Working out in an apartment is tricky. While some complexes have shared fitness centers, you may not always want to leave the house to do your fitness routine. And on the other hand, trying to have some form of a gym inside your apartment is difficult and limiting when you’re renting. However, there are still plenty of home gym decor ideas that will make your workout space both beautiful and functional — even in an apartment.
Here are some ideas you can incorporate into your home gym decor.
1. Dual-function loft
Photo source: Fitness Design Group
When you’ve got only one large space to work with rather than separate rooms, you may not want to dedicate it only to either a sitting room or a gym. Here, Fitness Design Group made sure there could be both by making a distinct separation between the function of each area.
2. Spin office
Photo source: Love to Know
There’s no need to choose between having a home gym or an office — put them in the same space! You can even create a small separation between the two like Love to Know shares — placing a mat underneath your office area and a separate one for your workout area divides the room based on function.
3. Work(out) from home
Due to the recent pandemic, many people are working (and working out) from home. Working from home brings its own set of challenges, but avoiding the gym doesn’t need to become a hassle. A little side gym, connected to a home office, creates a seamless transition from work to workout at any point in the day, making your home office a functional place before, during and after work.
4. Bright and airy home gym
Photo source: On Design Interiors
No matter the location or size of your home gym, there’s no reason for it to feel dark and dingy. These bright floors and light walls, brought to life by On Design Interiors, make this small space feel large and spacious. Not to mention how simple and chic the design is — it’s not over-the-top and creates a calming environment for exercising after a long, stressful day.
5. Mirrored weight room
This simple, yet effective, basement setup shows just what you can do in a small space. This weight room isn’t very big, but a full wall of mirrors gives the illusion that it’s double the size. Even if you’re in a studio apartment, simply adding a large mirror on the wall near where you practice yoga or do a small-space workout routine will help it feel bigger.
6. Home office with modern wall designs
Gyms don’t need to look boring, especially if it’s part of the place where you live. And it doesn’t take a lot to make your home gym look modern and appealing! Simple wall tiles or decals can quickly upgrade your gym without compromising its functionality. Even in a rental like an apartment, you can use peel-and-stick tiles and wall decor that can easily be removed without damaging the walls.
7. Jungle gym
Photo source: Devon Grace Interiors
Adults aren’t the only ones that need to get their exercise in! Kids living in an apartment may feel a little limited at times without a full private yard to play in, so Devon Grace Interiors added a place for the kids to get their energy out.
The light-colored wood of the jungle gym doesn’t draw too much attention and keeps things muted, while still being a fun place for kids to play.
8. Sleek modern luxury home gym
Making your home gym feel luxurious and modern is a simple matter of color and lighting. Adding a couple of backlit mirrors and incorporating metallics are what the Infinity Design Studio recommends.
9. Traditional CrossFit
Photo source: DNLUD
This home gym by DNLUD is about as close as you can get to a typical CrossFit gym. For some, feeling like they’re at a gym rather than at home helps them get their minds into their workout. The mirrors are black gym mat flooring really gives it an out-of-home feeling.
10. Modern rustic home gym
Photo source: Gambrick
Gambrick didn’t want to detract too much from the natural landscape and kept this in mind when they designed this gym for a modern rustic cabin-stile home in the mountains of Colorado. The deep oranges give just enough color while maintaining the integrity of the outdoors—no matter where you live, your apartment doesn’t have to feel separated from its surroundings.
11. DIY basement upgrade
There are easy ways that anyone can upgrade their basement into a functioning gym. A little peel-and-stick wallpaper, mirrors and foam puzzle flooring turned a dark basement into a bright little workout space that can easily be removed if needed.
12. Spare bedroom fitness renovation
An extra bedroom is already a luxury that not everyone has and instead of turning it into a seldom-used guest room, put it to better use. Light flooring and white walls with natural wood hanging hooks to keep equipment off the floor keep this room looking chic and clean—great for when you’re in a small apartment with not much room to spare.
13. Disguised cycle home gym
You may only need one piece of equipment to get a full-body workout in. A stationary bike is perfect for requiring only a small corner—and that corner might be right in your kitchen! One Instagrammer disguised her bike in her kitchen area by placing a pretty painting and plants around it to blend it into the area.
14. Space-saving yoga grid
When you don’t have room for a full yoga studio, a wall might be all you have. Higashi Fushimi recommends that it’s time to make your storage grid look good—like it’s an intentional part of your apartment’s design, with blended metal rods that both look good and function like any other storage.
15. Vertical storage in your home gym
Choosing equipment and storage racks that work vertically rather than horizontally can keep your gym equipment from taking up too much space in your apartment. Lela of Organized-ish utilizes pegboards for small equipment storage and choose a multi-function vertical workout setup that only takes up a few feet of space in the corner.
16. Aesthetically-pleasing home gym equipment
No need for your gym equipment existing as an eyesore. In fact, it is a beautiful addition to the main area of your apartment. See how Sunny Circle Studio chose wooden multi-use wall bars to provide function and design for a high-end vibe.
17. Upgraded garage
If you’re lucky enough to have access to a garage, you can turn it into a chic and stylish workout room. Celebrity trainer Erin Oprea has even done it herself — add some peel-and-stick wallpaper and affordable vinyl flooring that mimics wood, and you’ve pretty much given yourself a whole new space!
18. Dual-function, hidden equipment home gym
A coffee table that converts into a bench press, a lamp that doubles as a dumbbell and even a foam roller vase that looks and works both like exercise equipment and living room items. Swedish storage company 24Storage invented pieces of workout equipment that aren’t stored in the traditional manner — they’re functioning pieces of your living room! See what fits best in your living room.
19. Balcony home gym
Get some fresh air by exercising on your balcony. Put your bike, treadmill or other machines outside so it doesn’t take up your indoor space. See how Merrick’s Art did with their balcony.
20. Home yoga studio
Turn any open floor space into a yoga area. Keep storage baskets, like Manduka suggests, for your mat and other equipment nearby so when it’s not in use, you can keep your items out of the way.
21. Funky and fun home gym
Don’t just hide your home gym — turn it into the main attraction! Decorilla emphasizes that having fun patterns and colors can both give you energy and help you relax — which is what your workout space should do.
22. Black on black home gym
Having an all-black gym may not feel as light and airy as one with brighter colors, but it can change your mood when you workout. It may help you get more serious, which is beneficial when you’re doing a heavyweight routine or really want to push your limits — which is why Vogue highlights it in a luxury spread.
23. Walking desk as a home gym
Make your work time (and space) the same as your workout! MyMove shows that a treadmill or stationary bike that allows you to use your computer at the same time will save you both time and space as a home workout alternative.
24. Bright home gym yoga space
Use bright colors and neutrals for a calming yoga session. Stick with natural tones and materials, as LDA Architecture & Interiors recommends, and you’ll be feeling calm and serene every time you practice.
25. Neon home gym
Give your workout space an edge with neon lighting. You can either do it all around the room and frame certain pieces, such as mirrors, with neon lights. Or you can add a motivational quote in the form of a neon sign to keep yourself going!
Functional and tasteful
Your home gym doesn’t have to look run-down or ugly. And you don’t need to get rid of it altogether, either! Using these home gym decor ideas, you can create a space that’s both beautiful and functional.
Morgen Henderson is a writer who grew up in Utah. She lived in the Dominican Republic for a year and a half, where she was involved in humanitarian service. Some of Morgen’s work has appeared in State of Digital, The Next Scoop and TechPatio. In her free time, she loves to travel, bake, master DIY projects and improve her Spanish skills.
Are you looking for the best game apps to win money? Yes, you can actually play games to win real money on your phone and make extra money. There are lots of apps for both iPhones and Androids that let you do this. If you already spend a lot of time playing games on your…
Are you looking for the best game apps to win money?
Yes, you can actually play games to win real money on your phone and make extra money.
There are lots of apps for both iPhones and Androids that let you do this. If you already spend a lot of time playing games on your phone, then you might as well get paid for it, right?
In this article, I’m going to talk about some really good game apps that let you win actual money prizes. These games include ones like those you might find in a casino as well as easier puzzle games and even arcade style games. So, there’s something for everyone. When you play and collect points or coins, you can get your winnings through easy ways like PayPal and Apple Pay.
Key Takeaways
Playing game apps can be fun and you can even win real money.
The best game apps that pay real money include KashKick, Swagbucks, and InboxDollars.
Popular payout methods include PayPal, Apple Pay, and gift cards.
Game apps pay real money rewards because they make their money from ads and in-app purchases. They give you a portion of their earnings to encourage you to continue playing their games.
Do any game apps actually pay real money?
Yes, some game apps do pay real money or in gift cards. They most likely will never be a main source of income or a full-time job, though – simply just a way to make some extra money.
Why do game apps pay you real money?
Game apps that give out real money usually make money through ads, things you buy in the app, and paid gaming competitions/tournaments. They share a little of what they earn with you to get you to keep playing their games.
Sometimes, game apps have partnered with different game developers and companies so that people will try new games and earn rewards for them. Since the game app is being paid and they want more people to play the game, they then will share some of their earnings with you to get you to keep playing the games in their app.
It’s a win-win! You get to enjoy yourself and make some extra money, and businesses get to showcase their ads and games to a wider audience.
Recommended reading: 30 Best Money Making Apps
Best Game Apps To Win Real Money
Here’s a quick list of the top game apps that pay real cash:
KashKick
Swagbucks
InboxDollars
Below, I dive further into the best game apps to win real money.
1. KashKick
I think the best game app to win real money is KashKick.
KashKick allows you to earn $100 or more by playing popular mobile games like Yahtzee and Monopoly GO. You can also make money by trying new products and services, watching videos, answering surveys, and reading emails.
There are many different games you can play on KashKick such as:
Coin Master
Monopoly GO
Yahtzee
Family Island
Bingo Blitz
Scrabble Go
Solitaire Smash
MGM Slots
For example, here’s how you can make money playing Monopoly Go on KashKick: “Install (make sure to accept tracking requirements on your device!) and reach Board 27 within 8 days from the install date to get $30, reach Board 42 within 12 days for $40 more and reach Board 71 within 24 days for another $50 – for a total of $120!”
Please click here to sign up for KashKick for free.
Recommended reading: KashKick Review
2. Swagbucks
Another favorite game app to win real cash is Swagbucks.
Swagbucks is a very popular rewards site where you can earn money by playing games, taking surveys, watching videos, and shopping online, and you can cash out what you earn with PayPal cash or gift cards.
Swagbucks is a company that I started using years ago, and it has helped me easily earn some extra cash on the side, all from home or while traveling. I have personally earned over 100 free gift cards through Swagbucks, so I know that they are a legit game app that pays you real money!
To play games on Swagbucks, you simply head to the “Play” tab when you are logged in. When I logged in, I had over 20 available games that I could get paid to play, with a total rewards value of $2,264.02 or 226,402 SB points.
Some of the games you can play on Swagbucks include:
Match Masters
Farmville
Lucky Buddies
Dragonscapes Adventure
Wizard of Oz Slots
Solitaire Smash
POP! Slots
Dice Buddies
Swagbucks Live
If you join Swagbucks through my referral link, you can receive a $10 bonus.
Recommended reading: Swagbucks Review
3. InboxDollars
InboxDollars is another good rewards site that pays you cash for taking surveys, shopping online, playing games, and reading certain emails. In fact, InboxDollars has been around since 2000, and they have paid over $80 million in cash and gift cards.
They pay via PayPal cash as well as gift cards to places such as Amazon, Apple, Target, Dunkin’ Donuts, Lowe’s, Barnes & Noble, and Gap.
To play games on InboxDollars, simply head to the tab that says “Games.”
When I log in, I have 8 games available for me to currently play, such as Mahjong Dimensions, Solitaire, Word Wipe, Monkey Bubble Shooter, Pyramid Solitaire, Candy Jam, Pet Hop, and Giant Hamster Run.
Sign up for InboxDollars here and get a free $5 bonus.
4. PrizeRebel
PrizeRebel is a popular rewards site where you can play games (as well as take surveys that pay instantly and more). You can redeem your rewards points for PayPal cash, gift cards, and even cryptocurrency.
Some of the games on PrizeRebel include Bingo Blitz, Solitaire Grand Harvest, Age of Apes, Kingdom Guard, Yahtzee, Woody Sort, Viking Rise, and more.
You can sign up for PrizeRebel here.
5. MyPoints
MyPoints is a rewards platform where you can earn money by playing games, watching videos, and participating in surveys. Your earnings can be redeemed as gift cards or PayPal cash.
To get paid to play games on MyPoints, you log in and head to the “Games” tab, and there you will see games such as Bejeweled, Bingo, Catch 21, Puzzle Match, Wheel of Fortune, and more.
Sign up for MyPoints by clicking here.
6. Blackout Bingo
Blackout Bingo is a highly-rated bingo game app that allows you to win real cash. In fact, there are nearly 90,000 reviews on the App Store alone, with an average of 4.5 out of a 5 star rating.
Over 5,000,000 people have played this bingo app where you can win rewards and cash prizes too.
You play against other players in real time and can cash out your winnings via PayPal.
7. Bingo Cash
Bingo Cash is a fun game of Bingo that you can play for free, and you can play against other people no matter where you are in the world. You get to “travel” to different places in the game and practice your Bingo skills. Plus, you can win really big prizes!
Bingo Cash is a free game that you can play on the popular gaming platform called Papaya.
It’s easy and safe to get your prize money through PayPal. You can choose from lots of cool prizes like Airpods Pro, iPads, and coffee makers!
Note: If you live in AZ, AR, CT, DE, LA, MT, SC, SD, or TN, you can’t join prize tournaments. But don’t worry, you can still play for fun with the game app’s virtual currency.
8. Solitaire Cube
If you like to play solitaire, then this is the game app for you as you can get rewarded for playing just like how you normally do.
Solitaire Cube is a card game app that allows you to test your card skills and win real money. The game is available for free on iOS and Android and is perfect for solitaire fans who want to put their skills to the test.
With this game app, you play against other real players all from your phone. Your rewards can be cashed out for PayPal cash or Apple Pay.
9. Mistplay
Mistplay is one of the most popular game apps to win money, with over 400,000 reviews and an average rating of over 4.1 stars out of 5. There have been over 10,000,000 downloads of this app too!
Mistplay is an app where you can earn money by playing and testing new games on your smartphone. It’s a great option if you enjoy discovering new games and want to make some extra cash.
Mistplay has given away $60,000,000 in rewards for playing games since the site was created too.
You can redeem your points for PayPal cash or gift cards to Visa, Amazon, and more.
Note: This app is currently only available for Android phones on Google Play.
10. Fanduel Fantasy Sports
If you like football, soccer, hockey, baseball, basketball, golf, and other sports, then this is the app for you.
Fanduel Fantasy Sports is a sports betting site where you create your fantasy sports lineup and compete with other players for cash prizes.
With this app, you have a chance to win real money. You simply create your fantasy team, keep an eye on your scores, and compete every day for prizes in lots of different fantasy contests.
Note: Fanduel Fantasy Sports is only open to U.S. residents and users must be 18 or older (19 or older in AL, 21 or older in AZ, IA, LA, MA). Users physically located in DE, ID, HI, MT, NV, and WA are not eligible to participate in paid contests.
11. Cash’em All
If you’re a casual gamer and want to play games in your spare time for a chance to win real cash, give Cash’em All a try.
This app doesn’t bother you with in-app purchases or ad walls. Instead, you earn points, or “coins” as the app calls them, for each second you play their games.
There are many different games that you can play on Cash’em All, such as Candy Crush, Match Masters, Bingo Blitz, Coin Master, and more.
You earn points which then can be exchanged into PayPal cash or gift cards to places such as Netflix, Amazon, and more.
Note: This app is currently only available for Android phones on Google Play.
12. 21 Blitz
21 Blitz is a blackjack and solitaire hybrid card game where you can win real money, and it’s a fun choice for people who like card games. Also, it’s great for practicing blackjack, exercising your brain, or simply having fun.
You can play against real people for free. When you feel ready, you can switch to cash games and have a chance to win real money.
This game is a part of the Skillz platform, which is a popular game app platform where people can win real money through their collection of different games that they have (they have some of the best games to win real money).
13. Pool Payday
Pool Payday is the top pool game app where you can play 1-on-1 pool games and win real cash prizes.
This is a free game app where you can win real money taking pool shots and winning points.
The app is available on iOS devices through the App Store, and you can withdraw your winnings via PayPal cash or Apple Pay.
Note: You can join cash tournaments in most places around the world. However, if you live in AZ, AR, CT, DE, IL, IN, LA, ME, MT, SC, SD, or TN, cash tournaments are not available. But, you can still play for free if you live in these states.
14. Bubble Cash
If you like bubble shooter games, then this is the best bubble shooter game app.
Bubble Cash lets you play against other players in real-time bubble shooter games, with the chance to win cash prizes. Bubble Cash is a bubble shooter game where the more bubbles you pop, the higher your chances of winning.
I know people who spend hours playing these types of games, so this can be a fun way to get rewarded to play a favorite game.
Here’s how to play:
Match three bubbles of the same color to pop and clear the board.
Tap the screen to aim the laser, then lift your finger to shoot the ball.
You can download the app on iOS and Android devices.
15. Solitaire Cash
Solitaire Cash is a card game app where you can play solitaire games for real money.
Once you download the game for free, you can play regular or cash tournaments and have a chance to win real money.
You’ll play against players of similar skill levels, and everyone gets the same deck. So, the game is fair and based on your skills.
The app is available on iOS and Android devices.
16. Rewarded Play
Rewarded Play is an app that pays you for playing games on your phone. If you want to play a variety of games, then this is the app for you.
You can play games such as Scrabble, Yahtzee, Bingo Blitz, Wheel of Fortune, and more.
The way the app works is that they introduce you to new games. Then, the more time you spend playing their games, the more points you can earn. Your points can be redeemed for gift cards to places such as Amazon, Walmart, Target, Nordstrom, and more.
17. Dominoes Gold
Dominoes Gold is one of the best dominoes game apps where you can put your domino skills to the test and win cash prizes.
You play by challenging your opponent in the same games against the computer and see who can win with more points.
The app is available for iOS devices, and you can cash out your winnings via PayPal.
18. AppStation
AppStation is an app that pays you for playing new games on your phone. You can earn coins by trying different games and then redeem them for PayPal cash or gift cards. Games include Fishdom and Match Royal.
Note: Only available for Android users.
19. Jackpocket
Jackpocket is an app that lets you play lottery games and potentially win real cash prizes. You can buy lottery tickets through the app and even be notified if you win. This can be an easy way to play your local lottery games right from your phone.
You can have Powerball, Mega Millions, Cash4Life, and other lottery tickets from NY, NJ, and NH sent directly to your phone.
Just pick your game and numbers (or use Quick Pick), and the app will safely get your ticket from a licensed lottery seller.
If you win less than $600, the money goes directly to your Jackpocket account. For big wins, they make sure to safely deliver you your ticket so that you can redeem your winnings yourself.
20. Cookie Cash
Cookie Cash is a Match 3 puzzle skill game from Papaya Gaming that is for the iPad and iPhone.
With Cookie Cash, you can play as much as you want for free. Then, once you’re ready, you can compete against other players for prizes and real money, such as PayPal cash and Apple Pay.
Note: Cash tournaments are not available in the states of AZ, IA, LA, and SC.
21. Money Well
Money Well has many arcade-style games that you can play to win real money, and this is a very popular game app with over 10,000,000 downloads and an average rating of 4.3 stars out of 5 stars (with over 528,000 reviews!).
You can simply play the games, collect coins, and cash out your earnings for PayPal cash and gift cards to places such as Grubhub and Apple.
22. Bingo Clash
Bingo Clash is a bingo game app from AviaGames with high ratings, and they give real money payouts through PayPal, Apple Pay, Visa, Mastercard, American Express, and Venmo. You can play this game for free and enjoy the competitive nature of real-time bingo.
You’ll play against real players who have similar skills and compete in classic, fun, and fair cash games based on your skills. You can also take part in tournaments with different match styles, and the higher you place, the bigger your prize.
Note: Cash games are not available in the following states of AZ, AR, CT, DE, LA, MT, SC, SD, TN, and VT. But, if you live in one of these states you can still play the game for free.
23. Spades Blitz
Spades Blitz is a card game app where you can win cash earnings by playing and mastering the popular card game of spades.
With Spades Blitz, you compete against real people from around the world in tournaments, where you pay an entry fee to take part.
You can get paid via PayPal cash or check.
Note: The app is available on the App Store and the Galaxy Store. Currently, Spades Blitz is only available for iPhones and Samsung devices.
More Ways To Get Paid To Play Games
There are more ways to get paid to play, other than the game apps listed above. If you like to play games and want to make money, some other ideas to look into include:
Become a Twitch streamer
Twitch is a site where you can make money playing video games, talking, and more.
If you like playing video games, live streaming yourself playing can be a way to make money doing what you love. As you gain followers and subscribers on Twitch, you can earn income through ads shown on your stream, donations from viewers, and monthly subscription fees.
Most Twitch streamers don’t earn a full-time income, but there are some who make well over $100,000 annually. In fact, a few even bring in millions of dollars each year.
To see success on Twitch, I recommend finding ways to keep your audience interested, playing the games that you actually enjoy, and sticking to a regular streaming schedule (because your followers will want to see you consistently!).
You can learn more at How Much Do Twitch Streamers Make?
Play in game tournaments
Playing in gaming tournaments can be a way to make money if you’re really good at a certain game.
Many popular competitive games like Fortnite, League of Legends, and Call of Duty host large-scale tournaments with large prize money.
You’ll need to practice a lot, though, as there are many good players in all games – and you want to be the best in order to actually make some money.
Start a gaming blog
If you love games, then you may be interested in starting a gaming blog.
Starting a gaming blog gives you a platform to share what you know about games, your thoughts on games, and your experiences with other gamers. You can make money from your blog through ways such as affiliate marketing, sponsored content, display ads, or even by selling merchandise.
You can learn more about how to start a blog here.
Become a game creator
If you love gaming and have an interest in design or programming, think about making your own games. Independent game creators can build games for different platforms like PCs, consoles, or even phones.
While a college degree isn’t always required, it can be very helpful. You may want to get a degree in fields like game design, computer science, or graphic design, and also look for courses specific to game design.
First, try finding internships, co-op programs, or beginner-level jobs at companies that make video games. This will give you important experience in the field and let you learn from people who have been doing this for a while.
Sell game merchandise
If there’s a popular game out there, then you may be able to sell merchandise to earn some extra cash.
Some examples of merchandise include T-shirts, posters, or accessories based on popular games.
Of course, you will want to make sure that you can legally do this, as you don’t want to get in trouble for pretending to be a certain game app or anything like that.
My Tips For Playing Game Apps That Pay Real Money
Below are my tips for getting paid to play game apps from your phone.
Be smart about how much time you are spending.
When playing game apps, it can be really, really easy to let time get away from you and play too much (especially if you are a winner!). After all, you are probably having fun and it’s something that you can easily do from your phone.
But, you don’t want to forget about everything else in your life.
You don’t want your game app playing to turn into an obsession (such as with arcade games or trivia games) or into a gambling addiction (as many of the above are similar to casino games).
So, I recommend being careful with any games that require you to pay money (such as to join tournaments) and know your limit. You may want to set a timer for playing and a budget.
You may have to pay taxes.
If you’re winning money from these game apps, then you will need to pay taxes. This means that you will want to save money from any of your winnings for taxes so that you are not surprised at the end of the year with a huge tax bill.
Read real reviews and experience with game apps that pay money.
When you’re trying out different game apps where you win real money, it’s important to read real reviews and experiences. This helps you make a smart choice as reading honest thoughts from other players can give you a clear picture of the app’s pros and cons, how they pay out, how easy they are to play, and if people actually enjoy them.
Some things in game app reviews to look out for include:
If the customer service support is helpful (do they actually answer emails if you have an issue?)
If payments are actually being made and if they are on time (if many people are leaving reviews saying that they are not getting their payments, then you may want to do more research before you start playing games on that specific app)
If the game is fun (of course, this is just an opinion and everyone is different, though)
Keep in mind, while winning real money in gaming apps can be exciting, it’s important to remember that it’s not a full-time job with a full-time income. Always focus on having fun first.
Frequently Asked Questions About Playing Game Apps To Win Money
Below are answers to common questions about playing game apps to win real money.
Which games are best for earning real money? What are some popular real cash games?
There are many game apps that can help you earn real money and some of the top game apps are KashKick, Bingo Cash, Blackout Bingo, Solitaire Cash, and Mistplay. You may want to test a few and see which one is a game that you actually like.
How can I find legit cash games?
To find real cash games that you can trust, you should look for ones that are popular and have good reviews by looking at the Apple Store or Google Play Store to read user ratings and reviews. This can give you a good sense of the game’s legitimacy and whether or not they actually pay out the rewards you earn.
Do any game apps offer instant payouts?
Even if some game apps claim to have instant payouts, the actual time it takes can still vary. Usually, it might range from a few minutes to a couple of days for your rewards to show up in your account.
Are there money-making game apps for iPhones?
Yes, there are several money-making game apps available for iPhone users. Some of the popular ones include Solitaire Cube, 21 Blitz, and Blackout Bingo.
Can I earn money directly to my bank account with game apps?
Certain game apps let you transfer your earnings directly to your bank through direct deposits, while others pay through PayPal, Apple Pay, Amazon gift cards, or other cash rewards.
Game Apps To Win Money – Summary
I hope you enjoyed this article on how to play game apps to win money. As you can see, you have many options!
To sum it up, there are game apps that give real money rewards, and they can be a fun way to spend your time. But remember, they shouldn’t be your main source of income. Think of them as a fun way to make a bit of extra money.
Do you play any game apps to win money? Which one is your favorite?
What was your favorite thing to talk about as a kid? Maybe it was dinosaurs, or Barbie or the Magic Treehouse book series. It probably wasn’t compound interest. Getting kids excited about investing can pay off for the rest of their lives — but how do you do it?
Here are six strategies to help get kids interested in investing for good.
1. Make it relatable
Explaining what investing is and why people should care about it can feel like an exercise in futility — the jargon, the math, all the acronyms — but at its core, investing is incredibly simple. Investing means taking the money you already have and using it to make more money without having to do any additional work. When talking with kids, stay away from “Roth IRA,” “dividends” and “return on investment,” and instead focus on the basics.
The language should be simple: If you have $100 now, and you invest it, you may have $110 later. Then, that extra $10 you earned will start earning money, too. You can play around with an investment calculator to help them visualize how their money could earn more money over time.
And while it’s good to be skeptical of financial advice on social media, there are some great sources of information that may help get kids more interested in money management.
“I got started with the help of YouTube,” says Ariana Bribiesca, a content creator based in Malibu, California, who started investing at age 16 and now runs the TikTok account Ari Invests. “I spent about 10 months doing research before I decided to open up my brokerage account.”
Bribiesca got introduced to investing through social media, particularly through her YouTube recommendation page, which showcased videos about credit cards, the college application process, starting a business, and investing.
2. Have them invest in what they’re into
One way to get a kid excited about investing, according to Riley Adams, a certified personal accountant and founder of Young and the Invested in Pleasanton, California, is to help them connect with brands they like.
“Instead of saying, ‘I shop at Nike,’ or ‘I use Snapchat,’ it actually lets you go a step further and gets you involved by not just spending your money with these companies, but making money on things you already do,” Adams says.
Investing in brands kids are excited about may help them feel a more personal connection to the experience. If they’re invested in their favorite store, shopping there may feel like they’re helping make their own stock more valuable instead of just spending money.
3. Make it a game
Investing itself may not be something kids are interested in, but turning it into a game may help your kids feel more excited about it — especially if there’s a chance they can beat you at it.
“Gamification is definitely a big thing, so find little ways to make it seem more like a game, and it’s more fun to get involved with,” Adams says.
You can have regular contests to see who can make more money on their investments, with the winner earning a prize in addition to whatever profits they make; or see who can better predict what happens to the stock market based on what’s happening in the news.
Just like players can lose when playing a game, investors can lose money. Helping a child understand the risks is an important piece of the puzzle when it comes to helping them develop a healthy relationship with investing.
4. Get them some practice
If you don’t want to risk real money, you can open a paper trading account for kids, which allows them to simulate the investing experience for free.
“I practiced with fake money before investing my own money for about two months,” Bribiesca says. “I used the app Stock Market Simulator which gave me $10,000 of simulated money to invest. I showed my parents my entire journey with it and would even force them to watch a couple YouTube videos with me so they understood what I was learning.”
If the kids in your life are ready to start investing for real, you can help them open a 529 plan to help them save for college, a Roth IRA to get a jump on retirement, or a custodial brokerage account for general investing.
5. Help them make it a habit
Making a habit stick requires repeating the behavior again and again. If you’re trying to help a child stick with investing for good, they’ll need to get in the habit of doing so early.
If you give a child an allowance or pay them for small jobs around the house, help develop their investing habit by teaching them to take a portion of their earnings and put it toward investing for the future. This can help cement the habit and make it something they do regularly as they get older.
6. Talk openly about money
While some adults may not want to discuss finances in front of the kids, it may be more beneficial for children to see healthy financial behaviors and conversations modeled for them. If they never hear adults talking about investing or budgeting, or are told that talking about money is inappropriate, they may not have the tools to deal with financial conversations when they get older.
“Overall, it is important for parents to include their kids in talks about money and slowly introduce them to different topics or resources,” Bribiesca says. “It is important to include them because kids like to imitate their parents and follow their footsteps when they notice something can be very rewarding.”
Neither the author nor editor held positions in the aforementioned investments at the time of publication.
HousingWire Editor in Chief Sarah Wheeler sat down with Rick Arvielo, co-founder and CEO of New American Funding (NAF), to talk about AI, why he chose to start NAF Technology India and how to keep NAF innovative. This interview has been edited for length and clarity.
Sarah Wheeler: New American Funding is known for building rather than buying technology. Are you still in that mode?
Rick Arvielo: Yes, and as a matter of fact, we’ve really doubled down on the effort. I’ve always kind of led the charge in our tech build, and as we’ve gotten bigger, it’s just harder for me to devote the time to immerse myself in that. So within that last couple of years, we brought in some great leaders — we’ve been lucky to attract some top talent to New American Funding,
Another fairly material decision we made was about a year and a half ago, we made the decision to rely on some offshore assistance. But having some experience with that, I didn’t really want to find contract offshore providers. So we decided to open our own company in India: NAF Tech India. We have about 150 New American Funding employees over there now to help supplement our somewhat lofty tech build goal.
SW: What has that experience been like?
RA: It’s great! We’ve been using contractors here and there for some time just because it’s often a lower cost, but what we find is with contractors, oftentimes, they’ll give you their “A” players to get you into contract and then they move those people on to their next target. Then you’re left with people that don’t measure up to the initial bar. So, we just realized that the only way that we were going to control that world is to own it ourselves — and it’s quite an undertaking.
You’ve got to incorporate over there, you’ve got to get space and build it out, you’ve got to find the leadership and then start hiring staff. That took about a year, but we’ve been full force now for about a year.
The challenge with the U.S. really has a lot to do with the escalating pay scales [for tech workers] which is very hard to digest in a market like we’re in right now. It will have you second guessing your decision to build versus buy! But also, when you bring people in, it takes some time just to get them familiar with your tech stack. And if they then get attracted away by somebody wanting to pay them a little bit more, it’s just a big expense to digest.
So having that foothold in India, where they have vast expertise, and really have them part of New American Funding so we can indoctrinate them into our culture — something they care about as much as Americans — it’s been a fun exercise.
SW: Is it similar to just having another location?
I would say the only thing that’s a little different is the time zones. But we live in a virtual world anyway right now — most of our tech people don’t work in our corporate office, they’re working from wherever they are.
I think that the quality of engineer over there is really good. We’re now finding that we need to invest in bringing more product people into India so they’re intimately familiar with what we’re doing. So when they’re busy during our nighttime and they get stuck or need help, there’s somebody there that can answer those questions. We’re starting to build out that infrastructure now as well.
SW: What advantages does building this way gives you in this particular market?
RA: Cost efficiencies are probably the biggest advantage. There is a stark difference between what you have to pay a technician here in the United States and what you have to pay a technician in India. Not to take advantage of anyone. But, we’re privately funded — we’re not public, it’s just Patty and me — so we have to be very careful about the dollars we spend, especially in a real estate market that’s under pressure like ours is. So to go as hard and as fast as we want to go with our tech initiatives, we needed to bring on a lower cost resource to supplement and help us stay within our budget.
SW:Are you guys rolling out a lot of different products for them?
RA: Our goal is always to improve the experience for our loan originators and our consumers. Millennials are digital natives and Gen Z doesn’t know anything but a digital lifestyle experience. Our goal is to take that seriously and try to develop technologies for both our loan officers and our consumers, to give them a real-time experiences.
When I looked at the vendors that are out there that have done a lot of this — that comes with as many challenges as benefits, because technologies are changing quickly. And when you’re a vendor and you’ve invested over years to develop techn, and then this technology morphs and changes, a lot of times they find themselves painted into a corner because they have to support people that are already using their stuff. So our goal is to develop the foundation, and have the technical prowess to be able to pivot for our needs, and not the need of some vendors’ 100 customers.
SW: How is New American Funding leveraging AI?
RA: I think artificial intelligence can bring a lot to the table, to the extent it can be taught. That’s the beauty of AI — it’s a large language model and neural networks are so far beyond human beings, they can arrive at answers much more quickly and accurately. We do a lot of transactions, so we can take those transactions and teach a large language model more quickly than maybe a smaller competitor.
AI is so new, but we’re focused on getting the right people on the boat, to have the subject matter expertise so that they can bring these types of solutions and allow people time to become comfortable with the transition. It’s not that we want to replace their job — it has nothing to do with that, it has to do with making them more efficient. But creating this new ecosysem is a bigger effort than you would think. And it’s not just operations or marketing — it’s just about every part of the business where AI can make a difference. And you still need to be very careful massaging it into the organization so people aren’t defensive and they don’t feel threatened by it.
SW: How do you keep making sure you’re on the edge of innovation where it matters?
RA: For me, personally, I just find people better than me. I mean, don’t get me wrong, I have a lot of confidence, but I’m also 61 years old so I’m not the guy anymore to direct tech. I used to be, but today, it’s very important that I find people much better than I am: much more immersed, much more contemporary in the way they think, and bring them in to help make those decisions. And we’ve probably worked harder on that than just about anything else over the last few years.
New American Funding has always been what I call skinny at the top — it’s been me, Patty, Christy Bunce our president, and a handful of other people that we really rely on. And I needed to fill in puzzle pieces with people who really had that level of expertise and just a new perspective that was better, more relevant and younger than mine, to be honest with you.
And we’re blessed that we’ve been able to find those people and attract them to New American Funding, and they’re really making their mark. And we’re such a better business today than we were even a handful years ago, when I was in charge, because I just don’t know what they know. And I think that it was important for me to recognize that myself, and to be able to figure out a way to attract that top talent to New American Funding.
SW: What keeps you up at night?
RA: I think, to be blunt, not f*ing up. We’re 3,800 employees at New American Funding and those people rely on me to not screw it up and to make sure that I make the right fiscal decisions for our company, that we have the right vision, we invest the right money and execute in the right way, so that everyone can continue to do their work and earn their living and take care of their lives. So when I feel pressure, it really has more to do with that than anything else.
We don’t swing for the fences at New American Funding. We think things out. We’re very deliberate in our growth, because I don’t want to do something that jeopardizes the wherewithal in the business and put 3,800 souls at risk, especially in a market like this. We had an unprecedented run through the COVID years, obviously, but now is the time to really make wise decisions so you don’t have an undue impact on the organization.
Identity theft and bank account takeover attempts are rising as fraudsters’ methods of compromising personal information have become more sophisticated.
October 24, 2023
Most of us love the convenience of managing our finances online. Unfortunately, cybercriminals love it, too. Hackers and fraudsters work around the clock to gain access to your bank accounts. But you can take proactive steps toward account takeover prevention by shielding both your identity and your accounts. Here’s how to avoid phishing attempts and other scams.
What is account takeover fraud?
Account takeover happens when bad actors gain access to your personal information and/or login credentials to impersonate you via phone or your digital account profile. Cybercriminals have many ways of compromising data but often rely on nefarious techniques like phishing emails, phony phone calls (vishing), and smishing texts to trick you into providing the information to them yourself, believing you are interacting with a company you typically do business with.
These fraudsters may also compromise login credentials from one online profile and use bots that make repeated attempts to log into other company websites, hoping to find an active account where you use the same user ID and password.
Once they’re in, they use that access and can cause harm in many ways, including:
Stealing money or shopping online
Opening new bank/credit card/loan accounts in your name
Adding someone as an authorized user
Ordering new credit or debit cards
Redeeming rewards points
Changing your security preferences and contact information
Selling your account access information and identity on the dark web
Any of these can do immeasurable harm, so account takeover prevention is critical for your financial health.
How to tell if your account has been taken over
Sometimes, it’s evident that your account has been taken over: a notable drop in your account balance, for example, or a wildly unusual transaction. Other times, though, it can be much tougher to notice. Signs that you’ve been a victim of account takeover fraud include:
Transactions or transfers you don’t recognize
Inability to log in to your account
Emails about unauthorized access, personal info, or password changes
Two-factor authentication codes you didn’t request
Unfamiliar new accounts, credit cards, or loans on your credit report
Account takeovers are a common type of identity theft, and it can take a lot of time to untangle all the fallout after one happens. That’s why it’s important to do everything possible to ensure this doesn’t happen to you.
How to prevent account takeover fraud
Your primary strategy against account takeover fraud is simple: Pay attention. Monitor your account regularly, and when something doesn’t look right, take immediate steps to figure out what’s going on and how to stop it. The sooner you catch any abnormality, the safer your accounts will be.
Many banks offer security tools to help you keep your account safe. For example, Discover® allows customers to use fingerprint or facial recognition at login for more secure account access on mobile devices (though this won’t guard against hacking attempts on your laptop or elsewhere). You can also set up security alerts that notify you immediately if your balance falls under a certain amount, a large withdrawal occurs, or any change to your contact or login information is made.
You can take these additional account takeover prevention steps to add even more protection to your accounts:
Be wary of emails or phone calls that prey on your emotions or demand an urgent response, especially if someone asks for personal information, a one-time code, or your login credentials. If you feel uneasy, you can always hang up and call the company directly.
Don’t rely on caller ID, as sophisticated fraudsters can spoof phone numbers of reputable, trusted companies. Similarly, look out for email addresses that are off by a character or two.
Use encryption software to keep the information you send and receive over the internet confidential and secure, and don’t use public Wi-Fi when accessing sensitive information (like your bank account).
Create a strong, unique password for each account, and avoid using duplicate or similar passwords.
Enroll in your bank’s fraud protection service and opt-in to all alerts. Discover offers free Online Privacy Protection that scans sites for personal information about you and helps you remove everything it finds.
Keep your contact information current so your bank can contact you immediately in case of a suspected breach.
Another critical piece of the account takeover prevention puzzle: Choose a trusted, secure bank like Discover that offers premium security features for every account. Discover offers proactive fraud monitoring, cutting-edge encryption technology, and free security tools to help prevent account takeover fraud.
Breathe easier with secure banking and Online Privacy Protection. Open a Discover Checking Account.
Articles may contain information from third-parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third-party or information.
Inside: Do you want to know the legit ways on how to make 200 dollars fast? This guide will show you how to start working on fast money ideas. With tips on side hustles, online trading, and more, you’ll be able to build up a healthy bank account in no time.
Do you want to know the different ways to make 200 dollars in your leisure time? I bet you do! We all would like extra money in our pockets.
In an era of digitization, earning an extra $200 in your spare time has become more accessible.
Various online platforms offer numerous possibilities to gain this amount swiftly without any major investments or specialized skills. Utilizing these platforms can not only help you reach your financial goal but also provide you with an enjoyable experience.
Let’s delve into the uncomplicated and quick ways to make 200 dollars fast.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
Best Ways to Make Money 200 Dollars Fast
Discover the best ways to earn 200 dollars quickly by enlisting and acquiring the necessary skills.
You don’t even need to start a business or learn new skills virtually if you need the following legit ways to make $200 fast.
Just to note, you will find many of these ideas to be similar to how to make 300 dollars fast.
1. Sell Things You No Longer Need
Want to declutter and make some quick cash, to the tune of 200 dollars?
Start selling your no-longer-needed items and hit your goal. This method perfectly fits for minimalists looking to clear out space, or parents whose kids frequently outgrow their clothes and toys.
For instance, selling gently used toys or clothes could net you $200 in no time. Who knew making money could be as easy as cleaning up?
Even better turn this into a money-making business by flipping items for a living.
2. Sell gift cards
Struggling to add cash to your wallet? Turn those neglected gift cards lounging in your drawers into quick money.
Convert idle (Gift Cards) money to tangible cash by listing and selling on sites like CardCash at a discounted rate.
Another option is to trade your gift cards (you won’t use them) into something you want (like Apple or Amazon). So, weigh your options wisely.
In fact, you can read my CardCash review on my personal experience trading in gift cards.
3. Take on freelance jobs
Let’s start harnessing our skills and take on freelancing jobs online. Freelancing offers a flexible and income-generating platform, perfect for anyone looking to make a quick buck.
It is an effective income hustle, proven by data-driven facts. Best yet, it’s not exclusive to professionals alone. As a beginner, freelance gigs can offer an excellent starting point.
To get started, build a solid profile on a freelance platform that best suits your skills. Offer your virtual skills by getting jobs done in freelancing and experience good compensation for your comfort zone through this job.
4. Get Paid to Travel by Housesitting
Immerse yourself in a world of four-legged friends, greenery, and cozy, well-furnished homes while your wallet gets a welcomed cash addition.
Housesitting is not just about watching homes; it includes pet sitting and dog walking. All you need to do is join such platforms at no cost, set your rates and hours, and voila, you’re earning money while sleeping.
Essentially make money in your leisure time while enjoying the companionship of adorable pets. Who knew earning extra money could indeed entail wagging tails and furry hugs by signing up with Trusted Housesitters?
5. Rent Out Your Spare Space
Do you have spare space gathering dust? Turn it into a $200 goldmine!
Rent your unused closet, driveway, or extra room and have a quick injection of cash. Websites like Neighbor and VRBO are ideal platforms where you can list and rent out these spaces.
Start by exploring the listings in your area, identify the market range, and list your space accordingly. The extra income is just a few clicks away.
Best suited for property owners with underutilized spaces, this idea can serve as a consistent source of income and isn’t just a one-time fix.
6. Participate in Focus Groups
Get ready to voice your opinion and earn 200 dollars instantly!
Focus groups can be your golden ticket to making a quick $200. From my personal experience, they are organized discussions run by companies eager to pay for consumer insights.
Follow these steps and you could be cashing in:
Start by signing up and participating in a focus group that typically involves finding a suitable event in your area.
Involve yourself with popular websites like Bestmark.
Once you start searching for focus groups, you are likely to be targeted with sponsored ads on Facebook that match up to your opportunities.
By participating in discussions, I have earned a range from $50 to over $200.
7. Babysitting is Great Money
Looking for a quick way to pad your wallet? Babysitting is the golden ticket.
This gig is ideal for teenagers, college students, or anyone with some free evenings or weekends who enjoys hanging out with kids and can tolerate the occasional tantrum.
Start marketing your talent by creating a profile on care portals like Sittercity. Having a certificate in CPR can increase your profile and give assurance to the parent looking for a babysitter.
Remember to start with your personal network. Friends, family, and neighbors are a great way to kickstart your babysitting journey. With a bit of effort, you could be earning in less than 24 hours.
8. Make Videos
Are you passionate about making your own video or editing someone’s video to earn an incredible 200-dollar quickly? Jumpstart your day by hitting each click on your computer and adding sound effects on various kinds of videos on any social media.
You can also monetize your own videos by becoming a YouTube vlogger content creator and signing up for the YouTube Partner Program.
With an incredible shift to a remote life, you can now instantly earn from making your own videos through ad sponsorship, brand affiliation, and paid subscription on any application.
9. Get a Side Hustle
Engage yourself in a side gig, a savvy way to rake in cash promptly. Side hustles harmonize best with go-getters seeking financial flexibility or pursuing dreams outside the 9-to-5 grind.
Kickstart your hustle journey with free webinars or training. These platforms provide insights into key strategies and the nitty-gritty of the field.
Get cracking now to transform your monetizing dreams into reality!
Very popular are these side hustles for men. Or especially these side hustles for college students!
10. Online trading with Stocks and Options
Trading stocks and options emerge as a financial adrenaline rush, providing a swift track to earning money. You can convert spare moments into potential cash gains with just a few clicks.
Expert tips include starting with research, practicing with a simulation trading account, and diversifying your portfolio to mitigate risks.
The journey to online trading success begins with educating yourself. You must participate in a free investing webinar to undergo training to grasp trading basics, understand market trends, and form your strategy.
Check out how I learned to trade stocks and options with this Trade and Travel review.
Trade & Travel
Learn to trade stocks with confidence.
Whether you want to:
Retire in peace without financial anxiety
Pay your bills without taking on a side hustle
Quit your 9-5 and do what you love
Or just make more than your current income….
Making $1,000 every.single.day is NOT a pie-in-the-sky goal.
It’s been done over and over again, and the 30,000 students that Teri has helped to be financially independent and fulfill their financial dreams are my witnesses…
11. Take Up a Part-Time Job
Eager to fill your pockets a bit more, huh? Part-time jobs are your key to fast cash without compromising your ‘me-time’.
A part-time job supplements your primary income, leaving your piggy bank a bit heavier. Where you get to choose the timing that fits around your primary commitments.
Honestly, some of the best part-time jobs are actually low-stress jobs after retirement. You don’t need to wait for extra money. So, go get that financial freedom and earn more than just the minimum.
12. Yard Sale
Hosting a yard sale is a nonchalant trick to amass cash swiftly. It’s your winning lottery ticket staring at you from your cluttered garage floor.
Kick-off by hosting it on Friday or Saturday, when shopping spirits fly high! If your neighborhood or city has a date set for a community garage sale or jackpot, you’ll be swimming in extra traffic.
Don’t hesitate to unleash your inner salesperson, but remember, no rule binds you to wait for an event to rake in cash.
Remember, yard sales are your fast lane to quick money, and with these tips, you’re ready to speed!
13. Make Money with Your Collectibles
Turn your old favorite collection of Pokemon cards or Beanie Babies into a treasure chest waiting to be unlocked.
This money-making method is perfect for those who have carefully amassed certain collectibles over time. Sign up for eBay now and enlist your collectibles, antiques, and merch items to earn from it.
Want to kickstart your financial journey with collectibles? Find the most popular items to flip as well as insights on what to look for.
14. Collect and sell items from the trash
It’s time to transform your everyday trash into a hefty stash of cash! Collecting recyclable trash can be turned into a worthwhile moneymaker.
Start by saving cans, bottles, or scrap metal that you’d usually throw away. Then, locate a local recycling center that’s willing to pay for these items – the prices may surprise you!
This method is great for anyone willing to invest a little time and energy, particularly those who are environmentally conscious and eager to declutter. Perfect job for those who are frugal green.
Think about it, that old toaster might just be your next treasure trove! You may even find some highly valuable items in the trash to flip!
15. Sell Used Clothing
Selling used clothing is a clever and straightforward way to turn spare time into real cash.
Remember, a vibrant description for your clothes will attract buyers, so play up any unique or high-quality aspects of your garments.
Fashion enthusiasts want to earn a quick buck on the side. Begin by taking a charming picture of your clothes and posting it to Facebook Marketplace and ThredUp.
16. Do Social Media Marketing
Welcome to the era of making money by simply being social media savvy. Transform your digital skills into quick cash through Social Media Marketing.
Explore the digital world that awaits with all of the social media platforms. You can create engaging content while responding to the readers.
Take your skills to the next level, consider enriching your knowledge via a free webinar or online training.
This is an easy job that pays more than $25 an hour.
17. Sell Printables on Etsy
Do you love making creative paintings and printable designs? Imagine, your beautifully designed chore chart or a fascinating word puzzle bringing joy to scores of customers.
You can dive into this free training to jumpstart your side hustle. This method is a sure-shot hit for you.
Find out which digital products to sell on Etsy.
18. Invest in Cryptocurrencies
Do you have extra money in savings in your account and don’t know where to invest it?
Since 2008, cryptocurrency has taken the world by storm. Known for its decentralizing nature and secured by cryptography, it’s no regular dough.
Turn the tides in your favor and download an investment app to make your $200 grow faster. Consider taking a free webinar or training for a crash course.
You see, investing in cryptocurrencies is not a heavy-duty task. With the right smarts and patience, you can ride the next crypto wave!
19. Get Paid to Click
Among the numerous ways to earn an extra $200, getting paid to click is a simple and fun method.
Websites provide users with the opportunity to earn money through ‘pay to click’ surveys or rewarding viewers for ad consumption. Additionally, apps such as Survey Junkie and Swagbucks allow you to earn money by taking surveys, participating in focus groups, or simply navigating the web.
Each user generally earns from a few cents to a dollar per click. With patience and consistent effort, you can gradually accumulate your earnings to reach your $200 target.
Here are the top legit survey platforms:
20. Check Out Cashback Apps
Earn a cashback every time you shop at your favorite retail store or online.
Start off by signing up for apps like Dosh, Fetch, Rakuten, and Ibotta which offer bonuses just for signing up.
Lastly, apps like Acorns or CoinOut provide cash back on everyday shopping, even rounding up your purchases to add a bit more to your savings.
21. Do Odd Jobs as a TaskRabbit
Wanna earn cash quickly? Sign up and do freelance labor with TaskRabbit.
This user-friendly job marketplace connects people in need of task assistance with capable individuals willing to complete the tasks for a fee. It offers a diverse array of tasks, from assembling furniture and helping with moves to painting, yard work, and minor home repairs.
Just by performing various tasks, such as events staffing, running errands, or crafting. With the average TaskRabbit making double the minimum wage, this might be the gig for you.
TaskRabbit
Find local jobs that fit your skills and schedule.
With TaskRabbit, you have the freedom and support to be your own boss.
Plus set your own rates!
Get Started
22. Earn Money with Your Knowledge
Using your personal set of skills is a major advantage in freelancing platforms such as Fiverr, Upwork, and Freelancer.com.
Be it graphic design, content creation, SEO mastery, or even web development, you can monetize these proficiencies directly from your home. Data shows a significant growth in the gig economy over the past decade, suggesting a flourishing potential for remote work and online income generation.
Remember, your vast knowledge pool is your strength here. So, focus on what you’re best at, and let the money flow in.
Indeed, by effectively marketing your skills, pulling in a sum over $200 within a few hours is achievable. Remember to value your work appropriately and not devalue your aptitude just to land a job.
23. Tutoring
Online tutoring provides plenty of diverse opportunities in various subjects beyond just English. You can choose to specialize in specific topics and decide to tutor students of different age groups – from young children to college students.
Platforms like VIPKID and Magic Ears allow qualified tutors to offer virtual classes, specifically in the English curriculum for kids aged 4-12 years.
Tutors are usually compensated with payments ranging from $7 – $9 per class or up to $25 or more per hour. Also, you can increase your rate once you gain experience and build a reputation as a tutor. With in-person tutoring, you can expect to earn $20 an hour or more.
24. Petsitting
Looking for a quick way to make $200 fast? If you’re an animal lover, offering pet-sitting services isn’t just enjoyable, but also quite profitable.
Simply sign up with platforms like Rover, you can possibly get paid two days after service completion and you can always set your own rates. Just by walking the dog from house sitting.
Fun fact: Dog sitters often earn up to $50 a day. This is flexible and enjoyable work that could definitely help you reach your $200 target quicker than you’d imagine!
Rover
Get paid to play with pets!
Rover makes it easy and promotes you to the nation’s largest network of pet owners.
Earn money doing something you love.
Become a Sitter
25. Collect Scrap Metals and Junk
One man’s trash is indeed another man’s treasure.
Thinking of ways to earn quick cash? Consider collecting scrap metals and junk. This simple but profitable task can be done by anyone, with no particular set of skills necessary. All you need are keen eyes, a truck, and, admittedly, a little bit of strength to do the following:
Identify Metals: Start by identifying the most valuable metals – brass, copper, and aluminum.
Collect: Gather your metals, either from your home or by browsing local dumps. Remember, one man’s trash can be another man’s treasure.
Sell: Locate a local scrapyard and sell your haul at a fair price.
Keep in mind that patience is key; you might start with just $100 a day, but with experience, this can increase to a lucrative $500 a day!
26. Cash Out Your Coins
Are you sitting on a pile of coins? Maybe it’s time to cash them out. Here’s how:
Gather all your change together. Check under the sofa cushions, in car cup holders, and even in the bottom of your bag.
Take your coins to a coin-counting machine. These can be found at many grocery and department stores as well as your local bank.
Deposit these coins in a savings bank.
Expert Tip: Many banks provide free coin-counting services to their customers. Save on the counting machine charges by using these instead.
27. Run A Dropshipping Business
Dropshipping is a retail fulfillment method where you sell products without ever handling the inventory. This side hustle could potentially make you a quick $200 if executed strategically. Ready to dive in?
To level up, consider enrolling in free webinars on sites like Skillshare or free dropshipping training programs like Oberlo 101. This method is most suitable for those game to learn the ins and outs of online retail business and are ready to deal with customer interactions.
Remember, selling high-demand items will turn a quicker profit!
28. Do Micro Tasks
Looking to make cash fast? Turn your spare time into cash by capitalizing on microtask websites and get paid for completing simple jobs!
This method is particularly effective for those with meticulous attention to detail and those who can afford to spend some time on basic tasks such as data entry, data verification, information sorting, and transcription.
Microtasking might not be a golden goose, but it sure can help you accrue $200 surprisingly fast. The beauty of this hustle is in its simplicity, making easy money with minimal to no investment.
29. Find Sign-Up Bonuses
Did you know that many banks and credit companies offer sign-up bonuses as a strategy for attracting new clients?
For instance, some banking promotions in the United States can offer bonuses of up to $300 in total value when you sign up for a new account or credit card. Also, there are several credit cards that provide bonuses ranging from $500 to $800 or more, simply for registering and spending a defined amount within a specific timeframe.
Some cards, such as Chase Sapphire Preferred, offer lucrative rewards like a $1,000 bonus after a spend of $4,000 in the first 3 months.
It’s definitely rewarding to explore these possibilities to supplement your income, but it’s crucial to maintain a good credit score and commit to paying off your balance monthly to avoid any interest charges.
30. Cash Advances
Cash advances offer a rapid solution, but it’s essential to use them wisely.
Basically, a Cash advance is an advance on your next paycheck, and yes, it’s a viable way to get your hands on some quick cash. Also, some budget apps like Chime offer this service automatically.
Keep in mind, though, it’s an advance and not additional income. So, plan your expenses wisely and make it count!
FAQ
If you’re on a quest to make $200 as fast as possible, we’ve got your back. From selling items you own to completing quick gigs online, there is a plethora of opportunities out there for everyone.
For example, suppose you’re handy at a skill – be it haircuts, car repairs, pet sitting, or painting. You can start by offering your services to people in your neighborhood.
Or, if you’re the digital savvy type, consider selling items you no longer need on online platforms such as Facebook Marketplace or Craigslist. You’d be surprised at how quickly you can make money from items collecting dust in your home.
Ultimately, make sure you choose a fast money-making plan that aligns with your skills, interests, and resources. Go forth and rake in that cash.
If you need to make $200 today, you have a range of options at your disposal.
You can try different online strategies, including participating in online surveys, offering your skills on freelance platforms, or even reselling items online. While many people will sell the idea of a blog to make money, that is not a way to make money today.
Remember, the key is to zone in on tasks that require minimal effort but offer swift returns; these could include grandma sitting, dog walking, or even participating in online offers and promotions.
To kick-start your financial venture, locate valuable items in your home that you no longer need. Your dusty old guitar or that once-loved designer handbag could do the trick. Sell these items on widely used platforms such as Craigslist or Facebook Marketplace for instant cash.
Also, in the digital age, skills are an asset. Offering your skills on platforms like Fiverrcan turn your talents into quick cash. Don’t underestimate the power of quick gigs!
Tapping into the world of free sign-up bonuses can also fill your wallet quickly. Or even participating in a paid focus group!
If you need to make $200 quickly, there are several tried and tested methods. You could start by driving for Uber or Lyft for the evening during a concert.
My preferred method is trading options in the stock market. While this one is a skill, I developed over time. It has proved to be a tried and true method for me to make $200 in a few hours.
Time to Get 200 Dollars Instantly
By reading this article, you have learned and discovered the most effective ways to earn $200 quickly.
In order to have quick success, here are tips to help you out:
Sign up for a complimentary training or webinar that focuses on effective and proven methods of earning money swiftly.
Learning from other’s experiences can certainly save you some trial and error.
Ensure these training modules offer you practical skills and insights rather than just theory. Real-world applications of these strategies are what will help you rake in some quick cash.
Remember, your motivation and dedication are as important as the information and tools you acquire.
If you are looking to make a little bit more, check out how to make 500 dollars fast. Or even how to make 2000 fast!
Know someone else that needs this, too? Then, please share!!
Refinancing your student loans can help save you money and reduce the amount of time you’ll be paying back your loan. However, as an international student, your options are limited. If you’re considering refinancing your student loans as an international student, it’s important to know where you can go and how it can help you.
How Refinancing Student Loans Works
Student loan refinancing is the process of replacing your current student loans with a new one, creating one monthly instead of several. You can refinance both federal and private student loans, potentially saving you money and time as you pay off your debt.
Student loan refinancing companies like SoFi offer fixed and variable interest rates that can be lower than what you’re currently paying on your student loans.
You can also choose from various student loan repayment options and terms, allowing you to pay off your loans as quickly as your budget allows. As you can guess, the shorter your repayment period, the more you’re likely to save on interest.
As you consider your strategy for paying off your student loan debt, refinancing can be a crucial element in helping you achieve your goal.
Another word you may hear that’s close to refinancing is consolidation. With other loans, the terms are typically synonymous. But with student loans, consolidation is generally associated with the federal direct loan consolidation program, while refinancing is typically done through a private lender. 💡 Quick Tip: Ready to refinance your student loan? With SoFi’s no-fee loans, you could save thousands.
Where to Refinance Student Loans for International Students
It’s not always easy to know where to go, and it can be frustrating to get turned down over and over again because of your international student status. Many refinancing companies require you to be a U.S. citizen or permanent resident to be eligible but fortunately, some companies provide more flexibility for international students. For instance, SoFi as well as MPOWER can offer loans to international students. SoFi, for example, considers U.S. citizens, permanent residents, and people who hold a J-1, H-1B, E-2, O-1, or TN visa (as of the date of this article).
If you’re a permanent resident, you’ll need to either have at least two years left until your status expires or you’ve filed an extension. And if you’re a visa holder, you’ll need to have at least two years left before your status expires, or you’ve filed for a renewal or applied for permanent residency.
That said, qualifying based on your citizenship, resident, or visa status doesn’t necessarily mean you qualify based on all criteria. Student loan refinancing lenders also typically have credit and income requirements.
This means that if you don’t have an established credit history — which is not always the case for international students — you may have a tough time getting approved on your own.
If this is your situation, it might be worth getting a student loan co-signer, such as a trusted family member or friend who is a U.S. citizen or permanent resident, to apply with you to help strengthen the creditworthiness of your application. This can be helpful because this person acts as backup for your application — and lenders now can also rely on the co-signer for payment. Even if you do qualify to refinance your student loans on your own, a co-signer could help you get a lower interest rate.
To help improve your chances of getting approved with more favorable terms, such as a low rate, it’s a good idea to choose a co-signer who has a stellar credit history and a solid income.
Two Things to Consider Before Refinancing Your Student Loans
Refinancing might not be the right option for everyone. Here are three things to think about before you make your decision:
You May Not Qualify for a Lower Rate
Your eligibility and interest rate are based on several factors, including your credit history and income. As such, there’s no guarantee you’ll get approved for a lower interest rate than what you’re currently paying, even with a co-signer.
Also, if you already have a relatively low interest rate with your current lender, you may have a hard time getting an even lower rate.
Fortunately, some lenders, including SoFi, allow you to check your rate before you officially apply. This is done with a soft credit check, which doesn’t impact your credit score.
You May Not Qualify for a Lower Rate
Your eligibility and interest rate are based on several factors, including your credit history and income. As such, there’s no guarantee you’ll get approved for a lower interest rate than what you’re currently paying, even with a co-signer.
Also, if you already have a relatively low interest rate with your current lender, you may have a hard time getting an even lower rate.
Fortunately, some lenders, including SoFi, allow you to check your rate before you officially apply. This is done with a soft credit check, which doesn’t impact your credit score.
Refinancing Is Just One Piece of the Puzzle
As you think through your student loan repayment strategy, keep in mind that refinancing isn’t the end of the line. Once you complete the process of refinancing your loans, it’s important to still make sure you’re paying down your debt.
For example, consider getting on a budget and looking for ways to put extra cash toward your student loan payments each month.
Also, you could go with a shorter repayment period to save even more time and money on your debt.
The Takeaway
Be sure to check your eligibility requirements when it comes to refinancing student loans as an international student with private lenders. Also, consider adding a co-signer who is a U.S. citizen or permanent resident to strengthen your application.
Looking to lower your monthly student loan payment? Refinancing may be one way to do it — by extending your loan term, getting a lower interest rate than what you currently have, or both. (Please note that refinancing federal loans makes them ineligible for federal forgiveness and protections. Also, lengthening your loan term may mean paying more in interest over the life of the loan.) SoFi student loan refinancing offers flexible terms that fit your budget.
With SoFi, refinancing is fast, easy, and all online. We offer competitive fixed and variable rates.
Student Loan Refinancing If you are a federal student loan borrower you should take time now to prepare for your payments to restart, including the opportunity to refinance your student loan debt at a lower APR or to extend your term to achieve a lower monthly payment. (You may pay more interest over the life of the loan if you refinance with an extended term.) Please note that once you refinance federal student loans, you will no longer be eligible for current or future flexible payment options available to federal loan borrowers, including but not limited to income-based repayment plans, such as the SAVE Plan, or extended repayment plans.
SoFi Loan Products SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
This doesn’t look like a great time to make bullish wagers on the mortgage market, what with rates hitting two-decade highs, and a vertiginous fall in originations following the post-pandemic bonanza. But Jeff Sprecher, founder and CEO of commodities and securities trading colossus Intercontinental Exchange (market cap: $64 billion), just made the biggest acquisition in his enterprise’s 23-year history on the conviction that streamlining and digitizing the paper-intensive, time-devouring task of securing loans on the nation’s ranches, colonials, and condos, and revolutionizing the staid way these staples are marketed represents, as he told Fortune, “the biggest untapped opportunity in financial services.” On Sept. 4, ICE bought home loan servicing and data analytics provider Black Knight for $11.9 billion, a price that exceeded the $8.2 billion Sprecher paid for his most famous deal, the 2013 purchase of the New York Stock Exchange.
In an exclusive interview with Fortune, Sprecher discussed how onboarding Black Knight “adds the final piece in the mortgage manufacturing process” and enables ICE to create never-before-seen platforms that provide homeowners with everything from an AI-calculated estimate of the price their dwellings likely command that very day to constant updates on the best new products, government sponsored and private, available for refis.
Black Knight is the latest, and biggest, move in Sprecher’s campaign to turn the mortgage journey from a slog to a snap
Sprecher built ICE as the pioneer in transforming exchanges dominated by traders shouting orders from “open outcry pits” into electronic platforms, a transition he engineered at the International Petroleum Exchange, the New York Board of Trade, and the NYSE. In recent years, he has been crusading to modernize the traditionally slow-motion home loan loop linking lawyers, notaries, and lenders, that takes around two months and costs an average of at least $8,000, into a low-cost, digitized sprint.
Between 2016 and 2020, Sprecher assembled three segments of the origination-to-closing continuum through acquisitions. The first puzzle piece was Mortgage Electronic Registration Systems (MERS), a giant database that catalogs owners and servicers of home loans, and tracks changes when mortgages, mortgage-backed securities (MBS), or servicing rights are sold. The second building block was Simplifile, a service that electronically records the loans at county offices. And in 2020, ICE paid $11 billion to enter the “front” or origination end of the market by purchasing Ellie Mae (named after the daughter in the ’60s comedy series The Beverly Hillbillies), a supplier of software that collects all the contract, appraisal, title, and other insurance documents in a paperless “e-closing” room, and deploys AI to identify the errors—a job left in the old-line mode to buyers’ and sellers’ lawyers that greatly lengthened the process.
Before the Black Knight acquisition, ICE rolled the three segments into an end-to-end, all-electronic offering called ICE Mortgage Technology. ICE holds dominant positions in three of the platform’s component parts. “Ellie Mae handles 50% of all originations, MERS has 85% to 90% of the registrations, and Black Knight holds 65% of the servicing market,” says Sprecher. “We touch nearly every home loan in some way.” The network itself is open, he adds, so that customers can either use the components on an à la carte basis, or choose the end-to-end solution. Sprecher insists that his model has already made big progress. “We’ve succeeded in getting thousands of third parties on the system, including real estate attorneys, brokers, servicers, and notaries,” says Sprecher. “The idea is to get everyone in the industry talking on the same automated system.”
Indeed, Sprecher notes that today, ICE is handling around 10% of all end-to-end home loan production on its digital platform. “That’s an increase from virtually zero mortgages handled electronically a few years ago,” he adds. He believes that once the Black Knight platform is fully integrated, ICE will be able to substantially reduce today’s typical cost of $8,000 or more, and cut the time from origination to closing to as little as a few days.
The Black Knight acquisition adds a new dimension to Sprecher’s quest: Empowering borrowers and lenders with a wealth of real-time data
In making Black Knight a centerpiece of his ecosystem, Sprecher is reaching beyond the mechanics of originating and closing loans, and exploiting opportunities for serving the over 70 million families already making those monthly payments. “A mortgage has four parties, the borrower, the ‘lender’ who’s the originator, the servicer, and the capital markets funder that usually buys the loan from the original bank or other lender,” says Sprecher. He notes that it’s the servicer that’s the borrower’s point of contact once the loan’s been made, since it’s the entity that sends the bills, collects the interest, principal, and insurance payments, and posts the statements. “Most people think the servicer did everything—originated the loan, financed it, and collects the payments. But in reality, the three functions are usually separate,” Sprecher observes. “Once the loan closes, the original lender, whether a bank or an online mortgage broker, has no connection with the borrower.”
Because of that fragmentation, says Sprecher, it’s up to borrowers to keep track of how much their home has gained in equity value, and what new, lower-cost products are available. “That information is crucial to deciding if they should refi, or if they can afford a new home,” says Sprecher. But the original lenders, he adds, have lost track of the customer for whom they originated the loan. “They usually don’t own or service the mortgage,” says Sprecher, “so they aren’t informing those customers of the new products that are available. The loan is now in an MBS. The lender isn’t following their payments history to get a view of their old client’s finances. They’re no longer marketing to the people who were once their customers.”
Sprecher envisions a new paradigm where lenders and borrowers receive loads of real-time information, giving the former far greater marketing reach, and the latter immediate access to the best deals. “Now, the borrower has to do a math exercise to understand their equity position and what they can prequalify for,” says Sprecher. “We want to put all of this together for them regardless of who is their servicer, who was the original lender, or who funded the loan. We want to get all of those parties thinking together in the same database that the borrower or lender, using an app, can call up instantaneously.”
Sprecher notes that ICE can feed info of a home’s details into the Ellie Mae algorithm to calculate its real-time value, showing the mortgage holder whether the price has gone up or down, and where it stands right now. Black Knight also sees reams of price data as the prime software provider for multiple-listing services. That helps customers determine how expensive a new house they can afford, and the size of a new loan they can qualify for. As a giant repository of info about the rates customers are paying and the balances they’re holding, Black Knight as servicer would serve as a crucial data source for the new ICE data stream.
The system would also prove a boon to lenders. “Now, they depend on a consumer they no longer have contact with coming back to them,” he says. “Using our database, they could continually market to that original customer. It allows the originators to have a client for life. It’s a lot like the relationship local banks had with folks years ago. People tended to stay with that bank for life. Now, the ease with which people move from place to place, and rise in online banking, has severed that link. But using our platform, lenders could stay on top of their clients’ needs, and clients would get automatic updates on the price of a new house they could afford given their daily equity position and the rates available.” And the platform would also show the nearby homes for sale in their price range.
It’s interesting that Sprecher seeks to restore the bonds of loyalty homeowners once felt for their neighborhood banks. If it works, it’ll lower costs for consumers—and mean big profits for ICE.
When you’re looking for a new tenant, it’s important to get to know them beyond what they tell you. Even bringing in proof of their current employment, financial situation and more doesn’t mean you shouldn’t do your part to screen applicants.
The rental industry takes this process very seriously, and one of the best ways to complete the picture of who a potential tenant is conducting rental background checks. They help ensure you’re getting a responsible, reliable tenant for your rental property, someone who will not only pay rent on time but will also treat your property right.
What is a rental background check?
A rental background check helps screen potential tenants for your rental properties. It provides you with information that helps show you who this prospective tenant really is. You’ll get access to information like:
Criminal background check
Eviction history (if applicable)
Rental behavior including whether they’ve ever damaged property and if they paid rent on time
Screening reports like this should also be supplemented with additional materials like reference letters from past landlords, current employers and even friends or family.
You’ll also want to make sure you have a rental history for your prospective tenants, which is information they can provide on the rental application.
Is it different than a credit report?
While they’re often grouped together as one chunk in the tenant screening process, a rental background check and a credit report are different.
Credit check reports focus on your credit score, which is generated by a person’s track record of paying bills on time. It’s focused on a person’s financial background and FICO score.
A credit report is a necessary piece to the puzzle in deciding if a person would make a good renter, but it’s only one piece.
The background check flushes out the remaining details about a person’s history, allowing you to learn a little more about their character. Think of it more like a criminal background check.
Having access to past criminal records, eviction records and more can establish whether that particular rental application is worth more attention.
How can I do background checks on tenants?
Although you can decide which applicants you want to get tenant screening reports from, each rental background check must be done in the same way. This ensures you’re in line with local laws and the Fair Housing Act.
You do have a few options though including using a tenant screening service or doing everything yourself. A screening service will most likely pull a credit report and do a full background check for you. It should include criminal reports and credit checks.
Doing things yourself means ordering credit score reports from the three major credit bureaus and running a background check through an online service. You must use an approved consumer reporting agency to get a background check.
Getting permission from the tenant
In order to submit a request for any kind of tenant screening, you first need both their permission and some key pieces of information. These include:
Applicant’s full name
Social Security number
Date of birth
Copy of their driver’s license
Contact information
Banking and credit references (just for the credit check)
The tenant will also need to sign an authorization form giving you permission to run a rental background check. This is in compliance with section 604 of the Fair Credit Reporting Act.
How much do background checks cost?
The cost of a rental background check varies depending on how you choose to do it. The cost can be as low as $20 and get as high as $50, based on what types of reports you’re gathering.
You are legally able to ask potential tenants for an application fee to cover the cost. This fee can also cover any administrative expenses related to processing their application. However, all money must go toward one or both of these things.
You cannot collect an application fee and pocket the cash just because.
What should I look for in a background check?
A rental background check consists of a lot of valuable information you must assess to get a complete picture of what this person is like as a renter.
Rental history
Make sure you look closely at the tenant’s history. This section should also include an eviction report if the tenant has an eviction record. Seeing something like this usually requires some follow-up with both the tenant and the previous landlord. Sometimes evictions aren’t the tenant’s fault.
Past criminal charges
Also, look closely at the tenant’s criminal background. If they have a history of criminal activity, you’ll want to look at the specific crimes and decide whether they impact their viability as a renter. Something like identity theft or property damage convictions are definitely red flags.
Credit history
You’ll need their credit history to shed light on their payment history when it comes to bills, loans and even rent. Delinquent payments, or unpaid balances, can show up and impact their overall score.
What to cover that’s not on a rental background check
A tenant-based background check has a lot of information, but it’s not everything. Don’t forget the other highly useful areas to explore in a tenant’s background.
Employment history
While a rental background check focuses on evictions and criminal history, you should do your own screening to gather employment information.
Not only do you want to confirm where the tenant currently works, but you also want to know about past jobs. Have tenants list this information on their rental application, then it’s up to you to reach out.
Verify employment and salary and get a reference. A good and respectful employee is also usually a good and respectful renter.
Feedback from past landlords
Another area that’s vital for tenant screening is talking with past landlords. Collect an address history on the tenant application that includes contact information for the property manager of past rentals. Reach out to confirm the tenant paid rent on time and left the property in good condition when they moved out.
Do I have to run a background check?
While you don’t have to run a rental background check on every applicant, it’s a good idea to check the criminal history, eviction history and credit reports of any applicant that you’re seriously considering letting live in your rental properties. This will help you avoid any potential problems with them down the road.
Know your prospective tenants
The tenant screening process is a valuable tool that can help you pair the right tenant with the right rental property. Doing a little bit of research upfront and having the right conversations can help you can avoid any potential problems down the road. So, make sure screening reports include a credit report, criminal history, eviction report and plenty of references. To make sure this prospective tenant can pay rent on time, this is the best place to start.
In 2021, nearly 100,000 people moved to Phoenix. As a whole, Arizona saw a growth of 1.4 percent in 12 months, adding about 270 people every single day.
Why are so many people coming to The Grand Canyon State? Part of the reason is that the cost of living in Arizona is more affordable than in other nearby states, like California, Oregon and Washington. And Arizona is only slightly higher (3.5 percent) than the national average. Plus, the rental rate of the cheapest neighborhoods in Phoenix is considerably more affordable than the overall national average.
What is the average rent in Phoenix?
In the past 12 months, the average rental rate in Phoenix rose by 15.44 percent to $1,687 per month. While no one likes to see the cost of living increase, overall, this is a pretty average increase. Of course, some states saw lower increased rates – some even saw a bit of a decline – but for the most part, many cities had substantial increases. For instance, Mesa, AZ, had a 32.09 percent increase, Tempe, AZ, had a 24.22 percent increase and Chandler, AZ, had a 24.04 percent increase. Scottsdale had a decrease of just more than 10 percent.
Thankfully, despite the increases, there are still plenty of affordable apartments to rent in the area. In fact, the 10 cheapest neighborhoods in Phoenix fall well under the $1,687 per month mark.
The 10 most affordable neighborhoods in Phoenix
If you’re interested in moving to Phoenix but are on a tight budget, we’re here to help! We understand that finding the right apartment is just one piece of the puzzle. The other important part is finding the right neighborhood. Therefore, our list of the cheapest neighborhoods in Phoenix examines the price, as well as the vibe of the community as a whole.
10. South Phoenix
Source: Rent./Proximity 16th St.
Average 2-BR rent: $1,354
Rent change since 2021: -8.62%
The neighborhood of South Phoenix is just a few minutes from the Downtown area. Because of this, it surprises many new renters to find out that this is one of the most affordable neighborhoods in Phoenix. And not only that, but this area had one of the most significant 12-month price decreases of all the neighborhoods we evaluated.
South Phoenix has an abundance of quaint shops, amenities, restaurants, services and attractions – most within walking distance. You’ll find comfort foods like pizza and beer, as well as more posh options if you’re in the mood for some wining and dining.
9. Casa Nueva
Source: Rent./The Met
Average 2-BR rent: $1,310
Rent change since 2021: 0%
Located just over two miles northeast of Downtown Phoenix is the neighborhood of Casa Nueva. The majority of residents are in their 30s and are singles or couples without children. Though the walkability score isn’t that high (54), the bike score is a bit higher (63), so you can get around fairly easily on two wheels.
Because this neighborhood is so close to the city, you’ll have your fair share of excellent restaurants, grocery stores and retail shops, as well as coffee shops, bars and entertainment venues.
However, it’s important to note that there are several green spaces in the area, so you can enjoy the natural beauty of Phoenix.
8. North Mountain
Source: Rent./Fairways on Thunderbird
Average 2-BR rent: $1,220
Rent change since 2021: +1.89%
Of the cheapest neighborhoods in Phoenix, North Mountain was the community that had the lowest 12-month increase on our list. In addition to the affordability, North Mountain is one of the top-rated neighborhoods in Phoenix because of the diversity and outdoor activities.
Residents of the area love that nature surrounds them – there’s North Mountain Park on one side and a nature reserve on the other. Though you’re only about 20-30 minutes away from the city, it feels like you’re living in the rural countryside. Just a few miles drive, though, and you have great shopping and dining options.
7. West Phoenix
Source: Rent./Encore 202
Average 2-BR rent: $1,219
Rent change since 2021: +3.35%
Just because you need to look for an apartment in one of the cheapest places in Phoenix doesn’t mean you can’t have your cake and eat it, too! If urban amenities are high on your must-have list, you need to check out the West Phoenix neighborhood.
As a resident of West Phoenix, you’ll be close to shopping centers, restaurants and entertainment venues.
If you like to get outside as much as possible – or prefer outdoor exercise to indoor options – you’ll be happy to know that there are several places to walk, jog, hike and go on bike rides in this area.
6. Alhambra
Source: Rent./Elevation on Central
Average 2-BR rent: $1,218
Rent change since 2021: +13.23%
Alhambra is one of the most culturally diverse neighborhoods in Phoenix. It has the highest population of Mexican and Native American Phoenicians of any city in Arizona.
If you’re looking for a neighborhood with exciting nightlife activities, you’ll be happy to know that there are plenty of options along the 7th Street Golden Mile Corridor.
Though this neighborhood attracts a lot of young professionals, it’s very much a generational neighborhood. Generation after generation of families grow up in the area, many of them living in the same home where they grew up.
Despite having the highest 12-month increase on our list of the most affordable neighborhoods in Phoenix, Alhambra is still one of the cheapest neighborhoods.
5. Papago Gardens
Source: Rent./Papago Gardens
Average 2-BR rent: $1,159
Rent change since 2021: +4.86%
Papago Gardens is a family-friendly neighborhood that’s committed to historic preservation. The neighborhood has a unique character, and the community wants to make sure they keep it intact. To that end, the Sherwood Heights community convinced the local city council in 2003 to limit the height of new construction. They wanted to keep the aesthetic of existing homes in the area, many of which are from the 1960s.
When you visit the Papago Gardens to look for rentals, you’ll notice tree-lined, winding streets and homes with lush, beautiful landscaping. The stunning mountain range backdrop enhances the beauty of the area.
4. Krall’s Homesites
Source: Rent./Las Ventanas
Average 2-BR rent: $1,121
Rent change since 2021: +11.62%
About 10 miles north of Phoenix is the neighborhood of Krall’s Homesites, one of the cheapest neighborhoods in Phoenix. Most of the people who live in the area say the price is what initially drew them to the area.
Another thing residents like about the area is that they have easy access to grocery stores, places of worship and shopping malls. Getting to Downtown Phoenix takes residents an average of 15-30 minutes, depending on traffic.
Residents also say they enjoy the restaurants in the area and appreciate the abundance of parks and green spaces. It’s a nice change of pace from the bustle of the Downtown area.
3. South Mountain
Source: Rent./Agave Court
Average 2-BR rent: $1,117
Rent change since 2021: -7.76%
The South Mountain neighborhood is one that’s popular with many families. They appreciate that this is one of the most affordable neighborhoods in Phoenix and that most of the public schools in the area have above-average ratings from their fellow parents. They also appreciate that just about all of life’s necessities are within a short distance from home.
New restaurants, homes and businesses are popping up in recent years, which is exciting because it means the community is growing.
There’s a very diverse population, and you’ll find that your neighbors in South Mountain are friendly and helpful. There’s a strong sense of community here.
South Mountain is a nice, quiet neighborhood. Locals like to head to the nearby mountains to explore, hike and experience the fantastic views and sunsets.
2. Melrose Woodlea
Source: Rent./DUO Apartments
Average 2-BR rent: $1,101
Rent change since 2021: 0%
The Melrose Woodlea neighborhood is a community nestled in the Melrose District in the heart of Phoenix. It’s a quiet cottage community with a ton of character. Homes in the area have distinctive 1930s-1940s design features, and residents often say they feel at home as soon as they move into their Melrose Woodlea apartment.
Residents describe the neighborhood as hip and fun, with a strong vintage aesthetic and multiple locally-owned shops peppered throughout the area. Within the neighborhood are several restaurants serving some of the best cuisines you’ll ever taste, including Melrose Kitchen, which has excellent breakfasts and brunch cuisine and a fun ambiance.
1. Lake Biltmore Village
Source: Rent./Union on 28th
Average 2-BR rent: $948
Rent change since 2021: -11.01%
The Lake Biltmore Village had the highest price decrease on our list of the cheapest neighborhoods in Phoenix. That’s not to say, though, that this neighborhood had the highest price decrease of all the communities in Phoenix – including the expensive ones. That honor goes to the community of Arcadia (-13.19 percent).
Lake Biltmore Village is about 35 minutes north of Phoenix, just past the suburb of Glendale. It’s an urban neighborhood that’s somewhat walkable, though it has a better bike score than transit or walkability scores. The community is just off the freeway, making commuting to home or work super easy.
Residents say the area has ample shopping, that their community is quiet and peaceful and that their neighbors are friendly and are there for each other whenever someone needs help.
The most expensive neighborhood in Phoenix
After reviewing our list of the cheapest neighborhoods in Phoenix, some might feel that a pricier community is actually within their budget. If this is how you think, we’ll give you an idea of what it’s like to live in a more expensive area.
The most expensive neighborhood in Phoenix is Kierland, where rent averages approximately $4,254 per month. Kierland is in Scottsdale, which is just over 12 miles from Phoenix.
If you need easy access to great shopping opportunities, this is the neighborhood for you. The Kierland Commons is a mall with plenty of high-end brands. In addition to the excellent shopping, you’ll find multiple casual and fine dining choices throughout the area, including steakhouses, Italian and French restaurants and even fantastic seafood options.
The neighborhood is easily walkable, so you can do some shopping, eat out and enjoy some live entertainment, all without the need for a car. There are also several office spaces in the area, which means you don’t need to commute to Downtown Phoenix for work if you like the idea of working closer to home.
Find an affordable neighborhood for your next apartment
Do the communities on our list of the cheapest neighborhoods in Phoenix sound like a good fit for you? If so, your next step is to find your dream apartment! We can help you with that, too.
Check out our search feature to locate apartments for rent in Phoenix in your ideal neighborhood. Then, use the filters to narrow your search. You can enter the best price range for your budget, as well as your must-have amenities. Then, you’ll get a list of apartments — one of which might be your new home-sweet-home.
Rent prices are based on a rolling weighted average from Rent.’s multifamily rental property inventory as of January 2022. Our team uses a weighted average formula that more accurately represents price availability for each unit type and reduces the influence of seasonality on rent prices in specific markets. The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.