From the largest intact collection of Victorian homes to reimagined warehouses serving as modern-day apartments, the neighborhoods in this city offer their share of architectural eye-candy, innovation and culture.
Running through Richmond is the James River, where residents take advantage of white water rafting, boating or hanging out on the river. The river also offers great views whether you’re hiking one of the many trails in the city or living on waterfront property.
You may want to live in an area that’s full of history and pride, or in a community where the social scene is the only thing on your mind. A place full of stories, wherever you live in Richmond, it will feel like home.
Where to live in Richmond, VA
When you know where to live, looking for apartments in Richmond, VA gets a lot easier. Which part of the city is right for you? Take our quiz and find out.
Who’s coming with you?
Which one neighborhood characteristic can you not live without?
What’s your idea of quality downtime?
Which of these best describes your current life stage?
Your personal style could be best described as:
Which of the following is most important to you in choosing an apartment?
Where to Live in Richmond
Downtown
Buzzing with energy, Downtown Richmond is a place to live if you love standing out. Here’s where individuality and creativity feel limitless. Downtown residential buildings have a unique style impossible to find anywhere else. This is because many of the old buildings are now new residences in innovative and exciting ways. Can you imagine living in a renovated tobacco warehouse, school or car dealership? It’s possible in this neighborhood. A foodie lover’s kind of neighborhood, you’ll have access to world-class dining that’s diverse and acclaimed. It’s no surprise the nightlife is pretty spectacular, too. On First Fridays, the restaurants, galleries and shops on Grace and Broad Marshall Streets don’t close, expanding the energy of the lively crowds and vibrant atmosphere.
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The Fan
Image Source: 1708 Park Ave
The Fan is iconic. Named for the way the streets fan out as you move west, the famous neighborhood is elegant and cozy all at once. With shops, markets, galleries, parks, cafés, bakeries and restaurants literally at your doorstep, The Fan is one of the most walkable places you can find an apartment in The Fan. The Fan is known for its historical residential houses, and while they’re a sight to behold, the cornerstone of life is the local businesses that are among them. Locally-owned businesses are the majority in this area and each one is full of its own charm and character. In the summer, the gorgeous-tree lined streets offer shade to residents during some of the city’s most anticipated events, including the Monument Avenue 10K and the Easter Parade.
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The Museum District
Image Source: 3028 Kensington Ave
If the thought of having six blocks of museums to explore and a huge selection of eateries and drinking establishments to choose from sounds impossibly unaffordable, think again. The Museum District has affordable areas and offers great culture and nightlife. The Museum District is not just for the young and trendy. Places like the Capital Trail and the Virginia Museum of Fine Arts attract people of all ages with easy access to a variety of activities. The neighborhood also offers some pretty stylistic housing. From contemporary to more traditional sensibilities, The Museum District has everything from Tuscan condos to Colonial row houses. Families have a lot of schooling options, too, with multiple pre-schools and elementary schools, a private school, high school and middle school. The area is also one of the safest in the city.
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Scott’s Addition
Image Source: The Summit
Scott’s Addition isn’t the biggest, but it does pack a punch. Sprawling with apartment buildings, bustling breweries and restaurants, this neighborhood is highly walkable and provides residents with a unique area that’s never dull. Scott’s Addition breweries draw people from all over town. You’ll have more than 15 distilleries, breweries and even cideries to enjoy, not to mention some of the coolest places to dine in Richmond. Everyone can have a good time here. Park365 is a playground and park that seemingly leaped out of a child’s wildest imagination and The Circuit Arcade Bar has contemporary games and classics. One of the fastest-growing neighborhoods in the city, Scott’s Addition is the place live if you want all the fun for all ages.
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Shockoe Bottom
Perfect for people who love up-and-coming neighborhoods, Shockoe Bottom’s entrepreneurial growth and continued development will bring you in contact with like-minded people in the city. Located on the James River, Shockoe Bottom is one of the city’s most historical and eclectic neighborhoods, with a charming and industrial vibe. Restaurants, breweries and art studios full of people keep the neighborhood alive with vibrant energy. Lined near the water, there are numerous stores to shop and restaurants to experience. A revival is underway thanks to a flood of small businesses that have entered the area. More people are choosing Shockoe Bottom as more small businesses flock to the area for growth and opportunities. The housing in the area is a mix of current and classic architecture. There are brownstones, converted warehouses and brand new buildings.
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Carytown
Image Source: 2709 W Cary St
Carytown is a premier hotspot, nestled in the heart of the city. Carytown places a strong emphasis on locally-owned small businesses, which is why the shopping and dining atmosphere isn’t found anywhere else. The quirkiness of Carytown lures residents from every part of the city. The Byrd Theatre is historic and still plays movies and every store on Cary Street could be classified as a hidden gem. While there are a few residential blocks in the neighborhood, keep your eyes open for apartments found in multi-units and right above storefronts speckled throughout the area. For those who crave a quirky and vibrant place to live, Carytown is a neighborhood you’d thrive in.
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Bon Air
Image Source: 2228 Early Settlers Rd
An enclave just outside of Richmond, Bon Air is an eclectic place that offers convenient access to the city but is just far away enough to make the city feel long gone. Its origins as a resort destination are found in some areas, with some neighborhoods featuring clubhouses and community pools. Huguenot Park is a place where adults and children find themselves for a relaxing break from the daily grind. The park has 53 acres of hiking trails that snake through the forest and a playground that kids of every age can’t get enough of. With access to good shopping and dining options, you’ll never feel like you’re missing out on Richmond’s atmosphere. For families, the schools and amenities make Bon Air a great choice to consider.
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Short Pump
Image Source: The Atlantic at Twin Hickory
A rural town turned suburban metropolitan, Short Pump may have succumbed to the sprawl of Richmond, but it has done it with style. Short Pump offers its residents access to upscale dining and shopping, which includes an open-air mall. The Children’s Museum of Richmond and Deep Run Park are great nearby amenities. The small-town charm of Short Pump has made it popular with young families, as well as the countless activities there are. The area is seeing large amounts of growth as more businesses come to the area. With the abundance of the area, it’s often suprising how affordable Short Pump is. Housing in the area covers all ranges, just look for neighborhoods that fit your budget. It’s all here in Short Pump.
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Rebecca Green is a content editor and writer for RentPath. She enjoys interior design, dogs and can tell you where to find the best pizza in Brooklyn. You can see some of her other published work on Apartment Guide.
Okay, not really. But there is some reason to believe Pokémon GO—the mobile app game that is currently taking the world by storm—could potentially influence home prices.
For the uninitiated, Pokémon GO is an augmented reality game that you play on your smartphone. It uses your phone’s time tracking, camera, and location functionalities to create a pokémon world that you can travel through in real life. Just like the originals, you can try to catch em’ all, or you can train your Pokémon and battle at local gyms.
Where do home prices come in?
On your path toward becoming a Pokémon master, there are a few key locations that you have to visit: Poké Stops and gyms.
Poké Stops
Poké Stops are where Pokémon trainers check in to gather items that will help evolve their Pokémon. These blue circular signs are tied to real world locations like stores and landmarks.
They don’t just pop up everywhere, though. Some rural areas are entirely lacking Poké Stops, while other places are teeming with them. Because they are integral to growing your Pokémon, users have been flocking to areas that are densely populated by Poké Stops. The demand has caused some in the real estate industry to speculate that homes located in close proximity to a swath of Poké Stops might be a new selling point to prospective buyers. If the demand reaches a high enough volume, it’s possible home prices could go up.
Gyms
Pokémon gyms are the best place to train and level up your Pokémon. Like Poké Stops, they are also pinned to real world locations. As the premier destination for trainers, not having to travel far to reach one is ideal.
A location surrounded by Poké Stops is one thing, but if you live right next to a gym—or your house is a gym—you have the best shot at making some green off the pokémadness.
Boon Sheridan and his wife, who live in a restored church in Massachusetts, have had the good fortune of their home being labeled a gym. Many churches have been designated as gyms and it seems that the developers of the game failed to check if any of them were occupied. Users have to stay within a certain distance of the gym (Boon’s home) to be granted access, and therefore hang around outside his house at seemingly all hours of the day.
At present, Boon seems to be the only person with a house as a Pokémon gym, but there are no doubt countless residences that are located adjacent to, or very close to, a gym. Video games are famous for their eccentric fans, and it’s not unfathomable to think that some would long to live in a home right next to their favorite Pokémon gym.
Demographics and Number of Users
Clearly, there is a demand by some to be near Poké Stops and Pokémon gyms, but what are the actual numbers? According to recent data from research firm SensorTower, Pokémon GO has topped 21 million daily active users. That’s more than any other mobile game and it’s only been out for one week! It even has more daily active users than Twitter. As for engagement, Pokémon GO outperforms the seemingly unsurpassable Facebook.
Granted, in a nation of over 300 million people, 21 million is a fairly small percentage. There has also been some speculation that most users aren’t of a home-buying age, and therefore home prices wouldn’t rise since the Pokémon benefits would no longer be marketable.
While we don’t have any hard numbers on age demographics yet, anecdotal evidence and deductive reasoning, lead to the conclusion that many users are in fact of a home buying age.
A quick walk down to the local beach (a popular Pokémon hunting ground) after work revealed that the majority of users were roughly 18-30 years old. The lower end of that spectrum might not be ready for homeownership, but the upper end certainly is.
It makes sense when you consider that the most popular Pokémon series (red/blue/yellow) came out in 1996. The majority of kids who dove headfirst into the Pokémon world (millennials) are now in their twenties, and will be prospective homebuyers soon enough if they aren’t already.
The bottom line
Will the hype last? No one knows. It’s a game, albeit a wildly popular right now. It could burn out, but it could also be here to stay, and as augmented reality technology gets more and more sophisticated, we could be dealing with other games that could potentially affect real estate markets. All I can say is that I wouldn’t sell my home right now if it was a Pokémon gym, but I also wouldn’t invest in any Pokémon hyped property.
Carter Wessman
Carter Wessman is originally from the charming town of Norfolk, Massachusetts. When he isn’t busy writing about mortgage related topics, you can find him playing table tennis, or jamming on his bass guitar.
Howdy, friends! This summer, there will be another chautauqua on financial independence in Ecuador. You should consider attending. These Ecuador chautauquas — which are unrelated to the European chautauquas — are always a fun, educational, and bonding experience.
Clarification: At some point, chautauqua founders Cheryl Reed and JL Collins parted ways. Now JL runs the European chautauquas — which are on hiatus — with Katie and Alan Donegan. Cheryl continues to run the unrelated Ecuador gatherings. Both events are excellent.
I often speak about the intersection of money and meaning when I attend.
How can you find purpose in your life — with or without money? How much money is enough? What should you do after you’ve achieved financial independence? These are the sorts of questions I’ve explored at past chautauqua events. I expect these are the same questions being explored in July.
Speakers this year include:
Tanja Hester from Our Next Life. Tanja is an outspoken voice in the personal-finance community, working hard to challenge assumptions and to promote financial freedom for all. She’s the author of the excellent Work Optional and the award-winning Wallet Activism. (Tanja is also a fellow office-supply nerd. Seriously, our chat history is filled with geeky discussions of favorite pens and notebooks.)
Piggy and Kitty (a.k.a. Jess and Lauren) from Bitches Get Riches. Long-time readers know that BGR is one of my favorite money blogs. I admire how Jess and Lauren blend biting humor with deep dives into personal-finance topics. Not an easy task. And the Bitches are just as funny in person as they are on the web. (I turn to Piggy and Kitty when I need help with modern pop culture. “What does S-tier mean?” “How do I make a Taylor Swift animated GIF?”)
Jessica and Corey from The Fioneers. While I’ve met Jessica and Corey, I’ve never really had a chance to get to know them. I’m eager to change that in Ecuador. I find their writing considered and thoughtful. I’m particularly fond of their concept of Slow FI, the notion that you can use “the incremental financial freedom [you] gain along the journey to financial independence to live happier and healthier lives, do better work, and build strong relationships”. This meshes well with my own vision of the stages of financial freedom. (Last Halloween, Jessica and Corey published an interview with me: Money doesn’t magically fix our problems.)
And, of course, we’ll enjoy a presentation from our host, Cheryl Reed. Cheryl founded these money chautauquas with JL Collins in 2013 and she’s hosted ten of them in the past. She likes to discuss happiness and joy and how to develop it in your life.
If you’re interested in attending this chautauqua, you can find more information at the official website. Note that there are two gatherings in Ecuador this year. If it doesn’t work to join this one, perhaps you can attend the second event.
Each chautauqua is different, of course, but the four previous retreats I’ve attended all had similarities:
Attendees gather at a resort for a week of conversation and camaraderie. These are smallish facilities that allow us to spend time together with few other guests. We eat and drink together. We walk together. We play games together. We talk about money together. We have fun!
Each day, one (or more) of the presenters gives a talk about a subject dear to her heart. (I talk about money and meaning, for instance.) These are l-o-n-g presentations but they’re fun, interactive, and informative.
Each attendee meets one-on-one with a presenter. What you do with that time is up to you. I’ve had people bring detailed spreadsheets and questions about retirement. I’ve had people chat with me about travel. I’ve had people ask for relationship advice (no joke!). Generally speaking, it’s a chance for you to pick a person’s brain about some sort of topic related to their area of expertise.
There are various (optional) off-site trips to visit the local area. In Portugal, we visited a winery. In Ecuador, we’ve visited thriving markets, chocolate factories, and butterfly preserves.
From what I’ve seen, however, the real value is in the friendships formed during these weeks. Much of our time is spent sitting together discussing life, the universe, and everything.
I’m still in contact with folks from each of the chautauquas I’ve attended in the past. Some of these folks have become close friends with whom I have frequent contact. (Our 2016 crew — the Werewolf Hunters — even rented a house in Utah for an in-person reunion. We visit each other whenever we’re in each other’s cities and have a semi-active group chat.)
I can’t promise that you’ll form life-long friends during this week, but from what I’ve seen, the odds are good. And no wonder. You’re gathering with a group of like-minded people to talk about some deep, personal subjects. Bonding is bound to occur.
Here are a few favorite photos from past chautauquas…
These chautauquas aren’t for everyone, and I know that. But they’re perfect events for a certain class of people. If you think that you are one of those people, hop on over to the website to take a look at the details. Maybe I’ll see you in Ecuador this summer!
One more quick note: I recently joined my pal Grant Sabatier on the Earn & Invest podcast for a discussion about money burnout. These conversations with Grant and Doc G are always entertaining and enlightening.
If you are gearing up to go to college, you are likely focused on maintaining a good GPA and prepping for the SAT or ACT. However, those aren’t the only factors that will get you into your dream school. Getting involved in extracurriculars in high school is often just as important as academics.
One type of extracurricular that you may want to consider is joining a club. High schools usually have a variety of clubs available for students to join. Joining a club comes with many benefits and can also make your high school experience more fun and memorable. Read on to learn more about why clubs are important and how to get involved.
Benefits of Joining a Club
The list of things-to-do while in high school can seem pretty overwhelming at times, especially when you add college preparation to the mix. There are classes to stay on top of, events and parties to attend, and soon enough college applications roll around. Balancing coursework and a social life can be a struggle, but one way to combine social life with college preparation is by joining a club.
There are a lot of benefits to joining a high school club. Many colleges like to see that applicants are well-rounded, so academic success isn’t the only way to stand out among other applicants. Clubs provide colleges with insight into what a student’s interests and passions are. In addition, they help students develop time management skills and responsibility.
Learning to balance work and fun while in high school can help make it easier to maintain that balance after entering college.
Joining a club in high school can also provide an opportunity for students to relax and have some fun. Having fun is a vital piece of creating a memorable high school experience and it can help students perform better in class.
Not only is the social time enjoyable for some students, but participation in clubs can also help students develop their “soft” skills, such as effective communication and learning to work with others.
In addition to making friends, being in a club gives students the opportunity to bond with their faculty advisor, who is usually a teacher. Building a relationship with teachers during high school is important for getting quality letters of recommendation to add to those college applications.
💡 Quick Tip: Fund your education with a low-rate, no-fee SoFi private student loan that covers all school-certified costs.
Common High School Clubs
The list of high school clubs that are available at each school will differ. Generally, a school will have a variety of clubs available. These can range from clubs that are academic, like a foreign language club, to clubs that are artistic, like a creative writing club, or something that’s related to a student’s hobbies, like a video games club.
Usually, high schools will also have clubs that participate in some kind of volunteer work or community service. These can be clubs that do work in the community hospitals, in meal programs for the homeless or elderly, and much more.
Some clubs are high tech, like the robotics club, and some are more old-school, like the chess club. Schools will usually have a lot of variety in the types of clubs that exist, and there may be some clubs that are unique to just your school. Since students can often start their own clubs, there isn’t one set list of clubs that will exist at every school.
Recommended: How to Get Involved on Campus in College
Starting a Club
If students don’t like the selection of clubs available at their school (why doesn’t every school have a waffle club?) then they are generally able to start their own. Starting a new club has a lot of benefits for the students who choose to put in the work to get one up and running.
There is no list of “correct” clubs to start in high school, most colleges value students who show commitment to something they care about. It’s about the quality of the activities they spend time in, not the quantity.
Seeing that a student has started a new club will show college admissions that the student has developed leadership and organizational abilities. Starting a club shows initiative, and sometimes, students who start clubs will end up in one of the leadership positions, like President, Vice President, Secretary, or Treasurer.
Each school will have its own process for starting a club, but there are a few steps that will be the same everywhere. The first step is, of course, figuring out what the club is about. Is it going to focus on community service, something academic? Will it be focused more on fun and entertainment?
After a topic for the club is chosen, students should figure out what the purpose and goals of the club are. If the club is about chess, will students be learning how to play? Will club members be entering tournaments together? Figuring out the purpose of the club and what its goals are before members join will help limit confusion and manage everyone’s expectations.
At most schools, the club will have to get registered after its name and purpose are defined by founding members. Registering the club makes it official and once this step is complete students can actually begin enjoying their club.
What’s next? Gaining new members and planning the first club meeting. Once the club is official and ready to start, it’s time to focus on recruitment and preparing for the first meeting.
Students should choose a date, time, and location for the first meeting before recruiting, that way they have information to give interested students on when activities will be beginning.
Before the meeting, club members should know what they plan on discussing with the new recruits and how long they want the meeting to last. Usually, the first meeting is a good time to go over the club’s purpose and goals and to get contact information from the new members.
Sometime in the first few meetings, it may be a good idea to assign leadership roles for the club. These usually include President, Vice President, Secretary, and Treasurer. The way these roles function can differ from club to club, but their usual responsibilities are as follows:
• The President will lead the club and supervise meetings and activities. • The Vice President assists the President and takes over their roles whenever the Present isn’t available. • The Secretary takes notes during meetings and helps keep all members up to date on the club’s plans. • The Treasurer will manage the club’s budget and keep track of expenses.
Assigning leadership roles will help keep the club running smoothly and make it easier for the club to meet its goals.
💡 Quick Tip: It’s a good idea to understand the pros and cons of private student loans and federal student loans before committing to them.
Planning Ahead for College
It’s really never too soon to start planning, as well as saving, for college. The process of researching schools and then applying can be time-consuming, so the earlier students begin their research, the less last-minute cramming they’ll have to do.
A vital piece of planning for college is figuring out how to finance college. Most schools come with a pretty large price tag, but there are a variety of ways that students can help fund their college tuition.
To apply for federal financial aid, students will need to fill out the Free Application for Federal Student Aid (FAFSA). This will allow you to find out if you are eligible for different forms of financial aid, including grants, scholarship, federal student loans, and work-study. Grants and scholarships usually do not need to be repaid, whereas loans do need to be repaid.
It’s recommended that students exhaust their federal aid options before looking into private student loans. Federal loans come with certain benefits that private loans do not.
If students are not eligible for federal aid, or the financial aid they receive is not enough to meet their needs, there are other options, such as private scholarships and private student loans.
Scholarships are widely available and the eligibility criteria varies for each one. Some scholarships are need-based, while others are merit-based. Scholarships are available through schools, local communities, and corporations.
Taking out private student loans is another option for helping to fund a college education. These loans are available through private lenders, including banks, credit unions, and online lenders. Rates and terms vary, depending on the lender. Generally, borrowers (or cosigners) who have strong credit qualify for the lowest rates.
If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.
Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.
SoFi Loan Products SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
SoFi Private Student Loans Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See SoFi.com/eligibility-criteria for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Diverse communities inhabit many of Houston’s neighborhoods, adding to a rich cultural experience cherished by many. Because Houston is so large, location is vital. Therefore, finding the perfect place to live that meets your needs while giving you room in your pocketbook is essential.
What is the average rent in Houston?
The average rent for a two-bedroom apartment in Houston, TX, is $1,839 per month. However, many renters can acquire a comfortable two-bedroom apartment for much less than that.
The 10 most affordable neighborhoods in Houston
The key is choosing the right neighborhood that strikes a balance between budget and indulgence. Luckily, there are affordable neighborhoods in Houston that let you do just that! Many of these neighborhoods provide green spaces, easy access to the rest of the city, unique eateries and plenty of homes to choose from.
These are the 10 cheapest neighborhoods in Houston.
10. Northshore
Source: Rent./13029 Joliet St.
Average 2-BR rent: $876
Rent change since 2021: -0.46%
Northshore prides itself on large swaths of green spaces. This neighborhood is the ideal community for those wanting to be away from the hustle and bustle of the city while not being too far away. Retirees, nature-lovers and families with young children will enjoy Northshore’s local parks. Herman Brown Park is a popular relaxation spot with glistening ponds, lush greenery, walking trails, a playground and a picnic area. There are also softball, baseball and soccer fields for sports enthusiasts.
Nearby, Maxey Park unveils 13 acres where dogs can roam off-leash in designated areas. Maxey Park also has pet showers and drinking fountains for your furry friends. As one of the most affordable neighborhoods in Houston, Northshore is definitely worth considering.
9. Belfort Park
Source: Rent./5702 Lyndhurst Dr.
Average 2-BR rent: $848
Rent change since 2021: 0.00%
Belfort Park appears between South Park and Southeast Houston. Rows of affordable housing and apartments characterize this neighborhood, making it a perfect area for renters with young families. Several schools reside close by, including Mading Elementary School, Alcott Elementary School and Bastian Elementary School.
Another perk to living in Belfort Park is that it’s only a short drive away from William P. Hobby Airport, an international airport and the first in North America to achieve a five-star rating. Belfort Park is not only one of the cheapest places to live in Houston, but its residential community is a stone’s throw away from other major areas and attractions.
8. Hollister Manor
Source: Rent./8520 Pitner Rd.
Average 2-BR rent: $848
Rent change since 2021: +2.61%
Hollister Manor presents centrally-located apartment complexes in a decent-sized neighborhood. Pitner Pocket Park sits almost smack dab in the middle of this Houston neighborhood, offering a brief reprieve from the stresses of modern daily life. Not too far from Pitner Pocket Park are James W. Lee Park and Malibu Park.
To the south of Hollister Manor is Hollibrook Elementary School. School-aged children will enjoy the intermittent greenery where they can run and play after school and on the weekends. Adults will also appreciate a place to stretch their legs and get some exercise or have a picnic. In addition to being one of the cheapest neighborhoods in Houston, Hollister Manor is a unique area in which to raise a family.
7. OST-South Union
Source: Rent./7007 England St.
Average 2-BR rent: $848
Rent change since 2021: -0.54%
OST-South Union lies south of Downtown Houston, making it an attractive neighborhood choice. Prime attractions like the NRG Stadium, Houston Zoo, Japanese Garden and the Museum of Fine Arts – Houston are only a car ride away. In addition, the Texas Medical Center is just outside OST-South Union.
Various spots along Martin Luther King Boulevard in OST-South Union invite locals to delve into the city’s history and culture. The Shrine of The Black Madonna Cultural and Event Center hosts various vendors and events. OST-South Union is also an excellent location for those attending the University of Houston, which lies just outside its perimeter. OST-South Union is a culturally diverse area and one of the cheapest places to live in Houston.
6. South Park
Source: Rent./7339 Krueger Rd.
Average 2-BR rent: $848
Rent change since 2021: 0.00%
True to its name, South Park is a neighborhood on the south side of Houston. This quiet neighborhood features intermittent green spaces, businesses, salons and barbershops. F.M. Law Park features trails, a golf course and an indoor learning center. In addition, new attractions are also coming to South Park. In 2023, Southern Snow Park will make its debut in this Houston neighborhood. Southern Snow Park is an amusement park with a 3-D mountain where you can ski, snowboard and practice various runs, despite what the weather is really like outside.
With multiple roads running through and around South Park, the rest of Houston is easily accessible. The fact that this neighborhood is also one of the cheapest places to live in Houston definitely makes it worth looking into.
5. Spring Branch Central
Source: Rent./4014 Willow Springs Lane
Average 2-BR rent: $848
Rent change since 2021: -34.48%
Spring Branch Central is a residential neighborhood with neat amenities. Residents take advantage of facials, body treatments and massage therapy at Skinrosse Clinic Spa before heading right down the road to the Nomad Tavern for barbecue, drinks, live music and a game of pool. Spring Branch Central also boasts an award-winning coffee shop, with Buzz & Bites named in the HoustonPress as the “Best Coffee Shop in Spring Branch/Memorial in 2021.”
Eclectic shops like Indigo Moons sell popular items like crystals, stones, books, jewelry, sage and more. In addition to being one of the cheapest neighborhoods in Houston, Spring Branch Central is community-oriented, with senior living facilities and a well-known school for special needs children.
4. Westwood
Source: Rent./Valle Vista
Average 2-BR rent: $827
Rent change since 2021: N/A
Located to the southwest, Westwood is a residential subdivision. Its various restaurants include Nigerian-style cooking at Safari Restaurant, West African specialties at Afrikiko, Filipino classics at Filipiniana Restaurant, baked goods at Tierra Caliente and Southern-style seafood at Lotus Seafood. Westwood is also the location of X10 Archery, featuring consumer goods and a premier training academy where students learn from some of the most experienced instructors in the state of Texas.
Nearby, Altierus Career College offers healthcare and trade programs to prospective young students. For one of the cheapest neighborhoods in Houston, Westwood has a plethora of apartments, condominiums and townhomes to choose from.
3. Lawndale-Wayside
Source: Rent./Oaks at Wayside
Average 2-BR rent: $798
Rent change since 2021: -14.38%
Lawndale-Wayside sits in the southeast corner of the city. One of its distinguishing features is its historic green spaces. Gus Wortham Park Golf Course is over a century old and one of the most iconic sites in the neighborhood. In fact, it’s the oldest operating golf course in the Lone Star State.
Nearby, Mason Park comprises 104 acres around Brays Bayou, complete with a baseball field, soccer field, tennis courts and swimming pool. On the other side of town, Urban War Zone Paintball provides interactive paintball and laser tag games on an extensive range. The classic area of Lawndale-Wayside is also one of the cheapest neighborhoods in Houston.
2. Eastside
Source: Rent./Villas at Park Place
Average 2-BR rent: $781
Rent change since 2021: -15.54%
Eastside comprises multiple neighborhoods and is a growing residential area. Family-friendly sites like the Houston Botanic Garden are here, which accommodate a wide range of plants and ecosystems. The Houston Botanic Garden has opportunities for community members to volunteer, and it also displays site-specific installations contributed by Eastside artists. In addition, elementary schools abound on the Eastside, and the neighborhood’s affordability attracts couples with young children.
Right outside the boundaries of this Houston neighborhood is the international Port of Houston, which serves as a significant employer in the area. It’s easily accessed via the nearby highway, making for a short work commute. Adding to the Eastside’s attractiveness is the fact that it’s one of the most affordable neighborhoods in Houston.
1. Pecan Park
Source: Rent./6616 Linden St.
Average 2-BR rent: $776
Rent change since 2021: +2.11%
Pecan Park is a residential community perfect for young families and college students. Nearby schools and daycares benefit children while young college students have a short commute to classes at Houston Community College. Specialty bakeries like Panaderia Tierra Caliente and Nancy’s Cake Designs create a quaint atmosphere for many occasions.
Popular places to work out include nearby establishments like A’s Boxing and Fitness and FitnessFX. One of Pecan Park’s primary advantages is the ability to live comfortably while on a budget, and it’s known for being the cheapest neighborhood in Houston.
The most expensive neighborhood in Houston
Downtown Houston boasts business opportunities for professionals, elaborate exhibits and displays for artsy folk, global cuisine for foodies, luxurious outlets for shoppers and major live and sporting events for thrill-seeking fans. No matter your interests, there’s no shortage of things to do Downtown!
This neighborhood is currently the most expensive neighborhood in Houston, with the average two-bedroom rent at $5,005 and a 30.58 percent rent change since 2021.
Find an affordable neighborhood for your next Houston apartment
Rent. is here to simplify your apartment–hunting journey by helping you find apartments for rent in Houston. The cheapest neighborhoods in Houston mentioned in this article provide the perfect place to start looking.
We also cover the costs of living in Houston in our extensive blog section to make things easier for people looking to relocate to this booming city!
Rent prices are based on a rolling weighted average from Rent.‘s multifamily rental property inventory as of January 2022. Our team uses a weighted average formula that more accurately represents price availability for each unit type and reduces the influence of seasonality on rent prices in specific markets. The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.
Do you have a favorite villain? You’ve got company. Someone recently asked, “Who is the best villain of all time? They can be from film, television, a book, or a video game.” Here are the top-voted villains.
1. Gus Fring
“Gus Fring from Breaking Bad. He is very calm, professional, intelligent, and brutal when angry,” someone stated. Several others agreed he was a scary villain, and Giancarlo Esposito nailed the part.
2. The Joker
“The Joker, hands down,” replied one. Another wondered, “I don’t know if you’d say this without Heath Ledger’s portrayal of him.” A third added, “It’s such a good character that there are at least three excellent portrayals of him.”
“Mark Hamill has been the voice of the Joker in all Batman cartoons and video games since the 90s,” another argued. Then, finally, someone snickered, “I don’t know if you’d say that if you read The Killing Joke, Dark Knight Returns, or Arkham Asylum.”
3. Colonel Hans Landa
“Colonel Hans Landa (Christoph Waltz) from Inglourious Basterds,” someone suggested. “I like his character. Very charming and unforgiving. Christoph Waltz did a remarkable job playing this character.”
4. Ozymandias
Ozymandias (Adrian Veidt) from The Watchmen. Hands down. Cool, calm, and calculated—also the best page in the Alan Moore graphic novel,” someone alleged. “Agreed,” said another. “After I went back to read it the second time, I paid attention to his mannerisms and the weight on his shoulders as he was secretly trying to save the world.”
5. Azula
“Azula from Avatar: The Last Airbender. She’s the most infuriating, cunning, powerful B in the world, but at the same time, you almost feel sorry for her at some points,” someone suggested. “Azula is my favorite character. From anything. She’s just so vicious, and her bending is stunning.”
6. Doctor Doom
“Doctor Doom. He successfully took over the world, and it was better for it. And then he gave it up because he found ruling the world boring. He also once became a god and again gave up the power because being a god was beneath him,” someone shared. “Agreed.But Julian McMahon as Doctor Doom was a huge casting error that ruined the Fantastic Four films.
7. Iago from Othello
“Othello is one of my favorite tragedies. One of the things that are so painful is that everyone calls him “Honest Iago” and treats him like he’s fantastic, and then when you observe the play, the only people who see him be nasty are the audience and Rodrigo. And Emilia. Desdemona and Othello believe him to be a nice, helpful guy. Brilliant and masterful,” said one.
8. Dolores Umbridge
Another voted, “Dolores Umbridge in Harry Potter because she honestly thinks she’s doing the right thing.” Someone added, “Especially in the audiobooks read by Stephen Fry. I don’t know who has the better rendition, him or Imelda Staunton.”
9. Scar
One person said, “Scar from The Lion King. No sitting around and explaining his plans. He just got on with it and killed his brother.” Another added, “They wrote a song about his plans, and the way the hyenas marched around in from of him was just like Hitler.”
10. Darth Vader
“Darth Vader, he’s a classic, and there’s no contest,” alleged one. Several agreed that Vader was the obvious answer. However, one argued, “Darth Sidious from Star Wars.”
“He became Supreme Chancellor of the Galactic Republic by manufacturing a crisis on his home planet. Then, he started The Clone Wars to militarize the Republic and gain unchecked emergency powers. Finally, he mentored and created Darth Vader.”
Source: Reddit.
We’ve all been there – sitting through a movie that we can’t help but cringe at, but somehow it still manages to hold a special place in our hearts.
These 10 Terrible Movies Are Still People’s Favorites
15 Cover Songs that are Better than the Original
Sometimes, a cover of a song ends up doing far better than the original. Some covers are so good that we didn’t even realize the cover version wasn’t actually the original.
15 Cover Songs that are Better than the Original
These 11 Movies Are So Bad You’ll Wish You Could Unsee Them
The movies we love best are a combination of excellent characters, plots, stories and cinematography. But if these factors can make great movies, they can also make terrible movies—the ones that make people cringe, the ones we swear they’ll never watch again.
These 11 Movies Are So Bad You’ll Wish You Could Unsee Them
10 Celebrities Who Are Universally Disliked
People will always have preferences and something to say about celebrities. What you might love may not be the same for others. Whether it’s about their past behaviors, legal issues, or feuds with other celebrities, here is a list of celebrities people just cannot stand.
10 Celebrities Who Are Universally Disliked
25 Extraordinary Sequels and Remakes That Outshine the Originals
Every once in a while, a movie sequel or remake surpasses the original film. After polling the internet, “Name a single movie where the sequel or remake was better than the original?” Here are the top-voted responses.
25 Extraordinary Sequels and Remakes That Outshine the Originals
Inside: Looking to celebrate Christmas on a budget? This guide has you covered with creative and affordable ways to do just that.
Are you stressed out about how to afford a fabulous Christmas on your budget? Worry not.
This festive season isn’t about how much cash you fork out, it’s about creating lasting memories and spreading joy.
Why let financial woes dampen the joyous yuletide spirit when you can celebrate a charming Christmas on a budget?
Remember, it’s your money, your decisions, and your rules – no guilt trips or social pressures should force you into spending Christmas in debt.
Today you will learn:
Determine your Christmas budget: Figure out what’s a comfortable amount for you to spend and stick to it religiously.
Be creative with gift giving: Homemade presents or heartfelt letters can be more valuable than pricey items.
Find simple ways to save money: Use these money saving tips to enjoy a festive holiday season.
This holiday season, celebrate responsibly, within your means, for a Christmas that’s merry, bright, and totally guilt-free!
Why Celebrate Christmas on a Budget?
Embracing a budget-friendly Christmas can prove to be not only a smart choice but one filled with warmth, delight, and genuine joy.
Enjoy valuable family bonding time with exciting games and shared activities. Volunteer work, a day of holiday baking, or a simple drive-through Christmas lights sightseeing trip can leave a lasting impression. Look through this Christmas bucket list.
Opt for economical, yet thoughtful gifts or stick to fun gift exchange rules, such as the “four gift rule” for your kids. Remember, it’s the sentiment behind the gift that matters the most.
In essence, an economical holiday season needn’t be a dull affair, rather it’s an opportunity to make it more heartfelt and unforgettable.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
What to buy for Christmas on a tight budget?
Yes, friend, you can buy meaningful Christmas gifts while sticking to a budget.
In fact, the thought behind a gift is often what makes it special, not the price tag.
A few ideas include homemade gifts, gift cards, subscriptions, and second-hand items. With a little creativity, you can find the perfect present for everyone on your list without spending a fortune.
Below you will find plenty of great gift guides for Christmas that won’t break the bank.
Benefits of a Budget Christmas
1. Allows you to plan ahead and stay on track 2. Prevents overspending 3. Buy gifts that are within your budget 4. Focus on quality over quantity 5. Ensures that everyone gets a gift 6. Helps you avoid debt during the holidays 7. Prevents you from feeling stressed out about money during the holidays 8. Be creative and come up with unique gifts 9. Save for next year’s holiday budget 10. Stay connected to the spirit of the holidays
Savings with Christmas on a Budget
From homemade Christmas decorations to unique gift ideas, it’s possible to create magical moments that’ll last a lifetime without a hefty price tag.
Embrace the true spirit of Christmas – love, family, and togetherness, rather than commercialism, and read on to discover how.
Learn the simple ways to celebrate the festive season without breaking the bank with our creative and budget-friendly Christmas ideas.
1. Think about a No Gift Christmas
Having a No Gift Christmas is a creative and budget-saving alternative to traditional holiday festivities, especially suitable if funds are tight. Why not consider it?
Here are some benefits:
You can alleviate the holiday stress often associated with spending on gifts.
It fosters the idea of Christmas as a season of togetherness, not just gift-giving.
It offers the potential for unique and memorable experiences, like volunteering or creating fun traditions with your loved ones.
Remember, having a memorable Christmas doesn’t have to cost much, or anything at all Learn more about a no gift Christmas.
2. Make Your Own Gifts
DIY Christmas gifts are your perfect solution. They not only save pennies but are laced with your love and creativity.
Start by exploring plenty of creative gift ideas available for free online. Need help? Look for “homemade gifts for Christmas” and you’ll be surprised.
Compile a list of possible gifts from homemade candles to personalized coupon books, keeping the recipient’s likes in mind.
Remember, your efforts will reflect in your gift. So, unleash your creativity and let the magic begin.
3. Borrow Instead of Buy
Borrowing instead of buying is a clever way to have a festive holiday while keeping things budget-friendly. This concept is simple: swap decorations, games, or even gifts with friends, neighbors, or family
Discuss your idea with your circle and organize swapping parties to exchange items.
The key is to creatively engage and make it a fun, budget-conscious activity. After all, Christmas is about sharing and caring!
Remember, return borrowed items in their original condition to maintain trust.
4. Attend Free Events
The Christmas season doesn’t have to be a strain on your wallet. Attending free community events can provide fun and festive celebrations:
To find these events, check your local newspaper or community websites. Be sure to:
Take advantage of free refreshments, but also bring your own to share.
Consider hosting a potluck dinner before or after community events.
Attending free events supports your local community.
Remember, Christmas is about togetherness, not extravagant spending.
5. Make Your Own Decorations
To create a festive atmosphere this season, you could repurpose items around your house or make your own decorations.
Choose a color theme and gather items in those shades, then place them together on a mantel or coffee table to create a coordinated layout.
For a natural touch, clip pine needles, branches, or herbs from your garden, and enhance them with glitter.
Additional budget-friendly options include taking advantage of sales and discounts at thrift stores or crafting handmade decorations such as ribbons from fabric strips or Christmas cookie ornaments.
6. Keep Track of Your Christmas Expenses
Just like throughout the year, budgeting is critical to your financial success.
Nothing changes with Christmas, it is crucial to track and budget your holiday expenses. Jot down every potential cost – from the Christmas tree, and food, to holiday décor.
Be thoughtful about what you really need and opt for items you can use for years.
This is one of the cash envelope categories I recommend saving for. To effectively manage your expenses, assign specific dollar amounts to each item on the list, ensuring you stay within your budget.
Enjoy guilt-free spending and effortless saving with a friendly, flexible method for managing your finances.
Start Your Free Trial.
7. Share the Spirit
Embracing frugality during the holiday season can not only help you save money, but can also create memorable experiences and meaningful connections.
Small gestures, such as sending heartwarming physical letters to loved ones instead of emails, can still convey thoughtfulness and spur the holiday spirit.
By centering your holidays around family activities and endeavors, like homemade ornaments or a scavenger hunt with small gifts, the focus shifts from materialism to fellowship and unity.
Find more frugal Christmas ideas.
8. Check Out Bargain Stores
Bargain stores provide the perfect solution for savvy holiday shoppers looking to save money without compromising on quality or variety. Not only can you find unique, quirky gifts, but you can also keep a lid on your spending while doing so.
Stores like consignment shops or websites such as Craigslist often have high-quality used toys that are nearly new if you’re willing to look carefully.
Another option is to look at discount retailers like TJMaxx as they often host sales during the holiday season, making it even easier for you to save money while hunting for the perfect gifts.
9. Save Money Throughout the Year
Automating your savings for the Christmas season can be a practical and efficient strategy. The 100 envelope challenge is perfect for this!
By setting aside just $50 each month, you could accumulate up to $600 by December, providing a decent budget for your holiday expenses. This method can ease the financial stress during the holiday season, letting you enjoy the festivities without worrying about overspending.
Consider setting up automatic transfers to a high-interest savings account. This ensures your Christmas funds grow without your intervention.
Lastly, try a no-spend month where you only cover essential bills, giving your savings a significant boost.
10. Start a Side Hustle for More Money to Spend
Engaging in side hustles throughout the year can help you significantly cover your holiday expenses.
By delivering food, completing microtasks, selling gently used items, or shoveling snow, you create extra earnings that can go directly into your Christmas fund.
For instance, extra income from a seasonal retail job could help finance gift-purchasing without straining your usual budget.
This strategy not only prevents potential post-holiday debt but also allows you to enjoy the season without financial stress.
In fact, more people are interested in how to make money online for beginners.
This is the perfect side hustle if you don’t have much time, experience, or money.
Many earn over $10,000 in a year selling printables on Etsy. Learn how to get started by watching this free workshop.
If you’ve ever wanted to make a full-time income while working from home, you’re in the right place!
This intensive training combines thousands of hours of research, years of experience in growing a virtual assistant business, and the power of a coach who has helped thousands of students launch and grow their own business from scratch.
11. Shop Online Instead of Going to the Mall
Shopping online for your Christmas gifts can seriously ease your holiday stress, and potentially save you money.
Let’s explore why skipping the mall and clicking your way to a merry Christmas might be your best bet this year:
No dealing with holiday crowds or cranky shoppers.
Enjoy sales and deals without leaving your home.
Track prices over time to grab the best deals.
Use Rakuten to save even more money on purchases.
For smart online shopping, prepare a list of gifts before diving in. Take advantage of the “wish list” option on platforms to curate items of choice and make sure you first glance over deal sites before making purchases.
12. Have a Christmas Potluck
Host a festive potluck! Invite friends and family, asking each to bring their favorite dish.
Here are some tips for a successful event:
Get organized and ask guests to bring specific types of food. This prevents duplicate dishes and ensures a balanced meal.
Introduce a fun element. Try a cookie swap or a silly game like “Guess the Cookie.”
Keep decor simple. A large vase filled with greenery and baubles can effectively replace a pricey Christmas tree.
Remember simplicity is key in food and decor. Costly ingredients and complicated recipes aren’t prerequisites for a memorable Christmas.
Remember, the holiday is about togetherness, not extravagance!
13. Make Your Own Cookies
There’s a unique pleasure derived from making your own cookies during the holiday season instead of buying them. More so, the cookies you’ve invested your time and creativity into can double as thoughtful, homemade gifts, adding another level of sentiment.
Apart from being a cost-effective option, it brings an opportunity to bond with friends and family during cookie exchange or decorating gatherings.
Making your personally crafted cookies also gives you control over ingredients catering to specific dietary needs or preference
Indeed, making your own cookies adds value that surpasses the mere cost savings, it infuses the holiday season with warmth, joy, and a sense of shared experience.
14. Cross Off Activities from your Christmas Bucket List
Having a joyful Christmas doesn’t necessarily mean overspending. In fact, integrating cost-effective activities into your holiday routine can make the season more meaningful and fun.
This Christmas Bucket list post offers an extensive and diverse list of creative ideas for budget-friendly Christmas shopping, gifting, and celebrating.
Additionally, downloading the free printables and a Christmas Budget Template will make the process even more manageable and fun.
15. Have a No-Gift Party
A no-gift Christmas party is an affordable and fun holiday celebration where attendees do not exchange gifts. It’s a great option for those looking to save money and still enjoy the festive season.
Here are steps to make it happen:
Step 1: Decide on the party type, either a simple gathering or a potluck dinner.
Step 2: Inform guests about the no-gift policy in advance.
Step 3: Organize exciting, cost-effective activities such as a game night.
Step 4: Engage guests with games for a joyful event.
Expert Tip: Conversation and laughter are your best tools.
16. Make a Christmas Memory Book
Creating a Christmas memory book is an affordable and engaging way to celebrate the holiday season, especially when you’re on a tight budget.
To start, you can utilize items already at your disposal in your house such as old photos, greeting cards, and crafts.
Spend some time penning down heartfelt messages and your favorite holiday memories associated with each picture or craft. Embellish the pages with affordable decorating materials like glitter, stickers, or color pens.
Not only does this create a personalized touch, but it also serves as a nostalgic keepsake that can be cherished for years to come.
Tip: Digitize your memory book by creating an electronic version. This can also help preserve the original items.
17. Spend Time With Loved Ones
Celebrating Christmas on a budget doesn’t mean skipping on the fun.
It’s about cherishing time spent with loved ones, harnessing creativity, and making priceless memories that last a lifetime.
Here are some cost-effective activities you can embrace this festive season:
Share stories of memorable Christmas experiences.
Organize virtual celebrations with extended family and friends.
Create your own family-themed board game.
Bake Christmas cookies or make a popcorn Christmas tree.
Stream a Christmas church service.
If snow is around, engage in snow play.
Dance to classic Christmas music.
Put together an annual family calendar.
Participate in one of these Christmas Challenges!
Remember, it’s not about what’s under the tree that matters, but rather, who’s around it.
18. Stash Christmas presents all year
Do what I do! Begin addressing the issue of holiday budgeting by stashing Christmas presents all year round.
This is a smart and stress-reducing move!
Find deals throughout the year rather than spending lavishly in December. Hang on to items like discounted gifts in your secret gift closet!
As you build an inventory of diverse items, you will be ready for birthdays or sudden party invites – you’re always prepared!
Just be careful to stop shopping when your list is fulfilled to avoid overspending.
19. Write a Christmas Gift List
Creating a Christmas gift list can be an effective way to manage your holiday spending. This helps you understand the overall picture of your holiday expenditure.
Start by writing down the names of every person for whom you consider buying a gift.
Then, determine how much you’re willing and able to spend on each individual. This helps you understand the overall picture of your holiday expenditure.
Take time to brainstorm potential gift ideas within your decided budget for each person. This process can be even easier and more informative if you’re able to reference a gift list from previous years.
Ultimately, the goal is to ensure that your total intended spending is reasonable and manageable for your personal financial situation.
Remember, you may not need to buy gifts for everyone on your list – some individuals might appreciate homemade or free gifts just as much.
20. Choose Great holiday things to do for less
Set aside the societal notion of linking the joy of holidays to copious spending, and welcome small, inexpensive, yet heartfelt gestures.
Adopting a mindset that finds value in low-cost or even free activities, especially during the holiday season, can not only alleviate financial pressure but also create cherished memories.
Instead of focusing on extravagance and materialistic desires, turning attention to experiences and emotional bonding can revolutionize the celebration!
You can always find things to do on Christmas Day.
21. Think Outside the Box With Gifts
Finding affordable gifts doesn’t mean you have to sacrifice quality or thoughtfulness.
By utilizing a gift guide such as the 4 gift rule – something they want, need, to wear, or read – you can ensure a well-rounded and meaningful set of gifts for each child.
Alternately, consulting lists of inexpensive yet creative suggestions like those curated by Money Bliss can help you find unique presents that won’t break the bank. These affordable finds range from books, gadgets, to personal care items, and home accessories.
Regardless of budget, the key to successful gift-giving lies in understanding the recipient’s needs and interests.
22. Consider Re-Gifting
Re-gifting is a practical, budget-friendly, and environmentally-friendly way to celebrate Christmas. It allows unused or unwanted items another chance to be appreciated and might save you some cash too.
Here are some regifting tips:
Ensure the gift is in good condition, unwanted but quality, and not linked back to its original giver.
Consider the preferences of the new recipient, ensuring the gift suits them.
Completely re-wrap the gift to give it a fresh appearance.
Some may debate the etiquette of re-gifting but remember, it’s more about the thought and less about where the gift originated.
Making smart choices can ensure a successful and fun re-gifting experience this festive season.
23. Use Gift Cards or Cash App to Stay on Budget
Purchase a prepaid gift card from your favorite store to ensure you’re limiting your spending to a specific amount and preventing the temptation of overspending.
If you’re planning to shop from a range of places, opt for a Mastercard of Visa prepaid card. While there may be an activation fee, it’s ultimately going to be less than what you’d potentially overspend.
Another great option is using the Cash App card and learn where you can load your Cash App card.
Also, you can use budget tracker apps like YNAB or Simplifi. These can help you meticulously keep track of your spending and stay within your budget.
Remember, the key is to stick to a budget and avoid falling prey to impulsive purchases. Using gift cards or these budgeting apps makes it easier to limit and monitor your expenses.
24. Use Money Gift Ideas Wisely
Money gift ideas can be an excellent alternative to traditional presents, especially when budgeting is a critical aspect.
Too many times, money gift ideas are overlooked as impersonal, but a money gift box or money cake will definitely surprise the recipient.
This will guarantee you will stay within your target budget by using money gift ideas.
For larger families, a gift exchange with a set price limit can keep costs manageable.
25. Donate to Charity Or Volunteer
Volunteering at a charity is a meaningful way to give back during the holiday season that doesn’t put a strain on your budget.
Instead of buying more items a person may not need, you’re investing time, money, and energy in causes they care about. Although this doesn’t require a financial commitment, it’s a generous gift full of sentiments.
Furthermore, donating money to a charity in someone’s name is a thoughtful and effective way to honor someone who already has everything they need. It allows the recipient to feel the joy of giving, yet remains a budget-friendly option for the giver.
If you’re keen on frugal yet meaningful ways to celebrate Christmas, how about considering charitable donations? It’s a splendid alternative to traditional gift-giving – not hard on your wallet, plus it makes a difference!
Most people know it is hard enough to buy gifts for the woman you who has everything or kids who have everything.
How to Make a Christmas Budget
A lot of joy and goodwill is associated with the holiday season; however, it also brings with it the challenge of managing finances meticulously to avoid slipping deep into credit card debt.
One of the effective ways to keep your finances under control during this festive time is by creating an efficient Christmas budget.
In the following sections, we will delve in detail into the simple process of creating a feasible Christmas budget that you can adhere to.
Step 1: Decide What You Want to Spend on Christmas
Determining how much to spend at Christmas depends on your individual budget and financial situation.
On a general basis, most people will overspend at Christmas in order they don’t look broke or not generous.
However, that thought process is backward if you are trying to reach your financial goals. You need to decide on how much you want to spend at Christmas time.
That is why these consumable gifts tend to be popular.
Expert Tip: Avoid surpassing your Christmas budget to prevent feeling the pinch of holiday debt later on. Stick to your allocations and plan things out in advance.
Step 2: Make a List of Christmas Gifts
Creating a list is essential for budget-friendly and stress-free Christmas shopping.
This prevents you from forgetting someone important by intuitively documenting all the people you intend to get gifts for. Also, allows for the clear allocation of your total Christmas budget, preventing overspending on some individuals and under-spending on others.
If you aim to economize, consider the 4-gift rule: something they want, something they need, something to wear, and something to read. This method provides thoughtful gifts for children while maintaining a manageable budget.
More importantly, a well-planned list significantly reduces the time spent shopping and aids in buying gifts early before the holiday rush begins.
Expert Tip: Don’t forget to consider items like stocking stuffers, last-minute gifts, or teacher’s gifts, and the cost of extra food for holiday gatherings.
Step 3: Prioritize Your Spending
Prioritizing where to spend money relative to your financial goals is crucial to achieving long-term financial stability and health. It ensures that your money is allocated effectively, giving priority to necessities and matters that directly support your objectives.
This practice can also prevent unnecessary expenditures and helps in averting serious overspending, especially during high-spending periods like the Christmas season.
Thus, you will need to prioritize your Christmas budget before the festive season. It helps prevent overspending and keeps you debt-free.
Step 4: Limit Your Christmas Spending
First, it is important to abandon the notion of a “perfect Christmas” and focus on enjoying the holiday within your budget.
You can even educate your family members about the concept of holiday budgeting and involve them in your planning process.
Consider proposing less expensive alternatives to traditional gift-giving within your extended family such as handmade or recycled gifts, or conducting a white elephant exchange with budget-friendly novelty items.
Don’t overlook smaller gifting costs that can accumulate, like Christmas stockings – instead fill them with practical, affordable items that your family needs.
Save money on wrapping supplies by using items readily available at home like newspaper or butcher paper and involve the kids in a fun, cost-saving activity by having them create homemade gift tags.
Remember, sticking to your budget doesn’t mean letting go of the Christmas spirit. It’s about celebrating responsibly and starting the New Year without financial stress.
Step 5: Ignore Sales and Keep it Simple
Sales, sales, sales – the deal is too good to pass up!
Here are key ways to overcome this common dilemma.
Resist impulsive purchases compelled by sales, and stick strictly to your shopping list.
Pause before purchasing an item not on your list, consider the necessity.
Keep emotions in check, they run our shopping decisions.
Conquer emotional spending, stay true to your budget.
Discourage additional spending once your list is fulfilled and the budget exhausted.
Remember that it’s better to focus on affordable presents rather than seeking the perfect, but expensive, gift.
Step 6: Shop for Christmas Gifts Early
Start early. Begin watching for sales on items from your Christmas gift list way before the season’s rush.
Begin monitoring for sales early, especially during holidays that precede Christmas, to stretch your budget further.
Make use of Black Friday and Cyber Monday. They provide excellent opportunities to snag deals on your gifts.
Expert Tip: Remember to stick to your list. If it isn’t on your list, pass it up. It’s challenging but keeps your budget in check.
Step 7: Reuse and Recycle Holiday Decorations
Start by taking stock of items in your house. Don’t limit yourself to traditional decorations—choose a color theme and scan your home for items that fit and can be repurposed.
Use the resources outdoors. Pine branches, pine cones, mistletoe, and holly can be fashioned into decorations from nature’s catalog.
Even consider trading decorations with friends or family. This can bring a new look to your home without the need for new purchases.
Get creative with items from dollar stores that can be combined to appear high-end and save costs.
How to buy gifts for Christmas on a budget?
Maintaining a budget doesn’t mean you can’t enjoy giving gifts this Christmas.
Use these gift guides to help you out:
Remember, the joy is in the giving, not in the cost of the gift.
Time to Create Your Holiday Budget and Make it Memorable
Regardless of your financial situation and the extent of your holiday plans, this guide will help you maintain financial stability while fully embracing the Christmas spirit.
By setting aside a prescribed sum for your holiday expenses, you’re able to enjoy the season without the stress of unexpected expenditures or financial shocks after the holiday haze has cleared.
Celebrating Christmas on a budget doesn’t mean skipping the fun or the warmth.
With just a dash of creativity and thoughtful planning, you can make the yuletide season enjoyable and meaningful without breaking the bank.
Use the festive tips provided and start planning your budget-friendly Christmas now. Remember, the true essence of Christmas isn’t in extravagant spending—it’s about love, joy, and spending quality time with those who really matter to you.
Don’t forget to access a free printable worksheet for your customized holiday budget.
Know someone else that needs this, too? Then, please share!!
The southeastern state of Kentucky is a fantastic destination to find southern culture. It’s renowned for its bluegrass music, bourbon and moonshine, college basketball and delicious Southern cuisine. Some of its biggest industries include coal, tobacco and automobile manufacturing.
Its landscapes range from rolling hills to the wooden peaks of the Appalachian Mountains. Beneath it all winds Mammoth Cave, the longest-known cave system in the world. But Kentucky is arguably best known for its horse culture. As the home of the Kentucky Derby, the raising, breeding and racing of horses are integral to Kentucky’s way of life and identity.
From the picturesque scenery to the southern culture, you’re thinking Kentucky would be a fine place to set down roots. But hold your horses. You also need to consider what the cost of living is like there to determine if it fits your budget and needs. What may sound great could be a horse of a different color. Luckily, Kentucky is, by and large, a very affordable place to live. From housing to groceries, many aspects of life here cost below the national average. This article breaks down the cost of living in different areas around Kentucky to help you make educated choices about where to live.
Kentucky housing prices
If you love big-city life, Kentucky isn’t for you. The state has only two major cities, which are Louisville and Lexington. Louisville is the biggest metropolitan area in the state, with 628,594 residents, according to 2021 census. Lexington and the surrounding Fayette County follow with 321,793 residents. But what Kentucky lacks in quantity of big cities, it makes up for with quality. Both Lexington and Louisville are bustling metropolises that are seats of culture, industry, business, athletics and history.
You can save big on rent living in this southern state. Housing costs in Kentucky sit well below the national average. This is true of both Louisville and Lexington, as well as small- to mid-sized cities across the state like Frankfort, the state’s capital. Renters and prospective homeowners have plenty of affordable cities and areas to choose from. Here’s what you can expect to pay for renting an apartment or buying a home in different Kentucky cities.
Lexington
Housing costs in Lexington, the Horse Capital of the World, are 24.6 percent below the national average. A one-bedroom apartment costs an average of $1,254 per month. A more spacious two-bedroom will run you approximately $1,607. While these rates may look good compared to other big cities, there’s a catch. The cost of a one-bedroom is up 33 percent from the previous year. Two-bedroom apartments are up even more, rising a whopping 56 percent. While housing costs here are currently affordable, they’re clearly on the rise and fast.
The cost of buying a home here is also going up, but not as steeply. Since 2021, the average cost of buying a house in the Lexington area has climbed 16.8 percent. The median price for a home here is $297,000.
Louisville
Despite being the bigger city, housing prices in Louisville are lower than in Lexington. This is good news for locals of this friendly and fun-loving city. It keeps more cash in their pockets for classic Louisville activities like cheering on the Cardinals at football and basketball games or sipping Kentucky bourbon at local distilleries.
Housing costs here are 22.6 percent below the national average. With a wide range of different neighborhoods to choose from, you can expect to pay around $1,040 per month for a one-bedroom apartment or $1,199 for a two-bedroom. Same as with Lexington, though, the average cost of rent is going up. Rental costs for one- and two-bedroom apartments are up 19 and 21 percent, respectively.
Average rents here are less expensive than in Lexington. But at the same time, Louisville housing costs sit slightly closer to the national average.
Louisville’s housing market has seen some growth over the past year, going up 11.4 percent from the previous year. The median price for purchasing a home here is $255,000.
Food prices
While it would be great to live exclusively off Kentucky Fried Chicken, a balanced diet is necessary. Luckily, food prices around Kentucky are a few points below the national average. The average Kentucky resident shells out between $2,801 and $3,200 for food for the entire year. This puts them in ninth place for states with the lowest average grocery costs. Here’s how far below the national average Kentucky’s two biggest cities rank:
Lexington is 6.4 percent below
Louisville is 6.2 percent below
Both Lexington and Louisville are pretty much neck-and-neck when it comes to food costs and prices for food items. A half-gallon of milk in Louisville costs $1.52 compared to $1.85 in Lexington. A loaf of bread in Lexington will set you back $3.88 versus $3.46 in Louisville. And good news for fried chicken lovers. A two-piece meal costs exactly $1.12 in both cities. At those prices, you can bring home the Kentucky fried goodness all the time.
The comparative costs for dining out are also pretty similar. A casual meal out at an inexpensive restaurant costs roughly $15 in Louisville and $13.50 in Lexington. But say you’re going out for a special occasion and celebrating with a fancy three-course meal at a mid-range restaurant. The price difference grows 39.13 percent, costing $57.50 in Louisville and $80 in Lexington.
Utility prices
Utility costs in Kentucky are one of the few costs of living areas that exceed the national average. As the fifth-biggest coal producer in the United States, the majority of the state’s energy comes from coal. Roughly 69 percent of the electricity generated was coal-powered. If the negative environmental impacts of that leave a bad taste in your mouth, don’t worry. Alternative and sustainable energy sources like hydroelectric and biomass are on the rise. Here’s how the cost of utilities in Kentucky’s biggest cities compares to the national average:
Lexington is 5.4 percent above
Louisville is 2.7 percent above
Locals in Lexington will be paying out slightly more for their utilities than Louisville residents. Average total energy costs per month in Lexington come out to $190.87 and $187.17 in Louisville. Total energy combines electricity, natural gas and other sources of energy. The cost of Internet service, which is a modern necessity, is also pretty close. In Louisville, 60 megabits per second costs. $62.27. In Lexington, it’s slightly pricier at $69.00.
Transportation prices
Most cities and counties around Kentucky have some form of public transit. This almost exclusively consists of bus fleets. Thanks to the state’s history as a railroad hub, passenger rail routes offer regional connections around the state. Amtrak currently serves four different Kentucky cities, including Louisville. While no cities in Kentucky have a subway system for mass transit, Louisville does have a system of former freight subways no longer in use.
Kentucky has a giant automobile manufacturing industry, so using cars is a way of life here. But cities still offer affordable and far-reaching public transit options. Here’s how transportation prices around Kentucky stack up against the national average.
Lexington is 6.1 percent below
Louisville is 8.4 percent above
There’s a pretty clear difference between the two, with Louisville exceeding the national average by a lot. Louisville is a big car city and is a big, spread-out city in general. With higher gas prices and more areas to cover, it stands to reason why prices are higher here.
Lextran in Lexington
Lextran Public Transit provides public transportation throughout the city. Its service doesn’t extend to the surrounding Fayette County area. Their fleet consists of 71 buses running 25 fixed routes. The entire system has nearly 900 different stops around town.
A single one-way ride on a Lextran bus costs $1.00, with free transfers valid for 90 minutes. A Day Pass runs $3.00. A 30-Day Pass doesn’t offer a discount for buying in bulk, coming out to a dollar a day at $30. Reduced fares and passes are available for children, the elderly and students. A semester pass for students of the nearby University of Kentucky costs $50.
Having affordable and reliable public transportation in Lexington is important. Apart from the university area and downtown, most areas are not very walk- or bike-friendly. The city’s walk score is 53. The bike score is barely higher at 56. Despite the low cost and various routes, public transit in Lexington is only ranked 33. Many residents rely on cars to get around.
TARC in Louisville
Consisting of 227 buses covering 30 different routes, TARC offers public transit throughout Louisville and its broader metro area. This includes parts of Clark County and Floyd County in neighboring Indiana. 33 of its 227 buses are hybrid-electric and 15 are all-electric.
TARC has several different fare structures. A one-way ride costs $1.75 if you pay with cash. But if you use the company’s MyTARC card, a single ride costs $1.50. Riders can also transfer within two hours of paying upon boarding. Passes with the MyTARC card include $3.50 for a full day pass and $50 for a 30-day pass. These options only apply to their local fixed routes, however. Fares are different for express and circulator routes. A single ride with a MyTARC card on an Express Route is $2.50. Reduced fares and passes are available for eligible riders like youth between 6-17 and people who are 65-plus.
In an effort to make the TARC more attractive to residents, there’s been talk of eliminating fares. By offering free bus service, local officials hope it would ease congestion by incentivizing more people to use the bus. It would also have sustainability benefits.
RiverLink tolls the three bridges connecting Kentucky to Indiana. The tolling system is all-electronic, so drivers will find no tollbooths or lines on the bridges. Rates vary depending on whether or not you have a RiverLink account and transponder. If you have neither and are passing through, high-resolution cameras capture a photo of your license plate and send information to you about paying the toll.
Louisville is not the most walkable or bikeable city, either. Its walk score is a low 46. The bike score is slightly better at 51. Public transit around town has a transit score of only 33. As a major car city, most residents here have and use their own cars. But prepare to pay for parking. A monthly parking pass for downtown costs between $55 and $65.
Healthcare prices
It’s easy to see low or affordable average healthcare costs and get excited. But healthcare is one of the most difficult costs of living areas to quantify. This is because health and, therefore, caring for our health is so subjective. Healthcare costs can vary widely depending on factors like pre-existing conditions, prescription costs, location and other factors. Some cities and areas have cheaper healthcare, in general. It’s recommended you see your general care physician at least once a year. The same is true for dentists and optometrists.
That being said, healthcare costs in Kentucky fall well below the national average. Yet it’s also one of the unhealthiest states in America. But Kentucky locals can expect to pay less than the national average for care. How much less varies by city:
Lexington is 18.7 percent below
Louisville is 21.2 percent below
One of the reasons healthcare costs are lower is because Kentucky hospitals are frequently ranked as some of the best in the region. If you need to go to the doctor in Louisville, your out-of-pocket costs will be around $82.50. In Lexington, it’s $93. Heading to a dentist for a cleaning and check-up costs $86.67 in Louisville compared to $93 in Lexington. An over-the-counter bottle of Ibuprofen costs the same in both cities at $9.49.
Goods and services prices
Miscellaneous goods and services are Kentucky’s other main cost of living area that exceeds the national average. This broad category encompasses everything from going to get a haircut to taking your clothes to the dry cleaners. But it’s still an essential part of everyone’s monthly budget. All those smaller costs can quickly add up. Here’s how Kentucky cities compare to the national average for miscellaneous goods and services:
Lexington is 8.9 percent above
Louisville is 7.0 percent above
Since Lexington and Louisville are great cities for having a social life, you need to keep an eye on these expenditures. Going to see a movie in Lexington costs around $11.05. Heading to catch a feature film in Louisville though is $11.61. Do you do yoga? You’ll pay about $20 per class in Louisville but $14 in Lexington.
The costs of taking care of others in your life also fall under this category. This includes regular expenses like taking pets to the vet and childcare. Taking your furry best friend to get checked up at the vet costs around $61.67 in Louisville and $60.37 in Lexington. For childcare, you’ll be paying far more in Louisville. The cost of a month of preschool or kindergarten in Louisville sets you back over $1,000. In Lexington, the amount is nearly halved to $538.88.
Taxes in Kentucky
Kentucky’s overall state sales tax is 6 percent. One benefit of living here is that individual cities or counties don’t levy an extra sales tax. So, you’re only paying 6 percent sales tax no matter where you are in the state. Say you go out and spend $1,000 on fine Kentucky bourbon. With the 6 percent tax rate, $60 of that $1,000 goes to taxes.
Lexington has a combined tax rate of 6 percent
Louisville has a combined tax rate of 6 percent
Other taxes you should consider before moving to a new state are income taxes. Income taxes are higher in some states than in others. If you want less money being taken directly out of your paycheck, you want to live in a state with lower income taxes. In Kentucky, income tax is a flat 5 percent.
How much do I need to earn to live in Kentucky?
You want to make enough money to take advantage of all the fun things to do while also paying for your essentials like housing and groceries. Since housing generally takes the biggest chunk out of a person’s monthly budget, it’s used as the metric to determine how much money you need to earn to comfortably live somewhere. Experts recommend that you only spend 30 percent of your gross monthly income on housing. That leaves 70 percent for groceries, bills, savings and all those miscellaneous goods and services.
According to the U.S. Census, the median household income in Kentucky is $52,238. The average rent in Kentucky is $1,082 for a one-bedroom apartment. Assuming the 30 percent rule, you’d need to make at least $3,606 per month. That comes out to roughly $43,272 annually.
If you’re unsure what Kentucky city fits into your budget, use this handy rent calculator to crunch some numbers.
Living in Kentucky
There are many benefits to living in Kentucky. You can live in a vibrant big city but go into the beautiful countryside riding horses within minutes. It has great food, sports and people. It’s also an overall affordable state in general. With most costs of living categories falling under the national average, various cities and towns in Kentucky are bound to fit a wide range of budgets.
The Cost of Living Index comes from coli.org.
The rent information included in this summary is based on a calculation of multifamily rental property inventory on Rent. as of June 2022.
Rent prices are for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
Offloading your used items can do you good on a couple of fronts. You can declutter your home, help fight waste (since you’re not just throwing things out), and you can make money by selling your still-useful stuff.
Whether you are getting rid of clothing, shoes, bags, furniture, housewares, books, electronics, or anything else, you can probably find a platform to help you get the job done. Some ways to sell are online, others aren’t, but all can do their part to connect your items with buyers. And get some additional cash flowing your way.
Here’s a guide to dozens of places that can help you sell your used items.
36 Places Where You Can Sell Your Stuff
If you have items you no longer want or need, and you’re looking to make some extra money, why not kill two birds with one stone? You might do this on a regular basis to keep your place (especially your closets) streamlined, or it could help you out at a moment when you are living paycheck to paycheck.
The following resale apps, sites, and stores may be able to help. Some of these services are free to list and sell, some take a percentage of profits, some pay cash outright, and others consign (meaning they sell your stuff and pay you once it sells).
1. Craigslist
One of the original online marketplaces, Craigslist (Craigslist.org) , is where you can sell used things. You can list all sorts of things, from tools to toys to DVDs to antiques (and much more) for free.
2. Facebook Marketplace
Facebook Marketplace makes it easy to sell items in your local area. It’s free to create a listing that can be seen by anyone on and off Facebook. You can also choose to post your listings to any “Buy and Sell” Groups you’re a member of.
However, a word of caution: Facebook Marketplace and other similar platforms can be used for banking scams. Read up on common ploys and proceed with caution when selling this way.
3. Amazon
While you may think that Amazon is where you can buy new things, there are also a lot of opportunities to list used items, especially books. Current pricing can be $39.99 a month plus selling fees, so you will likely want to be confident you can sell more than that before enrolling.
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4. eBay
The original selling platform, eBay can still be a good way to sell your stuff, especially if you want to reach buyers from around the world who are looking to save money daily. Or it can be a huge help if you’re looking to unload an unusual item (there is almost nothing you can’t sell on eBay). But you may want to keep an eye out for selling fees, which may include a listing fee, a percentage of the sales prices, and possibly other fees.
One example of fees: For most categories, you will pay 35 cents per listing and, when an item sells, you will owe 13.255 of the total sales amount up to $7,500. If the item’s price is higher than that, you’ll pay an additional 2.35% on the overage.
5. OfferUp
Developed as a locally-driven platform, OfferUp is another good bet for selling used things. It allows you to sell to someone local, or ship an item to a buyer who lives anywhere in the US. Most items are free to post. When you sell a shipped item on the site, you may be charged a fee that is 12.9% of the sale price, with a minimum of $1.99.
6. Poshmark
Primarily a site for selling used clothing, Poshmark also lets you list home decor, jewelry, and beauty products. For sales you make under $15, Poshmark takes a flat commission of $2.95. If you make a sale that’s worth $15 or more, it takes 20%.
7. Etsy
Etsy may be best known as a platform for artists to sell their handmade goods and launch a low-cost side hustle. But the site also allows you to list some used goods. However, you can only resell in the “Vintage” and “Craft Supplies” categories. There is a listing fee of 20 cents per item, and, when you sell an item, there’s a transaction fee of 6.5% of the price, plus the amount you charge for shipping and gift wrapping.
8. thredUP
An online consignment and thrift store, thredUP sells thousands of major brands. You can send your gently used clothing directly to the service. If they accept (and sell) your clothing, you can choose from cash or credit.
A $2.99 Clean Out Kit fee and a service charge of $14.99 or higher may be assessed when you send in your clothes.
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9. eBid
Like eBay, you can sell just about anything on eBid, either for auction or at a fixed price. eBid is organized into three tiers of selling, with different membership costs and selling fees. eBid may or may not wind up costing you less than other selling platforms, depending on how much you will sell and at what price.
10. Bookoo
Another platform for selling stuff locally is Bookoo, which doesn’t charge any listing or selling fees. Bookoo may not be as well known as other sites, but it is available in nearly every state throughout the U.S.
11. Vinted
If you have a lot of gently used clothes, shoes, and accessories to sell, you may want to check out Vinted (Vinted.com), a peer-to-peer online marketplace that focuses on vintage and second-hand fashion. And, for sellers, it’s free. Buyers pay a “protection fee,” typically 5% of the purchase price plus 70 cents.
12. Vestiaire Collective
If you have luxury items you want to sell, you may want to try Vestiaire Collective, a resale website where you can buy and sell high-end clothing, handbags, and accessories. When you sell an item, you can usually keep up to 85% of your money from the sale, minus a payment processing fee (usually 3%).
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13. TheRealReal
TheRealReal is a luxury consignment site where you can drop off or ship designer clothing, accessories, and jewelry, as well as fine art and upscale home decor. They sell your items for you in exchange for a percentage of the profit.
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14. Rebag
If you have a designer bag that you no longer want, you might consider selling it on Rebag, a site that’s focused on buying, selling, and trading luxury handbags. The site will let you know how much your bag is worth. If you like the offer, you can send them your bag with no shipping charges. Once it’s received and approved, you’ll get your payment.
15. Bag Borrow or Steal
Another site for selling luxury handbags is Bag Borrow or Steal. You can sell directly to the site (and get paid right away), or you can consign and receive 70% of the sales price after it’s sold.
16. PreOwned Wedding Dresses
If you aren’t sentimental about keeping your wedding dress, bridal party gown, or accessories, then you can list it on PreOwnedWeddingDresses.com, with a $25 listing fee and an 80% payout of the sale price when someone buys it.
17. Garage Sales
If your goal is to unload a large amount of stuff all at once, hosting a garage sale can be a good way to go. You could even get some neighbors together and hold a community garage sale to attract more people.
Just be sure to double-check community guidelines first to see if a permit is required.
18. Flea Markets
Community flea markets can be a great way to sell unwanted things. The owner and operator of the flea market will likely charge you a fee for a booth. If you live in a big city, you may have to register early to get a spot.
19. Buffalo Exchange
Buffalo Exchange is a vintage and used clothing store with locations throughout the U.S. If one of their stores is convenient to you, you can make an appointment to meet with a buyer. If they like your stuff, they will pay 25% of their selling price in cash or 50% in store credit. (Using that store credit could prove to be a good way to save money on clothes.)
20. Crossroads Trading
Crossroads Trading is a second-hand clothing store with brick-and-mortar locations throughout the U.S. If you visit a store, you may be able to receive cash for your clothing on the spot. For higher-end pieces, you can opt to consign. Crossroads also offers mail-in service.
21. Plato’s Closet
You can bring your gently used brand-name clothing and accessories to a Plato’s Closet near you. They’ll review your items and, if accepted, you’ll get paid on the spot.
22. Style Encore
A women’s resale store, you can bring in stylish, gently used clothes, shoes, handbags, and accessories to one of Style Encore’s retail locations. If they (style-encore.com) like your items, you will get paid right away in cash.
23. Once Upon a Child
If you have gently used children’s clothing and shoes, toys, and/or baby gear lying around, you may want to cart it over to Once Upon a Child, which has locations throughout the U.S. An employee will check out your goods and, if they think they sell them, will give you cash in return.
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24. Play It Again Sports
If you live near Play it Again Sports, you may want to consider bringing in all the no-longer-used sports equipment in your garage. You’ll clear out the space, and may get a nice amount of cash in return.
25. Music Go Round
Live in a musical household? Music Go Round is a resale music shop where you can bring in used instruments and sound equipment (like amps, MIDI equipment, and mixers) and get paid cash in return.
26. Local Thrift Stores
Unlike Goodwill or Salvation Army which accept donations, thrift stores — specifically ones that sell high-end or vintage clothing — might be willing to buy your clothes and other items. Look up local stores, and ask them what they buy and how much they typically pay.
27. Used Book Stores
Your local used book stores may be looking to purchase your books from you. You can call ahead, let them know what you have, and see if they are interested. You might wind up selling your old things for cash.
28. BookScouter
If you’re looking to sell textbooks, you may want to check out BookScouter. The platform simplifies the process by searching sites that buy used textbooks, then displaying the prices from those sites, so you can compare and decide where to sell your books.
29. GoTextbooks
GoTextbooks also allows you to sell your college textbooks and hopefully recoup some of the money you spent on them. When you let the site (sellback.gotextbooks.com/) know about what you have for sale, they will give you an instant quote. You can then ship your books for free and receive your money.
30. DeCluttr
If you mainly have electronics to sell, you may want to check out DeCluttr, which buys used tech, cell phones, DVDs, and video games. The site will give you an instant valuation. If you like the price, you can ship your item for free. If it meets expectations, you receive payment a few days later.
31. Gazelle
You may be able to turn your old cell phone into some quick cash at Gazelle. The site will give you an instant quote. If you like the numbers, you can ship the phone to them for free, and get paid via Amazon Gift Card, PayPal, or check.
32. Pawn Shop
You may be able to make some quick money selling your old stuff to a local pawn shop. Typically, pawn shops are only interested in things of value, such as jewelry, collectible coins, and electronics. It can be a good idea to bring in proof of purchase so that the owner knows you aren’t trying to sell stolen goods.
33. Facebook Groups
If you’re in any local or niche Facebook groups, you may want to post items that might appeal to members of the group. You simply need to snap a picture, describe your item, set your asking price, and see what offers you get.
34. Nextdoor
Nextdoor is a network of local community websites and can be a good place to post items. You click on the “Sell or give away an item” option when posting and can set your terms. While the number of people who are in a particular area’s community will vary, Nextdoor does have approximately 37 million active users, so you just might find a buyer.
35. Instagram
If you have a fair number of followers on Instagram, you might consider listing items you’re looking to sell there. As with Facebook groups, you simply need to snap a photo, write a brief description, and name your price. Or, you can go the more professional route and integrate Instagram’s shopping tools.
36. A “Raid My Closet” Event
Do you have friends who might be interested in checking out what you have for sale? You may want to consider inviting them over for a “raid my closet” event, or a “raid my garage” party. You can offer food and drinks, and make it a fun celebration to declutter your home.
What Are the Benefits of Selling Your Things?
Selling your things can have several benefits:
• You can declutter or downsize by selling unwanted items.
• You can help the environment by passing the item along versus throwing it in the garbage.
• You can help someone who is looking for a gently used item that you have and wants to get a good deal on it.
• You can bring in extra income.
However, as mentioned before, there are also downsides of selling your stuff. There is the possibility of being scammed in some direct sales, and there are also income tax implications to doing those kinds of transactions as well. Educate yourself on these situations.
Keeping Your Cash in a SoFi Savings Account
If you’re holding on to clothes, furniture, books, or other items you no longer want or need, you could be sitting on a way to make some extra money while decluttering.
What to do with all the profits that start rolling in? You might want to bank it and earn some interest.
Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.
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The FAQ
What is a good website to sell stuff on?
The right website to sell stuff on will depend on the item you are selling to some extent. If you are selling a piece of furniture or large appliance, you might try Craigslist or Facebook Marketplace. For clothing, there are sites like thredup and Vinted, among others.
How do I sell my stuff online for free?
This will depend on the kind of item you are selling. Craigslist, Facebook Marketplace, and Vinted are some examples of platforms that typically don’t charge the seller any fees.
What is the best app for selling used items?
Among the apps to consider when selling your used items are eBay, OfferUp, and Poshmark. These can reach a large number of potential buyers, though as a seller, you will likely pay some fees.
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SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant.
SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.50% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.
SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.
Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
Interest rates are variable and subject to change at any time. These rates are current as of 8/9/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet..
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In the heart of Florida’s Gulf Coast, Tampa is a city that embraces its history, celebrates culture, and exudes a unique charm that captures the essence of the Sunshine State From its pristine beaches with crystal-clear waters to its rich history and modern vibrancy, Tampa, FL, offers experiences that cater to residents and visitors alike. No matter what you like, there’s a lot to love about living in Tampa.
But what is Tampa known for? If you’re looking at homes for sale in Tampa or are just curious about what the city has to offer, this Redfin guide has everything you need to know. To give you a taste of what the area has to offer, read on for 10unique things to love about Tampa, FL.
1. Pristine beaches
Tampa Bay’s beaches are a treasure trove of natural beauty. Clearwater Beach, with its sugar-white sands and warm, clear water, offers a haven for beachgoers, swimmers, and water sports enthusiasts. Just south of Clearwater is St. Pete Beach, which has retro beachfront bars and panoramic sunsets. Lastly, Caladesi Island State Park, accessible by ferry, is a secluded paradise.
2. Historic Ybor City
One of Tampa’s greatest treasures is the neighborhood of Ybor City. Founded in the 1880s, this National Historic Landmark has a charm that echoes through its brick-lined streets and cigar factories turned boutiques, restaurants, and galleries. The area also pays homage to its multicultural heritage, blending Cuban, Italian, and Spanish influences. If you’re looking for a deeper look into the neighborhood, visit the Ybor City Museum State Park for guided tours that delve into its past.
3. Lively arts scene
Tampa’s arts scene is famous for its creativity, innovation, and cultural diversity. From world-class museums to street art festivals, the city’s commitment to developing the arts makes it a cultural hotspot that will leave a lasting impression. If you’re in the area or are considering moving to Tampa, you’re sure to find something to love.
Consider visiting the Florida Museum of Photographic Arts for exhibits that explore the human experience. Or if you’re in the mood for world-class performances, the David A. Straz, Jr. Center for the Performing Arts is in the place to be. No matter where you go in Tampa, you’ll find the best that art has to offer.
4. Unique museums
Tampa’s museums offer a window into various aspects of its history and culture, from ancient to more modern and eclectic. The most well known is the Tampa Museum of Art, which showcases an impressive collection of modern and contemporary artworks. The Henry B. Plant Museum, on the other hand, reveals the opulence of the Gilded Age. And for younger folks, the Glazer Children’s Museum inspires creativity and learning through interactive exhibits designed for young minds.
5. Events, parades, and festivals
Tampa is home to dozens of events, parades, and festivals year-round that celebrate holidays, historic events, and more.
Perhaps the largest event is the Gasparilla Pirate Fest, which takes place every year at the end of January. This is a revered Tampa tradition that embraces the mythical pirate Gaspar. Kicking off with a mock pirate invasion and flotilla, the festival boasts parades, live music,and street parties.
Other annual events include Oktoberfest Tampa, Santa Fest and Christmas Parade, and the Water Lantern Festival.
6. Thriving sports scene
Tampa Bay loves its sports teams, and has some of the best venues around. The Raymond James Stadium, home to the Tampa Bay Buccaneers, becomes a battleground for football enthusiasts. The Amalie Arena, home to the Tampa Bay Lightning, transforms into a haven for hockey fans. Baseball lovers flock to Tropicana Field to cheer on the Tampa Bay Rays.
There are also plenty of bars around the city to enjoy games with friends. Riveters is a favorite for locals on game day, and Prime Time Sports Grill offers over 65 TVs for optimal viewing.
7. Tampa Riverwalk
Tampa is known for its beautiful scenery and ocean views. The Tampa Riverwalk allows you to see the grandeur of the area while immersing yourself in local nature. The walk weaves a scenic pathway along the Hillsborough River through downtown, connecting notable landmarks such as the History Center, Fort Brooke Park, and the Curtis Hixon Waterfront Park. The walk’s picturesque vistas and charming ambiance make it a beloved spot for both locals and tourists.
8. The Florida Aquarium
The Florida Aquarium is a captivating aquatic wonderland. Its immersive exhibits showcase diverse marine ecosystems, from the Wetlands Trail to the Coral Reef Gallery. Interactive experiences, like swimming with sharks or touching stingrays, allow visitors to connect with marine life while promoting conservation awareness.
9. Culinary delights
Tampa’s culinary scene is a fusion of flavors that mirrors its cultural diversity. Sample fresh, native-inspired dishes at establishments like Ulele, or dive into the city’s Cuban heritage with the iconic Cuban sandwich at local spots like The Columbia Restaurant. And if you’re in the mood for fine dining, visit SiX Tampa or Oak and Ola.
10. Beautiful parks and preserves
Tampa’s commitment to preserving green spaces is evident in its parks, zoos, and nature preserves. The Lowry Park Zoo offers unique experiences, showcasing animals from around the world in naturalistic habitats. Lettuce Lake Park and Cypress Point Park provide serene retreats, with boardwalks, trails, and wildlife viewing opportunities.
For longer trips and adventures, consider visiting Alafia River State Park, Honeymoon Island State Park, or Fort De Soto Park. There are dozens of world-renowned parks and wildlife refuges within just a few hours of Tampa, so you’ll never run out of places to visit.
What is Tampa known for? Final thoughts
From the allure of Tampa Bay’s beaches to the vibrant heart of Ybor City, Tampa offers diverse experiences that cater to everyone. Whether you’re seeking cultural enrichment, outdoor adventures, or a taste of history, Tampa is the place for you.