If you’re a frequent traveler, annual travel insurance may be something you’ve been considering. Unlike single-trip insurance, annual travel insurance plans can cover you for an entire year, no matter how often you’re on the road.
Let’s look at the five best yearly travel insurance companies, why we choose them and the coverage you can expect.
Factors we considered when picking travel insurance companies
We used the following criteria when choosing which companies we thought were best:
Cost. Annual plans can be expensive — depending on the type of coverage you choose — so we wanted ensure that they stayed affordable.
Types of coverage. Travel insurance for annual travelers can be limited in its coverage. We picked the ones with the broadest range of coverage for possible travel disruptions.
Coverage amounts. Annual trip insurance isn’t worth much if your limits are too low. Instead, we wanted plans with reasonable coverage amounts.
Customizability. If your travels take you to different places, you’ll want the ability to customize your plan. The best annual travel insurance plans can provide this.
An overview of the best annual travel insurance
We gathered quotes from various travel insurance companies to determine the best annual travel insurance policies. In these examples, we used a year-long trip by a 22-year-old from Alabama. We indicated the main countries of travel as France and Malaysia, and when asked, put the total trip costs at $6,000.
The average cost for an annual travel insurance plan came out to $192, though you may notice that Seven Corners’ basic coverage cost of $386 drove the average up. The plans ranged from $83-$200 otherwise.
Basic coverage cost
Recommended for
Allianz Travel
Health care and rental car coverage. It’s the only plan that includes both.
World Nomads
Lowest cost. This plan combines health care with travel benefits at a great cost.
Seven Corners
Good coverage for preexisting conditions.
$200 (Requires personal health insurance).
Affordable high-end health insurance.
Trawick International
Travel insurance benefits, such as trip cancellation and interruption.
Top annual travel insurance options
Let’s take a closer look at our top five recommendations for annual travel insurance.
Allianz Travel
What makes Allianz travel insurance great:
Lower than average cost.
Provides health care and travel insurance benefits.
Includes rental car insurance up to $45,000.
“AllTrips Basic (annual plan) is suitable for those who would like emergency medical coverage while abroad but don’t need trip cancellation and interruption benefits. The AllTrips Prime, Executive and Premier plans provide an entire year of comprehensive travel insurance benefits.
The Executive and Premier plans offer various levels of trip cancellation and interruption benefits. The Executive plan is specifically designed for business travelers since it offers protection for business equipment.”
World Nomads
What makes World Nomads great:
Absolute lowest cost.
Provides travel medical coverage.
Includes sports and adventure activities.
“World Nomads offers the Standard and Explorer travel insurance plans and excels in sports/activity related travel insurance coverage while offering solid trip delay, baggage delay and lost luggage protections.”
Seven Corners
What makes Seven Corners great:
Offers up to $20,000 for acute coverage of pre-existing conditions.
Includes up to $1 million for emergency medical evacuation.
Optional add-on for adventure sport activities.
$0 deductible available.
“Seven Corners offers one annual policy called Travel Medical Annual Multi-Trip. The policy can be customized depending on how long you plan to be away from home for any one trip. You can travel as much as you like during the 364 days, so long as any one trip doesn’t exceed the option selected — 30, 45 or 60 days.”
IMG
What makes IMG great:
Good customizability with medical evacuations and sports coverage.
Low $250 deductible.
Includes coverage for semi-private hospital rooms.
“Some policies provide emergency medical evacuation coverage, while others skip this benefit entirely. This benefit may be more important to you if you travel to a remote location or engage in physical activity such as trekking.
More comprehensive plans may include other benefits such as assistance with acquiring a new passport, reimbursing reward mile redeposit fees or coverage for pre-existing conditions. If these are something you’re interested in, be sure to check that your policy includes these options.”
Trawick International
What makes Trawick International great:
100% coverage for trip cancellation and trip interruption.
Emergency medical evacuation included.
Trip delay reimbursement coverage.
“Trawick International is a comprehensive travel insurance provider that offers trip delay and cancellation insurance, baggage delay coverage, medical coverage and medical evacuation, rental car damage protection, and even COVID-19 coverage among its various policies.
Trawick covers trips for worldwide destinations, including for foreign nationals coming to the U.S.”
What does travel insurance cover?
You’ll find a wide variety of coverage types offered by travel insurance policies. This is true whether you’re purchasing a single-trip or annual travel insurance plan. Here are some common types you can expect to find:
Common types of travel insurance
How to choose the best annual travel insurance policy
While we’ve highlighted some of the best annual travel insurance companies, the truth is that the best plan for you isn’t going to be the best plan for someone else. If you’re interested in buying annual travel insurance, you’ll want to collect a variety of quotes to see which policy best fits your needs.
This may mean opting for a plan that covers pre-existing conditions or one that specifically includes high-risk activities. Or, if you’re in a country where health care is notoriously expensive, you may want to choose a policy with higher maximums.
Whatever the case, do your research first and review all the plan details before making your purchase.
If you want to buy annual travel insurance
Annual travel insurance can be a great option if you’re often out of town. With such a wide range of policies available, selecting a plan that fits your needs is easy. We’ve done some of the work for you by choosing the five best annual travel insurance companies, all of which made the top of the list for their cost, customizability, types of coverage and plan maximums.
Frequently asked questions
How much does annual trip insurance cost?
Like any travel insurance policy, the cost of your plan is going to vary. Factors that may affect the cost of your annual travel insurance include your age, where you’re going, how long you’ll be traveling, your policy maximums and whether preexisting conditions are included.
Can I buy travel insurance for the year?
Although not all travel insurance providers offer annual travel insurance, many of them do. We’ve gathered together the five best, including Allianz Travel, World Nomads, Seven Corners, IMG and Trawick International.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
Amid the picturesque landscapes of Tennessee, a collection of captivating small towns beckons with their unique stories, warm hospitality, and vibrant community spirit. These towns offer more than just houses; they offer a glimpse into the heart of the Volunteer State’s culture, traditions, and way of life. In this article, we’ll embark on a journey through the 11 small towns in Tennessee, uncovering the experiences, attractions, and the genuine Southern charm that make each town a welcoming haven.
1. Paris, TN
Median sale price: $235,000
Walk Score: 68
Nestled along the Tennessee River, this town’s historic downtown boasts well-preserved architecture, specialty boutiques, and local cafes that tell tales of bygone eras. Paris is also home to the iconic Eiffel Tower replica, a testament to its French heritage.
Homes for sale in Paris, TN
Apartments for rent in Paris, TN
2. Brownsville, TN
Median sale price: $200,000
Walk Score: 66
Brownsville invites residents to experience a blend of culture and community that defines its character. If you’re a music lover, swing by the West Tennessee Delta Heritage Center, where you can learn all about the birthplace of blues music. And for a bit of history, the Tina Turner Museum at Flagg Grove School is a must-see – it’s where the Queen of Rock ‘n’ Roll herself went to school.
Homes for sale in Brownsville, TN
Apartments for rent in Brownsville, TN
3. Lexington, TN
Median sale price: $270,000
Walk Score: 61
Located amidst rolling hills, Lexington offers a sanctuary where nature and nostalgia thrive. The town’s historic architecture and tree-lined streets create a picturesque backdrop, while local parks provide opportunities for outdoor activities and relaxation.
Homes for sale in Lexington, TN
Apartments for rent in Lexington, TN
4. Humboldt, TN
Median sale price: $232,750
Walk Score: 61
Humboldt is a small town in Tennessee with some big surprises. If you’re a vintage collector, their Main Street is like a treasure trove of antique shops that are just begging to be explored. And if you’re a bit of a history buff, the West Tennessee Regional Art Center is housed in a former railroad depot. Fun fact: Humboldt proudly claims to be the “Tomato Capital of the World,” and they even throw a big Tomato Festival every year.
Homes for sale in Humboldt, TN
Apartments for rent in Humboldt, TN
5. Arlington, TN
Median sale price: $431,397
Walk Score: 55
Arlington seamlessly blends suburban comforts with the tranquility of rural living. The town’s well-planned neighborhoods and parks create a friendly and fun atmosphere, while its local amenities and shops offer convenience. Arlington’s close proximity to Memphis allows residents to enjoy city attractions while coming home to the serenity of the suburbs.
Homes for sale in Arlington, TN
Apartments for rent in Arlington, TN
6. Martin, TN
Median sale price: $243,250
Walk Score: 59
Home to the University of Tennessee at Martin, this town provides learning not just in the classroom, but in every corner. The university’s events, cultural offerings, and sports games contribute to the town’s lively environment. Martin’s local shops, eateries, and coffeehouses provide spaces for connection and relaxation.
Homes for sale in Martin, TN
Apartments for rent in Martin, TN
7. Bolivar, TN
Median sale price: $120,000
Walk Score: 60
Bolivar offers people an escape from the hustle and bustle, where life moves at a pace that embraces simplicity. If you’re up for a bit of adventure, visit the Hatchie River for kayaking and fishing – perfect for a lazy day on the water. For a slice of history, check out The Pillars, a historic mansion that’s been around since the 1820s.
Homes for sale in Bolivar, TN
Apartments for rent in Bolivar, TN
8. Henderson, TN
Median sale price: $145,000
Walk Score: 59
Located less than 2 hours from Memphis lies the small town of Henderson. Its proximity to Chickasaw State Park provides both natural respite and opportunities to explore its historical facets. For architect enthusiasts, the Chester County Courthouse clock tower presents an intriguing subject.
Homes for sale in Henderson, TN
Apartments for rent in Henderson, TN
9. Dyersburg, TN
Median sale price: $215,900
Walk Score: 47
In Dyersburg, life is a harmonious blend of city comforts and the serenity of the countryside. The town’s local shops, eateries, and events cater to a variety of tastes, while its nearby natural attractions offer outdoor explorations. Dyersburg’s strong sense of unity is reflected in its gatherings and local initiatives that bring residents together.
Homes for sale in Dyersburg, TN
Apartments for rent in Dyersburg, TN
10. Mount Carmel, TN
Median sale price: $320,000
Walk Score: 14
Mount Carmel offers a quiet corner where small-town charm prevails. For a taste of adventure, take a hike along the serene trails of Bays Mountain Park, where you might spot elusive wildlife and catch stunning panoramic views. The town is also home to Long Hollow Canopy Tours, where you can zip line through lush forests for an exhilarating experience.
Homes for sale in Mount Carmel, TN
Apartments for rent in Mount Carmel, TN
11. Dayton, TN
Median sale price: $397,000
Walk Score: 49
Sitting along the banks of the Tennessee River, Dayton offers a riverside retreat and a glimpse into history. The town’s historic district showcases well-preserved architecture, while local shops and cafes bring a modern touch. Dayton’s outdoor activities, waterfront parks, and nearby attractions offer opportunities for adventure and relaxation.
Homes for sale in Dayton, TN
Apartments for rent in Dayton, TN
12. Manchester, TN
Median sale price: $290,000
Walk Score: 64
In Manchester, past and present intertwine to create a lifestyle that’s rich in community and comfort. The iconic Bonnaroo Music and Arts Festival that takes over the town annually brings an electric buzz and a flood of music enthusiasts from all corners of the country. With its friendly neighbors and events like the annual Moon Pie Festival, life in Manchester offers a warm, welcoming atmosphere that’s hard to resist.
Homes for sale in Manchester, TN
Apartments for rent in Manchester, TN
13. Smithville, TN
Median sale price: $250,000
Walk Score: 56
Smithville’s lakeside views and quaint delights offer a pleasant escape from the ordinary. The town’s closeness to Center Hill Lake allows residents to enjoy boating, fishing, and lakeside picnics. Residents come together during the Fiddler’s Jamboree, celebrating local talent in music and crafts and showcasing the heartwarming spirit that defines Smithville.
Homes for sale in Smithville, TN
Apartments for rent in Smithville, TN
Wrapping up small towns in Tennessee
In these 13 small towns in Tennessee, residents discover not just houses, but homes, and not just neighbors, but an extended family that shares stories, experiences, and the simple joys of life. These towns are a testament to the enduring beauty of the Volunteer State, where every corner is filled with the magic of hospitality, history, and heartfelt connections.
Amid the picturesque landscapes of Tennessee, a collection of captivating small towns beckons with their unique stories, warm hospitality, and vibrant community spirit. These towns offer more than just houses; they offer a glimpse into the heart of the Volunteer State’s culture, traditions, and way of life. In this article, we’ll embark on a journey through the 11 small towns in Tennessee, uncovering the experiences, attractions, and the genuine Southern charm that make each town a welcoming haven.
1. Paris, TN
Median sale price: $235,000
Walk Score: 68
Nestled along the Tennessee River, this town’s historic downtown boasts well-preserved architecture, specialty boutiques, and local cafes that tell tales of bygone eras. Paris is also home to the iconic Eiffel Tower replica, a testament to its French heritage.
Homes for sale in Paris, TN
Apartments for rent in Paris, TN
2. Brownsville, TN
Median sale price: $200,000
Walk Score: 66
Brownsville invites residents to experience a blend of culture and community that defines its character. If you’re a music lover, swing by the West Tennessee Delta Heritage Center, where you can learn all about the birthplace of blues music. And for a bit of history, the Tina Turner Museum at Flagg Grove School is a must-see – it’s where the Queen of Rock ‘n’ Roll herself went to school.
Homes for sale in Brownsville, TN
Apartments for rent in Brownsville, TN
3. Lexington, TN
Median sale price: $270,000
Walk Score: 61
Located amidst rolling hills, Lexington offers a sanctuary where nature and nostalgia thrive. The town’s historic architecture and tree-lined streets create a picturesque backdrop, while local parks provide opportunities for outdoor activities and relaxation.
Homes for sale in Lexington, TN
Apartments for rent in Lexington, TN
4. Humboldt, TN
Median sale price: $232,750
Walk Score: 61
Humboldt is a small town in Tennessee with some big surprises. If you’re a vintage collector, their Main Street is like a treasure trove of antique shops that are just begging to be explored. And if you’re a bit of a history buff, the West Tennessee Regional Art Center is housed in a former railroad depot. Fun fact: Humboldt proudly claims to be the “Tomato Capital of the World,” and they even throw a big Tomato Festival every year.
Homes for sale in Humboldt, TN
Apartments for rent in Humboldt, TN
5. Arlington, TN
Median sale price: $431,397
Walk Score: 55
Arlington seamlessly blends suburban comforts with the tranquility of rural living. The town’s well-planned neighborhoods and parks create a friendly and fun atmosphere, while its local amenities and shops offer convenience. Arlington’s close proximity to Memphis allows residents to enjoy city attractions while coming home to the serenity of the suburbs.
Homes for sale in Arlington, TN
Apartments for rent in Arlington, TN
6. Martin, TN
Median sale price: $243,250
Walk Score: 59
Home to the University of Tennessee at Martin, this town provides learning not just in the classroom, but in every corner. The university’s events, cultural offerings, and sports games contribute to the town’s lively environment. Martin’s local shops, eateries, and coffeehouses provide spaces for connection and relaxation.
Homes for sale in Martin, TN
Apartments for rent in Martin, TN
7. Bolivar, TN
Median sale price: $120,000
Walk Score: 60
Bolivar offers people an escape from the hustle and bustle, where life moves at a pace that embraces simplicity. If you’re up for a bit of adventure, visit the Hatchie River for kayaking and fishing – perfect for a lazy day on the water. For a slice of history, check out The Pillars, a historic mansion that’s been around since the 1820s.
Homes for sale in Bolivar, TN
Apartments for rent in Bolivar, TN
8. Henderson, TN
Median sale price: $145,000
Walk Score: 59
Located less than 2 hours from Memphis lies the small town of Henderson. Its proximity to Chickasaw State Park provides both natural respite and opportunities to explore its historical facets. For architect enthusiasts, the Chester County Courthouse clock tower presents an intriguing subject.
Homes for sale in Henderson, TN
Apartments for rent in Henderson, TN
9. Dyersburg, TN
Median sale price: $215,900
Walk Score: 47
In Dyersburg, life is a harmonious blend of city comforts and the serenity of the countryside. The town’s local shops, eateries, and events cater to a variety of tastes, while its nearby natural attractions offer outdoor explorations. Dyersburg’s strong sense of unity is reflected in its gatherings and local initiatives that bring residents together.
Homes for sale in Dyersburg, TN
Apartments for rent in Dyersburg, TN
10. Mount Carmel, TN
Median sale price: $320,000
Walk Score: 14
Mount Carmel offers a quiet corner where small-town charm prevails. For a taste of adventure, take a hike along the serene trails of Bays Mountain Park, where you might spot elusive wildlife and catch stunning panoramic views. The town is also home to Long Hollow Canopy Tours, where you can zip line through lush forests for an exhilarating experience.
Homes for sale in Mount Carmel, TN
Apartments for rent in Mount Carmel, TN
11. Dayton, TN
Median sale price: $397,000
Walk Score: 49
Sitting along the banks of the Tennessee River, Dayton offers a riverside retreat and a glimpse into history. The town’s historic district showcases well-preserved architecture, while local shops and cafes bring a modern touch. Dayton’s outdoor activities, waterfront parks, and nearby attractions offer opportunities for adventure and relaxation.
Homes for sale in Dayton, TN
Apartments for rent in Dayton, TN
12. Manchester, TN
Median sale price: $290,000
Walk Score: 64
In Manchester, past and present intertwine to create a lifestyle that’s rich in community and comfort. The iconic Bonnaroo Music and Arts Festival that takes over the town annually brings an electric buzz and a flood of music enthusiasts from all corners of the country. With its friendly neighbors and events like the annual Moon Pie Festival, life in Manchester offers a warm, welcoming atmosphere that’s hard to resist.
Homes for sale in Manchester, TN
Apartments for rent in Manchester, TN
13. Smithville, TN
Median sale price: $250,000
Walk Score: 56
Smithville’s lakeside views and quaint delights offer a pleasant escape from the ordinary. The town’s closeness to Center Hill Lake allows residents to enjoy boating, fishing, and lakeside picnics. Residents come together during the Fiddler’s Jamboree, celebrating local talent in music and crafts and showcasing the heartwarming spirit that defines Smithville.
Homes for sale in Smithville, TN
Apartments for rent in Smithville, TN
Wrapping up small towns in Tennessee
In these 13 small towns in Tennessee, residents discover not just houses, but homes, and not just neighbors, but an extended family that shares stories, experiences, and the simple joys of life. These towns are a testament to the enduring beauty of the Volunteer State, where every corner is filled with the magic of hospitality, history, and heartfelt connections.
The Great Lakes State has long been a treasure trove of natural beauty and urban charm.
For anyone thinking about relocating to Michigan, it can be hard to zero in on your new town with so many stellar options filling the state. Still, some spots shine a tad brighter than others. Whether it’s the allure of serene lakesides or the hustle and bustle of a burgeoning metropolis, the best places to live in Michigan offer rich experiences in tight communities.
From the cultured streets of Ann Arbor to the rejuvenated spirit of Detroit, and the coastal charisma of Traverse City to the northern mystique of Marquette, this article takes a dive into the must-consider locales of Michigan so you can rest assured you’ll settle down in the right place for you.
Population: 119,980
Average age: 27.7
Median household income: $65,745
Average commute time: 18.8 minutes
Walk score: 50
Studio average rent: $1,713
One-bedroom average rent: $1,963
Two-bedroom average rent: $2,060
Known for its tree-lined streets, friendly neighborhoods and welcoming community, Ann Arbor boasts a unique blend of small-town warmth with big-city amenities. This is a place where you can stroll through serene parks during the day and attend a world-class performance in the evening, all while breathing in that fresh Michigan air.
Often called the “Athens of the Midwest,” Ann Arbor’s commitment to education is evident. Home to the renowned University of Michigan, the city pulses with an intellectual vigor that attracts brilliant minds from all over the world. But it’s not just about higher education—the local public schools are some of the best in the state, ensuring that learners of all ages have access to quality education.
With the university at its heart, there’s a robust job market in education and research in Ann Arbor. Additionally, the thriving tech scene has earned it the nickname “Silicon Valley of the Midwest.” Biotech, healthcare and various startups also offer ample employment opportunities, making Ann Arbor a hotbed for professionals seeking growth outside of a large city.
Beyond its professional allure, Ann Arbor is rich in cultural attractions. The Ann Arbor Art Fair is one of the most celebrated events of its kind in the country. For film enthusiasts, the Michigan Theater offers an old-time cinema experience, while the diverse eateries reflect a truly global palate. And let’s not forget the Wolverines. Football Saturdays at the ‘Big House’ turn the entire town maize and blue.
For nature enthusiasts, the Huron River offers a serene escape and the city’s numerous parks and trails invite year-round exploration. Meanwhile, those who appreciate bustling nightlife will find no shortage of bars, music venues and theaters to quench their thirst for entertainment.
Population: 33,366
Average age: 34
Median household income: $54,167
Average commute time: 24.7 minutes
Walk score: 47
Studio average rent: $N/A
One-bedroom average rent: $1,115
Two-bedroom average rent: $1,282
Holland radiates a unique charm, characterized by its harmonious blend of historic allure and modern comforts. Its streets, with well-maintained Dutch architecture, invite leisurely walks, while the wafting scent of tulips in spring is enough to enchant anyone into feeling they’ve stepped into a European fairy tale.
As with many of the best places to live in Michigan, Holland places a strong emphasis on education. Hope College, a private liberal arts institution, stands as a testament to the city’s commitment to academic excellence. Local public schools also provide high-quality education, ensuring that young minds are nurtured and well-prepared for the future.
Holland’s economy is diverse. From manufacturing to tourism, the city offers a range of employment prospects. Companies like Herman Miller and Haworth have put Holland on the map in the realm of furniture design and production. Additionally, the healthcare and education sectors provide ample opportunities for professionals.
The annual Tulip Time Festival is a riot of color and a celebration of Holland’s Dutch roots, drawing visitors from near and far. Windmill Island Gardens, featuring the authentic working windmill “De Zwaan,” offers a glimpse into traditional Dutch scenery. And then, there’s the gorgeous Holland State Park, a favorite for its sandy beaches and iconic red lighthouse, providing residents and tourists alike an open space to bask in Lake Michigan’s splendor.
The city’s downtown district is a treasure trove of boutiques, eateries and breweries, making it a hub for daytime exploration and evening entertainment. And as the seasons change, Holland ensures there’s always something to do, be it ice skating in the winter or boat rides throughout summer.
Population: 198,401
Average age: 31
Median household income: $49,201
Average commute time: 20.4 minutes
Walk score: 57
Studio average rent: $1,295
One-bedroom average rent: $1,150
Two-bedroom average rent: $1,401
Grand Rapids offers a rhythm of life that suits the bustling city-lover and the laid-back homebody. With the Grand River flowing through its heart, the city’s landscape is adorned with lush parks and scenic spots ideal for relaxation and recreation. Its neighborhoods, each with its distinct personality, ensure there’s a niche for everyone, whether you fancy urban chic or suburban tranquility.
Among the best places to live in Michigan, Grand Rapids stands tall with its commitment to education. With institutions like Grand Valley State University and Aquinas College, the city fosters an environment of intellectual curiosity and growth. The public and private K-12 schools are also commendable, nurturing the next generation with a blend of tradition and innovation.
Historically a furniture manufacturing hub, today’s Grand Rapids boasts a thriving medical research industry, thanks to establishments like the Van Andel Institute. The craft beer industry, technology and finance sectors further diversify the employment landscape, making it a hotspot for professionals across different fields.
No overview of Grand Rapids would be complete without a nod to its artsy vibe. The city comes alive each year with ArtPrize, an open art competition that transforms its streets and parks into a dynamic art gallery. The Frederik Meijer Gardens & Sculpture Park is a harmonious blend of botanic beauty and artistry.
Beer enthusiasts, rejoice! Often hailed as ‘Beer City, USA’, Grand Rapids boasts a healthy community of breweries for the casual sipper and the connoisseur alike. Culinary delights are also aplenty, with a dining scene that’s diverse and delectable. And for those seeking retail therapy, the city’s shopping districts offer everything from high-end boutiques to quirky local stores.
Population: 15,500
Average age: 40.1
Median household income: $53,000
Average commute time: N/A
Walk score: 85
Studio average rent: $N/A
One-bedroom average rent: $1,200
Two-bedroom average rent: $1,700
Situated on the shores of Grand Traverse Bay, life in Traverse City feels like a continuous vacation. The city brilliantly balances the serene charm of lakeside living with the conveniences and vibrancy of urban life. Its neighborhoods, characterized by historic homes, modern condos and waterfront properties, cater to diverse tastes and lifestyles.
Traverse City’s commitment to education is apparent thanks to its status as one of the best places to live in Michigan. With a range of quality public and private schools, the city ensures a solid foundation for its younger residents. Northwestern Michigan College further complements the city’s educational ecosystem, providing excellent higher education opportunities.
The city’s economy, though rooted in tourism and agriculture, has diversified over the years. The healthcare, education and technology sectors have seen significant growth as of late, offering a plethora of opportunities for professionals. Plus, with the city being Michigan’s top producer of tart cherries, the agriculture sector remains a strong employer.
Traverse City’s attractions are as diverse as they are delightful. The annual National Cherry Festival celebrates the city’s agricultural heritage with gusto. And for the outdoorsy types, Sleeping Bear Dunes National Lakeshore is a majestic landscape waiting to be explored.
Traverse City’s culinary scene is a delightful exploration in itself. From farm-to-table restaurants to buzzing breweries, the city is a gastronomic paradise. Downtown Traverse City, with its boutique shops and vibrant arts scene, promises endless hours of leisure and discovery.
Population: 639,111
Average age: 34.8
Median household income: $30,894
Average commute time: 26.4 minutes
Walk score: 53
Studio average rent: $947
One-bedroom average rent: $1,320
Two-bedroom average rent: $1,589
Detroit’s storied past has sculpted its vibrant present. From the upscale living spaces of Midtown to the historic charm of Corktown, Detroit offers a diverse range of neighborhoods to suit every taste. The waterfront along the Detroit River provides a peaceful respite from city life, while the rhythm of Motown music reverberates in the hearts of its residents.
Detroit’s commitment to education is undeniable. Institutions like Wayne State University anchor the city’s higher education aspirations, while efforts are continually underway to strengthen K-12 public education. Various charter and private schools also offer myriad choices for families.
As the birthplace of the American automobile industry, Detroit remains a hub for engineering and manufacturing. But it’s not just about cars anymore. The city is experiencing a tech boom, with startups and established companies alike calling Detroit home. Healthcare, finance and the arts also contribute significantly to the employment landscape.
Detroit’s attractions resonate with its history and its revival. The Detroit Institute of Arts stands as a testament to the city’s appreciation for culture. The Motown Museum offers a trip down memory lane, celebrating the city’s rich musical legacy. And for sports enthusiasts, Detroit roars with pride for its Lions, Tigers, Red Wings and Pistons.
Detroit’s culinary scene is a delightful fusion of its multicultural roots. From mouth-watering coney dogs to high-end restaurants, there’s a dish for every palate. The Eastern Market, the largest historic public market district in the U.S., teems with fresh produce and local crafts. Additionally, the burgeoning nightlife, with theaters, bars and music venues, ensures that the city never sleeps.
Population: 21,000
Average age: 41.5
Median household income: $100,000
Average commute time: 22.5 minutes
Walk score: 60
Studio average rent: $N/A
One-bedroom average rent: $1,372
Two-bedroom average rent: $1,510
Life in Birmingham is like stepping into an idyllic painting. With tree-lined streets, manicured parks and picturesque neighborhoods, it offers residents a serene and upscale environment. This city seamlessly merges the quaint charm of a small town with the cosmopolitan allure of a modern urban center.
Birmingham’s commitment to education is both deep and evident. The Birmingham public schools district consistently ranks among the top in the state, with accolades for academics and sports. Several private institutions in and around the area further ensure that families have high-quality choices for their children’s education.
While Birmingham is primarily residential, its proximity to Detroit and other business hubs provides residents with a ton of employment opportunities. From automotive to technology, healthcare to finance and more, the surrounding areas cater to professionals across a large number of sectors.
Downtown Birmingham is a shopper’s paradise and a diner’s delight. With a blend of high-end boutiques, elegant eateries and cozy cafes, it promises an experience rather than just a visit. The Birmingham Historical Museum offers insights into the town’s rich history.
An active lifestyle is easy to maintain in Birmingham. The city boasts numerous parks, golf courses and walking trails. Seasonal events, like the Birmingham Winter Markt and the city’s farmers market, further enrich the community spirit and offer delightful experiences for residents and visitors alike.
Population: 13,000
Average age: 39.3
Median household income: $80,000
Average commute time: 27.6 minutes
Walk score: 87
Studio average rent: $N/A
One-bedroom average rent: $1,985
Two-bedroom average rent: $2,770
With its quaint downtown, scenic parks and inviting neighborhoods, Rochester offers residents a unique blend of small-town warmth and modern sophistication. The city, with its well-preserved historic buildings, creates an atmosphere that’s both nostalgic and contemporary, making daily life a delightful experience.
Rochester’s dedication to fostering bright futures is evident in its educational institutions. The Rochester Community Schools district is renowned for its academic excellence and comprehensive programs. Nearby colleges and universities also ensure that higher education opportunities are easily accessible for locals.
While Rochester exudes a small-town vibe, its employment prospects are anything but limited. Its proximity to Detroit and other commercial hubs provides a healthy selection of opportunities in industries ranging from automotive to healthcare to technology to finance and more.
Downtown Rochester is a treasure trove of boutique shops and delectable dining spots. Rochester Municipal Park, with its serene trails and beautiful waterways, offers a tranquil escape for nature lovers. Meanwhile, the Rochester Hills Museum at Van Hoosen Farm provides fascinating glimpses into the area’s history.
Community spirit shines bright in Rochester. The city hosts an array of events, from the Art & Apples Festival celebrating arts and local produce to the Rochester Hometown Christmas Parade, Michigan’s largest Christmas parade.
Population: 59,000
Average age: 35.3
Median household income: $70,000
Average commute time: 24.5 minutes
Walk score: 57
Studio average rent: $2,310
One-bedroom average rent: $2,794
Two-bedroom average rent: $3,344
Royal Oak has a uniquely harmonious blend of serene neighborhoods and bustling streets. From its tree-canopied neighborhoods to the lively downtown, the city promises a lifestyle that’s as tranquil as it is enticing, catering to families, young professionals and newly minted retirees alike.
Royal Oak’s dedication to education shines brightly with its array of reputable public schools. The Royal Oak Neighborhood Schools consistently garner praise for their holistic approach to education. Additionally, a number of private institutions and nearby colleges offer a well-rounded educational environment.
While Royal Oak itself is teeming with local businesses, its strategic location near Detroit provides residents with an expansive spectrum of employment opportunities. From the healthcare sector to automotive and from media to technology, career prospects are as diverse as they are abundant.
Downtown Royal Oak is a hub of activity, offering a medley of boutique shops, eclectic eateries and pulsating nightlife. The renowned Detroit Zoo, situated in Royal Oak, promises delightful experiences for the young in age and the young at heart. For artsy types, the Royal Oak Music Theatre hosts an impressive array of performances, while the city’s multiple events, like the annual Arts, Beats & Eats, celebrate the fusion of art, music and gastronomy.
Royal Oak is a city that loves to celebrate. From the lively summer farmers market to the spectacular holiday parade, there’s always something to look forward to. Nature enthusiasts can explore the multiple parks dotted throughout the city, while those looking for a taste of the cosmopolitan can indulge in the city’s dynamic coffee culture, innovative restaurants and chic bars.
Population: 5,700
Average age: 42.3
Median household income: $45,500
Average commute time: 17.2 minutes
Walk score: 86
Studio average rent: $N/A
One-bedroom average rent: $800
Two-bedroom average rent: $825
Life in Petoskey feels like a beautiful interlude from a bygone era. With its Victorian architecture, serene lakeside vistas and friendly neighborhoods, it offers a tranquil retreat from the frenetic pace of big city life. The seasons transform the city — ensuring that residents are perpetually surrounded by nature’s splendor.
The Public Schools of Petoskey are well-known champions of quality education. With a strong focus on academics, sports and extracurricular activities, the schools collectively nurture holistic development. North Central Michigan College further provides higher education opportunities within the city itself.
While tourism undeniably drives a significant portion of Petoskey’s economy, there’s more to its employment landscape. The healthcare, retail and education sectors offer a lot of opportunities. Plus, the entrepreneurial spirit thrives here, with many small businesses and artisan shops scattered throughout the city.
Petoskey is nature’s canvas. Petoskey State Park is a paradise for those who love the outdoors, offering everything from hiking to sunbathing on its sandy shores. But there’s more than just natural beauty. The Gaslight Shopping District is a haven for anyone looking to indulge in retail therapy or sample local delicacies.
Petoskey’s events calendar is always buzzing. The annual Festival on the Bay celebrates the town’s lakeside heritage with music, food and family-friendly activities. And when winter rolls around, residents and visitors alike indulge in skiing, snowmobiling and other snowy delights.
Population: 21,000
Average age: 28.6
Median household income: $42,500
Average commute time: 18.5 minutes
Walk score: 47
Studio average rent: $N/A
One-bedroom average rent: $ 600
Two-bedroom average rent: $575
Living in Marquette is akin to embracing a life where nature and adventure beckon at every corner. The city combines the comfort of a tight-knit community with the excitement of the untamed outdoors. Whether it’s the vibrant hues of autumn, the crisp white of winter or the verdant bloom of spring and summer, each season paints a unique canvas, enhancing the life of its residents.
Marquette is a hub of academic excellence in the Upper Peninsula. Northern Michigan University anchors the city’s educational scene, offering diverse programs and acting as a catalyst for cultural events. The Marquette Area Public Schools also ensure that younger residents receive a top-notch education.
While Marquette’s foundation was laid on mining and shipping, today, its employment landscape is anything but singular. Healthcare, led by the UP Health System-Marquette, education and tourism are major employers. The city’s entrepreneurial spirit is also palpable, with numerous local businesses and startups adding to its economic dynamism.
Nature is Marquette’s grandest attraction. From the panoramic views at Sugarloaf Mountain to the tranquility of Presque Isle Park, the outdoors beckon endlessly. But there’s more. Downtown Marquette offers a melange of boutiques, restaurants and social venues. For history buffs, the Marquette Maritime Museum provides a deep dive into the region’s rich nautical past.
Whether it’s mountain biking, skiing, kayaking or hiking, Marquette offers it all. And for those moments of reflection, the serene beaches of Lake Superior offer a perfect escape. The city’s festivals, like the UP Fall Beer Festival, are also a testament to its vivacious spirit and community bond.
Find where you’ll live in the Great Lakes State.
In the heartland of America’s Midwest, Michigan’s cities and towns have carved out niches that speak to the diversity and dynamism of its residents. From the college vibes of Ann Arbor to the historic charm of Rochester; the lakeside beauty of Holland to the bustling streets of Royal Oak, there’s a place in Michigan that resonates with every soul.
Finding the best places to live in Michigan involves more than just reading a list; it requires a willingness to experience the multifaceted spirit of a state that melds the old with the new. Whether seeking arts, adventure or a secluded place to sit on your own, one thing is for sure: Michigan has a corner, street or shoreline waiting to be called home.
Ready to settle down? Find your next apartment in your favorite Michigan town right here.
Rentprices are based on an average from Rent.’s available rental property inventory as of July 2023. The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.
Where time-honored traditions meet the rhythms of modernity.
Charleston is more than just a city, it’s a cohesive collection of culture, cuisine and history. But like any great tale, the story of moving to Charleston, SC, isn’t just about the place. It’s about the journey, the experiences, the unexpected nuances and the age-old secrets whispered between cobblestones. If you’ve ever considered relocating to this Southern gem, there’s a new life narrative awaiting your discovery.
Charleston by the numbers
Population: 151,612
Average age: 35.3
Median household income: $71,755
Average commute time: 24.1 minutes
Walk score: 70
Studio average rent: $1,772
One-bedroom average rent: $1,837
Two-bedroom average rent: $1,502
Living in Charleston, South Carolina
Moving to Charleston is like stepping into a genteel time capsule, where cobblestone streets and antebellum architecture spin stories from the past. The air is thick with the aroma of magnolia trees and brackish water. Here, Southern hospitality isn’t just a phrase — it’s a way of life. The food, punctuated with soulful Lowcountry cuisine, is a delightful symphony of flavors. Expect shrimp and grits, she-crab soup and oysters fresh from the ocean. You might even find yourself in a local joint with the hum of jazz or bluegrass in the background, tying together history and modern sensibility.
While the city brims with historic charm, don’t be fooled—there’s a youthful vibrancy. College students, artists and entrepreneurs mingle at cafes and galleries, injecting a contemporary energy into the city’s timeworn streets. The festivals and markets, whether celebrating the arts, food or local history, keep the culture of Charleston alive and thriving.
The coastline, too, plays an integral part in Charleston’s allure. A short drive will lead you to pristine beaches where the horizon seems endless. Anyone considering moving to Charleston, SC, should be prepared for a more leisurely pace compared to other cities of its size. Here, moments are savored, conversations are cherished and the beauty of everyday life takes center stage.
In short, Charleston offers a harmonious blend of old-world charm and new-age dynamism, making it the ideal spot for those seeking a life enriched by history, culture and natural beauty.
Charleston’s top neighborhoods
In a city of more than 150,000 like Charleston, you’ll have plenty of choices for where to lay down your Lowcountry roots. Check out these top picks for neighborhoods.
Downtown Charleston (Historic District)
At the heart of Charleston lies the Historic District, a patchwork of cobblestone streets and centuries-old homes. This area is a dream for history buffs, with tons of landmarks, theaters and museums. It’s bustling, pedestrian-friendly and a proper representation of the charm and elegance the city is known for.
Mount Pleasant
Situated just across the Cooper River, Mount Pleasant blends suburban comforts with a touch of seaside allure. With tree-lined streets, large parks and chic shopping centers, it’s a great spot for families and young professionals alike.
West Ashley
Named for its geographical location west of the downtown peninsula, West Ashley has a healthy selection of dining, shopping and recreational activities. Rich in history and natural beauty, spots like Middleton Place and the West Ashley Greenway are particularly captivating.
James Island
Nestled between downtown and the sea, James Island exudes a relaxed vibe. The Island’s proximity to Folly Beach and the James Island County Park, equipped with a climbing wall and splash zone, makes it a magnet for outdoor enthusiasts.
Daniel Island
A master-planned community, Daniel Island promotes a balanced live-work-play lifestyle. Its manicured parks, pristine tennis courts and a plethora of dining and shopping options create a tight-knit, community-centric atmosphere that’s welcoming to all.
Folly Beach
A laid-back beach town where the surf and sand reign supreme. Folly Beach offers an array of water-based activities, from surfing to fishing and more. The atmosphere is casual, epitomized by the beach bars and seafood joints that line its streets.
Each of the neighborhoods above provides a distinct flavor of Charleston, catering to varied tastes and lifestyles. From the historic allure of Downtown to the coastal vibe of Folly Beach, the city’s mosaic of neighborhoods ensures everyone finds their slice of Southern heaven.
Three pros of moving to Charleston
Natural beauty and coastal allure: With its serene beaches, salt marshes and sun-dappled streets, Charleston’s beauty is undeniable. Whether you’re watching a sunrise over the Atlantic or enjoying a sunset in the marshland, Mother Nature’s artwork is always on display.
Genuine Southern hospitality: The warmth of Charleston’s community is palpable. Here, people greet you with a smile, neighbors quickly become friends and the sense of community is deeply rooted.
Rich history: Moving to Charleston means quickly becoming immersed in a city steeped in history. From preserved antebellum homes to landmarks like Fort Sumter, the city is a living museum, ensuring a daily dose of education and wonder for its residents.
Charleston’s famous food scene
Charleston’s food scene is a sensory journey where old-world traditions meld seamlessly with avant-garde creativity. Dive into the soul of the Lowcountry with dishes like shrimp and grits — a velvety harmony of flavors that tell a tale of land and sea.
But Charleston’s culinary canvas isn’t just painted in shades of seafood. The city embraces its agrarian roots with fervor, yielding farm-to-table experiences that are equal parts earnest and sophisticated. Meander through its historic streets, and you just might stumble upon a smoked barbecue joint that could put any place in Kansas City to shame.
Yet, what truly sets Charleston apart is its fearless spirit of reinvention. Among the storied establishments are modern eateries, led by maverick chefs pushing boundaries, experimenting with classic Southern flavors to create dishes that are fresh yet familiar.
And let’s not forget the drinks. Whether it’s the sweet allure of Southern iced tea or the burn of a finely crafted bourbon, Charleston’s beverage scene is as diverse and dynamic as its food. Craft breweries and innovative cocktail bars abound, ensuring the city’s thirst for creativity remains quenched.
The art scene in Charleston
Charleston has long been a simmering pot of artistic endeavors. Music permeates the air, where jazz, bluegrass and gospel merge in a symphony that’s as old as the city itself. Street corners become impromptu stages, with buskers and musicians evoking the soul of the Lowcountry. It’s a place where a bar’s soft hum can swiftly transform into a full-blown jam session, paying homage to Charleston’s deep-rooted musical legacy.
The visual arts, too, are omnipresent. Galleries dot the landscape, offering a kaleidoscope of works that range from traditional Southern landscapes to audacious contemporary pieces. And it’s no surprise that the annual Spoleto Festival USA calls Charleston home, bringing a whirlwind of world-class performances in theater, dance and opera to the city’s many theaters and open-air venues.
Beyond the established venues, there’s an undercurrent, a grassroots movement of young, rebellious artists. They congregate in tucked-away studios and pop-up events, challenging the status quo while redefining Charleston’s artistic narrative. Their work is edgy, provocative and a testament to the city’s evolving identity.
The literary world isn’t left behind either. Driven by its storied past and the allure of its Southern charm, Charleston continues to inspire novelists and poets. Literature festivals and intimate readings invite participation, blending the rich tapestry of stories old and new. Beyond all that, Charleston is also gaining on Atlanta as the ‘Hollywood of the South’ with hits like The Righteous Gemstones and more being filmed within the city limits each year.
Outdoor activities in Charleston
First stop: the waters. Kayak through the serene salt marshes, where the ebb and flow of the tides narrate a tale as ancient as the city itself. These waters have seen pirates, settlers and now, perhaps, a pod of playful dolphins tailing alongside your boat. For those looking for a deeper communion with the ocean, there’s always paddleboarding, or simply casting a line from one of the many public piers.
The beaches near Charleston, like Folly Beach and Isle of Palms, are perfect spots for a full day of fun under the sun. Surf the waves, hunt for seashells or simply let the rhythmic dance of the ocean lull you into a sun-soaked nap. For those looking for a more secluded area, the sands of Sullivan’s Island offer solace with a side of history.
But beyond the beaches, there’s the delightfully green embrace of places like the Magnolia Plantation and Gardens. Wander through gardens that seem plucked from a dream, where centuries-old oak trees draped in Spanish moss play guardian to a riot of azaleas, camellias and other wild blooms.
For cyclists and hikers, the West Ashley Greenway offers miles of trails, taking you through urban scapes, wetlands and forests. It’s a slice of nature in the midst of civilization.
Three cons of moving to Charleston, SC
Tourists, and lots of ’em: Charleston is no longer the sleepy Southern secret it once was. With increasing popularity, it has become a hot spot on the travel circuit. So if the idea of weaving through crowds of camera-toting folks with sun hats and pastel shorts doesn’t appeal to you, you might find certain areas of the city a touch…overwhelming.
Hurricane season: The risks and subsequent insurance costs from hurricanes are genuine concerns here. It’s the not-so-charming part of coastal living.
Pricey living: The secret’s out, and everyone wants a piece of the Charleston charm. With increasing demand, living here ain’t cheap. From housing to dining, you’ll feel the sting of its growing popularity in your wallet.
Make the move to Charleston today
In the grand odyssey of life, where we choose to plant our roots can shape our stories in ways we never anticipated. Moving to Charleston, SC, isn’t merely a change of address. It’s an embrace of a lifestyle, a dive into a rich stew of history and modern flair.
Yet, as with any location, there’s an ebb and flow — moments of magic juxtaposed with the challenges of new beginnings. As the sun sets over the marshes and you find yourself reflecting on the decision, one thing’s certain: Moving to Charleston is an adventure, with every day turning a new page in your personal story.
One of the safest states in the U.S., Utah has a lot going for it. The weather gives you solid seasons, with warm summers and cold (ski-friendly) winters. Outdoor activities abound beyond the mountains, with plenty of rivers and lakes to explore. Low unemployment rates and a growing stake in the tech industry provide ample opportunities. There’s also a large population of young professionals seeking Utah out as their new home, so the community is energetic, educated and ready to go.
The list can go on, but already with so many traits recommending Utah, we bet we’ve piqued your interest. But, don’t pack your bags yet. Before you can call Utah home, you’ve got to make sure you can afford to live here. By looking at some key cost of living components, in a few central Utah cities, we can help you with figure out if your budget matches up.
Utah housing prices
Most Utah cities recommend themselves as some of the best places to live in the state. There’s not much that isn’t interesting and scenic. However, everything appealing about Utah has a price tag, and most cities have costs that exceed the national average. Thankfully, when it comes to the cost of living in Utah for housing, you’ll never go too far over, but on the whole, expect to have to pay to call this state home.
Cedar City
Combining a small-town feel with an urban setting, Cedar City changes things up with as many ranches and farms as there are college residences. It’s a great combination of the best parts of Utah and at an affordable price. Housing prices in Cedar City are 7.3 percent below the national average.
The average rent for a two-bedroom is affordable, at $775 per month, and home prices are even going down. The median home price in Cedar City is $322,00, down by 6.7 percent over last year.
Ogden
Known for its professional opportunities, Ogden is the place to go if you’re looking for a government job. The professional stability combined with the city’s proximity to ski resorts means it’s all about working hard and playing hard. This explains why housing prices in Ogden are 6 percent above the national average.
Rents in Ogden are rising pretty significantly year-over-year, keeping prices up. The average one-bedroom apartment saw a 26 percent increase over last year and is currently $1,305 a month. Two-bedroom apartments are rising at a slower rate, up only 14 percent over last year. The current average rent per month is $1,499.
Home prices are also rising, up 17.1 percent over last year. The median home price in Ogden is $410,000.
Provo
One of many college towns in Utah, Provo is home to Brigham Young University. Run by the Church of Jesus Christ of Latter-Day Saints, both the student population and many of the city’s residents are members of the church. Provo has a heavy focus on family life and is full of many young people and new families.
This popular city has housing prices that average 15.8 percent above the national average. The average rent for a two-bedroom is $1,495, and home prices are up 17.6 percent. The median home price in Provo is $450,000.
Salt Lake City
Perhaps the best-known city in Utah, Salt Lake City has it all. It’s the perfect package of a place to live, with a strong city center, plenty of jobs, fun things to do and the great outdoors to enjoy. You’ll never be without something to do or see here, whether you’re going to a free summer concert, cheering on the Utah Jazz at a basketball game or simply exploring the city. For all its popularity, Salt Lake City housing prices aren’t too high, but they do hit above the national average by 26.3 percent.
Steady growth in the rental market has led to some pretty high prices in Salt Lake City. A one-bedroom apartment has an average monthly rent of $1,513, up 20 percent over last year. A two-bedroom will set you back an average of $1,831 per month, which is 16 percent higher than last year.
Home prices are rising even faster, up 36.2 percent over last year. The median home price in Salt Lake City is $613,000.
Utah food prices
Another cost of living in Utah is food. Utah residents spend an average of between $200 and $233 per month on groceries. Judging by the local favorite foods, a large portion of this could be on fresh produce. Yes, the state is famous for fry sauce and pastrami burgers, but it’s also well-known for honey, tomatoes, raspberries, corn and Green River melons. Yum.
Compared to the national average, most Utah cities hit very slightly above average.
Ogden is 4.4 percent below the national average
Provo is 0.1 percent above the national average
Cedar City is 0.9 percent above the national average
Salt Lake City is 6.3 percent above the national average
This could impact your overall grocery bill, but might not make everything you buy more expensive in one city over another. Lettuce, for example, costs 20 cents more in Cedar Lake than Salt Lake City. Peaches are 20 cents more in Ogden, the only city with food prices below the national average than in Cedar City.
Where food pricing gets predictable is when you look at the average cost for a romantic dinner for two. A three-course meal, for two, costs $72.50 in Salt Lake City, but only costs $35 in Ogden. That means you’re paying 52 percent more to eat the same meal in Salt Lake City.
Utah utility prices
Across the state of Utah, you’ll be happy to hear, utility prices are all below the national average. That’s good news for the cost of living in Utah.
Provo is 10.9 percent below the national average
Ogden is 7.5 percent below the national average
Salt Lake City is 7 percent below the national average
Cedar City is 2.7 percent below the national average
This means energy bills typically range between $140 and $165 per month, coming from both electricity and alternate energy sources.
Utah transportation prices
Although utility prices are on the lower side when compared to the national average, transportation prices in Utah do the exact opposite. They’re all slightly above.
Cedar City is 1.4 percent above the national average
Provo is 3.3 percent above the national average
Ogden is 4.5 percent above the national average
Salt Lake City is 5.9 percent above the national average
Even though Salt Lake City tops the list in cost, it also gets the highest scores when it comes to walkability (67) and bike friendliness (73).
Although it’s easy to get around Salt Lake, and Provo is often considered somewhat walkable itself, living in Utah most likely means you’ll need to either own a car or rely on public transportation (or both.)
The Utah Transit Authority
Stretching well beyond a single city, this network of vehicles really goes the distance. Yes, there are solid transportation networks throughout Utah that cover smaller areas, but the UTA takes the cake. It encompasses Salt Lake City, Ogden and Provo through its commuter rail service.
In Ogden, specifically, UTA buses cover the downtown area, Weber State University and routes to major employment centers. There’s also a ski bus that gets you to Snowbasin and Powder Mountain.
In Salt Lake City, a bevy of buses come regularly, with special routes during rush hour. There are also buses heading up to Snowbird Alta and Solitude Brighton for skiing.
Fares vary based on transportation type. For the local bus or streetcar, a one-way fare is $2.50, and a monthly pass is $85. If you want a premium pass, to have access to all types of transportation UTA offers, except the PC-SLC Connect, you can get a monthly pass for $170.
Utah healthcare prices
Shifting gears to look at healthcare, a tricky area for anyone’s cost of living total, all of our Utah cities fall below the national average.
Cedar City is 10.5 percent below the national average
Ogden is 9.9 percent below the national average
Provo is 8.5 percent below the national average
Salt Lake City is 5.7 percent below the national average
Healthcare costs include doctor’s visits, medications, getting your eyes checked and those two annual visits to the dentist each year. Individual prices won’t always align with how overall rank, though. The least expensive city, on average, for a doctor’s visit isn’t Cedar City, but Provo, the only city with a doctor’s visit bill under $100.
Utah goods and services prices
Goods and services are a wide category when it comes to the cost of living in Utah total. All the extras, that maybe don’t feel so extra, fit here. These are things you want but don’t necessarily need, and in Utah, they’re all slightly above what you pay on average.
Cedar City is 2.8 percent above the national average
Ogden is 4.8 percent above the national average
Salt Lake City is 6 percent above the national average
Provo is 9.9 percent above the national average
To better understand how these averages impact specific goods and services you might partake in, this chart breaks things down.
Provo may have the highest combined prices, but that isn’t the case for every individual service. A vet visit, for example, will be more in Salt Lake City on average, and a movie ticket is more in Cedar City.
Another key service in this category, with a high price tag, is childcare. Even if you don’t need to use this service now, prices can vary greatly, making it something you might want to think about. For a full-day, private preschool, you’ll pay $362.50 in Cedar City, but $783.33 in Salt Lake City. That’s a 54 percent difference that could easily stretch your budget.
Taxes in Utah
When it comes to taxes, Utah residents pay both individual income tax and sales tax. The income tax rate is 4.85 percent, and the state sales tax rate is 4.85 percent. Localities can then add up to 3.35 percent more onto the sales tax, which means the most you’d pay in any Utah city is 8.2 percent. That means for every $1,000 you spend shopping, $82 goes right to taxes.
None of the cities on our list max out the sales tax.
Cedar City has a 6.2 percent sales tax rate
Provo has a 7.25 percent sales tax rate
Ogden has a 7.25 percent sales tax rate
Salt Lake City has a 7.75 percent sales tax rate
At 7.75 percent, when you shop in Salt Lake City and spend $1,000, $77.50 is what you’ll pay solely in taxes.
How much do I need to earn to live in Utah?
To effectively calculate how much you need to earn to afford the cost of living in Utah, and if it will work with your ideal budget, plug in specific numbers to our rent calculator.
For some quick estimating, you can look at how much you need to earn to afford the average rent in the state. Rent should only take 30 percent of your annual income. So, with the average rent in Utah at $1,571, you’d need to make $62,840 per year.
This is highly likely to work out since the average salary in Utah is much higher, at $89,300. That means you’ll not only be fine looking at average-priced places to live but have wiggle room to get something with more amenities (or square footage).
Living in Utah
Utah is growing in population, so there are a lot of people out there, like you, who’re discovering this beautiful place full of activity and opportunity. To really get the ball rolling on deciding if Utah fits your budget, it’s best to look at the cost of living across the state.
Could you afford to live, eat and play in any specific city? If the numbers align, it might be time to start packing those boxes and preparing for a new adventure.
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The Cost of Living Index comes from coli.org.
The rent information included in this summary is based on a calculation of multifamily rental property inventory on Rent. as of June 2022.
Rent prices are for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
Embarking on the path to homeownership in Utah? Look no further – this Redfin guide is your key to understanding the nuances of purchasing a home in the Beehive State. Whether you’re a nature enthusiast seeking the perfect mountain retreat, an adventure seeker drawn to the state’s outdoor playground, or someone eager to become a part of its warm and tight-knit communities, Utah is a wonderful place to call home.
You might be interested in the buzz of Salt Lake City or the quiet charm of smaller towns – either way, Utah’s housing market covers all bases. Whether you’re a first-time homebuyer or a seasoned homeowner, this Redfin guide will help you navigate the homebuying process in Utah. Let’s dive in.
What’s it like to live in Utah?
Living in Utah seamlessly combines natural wonders and inviting communities. With mountains hovering over cities like the snow-clad Wasatch Range, you’ll be able to hit the slopes in renowned ski destinations like Deer Valley. Alternatively, you could visit the beauty of Zion National Park, a testament to Utah’s diverse geography. Utah is also known for hosting lively events throughout the state, such as the prestigious Sundance Film Festival in Park City, one of the largest independent film festivals in the world. Check out this article to learn more about the pros and cons of living in Utah.
Utah housing market insights
The Utah housing market is currently undergoing a series of interesting trends. The median sale price is $543,700, marking a 3.3% decline from the previous year. This shift is accompanied by a decrease in housing demand and a corresponding reduction in supply. Despite the lack of demand, notably competitive cities include Taylorsville, West Valley City, and Cottonwood Heights, where the housing market activity is particularly pronounced. On the flip side, cities like Vernal, Pleasant Grove, and Riverton are making their mark with rapid growth in sale prices, positioning them among the top 10 metros in Utah experiencing this upward trajectory. These dynamics create a diverse landscape within Utah’s housing market, offering challenges and opportunities for those looking to buy.
Finding your perfect location in Utah
Discovering your ideal location in Utah is pivotal to crafting a fulfilling lifestyle. Utah offers diverse settings that cater to individual preferences. Choosing the right spot by using tools like a cost of living calculator ensures access to activities and communities that align with your values, setting the stage for your journey in the Beehive State. To kick-start your exploration, here are five popular Utah cities.
#1: Logan, UT
Median home price: $360,000 Logan, UT homes for sale
Living in Logan includes a blend of a college town and stunning natural surroundings. Home to Utah State University, the city boasts youthful energy with cultural events and educational opportunities. Residents can stroll along the charming Main Street, explore the nearby Cache National Forest for outdoor adventures, and savor local produce at the Cache Valley Farmers Market.
#2: Ogden, UT
Median home price: $365,500 Ogden, UT homes for sale
The city’s revitalized downtown hosts lively art galleries, restaurants, and seasonal events, creating an exciting cultural scene. Outdoor enthusiasts can easily access nearby attractions like Snowbasin Resort for skiing or hiking in the stunning Ogden Canyon. At the same time, the scenic Ogden River Parkway provides a serene backdrop for leisurely walks and biking.
#3: Provo, UT
Median home price: $440,000 Provo, UT homes for sale
Home to Brigham Young University, the city exudes a youthful atmosphere with cultural events. Some events include the First Friday Art Gallery Stroll and the Freedom Festival. Residents can hike up Y Mountain for panoramic views, explore the historic downtown with its local shops and eateries, and take advantage of the Provo River for recreational activities like fishing and tubing. The cost of living in Provo is 4% higher than in Ogden, mainly attributed to housing, groceries, and lifestyle experiences.
#4: St. George, UT
Median home price: $523,000 St. George, UT homes for sale
The city’s warm climate makes it an ideal destination for golfing, hiking in Snow Canyon State Park, and exploring Zion National Park’s stunning red rock landscapes. Residents can also enjoy cultural events like the St. George Art Festival, showcasing local artists, and immerse themselves in the city’s historical sites, such as the Brigham Young Winter Home. However, the cost of living in St. George is 7% higher than the national median, so if you’re on a budget, you’ll want to check out affordable suburbs outside downtown.
#5: Salt Lake City, UT
Median home price: $595,000 Salt Lake City, UT homes for sale
With a backdrop of the majestic Wasatch Mountains, moving to Salt Lake City, you can enjoy skiing in nearby resorts like Alta and Snowbird or hiking in Millcreek Canyon. The city’s cultural scene thrives through events like the Utah Arts Festival, and residents can explore historical sites such as Temple Square or immerse themselves in contemporary cuisine and art galleries in the vibrant downtown area.
The homebuying process in Utah
Now that you’ve discovered some popular locations, let’s dive into the homebuying process.
1. Prioritize your finances
Prioritizing your finances first in the homebuying process in Utah is crucial to ensure a stable investment and a comfortable financial future. With factors like varying home prices, mortgage rates, and property taxes, a solid financial foundation, coupled with tools like an affordability calculator, allows you to navigate the market more effectively and make well-informed decisions.
Various programs are available for first-time homebuyers in Utah, including the Federal Home Loan Bank: Home$tart Program, which can assist with up to $7,500 in down payment assistance.
2. Get pre-approved from a lender
Getting pre-approved from a lender is essential when purchasing a house in Utah. The pre-approval clearly understands your budget, strengthens your negotiating power, and expedites the buying process by demonstrating your seriousness to sellers.
3. Connect with a local agent in Utah
Local real estate agents possess in-depth knowledge of the area’s neighborhoods, market trends, and potential pitfalls, ensuring you make informed decisions and find a property that aligns with your needs and budget. So whether you need a real estate agent in Salt Lake City or an agent in Provo, they’re here to help.
4. Start touring homes
During home tours, focus on the home’s condition, layout, and potential for future renovations. Additionally, pay attention to the neighborhood, nearby amenities, and commute times to ensure that the property aligns with your lifestyle and preferences in the beautiful Utah environment.
5. Make the offer
Making an offer in Utah involves careful consideration of the property’s market value, recent comparable sales, and any unique factors that might influence the negotiation. Your local real estate agent can provide valuable insights into crafting a competitive offer that reflects the current market conditions while aligning with your budget and goals.
6. Close on the house
The closing process in Utah is the final step of the homebuying process, where ownership is officially transferred. It involves legal and financial procedures, including signing documents, paying closing costs, and finalizing the mortgage. Working closely with your real estate agent and lender ensures a smooth and successful closing experience in Utah’s real estate landscape.Check out Redfin’s First-Time Homebuyer Guide for more in-depth information about the homebuying process.
Factors to consider when buying a house in Utah
Along with the geographical location of Utah, there are essential factors to consider when buying a home.
Climate and weather
Utah’s weather varies significantly between regions, with colder winters, potentially heavy snowfall in mountainous areas, and arid, hot summers in lower elevations that can contribute to wildfires. It’s essential to consider the weather when buying a house, not only for lifestyle reasons but also for practical matters like homeowners insurance that may vary based on the climate and potential weather-related risks.
Water rights and usage
Understanding water rights and usage is crucial when purchasing a house in Utah due to its arid climate and unique water management system. With water scarcity a potential concern, comprehending how water is allocated, any restrictions on usage, and the availability of water sources ensures you can sustainably maintain your property and lifestyle.
Homeowners associations
Many homes in Utah come with homeowners associations (HOAs) which are essential to note when buying a property, as these associations often have rules, regulations, and fees that can significantly impact your ownership experience. Understanding the HOA’s requirements, fees, and any restrictions they impose ensures that your lifestyle aligns with their guidelines and that you’re financially prepared for the associated costs.
Dual agency
Noting that Utah allows for dual agency is vital when navigating the real estate market, as it means a single real estate agent can represent both the buyer and the seller in a transaction. This arrangement requires high transparency and communication to protect both parties’ interests adequately.
Buying a house in Utah: Bottom line
Utah offers an enriching lifestyle with stunning landscapes, outdoor options, and community and cultural events. Assessing factors like housing market dynamics and living costs is important, but the opportunity to create a fulfilling life makes buying a house here a promising and exciting prospect.
Buying a house in Utah FAQs
What is the average down payment on a house in Utah?
The average down payment on a Utah house is typically 10% to 20% of the purchase price. For instance, on a $300,000 home, a 10% down payment is $30,000, while 20% is $60,000. Different loans impact this; FHA-backed loans often require around 3.5% down, like $10,500 on a $300,000 home. Down payment needs vary based on mortgage type, lender policies, credit history, etc.
Do you need a real estate agent to buy a house in Utah?
While not mandatory, having a real estate agent when buying a house in Utah is highly recommended. An experienced agent can provide valuable local market insights, guide you through complex paperwork and negotiations, and ensure you make informed decisions. Their expertise can streamline the process and help you find the right property while avoiding pitfalls.
Is buying a house in Utah expensive?
The cost of buying a house in Utah varies depending on factors like location and property type. The median sale price in Utah is $543,700, which is higher than the national median of $425,571. Generally, Utah offers a relatively affordable housing market compared to some other states, but prices can still vary widely within different cities and neighborhoods. Researching local market trends and working with a real estate professional can help gauge whether the cost aligns with your budget and preferences.
Known for its views, Wyoming offers so much more on top of Yellowstone National Park. With an overall cost of living slightly below the national average in the state’s larger cities and plenty of small-town living for the taking, Wyoming is an affordable place to call home.
There’s no shortage of wide open spaces, but there are also plenty of opportunities for work, a low crime rate and more outdoor activities than you can list off the top of your head.
If it’s time to live somewhere a bit more relaxing, with the ability to hike, ski and explore nature on a whim, Wyoming is for you. To make sure you can afford it, tally up average prices in the key areas that create a cost of living in Wyoming. It gives you a clear picture of what you can expect in everything from apartment rent to the taxes you’ll pay.
Learn more about what it costs to live in Wyoming by looking at:
Wyoming housing prices
Lacking a ton of big cities, most of the best places to live in Wyoming are a little smaller, a little more laid-back and a little less expensive. Nowhere is far from stunning views and outdoor activities, either. Picking Wyoming as the place to call home pretty much opens the door to a totally unique adventure, all without leaving the country.
Casper
With a quaint, historic downtown area and plenty of excellent fishing, Casper, once a stop on the Oregon Trail, is now Wyoming’s second-largest city. Housing prices here are 15.7 percent below the national average. It’s similar to Laramie, but Casper is seeing more growth.
Up 46 percent over last year, one-bedroom apartments in Casper average out at $1,091 per month. Two-bedroom apartments are rising more slowly in price, up only 12 percent over last year. Expect rents for these units to average out at $1,229 per month.
Home prices in Casper are only slightly more than in Laramie, as well, averaging out at $363,157.
Cheyenne
Cheyenne is Wyoming’s largest city, and with this distinction comes the state’s highest home prices. Also the state capital, Cheyenne has an Old West feel, complete with the world’s largest rodeo. It’s also a great family-oriented city with plenty of parks, museums and all-ages fun.
Though living here costs a little more, housing prices are still 7.3 percent below the national average. Apartments are still within an affordable range, as well, not really changing much over last year. One-beds, with an average monthly rent of $800, actually dropped a percent over last year, and two-beds, at an average of $880 per month, only went up by a single percent.
For those who’re thinking of buying in Cheyenne, the average home price is currently $392,483.
Laramie
Aside from the cost of living, college is on the mind of almost every Laramie resident. Home to the University of Wyoming, football is a huge pastime here. The whole town even closes down for certain games. With a high value on fun and family and the Snowy Range ski area nearby, Laramie is a great and affordable community. Housing prices are 16.6 percent below the national average.
What this means for those looking for a place to live is there are plenty of low-cost options. An average two-bedroom apartment in Laramie is $950. Not only that, but home prices are averaging out at $348,038, which isn’t too bad for those looking to buy.
Wyoming food prices
Another cost of living in Wyoming is food. Big game like elk and bison are big winners in Wyoming, along with trout fished fresh out of crystal clear water. Even though these favorite foods are local, they’re not always the cheapest thing in the store. As a result, the average Wyoming resident spends between $267 and $300 per month on groceries and has higher-than-average food prices.
Casper is 3.2 percent above the national average
Laramie is 3.3 percent above the national average
Cheyenne is 8.5 percent above the national average
What this means for individual products you may have on your own grocery list varies by the city, as well. Steak in Cheyenne, for example, is around $16.34 but can get as low as $10.68 in Casper. Other items, like lettuce, cost almost the same no matter where you are. A head of lettuce is $1.78 in Casper and Laramie, but just a penny more in Cheyenne.
Food pricing also makes a difference when it comes to date night. A three-course meal for two is only $35 in Casper. It’s actually also the exact same average price in Laramie. But, you’ll pay 46 percent more in Cheyenne when the bill comes to you for $65.
Wyoming utility prices
Wyoming boasts some low utility bills when compared to other states in the country.
Cheyenne is 19.3 percent below the national average
Laramie is 16.6 percent below the national average
Casper is 11.9 percent below the national average
These percentages translate to energy bills that are on the more reasonable side of your general expenses list. Cheyenne and Laramie have identical energy bill averages at $125.83 per month, while Casper is only a little higher at $141.44 per month.
Energy bills in Wyoming do get a little bit of a break thanks to the state’s capacity to produce wind power. As of 2021, 22 percent of the state’s electricity came primarily from the wind. Concentrated in the southeastern corner of Wyoming, this is where regularly blowing winds get funneled through mountain passes onto the high prairie. From there, farms capture the wind and put it to good use.
Wyoming transportation prices
Not a highly walkable state when you’re within city limits, you’ll most likely get around in Wyoming by car. All the cities on our list do have the added bonus of being bike-friendly, as well. Laramie has the highest bike score of 74, and Casper’s and Cheyenne’s scores are in the 50s.
With increased dependence on owning your own vehicle and a lack of public transportation everywhere you go, overall transportation prices in Wyoming vary by a lot.
Casper is 16.9 percent below the national average
Cheyenne is 8.4 percent below the national average
Laramie is 33.3 percent above the national average
Laramie is also the only city on the list that is without a public transit system.
Casper Area Transit
Consisting of six color-coded bus lines, the Casper Area Transit system runs through Casper, Mills and Evansville. A one-way fare is $1, and monthly passes are available for $30.
No busses run on Sundays, and the purple and orange lines don’t run on Saturdays. It’s also worth noting that bus service stops on the early side, concluding at 6:30 p.m. during the week and at 3:30 p.m. on active lines on Saturday.
Cheyenne Transit Program
Fixed-route bus service is currently on hold with the Cheyenne Transit Program. Those needing a ride are able to schedule a trip using the Cheyenne Transit app. Even though this is a more unconventional system at the moment, a single-way fare is still $1.50. No passes are available.
Service runs Monday-Saturday only, ending at 7 p.m. on weekdays and 5 p.m. on Saturdays.
Wyoming healthcare prices
Healthcare prices average out a little higher than other elements composing the cost of living in Wyoming. While still close to the national average, there’s not as much difference between the cities as in other areas.
Cheyenne is 6.1 percent below the national average
Casper is 0.8 percent below the national average
Laramie is 1.1 percent above the national average
Since healthcare prices include a variety of medical visits and all your prescriptions, too, it’s easier to understand how these numbers impact cost by looking at what specific services would cost.
The most expensive city to see the doctor in is Laramie, with an average visit cost of $120.66. The most expensive city to get your eyes checked in is Casper, where an average visit will cost you $178.80. For the dentist, who you should visit every six months, an average visit costs the most in Cheyenne at $110. Each city grabs the highest-priced medical visit at some point.
Wyoming goods and service prices
Although all the hiking and outdoor activities in Wyoming will keep you pretty busy, there are certain ‘extras’ you most likely include in your budget each month. These are goods and services, the non-essentials you want to have, but don’t have to have. If your budget ever became tight, these would be the items you’d start removing until you bounced back.
Thankfully, Wyoming averages for goods and services, all combined, sit on the lower end.
Cheyenne is 7.6 percent below the national average
Casper is 3.2 percent below the national average
Laramie is 2.4 percent below the national average
All these cities are pretty close together, overall, but you may notice bigger price differentials when you drill down to those specific goods and services unique to your list. Here are how a few common ones to look at.
At least you’ll get a pretty consistent price when it comes to a six-pack or a burger out with friends. The other goods and services seem to run a much wider gap between the least expensive option, Cheyenne, and the most expensive, Casper. Of course, Laramie does take its top spot back when it comes to burgers and brew.
The average vet expenses may seem on the high side, but it costs a lot to take care of the smaller members of the family. This is also true when it comes to childcare. This potentially jaw-dropping expense possibly isn’t on your radar yet, but get ready. There’s often a little sticker shock attached to this particular good and service. In Laramie, for example, it’s $1,258.33 a month for a full-day, private preschool. Yikes!
Taxes in Wyoming
The cost of living in Wyoming gets even sweeter by the fact that there’s no individual income tax. Sales tax is also not that bad. The state imposes a 4 percent sales tax rate and allows localities to add up to 2 percent more.
The most you’ll pay in sales tax, in any given area, is 6 percent, which is the case in both Laramie and Cheyenne. Here, for every $1,000 you spend shopping, $60 goes right to taxes.
Casper’s local sales tax of 5 percent sits closer to the state-wide average of 5.22 percent.
How much do I need to earn to live in Wyoming?
Calculating what you need to live comfortably in Wyoming starts with being able to afford rent. It doesn’t matter what your overall cost of living is, if you can’t afford a home, you’re in trouble. Since most experts suggest you should spend no more than 30 percent on your rent, it’s easy to calculate what you can and can’t cover.
The average two-bedroom apartment in Wyoming costs $1,071 per month. That means a year of rent would be $12,852. If that’s 30 percent of your annual salary, you must make at least $42,840 to live comfortably.
This is quite possible, given that the average annual salary in Wyoming is almost $10,000 higher at $52,110.
Even with these estimates, though, it’s best to do some math with your own budget using our rent calculator.
Living in Wyoming
With a more affordable cost of living and plenty of open space, Wyoming is the place for you if you’re in need of a laid-back lifestyle. Without the bustle of highly urbanized areas, you’re free to take in all the natural beauty the state has to offer and get outside for all sorts of activities. If the peace and quiet are calling your name, it’s time to see if Wyoming fits into your budget.
The Cost of Living Index comes from coli.org.
The rent information included in this summary is based on a calculation of multifamily rental property inventory on Rent. as of June 2022.
Rent prices are for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
Whether you’re already a resident of Pensacola, FL, or considering it as your new home, a plethora of attractions await you. From seeking the perfect rental apartment to finding your dream home to buy in Pensacola, you have many diverse options. With many engaging activities and dining establishments, newcomers might find the choices overwhelming. To simplify your transition, Redfin has curated a list of must-try experiences, exceptional dining venues, and unique activities recommended by locals. Get started on your Pensacola bucket list today.
1. Visit the Pensacola Beach Boardwalk
Experience the lively charm of Pensacola Beach Boardwalk, where stunning views, delightful shops, and delectable dining converge. Stroll along the inviting promenade, bask in the sun-soaked ambiance, and indulge in an array of coastal treasures.
“One of the areas in Pensacola Beach that I love is near the Pensacola Beach Boardwalk,” shares travel blogger Wayne Kask of Always On The Shore. “You can park at Quietwater Beach, which is just a tiny stretch of beach on the Sound Side. From here, walk on over to the boardwalk which is filled with restaurants, shops, bars, and entertainment. Grab a seat on the deck at Flounder’s Chowder House and try their Free Range Gulf Fish, while you enjoy the views and listen to live music.”
If you are planning to spend a day at the beach, Tricia Vines photography provides a great way to capture your memories with a beautiful photoshoot on Penscola’s sandy white beaches.
2. Discover the Rich History of Fort Pickens
Step into a bygone era at Fort Pickens in Pensacola, FL. Uncover the layers of history within its weathered walls as you explore the well-preserved grounds of this coastal fortress. From intriguing architecture to tales of military significance, Fort Pickens offers a fascinating journey through time.
“Going to visit Fort Pickens is an absolute must,” says owner of Riptide Media Jimmy Warr. “Seeing a historic, Civil War era fort still standing is something to behold. As the nation’s oldest city, Pensacola has so many things to offer the avid history buff.”
3. Enjoy Brunch at The Fish House
“Enjoy a leisurely Sunday brunch with friends at The Fish House, where fresh fish and sushi are highlights of the menu, and the Smoked Salmon Avocado Toast is a favorite,” states travel writer Gemma Arnold of TopFlight-Travel.com. “Be sure to arrive just before 11am to snag a table, as reservations aren’t accepted. The deck is perfect for relaxing with drinks into the afternoon.”
4. Discover the Gulf Coast’s Hidden Depths
“Exploring the depths of Pensacola’s underwater wonders is an adventure like no other,” says Taylor Kulik of H2O Below Dive Charters. “ As a seasoned multi-passenger Dive Charter boat in the region, we’ve been navigating these waters for nearly two decades. From novices to seasoned divers, our excursions cater to all levels, inviting you to discover the Gulf Coast’s finest diving spots.”
5. Craft sand castles by the shore
Participate in the joy of sculpting sand castles at the beach. Let your imagination run wild as you shape turrets, moats, and more. Whether young or young at heart, this timeless activity promises smiles and cherished memories along the shore. “This unique activity showcases our beautiful Gulf Coast while guiding you through the process of making bigger and better sand sculptures,” shares Janel Hawkines, owner of SandCastle University.
6. Stroll down the tree-lined Historic Palafox Street
Visit Palafox Street in Pensacola and learn why this street is known to locals as the gateway to their city with its interesting architecture, unique shopping, and delightful dining opportunities,” states Emerald Coast Connected staff writer June Scroggin. “Part of the charm is the prevalence of art here. A must-do is visiting Blue Morning Gallery, a local art co-operative, the gallery features original works of art in all types of media.”
7. Attend the Pensacola Seafood Festival
“Our #1 Must-Do in Pensacola is the Pensacola Seafood Festival,” says Executive Director Bridget Middleton. “In its 46th year, this three-day festival boasts hundreds of vendors serving delicious seafood, artists and craftspeople from around the US; a children’s area, local restaurants serving their best dishes at ‘Gulf to Table’ and cooking demonstrations from some of the area’s greatest chefs. To top it off, there is live music on the Main Stage all weekend and entry to the festival is free.”
8. Dine at George Bistro
Indulge in this restaurant’s amazing flavors in the heart of Pensacola. Experience an unforgettable evening of exceptional dining. “My absolute favorite restaurant in Pensacola is Geroge Bistro,” shares local blogger Sarah Ritchie of Genuine Sunshine Blog. “Everything I’ve tried on their menu is incredible. Make a reservation in advance because it does book up. My favorites are the Alfredo Pappardelle and the Short Ribs + Mushroom Ravioli, but their Filet Mignon is also delicious. They also do an amazing brunch—you really can’t go wrong with anything on the menu. Also great service and delightful cocktails and coffees.”
Pensacola bucket list: the bottom line
Discover essential Pensacola experiences for your bucket list. From the vibrancy of Pensacola Beach to the serenity of historic forts, and the dynamic allure of downtown exploration, each adventure contributes to Pensacola’s distinct charm. Whether you’re a resident or visitor, these cherished memories will stay with you for a lifetime.
Inside: Are you moving into your first apartment? Planning a move can be daunting, but with this checklist, everything will be ready for your bed and bathroom you arrive. From a mattress, pots and towels to cleaning supplies and furniture, this list has it all. This is a huge deal!
Moving into your first apartment is an exciting time!
You’re finally out on your own, and you get to decorate and furnish your space however you want.
But before you can start shopping for all the cute home décor, there’s one very important task that needs to be taken care of first: creating a First Apartment Checklist.
This comprehensive checklist will ensure that you don’t forget any essential items when furnishing your new place. From kitchen supplies to bathroom necessities, we’ve got you covered.
So what are you waiting for? Let’s get started!
My First Apartment Mistakes
Moving into your first apartment indeed marks an exciting milestone in life.
However, it is also a moment of awakening when realizing that filling the apartment with all the necessities is not child’s play. My lesson learned the hard way.
It requires great planning and acute mindfulness of one’s budget. While the thrill of setting up your own place can easily lead to overspending, it’s important to keep the budget in check and be judicious about your purchases.
Here are some aspects to consider:
It’s easy to forget that there’s a huge list of big and small things you’ll still need to buy to fully equip your space. However, the keyword here is “need” and not “want”. I should have been better at differentiating between what is absolutely necessary for your immediate living situations and what can be procured later.
Define what you can spend right away by considering the moving costs and other related expenses. After setting the budget, the next most important step is to stick with it. You will be tempted to stretch your limit, but remember that financial restraint is key.
Moreover, remember that you don’t need to get everything right away, certain things can wait. Spend wisely, and stick to immediate needs. You might be surprised to find out that some items you thought were essential, in fact, can be comfortably lived without.
Your home is meant to give comfort, not financial stress.
The above statement is a lesson that stick with you for a long while. Keeping track of your expenses and making wise decisions can help establish your first apartment without breaking the bank.
Learn is $5000 enough to move out?
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Big Items for Your First Apartment Checklist
You’re finally out of your parents’ house and ready to start your own life. Congrats!
This is an important step when you want to move out at 18.
Moving into a new place is both exciting and daunting. To help you make sure you have everything you need for your new digs, we’ve put together a first apartment checklist of all the big items you’ll need to buy.
This is where to focus your money or look to find free items.
1. Mattress
Living in your first apartment?
Do not underestimate the importance of a good mattress.
It’s the foundation for quality sleep, which is crucial for your health and daily performance. Investing in one is non-negotiable even if budget is a constraint.
Personally, this. is the one item I would say to buy new! Thankfully you can find affordable mattresses now.
2. Bed Frame & Headboard
You may be tempted to skip the bed frame in your first apartment, but it’s a key piece that offers myriad benefits.
In full honesty, I didn’t get a headboard for my mattress until well after I was married. But, it was one small thing that made me happy.
Popular bed frame options vary in price from $60 for a simple metal frame to over $200 for wooden or upholstered models. Make sure to evaluate your needs and budget before buying.
3. Couch
Your first apartment is exciting, and the right couch can really set the tone. It’s not only a seating arrangement but also a place for relaxing, entertaining, and unleashing your personality.
When setting up your first apartment, you might be conflicted about whether to buy a new couch or look for a used one. Here are some factors to consider:
For those living by themselves:
A new couch can be a significant investment, but it is worth the cost if you value personal comfort, hygiene, and aesthetics.
Utilize discount stores to find quality furniture that is within your budget. A new couch often comes with warranties or protection plans that can give you peace of mind for any potential repairs or damages.
Investigate measurements and delivery options thoroughly to ensure your new couch comfortably fits your apartment layout.
If you are planning to live with a roommate:
You can consider getting a used couch. This is a great way to cut costs during a time when budgeting and saving money are important.
To make sure the couch you’re acquiring is clean and pest-free, buy or get it for free from trusted sources. Friends or family are often the best people to approach when looking for used furniture.
Look into garage sales or online platforms like Craigslist for options. However, always inspect the couch thoroughly before purchasing it from these sources.
Whether you choose new or used, ensure that the couch fulfills your needs.
4. End Tables and Lamps
End tables and lamps are essentials you need in your first apartment. They offer functionality along with a touch of class to your space.
There are many reasons why they should be on every first apartment checklist.
Versatility: Side tables can be used in various ways, from serving as a coffee holder, providing a place for books and magazines, or showcasing photo frames and indoor plants. It can also function as an extension of your workspace when you need to create an impromptu office setup.
Convenience: Having a side table next to your bed or sofa allows you to have important items within easy reach. This may include your phone charger, eyeglasses, or remote controls.
Decorative Value: Side tables contribute to the aesthetic appeal of your living space. They come in different styles, shapes, and designs that can complement various types of interior décor themes.
More than likely with lamps, you will notice where you need them the most after you move. So, it is okay to wait and buy them.
5. Dining Room Table
Your first apartment isn’t complete without a dining room table. It’s the multi-tasking hero of your living space, essential for meals, socializing, and possibly working or studying.
Finding the right dining room table for your apartment can be a fun and rewarding experience. However, it may be daunting for some, given the myriad of options available in the market.
Here’s a step-by-step guide to help you find your ideal fit:
Determine the Size Needed: The first step in finding the right dining room table is to measure the space it will occupy. Knowing the size helps narrow down the options and ensures a comfortable fit. Consider the number of people you plan on hosting on a regular basis – that should dictate the size of the table you need.
Consider the Shape: Dining tables come in various shapes, including square, rectangle, round, and oval. Identifying the shape that suits your space and lifestyle is crucial. Rectangular tables are the most common, but circular ones are great for maintaining an intimate dining experience, while an oval one can be a middle ground between a square and a round table.
Decide on Style: Whether you lean more towards a modern, contemporary, or rustic look, there are countless styles of dining tables to choose from. Ensure that the style of the table resonates with the rest of your home decor for a harmonious look.
Remember, choosing the right dining table is a balance of both form and function. Considering these aspects will surely help you find the dining room table that fits your lifestyle and space.
A good friend of mine had great luck finding a dining room table at a Restore resale shop. Something to definitely check out!
6. Kitchenware
Moving into your first apartment often comes with the challenge of equipping your kitchen efficiently.
To help guide you in making thoughtful purchases without breaking the bank, here are some important kitchen items you should consider investing in.
Basic Cooking Equipment: A Starter kitchen at the bare minimum requires at least two pots and a frying pan. These should be supplemented with necessary cooking utensils like a ladle, spatula, whisk, etc. You also need a high-quality knife set, at least one cutting board, and measuring cups and spoons to help you prepare and portion your meals accurately.
Food Storage & Serving Items: Get microwave-safe food storage containers to store leftovers efficiently. Additionally, invest in a good set of plates, bowls, glasses, and coffee mugs.
Countertop Appliances: While these can be a bit costly, consider getting a microwave, an InstantPot, and a coffee maker. These can vastly simplify and speed up your daily meal prep.
These are the basic items for a minimalistic kitchen.
7. Patio Furniture
Patio furniture can be an excellent cost-effective addition to your first apartment. Often overlooked, patio furniture can provide advantages for a first-time tenant:
Getting patio furniture as hand-me-downs or buying used ones can save you lots of expenses.
Plus patio furniture can be easily refurbished or painted to match your apartment’s interior design. You can showcase your creativity and add a personal touch without spending much.
8. Grill
One must-have in your first apartment is undoubtedly a grill. Nothing beats the flavor of a good grill and it’s perfect for friendly gatherings or quiet evenings.
Having a grill can add a sense of fun and adventure to your living situation. It allows for new culinary experiences and outdoor entertaining, especially during warmer months when you can have a delightful barbecue party in your yard or balcony.
Grilling can also act as a social catalyst. Whether it’s a relaxed summer evening cookout with neighbors or a gathering of friends for a sporting event, grilling can bring people together in a fun and casual way.
Thanks to websites like Craigslist, eBay, and Facebook Marketplace, second-hand grills in good condition are often available locally and at a much lower cost than brand-new grills.
9. Storage Items
Stepping into your first apartment, huh? The organization will be your closest ally.
Crisp and neat storage items can help you stay clutter-free and make your space feel like home.
This is something I would wait to buy until you are in your space and know what you need. There are so many storage ideas and organization items.
10. Decor
Making your first apartment feel like home is both exciting and challenging. Decor plays a crucial role, transforming an empty space into a cozy, personal refuge.
You want the decor to reflect your style, but the cost may be more than you can afford.
Enter thrift shopping for some of your favorite items.
You can always splurge on that one item you want!
How do I prepare for my first apartment?
Getting your first apartment can be incredibly thrilling, but let us guide you through a smooth transition.
Before making any purchases, it’s critical to create a budget that takes into account moving costs and other associated expenses.
Additionally, make a checklist of essential items to ensure a smooth move, but remember to prioritize immediate needs as some items may not be necessary initially.
Being prepared and methodical about your approach can help significantly in making your first apartment feel like home. It’s all about spending wisely and sticking to your plan.
First Apartment Checklist for Bedroom
Ready to move into your first apartment and need help setting up your bedroom?
This checklist will ensure you won’t miss any essentials.
Bed: Choose a full or queen-size bed to maximize space.
Mattress: Select the right firmness for your sleep style. Don’t forget a mattress pad and bedding.
Nightstand: You need this to place essentials like a reading lamp and a glass of water.
Dresser: An essential piece of furniture for your clothing storage.
Lamp: A softer lighting option for your bedroom. Don’t forget light bulbs!
Closet Organizers: Invest in baskets or cloth storage cubes for easy organization.
Desk and Chair: A small workspace if your room allows. Opt for a stool or folding chair to save money.
Remember every space is unique, tailor this list to your needs and budget.
First Apartment Checklist for Kitchen
As you embark on your solo living adventure, setting up your kitchen shouldn’t be a brain tease.
Here’s a lifesaver list of must-haves:
Remember, your kitchen is not just for cooking, but for hosting toasts and storing eats. Cheers to your new apartment kitchen!
First Apartment Checklist for Living Room
When setting up your first apartment living room, remember to shop for these essential items:
A Cool Lamp or Two: Lighting is crucial. Pick unique lamps that add both light and character to your space.
Side Tables: Grab a couple; these provide additional surfaces for decorations or mugs of tea.
Storage Solutions: Think TV cabinets or bookshelves where you can neatly store your belongings.
Extra Seating: More seats for more guests.
Window Treatments: Curtains or blinds not only offer privacy but can also tie a room together.
Decorative Pillows and Throw Blankets: For aesthetics and comfort.
Decor Items: This includes wall art, picture frames, coffee table books, houseplants, candles and vases. Make your space you.
Be smart in your selections, ensuring each item marries functionality with aesthetics. Holistic harmony is key in a living space.
Technology for Your First Apartment
In today’s digital era, modern apartments are nearly incomplete without a range of essential tech items.
These add convenience, entertainment, and a sense of security to your cozy abode.
Smart TV: This is essential for entertainment and relaxation. It can be a source of news, sports, movies, and shows that make your apartment a much more enjoyable living space.
Roku Stick: If you opt for a basic TV, then these devices enable you to stream content like Netflix, YouTube, and Hulu directly to your TV. This is much needed if you prefer digital streaming over traditional network channels.
Computer / Laptop: This is useful for work, learning, entertainment, and communications in the current digital era. It helps you stay connected to the world and perform various tasks easily.
Wifi Router: A Wi-Fi router is a must-have in this age as it provides an internet connection for all your devices. It enables you to stay connected to the world, shop from home, stream entertainment, or work remotely.
Chargers: Chargers for phones, laptops, and other electronics are essential. They keep your devices powered up and ready for use at any moment.
Speakers: They enhance your entertainment experience by providing high-quality sound for music, TV shows, and movies. They can also be useful for work or study, for instance when participating in video conferences or online courses.
Thankfully prices have dropped significantly on TVs since I bought my first one!
First Apartment Checklist for Bathroom
One key area to consider is your bathroom – it’s essential to have all the basis to make your daily routines smooth and simple. Here’s what you’ll need:
Cleaning Your First Apartment
Ready to take that first crucial clean sweep in your very first apartment? Here’s how you’ll nail it!
Start with unpacking your cleaning essentials, preferably even before you start arranging your furniture. This will make it easier to spot dust, stains, and dirty spots that are usually hidden.
Now, let’s dig into your basic apartment clean-up kit:
Honestly, these frugal green items are perfect to keep things clean and on budget.
Things you need for an apartment that you wouldn’t think of
Moving into your first apartment is an exciting milestone, but it’s also full of small details that are easy to overlook.
Some essential items might not make it on your moving checklist, leaving you scrambling on your first day in your new place.
Basic Handyman Tools: A Leatherman or small toolkit is essential for assembling furniture and making minor repairs.
Hangers: You’ll need more of these than you think for your wardrobe.
Extension cords and surge strips: You’ll need these to plug in all your electronics in spaces with limited outlets.
Drawer organizers: Helps keep your belongings categorized and easy to find. Especially important in small spaces where efficient storage is key.
Flashlight: You never know when a power outage may happen. A flashlight is a crucial tool for safety and navigation in the dark.
Batteries: Handy for various gadgets like remote controls, flashlights, and smoke detectors.
First aid kit: Accidents can happen anywhere, and having a first aid kit handy can make dealing with minor injuries easier and more efficient.
Light bulbs: Essential for maintaining good lighting in your apartment. You don’t want to be left in the dark when a bulb burns out.
Matches and/or lighters: Useful not only for candles and gas stoves but also a necessity in case of a power outage.
Pen and paper: Although we live in a digital age, pen, and paper are still handy for jotting down quick notes, lists, or reminders.
Fire Extinguisher: Better to be safe than sorry!
Carbon Monoxide Detector: Extremely important to have in your apartment
Duct Tape: It solves every DIY project – while almost any.
Security Cameras: It bums me out completely to add this to the list, but in today’s society it is a must-have.
Renter’s insurance is instrumental for various reasons
It provides financial protection in case of unforeseen circumstances like theft, damage due to disasters like fires, or liability if someone gets hurt in your apartment.
Additionally, considering the value of electronics, furniture, clothing, and other personal belongings, investing in renter’s insurance helps safeguard one’s possessions, making it invaluable, especially for first-time renters.
How do I budget for my first apartment?
Managing your expenses while moving into your first apartment is crucial since it’s usually an expensive endeavor with many large and small essentials needed to fully complete your home.
Having a budget not only helps you to control your finances effectively but also assists in prioritizing immediate needs, avoiding unnecessary items, and managing moving costs and related expenses.
Step 1: Make a Budget
Budgeting is, unquestionably, a crucial strategy to manage your personal finances efficiently, particularly while setting up a new apartment.
Begin by detailing your annual net income.
Subsequently, list down all your essential expenditures, such as food, household supplies, phone bills, car payments, credit card bills, clothing, transportation costs, internet charges, healthcare expenses, school loans, and entertainment.
Don’t forget to add a section for “miscellaneous” to cover any unanticipated expenses.
Make sure your expenses are less than your income.
While rent will be your biggest expense, you want to make sure you can truly afford the amount without going broke.
If you observe that your expenses are relatively high, it’s time to analyze your spending patterns and cut down on unnecessary spending.
Step 2: Save Money
Saving money and living frugally requires strategic thinking and discipline.
Honestly, the simplest thing you can do is to set aside 20% of your income each paycheck. That will ensure you are on your way to becoming financially independent.
Simply remember, frugal living doesn’t equate to deprivation, it’s about making informed choices to optimize your resources.
The 100 envelope challenge is extremely popular!
Step 3: Start a Side Hustle
Side hustles can be a flexible and rewarding way to supplement your income, and they’ve become much more popular in recent years.
Manage your time wisely and ensure the side hustle is something you enjoy or are passionate about. It should be a source of additional income without causing stress or burnout.
Here are ways to make money online for beginners.
First Apartment Tips
Embarking on the journey of renting your first apartment can be both exciting and daunting, hence having some essential tips can be quite handy.
1. Make a list of apartment essentials
A list of apartment essentials plays a crucial role, particularly for first-time movers.
The benefits and significance cannot be overstated. Here’s why:
Prevents Overspending: Moving into a new apartment is already expensive. There are lease deposits, rent due, utility set-ups, and other hidden expenditures that can easily catch first-time movers off guard. Having a list of apartment essentials can keep your spending in check, ensuring that you only purchase what’s necessary and avoid unnecessary or impulsive purchases.
Minimizes Stress: The task of moving can be overwhelming, and missing essential items only adds to the stress. A well-thought-out list can not only help you keep track of what you’ve already acquired but also what you need to purchase or source.
Ensures You’re Prepared and Organized: By carefully creating an apartment checklist, you’re ensuring that you have everything you need in your new home, from cleaning supplies and toilet paper to the necessary items for your furry friends.
Saves Time: A concise and focused list saves you time by clearly stating what needs to be acquired, allowing you to focus on other important matters related to the move.
Follow this approach, and you’ll have a comfy, well-equipped apartment in no time.
2. Consider your budget
Experts advise rent shouldn’t exceed 25-30% of your income. But, don’t forget to include your other costs like food, bills, loans, etc
Remember, your dream apartment isn’t worth it if it’s a financial nightmare. Think smart, save hard, and enjoy your new home’s comforts without breaking the bank.
Learn the ideal household percentages.
3. Research apartments
Researching apartments requires careful consideration of numerous factors such as the proximity to vital facilities like workplaces, grocery stores, hospitals, and entertainment joints.
Try to physically tour potential residences where possible to examine amenities and gauge the atmosphere of the neighborhood.
Don’t forget to make inquiries and view the apartment personally or through a floor plan, all these will help you make a wise decision.
4. Check apartment listings for features and amenities
When searching for the perfect apartment, consider features and amenities that align with your lifestyle.
If there is a sym space, you could eliminate your monthly gym membership.
Just make sure the cost of the upgraded amenities is worth the price tag.
While checking apartment listings, ensure to evaluate the location, amenities, available space, and physical integrity.
5. Think about the size and layout of the apartment
Understanding the size and layout of your new apartment is crucial before you start styling and furnishing it.
Acquire a floor plan from the apartment management, and if possible, tour the apartment physically to note the positioning of rooms, doorways, hallways, and stairwells. Take measurements of these areas and visualize the kind of furniture and fixtures they can accommodate fittingly, taking into account maneuverability around corners as well.
Moving to your first apartment is exciting, yet demands careful consideration of the size and layout.
6. Look for apartments with good security
When you’re hunting for your next apartment, don’t forget to check out its security features. This is crucial for your peace of mind.
Ensure the apartment is in a safe neighborhood, close to amenities like hospitals or public transport.
Ask if the apartment complex has features like controlled access gates, security guards, and CCTV surveillance.
Check the apartment for proper alarm systems, well-functioning locks on doors and windows, and that fire safety measures are in place.
Verify the cell phone reception inside the apartment for any emergency calls.
Lastly, always ensure that the parking area is secure and well-lit.
Remember, your apartment isn’t just a place, it’s your sanctuary. It should feel like one, too.
7. Make sure you get a good deal
Before signing a lease, it’s crucial to ensure the rent price is a good deal.
According to the U.S. Census Bureau, the median gross rent from 2015-2019 was approximately $1,097 per month.
8. Talk to the management and make sure you understand the rules
Get to grips with your apartment’s rules by thoroughly reading your lease. Take note of any restrictions, and don’t fear to ask for clarifications. Data indicates that understanding lease terms significantly reduces tenant-landlord conflicts.
It is important you understand your lease as it is a binding contract.
First Apartment Checklist PDF
Moving into your first apartment is exciting but daunting. The First Apartment Checklist PDF helps simplify the process.
Take it at your own pace—don’t rush. This is your journey to your new home. Enjoy!
FAQ
Moving into a new apartment can be quite exciting yet daunting. It’s crucial to carefully inspect the space to ensure it meets your needs and is in optimal condition.
Check the overall cleanliness. Despite initial cleaning, apartments often accumulate dust while vacant. Ensure you have cleaning supplies handy to tackle any overlooked dirt or grime.
Inspect the utilities. Ensure the availability of necessary technology setups and provisions for all your electronic gadgets. And make sure no wires are hanging from the ceiling.
Verify the safety features. Always have a working lock on the door as well as a well lit entrance.
Examine appliances. Make sure essential household appliances like washers, dryers, and a dishwasher are provided and in working condition.
The comfort and safety of your new apartment rely hugely on these checks.
When determining how much you should spend on rent, it’s generally suggested that your allotment should be no more than 25-30% of your after-tax income.
For instance, if your yearly income after taxes is $40,000 per year, your rent should be about $833-$1,000 per month.
Keep in mind, this amount should cover:
Your rent
Utilities (unless they’re included in your rent)
Rental insurance
It’s essential to create a realistic budget by considering your other necessary expenses like food, transport, healthcare, and entertainment. If needed, find ways to cut some of these costs to afford your dream apartment.
Now Get Moving with your Apartment Shopping List!
In conclusion, creating and managing a first apartment checklist requires a judicious mix of prudence and patience.
It’s an exciting journey of setting up your first independent space but it’s also a test of properly managing your resources without compromising on your basic needs.
It’s crucial to remember that you do not need to get everything at once, and it’s okay to take your time to gradually fill your apartment.
Remember, be mindful of your budget and prioritize based on your specific needs and preferences.
And don’t forget, you’re not just setting up an apartment, you’re creating your own unique sanctuary.
With patience and careful planning, you’ll soon have an apartment that’s not only functionally equipped but also a reflection of your personal style. The experience, in the end, will prove to be as rewarding as it is educational.
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