
#12 – Keeping up with Others is Breaking Your Bank
The urge to keep up with others—often termed the ‘Keeping up with the Joneses’ or ‘Keeping up with the Kardashians’ phenomenon—is a profound pressure that exerts an invisible, yet powerful, force on financial habits. This social comparison can lead to an insidious form of competition, one that disregards personal financial realities in favor of an illusory social standing.
It’s an impulse driven by comparison, where the benchmark of success is set not by personal satisfaction, but by the possessions and lifestyles of others.
The decision to upgrade to a luxury car, splurge on designer clothes, or redo a perfectly functional kitchen stems not from need, but from a desire to project an image that matches or surpasses those in your social sphere.
Financial guru Dave Ramsey encapsulates this philosophy with his common saying, “Live like no one else will now, so in the future, you can live like no one else can.” This means making money moves that are right for you, not those dictated by social pressures, which can sometimes involve humbler living now for a wealthier future.
Overcome By: Breaking free from the shackles of this social competition requires introspection and a bold reaffirmation of personal values. Adjusting focus towards personal financial goals and aspirations, rather than mirroring others’ spending decisions, is key.
#13 – Need Help Differentiating Needs from Wants
The blurring line between needs and wants is a common financial pitfall that can lead individuals deeper into the morass of money woes.
Needs are essentials, the non-negotiable items necessary for survival—food, shelter, healthcare, and basic utilities.
Wants, on the other hand, include anything that is not vital for basic survival but enhances comfort and enjoyment of life.
The difficulty in distinguishing between the two often stems from habituation. What starts as a luxury, like eating out at restaurants, getting a high-end smartphone, or subscribing to multiple streaming services, can quickly become perceived as essential. This is particularly difficult in a consumer-driven society, where advertising and social media constantly inflate our perception of what we ‘need’ to lead a fulfilling life.
The result? A budget that’s stretched thin on non-essentials, leaving little room for savings or investment.
Overcome By: Regularly reassess expenses and ask the hard questions about whether a purchase is genuinely essential or merely a desire dressed up as a need.
#14 – You Don’t Make Enough Money to Cover Your Expenses
When your income doesn’t cover expenses, the strain can be relentless. This financial imbalance is often the stark root of the “I am broke” refrain. In such cases, every dollar becomes precious, and the financial breathing room feels nonexistent.
The reason is straightforward: if what comes in is less than what goes out, deficits and debt are the inevitable outcomes.
Addressing this challenge requires a two-pronged approach—increasing income and/or reducing expenses. For many, reducing expenses is the immediate reflex, and while it’s an essential strategy, there’s only so much you can save, but no limit to how much you can earn.
Overcome By: Focus on making more money. This could mean asking for a raise, seeking better-paying job opportunities, pursuing a side hustle, making money online, or acquiring new skills that offer higher income potential.
Long-Term Solutions to Build a Secure Financial Future
Building a secure financial future is an aspirational goal for many, but achieving it requires a strategic approach characterized by foresight, discipline, and an understanding of personal finance.
Becoming financially independent doesn’t happen by magic chance; it’s the result of deliberate actions taken with consistency over time.
Here are the foundational blocks for constructing a sturdy financial edifice:
Invest in Financial Literacy: Knowledge is power, and this is especially true in the realm of finance. Educate yourself about budgeting, investing, insurance, taxes, and retirement planning. Reliable resources include books, online courses, podcasts, and workshops.
Set Clear Financial Goals: Define what financial success looks like for you, whether it’s being debt-free, owning a home, or achieving financial independence. Detailed goals provide direction and motivation for your financial plan.
Create a Robust Budget: A flexible budget isn’t a one-time exercise but a living document that should evolve with your financial situation. It should reflect your income, fixed and variable expenses, and financial goals.
Establish an Emergency Fund: This is the bedrock of financial security. Aim to save three to six months’ worth of living expenses to protect yourself from unforeseen circumstances without falling into debt.
Pay Off Debt: High-interest debt is a major impediment to financial growth. Utilize strategies like the debt snowball or avalanche methods to tackle debts efficiently. Once you’re debt-free, avoid accumulating new debt.
Diversify Income Streams: Relying on a single source of income is a risk. Look for opportunities to create additional streams of income, such as side businesses, freelance work, or passive income from investments.
Invest Wisely: Make your money work for you through smart investments. Consider diversified portfolios, retirement accounts, and tax-efficient investment strategies to grow your wealth over time.
Plan for Retirement: The future is closer than you think. Contribute regularly to retirement accounts like 401(k)s or IRAs. Take advantage of employer match programs if available, as they’re essentially free money.
Protect Yourself with Insurance: Ensure you have adequate insurance coverage for health, life, property, and potential liabilities. This helps to guard against catastrophic financial losses.
Breaking the Cycle of Being Broke
Just like becoming broke is often a gradual process—a few uncalculated loans, hasty investments, and numerous credit card swipes. Suddenly, financial stability seems like a far-off dream.
The same goes for breaking the cycle of being broke. It is about moving from living paycheck to paycheck with no savings, drowning in debt, and making questionable spending decisions to become financially stable.
Even though our society may see being broke as normal, it is possible to embrace financial prudence to defy such norms. It’s time to delve into the reasons behind the perpetuation of brokeness and unveil practical steps toward lasting financial freedom.
What do I do if I’m broke?
Finding yourself in a financial predicament where the end of your money arrives before your next paycheck is a stress-inducing scenario.
When faced with the stark reality of being broke, here’s a step-by-step guide to help you navigate through and set the stage for a more stable financial future:
Assess Your Situation: Take stock of all your available assets and resources. This includes checking account balances, any savings, and items you could potentially sell for quick cash. Understanding what you have can help you gauge your immediate next steps.
Prioritize Your Expenses: Sort your expenses by urgency and necessity. Essentials like rent, utilities, and groceries come first. Non-essentials or discretionary spending should be paused or significantly reduced until your financial situation improves.
Reduce Costs Immediately: Eliminate any non-essential expenses. Cancel or suspend subscriptions, memberships, or services that are not vital. Consider cheaper alternatives for necessary expenses, and utilize community resources, such as food pantries, if needed.
Negotiate with Creditors: If you’re struggling to pay your bills, proactively reach out to creditors to discuss payment options. Many are willing to work with you on a revised payment plan to avoid defaults.
Seek Additional Income Sources: Consider taking on a side job, selling unused items, freelancing, or offering your skills for short-term gigs. Even small amounts of additional income can make a significant difference when you’re broke.
Consider Assistance Programs: Look into local, state, and federal assistance programs. You may be eligible for temporary aid to help with food, housing, or utility bills.
Borrow with Caution: If borrowing is unavoidable, be cautious and choose the most cost-effective options such as loans from family or friends, a personal loan with a low-interest rate, or a hardship withdrawal from your retirement account (as a last resort).
Remember, being broke can happen to anyone, so there’s no shame in it.
The key is to take swift, decisive action to mitigate the immediate crisis while also planning longer-term strategies to prevent recurrence. By addressing the issue head-on and adjusting your financial habits, you can initiate the journey from being broke to becoming financially buoyant.
FAQ: Navigating Away from Being Broke
Finding yourself consistently broke at the end of each month is an indicator that there’s a disconnect between your income and your spending habits.
It’s often the result of several factors or behaviors that, when combined, result in a cycle of financial scarcity. Here are common reasons why this might be happening:
No Budget or Poor Budgeting
Overspending
Impulse Purchases
Lack of Emergency Savings
Failure to Track Expenses
Living paycheck to paycheck
High Debt Payments
Remember, understanding why you’re broke at the end of the month is the first step towards financial stability.
Saving money when funds seem stretched to their limit is a challenge that requires creative strategy and discipline. Even with a tight budget, there are ways to eke out savings without significantly impacting your day-to-day life.
If saving a significant amount seems daunting, start by saving your change. Physically save coins or use apps that round up your purchases to the nearest dollar and save the difference. Check out my mini savings challenges.
Saving money when it seems there’s barely enough to cover the bills begins with a commitment to take whatever steps are necessary, however small they may initially seem. Every dollar saved is a step towards financial resilience and a buffer against future financial challenges.
Investing can be a powerful tool for building wealth over the long term, and it’s often considered a key component of achieving financial stability. However, for those who are currently struggling to make ends meet, the decision to invest should be approached with caution.
Investing typically involves committing money with the expectation of achieving a future financial return. It has the potential to outpace inflation and increase your wealth due to the power of compound interest. Nevertheless, it often carries the risk of losing the invested capital, a risk that those in financial distress may not be in the position to take.
Feeling Broke without Money – Time to Make A Change
Feeling broke is a stressful and demoralizing experience, but it’s also a clarion call for change. It signals that your financial health needs attention and that your money management strategies may require a significant overhaul.
However, the situation is not without hope; with determination and the right approach, it’s possible to transform your financial landscape.
The journey away from the precipice of being broke begins with honesty, introspection, and a willingness to adapt. It’s about confronting uncomfortable truths, devising a clear plan, and taking decisive action. From crafting and adhering to a precise budget, cutting unnecessary expenses, to seeking additional income streams—all these steps are essential in the path to financial stability.
Remember, feeling broke isn’t a permanent state. Mindset is everything.
It’s a challenge to be met, an opportunity for growth, and a chance to steer the course of your financial ship towards calmer and more abundant waters. Your future self will thank you for the changes you implement today, so take that first step now.
>>>It’s time to make a change—because you deserve the peace of mind that comes with financial security.
Source
Experian. “Experian Study: U.S. Consumer Debt Reaches $16.84 Trillion in Q2 2023.” https://www.experian.com/blogs/ask-experian/research/consumer-debt-study/. Accessed January 25, 2024.
Consumer Financial Protection Bureau. “Emergency Savings and Financial Security.” https://files.consumerfinance.gov/f/documents/cfpb_mem_emergency-savings-financial-security_report_2022-3.pdf. Accessed January 25, 2024.
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Imagine your tenant is navigating the process of applying for a driver’s license, securing a new job or proving residency within a school district for their children. In these situations, they might turn to you for assistance in crafting a proof of residency letter so they can prove residency. Let’s break down what residency letters entail and what’s required in an official proof of residency letter.
What is a proof of residency letter?
Also referred to as an affidavit of residence, a proof of residency letter is a straightforward statement confirming that a person resides at a specific address. No need for elaborate details or commentary on your tenant’s qualities; simplicity is key. While you can involve an attorney, drafting one yourself can save on residency letter legal fees.
Who can request a proof of residency letter?
Typically, your tenant initiates the request to establish residency for various purposes, as mentioned earlier. However, there are instances where a third party might seek proof of residence regarding your tenant.
As a landlord, safeguarding personal and credit information, you must obtain your tenant’s written consent to disclose such details to a third party. A tenant release form, including specific authorization language, can be used for this purpose.
What to include in a proof of residency letter
Start by understanding why your tenant needs the letter. Depending on the situation, you may need supporting documents like the lease or details about your tenant’s lease agreement. Keep it simple and factual. Begin with your legal name, address and date. Follow with a salutation and proceed with the main body of the letter.
Declare your full legal name and title, confirming your tenant’s residence at a particular address since the lease start date, along with rent payment details. Mention any other individuals residing with the tenant.
Include a line affirming the truthfulness of the document, and be prepared to sign it in front of a notary, possibly with an additional witness. Having the letter notarized is not always required, it fully depends on the requesting party for the letter.
Proof of residency letter template
[Landlord’s Name] [Landlord’s Street Address] [Landlord’s City, State, ZIP Code] [Date]
To Whom It May Concern,
I, [Your full legal name], am the landlord of [Name of your resident]. I’m writing to acknowledge and confirm that [he/she] resides at [Street address, City, State] and has done so since [Day/Month/Year] as my tenant.
[Tenant’s name] lives in the home with [Names of other residents who live with the tenant]. [Tenant’s name] pays me [Rent amount] each month on [Date].
I swear and affirm under penalty of perjury that the facts outlined in this statement are true and accurate.
If you have any questions or concerns, contact me at [Your phone number].
Sincerely,
[Your signature]
To make things smoother, keep a sample copy on file to quickly fulfill your tenant’s request, particularly if you manage multiple properties. This proactive approach will undoubtedly be appreciated by your tenants.
FAQs: Proof of residency letter
Writing a affidavit of residence doesn’t have to be difficult, however, since it’s one of a landlord’s official documents it’s important to write it correctly. Here are some common questions asked in the residency letter process.
Why might a tenant need proof of residency?
Tenants may require a proof of residency letter for various reasons such as applying for a driver’s license, securing employment or verifying their residence within a specific school district. It serves as official documentation confirming their address.
Can a proof of residency letter be requested by government agencies?
Yes, government agencies may request a proof of residency letter for various purposes, including eligibility for certain benefits or programs. Ensure you are aware of the specific requirements and provide the necessary information.
Is a proof of residency letter the same as a lease agreement?
No, they are different. A lease agreement outlines the terms and conditions of the rental arrangement, while a proof of residency letter is a statement affirming that a person resides at a particular address. The proof of residency letter complements but does not replace, the lease agreement.
What backup documents might be needed when drafting this letter?
Depending on the situation, you may need supporting documents such as a copy of the lease, details about the date the tenant signed the lease or information about rental payments. Be prepared to gather and provide additional documentation as required.
Can I refuse to provide a proof of residency letter if requested by a tenant?
As a landlord, you have the right to evaluate and fulfill requests for proof of residency letters based on legitimate reasons. However, it’s important to understand your responsibilities and legal obligations to ensure fair and consistent treatment of all tenants.
How long is the letter valid?
The validity period may vary based on the purpose for which it is requested. Some entities may have specific timelines, so it’s advisable to check with the requesting party. Keeping records of when the letter was issued can also be helpful.
Can I customize the affidavit of residence template provided?
Yes, the template provided serves as a guide, and you can customize it based on specific requirements or additional information needed by the requesting party. Ensure that any modifications still adhere to legal and factual accuracy.
Navigating the affidavit of residence
In the realm of rental management, understanding and providing proof of residency letters can greatly benefit both landlords and tenants alike. Whether your tenant is embarking on obtaining a driver’s license or confirming residence within a school district, the affidavit of residence stands as a crucial document.
By embracing the insights shared in this article, landlords can navigate proof of residency requests with ease, providing valuable support to tenants as they navigate life’s milestones and obligations. Ultimately, fostering a transparent and cooperative environment enhances the overall rental experience for both parties involved.
Interested in becoming a landlord? See how you can create passive income with less hassle by listing your property with us.
The desire to get a good deal unites practically all travelers. Whether you’re looking for a cheap getaway or a luxury vacation, no one wants to spend more than necessary. When it comes to booking flights, travelers may naturally head to an airline’s website. However, that’s not always the best site to book flights.
Whether it’s taking advantage of credit card perks, earning bonus miles or saving money, the best flight booking site can vary depending on your situation and willingness to get creative. Let’s take a look at six of the best sites to book flights and when each is the best option.
The best flight booking sites
1. Google Flights
For ease, speed and features, Google Flights is arguably the best website for flight searches. Search results appear almost instantly. Filters let you narrow down to nonstop options, select a subset of airlines, limit by price or factor in the price of a bag. Similarly, you can use Google Flights filters to avoid certain airlines, multi-stop itineraries, long layovers, early flights or pretty much whatever you might want to avoid.
You can easily check flexible dates, and if you’re flexible on where you go you can use the Explore map to see prices for a variety of destinations for certain dates, a certain month or anytime in the next six months.
Google Flights partners with hundreds of airlines and online travel agencies (OTAs) to pull current flight prices. That way you don’t have to search each of these sites to be able to see the options. Once you select your preferred trip, Google Flights links you to the top booking options for actually booking your flight — including the airline itself and the best OTA booking options.
The downsides of Google Flights are few. One is the lack of Southwest flight prices. Although Southwest flight schedules will show in flight search results, Southwest flight prices aren’t available. That’s because Southwest chooses to publish flight prices only on its website.
Another downside is that Google Flights doesn’t always show the cheapest prices — particularly for international flights. That means it’s worth double-checking prices on another site before booking through Google Flights.
2. Kayak
Like Google Flights, Kayak searches hundreds of other websites and flight booking platforms to find the best deal. Kayak generally doesn’t let you book flights directly. However, one benefit of Kayak is the streamlined process. Rather than having to click through several pages to confirm your selection, clicking “view deal” on the results page can take you right to the cheapest booking option.
Also, some travelers may find Kayak’s flexible date search a bit easier to work with as you can see results from several days in the search results — eliminating the need to check each day’s results separately.
But perhaps the most important reason to use Kayak instead of Google Flights is that it can catch better deals. For example, we found a $550 round-trip flight from Los Angeles to Barcelona using Google Flights. Kayak found a way to lower that price to just $472 round-trip — at least once you scroll past an advertisement.
Note that Kayak manages other flight search sites — including Momondo and Cheapflights — so the results may be very similar between these sister sites.
3. Expedia
So far, we’ve focused on ease in flight searching, and that’s going to be enough for many travelers. However, now let’s add in some additional elements to consider when choosing the best flight booking site: earning rewards and saving by booking packages. Expedia excels at both of these.
Through the new One Key rewards program, travelers can earn 0.2% in OneKeyCash from flight bookings made through Expedia. That’s not much, but it can stack on top of the awards you earn from the airline and those that you earn on your credit card purchase.
Even better, you’ll earn credits toward One Key elite status by booking your flight through Expedia. As you climb up the tiers, you’ll unlock up to 20% savings on hotels, get hotel upgrades, priority support and even price drop protection.
Plus, Expedia boasts that travelers can “save up to 30%” when bundling a hotel with a flight booking — although actual discounts are likely to vary.
4. Capital One Travel
For many Capital One cardholders, Capital One Travel might just be the best flight booking site. Part of this is to take advantage of cardholder benefits. For example, Capital One Venture X Rewards Credit Card holders earn 5x Capital One miles when booking flights through the Capital One Travel portal. Plus, Capital One Venture X Rewards Credit Card holders get up to $300 off travel booked through the Capital One Travel portal each cardholder year.
Also, Capital One Travel can help you truly get the best price for your flight. Capital One partnered with travel data company Hopper to show suggestions about when it’s the best time to book.
Capital One backs up these recommendations with money. If you book a flight through Capital One Travel when Hopper recommends doing so, you’ll get up to a $50 credit toward future travel if the price drops within the next 10 days.
5. Kiwi
Would you be willing to book a trip as two separate tickets in order to save money? That’s the idea behind Kiwi. Instead of simply searching flights from your home airport to your destination, Kiwi checks all potential options to get between A and B. That could mean taking a bus or train from your home city to another to catch a flight to your destination. Or, Kiwi might pair a low-cost domestic flight with a cheap international flight from another city to lower your total cost.
For example, when we priced out a round-trip flight from Phoenix to Tokyo, the cheapest option when booked as one ticket cost $1,353 round-trip — and that’s with an overnight stay in Vancouver.
Pricing out the same itinerary and dates through Kiwi drops the price to just $789 round-trip. The secret? Booking this as two round-trip flights: One from Phoenix to Los Angeles on Frontier and a separate round-trip from Los Angeles to Tokyo on Zipair.
Keep in mind that there are risks with booking separate tickets to get where you want to go. If a delay or cancellation causes you to miss your connection, the second airline/bus/train company isn’t obligated to honor your ticket and rebook you on the next option. So make sure to factor in all of the risks of booking travel like this.
6. BookWithMatrix
ITA Matrix is a very powerful and ultra-customizable search platform for finding exactly the flight itinerary you want — whether that’s booking a longer layover, avoiding certain aircraft types or booking nerdy trips such as the Alaska Milk Run.
The catch: Travelers can’t actually book flights through ITA Matrix. And, unlike Google Flights, ITA Matrix doesn’t even link to the best flight booking site for that itinerary. Instead, travelers are left to attempt to re-create the same itinerary through another flight booking website — which can be hard in the case of certain complex itineraries.
Enter BookWithMatrix. Travelers can copy-paste their perfect itinerary from ITA Matrix into BookWithMatrix to get bookable links through the airline or select OTAs.
Alternatively, travelers have the option to install the PowerTools extension in Google Chrome. This extension adds booking links right on the ITA Matrix itinerary page, avoiding the need to browse to another page.
Final thoughts on the best flight booking site
There’s not a one-size-fits-all best website for booking flights. Instead, the best flight booking site for you is going to depend on how simple you want the process to be, whether you’re willing to get creative with your booking, and even which credit cards you have.
For most travelers, the simplicity of Google Flights is going to make it the best one-stop shop for searching and booking flights. However, it’s worth considering other options if you’re flying internationally, want to book a flight-and-hotel package or have a Capital One Venture X Rewards Credit Card.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024, including those best for:
Some of the most popular interior design styles include industrial, nautical, Scandinavian and Bohemian designs. These styles are all distinct from each other, blending different elements to create a unified look. Designers draw on these different styles when searching for thematic inspiration for interior redesigns or home renovations.
One of the timeless interior designs is the mid-century modern style which emerged during the mid-1900s. Inspired by the Bauhaus style, the mid-century modern approach is set apart by its classic, understated look. Simple yet elegant, its distinguishing features include sleek lines with minimal ornamentation.
Adopting a mid-century modern style to your home is one of the most practical ways to redecorate your space. But how can you achieve a mid-century modern look for your home?
Mid-century modern: A mainstream trend?
Trends come and go. What was famous decades ago can make a comeback in today’s world, for instance. That’s why the mid-century modern interior style isn’t a new concept.
If you’ve seen the show “Mad Men,” it can help give you a good idea on what the style is all about. Critics argue that it’s one of the most seductive shows on television — after all, it has mesmerized British audiences with its tales of Manhattan power struggles, illicit relationships, political intrigue and portrayal of life during the 1960s.
But what truly sets the show apart is its reputation for period accuracy. The sets were specifically designed to reflect East Coast interiors in the 1960s. In fact, the show’s production team worked with Herman Miller to create period-appropriate furnishings and artworks.
The show features a muted color palette made up of teal blues, burnt oranges and olive greens set against a backdrop of rich browns and golds. The set also includes iconic pieces of furniture, such as Roger Sterling’s olive buttoned couch and the padded velvet headboard from the Drapers.
It’s no surprise that the show brought mid-century modern designs back into the mainstream.
Stripping it down to the bare essentials
If “Mad Men”taught its viewers anything, it’s that it doesn’t take too much work to redesign your interiors and give it a mid-century modern appeal. After all, the style’s distinguishing features include an emphasis on functionality. That means adopting a minimalist approach to design, which includes uncluttered and sleek lines with minimal fuss.
In a nutshell, simplicity is the name of the game. It’s all about stripping things down to the bare essentials and letting function take center stage. In a similar vein, adopting this style entails reducing clutter and focusing on a single focal point.
Adapting the mid-century modern interior style
One of the most exciting parts about mid-century modern design is that you can let your imagination run wild. Even though the style is similar to minimalism, it doesn’t mean that you have to limit yourself to simple designs. In fact, this style gives you the freedom to experiment with color.
Simple shapes and lines turn color into a necessary layer of visual interest. Mid-century designers used color boldly by incorporating bright colors here and there. The result: a bright and cheerful look that reflected America’s optimism during the 1950s.
Acknowledging the forces of nature
Apart from streamlined patterns and bold colors, the mid-century modern interior look has a strong connection to nature. And this translates to more items and furniture pieces made from natural materials like leather, wood and cotton.
This is where area rugs can help achieve overall balance in interior design. Their subtle, earthen appeal can add to your home’s warmth. They also pull different visual elements together by making some of your furniture pieces stand out — after all, these rugs can also be displayed on the wall.
Tamarian area rugs, in particular, are a fantastic addition to any space because its classic charm can help juxtapose your contemporary-style furniture pieces on display.
For more inspiration, you might want to go over the work of famous interior designers like George Nelson, Edward Wormley, Eero Saarinen, Isamu Noguchi and Jens Risom.
Turning your interior into a true work of art
With enough research and the right furniture, you can create a mid-century modern interior look for your home. After all, its clean lines, bold colors and attractive simplicity has captured the hearts and minds of those looking to brighten up their indoor space. And what better way to add a unique twist to your home?
Whether you want to turn your room into a space that will rival the set on “Mad Men”or just make your home a little more livelier, you’re on the right track. Since the style prioritizes function over form, you’re changing your indoor space for the better.
Kris Trecer is a freelance writer. Her favorite thing to do when she is at home is to play with her dog.
Inside: Looking for delicious, budget-friendly meals? Look no further! This guide has 100+ delicious and frugal recipes that will help you stick to your food budget.
When it comes to keeping your grocery budget in check, meal planning is a powerful tool. It can simplify your life, save you precious time, and stretch your dollars further.
You don’t always need pricey ingredients to whip up something delicious. Creating frugal meals doesn’t mean you have to compromise on flavor.
Sometimes, a frugal meal could mean something cheaper but equally, if not more, delicious than takeout! The key to this art is using simple, inexpensive ingredients, being creative in their application, and not shying away from condiments, herbs, and spices that can elevate your dish.
Remember, eating frugally is not just cost-effective but also simple and stress-free, utilizing common kitchen staples, and easy-to-locate items.
Join me on my mission to make frugal meals that are adored by my family and my thrifty self appreciates.
Frugal Breakfast Ideas:
A frugal breakfast should not equate to boring. Here are a few ways to start your day off right without stressing your wallet:
Waffles/Pancakes: These could be made with basic ingredients like flour, eggs, and baking powder. Top with peanut butter or dust of cinnamon sugar for extra flavor!
Eggs: Cooked to your preference, be it fried, boiled, or scrambled, they are not only easy on the pocket but also a rich source of protein.
Oatmeal: Buy oats in bulk and pair them with over-ripe bananas, pumpkin butter, or a sprinkle of brown sugar. It’s a hearty and filling for just about anyone.
Muffins: Basic muffin ingredients include flour, eggs, and baking powder. For an element of surprise, add in nuts, blueberries, or mashed bananas.
French Toast: With eggs, cinnamon, and loaves of French bread, you can whip up a scrumptious breakfast.
Homemade Bread/Toast: If you’re up to the task, making your own bread could be a money-saving option. This is something I do with sourdough bread. Pair the fresh bread with either sweet or savory toppings.
Omelets: Eggs are a cheap source of protein. Whip up an omelet and serve it with your choice of inexpensive veggies.
Homemade Biscuits: Biscuits are a great addition to any frugal breakfast, with just “milk” and flour ingredients. Pair them with a little meat or enjoy them in butter. Just like my great Aunt Marie made at the ranch.
Choose Spice for Breakfast: This recipe for Mexican baked eggs uses budget friendly canned beans and eggs as a protein source. It’s super simple to make in less than 30 minutes, with eggs baked in a smoky, spicy tomato sauce with black beans, poblanos, and corn. Serve with plenty of corn tortillas for a super satisfying meal.
Frugal Lunch Ideas:
Lunch should be something to look forward to, even if you’re on a tight budget. Here are frugal lunch ideas that keep your tummy and your wallet happy.
Salad: A salad is an excellent choice for a frugal lunch, it’s both cost-effective and healthy. Based on what’s available in your fridge, you can combine different vegetables, proteins, and dressings to create a filling and tasty meal every day.
Sandwiches: The humble sandwich can be as frugal or as lavish as you like. Tuna, grilled cheese, peanut butter, and jelly, ham… you name it, sandwiches offer a great variety.
Homemade Soup: Consider creamy potato soup, creamy vegetable soup, or even curried cauliflower soup. They can be light yet fulfilling, and the ingredients are reasonably priced.
Toast Pizza: Save money by using toast as your pizza base, add what you have in the fridge, top it off with cheese, and cook it under the grill or in the oven.
Baked Potatoes: A toasty baked potato with butter is a delightful, inexpensive lunch. Top it up with fillings such as cheese or broccoli.
Remember, lunch doesn’t have to be expensive to be delicious! Use what you have at home for a more sustainable, economical, and satisfying meal.
Frugal Dinner Ideas:
Dinner is the time when families come together, share their day, and unite over food. There’s a common misconception that frugal foods are bland and monotonous. However, you don’t have to spend a fortune to make dinner delicious and satisfying.
Spaghetti: Who knew that the ultimate comfort food could be so cheap? Combine spaghetti with homemade tomato sauce or cheese, add your favorite seasonings, and voila! You have a delicious meal.
Baked potatoes: Fully customizable and super simple to be a dinner game-changer. Top them with cheese, sour cream, or any other leftovers like chili!
Stir Fry: This is a perfect way to use up any veggies you have. Throw in some meat if you have it, cook with rice and tasty sauce, and your stir fry is ready!
Tacos: Pick up tortillas, get ground beef, or use dried beans, lettuce, and salsa, and there you have your Taco night. You can also swap out the beef for beans, and it’ll still taste delightful.
Breakfast for Dinner: Who said breakfast foods are only for mornings? Whip up scrambled eggs, toast, or pancakes, and enjoy a breakfast-style dinner!
Creating a delicious, nutritious, and frugal dinner can be easier than you might think. It’s all about making the most out of the resources you have, every day.
Recipe Breakdown : Variety Of Frugal Meals
Satisfying Soup & Salad Recipes on a Shoestring
When it comes to frugality, nothing beats the soup and salad combination. These meals are not only hearty and satisfying but also easy on your wallet. With just a few ingredients, these recipes will bring variety and nutrition to your kitchen without putting a strain on your wallet.
Here are a few of our favorite frugal soup and salad recipes:
The Best Chicken Soup Recipe: Simplicity meets flavor without breaking the bank. Utilizing affordable ingredients and leftover chicken, this soup is a testament to how economical choices can still yield rich, comforting results.
Cauliflower and Bacon Soup:
Instant Pot Three Sisters Soup: A blend of corn, beans, and squash.
Root Vegetable Soup: Healthy, comforting, and made with only a few simple and inexpensive ingredients! It’s prepared with veggies like carrots, parsnips, rutabaga, and potatoes simmered in a savory broth.
Healthy Roast Pumpkin and Sweet Potato Soup: Winter favorite loaded with nutrients.
Instant Pot Cabbage Roll Soup: Comfort food at its best.
Smoky Black Bean Soup: Protein packed, tasty, and hearty.
Hearty Lentil Soup: Healthy and will keep you warm during the winter! It’s made with only a few ingredients and requires no special equipment. This soup is made with lentils, veggies, and spices simmered in a savory tomato broth.
Vegan Coconut Curry Lentil Soup: Exotic, aromatic, and down-right delicious.
Instant Pot Split Pea Soup Recipe: Classic soup, ready in no time.
Vegetable Barley Soup: With protein-rich chickpeas, cabbage, potatoes, and the twist of curry spices, this soup is easy, comforting, and delicious!
The Very Best Ham And Potato Soup With Peas: Savory, delicious and economical.
Cheap and Easy Hamburger Soup: Mouthwatering and super easy to prepare.
Creamy Vegetarian Potato Soup: Originally named 45-Cent Potato Soup because that was how much it cost per serving over a decade ago! The cost has increased a bit but this hearty potato soup is still a keeper. Creamy potato soup with veggies and milk – thick, velvety, and hearty. It’s on constant rotation at our house!
Moreover, when it comes to salads, using seasonal produce, beans, or leftover veggies can be an affordable way to create nutritious meals. Add chicken, tuna, or boiled eggs for protein, or keep it simple with fresh greens and a homemade dressing.
Remember, a frugal lifestyle does not mean you have to compromise on taste or variety. It’s about being creative with what you have!
Cut Costs with these Cheap ‘n Cheerful Chicken Recipes
Dinner necessity is the mother of so many amazing chicken dinners! Plus it is an excellent protein option that can be inexpensive, especially if you seize sales or buy in bulk.
Maple Chicken & Potato Supper: This recipe turns an affordable cut of chicken and two types of potatoes into a family favorite.
One-Pot Chicken and Potatoes: Chicken thighs are cheap, add in potatoes, onions, and carrots for a hearty comfort meal.
Leftover Chicken Curry and Vegetables: Lots of recipes use leftover chicken or turkey. But this “All the Leftovers” Chicken Curry also uses your leftover vegetables. Clean out your refrigerator today!
Instant Pot Chicken Tortilla Soup: A quick, deliciously rich, and slightly spicy meal made up of chicken, black beans, and stewed tomatoes.
Crockpot Chicken Tacos: With just 3 ingredients and 5 minutes of prep, this is a lifesaver for busy nights.
Chicken Curry and Quinoa: Simple, tasty, and feels like a treat without the expense.
One Pan Baked Chicken Thigh Recipe with Green Beans and Red Potatoes: This recipe is easy and inexpensive when you grab the chicken thighs on sale! It is easy to prepare, a healthier option and a family favorite!
Cheesy Chicken Quesadillas: A perfect, weeknight meal.
Slow Cooker Chicken Thighs with Potatoes and Carrots: A value for money meal with chicken thighs – one of the cheapest chicken cuts.
One-Pan Chicken Legs with Chickpeas and Quinoa: A wholesome, naturally sweet dish with a few spices.
Easy Cheesy Chicken Taco Spaghetti: Made with pantry staples, this comforting dinner recipe is frugal and filling. Full of pasta, creamy sauce, and canned chicken, your family will be asking for seconds!
Chicken Fried Rice: Uses leftovers efficiently, add veggies, and you have a meal.
Easy Pizza Chicken Recipe: A low carb and high protein meal, especially when you use ordinary cheddar.
Remember, maximizing flavor in cheap chicken recipes often relies on using good quality, inexpensive ingredients, and cooking techniques like slow cooking or sautéing. Happy cooking!
Beautiful Beef Dishes that Benefit Your Wallet
When trying to maintain a frugal lifestyle, using affordable cuts of beef like ground beef, shin, or skirt steak can yield mouth-watering meals that don’t bust the budget. Here are a few beef recipes that are both economical and satisfying:
Ground Beef Stroganoff: A classic comfort food that is simple, quick, and incredibly hearty.
Poor Man’s Stew: An excellent choice for a filling, cheap, and tasty meal for a whole family.
Simple Hamburger Hotdish: This simple hamburger hotdish (casserole) makes delicious use of affordable and easy-to-find ingredients like ground beef, pasta, and tomato sauce. This is a great meal idea to feed a family.
Beef Skillet Nachos: Layer chips, ground beef, and cheese in a skillet for an easy, cost-effective meal.
Homemade Beef and Noodles: An economical-friendly classic that can serve a good number of people.
Tortellini Bake: This 4 ingredient Tortellini Bake uses common ingredients like ground beef and marinara sauce to make a satisfying and hearty meal for families!
Cheesy Ground Beef and Rice Casserole: Across the realms of deliciousness and frugality, this casserole rings the bell.
Beef and Tomato Macaroni Soup: Combining the wholesome elements of beef, macaroni, and tomatoes provides a satiating meal at an affordable cost.
Beef and Vegetable Stir Fry: Brimming with colorful vegetables and protein-rich beef, this dish is a delight to both the stomach and the wallet.
Taco Skillet: It’s the taste of tacos in a convenient and cost-friendly rice skillet.
Classic Stuffed Peppers: Filled with a mixture of ground beef, rice, and a zesty sauce, it’s a comfort meal that’s easy on the pocket.
Sesame-Ginger Beef: This dinner calls for an inexpensive cut of meat.
By creatively utilizing budget cuts and leftovers, you can create economical, hearty, and tasty beef dishes for yourself and your family, fostering a love for cooking while sticking to a money plan.
Money-saving Meatless Meal Marvels
When it comes to cost-saving, meatless or vegetarian dishes are a winner. Not only are they usually cost-effective, but they’re also often packed with nutrients. Here are meatless recipes that are sure to delight your taste buds, without denting your wallet:
Quinoa Edamame Salad with Peanut Sauce: Use cabbage and edamame to make a balanced lunch. The peanut sauce is flavor-packed and uses pantry staples, and the quinoa is easy to swap with rice or pasta.
Vegan Lentil Curry: Packed with nutrition, this dish makes an inexpensive, protein-rich meal.
Jamaican Rice and Peas: Economical rice and beans doesn’t need to be boring. Jamaican rice and peas are easy to make in the slow cooker. This flavorful, easy recipe brings delicious Caribbean flavor to any meal as a side dish or a complete meal on its own.
Spinach Lasagna Roll-Ups: Proof that vegetarian dinners can be delightfully hearty, this twist on classic lasagna is a crowd-pleaser.
Bean, Tomato, and Spinach Stew: A hearty and richly flavored dish that is low cost and satisfying.
Vegan Texas Tamale Pie: Great down-home, budget-friendly meal is perfect to whip up when you need something hearty, healthy, and filling to serve to your hungry family or friends in under an hour. Prepared with basic canned ingredients you might keep in your cupboard, this simple recipe can be easily adjusted to suit your tastes with the groceries you have on hand.
Stuffed Bell Peppers: Fill peppers with a delicious mixture of quinoa, black beans, tomatoes, and spices.
Eggplant Parmesan: Classic Italian dish, easy to make, and delicious to eat.
Pasta e Fagioli aka Pasta and Beans: Feed your family for pennies a bowl with pasta e fagioli. Cucina povera Italian food is the food of peasants, but it is so delicious! Only three inexpensive ingredients are needed to make this quick and easy, nutritious, one pot weeknight meal.
Potato & Zucchini Frittata: Use up your leftover veggies and whip up a quick frittata for dinner.
Tomato Basil Soup with Grilled Cheese: A classic that’s both inexpensive and palate-pleasing.
Vegetarian Stir-Fry: A colorful medley of veggies stir-fried in a savory sauce served over rice.
Spaghetti aglio e olio: This spaghetti aglio olio (with garlic and olive oil) is probably one of the most popular classic Italian pasta recipes and yet it’s so simple, budget friendly and super easy to make!
Butternut Squash Risotto: This dish, while sounding fancy, is frugal and straightforward to make.
Vegan Spaghetti Bolognese: This is a rich, hearty, and flavorful dish that’s lighter on the wallet than traditional bolognese.
Crispy Pan Fried Gnocchi: A simple and quick & inexpensive recipe to make in only 20 minutes for an easy weeknight meal. Crispy gnocchi coated in a light sauce made with garlic, herbs, butter and parmesan.
Implementing meatless meals can significantly cut down on grocery bills, with the added bonus of being healthier and environmentally friendly.
So why not give these recipes a try for your next frugal feast?
Luscious Low-Budget Lunch Ideas
The midday meal can often be overlooked when planning budget-friendly meals. Don’t let lunch blow your allowance! Here are a few low-cost, lip-smacking lunch ideas:
Bean Burritos: Beans and cheese wrapped in a tortilla can be quite satisfying and light on the pocket too.
Tuna Salad Sandwiches: A classic frugal lunch option that’s rich in protein.
Egg Salad Wraps: Egg salad in a wrap is a fulfilling lunch that’s economical.
Homemade Hummus and Veggies: Prepare hummus at home and pair it with fresh veggies for a light and inexpensive lunch.
Mixed Bean Salad: Beans are a powerhouse of nutrition and offer a low-cost lunch option. Mix different beans and dress them up with herbs and spices for a flavorful lunch.
Veggie and Cheese Stuffed Potatoes: A cheesy baked potato with veggies is filling and affordable.
PB&J: Peanut butter and jelly never go out of style and are a great low-cost lunch option.
Tuna Tomato Pasta: Tuna tomato pasta is a delicious healthy and easy recipe that only takes 20 minutes to make. With just a few basic ingredients it’s budget friendly too!
Falafel Wraps: Homemade falafel is quite reasonable and can be wrapped up with pita and fresh veggies for a satisfying meal.
Pasta Salad: Cold pasta salad with veggies is a cheap and filling lunch idea.
Vegetable Fried Rice: Leftover rice, mixed with whatever veggies you have on hand, makes for a delectable and affordable lunch.
When your lunch is as tasty as it is affordable, you’re winning at the game of frugality. Enjoy these luscious lunch ideas without breaking the bank!
Delightful Dinner Recipes That Don’t Dig A Hole In Your Pocket
Dinner is the meal you eagerly look forward to after a long day. Unfortunately, it can also be the priciest meal of the day. But it doesn’t have to be! Here are delightful, cost-effective dinner recipes:
Sloppy Joe Pasta: A homemade mix of pantry staples for a mouth-wateringly filling, budget-friendly twist on the classic Sloppy Joe.
Easy Chilaquiles: Fresh made tortilla chips smothered in homemade salsa, chilaquiles are the best way to make a flavor-packed meal on a budget!
Cottage Pie: Make a delicious cottage pie in the instant pot pressure cooker from scratch. Ideal for using up leftovers and easy to make!
Chicken Pot Pie: Homemade and padded out with cheap, seasonal veggies, it’s a classic favorite, perfect for a weeknight dinner.
Mince & Potato Stew: Heartwarming, flavorful dish that’s easy to make and easier on the pocket.
Linguine with Clam Sauce: Using canned or jarred clams, this linguine dish is made from simple pantry ingredients that won’t break the bank. Dive into a dinner of delicious choice for yumminess.
One Pot Sausage, White Beans, and Kale: It combines flavorful sausage, rich canned tomatoes, white beans, fresh kale, and a few herbs and spices – a cupboard-friendly, inexpensive dinner option.
Tacos: They’re versatile, they’re delicious, and most importantly, they’re cheap.
Potato and Salmon Fish Cakes: Canned salmon and potatoes create a delicious, inexpensive dinner the family will love. They are super easy to make and you can freeze them, too. Even those who dislike salmon enjoy these fish cakes!
Asian-Style Chicken Noodles: This recipe uses leftover chicken and packs a lot of flavors without a lot of cost.
Pasta Arrabbiata: This inexpensive pasta dish is full of garlic, tomatoes, and spicy red pepper flakes. Simple, yet incredibly delicious.
Garlicky Spinach and White Bean Pasta: This recipe is packed with flavor thanks to a surprise, budget-friendly ingredient – tinned anchovies! Simply toss cooked pasta with spinach, white beans, and a garlicky anchovy sauce. It’s easy to throw together for a satisfying weeknight dinner.
Egg Fried Rice: It’s a quick, healthy meal that anyone can cook.
Leftover Pasta Bake: Don’t waste food! Turn your leftovers into a treat with our leftover pasta bake!
Vegetable Stir Fry with Noodles: A quick, healthy dinner full of veggies and flavor.
Low-cost does not mean low taste. These dinner recipes prove just that. So get cooking and start saving!
Put it in Pot and Forget It – Cheap and Easy Crockpot Creations
Using a crockpot or slow cooker can be a real lifesaver for busy individuals or families. Not only does it save time but it’s also a great way to save money by making inexpensive cuts of meat tender and flavorful.
Slow Cooker Sausage and Peppers: Slowly simmered in marinara sauce for a frugal dinner that’s hard to beat! Just serve over pasta or polenta for an easy dinner. Plus, the leftovers are just as delicious for lunches.
Crockpot Beef and Broccoli: The economical version of your favorite takeout dish.
Slow Cooker Black Bean Soup: Inexpensive, full of flavor, and so hearty!
Creamy Crockpot Chicken: Warm shredded chicken and gravy in your slow cooker for the win.
Crockpot Baked Beans: Cheaper and healthier than store-bought!
Crockpot BBQ Chicken: Sweet, tangy, and made with a handful of pantry staples.
Crockpot Lentil Soup: Super hearty, packed with nutrients, and so easy to whip up!
Slow Cooker Pot Roast: The easiest one pot meal and is an instant win for family dinner! Plus, it’s budget-friendly! Easy to prepare for weeknight meals or special occasions alike, this easy pot roast recipe is always a crowd-pleaser!
Slow Cooker Salsa Chicken: Just two ingredients are required for this super versatile recipe.
Crockpot Vegetable Beef Soup: Healthy, hearty, and incredibly easy to make.
Chicken Paprikas Recipe: Use chicken thighs and cauliflower which make it a super frugal meal. If you prefer you can serve it over rice instead of the cauliflower but even her kids agree that the cauliflower version is delicious.
Slow Cooker Mac and Cheese: Yes, even mac and cheese can be done in a crockpot! Even better try this Broccoli Mac Kielbasa Casserole.
Crockpot Ham and Bean Soup: This recipe uses inexpensive and filling beans and veggies, perfect for when you’ve leftover ham.
Slow Cooker Vegan Chili: A vegan twist on this classic comfort food for those chilly days ahead makes for a healthy dinner packed with nutrients brimming with flavor!
Each of these meals will serve you without making a significant dent in your grocery budget. Enjoy the convenience and frugality that slow cooking brings!
Make It Snappy With Instant Pot Recipes
The Instant Pot is a versatile kitchen appliance that’s excellent for fast, delicious meals when you’re on a budget.
Instant Pot Ground Beef Enchilada Pasta: This easy dish combines a few affordable ingredients into a hearty meal that your family will love.
BBQ Beans Instant Pot Recipe: A frugal recipe that’s great as a main dish or a filler for burritos.
Easy Pizza Potatoes in the Instant Pot: A simple pairing of pizza flavors and potatoes for a wallet-friendly dish.
Air Fryer Pita Bread Pizza: Only 5 minutes and a handful of low-cost ingredients to a delicious DIY pizza.
Sweet Potato, Lentil and Chickpea Curry: This vegan instant pot recipe is full of flavor, super hearty and delicious, and extremely reasonable to make.
Mushroom Masala- Mushroom Curry: An exotic and easy-to-prepare mushroom curry that satisfies without stretching the dollars.
Chicken and Sausage Paella in the Instant Pot: Cut down cost by using sausage and chicken thighs for this easy, savory dish.
Instant Pot Tuna Casserole: Comfort on the cheap, using pantry staples.
Fast and Easy Instant Pot Chicken and Rice: Made using basic pantry staples and suitable for both adult and kid taste buds.
These Instant Pot ideas are not only quick and easy to prepare but also budget-friendly. They’re proof that frugal doesn’t mean boring!
Handy Kitchen Tools for Budget-Savvy Cooking
When it comes to frugal cooking, your kitchen gadgets can be your best companions. These tools can save you both time and produce restaurant-quality dishes at home for a fraction of the cost.
Many are the same as frugal home must haves!
Only rely on tools that you use regularly in order to maximize their cost. So, equip your kitchen with these practical, cost-effective tools, and enjoy a more manageable culinary journey.
FAQs: Navigate Your Approach to Cost-Efficient Eats
Eating lunch at work doesn’t have to mean spending a fortune, following these tricks can save you a lot of money:
Meal prep: Plan your meals ahead of time. Invest in a few hours during the weekend or your day off to cook large amounts and portion them out for the week ahead.
Leftovers Are Your Best Friend: Make a bit extra while cooking dinner, and voila, you’ve got lunch for the next day. A yummy, cheap, no-fuss, and no-waste solution!
Pack Your Own Snacks: Trade small shop-bought packs of snacks for a large bag or bulk-buy from a wholesale store. Divide them into small reusable containers for your daily hunger itch.
Invest in a Flask: A good quality thermos flask can keep your homemade soup or stew warm until lunchtime and it’s a lot cheaper than buying soup from a cafe.
Remember, the key is not to take complicated dinners which takes a lot of time. Rather, simple sandwiches, yogurt with fruits, homemade soup even boiled eggs can make great inexpensive lunch options. Planning ahead is key when you’re trying to eat on a budget.
There are several cheap meals you can whip up using budget-friendly ingredients. The absolute cheapest would depend on what you already have on hand in your pantry or the cost of ingredients in your locality.
Rice & Beans: This is a universally cheap and filling meal that can be flavored with some stock, onions, and spices.
Pasta with Tomato Sauce: This is a popular choice when it comes to cheap ideas. All it takes is a rigatoni of your choice, a basic tomato sauce made from canned tomatoes, garlic, and herbs.
Cereal & Milk: A bowl of generic brand cereal and milk is an incredibly cheap meal. It lacks in terms of proteins and fats, but it can be a good quick fix.
Eggs on Toast: Eggs and bread are both cheap elements. Whip up scrambled eggs or make a simple boiled egg sandwich.
Potato Soup: One of the cheapest vegetables around, and they make a filling, simple potato soup.
Homemade Pizza: Using basic homemade dough and simple tomato sauce, you can add anything you have on hand to make a delicious pizza.
Remember, the cheapest dinners typically use basic pantry staples. By having a well-stocked pantry, you’ll be able to whip up a variety of low-cost dinner ideas.
A frugal meal doesn’t equate to scanty or tasteless. Here’s what defines a frugal meal:
Inexpensive Ingredients: Frugal meals predominantly use cheaper ingredients. Find plenty of cheap foods when broke (and you don’t need to be broke).
Fewer Ingredients: Meals with minimal ingredients are typically more economical. They aren’t stuffed with fancy extras, but they make up for it in hearty flavor.
Uses Pantry Staples: Rely on pantry staples like rice, dried pasta, canned goods, and dry baking ingredients.
Repurposes Leftovers: Instead of wasting ingredients incorporate leftovers in innovative ways.
Meal Prep and Batch Cooking: Cooking in bulk and freezing dinners for later can be a massive money saver, reducing waste and reducing the number of ingredients needed overall.
Limited Meat or Vegetarian: As meat is typically one of the more expensive ingredients, frugal cooking is often vegetarian or uses meat sparingly.
While frugal meals won’t always hit all these factors, if they contain a few of these aspects, you can be assured they will provide a cost-effective dining experience. A frugal meal strives to offer nutritional balance, satisfying taste, and minimal impact on your wallet.
Perfecting the Art of Frugal Cooking
Preparing budget-friendly cooking not only saves money but also reduces food waste and can create a warm, comfortable home. This is how to be frugal with food. Here are some expert tips to get you rolling:
Plan Your Meal Calendar: Plan out your menu for the week, keeping in mind what ingredients you already have.
Shop Smart: Shop for groceries with a list in hand so you don’t end up buying unnecessary items. Look out for sales, and discounts, and try to shop in bulk.
Utilize Leftovers: Don’t throw away leftovers. Repurpose them into a new meal or use them as an ingredient in another dish.
Use More Vegetables and Grains: Vegetables and grains are generally cheaper than meat and can be used to bulk out dinners.
Freeze Extras: If you cook in bulk, freeze the extra portions for a later date. This can act as a lifesaver during busy periods.
Use Cheap Cuts of Meat: Cheap cuts, such as chicken thighs, can be just as delicious as expensive ones, especially when slow-cooked.
Cook from Scratch: Convenience foods often cost a lot more than the sum of their parts.
Grow Your Own: If you have a garden, consider growing your own vegetables and herbs.
Reduce Waste: Get creative in the kitchen and use parts of food that you’d otherwise throw away.
Remember, with a bit of planning and creativity, you can prepare delicious, healthful meals without breaking the bank! It’s all about making smart choices.
Which Filling Cheap Meals are You Going to Try?
Embarking on these frugal meals can help stretch the budget while still enjoying a variety of flavorful and satisfying dishes.
Whether you are budgeting on a low income or just want to stretch your dollar further with going teens, we have given you plenty of options to eat well and healthy.
Many on this list are my personal favorites. This is how we stay on our grocery budget.
The biggest step is learning how to meal plan and stick to the menu! Now, off to move frugal living tips to save money!
Know someone else that needs this, too? Then, please share!!
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More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!
Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.
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Home » Make Money » What is Stan Store?
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Updated: January 9, 2024
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Initially, when my wife introduced me to Stan Store, I wasn’t impressed.
It seemed illogical to pay $30 a month for software that just offered a basic sales page, especially without any integrated email service provider.
This was a stark contrast to my experience with platforms like ConvertKit, where I started with a free account until my subscriber count grew large enough where I had to pay.
As I spent more time with Stan Store, my perspective began to shift. I realized that for someone completely new to online marketing, who might be overwhelmed by the complexities of building and creating a landing or sales page, Stan Store could actually make a lot of sense.
It’s tailored for beginners, offering them a straightforward entry point into the world of digital marketing.
Who is Stan Store For?
So, who’s going to love Stan Store? Pretty much anyone aiming to make a buck online through digital products or services. If you’re like me, trying to turn those ‘link in bio’ clicks into actual sales, then Stan Store is your go-to.
Let me break it down for you. Stan Store is a hit with a wide range of creators and businesses, but from my experience, it’s a total game-changer for:
Content Creators, Influencers, Micro-influencers, and UGC Creators
Instagrammers, TikTokers, YouTubers, X’rs
Online Coaches, Mentors, and Teachers
Digital Product Creators (Etsy, you’ve got competition)
Social Media Managers and Content Managers
Designers, Freelancers, and Small Digital Businesses
And hey, even if you’re in the business of selling physical goods, Stan Store can be a killer tool for growing your email list or hosting online events.
Just a heads up though – selling physical products directly through Stan Store isn’t on the table just yet.
How Does Stan Store Work?
Picture this: I’m on TikTok or Instagram Stories, chatting about my latest digital product – let’s say it’s an eBook or a PDF.
In the past, I’d direct my followers to the ‘link in my bio’, which would then send them off to another site, like my website. There, they’d have to play detective to find the product I was talking about, or sit through endless page loads.
But with Stan Store, things get a whole lot smoother. The ‘link in my bio’ is now the store itself. Followers can hit that link, buy what they want right there and then, without being shunted off to a different site.
The best part? They can hop right back to Instagram or TikTok without feeling like they ever left. It’s all about keeping it simple and seamless – and that’s what Stan Store nails perfectly.
Here’s a screenshot of my wife’s personal Stan Store:
We’re still not a big fan of their email signup process so for now our opt-in page (squeeze page) is hosted on Kajabi.
But my wife is selling our Digital Product Quickstart Guide on Stan Store. Here’s how the sales page looks:
Behind the scenes of our sales page is a payment processor and the ability to deliver the digital product with ease. That’s what makes Stan Store so attractive. You can literally start selling your very own digital product in a matter of minutes.
Why Stan Store Stands Out
What truly sets Stan Store apart is its efficiency – you can begin selling your own digital products in just a matter of minutes.
Stan Store Features Overview
Stan Store is packed with features designed to make the life of a digital creator easier and more profitable. Whether you’re a coach, influencer, or digital product creator, here’s what Stan Store brings to the table:
Mobile & Desktop Optimized Store: Your store looks great and works seamlessly on any device, ensuring a smooth shopping experience for your audience.
Calendar Invites & Bookings Product: Easily manage appointments and bookings directly through your store.
Analytics: Get insights into your store’s performance to make data-driven decisions.
Unlimited Course Products: Offer as many courses as you like, with no restrictions.
1-Tap Checkout: A streamlined checkout process that makes purchasing a breeze for your customers.
Recurring Subscription Products: Ideal for memberships and ongoing services, this feature allows for regular income.
Audience/Newsletter Builder: Grow your audience and keep them engaged with integrated newsletter tools.
Stan Store Plans: Creator vs. Creator Pro
Creator Plan
The Creator plan, priced at $29 per month (or $300 per year with a 20% discount), is an excellent starting point for anyone looking to jumpstart their online business. It includes all the essential tools you need:
Mobile & Desktop Optimized Store
Calendar Invites & Bookings Product
Analytics
Unlimited Course Products
1-Tap Checkout
Recurring Subscription Products
Audience/Newsletter Builder
This plan is perfect for creators who are just beginning to monetize their online presence and need a comprehensive, yet straightforward set of tools to get started.
Creator Pro Plan
For those ready to take their business to the next level, the Creator Pro plan is available at $99 per month (or $948 per year with a 20% discount). It includes everything in the Creator plan, plus advanced features for optimizing conversions and offering more to your customers:
Advanced Pricing & Payment Plans
Discount Codes
Limit Quantity
Payment Plans
Order Bumps & Upsells
Funnel Builder
Affiliate Share Feature
Email Marketing
The Creator Pro plan is tailored for creators who are looking to expand their offerings, optimize their sales process, and engage more deeply with their audience.
Benefits of Using Stan Store
Convenience and Accessibility
The convenience and accessibility of Stan Store are what eventually changed my initial skepticism. The platform allows anyone, regardless of their technical skill, to quickly set up a landing or sales page.
This ease of use is a crucial factor for many users, especially those who lack the time or technical expertise to navigate more complex systems.
Competitive Pricing and Deals
The initial pricing, though seemingly high, is justified by the platform’s simplicity and effectiveness, particularly for its target audience – the absolute beginner in online marketing. The recent addition of an email service provider at a higher tier adds more value, making it a more comprehensive tool.
Drawbacks of Stan Store
Limitations in Product Availability
One of the criticisms I had of Stan Store was its limited range of features. While its simplicity is its strength, it also means that users looking for more advanced features might find Stan Store lacking. This limitation can be a significant drawback for users as their businesses and marketing skills evolve.
Stan Store Alternatives
In the journey of online entrepreneurship, it’s crucial to explore various platforms to see what aligns best with your business needs. While Stan Store has been a solid choice for me, I’ve also had experiences with other platforms worth mentioning:
Shopify: Shopify is a robust platform for creating online stores. It’s feature-rich and offers a lot of flexibility for those looking to build a detailed and extensive online shop.
WooCommerce: Ideal for WordPress users, WooCommerce seamlessly integrates with your existing site, transforming it into a fully functional e-commerce platform. It’s versatile but can be a bit complex, especially for beginners.
Etsy: Etsy is the go-to marketplace for unique, handmade, or vintage items. It’s less about building your own store and more about joining a vibrant, existing marketplace.
Teachable and Thinkific: Both are excellent for creating and selling online courses. They offer a range of tools tailored for educators and coaches, focusing on course creation and student engagement.
Gumroad: Simple and straightforward, Gumroad is perfect for independent creators selling digital products like books, music, or art directly to their audience.
Kajabi: Kajabi is an all-in-one platform offering tools for online courses, marketing, and website building. It’s ideal for those offering educational content and looking for a comprehensive solution.
Comparison Table: Stan Store vs. Alternatives
Feature/Platform
Stan Store
Shopify
WooCommerce
Etsy
Teachable/Thinkific
Gumroad
Kajabi
Customization
Moderate
High
High
Low
Moderate
Low
High
Ease of Use
High
Moderate
Moderate
High
High
High
Moderate
Target Audience
Creators
General Retail
WordPress Users
Artisans
Educators
Independent Creators
Educators/Marketers
Product Type
Digital
All Types
All Types
Handmade/Vintage
Courses
Digital Products
Courses/Marketing
Pricing Model
Subscription
Subscription
Free (Plugin)
Transaction Fees
Subscription
Transaction Fees
Subscription
This table gives a quick overview of how Stan Store compares with its alternatives in terms of customization, ease of use, target audience, product type, and pricing model. Each platform has its strengths, and the best choice depends on your specific business needs and goals.
Is Stan Store Worth it?
After diving deep into Stan Store and comparing it with its alternatives, the big question remains: Is Stan Store worth it? Based on my experience and the insights I’ve gathered, my answer leans towards a yes, especially for a specific audience.
Stan Store stands out for its sheer simplicity and focus on digital content creators. If you’re just starting out or find yourself overwhelmed by the complexities of more advanced platforms, Stan Store offers a welcoming and straightforward path. The ease of setting up a sales or landing page, combined with the platform’s focus on digital products, makes it an attractive option for creators who want to monetize their content without the hassle.
The pricing, initially a point of skepticism for me, actually makes sense when you consider the target audience and the features offered. For beginners and those not ready to navigate the complexities of platforms like Shopify or WooCommerce, Stan Store’s $29 monthly fee for the Creator plan is a reasonable investment.
And for those looking to scale up, the Creator Pro plan, despite its higher price, brings in advanced features that could justify the cost as your business grows. If you’re not sure Stan Store is a good fit, the 14-day free trial might be exactly what you need.
Bottom Line – Stan Store Honest Review
In conclusion, while Stan Store might not be the one-size-fits-all solution for every online entrepreneur, it certainly has carved out its niche. It’s a platform that understands and caters to the needs of digital content creators, making it a worthwhile consideration for those in its target demographic.
As with any tool, it’s about finding the right fit for your specific needs, and for many creators, Stan Store could be just that.
To try Stan Store for free, click here for a 14-day trial.
FAQ – FAQs- Stan Store Review
Stan Store is best suited for digital content creators, including online coaches, influencers, micro-influencers, UGC creators, and digital product creators. It’s also a great fit for anyone looking to streamline their ‘link in bio’ to convert followers into customers.
Stan Store seamlessly integrates with social media platforms like Instagram and TikTok. The integration allows creators to direct their social media audience straight to their Stan Store via a ‘link in bio’, facilitating immediate purchases without leaving the social media app.
Stan Store is designed with simplicity in mind, making it extremely user-friendly for beginners. The platform’s intuitive interface allows for easy navigation and quick setup, even for those with little to no technical background.
Stan Store has two pricing plans: the Creator Plan at $29 per month or $300 annually, and the Creator Pro Plan at $99 per month or $948 annually, with each plan catering to different levels of business needs.
About the Author
Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion – educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.
Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University – Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® – Accredited Asset Management Specialist – and CRPC® – Chartered Retirement Planning Counselor.
While a practicing financial advisor, Jeff was named to Investopedia’s distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC’s Digital Advisory Council.
Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of AWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.
All third party trademarks, including logos and icons, referenced in this website, are the property of their respective owners. Unless otherwise indicated, the use of third party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between Good Financial Cents® and the owners of those trademarks. Any reference in this website to third party trademarks is to identify the corresponding third party goods and/or services.
Learn how to hang plants from the ceiling in rentals without leaving a mark.
Explore adaptable methods for various plant weights and surfaces.
Embrace reversible solutions for a green touch without long-term impact on your rental property.
Adding greenery to your living space transforms it into a lively oasis, but it’s not that simple for renters. The looming return of one’s security deposit creates, what feels like, a roadblock for any greenery-hanging projects. But do you know how to hang plants from the ceiling in a rental-friendly way?
Fear not, for there are creative and damage-free ways to bring nature indoors that ensure the return of one’s deposit. In this guide, we’ll explore various methods for hanging plants from the ceiling that won’t upset your landlord or compromise the integrity of your rental property.
How to hang plants from the ceiling
Breathe new life into your rental, the renter-friendly way, with these solutions. It’s important to note that most of these hacks aren’t the best for extremely heavy plants. Safety, especially when hanging plants from the ceiling, is of the utmost importance so limit these damage-free solutions to small and medium plants. These solutions will allow you to add color to your space and reap the benefits of indoor plants.
When you buy through links in this article, we may earn an affiliate commission.
Try magnetic plant hooks
Source: Amazon
Magnetic hooks are a unique hack that can fit any planter. What makes these hooks magical in the world of damage-free hanging is the super strong metal, neodymium. This metal can hold up to 100 pounds, and while we recommend keeping plants on the lighter side, it offers great peace of mind around the strength of these hooks.
Simply attach the hook to any piece of metal and voila! You have a beautiful hanging plant. Ceiling metals that work best for these hooks include a fan, whether that be the plates, bolts or braces, and embedded drywall screws. These behind-the-wall screws can be located by gliding the metal magnet across the ceiling, carefully identifying the spots where connection occurs.
Tip: If you connect your hook to a drywall screw, make sure the plant is less heavy as these screws are smaller meaning less strength for the hook to hold.
Utilize tension rods
Metal tension rods are a fantastic way to hang indoor plants in an organized fashion while remaining damage-free. Tension rods connect from wall to wall, so select your placement carefully, choosing walls that are close enough. Ensure a fully damage-free experience by utilizing rubber tips to protect the wall paint from potentially rubbing off due to the tension pressure. With this hanging solution, you can hang about 10-30 pounds. Once again, we urge you to select plants on the lower side of this weight capacity just to ensure your plants and rooms stay protected from a potential fall.
Once your rods are in place, you can either leave them as they are or disguise them to add more aesthetic appeal. Wrapping the rod in faux vining, ribbon or other fabric are just a few options to blend the rod in with the rest of your decor. Hang your plants accordingly whether that be in a hanging basket or hanging planters.
Stick some adhesive hooks
Source: Amazon
Hang plants with easy use of adhesive! Adhesive products like command strips really are a renter’s best friend because they provide a hassle-free experience for hanging anything, including plants. With command strips and other adhesive products, renters can enjoy the flexibility of changing their plant display without worrying about leaving unsightly marks or holes in walls or ceilings.
Depending on the hooks purchased, check the instructions for any weight limitations and then select plants accordingly.
Use suction cup hooks
Source: Amazon
Ideal for lightweight plants and small hanging arrangements, suction cup hooks provide a versatile and non-invasive solution. These hooks only adhere to smooth surfaces like glass or tile using suction, so this solution is really ideal for any skylights or floor-to-ceiling windows. While they may not support heavy loads, suction cup hooks are perfect for displaying air plants or small succulents.
Employ a C-clamp
For a more industrial and modern look, consider using C clamps to suspend your plants close to the ceiling. Attach the C-clamp to a ceiling beam edge of a wall or any sturdy structure, and tighten, keeping a close eye to make the sure wall isn’t punctured. You can then hang your plants from the extended arm. Consider choosing slightly smaller indoor plants for this hack, as the C-clamp’s inability to achieve an extremely tight grip means it may not support heavier plants.
Dust off a coat rack
A creative solution for combining style and functionality is hanging planters from a coat rack. While this solution is not directly hanging off the ceiling, tall coat racks fit in perfectly, especially in a room corner and extend to a decent height, offering a creative way to hang greenery. This is the one solution where even accidental damage, has no opportunity to occur.
Get creative with a trellis
Source: Pinterest
You may know a trellis as a structure that works well for outdoor gardens. A trellis can easily be utilized for indoor gardens as well, and better yet, for hanging plants from a ceiling. Simply find a small trellis or grate, applying velcro strips to all four corners. Then place and apply pressure to your desired ceiling placement to ensure proper adherence. You can then utilize this grate to hang the greenery of your choice, all without creating any damage. This offers a more industrial look, perfect for those seeking a modern aesthetic.
Revitalize and transform your space with hanging plants
Navigating the world of damage-free design solutions is tricky, but with these hanging solutions, you’ll be able to express your green thumb with ease. The benefits of indoor plants are so vast that it’s a multi-beneficial experience to introduce greenery into your rental, whether large or small. Embrace the simplicity of these hanging methods, and watch as your living space transforms into a perfect blend of nature and style.
Still in search of a great apartment to make your green oasis? Find the perfect place in one of our available apartments.