Preparing for a baby doesn’t have to cost a lot of money. Magazines and TV ads will tell you that you need to spend a fortune in preparation for your little darling’s arrival, but it’s simply not true. When my husband and I were expecting our first child, my husband was working at a small radio station and had a pretty small salary. I was a teaching assistant at our local special education preschool, and my paycheck was also pretty small. Here are some of the things I’ve learned about preparing for a baby when you don’t have a lot of money.
Borrow things. Women love to share maternity and baby items. Don’t buy a lot of things before you publicly announce that you’re expecting, because once you make the big announcement, you’re sure to get offers of gently used maternity clothes, baby clothes, and baby equipment….as well as lots of baby advice. I think it’s a rite of passage for women to pass down their maternity clothes to other pregnant women. Take advantage of it.
Buy used. There are many stores that consign strictly baby and children’s items. Consignment stores are great for stocking up on baby clothes and baby equipment. Since the owners are usually very strict about what they will accept for sale, the items you’ll find in a consignment store are generally in excellent condition.
Garage sales are another great place to pick up baby clothes. You can often find infant clothes in great condition for as little as $1 a piece.
Wait for the gifts. Don’t go out and spend a lot of money on the baby as soon as you find out you’re pregnant. More than likely, you’ll have at least one baby shower, where you’ll receive tons of baby clothes and all the little items you’ll need, like baby nail clippers, towels, a baby bathtub, and much, much more.
It’s also a well known fact that women love shopping for babies. So after your baby is born, you will probably receive even more gifts of baby clothes. So don’t feel like you need to buy a whole wardrobe for baby right away. I recommend stocking up on some comfortable baby pajamas for the weeks following your baby’s birth. When your baby is a month or so old, take stock of what you still need and shop from there.
You don’t need everything. When you visit the baby section in a department store, you might think you need to spend thousands of dollars to buy your baby every last bit of equipment. You don’t. You will need a place for the baby to sleep, a car-seat, some clothes, blankets for swaddling, diapers, and alcohol swabs to care for your baby’s belly button.
Nice additions are a bouncy seat or swing, a sling, a stroller, a diaper bag, some soft baby towels and washcloths, some bibs for dealing with drooling, and burp cloths for dealing with spitting up. A changing table, bottle warmer, wipe warmer, and lots of toys really aren’t necessary at all. Neither is an impeccably decorated nursery. Your baby will quickly outgrow typical nursery decor.
Consider Breastfeeding. This is definitely the least expensive and most convenient way to feed a baby. I was bottle fed as a baby, and my mom bottle fed all of my younger brothers, so I always figured that’s what I’d do too…until I saw the price of formula. After nursing my babies, there’s no way I’d bottle feed a baby. I’m not morally against it or anything, but breastfeeding is terribly convenient. And again…it’s free.
Think about cloth diapering. Cloth diapering is coming back en vogue, and it isn’t what it used to be. Now you can buy all-in-one diapers that are a diaper and cover in one easy-to-change package. Today’s cloth diapers use snaps or velcro in place of pins, so there’s no need to worry about poking baby with a pin. The prints are really cute, too. I used cloth diapers on my second child for a while, and it really wasn’t much extra work. It’s better for the environment, too. Though the initial expense of cloth diapers is greater than disposables, you’ll recoup the cost over time.
If you’re considering cloth diapering, The Diaper Pin is a great place to read diaper reviews and find places to buy cloth diapers. As with anything, don’t go overboard buying diapers at first. Different diapers work well for different babies, and you don’t want to be stuck with a huge stash of diapers that don’t work.
Use a midwife. These days you aren’t limited to having an obstetrician deliver your baby. Seeing a midwife often means a lower bill for your pregnancy and delivery. Most midwives are very sensitive to helping parents achieve the kind of birth experience that they want to have, rather than having a delivery full of medical interventions. If this appeals to you, a midwife might be a good option. Just make sure that your midwife is affiliated with an obstetrician for backup, in case something comes up that needs a physician’s attention.
Skip the circumcision. If you aren’t going to circumcise for religious reasons, consider skipping it all together. The AAP now considers circumcision an elective procedure, so many insurance companies aren’t covering it anymore.
Prepare in advance for maternity leave. As soon as you find out you’re expecting a baby, start saving money for maternity leave. Practice living on one income well in advance of the time your baby is born. This is also good advice if you’re not going to be returning to work at all. You’re more likely to succeed as a one income family if you have practice living on one income before you actually lose your income. It’s hard to learn how to live frugally when you’re not getting enough sleep.
Though it’s hard to be completely prepared when you’re expecting a baby, these are some good ways to minimize the financial impact of your baby’s birth. Do you have other suggestions? I’d love to hear your comments!
From rent to the security deposit to utilities to the million other costs and living expenses involved, renting an apartment is an expensive endeavor. Saving up enough to afford everything can seem like a daunting task, especially if you’re not good with savings or it’s your first apartment. But fear not. This complete guide to budgeting for an apartment will give you a framework to follow, allowing you to easily start budgeting and reach your financial goals.
How to budget for apartment expenses in 5 easy steps
While there are all sorts of ways to save, creating or following a budget system will help keep you accountable, motivated and consistent. Here’s how to create a budget and start setting aside money for your apartment. These easy-to-follow steps will help everyone, whether you have to budget for your first apartment and you’re doing this process for the first time or you’re a seasoned renter.
1. Figure out your monthly income
The first step is to determine where you stand financially. While annual income is important, it’s your monthly income that matters the most. This is what dictates how much you can afford to pay in rent and for other necessities.
Looking at your pay stubs or paychecks, you’ll be able to determine your take-home pay. Your take-home pay is different than your gross income because your employer has already deducted things like income tax, payroll tax and social security.
If you’re only paid once a month, you can easily identify how much you make each month. If you get your paycheck every other week, you’ll need to add up your monthly paychecks.
This process is usually easiest for salaried employees, as they get paid a set amount for each pay period. Hourly employees may need to create a rough average of how much they make each month.
2. Determine your monthly expenses
Then, calculate your monthly costs. These are living expenses you’ll pay on a monthly basis like rent, utilities, renter’s insurance, health insurance, food and more.
It’s OK if you don’t have exact figures for all these expenses. If you’re still apartment hunting, you can sub in the average rent for the city or area. You can also estimate things like food. Err on the side of caution and make your expenses higher than you expect.
3. Subtract your expenses from your income to determine what’s left
After determining how much you make and then spend each month, deduct your monthly expenses from your income.
If your projected expenses are higher than your income, you’ll need to go back and see where you can cut costs. Likely, it means you’ll need to spend less on rent.
4. Calculate what you can afford to pay in rent
You should only spend 30 percent of your income each month on rent. Most landlords also require that your income be three times more than the rent. Using your income and expenses, you can calculate how much you should spend on rent using our rent calculator.
5. Choose a budgeting system that works for you
As you start this budgeting process, you’ll find that there are tons of different budgeting methods and systems out there. If this is your first time having to budget for an apartment, you may need to try several different systems before finding the one that works for you.
Nowadays, many people enjoy using budgeting apps to track their savings. These are great options because most are affordable and easy to use, and there are tons of different apps to try. Apart from apps, other popular budget methods include the envelope method and the pay-yourself-first method. But lots of people swear by the 50/30/20 budget method.
The 50/30/20 budget rule
If you’re looking for a monthly budget system that helps you consistently build savings while still covering all your needs with a little extra money left over for fun, the 50/30/20 method is a great apartment budget option.
It essentially works like this. You divide your monthly income into three sections. Fifty percent goes to needs or necessities. These can include paying monthly rent on your current apartment, renter’s insurance, paying the electric bill and other utilities and other essential needs. If you’re saving toward your first apartment budget and still live at home, the costs for your monthly needs probably aren’t too high.
Once you’ve paid for your needs, you still have 50 percent left over. Thirty percent should go toward wants. These are things you want but don’t necessarily need, like streaming services or dining out.
The remaining 20 percent gets automatically put away as savings. This budget ensures you pay for all the things you need and want while still consistently saving toward a goal. If you don’t have a ton of needs or wants, you can put more toward savings. The 50/30/20 rule serves as a framework and you can customize the savings and wants categories how you like. But always make sure that you cover your “needs,” like paying rent.
4 things to budget for when renting an apartment
Your apartment budget should cover the following:
Rent
When moving into an apartment, obviously you’ll need to pay the first month’s rent at move-in time. Some landlords also require that you pay for the last month’s rent upfront, as well.
Security deposit
Your budget needs to include the security deposit, which is usually the same amount as one month’s rent. In total, you need three months’ worth of rent saved before moving in.
Some landlords charge a pet deposit for pets, as well.
Utilities
It’s a good idea to budget for the first months’ worth of utility bills, as well. That includes electricity, water, natural gas, internet, sewer and garbage.
You can save money by finding an apartment complex that includes utilities. Apartment complexes that cover even some utilities like electricity or water are useful money-saving tools. Otherwise, you’ll be paying directly to the utility companies for everything and it adds up.
Miscellaneous fees and costs
On top of all that, you’ll also need to budget for the myriad other expenses that come with renting an apartment. That includes everything from application fees to cleaning supplies to actually furnishing the place. If you’re moving out and this is your first apartment budget, this handy checklist covers many of the things you’ll need.
You’ll also need to budget for moving costs like a moving truck or packing supplies. Sometimes, you can keep moving costs low if you don’t have a ton of stuff or aren’t moving far. But, if you have heavy furniture or are moving to a new city, you may have to pay for professional movers.
Renting an apartment also comes with the occasional additional fee or unexpected expense. It’s recommended to save more than you initially budgeted for to avoid nasty surprises.
What is a good budget for an apartment?
Along with the 50/30/20 rule, the 30 percent rule is a good rule of thumb for when you’ve moved into your apartment. As some monthly expenses like the cost of food can vary, the monthly rent will be one constant. You can use it as a set amount around which to anchor a budget.
Essentially, the 30 percent rule is that you should only spend 30 percent of your income each month on rent. This ensures you have 70 percent of your monthly take-home available for spending on other expenses like food.
How much money should you have saved when moving into an apartment?
There’s no straight answer about exactly how much money you need to save for your new apartment. The amount varies depending on factors like location and the cost of the rent. That’s why you’ll need to use the above steps to personalize the budget to your needs. If you’d like a rough estimate, check out this article about how big you should get your apartment savings.
If you’re saving for your first apartment, it’s always better to overbudget and save even more. On top of rent and other apartment living costs, you’ll need to actually furnish and outfit your apartment for living.
7 ways to save money for your apartment
Here are some other ways you can boost your budget.
1. Downsize
Smaller apartments like studio or one-bedroom apartments are generally more affordable and less expensive than bigger apartments. Plus, it’s always a good idea to live slightly below your means so you can constantly save money and not live paycheck-to-paycheck.
2. Have roommates
If you’re saving toward a two-bedroom apartment but it’s stretching your budget too much, add a roommate to the mix! Living with roommates cuts expenses down and opens the door to creating wonderful memories.
3. Don’t live near the city center
Beware the siren call of the city center. The cost of rent will nearly always be higher closer to the city center, especially in big cities. The promise of living just steps from big city amenities like dining and shopping is strong, but it’s better to live further away in a more affordable housing situation. On the plus side, you’ll have more money to enjoy those urban perks!
4. Set up a separate savings account
If you have the issue of constantly dipping into your savings account, set up a separate bank account. That way, the temptation to touch it is gone.
5. Reduce wasteful spending
While saving, cut back on unnecessary spending so you have extra cash to put toward your budget. Dine out less, cancel subscriptions you don’t need or use and the like. Have cable but don’t use it? Call the cable company and cancel. How about that gym membership you don’t actually use? It’s gone.
You can always take up those habits or wants-based spending again when you reach your goal.
6. Find bargains and deals to spend less
While saving toward an apartment, there are some things you still need to spend money on, like food. You still have to eat and food costs money. You still have to commute to work or get around for errands. But there are ways you can spend less on these activities and items.
For groceries, you can shop at bargain supermarkets, use coupons or buy cheaper, generic brands. Instead of driving everywhere and paying expensive gas prices, take public transportation.
You can also go thrifting or hit up garage sales for bargains and deals on big-ticket items. Need a new coffee table? Skip IKEA and hit up the local Goodwill. How about a couch? Check area neighborhoods for who’s having a garage sale.
7. Keep saving
Even after you’ve reached your goal and moved in, keep adding money to your savings. When the time comes for you to move again or upgrade apartments, you’ll already have a head start. You’re also prepared in the event you need a cushion in case of rent increases.
Whether it’s your first apartment or 10th, budgeting is easy with these tips and steps
It doesn’t matter if you’re a first-time renter or have been renting apartments for years. Creating and sticking to a budget is an important part of the rental process. Not only does it help you get a new place to live, but it teaches good financial practices you can use in other areas of your life. Above all, make a savings plan and stick to it.
Thoughtful gift-giving takes time, especially if you are going to make the gift yourself. So here is a list for you, in plenty of time, so you can get started planning budget Christmas gifts this year.
Food Gifts with Wow-Factor
For the most part, food gifts can be made individually or in batches if you want to give something small to a large number of people. Obviously, with food items, you should wait until much closer to Christmas to make them, but it’s a great idea to start looking for the other items you’ll need for these gifts like mason jars, baskets, and ribbon so you can buy them on sale.
Of course, if you want to get some practice in so you can perfect your gifts, it’s much better to start now anyway! Many of these gifts are great for other occasions too, by the way. Recipes for most of the food presents can be found on Pinterest and elsewhere, but here are some ideas to get your taste buds thinking.
1. Made-from-scratch cookie kits. Get the dry ingredients of your favorite cookie recipes together, along with some mason jars, note cards, and country-style ribbons. Layer all the dry ingredients in the mason jars and screw the lids on tightly, print the recipe on note cards using an old-fashioned kind of font, and tie them to the jars with ribbon.
2. Themed food-gift baskets. Will you can your own pasta sauce over the summer? Use a colander for a basket, add some garlic bulbs, gourmet noodles, and a wooden spoon — a little taste of Italy.
Make a breakfast basket (syrup and pancake mix), a movie basket (popcorn, candy, and a movie rental coupon), or a gardening basket (a trowel, a gardening hat, and some packets of seeds).
3. Homemade granola. Low-cost, basic ingredients turn into toasted goodness and don’t require a fancy kitchen to prepare. Granola blends can be customized easily to suit your taste by adding different ingredients like raisins, nuts, cinnamon, dried cranberries or cherries, sunflowers seeds, coconut, wheat germ, etc. Begin with a couple of mini-batches to fiddle with your recipe until you are satisfied with the result.
4. Homemade truffles. Like homemade granola, homemade truffles can be tweaked to your preferences. Chocolate raspberry or strawberries and cream are just two examples. And you can cover them with all sorts of deliciousness like crushed nuts, mints, or toffee bits. Upside? Yum! Downside? They should be made only a short time before giving, and eaten soon after.
5. Gingerbread houses. Give them to the little kids (and the big kids) in your life. You can find gingerbread house kits or, if you bake, you can certainly build a better house from scratch. Make it a party! Invite friends or family to join in the decorating and then donate some to a local senior center.
6. Homemade almond roca or other Christmas candies. Never heard of almond roca? How does a mixture of sugar, almonds, butter, and chocolate sound? That’s what I thought. If you don’t make almond roca, any other type of Christmas candy will be fine too!
7. Freezer meals. If you have someone on your Christmas list who is in a busy season of life (working two jobs, attending college, or adjusting to life with a new baby), they would appreciate freezer meals. Package up a few of your favorite casseroles, clearly labeled with cooking instructions, and you’ll have someone’s gratitude for life. For an extra-nice touch, package the meals in reusable containers.
8. Infused olive oils.An infused olive oil can add interesting undertones to dishes. Infuse them with spices, herbs, citrus, or nuts. These infused oils need to be stored in the refrigerator, so include storage instructions with the oils.
9. Infused Vinegars. Add another layer of complexity to dishes with infused vinegars. Infuse vinegar for two to four weeks with berries or herbs and package them in interesting bottles. Now is the time to look for inexpensive, beautiful bottles.
10. Other food ideas. If you have any food specialty (homemade bread, canned goods, or cookies, for example), most people would love it.
11. Gourmet salt assortment. Buy large containers of a variety of unique salts (you may have to visit a gourmet food store), and then divide the salts into small Ziploc bags. Be sure to label the bags to include a bit of info about each variety. (You can create similar gifts with other items, of course!)
12. Spice sampler. Bulk spices can make an affordable and appreciated gift for anyone who loves to cook, or who is moving into a new kitchen. Don’t know which spices to choose? Find some tempting recipes that call for exotic spices, then include the recipes with the spices. Or, get creative and make a custom spice blend for a meat rub, marinade mix, salad dressing kit, dip, or seasoning.
13. Homemade vanilla. Homemade vanilla is simple to make, but it does take some time. Split three vanilla beans in half with a sharp knife, place in a clean glass jar, and then cover with vodka. Store the jar in a cool, dark place and don’t forget to shake it every so often. Although the vanilla extract is ready after six to eight weeks, you can continue the process for darker vanilla, if desired.
14. Food of the month. If you enjoy cooking or baking, how about giving someone a membership to your own “food of the month” club? (Never mind that they are your only member and you just made it up.) You can make a different kind of food each month or keep the same general theme (dessert, maybe?). This is a gift that will bring joy all year.
15. Flavored hot chocolate. Homemade hot chocolate is delicious and simple to make. For extra pizazz, add flavors like butterscotch, mint, or cinnamon, just to name a few.
16. Homemade marshmallows. For flavor so much better than you can buy, make homemade marshmallows for someone on your list!
17. Flavored sugars. For a special gift, make flavored sugars! Adding lemon or orange zest, a vanilla bean, or lavender to sugar can impart complex notes to baked goods. Package the sugar in cute jars, paired with a fun label.
18. Salted caramel sauce. Ah, salted caramel sauce. How can something with just four ingredients (cream, butter, sugar, and salt) be so good? And so versatile? (Eat it with a spoon, on ice cream, over cinnamon rolls, or with apples.)
This should be stored for just about two weeks in the refrigerator, so don’t make it too far ahead of Christmas or you might be tempted to eat it yourself!
19. Homemade eggnog. While homemade eggnog (if you like eggnog, that is) is absolutely delicious, it doesn’t keep long in the refrigerator — and not just because it tastes terrific. If you make this, prepare by getting your ingredients ahead of time, but don’t make it until the day of (or a day before) your gift exchange.
Frugal Gifts with Free/Used/Cheap Stuff
Even though these ideas don’t cost a lot of money, they do require time and thought to implement something that is sure to make your recipient feel special.
20. Personal gift certificates. In essence, these are gifts of time, but they make great gifts. Give new parents a gift certificate for a night of babysitting so they can enjoy a night on the town. Are you good with computers? Give your brother-in-law a gift certificate for free computer repairs.
21. Love coupons. This gift is similar to coupon books or gift certificates but is targeted to your significant other. Let your recipient redeem a coupon for a dinner out, for a back rub, or for an evening together watching their favorite movie.
22. Helping hand. This is also similar to making a coupon book. If you notice your father-in-law’s landscaping is overgrown, offer to spend a Saturday as a gift. If your daughter’s closets are out of control, she might appreciate help with organizing too. Perhaps an aging family member needs your help sorting through household goods in preparation for an estate sale or moving into a care facility.
The wonderful thing about handmade gifts, no matter how frugal, is the thought that goes into the making. Katie O’Connor
23. Up-cycled old tins. Here is a fun way to breathe new life into last year’s Christmas cookie tin. Find some spray paint (leftover from another project, preferably) and spray over the old Christmas scene. This could be the packaging for other Christmas gifts mentioned here too.
24. Teach a skill. Do you have useful skills? Someone on your list may want access to your sewing or carpentry skills. Don’t overlook things like bike repair, baking, gardening, or your financial know-how. Sometimes we have a blind eye to our own assets. Ask a friend to tell you which of your skills may be in demand and then figure out how to offer this skill to others.
25. Finish a project. Who doesn’t have an unfinished craft project somewhere or a remodeling or gardening project that isn’t finished? These undone wonders are just waiting for someone with the time to finish them.
If you are a knitter, for instance, you could offer to complete that pair of mittens for a family member. Or maybe the weekend carpenter on your list got everything done on the remodeling project except for trimming out the windows. Your offer to help finish the project would help both of you!
26. Framed page from favorite children’s books. Are some of your favorite books from your childhood falling apart? Well-loved books, read hundreds of times, tend to fall into disrepair. But framing a page from a favorite childhood book can help the book (and the memories) live on.
27. Create a secret old book. Find a cheap, musty, old classic at your nearby Goodwill or used bookstore. Glue the pages together, and use an X-Acto knife to hollow out the center of the book. Now the recipient can store his or her treasures!
28. Holiday recipe booklet. Create a collection of your favorite holiday recipes, and then include it with a small assortment of samples.
29. Artwork display frame. Frames are often expensive, so look for out-dated paintings at thrift stores. Keep the frame; toss the painting. Any of your farmer friends might have some chicken wire to spare, so take the old frame and staple chicken wire to the back. Include a package of tiny clothespins with your gift so photos or artwork can be attached.
30. Personalized dishes. Another fun way to use an old white plate or tray is to make a customized platter/plate. Write words or draw patterns on the plate with colored Sharpies. Then, bake the plate at 250 degrees for about 20 minutes to make your artwork permanent.
31. Teacup candles! You’ll need craft-store wicks, wax (or old candles) that can be melted down, old teacups, and maybe a fragrance or two. Pretty single teacups (with or without saucers) can often be found at thrift stores for less than a dollar.
Melt the wax in a double boiler, add a fragrance if desired, then support the wick standing in the teacup while carefully filling the cup with wax. As the wax cools, it will contract and form a well. You can add more melted wax of the same color or add a second shade. Beware of cups with obvious cracking; the hot wax may cause them to shatter.
Arts and Crafts — and a Hodgepodge of Mod Podge
With even the most basic artistic skills, you can create budget Christmas gifts. Here is a list of possibilities to trigger your creativity.
32. Homemade hand warmer. Live in a cold climate? Give your friends the gift of warmth with a homemade hand warmer you personally made for them. If you know how to make a beanbag, you know how to make a hand warmer. Use wool, cashmere or felt material; but instead of filling the bags with beans, fill them with ceramic pie weights. To use these toasty treasures, simply microwave them for a couple of minutes and then slip them in your pockets.
33. Tote bag pocket inserts. For those with decent sewing skills, make a tote bag even more user-friendly by sewing an insertable pocket for tote bags. Attaching the pocket to the tote bag straps from the inside will hold the pocket in place while creating another area of storage in the bag.
34. Sweater bag or pillow. Breathe new life into an old sweater by turning it into a bag or a pillow!
35. Microwavable heating pad. Another simple sewing project? This makes a nice gift for an elderly person. Make a microwavable heating pad by sewing fabric into a rectangle. Fill with rice (and a few drops of essential oils if you have some).
36. Felted penguin or other animal. What could be cuter than a felted penguin or other animal? Various tutorials online give detailed instructions which require roving and a special felting needle. Who wouldn’t want a cute replica of their favorite pet, anyway?
37. Sewing kit. An old eyeglass case makes a great case to house a portable sewing kit. Add needles, spare buttons, thread, a pincushion, and scissors!
38. Scrap fabric garland. Here’s a use for old scraps of fabric. Take strips of fabric and fold them in half, cutting more strips. Just don’t cut all the way to the fold, because you would ruin the “streamer” effect. Tie the fabric onto a piece of twine or lace.
39. Pompom garland. Make pompoms out of yarn. Obviously, customize the size and color to your preferences. Once the pompoms are complete, you can thread them together with heavy thread and a needle. Or you can make different threads or strings of pompoms and hang them vertically. These make great gifts for anyone that needs to decorate on a budget.
40. Memory drawing. If you can draw, make a simple drawing of a memory you have that involves the recipient. Maybe it’s something you did together or places you visited together. Frame it and gift. The great thing about this (besides being cheap) is that you can give it multiple times to the same person. They will have a growing collection of memory drawings from you.
41. Personalized gifts of art. If you are an artist, create small paintings or other personalized gifts of art that you make. Do you dabble in photography? A framed print of your nephew might be the perfect gift for your sister-in-law.
42. Travel brochure. If you have graphic design skills, a travel brochure for a child in your life is a fun gift. Customize it by photoshopping the recipient onto cheap stock photos of world landmarks, such as the Great Wall, so it looks like he’s traveled the world.
43. Decorative pinecones. To make pinecones for Christmas decor, gather up a few (free) pinecones. After making sure they’re bug- and dirt-free, spray them with white spray paint. While the paint is still wet, liberally dust them with white or silver glitter.
44. Burlap Christmas acorns. For another Christmas decor idea, make burlap acorns out of Easter eggs. Get some plastic Easter eggs (bigger is better) and spray paint them. Next, cover the egg with burlap using glue. Top the acorn with twine wound around the top.
45. Felt-backed tile trivets. You can find lots of beautiful tile designs at the home-improvement store. Sometimes the end of a lot can be had at a deep discount. Using a hot-glue gun, add a layer of felt to the back of a tile, and you have a useful trivet for bringing a hot dish to the table.
46. Personalized mirrors. Buy small mirrors. (Try Ikea for a bunch of the smallish mirrors.) Once you have a word that describes your recipient (“Gorgeous!” “Intelligent!”), pick a font. If you have a cutting tool that will cut out the font, by all means, use it! But if you don’t, print out the words and trace them onto contact paper. Use some glass etching glaze to etch the words onto the mirrors. Add some cheap rhinestones to glitz up the mirrors for the girls or a masculine etched pattern for the boys. Finish them off by attaching ribbon and twine so that they can be hung easily.
47. Photo lampshade. Look for a lamp at garage sales and, once you find a really cheap one, you can make a neat memento by either hot-gluing pictures to the outside of the lampshade or printing pictures off onto vellum. Then glue the vellum onto the lampshade. (Vellum is not always easy to handle so be careful!)
48. Blue jean aprons. Don’t let your worn out jeans go to waste. Use the fabric to make aprons. Many tutorials can be found online in many different styles, and they are perfect for both children and adults.
49. Vintage lace bowl. Okay, maybe you don’t like the look of crocheted doilies draped across the back of an easy chair, so here’s another way to display these amazing old-fashioned beauties! Mix equal parts of white glue and water. Submerge a doily in the glue mixture, then mold the doily over a bowl, glass jar, or blown-up balloon. Smooth out the wrinkles, let it dry, and when you remove it — viola! — a DIY vintage lace bowl! If desired, you may also dye the doily before submerging it in the glue.
50. Personalized cards. You can make more than gifts. Making your own cards is a great money-saver. Buy boxes of 50 assorted bright-color cards from a craft store such as Michael’s. Use leftover paper scraps and stickers to decorate them.
51. Photo Cubes. Create your own photo cubes by buying large cubes and using Mod Podge to affix family photos on all sides.
52. Tile photo coasters. Cut pictures to a slightly smaller size than small white tiles. Use Mod Podge to adhere the photos to the tiles. Once you have used enough Mod Podge, spray tiles with a moisture-proof sealant. Glue felt to the bottom of the tiles.
53. Photo Accordion. These are great as coffee table books. Create a photo accordion by folding up cardstock like an accordion and gluing photos to the cardstock. If you have woodworking skills, you could hinge thin pieces of wood together and use Mod Podge to glue the pictures on the wood.
54. Marble magnets. You can pick up all of the supplies (flat-bottomed marbles, Mod Podge, and magnets) at your local craft store. Use patterned scrapbook paper or words from old dictionaries or pictures from magazines. Whatever you use, cut it to be slightly smaller than the marble, Mod Podge it on the bottom of the marble, and then hot glue the magnet to the bottom of the marble.
55. Rustic cork coasters. Save the corks from your favorite wine bottles and make rustic cork coasters. Find old small picture frames and glue the corks on them. Commemorate your special events this way too.
56. Cork bulletin board. Wine corks also make great bulletin boards. Find a frame that is deep enough to accommodate the corks and then decide on a pattern. Use a glue gun to glue the corks in place.
57. Homemade garden markers. For the gardener on your list, make homemade garden markers using anything from painted rocks to old spoons, wooden spoons, or even popsicle sticks! Give them blank or label the markers ahead of time.
58. Chalkboard paint spice jars. What an amazing invention chalkboard paint is! Paint the lids of glass baby food jars with chalkboard paint to make spice jars. You can write on each lid with a chalk marker or include a marker with a set of spice jars as part of your gift.
59. Chalkboard cheese tray. Another great use for chalkboard paint is to make a chalkboard cheese tray. Find an old tray at a thrift store and paint the bottom of it with chalkboard paint. When serving cheese, the recipient can write on the tray, labeling the different kinds of cheeses.
60. Chalkboard menu/message plate. Yet another use for chalkboard paint and one of those ubiquitous plates you find at thrift stores: Make a chalkboard plate for messages or to announce the menu of the day. Cover the plate with chalkboard paint and then write a message for each recipient.
61. Christmas stockings. Sew a Christmas stocking out of felt or vintage fabric. While sewing a Christmas stocking is slightly more complicated than making bean bags, it is still an easy project and might be treasured for years!
62. Travel cord roll. When traveling (or even at home), do the cords for your electronic devices get tangled up? Make a travel cord roll.
Sew pockets for different cords, or loops of elastic to hold the cords in place. Once the cords are in place, the fabric can be rolled up and neatly stowed away in the luggage.
63. Fabric bookmarks. Another use of fabric scraps is to make bookmarks. You can cut two pieces of fabric, along with interfacing. Fuse the interfacing to the fabric and then sew the two pieces of fabric together. Embellish it with a ribbon, if desired.
64. Fabric memo boards. The recipient of your gift can display their photographs on a fabric memo board that matches their decor. First, find an old canvas or thin piece of wood. Cover it with batting and fabric. Pulling the fabric taut, staple it to the back of the board. Arrange your ribbons in the desired pattern and staple again in the back. Buttons can be hot-glued where the ribbons cross.
65. Painted canning jars. These gifts are interesting to look at. Paint the jars with chalkboard paint, followed by 2-3 coats of acrylic paint. For a more transparent look, add food coloring to white glue and paint.
66. Practical hot pad. For a practical gift, hot glue small stones to a circular piece of felt. This hot pad can be used daily — and every time it’s used, they’ll think of you!
67. Scrabble ornaments. Make personalized ornaments out of ribbon and Scrabble letters. Spell Christmas-themed words or the recipient’s name with Scrabble letters and hot-glue them to a doubled ribbon.
68. Fabric camera strap cover. For the photographer in your life, a camera strap cover can make taking pictures much more comfortable if it’s made out of soft or fun fabric.
69. DIY reusable grocery bag. Used t-shirts or other used clothing can make a handy reusable grocery or gym bag. Search the Web for sites with sewing instructions, if needed.
Sentimental/Family Gifts that Touch the Heart
Gifts that celebrate family memories or honor a loved one who has passed away may not cost much to make, but they are truly priceless. Remember, just because it’s a budget Christmas gifts doesn’t mean it can’t be a very special gift!
70. Christmas-past scrapbook. Find an old, tattered book. Remove the pages, but keep the book cover (hard-cover only). Use rings to fill it with old Christmas cards or photos of family.
71. Write your family history. For a gift that is priceless (but costs very little), enlist your family members to write a family history. Pick a topic (family vacations?), and ask each family member to write about it. Ask the patriarch and matriarch of the family to contribute their life histories.
One person plays “editor,” collecting the stories, and presenting them all together for Christmas. This gift costs nothing, unless you choose to make fancy copies or books. It does take a little time if you want to contribute quality. It will, however, carry a lasting value unmatched by any tangible gifts or even experiential gifts!
72. Family trivia game. Make up a family trivia game with questions that help start conversations or help others remember special events with family members. The gift part of this? Deeper relationships, fun, and you could even hand out monetary prizes!
73. Memory Jar. For an extra thoughtful gift that costs almost nothing, create a memory jar. Start now by contacting friends and family members and asking them to send memories and old pictures of the person who will receive your memory jar. Write one memory (or printed one picture) on each of 365 business card sized pieces of cardstock. Fold each in half and secure with a bit of tape, then place them all in a big, decorated jar. Every morning for the next year, the recipient can take out a card, open it, and see what other people cherished in him or her.
74. Framed sentiments. For the word lover on your list, make framed dictionary words. Using a heart punch, cut words out of an old dictionary that describe your loved one (thoughtful, kind, spontaneous?) and frame the words.
75. Memory Pillows. Even if you have very basic sewing skills, you have the ability to make a memory pillow for someone on your list. If you have a loved one (or one of your friend’s has a loved one) who has recently passed away, get one of their old shirts and create a memory pillow out it.
76. Frame family recipes. Does your grandmother have a box of faded, old recipes that have been in the family for a few decades? For a sentimental gift, frame them and give them as gifts to other family members.
77. Personalized calendars. Family dates, such as, birthdays and anniversaries, are hard to keep track of, especially as families grow. You can make personalized calendars online by adding special dates and pictures of family members. Or you can buy calendar blanks or use a template from a program.
78. Family cookbook. This is a good gift for a big family. Get everyone together for a recipe day. You could even include some time to make the recipes! Then print and bind the recipes. (You can do this at an office supply store, for example, or use a 3-ring binder to easily add recipes later.)
Fun and Thoughtful Gifts by Kids/for Kids
79. Art binder. If you have children who love to draw or color pictures, you probably ran out of refrigerator real estate months ago. What about giving a child an old binder that you have decorated with special paper or stickers and filled with plastic page protectors? That way, they can save any artwork in one place.
80. Letter art. Buy the first letter of your child’s name at a craft store. Personalize it with fabric or paint it yourself, or let your children personalize letters for their siblings.
81. Fancy notebook. Take a regular composition notebook and glue special paper on the cover. Then add stickers, washi tape, and any other fun stuff you have that you like.
82. Help your child (or anyone) open an online savings account. Planting a little bit of cash in a savings account now can yield a lot of fruit in the future — not to mention the ongoing opportunity to teach someone about the benefits of saving.
83. Photo storybook. Sites like Shutterfly and Snapfish often run good deals on their photo books. The child could take their own pictures, you could help upload them to the site, and they could write a few sentences per page. Presto! They have a book they can keep about a special vacation or memory! The gift could be paying for the photo storybook or the child can make the book to be given to someone else.
84. Felt food toy. Buy different colors of sheets of felt. Cut objects out of felt (lettuce, hamburger, bun, tomato slice, for instance) and let the child put them together to make a hamburger or a slice of pizza. Give these as gifts to young children that are learning about food preparation.
85. Homemade bubble mix. Kids are attracted to dirt: making mud pies, playing in sandboxes, and getting grass stains. And that’s all good. But when your washing machine needs a break, how about some clean homemade bubbles?
Simple recipes abound online. For most recipes, you’ll need water (4 ½ c.), liquid dish soap (1/2 c.), and vegetable glycerin (4 T.). Mix gently. When kids give these as gifts to their friends, there is instant delight (and hours of fun)!
86. Homemade beanbags. These toys are easy to make. Get some scraps of cotton material, sew together, and fill with dried beans. Children enjoy selecting the fabric, filling the beanbags, and making up games to play with them.
87. Homemade playdoh. Combine 1 c. flour, 1 T. vegetable oil, 1 c. water, ½ c. salt, 2 t. cream of tartar in a saucepan. Cook over medium heat, stirring constantly. When mixture forms into a ball, turn off the heat and knead with hands (when cool). If desired, add a few drops of food coloring. Store in an airtight container and let your children give them as gifts to their friends and younger siblings.
88. Homemade sidewalk chalk. This gift is easy to make. Mix 1 c. of Plaster of Paris to ¾ c. of water. Add in the desired amount of powdered tempera paint. If you have molds, use those to make fun shapes. If not, you can make your own molds out of toilet paper tubes, duct tape, and wax paper.
89. Muffin tin crayons. Did your child come home with lots of broken, paperless crayons when school was over for the summer? Before tossing them, use them to make muffin tin crayons. You can make these crayons all one color or camouflage. Just use your imagination! You can place them in a muffin tin and bake at 250 degrees for about 10-20 minutes, or until the top layer has melted.
90. Memory games. Make your own memory game cardboard boxes that you save (from cereal boxes, perhaps?) and glue paper on top. If you have some artistic ability, you can draw animals or food objects (just make sure there are two of each!) or you can search online for templates. Cut squares as large as you prefer. Color the pictures, if needed.
91. Geoboards. Have a child who needs to learn letters or shapes? Make them a geoboard! You can make this as fancy as you want to, but first, start off with a rectangle of scrap wood (or you can purchase this at a craft store). If you don’t feel like measuring out where each peg will go, you can put a piece of graph paper over the wood. Decide how close you want the pegs to be. Your pegs can be push pins or small nails (although nails could be painful) and you’ll hammer these in according to the pattern you have determined. Give these with a package of rubber bands for immediate play!
92. Toddler busy book. (Parents of toddlers may enjoy this gift more than the toddler.) A toddler busy book (or quiet book) is a book that you can customize with different activities. One method is using a 3-ring binder and heavy paper. On one page, you could glue objects of different textures (cotton balls, sandpaper, aluminum foil, etc.). A different page may have shapes made out of foam or felt glued to the page, with the same shapes NOT glued to the page. The child then has to match the loose shapes to the glued shapes. If you have sewing skills, you can sew a book out and use felt, Velcro, and other materials.
93. Sensory bin/basket. Creating a sensory bin/basket may be as simple as packaging up some rice or dried beans, along with the child’s own set of measuring cups or measuring spoons. But check out Pinterest for other ideas.
94. Bathtub crayons. Playing with anything in the bathtub is good fun because it washes away easily! To try these crayons for bath time: Mix 1 c. grated Ivory soap, ¼ c. warm water, and food coloring together until the mixture begins to stiffen. Then, knead until mixture resembles very thick dough. Spoon mixture into cookie cutters, then place the cookie cutters into the freezer for about 10 minutes. Pop the crayons out of the cookie cutters and allow to dry overnight.
95. Salt dough ornaments. To make salt dough ornaments, mix 2 c. flour and 1 c. salt. Add 1 c. water, a little bit at a time. Once all the water is added, knead up to 10 minutes, or until dough is smooth. Press your baby’s hand or foot into the dough (another suggestion is to take an impression of your first apartment key) or anything else that would be precious to your gift recipient. Before baking, make a hole in the ornament with which to hang it. Then, bake at 325 degrees for 30 minutes.
96. Dime store games. Create one of several dime-store games, such as, you could tightly connect a few wooden blocks and glue a picture on top. Use a utility knife to cut between the blocks. You have a puzzle!
And a Partridge in a Pear Tree
Then, there are the budget Christmas gifts that just don’t fit in any of the other categories — but they just might be a good fit for someone on your list!
97. Experiences. Give the gift of a new experience. Sample gifts of experience: skydiving, scuba lessons, hot-air balloon rides, cooking school, lunch with a hero, etc.
98. Ha-ha gifts. Make your own joke presents. Use your imagination, but here are a couple of ideas to get you started. Wrap up a pack of batteries and a note that says “Gift not included.” Glue two pieces of corn to a small piece of scrap wood with the words “two-piece chicken dinner.”
99. DIY-themed baskets (or bags). We mentioned food gift baskets already, but don’t overlook other types of gift baskets. Your child’s teacher may appreciate a gift basket full of paper supplies like napkins, cups, and plates for snacks and classroom parties. Another teacher idea is to give an office supply gift basket. A husband, father, son, or other family members might like a tool-themed gift basket. A wife, mother, daughter, sister, or aunt might appreciate a pajama-themed basket with soft slippers, romantic comedy, and an assortment of teas.
Having an incredible Christmas doesn’t mean a lot of stress or a lot of money — but you do need to plan ahead. I hope this resource will help make your December a bit more relaxed, a lot less expensive, and still meaningful too.
Do you make budget Christmas gifts? What’s your favorite gift to make and give? How early do you start in order to decrease your stress levels?
Photo credits: Homemade Christmas cards by Patterson Williams. Pinecone scene and pinecones by Lisa Aberle. Christmas stocking by Linda Vergon.
Early January. Though it’s the dead of winter, many of us are dreaming about our summer vegetable gardens. The seed catalogs have begun to appear in the mailbox. Kris and I received eight of them today:
Images of summer…
It might seem crazy to start thinking about a vegetable garden in January. It’s cold outside! But believe it or not, now is the perfect time to begin preparing for a successful autumn harvest. Over the next month, we’ll plan our seed order. By the end of February, our seeds will be started indoors. All of this leads to those exciting days at the end of April when we can move our plants to the vegetable garden!
Our Garden
Kris and I own about two-thirds of an acre in Portland, Oregon. Since moving into this house in June 2004, we’ve been gradually building a garden of fruit, berries, and vegetables. In 2008, we conducted a year-long experiment. We tracked our garden expenses (in money and time) and also noted our “profit” from the harvest.
Last month I posted detailed results for the project. Here’s a summary:
We spent $318.43 and 60 hours working in our garden during 2008.
We harvested $606.97 worth of produce, including $225.74 in berries, $294.59 in vegetables, and $66.63 in fruit.
For every dollar we spent on the garden, we harvested $1.91 worth of food. We hope to improve on that significantly in 2009. Last week Kris wrote about the winners and losers from our garden last year. Today I’m sharing seven lessons we’ve learned after many years of gardening.
Tip#1: Plan in Advance
Plan your garden today to ensure summer success. Decide what you’d like to grow. How much space can you devote to the project? How much time are you willing to spend? Answering these questions will help you to determine your priorities.
For those with small spaces (or small ambitions), a container garden is an excellent choice. Containers can also supplement a traditional garden, providing a handy pot of herbs just outside the kitchen door, an experimental area for kids to grow their own produce, and allowing tender plants to be moved according to the season. This winter, we have a container-based indoor herb garden:
Herbs grown from left-over seeds
Others might consider building a raised bed to use for square-foot gardening. Kris and I did this at our first house and met with great success. Square-foot gardening allows you to maximize food production in a minimum of space.
Tip#2: Start Small
When planning your garden, it’s better to start too small than to start too large. Please read that sentence again. In order to enjoy your garden, you must be able to control it. Don’t get too ambitious.
In 1993, our first year of gardening, Kris planted too many tomatoes (25?) and I planted an insane number of chili peppers (100?). By mid-summer we were overwhelmed. We gave up. It’s better to start small and to expand a little every year.
Tip#3: Choose Productive Plants
Some plants are more productive than others.
For us, corn is a disinterested producer. It will grow, yes, and it tastes very good. But we just don’t have the space it needs to become prodigious. (I still have fond recollections of my grandfather’s forest of corn. His magic ingredient? Cow poop — and lots of it!) We spent about $9 on corn last year — and harvested about $9 worth of the stuff. Not worth the effort.
On the other hand, berries love our yard, and they require little money or time. We spent maybe $5 on berry-related supplies in 2008. In return we harvested $225 worth of fruit. That, my friends, is a bargain.
If you want a rewarding, productive garden, do some research to find out what grows well in your area. In the U.S., one excellent resource is your state’s extension office. Here’s the Oregon State Extension Service gardening site, for example.
We’ve decided to forego the corn in 2009, but are looking to expand our berries and fruit trees. Corn is cheap at the grocery store, and the berries are less expensive (and better tasting!) at home.
Tip #4: Share With Others
When you buy a packet of seeds, you generally receive more than you need. We’ve found that it’s fun (and frugal) to split the costs with others. Kris is upstairs at this very moment e-mailing our gardening buddies, negotiating who will share seeds with whom.
We also share equipment with the neighbors. Mike and Paul might borrow our rototiller, for example. We might borrow John’s trailer. Kurt has a backhoe (which we’ve used, actually). Careful borrowing and lending helps keep everybody’s costs down.
Tip #5: Buy Quality Tools
When you buy tools, it pays to purchase quality. Remember: thrift and frugality are about obtaining value for your dollar — not just paying the cheapest price.
I used to skimp on garden tools, but I always regretted it. Lately I’ve been buying more expensive, higher quality tools. I’d rather own fewer tools that were pleasure to use (and lasted many seasons) than own lots of crappy tools that didn’t cost me much. (On the other hand, it doesn’t hurt to keep your eyes open at garage sales. Sometimes you can get great deals on quality stuff.)
Tip #6: Read Up on the Subject
Though Kris and I have been gardening for a while, we’re always trying to learn more. Your public library will have many books on the subject, some tailored to your location. There are also many excellent web sites that can help you get started. Here are some useful resources:
Books
Websites
Suppliers
Past articles at GRS
Tip #7: Have Fun!
Most importantly, have fun. Don’t make gardening into more work than it needs to be. Your garden doesn’t need to be perfect. It’s great if you’re able to achieve a substantial return on your investment, but it’s also okay if you lose a little money. (You don’t want to lose a lot of money, though — then you’re caught in the predicament of the American farmer.)
Pick a favorite fruit or vegetable, plant a few seeds, and have fun watching them grow to maturity. Make it a family thing. Kris and I will be here, too. We plan to continue our garden project in 2009, providing monthly updates of the time and money we spend, and the “profits” we reap from the harvest. Stay tuned to see how we do!
At 10am yesterday morning, Kris and I climbed into the Mini Cooper and to head for the county fair. We’d only been driving for a few minutes when Kris pointed at a sign. “Look! An estate sale,” she said. “Let’s stop.”
Kris and I like estate sales better than garage sales because they usually feature nearly everything a person has ever owned — not just the cast-offs. Family members have generally pulled the plum pieces, but there are still plenty of treasures remaining to be found.
In this case, the treasures we purchased included:
40 canning jars for $7
a pair of pruning shears for $3
a carousel clothesline for $20
Estate sales don’t always mean that the previous owner of the Stuff has died. That’s frequently true, but sometimes they’re simply moving on to another situation. The best estate sales are those at which everything is for sale, not just “collectibles” or “antiques”. At the former, you can usually find great deals, but things can be way overpriced at the latter.
Though estate sales are similar to garage sales (and thus similar shopping tips apply), there are differences between the two. Here’s our best advice for shopping at an estate sale:
Have a list in mind. When you visit an estate sale, it helps to have a list of items you’re looking for. I used to come from estate sales with lots of Stuff I didn’t really need: books, old magazines, outdated camera gear. Now I’m more focused. I look for comic books (which I never find) and garden tools. Kris looks for canning supplies. We both have mental lists of things we need around the house, and if we can find them at a good price at an estate sale, we’ll pick them up.
Set a budget. When you decide to spend a day looking at sales, it’s important to set a budget. Take $20 or $40 or $100 cash and leave the rest at home. Don’t carry your checkbook. If you have a list or are shopping for something specific, it’s okay to take more money. But if you’re visiting estate sales just for fun, you don’t want to spend a lot on junk.
Take your time. Be thorough. It’s easy to scan a garage sale because they’re nearly all the same. But every estate sale is different. Move slowly from room to room. Check the closets and the drawers (but only those that are part of the sale). Look in corners. Dig through boxes and bins. If you’re methodical, you can often find unexpected goodies in out of the way places.
Be willing to clean. Over the course of seventy or eighty years, people can acquire a lot of Stuff. In time, some of these things become worn or dirty. These items tend to be ignored at an estate sale, or marked with low prices. (They’re also the sorts of things you can haggle on with great effectiveness.) If you’re willing to apply a little spit and polish, you can sometimes turn lumps of coal into shiny diamonds. (Well, not literally, of course.)
Remember that old is often better than new. Kris and I own a home with a large yard and large garden. We use a lot of tools to maintain our property. But I’m always frustrated by the low quality and high prices of modern garden implements. Quite frankly, they suck. I’ve learned that for a fraction of the cost, I can pick up high-quality yard tools at estate sales. Older items are frequently better made, and they certainly have more character. Yesterday, for example, I spent $3 for a fantastic pair of garden shears. These have lasted 30 years or more. I’ll bet my family ends up trying to get three bucks for them at my estate sale.
Be picky. It’s easy to convince yourself that you need some wonderful item you’ve just found, even though it’s broken or otherwise not exactly what you were looking for. While there’s merit to being flexible (see the previous tip on cleaning things), it’s generally best to wait until you find something exactly right instead of settling for something close. Being patient and being picky are all part of the game.
Haggle. Americans aren’t fond of haggling, but estate sales are an excellent (and appropriate) place to do so. The sellers are looking to purge as much of this Stuff as possible, so ask for a discount — especially if you’re spending a lot of money. If you come back at the end of a sale, your bargaining power is even greater.
And here’s one final bonus tip: If you’re going to buy a ginormous carousel clothesline at an estate sale, have a vehicle other than a Mini Cooper to haul it in.
Kris and I were lucky yesterday that the yard sale was only about two miles from our house. I drove Kris home with her canning jars and then walked back to the sale. I know I looked pretty silly walking home with a big clothesline draped over my shoulder, but that’s what I did.
One of my jobs this weekend is to get that clothesline installed in our lawn. Meanwhile, Kris has washed her 40 canning jars. Just in time, too. Last night, the neighbors brought over 40 pounds of pears that are ready to be canned today. Who says frugality can’t be fun?
The holidays are about six months away. Why wait until the last minute to shop? Answer: You shouldn’t. And you won’t have to if you have a decently stocked gift closet. Some people I know keep their eyes open starting on Dec. 26 and are finished by mid-summer.
It’s more than just the December holidays, though. A small selection of “evergreen” gifts (non-perishable, non-trendy) means you’re prepared for any birthday, anniversary or new baby that comes along.
Building your gift closet doesn’t have to cost much. I always trot out the example of the puzzle depicting the Sistine Chapel ceiling, the perfect gift for a jigsaw-loving relative. Still shrink-wrapped when I found it on half-price day at a thrift shop, it set me back a whopping 35 cents.
If you wait until the last minute, you’re likely to spend more. On the afternoon of the baby shower, you might be tempted to stop at the first store you see and grab the item that’s closest to the door. Compare that with, say, the 89-cent newborn outfit that I bought at a post-holiday clearance sale.
(It wasn’t junk, either, but made by Carter’s. And it was cute as hell. I made the girl-noise when I saw it.)
Incidentally, it doesn’t really have to be a closet. I keep my stash in a cedar chest that I bought for $15 at a garage sale. Not only are my gifts cheap, they’re guaranteed moth-free! Here are some ways to build an evergreen gift stash without breaking the bank.
Clearance tables. Both post-holiday and everyday “last chance” sales can yield amazing finds. In late December the department stores want to get rid of unsold hat-and-scarf sets, gloves, slippers and “executive” gifts (e.g., day minders or business card holders) — and all of these can be held until next year’s Christmas or this year’s Father’s Day. Classic toys (stuffed animals, puzzles, books) can be had for a song if you’re patient enough to wait until Target or Walgreens really wants to get rid of them. (I’ve seen discounts as deep as 90%.) Remember that clearance sales happen in a lot of places: hardware stores, craft shops, drugstores, souvenir stands, supermarkets, office-supply stores.
Tip: If you see a gift set (foodies, spa items) wrapped in a Christmas-y way, break it down and repackage the elements for a January birthday or for Valentine’s Day.
Deal sites. Dealnews, Eversave, My Bargain Buddy and other money-saving sites can be dangerous if you’re a compulsive buyer. Pick your spots, though, and you might see a lovely package of fancy teas that would be perfect for your sister, or a swell set of socket wrenches that would be perfect for your other sister. You’ll spend relatively little to get them, especially if you get site credits for having referred other members.
Social commerce sites. Whether you’re buying a gift item or a discounted gift certificate you can use to buy a gift yourself, Groupon et al. can really stretch your buying dollars. Recently I saw a $20 Old Navy gift certificate for only $10, which could translate into shorts, tank tops or other items (especially if you wait for clearance sales). You could also give the certificate itself, if it has a decently distant expiration date — a massage or a spa day would be a great gift for a babysitter, housecleaner or teacher. And a middle-school-aged niece or nephew might love to get $20 worth of buying power at Old Navy.
Thrift shops. It’s amazing what you can find in the secondhand store — and as noted above, some of it has never been opened. Extra frugal points if your finds are “tag color of the day” specials or found during half-off sales.
Note: GRS readers discussed at great length whether it’s okay to give thrift-store gifts. If this really makes you uncomfortable, don’t do it. But here’s my advice: Get over yourself. Nobody has to know where you bought the present unless you choose to tell them.
Yard sales. We’re heading into the prime garage-sale season. I’ve found beautiful books, stationery and card sets, candles, book-and-toy combos, journals and other items — all new or seemingly unused — that became birthday or Christmas gifts. None of them cost more than $1.
Tip: Toward the end of the day, go back to the yard sale — they might be ready to haggle.
Rummage sales. The ones held indoors are even better than garage sales, because you’re not sweating in 95-degree heat while you shop.
Social media giveaways/contests. Companies will do anything to get noticed — including hand out free clothes, books, sporting equipment, jewelry, TVs, computers or big bundles of cash. (Believe it or not, I once saw a contest whose prize was a year’s worth of health insurance.) To find such contests, try using Twitter hash-tag searches (“#giveaway” or “#freebie”) or checking a Facebook app called “Wildfire.” Or do it the easy way: Find yourself a good freebie blogger and watch for the giveaways you really want.
Tip: Free software such as Roboform will fill in contact info automatically, making your entries more efficient. Also: Google “second-chance drawing” — contest junkies, aka “sweepers,” know that the odds are much better than in the initial drawing.
Take online surveys. You have to be choosy, since some companies ask for a lot and give back relatively little. But some people make a decent little side income answering questions. Depending on the site, you can redeem points for physical prizes, gift cards or even cash. I’ve had a lot of luck with Clear Voice Surveys and Valued Opinions, through which I’ve obtained dozens of Amazon gift cards in the past few years. (These days I don’t keep them, though; I give them away on my website.)
Rewards programs. Got a credit card that gives points? Cash some in for gift cards you can use to shop or that you can give outright. Or join a rewards program like Swagbucks or MyPoints, which let you earn gift cards, prepaid debit cards and other items. I’m particularly fond of Swagbucks, myself; right now I’m squirreling away Amazon gift cards until Black Friday. I’ve also given Christmas gifts obtained through My Coke Rewards: magazine subscriptions, a NASCAR hat, a set of barbecue tools, T-shirts, movie tickets.
Tip: Ask family or friends to save My Coke Reward points for you. Check the recycle bins at work, or outside your apartment house, too.
Gift swaps. Got a gift you don’t want? So do a lot of people. Invite family and friends to bring over items, then trade to your hearts’ content. Try not to be sad, though, if someone brings a package of teas or socket-wrench set that look awfully familiar.
Frugality isn’t just about saving money—it’s about using your money efficiently. And some methods of saving cash take more time and effort than they’re worth. Worse, some habits actually encourage you to spend more.
“What’s a worthwhile money-saving strategy and what’s not depends largely on your personal circumstances,” personal finance expert Stefanie O’Connell tells mental_floss. “For example, when I was making less than $30,000 a year, I would spend hours hacking costs—couchsurfing, taking public transit, DIY-ing everything. At that time, the extra $5 a day or $20 here and there really did make a significant impact on my financial life, even if it took an extra two hours to get somewhere or get a task done.”
O’Connell says that as she started to earn more money, her time became more valuable. The frugal habits that once worked in her favor no longer made sense. “Before I could meet all my monthly expenses and financial goals, I never dreamed of conveniences like taking a cab to the airport,” she says. “I only began to consider convenience over saving once I could more than meet my monthly expenses and financial goals.”
Your own mileage will vary, too, but we asked a few personal finance experts which money-saving habits generally aren’t worth it.
1. CLIPPING COUPONS
Depending on your method, couponing can be quite a bit of work. “You’ll spend valuable time, attention, and mental bandwidth tracking and organizing your coupons,” Paula Pant of Afford Anything tells mental_floss. “But at best, you’ll save only a small amount of money, and at worst, you’ll wind up buying items you don’t need.”
Pant has a point. Coupons actually encourage consumers to spend more, and they usually succeed in doing so. A 2003 study from NYU [PDF] found that customers actually spent more money on items when they shopped with coupons. According to the study, “When coupons were not clipped, [the households surveyed] were very value conscious and paid an average of $0.51 for soups but when they purchased the category using coupons, their average spending increased to 0.66.”
Personal finance writer Victor Lim has made his own case for resisting the couponing trend: “The thought of spending time searching for coupons, clipping them, and driving around town to score a whole bunch of free toilet paper makes my head spin,” Lim tells mental_floss. “While saving a buck or two is nice, I’d rather focus on bigger and consistent savings.”
2. BUYING SECOND-HAND PRODUCTS
While buying used items can save you money, the risk might in some cases outweigh the reward. Jonas Sickler of ConsumerSafety.org says the most important thing to keep in mind when looking to buy second-hand is to consider the dangers associated with buying certain products—especially baby items like car seats, cribs, and strollers—without knowing the items’ quality or where they came from. “Frequently these items might be recalled, or simply outdated and no longer meet today’s safety standards. They may also be damaged, worn, or missing certain parts that make them unsafe for babies,” Sickler says.
You can look up recalls for all kinds of consumer products, from appliances to children’s products, on Recalls.gov.
3. BARGAIN SHOPPING
It’s fun to hop around garage sales and yard sales—just don’t fool yourself into thinking you’re saving money when do you so, says Pant. “Scavenging from sale to sale consumes hours of your precious free time, locks you into a consumer mentality, and baits you into buying items you don’t need.”
The same goes for outlet shopping. Just because you score a great deal on a bunch of stuff doesn’t mean you’re “saving” money. Before whipping out your wallet, ask yourself whether the items you’re about to purchase are ones you actually need.
4. GOING OUT OF YOUR WAY FOR GAS
“Once or twice a week, a lot of folks will ‘take the long way home’ to fill their gas tanks at an off-brand gas station that usually has the lowest prices in the area,” says Timothy G. Wiedman, a retired Associate Professor of Management & Human Resources at Doane University in Nebraska. Wiedman suggests considering a couple of factors in order to determine whether this practice is worth it.
First, you want to consider the amount of cash you’ll actually save: “If my 3500-pound SUV only gets 16 MPG in city traffic and I’m driving a total of 14 miles out of my way to tank up, is saving 9 cents a gallon when filling a 24-gallon gas tank cost-effective?”
Second, you want to consider the value of your free time. Is it worth the savings? “A lot of folks who consider themselves to be frugal, are actually penny-wise and pound foolish,” Weidman says.
There’s a case to be made for all of these habits. Maybe you like couponing or thrift store shopping—there’s certainly nothing wrong with spending money on things you enjoy. At the same time, you want to be mindful of your money habits, and that means acknowledging the time and effort involved with them.
According to the National Retail Federation, we’ll spend $68.8 billion outfitting our students for school this year. Yes, I said $68.8 billion. Sounds like a lot of money, right?
More than 80% of the nearly 8,700 people surveyed say that the still-crappy economy has affected the way they’ll shop for school supplies. For example:
30.7% will comparison-shop online
38% will buy store-brand or generic products
44.6% will spend less overall
Good ideas all, but I’d add another tactic: Start early.
Ideally, you’ve already begun. No? Then start looking now if you really want to save money. Don’t wait until two days before Labor Day and then go the one-stop-shopping route. The OSS retailers get you through the doors with a few loss-leader prices and make their money back on everything else.
The NRF notes that families with kids in elementary and secondary school spend an average of $603, and parents of college students fork over about $808. This includes clothing and electronics as well as notebook paper.
Can’t afford to spend that much? Don’t want to spend that much? Start by asking yourself…
What Do We REALLY Need?
Don’t buy stuff you’ve already got. This sounds elementary, as it were, but apparently it isn’t. Each year my sister and I buy school supplies to donate to a social services agency. And each year I see parents buying things like backpacks, lunchboxes and three-ring binders for the glum children they’ve towed into the store. I wonder whether the previous year’s backpack, lunchbox and binder…
Wore out
Spontaneously combusted
Were lost in a poker game
Maybe. But it’s also possible that some parents buy new because, well, it’s a new year. To which I say: Are you out of your mind? Why are you instilling the relentless need for new Stuff when the old Stuff might work just as well?
Have your kid to go through dresser, closet and desk. Send her spelunking under the bed for stray markers. Make a pile of crayons, spiral-bound notebooks and other stray educational tools. Inspect the three-ring binder for cracks. Test the backpack straps and make sure the zippers still work.
Congratulations. You now have less to buy. But maybe not much less. That’s because…
Your School’s “Must Have” List is Longer Than My Leg
A kid might have to bring everything from dry-erase markers to a personal box of tissues. Just for gits and shiggles I checked one of these lists.
Elementary-aged kids need, at minimum: a backpack, gym shoes, tissues, lunch bag, pencils, crayons, white glue, markers, erasers, scissors, pocket folders, binder, notebook paper, dividers, composition book, colored pens and a ruler.
What, no particle accelerator?
Warning! The following statement makes me sound really old.
In my day, we brought a three-ring binder, notebook paper and pencils. If we couldn’t afford paper pr pencils the school provided them. Crayons and scissors were doled out as needed for projects. Only the teacher had markers. Dinosaurs picked us up and delivered us back home.
Times have changed, so watch the office-supply stores (Staples, Office Depot, Office Max) for impossibly cheap school-supply sales. This morning I saw packages of pencils and index cards for one cent each. Buy the maximum amount allowed and you may get enough to last most (or all) of the school year.
Hit those sales as early as possible each week, because other parents have the same idea. Loss leaders may be sold within hours of the opening bell. If the ad doesn’t specifically prohibit rain checks, ask for one.
Note: Your third-grader may plead for a new lunch kit on the grounds that the other kids will laugh when he takes his PBJ out of a “Batman” lunchbox. He might be right. In our increasingly media-driven universe, it’s mortifying to eat from a pail emblazoned with the wrong superhero.
Or he might just be playing you for a sucker. (It happens.)
You might not mind buying a new lunchbox every time the fads change. But maybe you’re wondering how you’re going to pay for everything on that list and still keep the lights on. Or maybe you have an aversion to replacing items that are still perfectly usable. If so, then float a compromise: If you give in on the lunchbox, he’s not getting a new backpack. (Nor should he, if the old one is in good shape.) Get one of those insulated lunch kits, which tend to be more generic in appearance, rather than a box with a cartoon character on it.
Tip: Put a note on your June 2012 calendar to inventory what your kid lost or “forgot” to bring home, then visit the school’s lost-and-found. The L&F box at my daughter’s elementary school looked like a department store. How in the heck don’t parents notice that their kids’ lunch boxes, backpacks, notebooks or winter coats (!) didn’t make it home one day?
If money is really tight (hi there, all you downsized parents!), try these frugal hacks:
Look around your house for pencils and pens. Hint: The only place they aren’t is…right by the phone.
Whenever you’re in a place that gives away writing implements, take one and say thank you. If your fourth-grader is embarrassed to be seen with a credit-union pen, keep them around for doing homework and save the Bics and Dixon Ticonderogas for school.
If last year’s spiral-bound notebooks were only partly used up, tear out the old pages and start afresh.
Don’t give pencil sharpeners to kindergarteners or first-graders. They get a little carried away.
Hand sanitizer really is required in many schools. Small bottles of the stuff will likely go on sale at drugstores and office-supply emporia. Here’s the rule: Junior keeps it in his backpack, not his desk at school, so you can refill as necessary from the jumbo bottle you got at Costco.
Start looking now for discounted gift cards to pay for these things as well as for any clothing (more on that below).
Truly desperate? Talk to the school nurse or principal about doing a little “shopping” in the lost-and-found. At my daughter’s school, unclaimed goods were given to kids whose parents couldn’t afford certain items.
New, or New to You?
Who came up with the idea of the back-to-school wardrobe? The people who sell the wardrobes, that’s who. Before you re-kit your kid, think about whether it’s really necessary.
Understand: I am not advocating that your child go to school in shoes that pinch or jeans that show her ankles. What I am saying is that there’s no need to re-do a wardrobe if her clothes still fit and are reasonably presentable.
Just sayin’.
Having just-said it, allow me to suggest some ways to find lower prices on new clothes.
For starters, who says it has to be new? Consignment stores, thrift shops, and garage sales are all potential clothing sources. My niece uses all three sources and pays pennies on the dollar for name-brand clothing.
Clothing swaps are another possibility. Organize them through sports teams, parent groups or your place of worship. Online swap sites like ThredUp might be just the ticket.
Don’t forget The Freecycle Network, either — I see kids’ clothing on there all the time. Some parents even post pictures.
Remember: Nobody has to know your stuff isn’t new unless you choose to tell them. You probably shouldn’t, incidentally, since not everyone is frugal and some people are creeped out by the idea of clothes other people have worn. (What, they think no one has ever tried on the clothes they bought from the department store?)
Tip: If used clothes bug you, wash them. Problem solved.
New Doesn’t Necessarily Mean Expensive
Start watching the clearance tables, because some of those summer duds — jeans, T-shirts, et al. — will work for September and maybe beyond. (They’ll also work for next April; if prices are irresistible, buy a size up for spring.)
Tip: Live in a warm climate? Lucky dog. Just stock up on remaindered summer garb for the rest of the year.
Online stores have clearance sales, too. This is easier to do for younger kids and/or kids who fit in basic sizes, and who don’t care if you pick out their clothes. Be sure to look for online coupons and free-shipping codes through sites like Retail Me Not and Savings.com.
Don’t enjoy tracking bargains? Enlist the help of a price-comparison website such as Pricegrabber, FatWallet, and FindersCheapers. Tell these sites what you want and let them do the hunting and gathering. You might even be able to set a deal alert and receive an e-mail when those Levis go on sale, or a refund alert if something you already bought went on sale.
Excited for School
It’s not that I don’t think you should spend anything on your kids come September. On the contrary: I believe that there’s nothing like that new-crayon smell. A couple of symbolic purchases can help your child get excited about a new school year.
Kidding! Few children are truly excited about the day after Labor Day. (Full disclosure: I was. Then again, I got called “teacher’s pet” a lot.) It’s fun to see their friends again, but getting back into the educational harness is always a period of adjustment. Seeing that Junior has all the necessary tools can help re-orient him back into that universe.
Bring him into the equation by asking him to look through the Staples or Office Max flyers with you and compare what’s on sale to the list of necessary supplies. Suggest that money saved by sale prices and judicious re-use of last year’s stuff could defray the cost of a coveted item. You know, like those shoes that are $20 more than you want to pay.
A special purchase might add a bit of frisson and make the transition somewhat easier. You’d also be modeling my personal mantra: Save where you can so you can spend where you want.
Finally: Some cultures start the school year with candy or other treats, to emphasize the sweetness of knowledge. Consider instituting this tradition in your own household by serving a smoothie loaded with berries or slices of mango and pineapple on the first day of school.
Avoid doughnuts or Froot Loops, though. They may lead to running with scissors.
School supplies photo by Steven Depolo. Crayon photo by Chris Metcalf. Photo of the bouquet of pencils (which J.D. loves) by Melissa Doroquez.
Inside: Learn how much your 80k salary is hourly. Plus find tips to make more money and live the lifestyle you want.
Retirement can be a scary word to those who are not wealthy or afraid of having too much time on their hands.
People in the workforce often don’t know what they will do when their retirement comes around, but it doesn’t have to be that way after all.
For most retirees, there are many reasons they want to work after retirement. And that is 100% okay!
Low stress jobs after retirement make for great part-time careers while still providing enough flexibility to enjoy your personal life. Plus a little extra money is always helpful!
While there is no one “right” answer on which job for you, we compiled a list of 30 great options to consider. All of these jobs offer relatively low stress levels and plenty of opportunities for relaxation and enjoyment.
But before you jump on the first one that comes along, you want to consider which will work best and help ease your transition into the world of retirement.
When you retire, you want to find a job that is low stress and enjoyable. That’s why finding a good retirement job is so important!
The benefits of having a low stress job after retirement
After years of hard work, retirement is a time to relax and enjoy life.
However, for some retirees, working part-time or as a side job can provide additional earnings and a sense of purpose. The following jobs are perfect for seniors over 55, or those post-retirement. They have lower stress levels than the average job and offer many opportunities for growth.
Many retirees below starting a second career after retirement would be difficult and are looking for a job that has fewer strings attached. This may be due to the fact that many retirees feel they have reached the pinnacle of their careers and want more time freedom.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
Fortunately, there are many available jobs with increasing demand and most even have lower stress levels than average.
Retirement is a good time to consider additional earnings. This can provide a stream of money for people who want to enjoy life longer and need an additional income. In addition, working can help retirees stay mentally and physically healthy.
Jobs to Do after Retirement
The list is composed of jobs that are perfect for seniors over 55, or even post-retirement. They have lower stress levels than the average job and offer many opportunities for growth.
Some retirees prefer to work part time or as a side job; others want to find a full-time position that will keep them busy and engaged in their community. Whatever your preference, know that there are plenty of great options out there!
Retiring means starting a new life, so it is important to consider this change as the beginning of a new life and not the end of an old one.
So go ahead and take the plunge into retirement! It’s a new beginning full of endless possibilities.
There are plenty of good jobs for retirees!
What are fun jobs after retirement?
There are many fun retirement jobs that pay a small fortune! And what your personality prefers!
Some people choose to continue working in the same field, but in a more relaxed or part-time capacity. Other people choose to use their retirement to try something new and exciting, such as starting their own business, traveling, or taking up a new hobby.
What can I do after retirement to make money?
Now that you’re retired, you may be looking for ways to make some extra money. Luckily, there are plenty of options to make money in retirement available to you!
You could start a business, become a consultant, or tutor students. In addition, you could also look into working from home opportunities or start a blog.
Maybe you want one of the best part time jobs in retirement.
Whatever you choose, make sure you do your research and find something you enjoy so you don’t get bored!
Tips to Making Money in Retirement
The best fun jobs after retirement include working at a theme park, house sitting permanently on a beach or something crazy you never dreamed yourself to do!
One great way to make some money is by selling your skills and experience. For example, interior decorating is a low-stress field that often requires past experience. Alternatively, you could become a real estate agent. Both of these opportunities allow you to use the skills and knowledge you’ve acquired over the years.
Another great option for retirees is to take advantage of the growing gig economy. There are a host of jobs available through online platforms like Uber or Lyft that don’t require a lot of physical activity or travel time. Plus, they typically offer higher pay rates than traditional employment opportunities.
If you’re looking for something a little more relaxing, consider joining one of the many survey sites out there. These sites reward you with a small amount of money for each survey you complete. It may not be much, but it can add up over time!
Finally, if you’re looking for an easy way to make some money, consider something easy like greeting people. This is a great option because it’s so easy and doesn’t require any special skills or knowledge.
Which job is stress free and high paying?
There is no such job that is stress free and high paying. All jobs have their own unique stressors and rewards. It is important to find a job that is rewarding to you and that you find manageable levels of stress.
There are many jobs that are considered “stress free” after retirement.
For example, many seniors are now looking into jobs such as being a consultant or working in customer service. These positions offer a more relaxed work schedule and usually don’t require extensive training.
In addition, the amount of money one earns from a job is directly related to how much work one put into it. If you’re willing to put in the extra effort, you can make significantly more money than those who don’t.
Really Focused on less stress?
Many seniors are also looking for jobs that don’t involve stress or concern. Proofreading is one such position that meets these qualifications. The job requires native-level English proficiency and an excellent understanding of grammar to succeed. In order to be successful in this field, you have to proofread documents that contain no grammatical errors, punctuation mistakes, or syntactic flubs.
You need to find a job that feeds your soul and doesn’t seem like work.
Plus it is fun to tell others what do you do for a living.
Best low stress jobs after retirement
Some people want to use their retirement as a vehicle to start their side hustle and be more relaxed than they were during work hours. This is a great way to spend your retirement! Most cool retirement jobs require little-to-no experience, but some do.
At the end of the day, you must decide if you want to work for yourself and start your own company with a higher earning potential. Or work for someone else with less strings attached and lower pay.
In many cases, you might be stuck working because you didn’t save for retirement, so here are a few jobs that are perfect for seniors over 55 years old, or even after retirement:
1. Freelance writing
Freelance writing can be a good source of income when one has the skills and experience to do so. The best part? You get to set your own hours and take on as much or as little work as you want!
This may not sound like a low-stress job at first, but it’s actually an excellent low-stress job! Being your own boss offers incredible benefits. Best of all, you can do it in a completely stress-free environment by deciding in advance exactly how many hours you want to work.
In fact, my friend over at More Time to Travel does freelance writing for Forbes.
Freelance writing is a great way to make money from home. Be sure to have a strong portfolio and excellent writing skills to land quality freelance writing jobs. Here is a great freelance writing course.
2. Tour guide
This is perfect for someone who loves people and to discuss their worldly knowledge.
A tour guide is someone who accompanies tourists and provides information about the areas they are visiting. They are usually seniors because no special certifications or degrees are required. However, it can be a fun job for anyone who loves meeting people and has a lot of knowledge about their area. Some tour guide jobs offer tips and the opportunity to travel.
A good tour guide will have a deep knowledge of the areas they are touring and will be able to answer any questions the tourists may have. Plus cash tips are always a perk!
3. House Sitter
You can house sit for someone you know, or use a site like Mind My House to find paying gigs. Rates vary depending on the city, but typically you can expect to earn $25-50/day as a house sitter.
It allows you to live in new places without having to commit to long-term leases, and it gives you an opportunity to meet new people and explore new neighborhoods. Plus, it’s a great way to make some extra money on the side as well as lowering your monthly expenses!
If this is something you are seriously considering, then check out this book to learn how to housesit from an expert.
4. Librarian
Librarians are responsible for organizing and managing library collections, helping patrons find information and materials, and providing instruction on how to use library resources. They typically work regular hours in a library setting, and their work is relatively active.
They also need excellent research skills and the ability to stay up-to-date on new technologies.
However, job prospects are good to work in this quiet environment.
5. Customer Service Representative
Jobs in customer service usually don’t require a lot of experience or special training, so they can be a great way to ease into retirement. And since most customer service positions are in the service industry, you’ll likely get to meet new people and help them solve problems every day.
They may work in call centers, retail stores, banks, or insurance companies. In some cases, they may also work remotely from their homes. Customer service reps typically need strong communication and problem-solving skills, as well as the ability to stay calm under pressure.
6. Craft seller
Many people don’t have time for their crafts like they wanted when working full-time and raising kids. So, retirement is a perfect time to become an artisans who make and sell their own products.
You can set your own hours, work from home and sell whatever you like. There are many online marketplaces that cater to craft sellers, so you can find a platform that fits your style and interests. In addition, you can attend craft fairs and other events to sell their work in person.
Make sure to price your items competitively and take the time to create an attractive product listing. Plus ship quickly and provide excellent customer service to keep buyers coming back for more!
7. Crossing Guard
It only requires a few hours of work per day, and the pay is decent around $15 an hour.
The job does not require any special skills or training, so it is an ideal way to spend your golden years. Plus you can keep youthful by staying around all of the school-aged children.
8. Blogging
This is a form of expression for most retirees or those thinking about retiring.
It can be a low stress job after retirement, as you can do it from the comfort of your own home and set your own schedule. You don’t need any special qualifications or training to start blogging – all you need is a computer, an internet connection, and something to write about.
Blogging is a great way to create fresh, new content on a regular basis for your website. In fact, my friend over at Tuppennys Fireplace uses blogging to drive extra money to their retirement budget each month.
You can sell advertising space on your blog, use affiliate marketing to promote products and services, or even launch your own product or service. The sky’s the limit when it comes to making money from blogging – so if you have something interesting to say, go for it!
9. Elder Care Services
Services can range from in-home help to full-time nursing care, and each has its own benefits and drawbacks.
While this may seem odd as a low stress job in retirement, it is a good reminder that you are still youthful in others’ eyes.
These may be simple jobs such as picking up groceries, light cleaning, cooking meals, or companionship during the day. Given the cost of nursing homes and certified nursing assistance, this is an affordable option for families who want extra eyes on their loved ones.
10. Private Island Caretaker
Okay, this is the one I want!
If you are reading this and need a caretaker, I am happy to be the right person for your estate.
A lot of caretaker jobs are in private areas, such as private islands, ski resorts, large estates, and other remote or private areas. This is often because employers need someone they can trust to be on-site full time and take care of things.1) Private Island Caretaker
Caretaker jobs are a great way for retirees to stay engaged and active in their golden years. They can provide a sense of purpose and routine, as well as an opportunity to explore new places and meet new people.
11. Docent or Usher
One low-stress job that retirees can consider is becoming an usher at their local theater or sporting area. This job does not require much training and typically pays minimum wage, but it can be a great way to meet people and see new shows and watch sports.
A docent is someone who has expert knowledge about a certain subject and can teach people about it through guided tours and lectures. They are often found in museums, art galleries, and other places where people can learn about the arts.
For many retirees, these are the perfect jobs to get paid for enjoying their hobbies and events they didn’t have time to see when working full-time.
12. Work at Disney
Jobs at Disney parks can be both fun and challenging, with plenty of opportunities to make new friends and help guests have a great time. You’ll need to be able to work hard and stay cheerful under pressure, but the rewards are many.
If you’re interested in working at one of the happiest places on earth, visit the Walt Disney Company website to learn more about current openings and how to apply.
Perfect for the retiree to stay youthful!
13. Invest in Various Intiatvies through Crowdfunding
When it comes to investments, there are many options to choose from that can fit any personality type.
Crowdfunding was created to help more people invest in various businesses by pooling resources together. This makes it more affordable and less risky for everyone involved.
For many retirees, this is a great way to impact start-up businesses and maybe even have a great ROI on their money.
14. Tutoring
Tutoring can help students learn in a one-on-one environment, and help them to focus on the material. Tutoring can also help build a student’s confidence, and help them to ask questions they may be too embarrassed to ask in a classroom setting.
It’s a great way to help students who are struggling and give them the support they need to succeed. You also get the satisfaction of knowing that you’re helping young people achieve their goals. Tutoring can be done in person or online, so it’s a flexible job that you can fit around your schedule.
In today’s society, there are plenty of opportunities to help students achieve faster with tutoring. Most tutors are paid at least $30 an hour.
15. Virtual assistant
There are many low stress jobs that can be found online and Virtual Assistants are one of those jobs.
A virtual assistant is a professional who provides administrative, technical, or creative assistance to clients from a remote location. Often, virtual assistants work for multiple clients simultaneously, providing a wide range of services including social media management, email management, bookkeeping, and more.
They provide a service to their client through the internet and This is a great way for someone with retirement to start making money fast because most VAs make between $35 and $50 an hour.
Take free training for becoming a virtual assistant!
16. Personal shopper
A personal shopper may work in a store, helping customers find what they need, or they may work remotely for a customer who gives them a list of items to purchase. Either way, personal shoppers usually charge by the hour.
It also pays well, especially if you work for a high-end retailer. And since you’re working with customers one-on-one, this is a great job for someone who enjoys helping others. Perfect for a retiree to get out and about.
17. Personal organizer
They may work with individuals or groups, in both business and personal settings. Personal organizers usually have excellent time management skills, as well as a thorough understanding of the principles of organization.
This type of position is great to keep you moving as well as help others.
18. Animal shelter worker
They may feed, groom, and exercise the animals, as well as administer medication and vaccinations. They also clean cages and kennels, and may handle adoptions. The work can be physically demanding, but it is also very rewarding to help homeless animals find new homes.
For someone who loves animals, this is a perfect opportunity to make money and help neglected animals.
19. Book store assistant
The work is relatively easy, and there are usually no major deadlines to worry about. Plus, bookstores are typically quiet and calming environments, which can be a nice break from the hustle and bustle of everyday life.
If you’re looking for a relaxed job after retirement, this could be it!
20. Photographer
Some people take up photography as a hobby, some as an art form, and some as a profession. The beauty of photography is that it can be whatever you want it to be. There are so many different types of photography, based on your taste and choice you can choose which area to focus on first.
In addition, photography is a great low stress job after retirement!
It can be done freelance to supplement your income or on a full-time basis. There are many opportunities for photographers, and the work is generally enjoyable.
21. Life coach
After retirement, there are many low stress jobs that a person can take on. One such option is becoming a life coach.
This job involves helping people work through their problems and achieve their goals.
By becoming a mentor for the next generation, you are able to have a lasting impact and legacy. This allows you to share your wisdom and knowledge while also helping someone else in their career path.
As a life coach, it’s important to be a good listener and have strong communication skills. Additionally, new graduates might be able to offer you fresh perspectives on life that you may not have considered before. It’s easy to become a mentor to coworkers or people in your field; all it takes is some time and effort.
22. Consultant
Consulting is a broad term used to describe an area of work. It encompasses a wide range of activities and can be done by anyone with the appropriate skills and experience.
Many retirees choose to focus on the areas they enjoyed at work and avoid stressful parts, becoming consultants in those fields.
Often, retirees are a great resource for companies looking for short-term or project-based work. If you let your network know that you are available for consulting opportunities, they may be more likely to reach out to you when they have a need. Additionally, the average consultant salary is between $50 and $150 per hour, depending on experience level.
23. Walmart Greeter
Greeters welcome customers, help them find what they need, and provide general information about the store. They may also monitor security cameras and alarms in the store. The position requires little training, and most Walmart greeters are given on-the-job training.
However, greeters must be able to handle stress well, as they are often the first point of contact for customers who are angry or upset. The position also requires being able to work weekends and holidays.
24. Dog walker
Dog walking is a great job for people who love dogs and want to make a difference in the lives of animals. It is also perfect for retirees who want to stay busy and have flexible hours. The work can be enjoyable and rewarding, and it is a low-stress profession.
Dog walkers are typically paid by how many dogs they are watching at any given time, rather than by the hour. There are specific websites where you can find work as a dog walker like Rover and the average pay is $14 an hour.
25. Pet sitter
A pet sitter is a professional who is hired to take care of pets while their owners are away. Pet sitters typically visit the home of the pet owner to feed, water, and exercise the pet. They may also provide additional services such as grooming and medication administration.
For example, many retirees enjoy pet sitting because it allows them to form close relationships with animals while also providing a service to their community.
Find plenty of pet sitting gigs on Rover.
26. Camp Host
After retirement, many people are looking for a low stress job that will allow them to travel, get outside, and see new places. Campground jobs are perfect for this because you can work during the day and explore at night.
Camp hosts are people who work at a campground to provide information and assistance to guests.
Campsites allow for some flexibility in terms of location – you may be able to choose the state or national park you’d like to work in, as well as the dates of your stay. Additionally, many camp hosts have a good deal of control over their schedules, which can be a perk.
They usually work for minimum wage, but can often receive tips from guests.
27. Adjunct Professor
Many retirees take on part-time work as adjunct professors. The position offers a high level of flexibility, good pay, and opportunities for professional development. In addition, adjunct professors often have the opportunity to work with students from diverse backgrounds and help them grow academically.
This can be a great way to share your knowledge and expertise with the next generation of students. Contact your local college and see if they have any openings. Adjunct professors typically earn around $3,000 per class taught.
28. Author
Becoming an author can be a great way to enjoy your retirement years while still earning some extra money on the side. The job doesn’t involve a lot of pressure, and you get to set your own deadlines.
There are a few different ways to get your book published. One option is to work with an agent. However, this may not always be possible, especially if you are writing a non-fiction book. Another option is to self-publish your book. This can be a great way to get your book out there without having to go through a publishing house.
You will finally have time to tell your story from your perspective.
29. Focus group participant
Focus groups are gatherings of people who are brought together to discuss a certain topic. The participants can range from 6 to 12 people, and they are typically held in local hotels or conference centers. During the focus group, the participants will discuss upcoming products, services, trends, and issues.
Focus group participants are typically reimbursed for their time and participation in the discussion. This can be done in a variety of ways but is usually either through cash or gift cards.
30. Furniture flipper
Furniture flipping is a great business for those who want to make some extra money with little stress and no formal education needed. You can do it from the comfort of your own home, as long as you have the necessary tools and space. With a bit of hard work, you could be on your way to making some serious cash.
Furniture flippers are people who buy furniture at a low price and resell it for a profit. They usually start as furniture buyers who love hunting for deals at garage sales or estate auctions. This is a low-stress job that’s also profitable.
For many retirees, it may have been a hobby turned profitable.
31. Delivery driver
Delivery driver is a great job for retirees because it keeps them active and socially engaged. It can be difficult to sit at home all day, so this job is perfect for those who want to be out in the world meeting new people.
Delivering food is a great way to make some extra money in your spare time. It’s a low-stress job because you’re only out of the car for deliveries, and many companies offer drivers up to $20 per hour.
I love Doordash because their sign-up process is so easy–you can be up and running in minutes!
32. Rideshare driver
Ridesharing is a great way for seniors to make some extra money on the side while still having plenty of time for themselves. It’s very flexible, so they can work as much or as little as they want, and it doesn’t require them to take too much time out of their day.
Both Uber and Lyft require relatively little startup capital, and retirees can often make money driving for these companies.
Just make sure you have the proper auto insurance for ridesharing.
33. Taxi Driver
Taxis are in high demand in most cities, so there is always work to be found. In addition, the hours are flexible, so drivers can work as much or as little as they want.
And since driving a taxi is not very demanding physically, it is a good job for those who are no longer able to do strenuous work.
Many people who move to a foreign country find being a taxi driver a highly rewarding and lucrative way to make money.
34. School Bus Driver
There is a severe shortage of school bus drivers across the country.
This may not be a low stress job to many, but you can have a long lasting impact on the students. Right now, our students need positive influences in their lives.
What does the job entail? You must have a valid commercial driver’s license (or find someone who will provide the training) and be clear from moving violations in the last 3 years. In addition, you must pass a background check to work with students.
Many districts are desperate for school bus drivers and providing a signing bonus.
35. Chat moderator
Chat moderators are responsible for monitoring chat rooms and helping to ensure that the conversation remains on topic and respectful. They also work to resolve any disputes that may arise.
They work in a variety of settings, from social media to online gaming platforms.
But for the most part, the job is relatively low-stress, thanks to the ability to take breaks and work flexible hours. Chat moderators also often have the opportunity to learn new technologies and hone their customer service skills.
36. Babysitter & Nanny
Babysitting and nannying is a great way to make some extra money in your spare time. It’s perfect for people who love kids and have a few hours in the afternoon after school lets out. You can help out your neighbors by babysitting their kids or finding families near you who are looking for a nanny.
They offer a lot of flexibility, they’re relatively low stress, and they often come with a set schedule so you know what you’re doing each week. Plus, you can usually work from home, which is a big perk if you want to stay active in your golden years.
The average babysitter in the United States earns a bit less than $15 per hour, but some earn at least $20 an hour. It is easy to find work.
37. Event Staff
Event planning can be a very stressful job, but it can also be a very rewarding one. After retirement, many people look for a flexible job that they can do mostly on the weekends and in the evening. Event staff is a great option for those people.
They may work in a variety of industries, including entertainment, hospitality, marketing or nonprofit organizations.
Event staff often have to wear many hats during an event, handling duties such as coordinating with vendors, setting up event spaces, managing attendees, and serving as liaisons between organizers and other staffers.
This may not be the situation for everyone, but great for someone who likes to be in the action.
38. Research Assistant
After retirement, many people feel lost and without a sense of purpose. A research assistant helps others find information and discover problems to solve. They work with teams or individuals to locate the best information possible and help them use it effectively.
Research assistants are in high demand because they help other people find information and solve problems. They work on a variety of tasks, such as conducting research, organizing data, and writing reports. Their skills are in high demand by companies, governments, and individuals who need help conducting research.
The job is relatively low stress and pays between $18 and $22 per hour. It requires patience, communication skills, and a range of computer skills.
39. Substitute Teacher
A substitute teacher is someone who fills in for a permanent teacher when they are absent. This can be for a variety of reasons, such as paid vacation, maternity leave, or sick leave. It is a great option for retirees because it is one of the most respected and low-stress jobs after retirement.
This is one of the best retirement jobs because you can substitute teach any position within a school.
Substitute teaching can be extremely rewarding, as you are able to help students in need and fill in for teachers who are absent. You may also have the opportunity to work with different age groups and learn new things.
It is now possible to earn around $20 per hour on average as a substitute teacher. In order to become a substitute teacher, you need to have a bachelor’s degree in any academic discipline from an accredited college or university. With the right qualifications, you can enjoy a great deal of flexibility and earning potential while working with children.
40. Airbnb Host
You can earn up to $1,000 per month by listing your home on the site.
It’s also a low-stress job since you don’t have to worry about meeting deadlines or dealing with customers. And, since you’re working from home, you can easily take care of any last-minute changes or emergencies.
If you’re interested in becoming an Airbnb host, check out this guide on how to get started.
41. Proofreading
In this career, you would be reading documents or manuscripts and looking for mistakes in grammar, spelling, punctuation, and syntax. You would then mark the errors with a correction symbol and provide a note to the author about the mistake. Proofreading can be done independently or as part of a team.
It is also important to be able to meet deadlines because many publishers require that manuscripts be returned within a certain timeframe.
42. Park Ranger
They enforce park rules, help visitors enjoy their visit, and provide information about the areas they patrol. Park rangers may also conduct educational programs, research projects, and archaeological surveys.
The growing popularity of outdoor recreational activities will lead to more demand for these workers.
Rangers must be able to hike long distances in difficult terrain, often carrying heavy equipment. They also may need to work extended hours, including weekends and holidays, during peak visitor seasons.
43. Voiceover artist
Voiceover artists are people who provide the voice for a character or commercial. They must be able to understand and interpret the script, and then deliver the lines in a way that sounds natural and believable.
Voiceover artists are in high demand for their unique ability to provide a voice for various multimedia productions that requires no formal training. This work can be done from anywhere with a good internet connection, making it an ideal job for retirees or those with flexible hours.
44. Real Estate Agent
The work is often exciting, and you can set your own hours. However, it can also be demanding and require long hours during busy times.
They must be knowledgeable about the current market conditions and have strong negotiating skills. In order to succeed in this career, you’ll need to be able to work well independently and be comfortable networking with potential clients.
You’ll also need to develop a strong marketing strategy to attract new clients.
45. Sports Coach
They may also instruct athletes on the rules and regulations of a sport. Sports coaches typically have a college degree in physical education, kinesiology, or a related field.
Coaches often work long hours during the season and must be able to handle criticism from players and parents. However, for those who love sports and enjoy working with people, sports coaching can be an enjoyable and low-stress job after retirement.
46. Artist
Being an artist is a great job to have after retirement because it doesn’t require a lot of stress and you’re free to create whatever you like. The only requirement for the job is that you have some artistic ability, which most people do.
Working as an artist can be perfect for people who are looking to have more flexibility with their hours and want to work on the go. There are many different types of artist jobs that one can find, and the best way to find out what’s available is to do some research online or talk to other artists in your area.
47. Translator
Translation is a great option for those who want to use their second or third language skills in a professional setting.
Many retirees find themselves with time on their hands after retirement and may enjoy doing something that they are good at and can be successful at. Speaking another language can lead to many opportunities, including working as a translator or in a translation services company, or becoming a consultant in foreign affairs.
Translators must be able to understand the source material fully and then accurately convert it into the target language.
48. Interior decorator
Interior decorators are in high demand because they have an eye for design and can help people make their homes look beautiful. This is a low-stress career choice that allows retirees to work anywhere, which is why it is becoming increasingly popular.
Interior decorators are often retirees who have a wealth of knowledge and experience in interior design. They must build up a portfolio of their clients’ homes before they can become an interior designer and be able to charge more for their services.
Interior decorating is a creative line of work that can earn great money, and it’s often a side hustle for people who want to make more money while still having free time. Satisfying customers is another perk of this career!
49. Handyman Services
If you’re looking for a way to make some money after retirement, and enjoy doing hands-on home repair projects, consider working as a handyman. Handyman work can be done on your own schedule, so it’s a great option if you want more flexibility in your life.
Handyman services are becoming more popular because they allow you to set your own rates and work on your own schedule.
This is beneficial for both the worker and the customer, as it allows the worker to charge a fair price for their services and customers can get work done on their time. Additionally, handymen have a variety of skills and can fix many problems around the home, which makes them a valuable asset.
50. Professional cuddler
Cuddling has become a popular service in recent years. Companies like Cuddle Comfort offer professional cuddlers that will come to your house and provide you with a compassionate, understanding listening ear as well as some quality cuddle time.
Some people make a living from professional cuddling. These cuddlers can earn approximately $40 per hour for just being themselves and giving bear hugs. This is a growing industry with many people finding comfort and satisfaction in human touch.
51. Mediator
To become a mediator, you need to have either legal training or a bachelor’s degree in mediation. This gives you the skills needed to mediate and resolve disputes between two or more parties. Mediators usually have a low-stress job because of their flexibility and freedom to work from anywhere.
Mediators come from a variety of professional backgrounds, but the majority have some form of legal background. More than half of certified mediators work as general mediators, charging $100 to $250 per hour.
52. Data entry specialist
A data entry specialist is somebody who enters data into a computer system. This can be a very low stress job, especially if you have basic computer skills and typing speed and accuracy. The work is relatively easy to find and usually does not require any specific qualifications.
Data entry specialists are paid a modest wage for their work, but the pay is reliable and predictable. The job is also relatively easy to find, making it a great option for people who are looking for additional work during retirement or in their spare time.
Being able to type quickly and accurately in order to be successful in this role.
53. Waiter/ Waitress
If you have a gift of gab and service, then this might be the perfect industry for you. Especially as a bar back!
The work hours are flexible, the tips are usually good, and you get to meet new people all the time. Plus this type of job is fun, as it’s not high-stress and it allows someone who just retired or wants a job with flexible hours to stay active socially while they make money.
If you’re looking for an alternative after retirement, waiter or waitress work is definitely a good option.
54. Cook
Many families are looking for healthy options for dinner. What is better than a home-cooked meal?
While working as a cook for a restaurant, you may often work long hours in a hot, noisy kitchen. However, cooking for local families on a small scale may be the perfect scenario.
55. Become a Transcriber
Transcription is a great way to make some money after retirement. You can typically make around $18-$25/hour, depending on your skill level and experience.
The work is relatively low stress, so it’s a great option for those looking for a relaxing way to make some extra income.
56. Retirement planner
Some retirement planners offer training and certification for their employees. The employer might pay for your training and certificate if they feel confident enough in hiring you as an employee after seeing how well you do these tasks.
This may not be the ideal situation for many, but it pays well.
57. Flip Items
Flipping items for profit is a great way to make some extra cash. You can find deals at garage sales and online, and then turn around and sell them for more.
Be sure to look out for scams, however, as there are many people who try to take advantage of those looking to flip items.
To learn how to flip for a side hustle, check out Flea Market Flippers.
58. Professional Volunteer
Charity work is a great way to give back to the community and help those in need. There are many charities that need help, and by donating your time or money, you can make a big difference in someone’s life.
It can also be a great way to ease into retirement. Many charities are always in need of volunteers, and you can often find opportunities that fit your schedule. You may also be able to find paid positions with certain charities.
You will have the opportunity to help others and make a real difference in their lives. You may also find new friendships and learn new skills.
It keeps you social and busy, and it lets you help out in your community. Plus, many organizations offer volunteer opportunities tailored to retirees’ skills and interests.
In fact, many volunteer opportunities turn into paid jobs.
How to find a job that is low stress and matches your skills?
Which best jobs for retirees do you want?
When you’re looking for a job that is low stress and matches your skills, it’s important to consider a variety of factors. For example, employers want employees who can work independently and are well-organized. They also want employees who can communicate clearly. You should have a basic understanding of the job duties as well.
If you have specific skills, you may not need these things as much.
However, employers still want employees who can complete tasks without any help from others. There are a variety of ways to find out about such jobs, including using search engines or social media sites like Facebook and LinkedIn.
Also, whoever says you have to wait for retirement?? Find low-stress jobs that pay well without a degree now.
It’s also important to be aware of the pay structure. Often, employers want employees who will be able to work for them on a long-term basis. The pay structure is often predictable and employers know exactly how much work there will be available for each project. This makes it easier for both parties involved.
One way to find a job that is low stress and matches your skills is by using online platforms like Upwork, Freelancer, and Fiverr. These platforms offer many data entry jobs that are perfect for those looking for an easy way to make some money after retirement. In order to take advantage of these jobs, you’ll have to learn how to type fast.
Know someone else that needs this, too? Then, please share!!
For someone who hates accumulating yard sales every Saturday morning. It was an apartment-lined street, and tenants in the process of moving out would often dump their stuff on the sidewalk and sell it.
But before assuming I can set up camp on the busy street in front of my apartment, I should check on a couple of things. First, is this permitted? I mean, even aside from acquiring a yard sale permit, which you should definitely look into, are you allowed to just sell stuff on the sidewalk? One Yahoo! writer had some simple, but good, advice:
“If you have noticed people selling things on a specific corner in your town or city, contact the town or city hall for advice. They will let you know where you can have a yard sale, especially if your apartment complex will not allow it. In any case, do not attempt to publicly sell anything without a permit, even on private property.”
Secondly, even if you are permitted to have a yard sale in front of your complex, you should probably check with your apartment manager to make sure it’s okay.
Take It to the Internet
If you have a few valuable things you want to get rid of, sites like eBay, Amazon and Craigslist are great old standbys. I’ve also sold and swapped furniture via Facebook status updates — it’s easier and you don’t have to deal with crazies, flakes or Paypal fees.
If you’ve accumulated cellphones over the years,this site seems to have a cool program that gives you a modest amount for them.
Community Garage Sales
I’m jealous that Seattle has West Seattle Community Garage Sale Day. In Los Angeles, I encounter multi-family garage sales, but I can only imagine a whole day of garage sale-ing that involves an entire community!
If you’ve got friendly apartment neighbors, though, you can initiate the idea of holding a complex-wide yard sale. Again, permits and manager permission should be taken into consideration. If your neighborhood is planning an event on a particular Saturday morning, that morning might be a good time to organize the sale.
I used to live in a quadplex, and my neighbor and I once held our own combined garage sale. Thinking back on it, it would’ve been really fun to let the other quadplexes in the neighborhood know — maybe we could have made a fun,tax deduction is always nice. Just remember, tax law “requires that all household items given to charity must be in good or better condition,” according to tax pro Kay Bell.
Borrow a Yard from a Friend
I’ve been an apartment dweller for a while now, and back in Houston, my friend’s mom would always encourage me to participate in her semi-annual garage sale. Oh, how Mrs. V loved her garage sales. And she made them so much fun. There’d usually be four or five of us ridding our junk together on a Saturday morning. Lemonade or coffee was usually involved, and she lightheartedly competed with us to see who was making the most money.
If you’ve got a homeowner friend, they might not be opposed to letting you borrow their lawn for your sale. To repay them, you can offer to take care of selling any stuff they’re looking to unload.
Flea Markets/Swap Meets
Okay, I don’t have quite enough stuff to rent space at flea market, but I thought I’d toss in the option. There’s the cost of renting the space to consider, however. For example, while some SoCal markets charge as low as $7/day, others are as high as $70! Also, you may need to consider permits, registration and taxes, according to the Small Business Administration. They advise:
“Fairs, flea markets, and craft shows tend to require more paperwork and permits, since they are usually occupied by vendors or businesses, whereas garage sales tend to be run by individuals… Whenever you sign up to sell at a fair, flea market, or craft show, ask whoever is in charge of the event what paperwork or permits are needed. They can serve as a good resource since they should be familiar with the state and local procedures.”
For more information, check out the SBA’s page on the legalities of selling your stuff at flea markets. They also have some important advice on hosting yard sales — namely, checking with your city to see what the permit requirements are.
So there you have it — a few alternatives for all you apartment dwellers out there. We may not have yards, but we still have options.For my fellow renters, what other routes have you taken to sell your stuff? Any words of wisdom from seasoned yard sellers? Do share.