A former mortgage consultant who worked for Wells Fargo and ultimately brought a case against the company in a Southern California court over allegedly being fired for complaining about discriminatory lending practices has settled with the company, according to reporting from Los Angeles-based radio outlet KNX News.
Attorneys for both parties jointly filed papers in the Los Angeles County Superior Court on Sept. 14, explaining a settlement agreement “in principle” was reached. On Nov. 3, plaintiff Stuart Williams’ lawyers requested the case be dismissed “with prejudice,” which restricts it from being refiled.
“We strongly disagree with the claims made in this lawsuit and will vigorously defend against those claims,” a Wells Fargo representative said in a statement, as reported in 2021 by MyNewsLA.
Williams, who worked for Wells Fargo in a Beverly Hills office, said he first expressed his concerns about the alleged practices in January 2020, telling his superiors “he believed that the bank had a policy of favoring some loan originators over others.”
The plaintiff also claimed the alleged practice was a violation of the Uniform Deceptive and Abusive Practices (UDAAP) Act since it adversely impacted customers who patronized consultants with less favored originations.
Williams also claimed that Wells Fargo Home Mortgage management “made it mandatory for mortgage consultants such as himself to refuse loan applications from borrowers who are members of racial minorities, the elderly, the disabled, unmarried women and others protected by the ECOA [and] the FHA,” according to the initial complaint.
The suit also claimed that borrowers were adversely impacted by the alleged policies and that loan applications were illegally refused.
The suit in total alleged “wrongful termination, rescission of contract, intentional and negligent misrepresentation, breach of the implied covenant of good faith and fair dealing and a violation of the state Labor Code,” the reporting said.
Wells Fargo in 2022 pledged $210 million to racial equity after it was criticized for lending practices that resulted in Black borrowers receiving mortgage refinances at much lower rates than other institutions.
If you’re applying to business school and want to earn an MBA, you likely understand the importance of doing well on the Graduate Management Admission Test, or GMAT™. Strong scores may help you get into your dream program.
The three digit number that qualifies as a good score can depend on how competitive the program you’re applying to is. In general, a 660 or higher is considered a good GMAT score, but in some cases, over 700 may be needed.
In addition, schools take a look at your unique background when evaluating your application to help them build a well-rounded student body. As a result, what qualifies as a strong score varies by school and by applicant. Take a closer look here: Learn more about the GMAT, scores, and applying to business school.
How Is The GMAT Scored?
So if you’re deciding whether getting an MBA is worth it, you’re probably curious what score you’d need to be accepted.
Before considering what is a good GMAT score, know that the possible range is from 200 to 800. On average, test takers score 582, and half of all GMAT takers score between 400 and 660, according to the Graduate Management Admission Council™ (GMAC), which administers the exam.
Generally speaking, a good GMAT score is in the 660 to 800 range. For more competitive programs, you may want to aim for a score over 700. What is the highest GMAT score — a perfect 800 — is difficult to achieve, but can potentially counteract other weak points in a student’s application.
After taking the GMAT, students will receive a score report, which will feature five different numbers:
• Total score
• Quantitative score
• Verbal score
• Integrated reasoning score
• Analytical writing assessment.
Of those five the three that are most important are usually the total, quantitative, and verbal scores.
Here’s a breakdown of how each is calculated, according to The Princeton Review®:
Section
Score Range
How the Score Is Calculated
Total
200 to 800
This score is reported in increments of 10 and is calculated based on performance in the verbal and quantitative reasoning sections.
Quantitative
0 to 60
Based on the number of questions you answered, how many you answered correctly, and how difficult the questions you got right are. Reported in increments of one.
Verbal
0 to 60
Based on the number of questions you answered, how many you answered correctly, and how difficult the questions you got right are. Reported in increments of one.
Integrated Reasoning
1 to 8
Based on the number of questions you answered correctly, and reported in increments of one.
Analytical Writing Assessment
0 to 6
Based on an average of two scores assigned by two readers, and reported in increments of 0.5 points.
💡 Quick Tip: Ready to refinance your student loan? With SoFi’s no-fee loans, you could save thousands.
How to Figure Out Your GMAT Range
As mentioned above, the full GMAT range goes from 200 to 800. Though a score of 700 or more puts you in more competitive standing, what functions as a good score is relative. In other words, a good score for you is the one that helps you get into the program of your choice and advance your career goals.
• Students interested in attending a top B-school will generally need a high score. For example, 2025 incoming full-time MBA students at Stanford University had average GMAT scores of 738.
• However, if you’re interested in a less competitive program, you may be just fine with a score in the 500 to 600 range.
Here’s another way to look at it: What is a high GMAT score for someone applying to a less competitive B-school may be seen as low to someone applying to a top-tier program.
Before taking the GMAT, think about your career goals. What type of program do you want to attend to achieve your business objectives? Does the MBA program’s affordability factor into your decision-making process? Do you have the potential time and money required to train up to earn a truly lofty GMAT score?
• For example, someone aiming to be CEO of a Fortune 500 company, may want to attend a top-rated school.
• Those planning to lead a smaller business or even start their own enterprise might pursue a less competitive program.
To figure out just how competitive your scores need to be, research the programs you’re interested in. Some schools will post the average GMAT score of their students, which can help you see what you likely need.
It may also help to reach out to school admissions, alumni, and current students to find out what factors have a big impact on admissions.
Recommended: How Soon Can You Refinance Student Loans?
Researching Average Scores
When thinking about test scores, it’s possible to get too narrowly focused on that one number. Schools are looking at a student’s complete application to determine whether they’ll be a good fit.
However, you can certainly get a better idea of the types of students your target schools are admitting by researching average GMAT scores.
The easiest way to do this is to log on to the school’s MBA class profile web page, which may give you all sorts of information. You’ll likely find everything from the average GMAT test score to the number of applicants versus the number of enrolled students to demographic information.
Keep this in mind: The total score isn’t the only thing that schools look at, and the weight given to each of the five scoring sections on the test may vary from school to school.
For example, an MBA program with a focus in data science might zero in on your quantitative score more than other programs. Reach out to school admissions offices to find out if they give special weight to a particular score section.
Knowing the average scores of your target program can help you understand how competitive your score needs to be. 💡 Quick Tip: Federal parent PLUS loans might be a good candidate for refinancing to a lower rate.
How to Prepare for the GMAT
As you prepare for the GMAT — and to achieve your target score — it can be a smart move to give yourself a good amount of time to study. You may want to begin the process as much as six months in advance of taking the test. Common test prep advice suggests that it may take 100 to 120 hours or more of studying and taking practice tests to adequately prepare.
Keep in mind, you may be in school or working at the same time, researching graduate school scholarships, and living daily life. You don’t want to be stuck cramming for this test.
Set up a study schedule. Start by setting up a calendar on which you schedule study dates and times to take practice tests. Resist the urge to procrastinate.
Review the material for each section of the test at a time. You can access free practice tests online that give you an insight into the format and the types of questions you’ll be asked. Don’t get overwhelmed by trying to digest all sections at once.
Practice tests can help you identify areas that may require extra studying. They can also help you practice pacing. The GMAT is a timed exam, and time management is critical to finishing.
Recommended: Tips to Lower Your Student Loan Payments
Unofficial Scores: To Accept or Cancel?
When you complete your test, you’ll typically be shown your unofficial score right away and given a chance to accept it or cancel. You’ll only have two minutes to make the decision once you’re finished. You may, for example, cancel your score if you don’t meet a preset target.
It can also help to familiarize yourself with the application policy at your target(s) school. Some schools prefer to see every GMAT score, while others only request the top score.
Even if you accept your score (you’ll get your official score in about 20 days), you still have 72 hours to cancel it online if you change your mind. What’s more, if you cancel your score, you can study areas where you were weak and retake the test after 16 days.
If you feel as if you could use guidance as you navigate the test-taking and application process, some aspiring business students choose to hire an MBA application consultant.
What Business Schools Look At In Addition to the GMAT
A GMAT score that is on par with a program’s enrolled students can help demonstrate you are prepared for the academic rigors of the program. What’s a good GMAT score will, as noted above, vary depending on the school you want to attend.
That said, business schools look at other factors as well, including:
• Gender
• Demographics
• Your resume.
In particular, they may be looking for signals that students have what it takes to become good managers and business leaders. They may examine previous accomplishments, quantifiable achievements, and progression in a chosen career path.
But what about paying for grad school? That can impact which schools you may decide to apply to and which offer you accept. There are a variety of programs, from in-person to online, as well as courses of study designed for people who are already out in the work world and holding down a job.
As you consider all this, you will likely want to pay attention to the price tag. Especially if you will be in school full-time and not earning any money, it’s wise to consider the true cost of an MBA degree.
As you think about how to pay for an MBA, you may want to investigate any scholarships and grants you might qualify for.
The Takeaway
When applying to a business school, it’s critical to understand average GMAT scores, so you have a target to help you focus your studies and prepare for the test. The average score is currently 582, but what’s a good GMAT score may be 660 or even 700 or above, depending on the program to which you are applying.
If you are accepted to a business school program, you may need to take out student loans to pay for your education. After graduating, some students may refinance their student loans, which can help them secure lower payments, but if you refinance for an extended term, you may pay more interest over the life of the loan. Also, refinancing federal loans means they’ll no longer qualify for federal benefits or protections, so it may not always make sense to refinance.
Looking to lower your monthly student loan payment? Refinancing may be one way to do it — by extending your loan term, getting a lower interest rate than what you currently have, or both. (Please note that refinancing federal loans makes them ineligible for federal forgiveness and protections. Also, lengthening your loan term may mean paying more in interest over the life of the loan.) SoFi student loan refinancing offers flexible terms that fit your budget.
With SoFi, refinancing is fast, easy, and all online. We offer competitive fixed and variable rates.
SoFi Student Loan Refinance If you are a federal student loan borrower, you should consider all of your repayment opportunities including the opportunity to refinance your student loan debt at a lower APR or to extend your term to achieve a lower monthly payment. Please note that once you refinance federal student loans you will no longer be eligible for current or future flexible payment options available to federal loan borrowers, including but not limited to income-based repayment plans or extended repayment plans.
SoFi Loan Products SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information.
A pay for delete letter is a negotiation tool intended to get a negative item removed from your credit report. It entails asking a creditor to remove the negative information in exchange for paying the balance.
If you have a spotty credit history and you’re working to turn your finances around, you may be wondering how to remove negative items on your credit report. Late payments, charge-offs, credit inquiries and overdue account citations can all count against you.
There are, however, a few ways to potentially have past mistakes removed, one of which is a pay for delete letter.
What is a pay for delete letter?
A pay for delete letter is a negotiation tool intended to get negative information removed from your credit report. It’s most commonly used when a person still owes a balance on a negative account. Essentially, it entails asking a creditor to remove the negative information in exchange for paying the balance.
Even if you’ve gotten yourself out of debt and paid off collection accounts, without a pay for delete letter, negative credit items can remain on your credit bureau file for up to seven to 10 years.
Time heals all wounds—including credit mistakes—but if you can’t simply wait around for your credit to improve, you’ll want to consider taking some actions toward repairing your credit. Read on to learn when you should send a pay for delete letter, view sample templates and discover other credit repair options.
How a pay for delete letter works
An individual with debt writes a pay for delete letter to a collection agency with a request to remove negative information from their credit report in exchange for payment.
First, in order to understand how and why a pay for delete letter works, you’ll need some background on collection agencies.
Collection agencies are in the business of collecting debt. Some collection agencies are contracted to collect for a creditor and receive a percentage of what’s collected. Others buy the debt and seek collection as the “current creditor.”
Usually, a collection agency will only consider offering a pay for delete letter when you’re willing to pay more than it paid for the debt. There’s no magic number, but generally knowing what the other party wants gives you more information about what to include in your pay for delete letter. This increases your chances of succeeding in the negotiation.
Tips for sending a pay for delete letter
A pay for delete letter isn’t a magical fix. Not all creditors will accept pay for delete letters. Typically, many creditors like corporate banks, credit unions and even small-town banks may not be receptive to this strategy.
However, small utility bills, such as phone, cable and power bills, that go to collections are more likely to be accepted by creditors. Before you send a pay for delete letter, here are some tips to help you avoid common mistakes.
Consider the status of your credit reporting time limit. Is the debt several years old and about to expire? If so, a pay for delete letter isn’t necessary—the debt will no longer impact your credit score after the time limit has expired. If the credit reporting time limit is still far away, you may want to send a pay for delete letter. In addition, if you want to purchase a home or a car, the lender may require that the collection items are paid off, so you may want to send a pay for delete letter.
Verify your debt. Before making a pay for delete offer, it’s imperative that you’ve sent a debt validation letter within 30 days of initial contact with the debt collector and received verification of debt from them. In some cases, collectors could request payment even if your state’s statute of limitations on overdue accounts has run out.
Reassess your financial situation. If your pay for delete letter is approved, you often will only have a short window of time to make the payment. Only send one if you’re confident you can pay the agreed-upon amount.
Save details for your records. Before sending the letter, be sure to keep a copy for your records. Then when the recipient accepts your terms (hopefully), keep a copy for your records and include a copy with your payment. Also, try to utilize a method that you can verify shipping and delivery, such a “return receipt” or Registered Mail. In the event of any complications, you’ll be glad you did these things.
Pay for delete letter template
Your pay for delete letter doesn’t need to be long and complicated—or even full of legal jargon. Be sure to provide all the relevant information like dates, payment amounts and other details specific to your scenario.
The template below can help you write your own pay for delete letter. Simply update the bolded portions with your own information.
<Your Name>
<Your Address>
<Your City, State, Zip Code>
<Collection Agency’s Name>
<Collection Agency’s Address>
<Collection Agency’s City, State, Zip Code>
<Date>
Re: Account Number <XXXXXXXXXXX>
Dear <Creditor’s Name>,
I am writing this in response to your recent correspondence related to account number <XXXXXXXXXXX>.
I accept no responsibility for ownership of this debt; however, I’m willing to compromise. I can offer a settlement amount in exchange for your written agreement to the following terms:
You agree to accept this payment as satisfying the debt in full (once you receive the agreed-upon amount).
You agree to not list this debt as a “paid collection” or “settled account.”
You agree to completely remove any and all references to this account from the credit reporting agencies (Equifax, TransUnion and Experian) that you have reported to and validated this account.
I am willing to pay the <full balance owed / $XXX as settlement for this debt> in exchange for your agreement to the above terms within fifteen calendar days of receipt of payment. Understand that this is not a promise to pay. This is a restricted settlement offer and you must agree to the terms above in order for payment to be made.
Should you accept, please send a signed agreement with the aforementioned terms from an authorized representative on your company letterhead. Once I receive this, I will pay <$XXX> via <cashier’s check/money order/wire transfer>.
If I do not receive your response to this offer within fifteen calendar days, I will rescind this offer and it will no longer be valid.
I look forward to resolving this matter quickly.
Sincerely,
<Your Name>
<Your Address>
<Your City, State, Zip Code>
Sample letter to remove collection from credit report
Now that you have a template to write your own pay for delete letter, let’s take a look at a sample letter to make sure you’re fully set up for success.
What happens if a pay for delete letter is rejected
You should always be prepared for the event that the collection agency rejects (or ignores) your pay for delete letter. Not all agencies will see the value in agreeing to your terms or the practice of pay for delete letters as a whole.
It’s also worth noting that any acceptance of your offer must be made and returned to you in writing. In the event of a solely verbal agreement, you won’t have the ability to prove that an agreement was reached if the collector doesn’t follow through and remove the information from your credit report.
If your letter was rejected, there are still some other routes you can take to repair your credit.
Other ways to potentially have negative credit report entries removed:
Send a goodwill letter
Negotiate a settlement
Wait out the credit reporting time limit
Hire a professional
Common questions surrounding pay for delete letters
Pay for delete is a unique credit repair strategy, so it’s understandable if you have some lingering questions about it. Below, we address some of the most common ones.
Does pay for delete increase credit score?
Pay for delete can potentially increase your credit score if your negotiation is successful, but its impact largely depends on your overall credit profile. If you have several accounts in collections, your score is less likely to increase much from a single negative item being removed.
If you have a single account in collections, on the other hand, your chances of improving your score via pay for delete improve.
Which collection agency owns my debt?
If you’re unsure which collection agency is holding your debt, there are a few strategies you can use to try to learn more. Consider the following:
Check if you have any missed calls or voicemails from collection agencies
Ask your original creditor for help with tracking it down
Get your credit report and check the details surrounding your debt
Can I send a pay for delete letter to the original creditor instead of the collection agency?
You should send a pay for delete letter to the original creditor as long as they haven’t sold your debt to a collection agency. If the original creditor has already sold your debt to a collection agency, you can contact them to see if they are willing to reclaim your debt from collections; however, there’s no guarantee that they will agree to this proposal.
Is a pay for delete letter legal?
Sending a pay for delete letter is a legal way to negotiate to have negative items removed from your credit report. However, it’s important to note that creditors aren’t legally required to respond or accept the request.
Oftentimes, creditors have contracts with the credit bureaus that prohibit them from removing accurate information from credit reports. If that’s the case, the creditor may not be able to enter into a pay for delete agreement with you.
Are pay for delete letters still common?
In recent years, pay for delete letters have become less common. This is partially because the latest credit scoring models, FICO® 9 and 10 and VantageScore® 3.0, do not take paid collection accounts into consideration when determining your credit score. There’s a chance these letters, even if approved, won’t impact your score at all.
Credit reporting agencies also discourage pay for delete efforts, strongly recommending that only inaccurate information be removed from reports. For these reasons, pay for delete is becoming a much less common practice.
That being said, if you’re in a more stable financial position now and expect collections activity to harm your credit, a pay for delete letter may be a good option for you to try DIY credit repair.
If you’re still not sure how to proceed or your pay for delete letter was rejected, consider equipping yourself with some personal finance tools and working with a credit consultant for a free credit report consultation.
Note: Articles have only been reviewed by the indicated attorney, not written by them. The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, reviewers, contributors, contributing firms, or their respective agents or employers.
Reviewed By
Nature Lewis
Associate Attorney
Before joining Lexington Law as an Associate Attorney, Nature Lewis managed a successful practice representing tenants in Maricopa County.
Through her representation of tenants, Nature gained experience in Federal law, Family law, Probate, Consumer protection and Civil law. She received numerous accolades for her dedication to Tenant Protection in Arizona, including, John P. Frank Advocate for Justice Award in 2016, Top 50 Pro Bono Attorney of 2015, New Tenant Attorney of the Year in 2015 and Maricopa County Attorney of the Month in March 2015. Nature continued her dedication to pro bono work while volunteering at Community Legal Services’ Volunteer Lawyer’s Program and assisting victims of Domestic Violence at the local shelter. Nature is passionate about providing free knowledge to the underserved community and continues to hold free seminars about tenant rights and plans to incorporate consumer rights in her free seminars. Nature is a wife and mother of 5 children. She and her husband have been married for 24 years and enjoy traveling internationally, watching movies and promoting their indie published comic books!
In our latest real estate tech entrepreneur interview, we’re speaking with Rowland Hobbs from Stake.
Who are you and what do you do?
I’m a recovering Fortune 500 CEO consultant and 3x founder. I believe in building companies with purpose to make people’s lives better. My current company, Stake, invests in renters. We save landlords money—from overpaying for marketing, broker, and concession costs—when our renters move in, pay on-time, and renew. We share those savings with the renter by matching up to 10% of the rent payment every month. Renters can save the rent matches up and earn more, or transfer it to their bank and use it as they like. We call this Return on Rent and it’s the first loyalty network for rentals.
What problem does your product/service solve?
The rent is, as has been said “too damn high,” and renter’s can’t save for the things they love. It feels like throwing money away each month with each rent payment. With more people renting than at any other time in the last fifty years this is now a society wide challenge to build equity and savings. Meanwhile, property owners spend $13 billion annually on inefficient discounts and marketing that don’t reward the renter. The result today? Still $28 billion of lost revenue in vacancies every year. Stake is building the first loyalty network, powered by rewards, data and digital payments, to make this spend more efficient for the owner and impactful for the renter.
What are you most excited about right now?
We’ve built an incredibly simple and easy to use app that converts marketing, concession, and broker fees into a powerful Rent Match that rewards renters. However, this is just the beginning of how we build loyal, dedicated, renters who love where they live. We are introducing perks and member only benefits such as free and reduced cleaning services, and more. Renting is tough. First we’ve made renting easier on your wallet, and now we will make everyday by renting.
What’s next for you?
In our Brooklyn Beta Test we are listing 125 apartments a week, from over 30 property owners, and reach 4,000 renters who are moving into Stake apartments. That’s a lot of potential returns for renters, and savings for owners. We will be moving into new neighborhoods in New York, but even more exciting is our plans to reach a second city by year’s end. This means more renters saving, more owners spending to reward renters rather than marketers, and a bigger network of apartments with Return on Rent.
What’s a cause you’re passionate about and why?
Community is important to me. We should all flourish and feel safe and secure where we live. This month, it’s the 50th anniversary of the Stonewall riots which were a turning point in to create a more just, inclusive, society for the LGBTQ community. While we’ve made incredible progress in fifty years, we have much we need to do as a society to protect, and promote, everyone. That’s why I’m passionate about causes like the Anti Violence Project which is working to end hate-crimes and support survivors with advocacy and counseling.
Thanks to Rowland for sharing his story. If you’d like to connect, find him on LinkedIn here.
We’re constantly looking for great real estate tech entrepreneurs to feature. If that’s you, please read this post — then drop me a line (drew @ geekestatelabs dot com).
Many frequent travelers carry tales of delayed flights and disappointing hotel rooms. Yet Airbnb “horror stories” are a genre all their own.
Videos with the tag #AirbnbHorrorStory have more than 63 million views on TikTok, featuring guests venting about unclean properties and last-minute cancellations leaving them stranded. The website Airbnbhell features hundreds of similar accounts, where things do not go as expected for short-term renters.
While many of these stories offer little more than schadenfreude, others can act as instructive lessons for travelers looking to avoid similar pitfalls. While there’s no way to avoid short-term rental surprises outright, many guests who have experienced them say there were warning signs they wished they had watched out for.
Look for reviews
Jack Epner, a marketing consultant and digital nomad, has lived out of Airbnbs for more than four years. Of the many difficult stays in that time, one rental — a house in Ecuador — stands out.
“It wasn’t clean, distinctly not clean,” Epner says. “We’re talking black mold all over the kitchen, hair all over the bedding. I ended up with bed bugs.”
Beyond that, Epner says the host’s friends would use the front lawn as a parking lot, and the host entered the (private) property unannounced several times.
After messaging several Airbnb customer service teams, Epner was eventually able to receive a refund. Yet the stay was so difficult, that it forced a recalibration of how much emphasis he now places on guest reviews.
The home had only one review, from a local, Epner says. And while he would usually look for more reviews before booking, the lack of availability at the time made him willing to take the risk. He says that’s a risk he won’t repeat.
“I do avoid places without reviews now,” Epner says. “If there’s really only one review, I’ll be wary; I would like to see two to three minimum. The more reviews the better.”
Have a backup plan
When Agnes Groonwald saw an Airbnb listing in Crestone, Colorado, it looked too interesting to pass up.
“The place was intriguing. It looked like a spaceship buried in the ground,” Groonwald says.
Groonwald, a nomad and creator of the blog Travel on the Reg, says the listing’s uniqueness wasn’t totally convincing. Yet, with no other listings available nearby, it seemed like the best choice.
Upon check-in, she noticed another group was already there: a family of mice.
“As soon as we arrived, we saw a little critter in the kitchen sink,” Groonwald says. “This was an infestation; this was the real deal.”
Groonwald, too, was able to receive a refund for the booking but couldn’t find alternative lodging nearby at such short notice. That meant cohabitating with mice for several days.
“We would wake to the pitter-patter of little feet in the middle of the night,” Groonwald recalls, saying that the experience taught her two lessons.
First, don’t be drawn in by quirky photos. Staying in an unusual home, such as a spaceship, might sound fun, but it can mean dealing with equally unusual problems.
“Sometimes boring is better,” Groonwald suggests.
Second, make sure there’s a backup plan in place in case of deal-breaking problems. That doesn’t mean you have to book another rental, but just make sure there’s another lodging option available on the same dates in case something goes wrong with your Airbnb.
Communicate beforehand
Gabrielle Dahms, a realtor based in California, says she has always had good Airbnb experiences. Then, she checked into a five-day Airbnb rental in San Rafael, California, and discovered an unexpected hazard: synthetic fragrance dispensers.
“Anytime anyone made a movement, these things dispensed fragrance,” Dahms laments. “Within two hours, my sinuses were completely swelled up.”
Dahms complained to the host and Airbnb customer service, which resulted in receiving a one-star guest review. It has since soured her on the entire platform.
According to Epner, these problems of mismatched expectations between guests and hosts can be addressed by communicating with the host ahead of time.
“Anytime there’s the potential to not be on the same page, I think it’s helpful to connect before booking,” Epner says.
He learned this lesson after staying with a host who wanted to be friends with guests, rather than respect privacy. He now messages hosts with a few questions before booking, to gauge their communication style.
“Do they treat it as a dumb question, or are they polite?” Epner says. “Anything I can do to get the sense of the host before booking, I’ll do that.”
This article was written by NerdWallet and was originally published by The Associated Press.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
Rising need for interior lighting solutions and urbanization are stimulating the growth of the floor lamp market in China. India floor lamp sales are expanding steadily due to rising middle-class demand and increasing living standards.
NEWARK, Del, , Nov. 06, 2023 (GLOBE NEWSWIRE) — The global floor lamp market size has the potential to surge significantly, achieving US$ 34,516.70 million by 2023. From 2023 to 2033, floor lamp sales are expected to strengthen at an optimistic 12.4% CAGR. The floor lamp market is expected to be worth US$ 1,11,289.4 million by 2033.
The Influence of Consumer Aesthetics on Home Decor
The growing consumer preference for aesthetically pleasing home décor items is a significant determinant of global floor lamp market growth. As people become more aware of and appreciate interior design, the demand for stylish and functional décor elements like floor lamps develops. Rising disposable income levels enable consumers to invest in premium home décor products, boosting demand for floor lamps.
Get your Sample Report to Boost Your Industry Knowledge for Valuable Insights! https://www.futuremarketinsights.com/reports/sample/rep-gb-9948
The Eco-advancement of Floor Lamp
The growing awareness of environmental sustainability results in greater emphasis on energy-efficient lighting solutions. The production of eco-friendly floor lamps that use energy-efficient LED bulbs or are made from sustainably sourced materials aligns with demand, boosting floor lamp market expansion.
E-commerce Reshapes Home Decor Retail
The emergence of e-commerce platforms with various products, easy options, and home delivery services has prompted consumers to shop for home décor items. The switch to online shopping has contributed to floor lamp market growth by providing floor lamp providers with an extensive customer base.
Limiting Factors in the Floor Lamps Sector
Consumer spending on non-essential items like floor lamps can be adversely affected by economic downturns. The floor lamp demand is impacted when people postpone buying decorative lighting fixtures because they have less money to spare.
Modern design and lighting trends can potentially substitute older floor lamp models. To remain competitive and cater to the evolving tastes of their customers, floor lamp manufacturers need to innovate constantly.
Floor lamps are frequently offered for sale by both online and physical merchants. Traditional brick-and-mortar stores may face difficulties due to changes in the retail environment, such as the rise of e-commerce in consumer purchasing behavior.
Request the Full Report Methodology Now! https://www.futuremarketinsights.com/request-report-methodology/rep-gb-9948
Regional Insights into the Floor Lamps Industry
Market Trends for Floor Lamps in North America
Floor lamp manufacturing and consumption are most concentrated in North America.
This results from influential people being present and consumers having a lot of disposable income and buying goods that improve the atmosphere in their homes.
The floor lamp market in North America is expanding due to manufacturers’ emphasis on creating cutting-edge goods that satisfy consumer demands and current trends.
Europe Market Forecast of Floor Lamp
Europe is going to keep evolving as a result of the increasing adoption of contemporary home décor designs.
Changing customer lifestyle habits and rising disposable income are two more factors contributing to the high demand for floor lamp in Europe.
The increasing prevalence of decorative lights in residential and commercial settings has increased the demand for floor lamp.
“Thefloor lamp market is still expanding steadily due to changing interior design trends and consumer demand for flexible lighting options. The growing emphasis of consumers on energy efficiency and aesthetics stimulates standing lamp market growth. Concerns about sustainability and competitive pricing present difficulties for floor lamp manufacturers.” says Sneha Verghese, Senior Consumer Goods and Products Consultant at Future Market Insights (FMI).
Key Takeaways
The household application segment is expected to garner a market share of 38.70%.
The modern floor lamp category is expected to attain a market share of 36.70%.
The Canada standing lamp market is anticipated to accelerate at a CAGR of 9.6% from 2023 to 2033.
The United States floor lamp sales is anticipated to surge at a CAGR of 8.1% by 2023.
The floor lamp demand in the United Kingdom will grow at a CAGR of 7.4% from 2023 to 2033.
The France floor lamp industry is expected to accelerate a CAGR of 9% between 2023 and 2033.
The Italy standing lamp market to record at a CAGR of 7.2% through 2023.
The Spain standing lamp market expects growth from 2023 to 2033 at a CAGR of 8.5%.
Germany floor lamp market to develop at a CAGR of 6.6% through 2023.
India floor lamp industry is anticipated to boost at a CAGR of 14.5% by 2023.
China floor lamp sales are expected to surge at a CAGR of 11.9% until 2033.
Japan floor lamp market may exhibit a CAGR of 14.1% by 2023.
Singapore floor lamp sales to soar at a CAGR of 12.3% between 2023 and 2033.
Australia floor lamp industry to register a CAGR of 12.8% through 2023.
Access Exclusive Data and Premium Insights at Discounts! Buy Now! https://www.futuremarketinsights.com/checkout/9948
Competitive Landscape
Leading floor lamp manufacturers have introduced new products with enhanced capabilities. The standing lamp manufacturers are working on price, height, color and shade combinations, and material composition to create adjustable floor lamps with multiple lights. The demands of different applications have caused floor lamp providers to concentrate on developing new products.
Key Floor Lamp Manufacturers
Recent Developments
GUANYA TLighting
Energy-efficient light bulbs are becoming increasingly popular as a symbol of going green. Since GUANYA is expanding its floor lamp line, high-tech LED bulbs are leading this subtle revolution in floor lamps.
The introduction of floor lamps with LED lighting and a wide variety of LED colors by Philips is increasing sales of floor lamps because customers want to purchase those that complement their interior design.
Key Segments
By Product:
Modern Lamps
Rustic Lamps
By Application:
Household
Commercial
By Distribution Channel:
Online
Offline
By Region:
Author
Sneha Varghese (Senior Consultant, Consumer Products & Goods) has 6+ years of experience in the market research and consulting industry. She has worked on 200+ research assignments pertaining to Consumer Retail Goods.
Her work is primarily focused on facilitating strategic decisions, planning and managing cross-functional business operations, technology projects, and driving successful implementations. She has helped create insightful, relevant analysis of Food & Beverage market reports and studies that include consumer market, retail, and manufacturer research perspective. She has also been involved in several bulletins in food magazines and journals.
Explore FMI’s Extensive Ongoing Coverage on Consumer Product Domain:
The Lamp Shades Market is likely to hold the global market at a moderate CAGR of ~7% during the forecast period. The global market holds a forecasted revenue of ~US$ 29.26 Billion in 2022 and is likely to cross ~US$ 57.5 Billion by the end of 2032.
The Mosquito Lamps Market is likely to hold the global market at a moderate CAGR of ~13.7% during the forecast period. The global market holds a forecasted revenue of ~US$ 363.1 Million in 2022 and is likely to cross ~US$ 1311.09 Million by the end of 2032.
The battery operated lights market is projected to register a CAGR of 10.3% during the forecast period, up from US$ 101.5 Billion in 2021 to reach a valuation of US$ 300 Billion by 2032.
The outdoor lighting market is likely to strengthen its boundaries at a steady CAGR of 7.4% during the forecast period. The market is anticipated to hold a revenue of US$ 12.57 billion in 2023, while it is anticipated to cross a value of US$ 25.67 billion by 2033.
The ring lights market size is estimated to be valued at US$ 9 billion in 2023 and is expected to surpass US$ 36 billion by 2033. The adoption of ring lights is likely to advance at a CAGR of 15% during the forecast period. Household and photography applications will continue driving growth over the decade.
About Future Market Insights (FMI)
Future Market Insights, Inc. (ESOMAR certified, recipient of the Stevie Award, and a member of the Greater New York Chamber of Commerce) offers profound insights into the driving factors that are boosting demand in the market. FMI stands as the leading global provider of market intelligence, advisory services, consulting, and events for the Packaging, Food and Beverage, Consumer Technology, Healthcare, Industrial, and Chemicals markets. With a vast team of over 5000 analysts worldwide, FMI provides global, regional, and local expertise on diverse domains and industry trends across more than 110 countries.
Contact Us:
Nandini Singh Sawlani
Future Market Insights Inc. Christiana Corporate, 200 Continental Drive, Suite 401, Newark, Delaware – 19713, USA T: +1-845-579-5705 For Sales Enquiries: [email protected] Website: https://www.futuremarketinsights.com LinkedIn| Twitter| Blogs | YouTube
If you’ve got your eye on a Taylor Morrison home, you may have come across their affiliated lender “Taylor Morrison Home Funding.”
As with many other home builders, they’ve got their own in-house mortgage lender to streamline the home buying process.
This affords them better control, ideally boosting customer service, and gives them the ability to offer special pricing incentives.
With fewer parties involved, they should be able to get you from application to closing quicker than the other guys.
And if they can throw in a big mortgage rate buydown as well, it might be a win-win. Read on to learn more about the company.
Taylor Morrison Home Funding Fast Facts
Affiliated lender for home builder Taylor Morrison
Offers home purchase financing to new home buyers
Founded in 1982, headquartered in Maitland, Florida
Has 84 licensed mortgage loan officers
Parent company is publicly traded (NYSE: TMHC)
Licensed to lend in 11 states nationwide
Funded over $3 billion in home loans in 2022
Most active in Texas, Florida, Arizona, and California
Taylor Morrison is one the largest home builders in the United States, serving home buyers and renters in 19 markets across 11 states.
Only a handful of builders are larger, including D.R. Horton, Lennar, Pulte, NVR, and Toll Brothers.
The company was formed in 2007 after Taylor Woodrow Inc. and Morrison Homes Inc. merged. Dispute this recent development, their building operations date back to the early 1900s.
They are now headquartered in Scottsdale, Arizona and build new homes in 11 states, including Arizona, California, Colorado, Florida, Georgia, Nevada, North Carolina, Oregon, South Carolina, Texas, and Washington.
These are also the states where they are licensed to lend, as their primary focus is extending financing to the buyers of their new homes.
Taylor Morrison Home Funding is most active in the state of Texas, which accounts for about 25% of total loan production.
At last glance, there were 84 licensed mortgage loan officers working for the company throughout the country, per the NMLS.
They also own Inspired Title Services, which is a full-service title insurance and real estate settlement provider operating in the states of Arizona, Colorado, Florida, Nevada, and Texas.
How to Apply
To get started, you can either visit a new home sales office and get connected to a sales rep, or simply navigate to their website.
If you go online, they have the option to pre-apply via “Dorothy,” which is their “state-of-the-art mortgage technology that can take you home with just a few clicks.”
A play on the Wizard of Oz, Dorothy works alongside a human Taylor Morrison Home Funding team to get you to the finish line quicker and easier.
The process includes a digital loan application with automated verifications to reduce the need for paperwork and documentation, powered by fintech company Blend.
Applicants can eSign disclosures and take advantage of secure document uploading to ease the burden.
Once complete, you will be presented with tailored mortgage solutions based on the information you provide.
And a licensed loan officer will then provide solutions and “market-competitive rates” with your goals and budget in mind.
Those who prefer more guidance can simply click on “Contact a Loan Consultant,” where they’ll find contact information for loan officers near their market.
After your loan is submitted, you’ll be able to check loan status via the online portal, satisfy outstanding conditions, and get in touch with your lending team if and when you have questions.
Able Ready Own (ARO)
Those who need help qualifying for a home purchase can take advantage of their complimentary program called Able Ready Own (ARO).
In a nutshell, ARO Consultants work with prospective home buyers to strengthen their credit profiles and boost their chances of getting approved for a home loan.
The goal is to educate consumers about the home buying and mortgage process, and create tailored plans that produce better qualified home buying candidates.
If successful, they might be able to boost your credit scores and fine tune other areas that are key for mortgage qualification.
In the end, these changes could put you in a stronger position when it comes to buying and financing a home.
If they’re able to increase your credit scores, you may also qualify for a lower mortgage rate.
Available Loan Programs
Home purchase loans
Conforming loans backed by Fannie Mae and Freddie Mac
Jumbo loans
FHA loans
VA loans
Fixed-rate and adjustable-rate options
Temporary buydowns including 3-2-1
Permanent buydowns for life of loan
Taylor Morrison Home Funding has a limited menu of loan programs, but still all the main stuff to satisfy the needs of most home buyers.
They are fully focused on providing home purchase loans to their customers, meaning no mortgage refinances here.
In terms of loan choice, you can get a conforming loan backed by Fannie Mae or Freddie Mac, or a jumbo loan if purchasing an expensive new home.
Government-backed loans are also available, including FHA loans and VA loans.
They don’t appear to offer USDA loans or second mortgages, including any sort of home equity loans or lines.
However, you can get both a fixed-rate mortgage, such as a 30-year fixed or 15-year fixed, or an adjustable-rate mortgage, such as a 5/6 ARM or 7/6 ARM.
Additionally, buydowns might be offered, including temporary and permanent buydowns, to help reduce payments for the first couple years or for the life of the loan.
Taylor Morrison Home Funding Rates and Fees
While they don’t have a page dedicated to their mortgage rates and lender fees, my guess is they provide special financing if you use them to buy a Taylor Morrison home.
This is a common setup for home builders with their own financing departments. They’re able to structure deals that include big mortgage rate buydowns.
Not only does this help the home buyer qualify, it also allows them to avoid price reductions if affordability is strained.
If you visit the Taylor Morrison Homes website, you’ll be able to see special offers by clicking on a particular market they serve.
I came across some pretty spectacular deals, including a combination of a temporary and permanent buydown where the interest rate started as low as 2.75%.
Just pay attention to closing costs and the mortgage APR, which factors in the lender fees and the interest rate.
And always take the time to gather outside mortgage rate quotes so you can negotiate with the builder’s lender.
Taylor Morrison Home Funding Reviews
There don’t seem to be a ton of reviews online for Taylor Morrison Home Funding, though I was able to track down a handful.
Their Irvine, CA location currently has a poor 1.0/5-star rating on Yelp from 32 reviews. Poor communication seems to be the main gripe.
You might also be able to find individual loan officer reviews on Zillow and other websites.
Or you can search their many home builder locations and check out their Google reviews. Granted, those might combine the home builder and lender experience.
Over at the Better Business Bureau (BBB) website, the company has an ‘A-‘ rating based on customer complaint history. There don’t appear to be any complaints on file at the moment.
Their parent company has an ‘A+’ BBB rating, but over 200 complaints filed over the last three years. And over 100 in the past 12 months.
But the high letter grade should indicate that they handle those complaints in a timely and professional manner.
At the same time, the customer reviews for the parent company on the BBB website aren’t great, with a 1.15/5 rating at last glance.
So be sure to take a gander to determine what customers are complaining about, and how you can avoid those same issues.
To sum things up, Taylor Morrison Home Funding could be a good option if you’re buying a Taylor Morrison property.
The biggest incentive being the special mortgage rate offers that are hard to beat, especially from an outside lender.
However, you should still take the time to comparison shop as you would any other lender.
While they might make things easier, and have better communication between builder and lender, their mixed reviews indicate some hiccups too.
Taylor Morrison Home Funding Pros and Cons
The Good Stuff
Can apply online via a digital mortgage application
Mostly paperless process with the latest technology
Plenty of loan programs to choose from including ARMs
Offer temporary and permanent buydowns
Can get a long mortgage rate lock
Big mortgage rate incentives on Taylor Morrison properties
Complimentary ARO service
Free mortgage calculator and mortgage glossary online
The Perhaps Not
Only offers home purchase loans
No refinance loans, USDA loans, or second mortgages
Want to learn how to make money on maternity leave? Parental leave can be a time of joy and excitement with a new baby around, but it can also mean money stress for parents. While you spend time taking care of your newborn, you may also need to find ways to make extra money to…
Want to learn how to make money on maternity leave?
Parental leave can be a time of joy and excitement with a new baby around, but it can also mean money stress for parents. While you spend time taking care of your newborn, you may also need to find ways to make extra money to pay for your expenses.
I had a baby not too long ago (she is currently 1.5 years old – time flies!), and being able to work while taking care of her has been a lifesaver. So, I understand why you’re reading this article – because I also had to work with a newborn.
The good news is that there are plenty of ways to make extra money while still being present for those early months with your new baby.
Why You May Need Extra Money On Maternity Leave
Many families have to take unpaid maternity leave, and others may find their leave is simply not long enough and want to extend it longer (many families in the U.S. get 3 months or even much less time).
Not only that, but maternity leave is an expensive time with medical bills coming in, the cost of baby essentials (diapers aren’t free!), and everyday living costs.
Also, there might be unexpected costs that weren’t part of your maternity leave budget. Perhaps your baby needs special formula or medication, or maybe your car broke down. These unplanned costs can put a dent in your finances, especially when your income may already be reduced during your maternity leave.
Or, you might also be looking to create a financial cushion for the future such as by saving for vacations or even starting a college fund for your baby. So, finding ways to make extra money during your maternity leave can be very helpful.
Recommended reading:
How To Make Money On Maternity Leave
When trying to earn money during maternity leave, here are three things to think about:
Flexibility is key – Choose work that can adapt to unexpected baby-related needs. It should let you manage your time effectively.
Think about earnings and growth – Think about how much you can make, how quickly, and if there’s room to grow.
Pick something you like and fits your goals – Do you enjoy the work? You may want to find work that matches your interests, skills, and future plans.
Read further to learn how to make money on maternity leave.
Top ways to make money on maternity leave
There are 27 ways to earn extra money on maternity leave listed below. If you want to skip the list, here are some jobs that you may want to start learning more about first:
1. Start a blog
Blogging is my favorite way to make money from home, and this is what I do while also raising my daughter.
Being a blogger involves creating content for online readers. You have the freedom to write about a topic you’re interested in (such as finance, travel, lifestyle, or family,) and freedom to decide how you want to make money on your blog – there are many different ways available such as affiliate marketing or displaying ads.
Blogging is my main source of income, and it has completely changed my life. I have the freedom to travel whenever I want, set my schedule, be my own boss, and I can spend all day with my daughter.
Learn more at How To Start A Blog FREE Course.
2. Sell printables on Etsy
Creating and selling digital printables on Etsy is a great way to work on your own schedule and earn money.
Plus, it is fairly passive income as you only have to make one digital file for each printable, and you can sell it as many times as you like. Another positive is that you can start it very affordably because you only need a laptop and internet.
So, what is a printable? They are digital items that you can download and print at home, such as grocery shopping checklists, budget planners, wedding invitations, wall art, and more.
I recommend signing up for Free Workshop: How To Earn Money Selling Printables. This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
Recommended reading: How I Make Money Selling Printables On Etsy
Other than printables, there are many other things you can sell on Etsy as well, such as soap, candles, jewelry, and more.
3. Transcription work
Transcription jobs are flexible and can be done from home. By turning audio files into text, you can earn money when it’s most convenient for you.
An online transcriptionist listens to audio or video recordings and writes down exactly what is being said. This process is called transcribing. The goal is to do this without any errors in spelling, grammar, or punctuation.
If you want to learn how to make money on maternity leave, this can be a great option as you can do this at home.
I recommend watching Free Workshop: Is a Career in Transcription Right for You? to learn more.
Recommended reading: 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly
4. Freelance writing
Freelance writers write articles, website content, social media posts, or even ebooks for clients.
I was a freelance writer for many years before switching to working full-time at writing here on Making Sense of Cents. It is a great career path where you can work from home and make your own schedule, such as writing while your baby is sleeping.
Recommended reading: 14 Places To Find Freelance Writing Jobs For Beginners
5. Virtual assistant
One of my first side hustles was working from home as a virtual assistant. This is a great way to work from home and have your own schedule.
Virtual assistants do many different kinds of tasks for clients, such as answering emails, scheduling appointments, managing websites, sending invoices, and so much more. It simply depends on what the person who is hiring you needs done.
If you want to become a virtual assistant, I recommend watching the free training 5 Steps To Become a Virtual Assistant.
Recommended reading: Best Ways To Find Virtual Assistant Jobs
6. Bookkeeper
If you’re good with numbers, you could sell bookkeeping services online or for small businesses, either on a freelance or part-time basis.
Bookkeepers are individuals responsible for managing financial things for businesses. This includes recording sales, tracking expenses, and generating financial reports.
If you want to become a bookkeeper, I recommend watching the free training How To Become A Bookkeeper.
Recommended reading: How To Find Online Bookkeeping Jobs
7. Freelance graphic design
With design skills, you can create logos, website designs, business cards, marketing materials, and more for clients and make money even during your maternity leave.
Recommended reading: How To Make Money As A Digital Designer
8. Data entry
Data entry clerks are like computer organizers. They enter, update, and double-check information in lists or tables. They type things like numbers and names to keep everything neat and organized.
Data entry jobs pay around $15 to $20 an hour, on average.
9. Create Canva templates
A Canva template is a pre-made design you can sell for things like social media graphics, ebooks, and presentations. It’s a handy starting point if a person is not great at designing from scratch.
Businesses, advertising professionals, social media influencers, and more all buy Canva templates all the time.
Canva templates have blank spaces where you can add your own words and pictures. You can also change colors and fonts to suit your preferences. They’re really useful for making things look good without spending a long time on it.
With Canva templates, you can sell a single design an unlimited amount of times. If you are looking for something passive, this is a great way to learn how to make money on maternity leave.
Recommended reading: How I Make $2,000+ Monthly Selling Canva Templates
10. Tutor
Tutoring students can be a great way to make money while on maternity leave, as there are many options to tutor from home. You may be able to create your own schedule and pick how much or how little you would like to work.
You can find online tutor jobs on websites such as Tutor.com. If you’d prefer to do in-person tutoring, you can call or email local tutoring companies in your area or share your tutoring services on social media or in local Facebook parent groups for your area.
Recommended reading: 11 Best Places To Find Online Tutoring Jobs (Make $100+ an hour)
11. Rent out your baby gear
Since you have a baby, you probably have a lot of baby gear.
Did you know that you can make extra money by renting it out?!
Renting out your baby gear on sites like BabyQuip can be a game changer when it comes to making extra income during maternity leave. This site allows you to share your baby items with families in need (such as a person on vacation), turning your baby gear into a source of income.
From strollers and cribs to high chairs and toys and more, you can list many different items on BabyQuip’s site.
Plus, you don’t need to have a lot of baby gear in order to get started – you can start with as little as a crib (which is the most commonly rented item).
According to BabyQuip, the average person can earn around $1,000 a month, and some are able to make over $10,000 per month.
12. Baby sleep consultant
As you already know, sleep is so important for a baby (and for the parents!).
You can earn a living while on maternity leave by becoming a sleep consultant. This is where you help other parents by helping them improve their baby’s sleep habits and routines.
Pediatric sleep consultants are experts in helping children sleep better and they make a big difference in families’ rest.
Read more at How To Become A Sleep Consultant And Make $10,000 Each Month.
13. Deliver groceries
If you want a flexible side gig while on maternity leave (and you also have someone to watch your child), then you may want to look into delivering groceries and food.
This can be a flexible side hustle because you can choose your hours and how much you’d like to work each week.
Services like Instacart need grocery shoppers, and the average shopper makes $15 to $20 an hour to deliver groceries. Drivers are paid per order, and you get to keep 100% of your tips. With Instacart, you would be physically going into grocery stores, picking out the food items yourself, checking out, and then delivering the groceries to your customer.
You can also learn more at Instacart Shopper Review: How much do Instacart Shoppers earn?
There are other food delivery gigs that you can do as well, such as GrubHub, Uber Eats, and DoorDash.
14. Airbnb host
If you have a separate space to rent in your home, such as an in-law’s quarters or an apartment above a garage, then you may be able to make money during your maternity leave by renting this space out.
You can learn more about this at What You Need To Know About Renting A Room In Your House.
15. Pet sit
If you are a pet lover, consider pet sitting for friends, family, or through an online service. It’s a great way to make some extra cash while you’re home and can be a fun addition to your day if you already have pets and babies at home.
If you’re interested in watching pets or dog walking, Rover is a platform where you can list your services and find clients.
16. Answer surveys
While answering online surveys and focus groups isn’t a way to make a ton of money, it can be a way to earn some extra money with whatever spare time you have from your newborn (such as when they are sleeping).
You simply share your opinions and answer simple questions, and in return, you can get cash or rewards like Amazon gift cards.
The survey companies I recommend include:
Survey Junkie
Swagbucks
Branded Surveys
InboxDollars
PrizeRebel
American Consumer Opinion
User Interviews – These are the highest paying surveys with the average being around $60.
Recommended reading: 18 Best Paid Survey Sites To Make $100+ Per Month
17. Affiliate marketing
If you want to learn how to make money while on maternity leave, one of my favorites is affiliate marketing.
I have been an affiliate marketer for years through this blog, and it is what allows me to stay at home with my daughter.
Affiliate marketing means making money by sharing a referral link on your website, YouTube channel, social media account, and more. When people use your referral link to purchase something, you then earn money.
For instance, consider sharing books from Amazon on your blog. You give your readers a link to a particular book and encourage people to buy it through your affiliate link. Companies like Amazon value affiliates who bring in high-quality traffic because they appreciate the extra support in helping them make more sales.
If you want to learn more about affiliate marketing, I recommend Affiliate Marketing Tips For Bloggers – Free eBook.
18. Proofread and edit
If you have an eye for detail, you may be able to sell your services as a proofreader or editor for different types of content.
Writers, business owners, and more hire proofreaders and editors to improve their work. There’s a big need for these types of positions, and you can find jobs through many different platforms.
If you want to become a proofreader, I recommend joining the free 76-minute workshop – Learn How to Become a Proofreader…and Start a Freelance Proofreading Business.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year)
19. In-home childcare
One great way to make money while on maternity leave is to provide childcare services for other families in your area, either part-time or full-time.
This is one of the best stay at home jobs for someone on maternity or paternity leave because it allows you to stay home with your kids while making money at the same time.
Depending on your location, you might need specific licenses. But you could potentially begin without the extra legal steps by working with just one or two children. Just be sure to verify with your local city or state regulations beforehand. It’s also very important to make sure that your home is safe for children and that you are CPR certified.
20. Sell baked goods
Do you like to cook? You may be able to make money at home by starting a home bakery for people and/or pets. You can sell homemade baked goods at local farmers’ markets or online too.
You can read more at How To Make Extra Money By Starting A Home Bakery. Here, you’ll learn about the equipment you need to start a home bakery, food laws, how much to price your baked goods at, and more.
If you are interested in baking goods for pets, then I recommend reading How I Earned Up to $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!).
21. Stock photo photography
Selling stock photo photography can be a great way to learn how to make money on maternity leave. This is because you would be working for yourself and can take pictures in your free time.
Stock image sites are popular sites for photographers to sell their photos. These sites allow customers to purchase pictures for various uses like websites, TV shows, books, and social media.
One great thing about stock photo sites is that they can be a great form of passive income. You can take pictures, upload them, and earn money from an older photo for months or even years in the future.
Recommended reading: 18 Ways You Can Get Paid To Take Pictures
22. Social media manager
Social media managers handle businesses’ social media accounts with the goal of attracting new customers and helping a business grow.
They might share images or videos showcasing products or the company, take part in popular social media trends (like on TikTok) to increase visibility, and respond to common customer questions.
23. Book reviewer
Book reviewers read books and share what they think through paid reviews.
Yes, there are websites where you can receive payment (as well as a free book) for sharing your thoughts about books. Some companies that pay for book reviews are Online Book Club, Kirkus Reviews, and BookBrowse.
Recommended reading: 16 Best Ways To Get Paid To Read Books
24. Flea market flipper
A flipper buys items from places such as garage sales, Facebook Marketplace, or thrift stores and resells them online for a profit.
You may be able to earn extra money by flipping items for resale or possibly earn a full-time income! You can even be able to make this a more flexible gig, such as only working during nap times.
A helpful free training that I recommend is Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business In As Little As 14 Days.
25. Rent out storage space
If you have unused space in your home, you can sell it as storage for rent to people in your local area. This can be a garage, driveway, closet, basement, or even an attic.
You can use a site called Neighbor to list any extra space you have available for rent and have the potential to make up to $15,000 per year.
You can sign up at Neighbor for free here and list your space.
You can also learn more about Neighbor at Neighbor Review: Make Money Renting Your Storage Space.
26. Sell an online course
Selling an online course is a great option for stay-at-home moms and dads who want to have control over their schedule and earn a somewhat passive income.
Some topics that you can teach in a course are:
Fitness and exercise programs
Time management and productivity hacks
Parenting
Arts and crafts
Languages
Programming
Personal finance
Traveling
Photography and photo editing
Plants and gardening
Baking and pastry making
And so much more!
You can sell a course in many different ways, such as through Udemy or Teachable.
27. Rent out your unused RV
Instead of letting your RV sit in your driveway unused, you can list it on RVshare and make some semi-passive income. My sister has rented a few RVs from this site, and she has had a great experience each time!
Renting out an RV can earn you anywhere from a couple hundred dollars to a couple thousand dollars each month.
How To Manage Your Money On Maternity Leave
Managing your money while on maternity leave can be tough at times. If you are looking for more things that you can do other than only learning how to make money on maternity leave, you do have some options.
Below, I will be talking about how to cut your budget so that you can save money, as well as your rights and benefits on maternity leave.
Cut your budget
During parental leave, cutting your budget can be a great way to manage your finances while adapting to life with a newborn.
Here are a few ideas to help reduce your expenses during this time:
Evaluate your current spending habits to determine where you can make adjustments – This might involve tracking your spending for a month or looking back at bank statements. You’ll likely find areas where you can save, such as dining out, entertainment, or shopping.
Cut back on subscriptions and memberships – Assess each subscription and determine the must-haves and those you can temporarily suspend or cancel.
Batch cook freezer meals before the baby comes – This is where you make a bunch of meals before the baby is born and freeze them. This can give you an easy meal to pop in the oven before the baby comes.
Cook at home – Getting food delivered can be convenient, but it’s usually more expensive than making your meals at home. Plus, cooking allows you to control ingredients and portion sizes.
Buy in bulk – When possible, get the items you use most frequently in bulk. Items like diapers, baby wipes, and nonperishable foods have a longer shelf life, and buying them in larger quantities can offer considerable savings.
Get secondhand and borrowed items – Instead of buying new baby gear and clothing, try borrowing from friends or family, or shopping at thrift stores like Once Upon A Child. Babies grow quickly, and they often outgrow items before they wear out.
Negotiate medical costs – If you have medical bills, you can try to negotiate them. Medical providers may be open to setting up payment plans or giving discounts for paying up front.
Short-term disability insurance
You may want to look into short-term disability insurance options before your maternity leave starts to help cover lost wages during your time off.
In some cases, your employer may provide this benefit, or you can purchase a policy separately. These policies typically cover around 60% to 80% of your regular income and may have a waiting period before benefits start (so, you will need to have the policy before you get pregnant).
Government assistance programs
There are government assistance programs that could help you during your maternity leave. For example, the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) has nutrition education, breastfeeding support, and healthy food benefits for eligible families.
You can also check to see if you qualify for financial assistance from your state or other programs related to maternity and family support.
Find charities for help
During maternity leave, managing money might be tricky, but there are places that can help, like charities and groups that want to support new parents. You can find them online or at local community centers. Libraries, online parent groups, and special organizations are also great places to get help.
Remember, asking for help is a strong and smart thing to do, and there are lots of resources out there to help parents during this special time.
I recommend reading:
Know your state and federal law rights
I recommend learning about relevant state and federal laws governing maternity and family leave. The Family and Medical Leave Act (FMLA) allows eligible employees to take up to 12 weeks of unpaid, job-protected leave for the birth or adoption of a child. The law also says that you cannot be replaced or overlooked for pay raises and other promotions during your leave.
However, paid maternity leave policies differ by state and company. Some employers may offer a certain amount of paid leave, while others may offer none. Make sure to review your state’s laws and your employer’s policies to understand your rights during your maternity leave.
By knowing your rights, insurance options, and the benefits available to you, you can better plan your financial strategy during your maternity leave.
Frequently Asked Questions About How To Make Money on Maternity Leave
Below are commonly asked questions about how to make money while on maternity leave.
Can I make money while on maternity leave? Are you allowed to make money while on maternity leave?
If you are in the U.S., then yes, you should be able to make money on maternity leave. If you are unsure, check your employment contract or talk to your employer’s human resources department to be positive.
Before starting any side income streams, if you’re worried about whether or not you are allowed to make extra money while on maternity leave, then double-check your company’s policies and your leave agreement to make sure that earning money during your time off is permissible. Some employers may have restrictions on outside work or income during your leave.
How do I survive financially during maternity leave?
To survive financially during your maternity leave, you may need to find ways to cut your budget as well as learn how to make money on maternity leave.
Does unpaid maternity leave qualify for unemployment? Can you collect unemployment after having a baby?
This depends on why you are no longer working at your job. If you simply stopped working because of your pregnancy, then you may not be able to receive unemployment pay.
However, if you are pregnant or recently had a baby and were fired or laid off, then you may qualify for unemployment pay.
What are some ways to make money while on maternity leave? How can I make money while taking care of my baby?
There are many ways to make money while on parental leave, such as by working online, selling photography, renting out storage space or an RV, and more.
How can new mothers use their time efficiently while working from home?
Time management is important for new moms working from home. I recommend creating a routine, setting realistic goals (if you are working and watching your baby, it won’t always go perfectly), and designating work hours during the baby’s nap time to help manage work alongside childcare responsibilities. It’s also important to take regular breaks to avoid burnout and feeling stressed. Working while also taking care of a child can be very tiring.
How to Make Money on Maternity Leave – Summary
Federal law, specifically the Family and Medical Leave Act (FMLA), does not require employers to give paid maternity leave. Eligible employees are allowed to take up to 12 weeks of unpaid leave, and because of this, you might be worried about money during your maternity leave or feel like you can’t afford to take the full 12 weeks.
There are many ways to make money while on maternity leave, which may help you to pay your bills without sacrificing quality time with your new baby.
For example, you can sell handmade items or even sell consulting services. Remote jobs and work-from-home jobs are also an option (and my favorite), allowing you to use skills like graphic design or writing to make money.
Remember, it is possible to make money while on maternity leave. Yes, it will most likely be very hard at times and even feel impossible. But, you do have many options to try and make it work.
Do you want to learn how to make money on maternity leave?
Lexington Law Firm sales representatives can no longer be contacted over the phone. If you wish to speak to a credit consultant, please contact us through the chat feature on the Lexington Law website.
You can expect a prompt response from one of our representatives during our service hours, which have been expanded to 7am – 7pm (MST), Monday – Friday. If you have any questions about our services or if you’re wondering where to start in your credit journey, please don’t hesitate to reach out. Additionally you can also sign up online to receive your free credit assessment.
If you are a current Lexington Law client, please log in to your account to access the Live Chat feature from your account dashboard to speak with a member of our client services team.
Although our methods of communication may have changed, we wish to continue to support you wherever you are in your credit journey.
I want to sign up, but I have questions about Lexington Law’s services
For any questions you may have, please feel free to use the chat feature on our website. Additionally, you can check out some of the resources listed below for answers to some of your questions.
I have questions about what credit repair is
For a general guide to what credit repair is and how it works, please see our article “Credit repair: the ultimate guide to fixing your credit.”
I have questions about how Lexington Law can help repair my credit
For more specific information about how Lexington Law works, please see our article “How Lexington Law works.”
For information regarding our service tiers and costs, please visit our “Costs” page.
If you have any questions, please feel free to use the chat feature on our website.
I want to cancel my account
Canceling your account will require the assistance of one of our agents. To initiate this process, please log in to your account to use the Live Chat feature from your account dashboard.
From John Heath, Directing Attorney
Dear Valued Clients,
Recently, the Utah Federal District Court made a ruling and entered an order regarding the Telemarketing Rule (TSR), among other things. Because Lexington Law Firm is committed to operating in compliance with the law, we have discontinued the ability to engage of Lexington Law Firm’s services by telephone. While we are unable to proceed with your engagement by telephone, you can engage our services online at www.lexingtonlaw.com. Should you have questions about our services, our experienced team is readily available to address them by online chat.
To access our online chat, please visit our website (www.lexingtonlaw.com) and look for the chat icon located in the bottom corner of the screen. Our team is standing by to assist you and ensure that you receive the same high-quality service that you’ve come to expect from Lexington Law Firm. Our commitment to providing you with the best possible service remains unwavering, and we are confident that our online chat option will offer you a seamless experience.
Thank you for your continued trust in Lexington Law Firm. Should you have any questions or require assistance, please do not hesitate to reach out to our team by email or chat.
Are you a nurse who is looking to make extra income? Looking for the best side hustles for nurses? Whether you are looking for a part-time side gig or a full-time extra income stream, there are many ways to make extra cash as a nurse. Whether you are looking to pay off your student loans,…
Are you a nurse who is looking to make extra income? Looking for the best side hustles for nurses?
Whether you are looking for a part-time side gig or a full-time extra income stream, there are many ways to make extra cash as a nurse.
Whether you are looking to pay off your student loans, save for a vacation, retire earlier, or whatever else, there are many reasons why you may want a side hustle.
As a nurse, though, you may be wanting something that will fit into your already busy and tiring schedule.
When it comes to finding side work, there is no shortage of options for nurses. But, not all side jobs for nurses are created equal.
Related content on side jobs for nurses:
Best Side Hustles For Nurses
Medical transcription
Transcription is when you turn audio files or video content into a text document. As a medical transcriptionist, you would be converting voice recordings from doctors and others in the medical field into formal reports.
Medical transcriptionists are required to be knowledgeable about medical terminology, HIPAA, and more, which makes this a side hustle that a nurse would be somewhat familiar with.
Medical transcriptionists earn around $20 to $25 an hour.
There are also other types of transcription work that are not medical related. There are many businesses looking for transcriptionists – since general transcriptionists convert audio and video to text for virtually any industry, there really isn’t a typical client. Examples include marketers, authors, filmmakers, academics, speakers, and conferences of all types.
You can learn more at How To Become A Transcriptionist From Home.
Lactation consultant
A lactation consultant is someone who specializes in breastfeeding.
A hospital may have you on call, you may go in person to people’s homes to assist them with breastfeeding issues, you may start a website where you help families online, and more.
My lactation consultant at the hospital when I gave birth to my daughter Marlowe also happened to be a healthcare worker at the pediatrician’s office that we brought her to. So, she definitely had more than one form of income!
Night nanny
A night nanny (or sometimes called night nurse if they are a nurse) is someone who helps new parents take care of their children overnight.
You would be employed by a family, usually for a few weeks or a few months after a baby is born. You would be helping parents at nighttime so that they can get more sleep as well as learn how to take care of their new infant.
You will be changing diapers, feeding the baby, helping the baby go to sleep, and more.
A night nanny typically works 8-12 hours overnight.
Night nannies are sometimes licensed practical nurses or registered nurses, as new parents many times want the skills and expertise that a nurse has.
You may be able to find night nanny jobs through word of mouth, or on websites such as SitterCity.com or Care.com.
Telehealth nurse
Telehealth nurse jobs are in high demand and will continue to grow. A telehealth nurse is a nurse who sees patients online, such as by video or phone. You may be working part-time or full-time as a telehealth nurse.
As a telehealth nurse, you would be assisting patients with minor health problems as well as advising them if they should go to the emergency room or urgent care, for example.
A telehealth nurse may work from home (and simply require an internet connection), at a physician’s office, hospital, and more.
As a telehealth nurse, you are still required to be a registered nurse and to have passed the NCLEX examination.
Start a blog or website
I know a few nurses who have started blogs, and this is because a blog can help you make income in your spare time with a flexible schedule.
So, what is a blog? A blog is a website. A blog is content that is written on a website. It usually consists of articles, like the one you are reading right now.
Blogs can vary from person to person. You may create a blog to journal, to teach on a topic, to sell something, to tell a story, and so on. There are no exact rules about what your blog has to be used for.
You can blog about many different topics such as personal finance, travel, lifestyle, food, family, home, DIY, and more.
You can learn how to start a blog with my free How To Start a Blog Course (sign up by clicking here).
Become a caregiver
As a registered nurse, you have highly valuable skills that make you in demand for caregiving jobs, such as taking care of children and adults.
As a caregiver, you may be helping the elderly, helping people get ready for the day, taking care of them for a day, grocery shopping for them, and more.
You may be able to find caregiving jobs through word of mouth (as nurses are very desirable for these positions) or on websites like Care.com and Craigslist.
Sell printables on Etsy
A printable is a digital product that someone can download and print at home. Examples of printables include grocery shopping checklists, gift tags, candy bar wrappers, printable quotes for wall art, budget templates, and patterns.
What makes this great for a nurse looking to make extra income is that you just need to create one digital file per product, and then you can sell it an unlimited amount of times.
So, this can be a great way to make money without having to use up all of your free time outside of work.
You can sign up for this free ebook that helps you figure out where to start when it comes to selling printables on Etsy.
You can also learn more at How I Make Money Selling Printables On Etsy.
Make Canva templates
Making Canva templates is similar to selling printables – you just need to create them once, and you can sell them an unlimited amount of times.
Canva is an online graphic design website. On Canva, you can sell premade designs to other Canva users so that they can edit and customize them.
Some examples of Canva templates include ebooks, workbooks, Pinterest pins, and more.
People all around the world use Canva to help with the graphic design side of their business, and templates make their lives so much easier.
You can head to this article to learn more at How I Make $2,000+ Monthly Selling Canva Templates.
Sell stickers
Selling stickers could be stickers that you have printed out and are shipping to customers, or you may be selling stickers for them to print on their own. You would be creating your own designs on stickers and can sell them for years to come.
Stickers are extremely popular right now and will most likely be for years. Stickers are used for so many different reasons, and you don’t need a lot of equipment to start a sticker business.
You don’t need graphic design skills either – this is something that you can learn quickly and even teach yourself.
You will need a cutting machine (perhaps you already have a Cricut cutting machine?), a printer, sticker paper, and ink to get started.
You can learn more at How To Make $1,000+ A Month Selling Stickers Online.
CPR instructor or First Aid instructor
As a CPR instructor or First Aid instructor, these may be classes that you are hired to teach part-time. It may just be a few hours a week and you would be teaching others CPR and First Aid.
There are classes for those who are expecting a child, prepping for the wilderness, for employees in all industries, and even classes for those who are getting into sailing (I personally have taken these sailing classes!).
Rent out spare rooms or a home
You may be able to earn extra income by renting out a spare bedroom or by investing in rental property to rent out in whole (such as an apartment or a house).
You can learn more at How This Woman In Her 30s Owns 7 Rental Homes.
Rent out your stuff
There are other things you can rent as well.
Renting out your stuff can feel somewhat passive, and if you’re not using it then it may make perfect sense for you.
Here is a list of things to rent out and which platforms are best:
Home bakery
You may be able to make extra cash by making baked goods at home.
In fact, I know someone who is a nurse, and on the side, she decorates and sells amazing-looking cookies for events. She started out decorating cookies simply as a hobby, and people started asking if they could hire her to make specialty cookies for baby showers, weddings, and more. This is now a side hustle for her that she loves.
You can learn more about this topic at How To Make Extra Money By Starting A Home Bakery. Here, you’ll learn about the equipment needed to start a bakery, food laws, tips on pricing your baked goods, and more.
I also recommend reading How I Earned Up to $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!) if you are wanting to make dog treats.
Pet sit
With this, you may be watching pets in your own home or the pet’s home, or you may be walking them during the day, playing with them when the owners are gone, giving them their medicine, feeding them, and more.
While it would most likely be hard to be a pet sitter or pet walker on a day when you have a nursing shift, this may be something that you can schedule for on your days off, as you can pick your days and hours by selecting clients that best fit your schedule.
If you’re interested in watching pets in your home, Rover is a platform where you can list your services and find clients.
Become a virtual assistant
A virtual assistant is an assistant who works from their own home (instead of in person).
As a virtual assistant, you may find part-time or full-time work, and you may be able to be flexible with your hours. I have virtual assistants and they all have flexible hours, which can be great for someone who is a nurse and may not be able to work on days when they have a long shift.
As a virtual assistant, you may be helping a company manage their social media, scheduling appointments, managing their email inbox, data entry, and more.
You can learn more at How To Earn $10,000 Each Month From Home as a Virtual Assistant.
Start a TikTok account
I follow a few TikTok accounts that are all about being a nurse, and they are very informative and entertaining. Or, you can start a TikTok that’s not related to being a nurse at all!
There are over 1.5 billion users on TikTok and many people are able to earn an income on this social media platform doing many different things.
From personal finance tips to comedy, day in the life to travel, and more, there are many different topics you can cover on your own TikTok account through making social media content.
Learn more at How To Make Money On TikTok.
Begin a YouTube channel
As a YouTuber, you may decide to start a channel about being a nurse, or about anything else!
There are many different types of YouTube channels out there.
A great positive of starting a YouTube channel is that, like blogging, you can create your own schedule, and work only on the days that you want. So, it does not have to interfere with your schedule as a nurse.
You can learn more at How I Grew From 0 Subscribers To Over $100,000 On YouTube In Less Than One Year.
Cosmetic nurse
As a cosmetic nurse, such as an aesthetic nurse injector, you may be working in a doctor’s office or medical spa.
You may be doing injections, photofacials, microneedling, and more.
Resell items online
If you are looking for a flexible job as a nurse, one to look into may be reselling items online, such as on Craigslist, eBay, or Facebook Marketplace. There are many other online marketplaces as well.
Plus, it’s something that anyone can start because many of us own things that we could probably sell.
My friend Stacy Gallego was a nurse who resold items in her spare time. She made over $100,000 in sales by flipping used items too and actually retired as a nurse so that she could pursue her flipping side hustle full-time! You can read more about her story at How I Made $100,000 Selling Used Items.
Stacy learned how to build a flipping business from my other friends Melissa and Rob. They are the flipping experts! Some of the best items that they’ve resold include:
Something they bought for $10 and flipped for $200 just 6 minutes later
A security tower they bought for $6,200 and flipped for $25,000 just one month later
A prosthetic leg that they bought for $30 at a flea market and sold for $1,000 on eBay the very next day
A lift that they found in the trash (and asked the owner for permission to take) that they sold online for $7,500
They have a helpful free webinar, Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business In As Little As 14 Days, I recommend checking out.
Tutor
As a tutor, you can help a nursing student with their nursing degree, pass an examination, and study for a certificate, for example.
To become an online tutor, you can simply create a tutor profile on a tutoring platform, create a listing on Fiverr, reach out to people that you know, and more.
Learn more at The Best Online Tutoring Jobs – A Flexible Way To Make More Money.
Freelance write
Freelance writing is when you write for different clients, such as a website, magazine, and more.
Many people start with no previous experience, so this can be a great one to begin for you.
Plus, as a freelance writer, you can create your own schedule and take on as many or as few clients as you would like, so you can determine how much money and time you want to spend on this side hustle.
You may be able to become a health writer or write about any of the other thousands of topics out there.
You can learn more in the article How To Become A Freelance Writer.
Mystery shop
Mystery shopping won’t be a huge source of extra income, but it can be something that you can do whenever you have some spare time. There’s not a huge commitment to this either, which can be great if you are looking for something flexible.
Another positive of mystery shopping is that there are mystery shops that can be conducted both in person, online, and on the phone.
As a mystery shopper, you would get paid to evaluate companies from when you walk through the door to after you get your receipt. Or, you may be evaluating how they answer the phone when you pretend that you are a customer inquiring about a service that they offer.
The company has no idea that you are a mystery shopper – this is so that the company can truly evaluate how they are doing and see what they need to improve.
As a mystery shopper, you may be completing mystery shops for clothing stores, department stores, restaurants, car dealerships, salons, amusement parks, and more.
You can learn more at How To Become A Mystery Shopper.
Join a focus group
There are many market research companies that pay people like you and me to share their opinions. Companies then use these opinions and feedback to improve their products and services.
Sometimes focus groups are looking for a specific person too, such as a healthcare professional or someone who uses medical devices. Or, they may be looking for anyone who works in any field.
User Interviews pays very well for market research studies. Over 2,000 studies are launched each month and they have paid over 72,000 participants in the last year.
Pinterest, Spotify, Macy’s, Home Depot, Trip Advisor, and more all use User Interviews to gather feedback from users about their latest products, apps, and websites.
Participants can earn $50 to $100 per hour or more for sharing their opinions and feedback. The average pays over $60.
You can learn more in my User Interviews Review.
Similar to this, there are many paid online surveys you can take as well. These will pay much lower than a focus group, though.
Immunization nurse
An immunization nurse is a nurse who gives vaccines, such as flu shots. You may be working part-time or full-time, such as at a travel vaccine clinic or curbside clinic.
Immunizations will always be around, which means that there will always be a demand for immunization nurses.
Camp nurse
As a camp nurse, you would typically be working in the summer (because that is when camps usually take place). A camp may last a few days or even weeks or months.
You may be taking care of campers, such as doing first aid.
Many camps go without medical professionals because they are unable to find a nurse to fill the role – so there is a demand for camp nurses.
Sign up for extra nursing shifts
This one is the most common as a nurse, so I saved it for almost last. As a nurse, you may have the option to work overtime and make extra money.
Since you are already in the profession, this may be the easiest to get started with.
Travel nurse
Okay, so this is not a side hustle, but I do think it’s somewhat related enough to include in this article!
A travel nurse may be able to earn more than $3,000 per week. They tend to make much more than a nurse who has a permanent job at a hospital or other facility.
Travel nurses are RNs working short-term positions at healthcare facilities. Whenever there are nursing shortages, which happen often in the medical profession, travel nurses help healthcare facilities fill these roles.
I have had several friends become travel nurses, and I’ve also met a few travel nurses while traveling.
Travel nurse jobs usually last around 3 months and can come with many benefits, and they also tend to pay quite well.
Recommended reading: 25 Best Travel Jobs To Make Money Traveling
Common questions about nurse side hustles
Below, I answer some common questions that you may have about side hustles for nurses.
How can nurses earn extra from home?
There are many ways that a nurse can earn extra money from home. This may include:
Medical transcription
Telehealth nurse
Answering medical surveys
Blogger
Freelance health writer
Selling printables
Rental real estate
Creating a nurse TikTok
Medical coding
And so much more.
Can nurses be entrepreneurs?
Yes, nurses can definitely become entrepreneurs. There are many options above, such as starting your own lactation consultant business, a night nurse business, becoming a health coach, and more.
Can a nurse have more than one job?
As a nurse, you may be working 3 days a week, which leaves you with 4 days off each week.
This may lead you to wonder – can you work two jobs as a nurse?
Yes, you may be able to work two jobs as long as you can realistically fit them both into your schedule.
As a nurse, though, you are working long hours. So, while you do have more free days than average, you would want to make sure that you are able to manage a good work-life balance.
How to make 6 figures as a nurse?
There are many ways to make over $100,000 each year as a nurse.
To start off – where you live can greatly impact your salary as a nurse, as some areas will pay more.
Other ways to increase your income as a nurse are to get into travel nursing, enter a specialty (such as becoming a certified registered nurse anesthetist or nurse practitioner), work overtime, and of course start a side hustle.
What can a nurse do as a side hustle?
Whether you are looking for a part-time or full-time gig, there are many different side hustles for nurses to fit your schedule so that you can make extra money.
As a nurse, you have skills, training, and expertise that are highly desirable in many different jobs and fields, which can allow you to earn a high income.
There are many different jobs that a nurse can do. Some of the best side jobs may include:
Medical transcription
Lactation consultant
Night nanny / Night nurse
Telehealth nurse
Blogger
Caregiver
Printables designer
Templates maker
Sticker designer
CPR instructor
First Aid instructor
Real estate investor
Baker
Pet sitter
Virtual assistant
TikToker
YouTuber
Cosmetic nurse
Reseller
Tutor
Freelance writer
Mystery shopper
Focus group participant
Immunization nurse
Camp nurse
And more.
What do you think are the best side hustles for nurses?