This Is How Much Workers Think They Need to Retire
Rightly or wrongly, most Americans feel they will need far less than experts generally recommend.
Rightly or wrongly, most Americans feel they will need far less than experts generally recommend.
Just graduated from college? Congratulations! Youâve made it to one of the major milestones in life, and youâre looking at a world of possibility. So how do you make the most of starting this new, post-university phase of life? One of the most important things to understand as you transition from college student to real
The post Transitioning Your Finances to Life After College appeared first on MintLife Blog.
I’ve always heard how evil PayDay cash loans are. They have been called “scams” and “ripoffs”. I, personally, never had a run in with them until recently. I met with a 60+ year old woman that was having a hard time making it work financially. She was still employed and trying to take care of […]
The post Why You Should Avoid PayDay Cash Loans appeared first on Good Financial Cents®.
NerdWallet’s Elizabeth Ayoola talks with Dasha Kennedy, founder of financial advocacy group The Broke Black Girl, about how to balance emotions and building wealth.
Changing life conditions are pushing workers to reconsider when to begin their golden years.
Scheduling annual visits with your doctor is important for maintaining good physical health. Likewise, planning a financial checkup can be a great opportunity to assess your money health. Financial wellness means ensuring that you have enough money to meet your obligations today while also being able to fund your goals for tomorrow. Regular financial checkups […]
The post What Is a Financial Checkup? appeared first on SoFi.
Diversification is essential to wealth-building. Here are six non-stock ways to plump up your portfolio.
Speaking about building wealth, J.D. Roth felt that he could never make this point emphatically enough: “Frugality is important, but if you want to make real progress, increase your income.” It’s in this context that being able to ace an interview becomes a very important skill. And certainly part of the interview process should include your asking questions of a prospective employer to make sure that the job and the company are right for you.
If you are early in your career, though, it is natural to approach a job interview as if it’s a test that you might or might not pass. But this perspective could lead to some undesirable results:
Here are three more ways having a test mentality can affect how you conduct your interview and some strategies for how to avoid potential missteps.
All across the nation, families are struggling to get ahead. For some, the rising costs of healthcare chip away at their gains. For others, stagnating wages and college bills are a real problem. Then there are those who claim raising kids makes it impossible to grow wealth. No matter where you go, youâll hear stories of hardship […]
The post GFC 076: The One Monthly Payment KILLING Your Wealth appeared first on Good Financial Cents®.
Over the past three months, I’ve written a lot about buying and owning a home. Much of what I’ve written could be construed as anti-homeownership. Hear are some of the articles I’ve published recently:
Last week, a GRS reader named Carmine left this comment:
I appreciate this and other recent posts on the perils and difficulties of home ownership, but theyâre sort of piling up into a major downer as I read them!…Canât you write something talking about the payoffs that home ownership can bring?
Challenge accepted!
I can understand how Carmine might view all of this as a downer. And I can see how anyone might think I’m anti-homeownership. But here’s the thing: I’m not. After all, I own my home, and I like it.
Today, let’s take a look at some of the advantages of homeownership.