Looking for a simple way to get started with SMS marketing? On this podcast with SimpleTexting’s Jennifer Hay, we discuss how real estate professionals can quickly leverage one of today’s most powerful marketing tools: texting. In addition to covering how to stay compliant, Jennifer shares the types of texts that work best for buyers and sellers and the best texting tools for busy Realtors. Listen and learn how to start selling more homes with a simple system for text-message marketing.
Listen to today’s show and learn:
The problem with email marketing [1:33]
About SimpleTexting and how it helps real estate professionals [2:23]
Ways a Realtor can use texting in their real estate business [4:22]
Features that SimpleTexting offers over the typical real estate CRM [6:39]
Why cold texting prospects is a bad idea [10:03]
Getting your number registered for text marketing [11:54]
Advice for getting started with text marketing [13:37]
The compliant way to collect numbers for text marketing [14:11]
Keys to getting the right responses when marketing via text [15:34]
Why you should send short, personalized text messages [16:46]
When to switch from texting to a phone call [17:59]
What makes SimpleTexting turnkey [19:55]
Options for communicating via text and calls with SimpleTexting [23:22]
A feature for protecting your work-life balance [25:25]
How to convert email leads into texting prospects [27:03]
The easy way to start text marketing [29:05]
How to get a free trial with SimpleTexting [31:26]
Jennifer Hay
Jennifer has been at SimpleTexting since 2019, started on the Support/Onboard team, worked as an Account Executive and now leads the Sales Team at SimpleTexting. Works with many businesses in real estate, ecomm/retail, and SMBs of all kinds. Prior to that, she practiced law for 7 years, specializing in litigation. She’s a Texan at heart and now lives in North Palm Beach, FL with her fiance and mini dachshund puppy.
Related Links and Resources:
It might go without saying, but I’m going to say it anyway: We really value listeners like you. We’re constantly working to improve the show, so why not leave us a review? If you love the content and can’t stand the thought of missing the nuggets our Rockstar guests share every week, please subscribe; it’ll get you instant access to our latest episodes and is the best way to support your favorite real estate podcast. Have questions? Suggestions? Want to say hi? Shoot me a message via Twitter, Instagram, Facebook, or Email.
Inside: Dreaming of ways to make money fast as a woman? Stop dreaming and take action. These are genius ways of making money online and at home.
Making money fast is crucial for maintaining a comfortable lifestyle, especially in the face of rising living costs. It can be the key to financial stability, providing additional funds to support and enjoy your lifestyle.
As a woman, you need to know how to make money fast.
This isn’t just about getting rich quickly. It’s about women gaining the freedom to live independently without financial constraints.
The feeling of financial security lessens stress; not having to worry over unexpected expenses plays a big role in your overall well-being.
This is what you want to do – make money fast!
Good news! You are in the right spot and I’ll show you my favorite ways to make money online.
Get into the right mindset, ladies! Making money fast isn’t just possible, but also liberating.
How can I make easy money ASAP?
Making easy money quickly can be achieved in various ways that utilize your skills and knowledge.
First and foremost, consider your own skills and expertise, and determine whether they could apply to jobs like cake baking, childcare, bookkeeping, house cleaning, or freelance writing.
This will tell you the easiest way for you to make money quickly. For me, I prefer to trade options in the stock market. Whereas someone else may choose babysitting or dog walking.
You need to find how to make money fast and we will help you with that decision.
Why Making Money Fast is Important
1. Makes it possible to live comfortably 2. Enables you to afford the best quality of life 3. Gives you the freedom to pursue your dreams 4. Gives you the freedom to live without financial constraints 5. Provides you with security and safety 6. Freedom to give back to your community 7. Freedom to choose how you spend your time 8. Opportunity to take risks and start a business 9. Provides you with a sense of power and control 10. Live without financial worry
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
Are you passionate about words and reading?
If so, proofreading could be a perfect fit for you, just like it’s been for countless of readers! Learn how you can create a freelance business as a proofreader.
Check out this free workshop!
Bookkeeping is the most stable, reliable & simple business to own. This is how to make a realistic income -either part-time or full-time.
Find out TODAY if this is THE business you’ve been looking for.
How can I make a lot of money in hours?
Making income in a matter of hours for a woman is entirely feasible with a blend of freelancing, leveraging gig economy platforms, and capitalizing on your skills or assets. Here’s a quick guide for you:
Consider freelancing: Establish your writing, graphic design, or programming services on platforms like Fiverr or Upwork.
Dive into the gig economy: Sign up for TaskRabbit, Airbnb, or Turo to start earning.
Try online tutoring or content selling: Proficient in any subject or have strong graphic design skills? Go for tutoring or sell your content.
Indulge in buying & selling: If you’re good at purchasing low and selling high, then swap clothes or furniture, or even stocks.
Take online surveys or join market research groups on sites like Swagbucks for a rapid source of income.
Remember, time management is crucial for balancing multiple streams at once. Don’t forget to schedule wisely!
How to Make Money Fast as a Woman
No matter who you are, making money can be tough. But if you’re a woman, it can feel impossible.
From getting paid less than men for the same job to having a harder time getting promoted, the deck is often stacked against us.
Just so you know that making quick money in one day won’t happen overnight.
So, I’m going to tell you the best ways to make money fast as a woman.
1. Sell Services
Selling your skills or expertise is a fast, viable way to earn money. It’s all about utilizing what you already know to provide value to others.
Identify your marketable skills, such as cake baking, freelance writing, bookkeeping or even organizing spaces.
Brainstorm which of these services people could pay for.
Remember, you can tap into both physical tasks, like house cleaning or pet-sitting, and digital ones, like creating digital printables or offering consulting in your field of expertise.
Expert Tip: Launch your service with a few testimonials, helping to build trust with potential customers from the get-go.
2. Freelance
Freelancing is a savvy way for women to stack up earnings fast, offering flexibility and complete control over the workload. It’s a ticket to dodge conventional office politics and punch above your earning potential.
Start by identifying your freelance niche. You can be a writer, graphic designer, or anything you’re skilled at. Many people use their transferable 9-5 skills to side hustle.
Then, create your profile on platforms like Fiverr, Upwork or Guru – be sure to showcase your accolades.
Set your rates, then start connecting with clients looking for your talent.
Remember, success in freelancing is driven by quality and consistency. So, sharpen your skills and always exceed your client’s expectations.
Freelancing may start as a side gig, but with dedication, it can grow into a full-time job.
3. Become a Product Reviewer
Being a product reviewer is an intriguing job opportunity for those who enjoy sharing candid feedback about their experiences with various products.
As a product reviewer, you are required to assess products often sent to you from diverse companies.
Your role involves providing a comprehensive review that could range from making an unboxing video to writing a detailed article about the product’s features and performance.
This kind of job requires an unbiased perspective and the capacity to articulate your thoughts and experience in a detailed, user-friendly manner.
Companies value this form of direct feedback as it provides them with significant data about their product’s strengths and weaknesses as perceived by an end-user.
4. Virtual Assistants
As a woman, becoming a virtual assistant could be your fast lane to earning a substantial income.
This is especially a great option if you’re excellent in organization and time management along with the need for flexibility.
For many becoming a virtual assistant with no experience is possible. And very lucrative.
Finally, for your best shot at success in this field, taking a course to improve your learning curve is extremely helpful.
Potential to earn up to $43,000 per year.
5. Sell Your Crafts
Ladies, have you thought of turning your love for crafts into a profitable venture?
Find out what crafts are in demand. The higher the demand, the more profitable it would be to make and sell these crafts.
Remember, profitability hinges on what you sell and how much you sell. Happy crafting!
While you are limited on what you can earn by what you can make, it is possible to make money doing something you absolutely enjoy.
6. Stock Trading
Stock trading may seem daunting but it can be a quick route to financial independence, especially for women.
With the right tools, information, and mindset, you can swiftly navigate the market and amplify your earnings. In fact, this is something Teri Ijeoma did herself.
Educate yourself on the basics before you invest. This is exactly what I did and my investment has paid off.
Always be aware of the risks involved in stock trading and proceed cautiously. However, building up an investing education is a wise decision.
Learn how fast can you make money in stocks.
7. Babysit
Babysitting is a versatile side hustle offering flexible hours and good earning potential.
It’s an ideal opportunity if you’re seeking quick, extra income and enjoy children.
Obtain optional certifications like CPR and first aid to enhance your appeal. Visit platforms like Care.com, Sittercity, or Urbansitter to create your profile and connect with clients.
8. Transcriber
One field that remains highly overlooked is transcription.
A transcriptionist listens to audio files and converts them into written documents.
Gain a thorough understanding of the industry. Check out this free webinar to get the basics right.
Consider specializing in legal or medical transcription. These niches often fetch higher wages.
You could easily make $3000-$4000 monthly, working on your own schedule.
Remember, practice and precision can help you achieve a lucrative transcription rate.
9. House Cleaning
Cleaning can be a rewarding gig, especially if you like tidying spaces.
Despite recognizing the need for a clean home, many people often struggle to find the time or energy to routinely clean their homes. This is where the prospect of a housecleaning business arises.
Busy homeowners, parents juggling work and childcare, elderly individuals needing assistance, and even businesses needing regular cleaning services are all potential clients for a housecleaning business. This demand provides a consistent income flow for those offering cleaning services.
In fact, individuals transitioning into this field of work can negotiate their wages with clients, potentially earning more than $15 an hour based on the complexity and demands of the job.
10. Sell Printables on Etsy
Selling printables is an effective and lucrative method to generate passive income.
Once printables such as planners, calendars, and journals are designed, created, and listed for sale on platforms like Shopify or Etsy, they can consistently produce income without requiring continual input or maintenance.
According to several experts, one of the keys to making substantial profits from printables is to differentiate your products.
Building upon this idea of making money from printables, the free Printables Workshop by Gold City Ventures offers comprehensive insights into the process of creating and selling aesthetically pleasing printable products online. This accessible course can be an excellent starting point for beginners looking to navigate the printables market.
Selling printables on Etsy might be the perfect venture for you!
11. Dog Walking
Looking for a fun-filled way to make some quick bucks?
Dog walking could be the right side hustle for you, especially if you’re an animal lover.
Easy to find jobs for dog walking.
Suitable for people with flexible schedules.
Offers an active way to earn money.
Option to select your rates with platforms like Rover.
High demand especially due to increasing pet adoptions and busy pet owners.
You can work when you need to and not take clients when you don’t want too.
12. Make Money Blogging
Blogging is a popular and prevalent way to earn money. Many blog owners are women who want the flexibility to earn significant money at their own pace and schedule.
Earning money through blogging allows you to focus on something you’re passionate about. Any topic that can provide value to an audience can be blogged about. Targeting a niche that has been overlooked by existing blogs can increase your blog’s potential earnings.
Starting a blog doesn’t require formal training, but it does require a willingness and ability to write effectively for an audience.
By employing monetizing avenues, like affiliate marketing and advertising, a blogger can boost their earning significantly.
Despite the vast number of existing blogs, the industry is very accommodating toward new voices, especially female voices. Thus, knowing how to monetize a blog can offer women many opportunities.
Remember, blogging is not just about earning fast bucks, it also needs consistent efforts. It’s rewarding but can start slow.
13. Ride-Sharing
Ridesharing is an excellent opportunity for women looking to make fast money. With apps like Uber and Lyft, you can earn an income simply by offering transportation services.
Here are a few tips to increase your earnings:
Consider driving during peak hours, weekends, or during special events to cash in on higher demand.
Choose busy locations such as city centers and nightlife spots to increase your chances of getting rides.
Maintain good customer service and ensure safe driving to uphold your rating and receive more ride requests.
14. Office Cleaning
Considering the hustle and bustle of the daily grind, office cleaning can be an untapped treasure trove for women seeking quick cash. Given the high demand and flexible hours, it’s an ideal source of extra income.
You must identify office premises needing cleaning services. Reach out to the owners or management, and propose your services.
Think about offering your services to offices in your local area. It’s a fast way to make extra money while managing your other commitments.
15. eBay Arbitrage
Looking to earn some quick money? eBay Arbitrage could be the game-changer you need.
Aimed mostly at women who love shopping, it’s about buying products cheaply and selling them on eBay for a profit.
First, hunt for bargains in thrift stores, sales, or online markets.
Go with high-demand items; electronics, collectibles, or brand sneakers are a good start.
Then, create your eBay store and list your finds at a competitive but profitable price.
Track each item’s demand through keyword research and buyers’ reviews.
Remember to calculate potential profits inclusive of shipping costs and eBay fees.
Armed with the right strategies, you can start earning with eBay in no time!
16. Freelance Writing
Did you know your writing passion can become a quick buck-making engine? That’s right, freelance writing is a gold mine you ought to tap.
First, identify a writing niche you love. It’s easier to excel when you’re passionate about your work.
Continually hone your writing skills. The more you practice, the better you become and the more valuable your skills. Finally, don’t be shy to market your skills. Reach out to small businesses and startups—they often need freelance writers.
Remember, quality over quantity will earn you a solid reputation in the long run. Now, go turn those wordy wonders into wealth!
17. Online Surveys
Curious about making a quick buck? Engaging in online surveys can be a fast money-making method just for you!
You don’t earn a huge amount per survey but when taking multiple surveys, it will add up fast.
Here are the top legit survey platforms:
Use your free time wisely. Take surveys during work breaks or leisure hours.
Redeem points for PayPal cash or gift cards.
18. YouTube Channel Building
Building a YouTube channel can be an interesting and rewarding venture.
It provides an incredible platform to share your content, express your creativity, and engage with a global audience. Whether you want to showcase your talents, teach something unique or simply entertain, having a YouTube channel opens up many opportunities.
Effective engagement with your audience is vital.
Last but not least, patience is something you will need in abundance. Building a successful YouTube channel takes time, so don’t lose hope if you’re not seeing immediate results.
Remember, there’s no limit to what you can achieve with your YouTube channel. It all comes down to how creatively you can use this platform to engage with your audience and grow your presence.
19. Bookkeeper
In our increasingly digital age, online bookkeepers are in high demand, with more businesses choosing to move their financial operations to the online platform. This shift in business operations has created a robust opportunity for those trained in bookkeeping to tap into the market and earn income while working from the comfort of their homes.
To be successful as web-based bookkeeper, you need to be well-organized and have previous experience dealing with numbers. However, even without a formal accounting education, individuals can take advantage of online learning platforms like Bookkeepers.com to learn and sharpen their bookkeeping skills for free.
Becoming a virtual bookkeeper is not just a fantastic full-time job opportunity; it’s also an excellent side hustle for women and mothers proficient with numbers. It provides flexible hours and allows the freedom to work from anywhere, making it ideal for those juggling multiple responsibilities.
The financial compensation for an online virtual bookkeeper is quite significant. On average, bookkeepers can earn at least $50000 a year helping business owners manage their finance and bookkeeping online.
20. Start a Dropshipping Store
Dropshipping is a viable option with low startup costs that lets you run an online store without handling any physical products.
There is still plenty of time to get into the dropshipping business.
Start by deciding what products to sell. Find a niche you’re passionate about for a higher chance of success.
Remember, a successful dropshipping venture involves effective marketing as well. So invest time and effort into perfecting your advertising tactics.
21. Do Clerical Work
Clerical work offers flexible, remote opportunities for women to make quick money.
With adequate admin experience and internet access, you can explore roles like Virtual Assistant, Online Data Entry Professional, or Court Transcriptionist.
This is one of the best non phone work from home jobs.
Experts tip: Perfection and punctuality are key. Attention to detail and meeting deadlines can make you stand out.
22. Resell Clothes
Reselling clothes online is a savvy way to turn your clutter into cash, especially if you love digging for hidden gems.
It’s a popular method for fast cash flow, with Poshmark and Facebook Marketplace being perfect platforms. One of my friends is very successful with this!
Begin with your own closet, and sell kids clothes they have outgrown too.
Reinvest your earnings, by buying second-hand clothing to resell can boost your profits.
Don’t forget quality. Run a quick check for authenticity and brand labels.
Visuals sell. Stage items and capture high-res photographs.
Providing a great customer experience is key, ensuring prompt shipping and maintaining politeness.
Play your cards right, you could earn anywhere between $100 to $1,000 a month or even reach a six-figure yearly income.
23. Do Home-Based Child Care
Home-based child care is a viable option to earn money, leveraging the natural maternal instincts and caregiving skills of many women. It can be a lucrative side hustle and a means to financial independence.
This is especially a great avenue to pursue when you are already at home raising your own children.
Make sure to follow any state regulations about running a daycare out of your home.
Begin by determining the number of children you can handle at a time, taking care not to overbook.
24. Podcasting
Podcasting is a wonderful opportunity for delivering narratives. It enables you to weave compelling stories while inspiring, instructing, or simply entertaining your listeners.
The unique format of podcasting lets you connect with your audience on a personal level. They listen to your voice, engage with your thoughts, and feel a stronger connection to you.
By starting a podcast, you are joining an increasingly popular trend, with the global number of podcast listeners has grown to 464.7 million listeners in 2022 (source).
Podcasting also opens up doors for networking and collaboration. You can invite experts, artists, or like-minded individuals as guests on your show, thus expanding your network.
There’s a potential to earn from podcasting. With affiliate marketing, sponsorships, and advertising, the commercial possibilities of podcasting are extensive.
25. Merch by Amazon
“Merch by Amazon” is a print-on-demand service that allows you to design and sell your merchandise.
It’s a great money-making alternative as it offers massive exposure and doesn’t require any upfront costs.
One of the significant advantages of using Merch by Amazon for passive income is that you are not required to maintain inventory or deal with shipping. Amazon handles these aspects, allowing you to focus on the creation process and customer satisfaction.
Amazon’s royalty system ensures that you get paid instantly whenever your merchandise is purchased. This allows you to earn money passively with every sale.
When your designs meet the current market trends and the preferences of your customers, they are more likely to be popular, leading to an increase in sales, hence, higher passive income.
26. Become an Influencer
Becoming an influencer is a smart, quick way for women to make money. While most people just stumble upon becoming an influencer, you can decide to pursue this avenue.
With earning potential that is unlimited, this opportunity is flourishing, requiring no specific degree or job experience.
Remember, platforms like TikTok, Instagram and YouTube reward new, engaging creators.
Dedication and consistency could lead you to major earnings where you make thousands for each post.
27. Work as a Translator
Having mastery in more than one language opens up a world of opportunities, particularly in the realm of translation services. The ability to translate language effectively and accurately is a skill that’s in high demand in the current globalized world.
A top benefit of being a freelance online translator is the flexible work environment. You have the freedom to choose when, where, and how much you want to work. This flexibility for work-life balance is more appealing now than ever, especially in the unsteady job market.
Freelance translators also have access to a wider client base. Unlike full-time translators who work for specific organizations or agencies, freelance translators can work with various clients from all over the world, widening their potential income streams.
The need for translators is projected to grow substantially. In the United States alone, the U.S. Bureau of Labor Statistics reports that employment for interpreters and translators will increase by 20% from 2021 through 2031, which is much faster than the average for all occupations.
Among other freelance professions, translation can often provide a more stable income.
As most sectors including education, legal, business, medical, and technological firms continue to globalize, they regularly need translators to bridge the language gap, making freelance translation services a steady income source.
31. Become a Flipper
Becoming a flipper is a high-return, low-investment way to make money fast. It involves buying low and selling high, perfect for those wanting a profitable side hustle.
Here are actionable steps to kickstart your flipping journey:
Identify items to flip: Popular options include toys, clothes, electronics, books, and furniture. Pro-tip: Sell things you have around your house to start risk free.
Choose a selling platform: Sell locally via Facebook groups or Craigslist, use reselling apps like Decluttr, or open an online store on eBay.
Price it right: Pricing items competitively garners buyer interest and maximizes profit.
Learn more: Free webinars, like Flipper University and the Flea Market Flipper, offer insights for a successful flipping business.
Remember, flipping can be more than just a side hustle; it’s a potential full-time career.
32. Micro-Tasking
Micro-tasking offers a quick way for you to earn money by completing short and simple tasks.
As its popularity grows, so does the list of platforms where you can find micro-jobs. Here are the popular platforms.
This allows your the flexibility to work whenever you want. Plus no special skills or degrees are needed.
Just note… This is not a stable income source
Tips for Finding the Best Way for You to Make Money
As you can see, there are many different ways to make money fast as a woman.
You can find the best way for you by considering your skills, interests, and the amount of time you have available.
Here are some helpful tips to make sure you are earning money quickly.
1. Identify Your Skills and Offerings
You’re already gifted, let’s transform those skills into fast cash.
Make a list of your skills, passions, and expertise; you can tap into anything from programming to knitting.
That is where you want to start.
From personal experience, I can tell you it is way easier to work on a side hustle or business when you are passionate about the topic.
Remember, the digital world is your playground, so play, innovate and cash-in.
2. Research the Best Ways to Make Money
Now, that you know the skills and experience, look at the list above and determine which ones match up.
You will need to spend time watching a free webinar to learn more.
Compare different money-making ideas. From part-time jobs to freelancing, there’s a plethora of options. You need to pick what works best for you.
Remember, generating a consistent income requires effective strategies and the right mindset. So choose wisely!
3. Try Different Ways to Make Money – Not Just 9-5 Jobs
It’s vital to explore different money-making strategies as a woman for financial stability and independence.
Just because one avenue didn’t work out doesn’t mean you should throw in the towel.
Remember, the key to success is perseverance, so pick something you’re passionate about and stick to it. Try not to jump from one idea to another out of impatience; success takes time.
Also, as your revenue increases, start building a lifestyle business for passive income.
4. Focus on the Things You Are Good at
Unlock your financial potential by recognizing and utilizing things you’re excellent at.
To cash in fast:
Identify your standout skills. These could range from writing, fine arts, math, e-commerce to digital marketing or even passions such as sports and hobbies.
Assess the viability of earning via your skills. Research shows that the digital economy is filled with opportunities.
Exploit platforms that cater to your expertise. For freelance gigs, you can try platforms like Upwork, Fiverr, or Guru.
There are so many ways to make money online as a beginner. So, indulge in the digital playground, embrace exploration and innovation, and let your skills earn for you.
5. Find Opportunities That Allow You to Work Flexibly
You can choose when to work and when not to, rather than being constrained by a 9 to 5 workday. The flexibility to create your schedule means you can operate at your most productive times, whether that’s early in the morning or late at night.
Working from home or any location across the globe enables a better work-life balance, reducing stress and improving productivity. This is particularly beneficial for those who have families or are committed to other obligations.
When working for yourself, you may have the potential to earn more than traditional salaried roles.
Lastly, making a living from your passion is huge!
You are being paid to do what you love anywhere, anytime which is rare and precious.
6. Consider Specializing in a Niche Subject
Specializing in a niche subject can elevate your earning potential quickly, owing to smaller competition and a personalized audience.
Being a subject matter expert in a specific area can provide you with an edge over your competitors.
Specializing in a niche can help you stand out and garner a dedicated audience, ultimately leading to faster earnings.
Remember, the key to making money faster in your specialized area is persistence and patience. It may take time to build a strong following, but once you do, the financial rewards can be substantial.
Stick to your chosen area, continuously learn and improve, and consistently deliver high-quality content to make your mark in your chosen niche.
7. Take Advantage of Trending Opportunities
Jumping on trending opportunities can be a gold mine, especially for women who want to make money fast from home. These ever-evolving trends tap into various skill sets, interests, and experiences, potentially translating into a lucrative gig.
For many, it may have been TikTok when the company first started.
Remember, the digital world holds limitless potential. Just needing to innovate and execute your ideas!
8. Invest in the Right Tools and Equipment
The key to making money, either online or offline, is making an informed investment of your time into the right tools, equipment, and learning resources.
While this can initially seem like an expenditure rather than a money-making step, it is, in fact, a cornerstone of your financial growth strategy.
Investing time in learning and increasing your knowledge base is vital. This could mean spending your time reading about new insights in your area of work, attending webinars, or enrolling in online courses. The ROI of this proactive learning is immense.
Consider this an opportunity or a catalyst that speeds up your journey toward substantial income generation and financial freedom.
9. Commit to Consistent Efforts
Commitment to consistent efforts is the cornerstone of any successful endeavor, more so when running your own side hustle.
One of the fundamental principles for making money is the dedication to keep improving your craft, always learning, and always evolving.
This continual effort involves a long-term commitment to staying updated with the latest writing trends, styles, and industry standards.
With persistence and patience, the fruition of your investments will lead you toward the fulfillment of your financial dreams.
10. Utilize Social Media Platforms to Promote Your Business
Social media platforms are powerful tools for business promotion, and when used strategically, they can lead to fast monetary gains.
Understanding how to effectively utilize these platforms can drastically enhance your chances of making quick bucks.
Start by creating a robust online presence for your business on various social media platforms. Remember, consistency is key to building your brand.
Engage with your audience frequently and respond to their comments. This boosts engagement on your posts.
Post content that is engaging, relevant, and aligns with your business values.
Always monitor your performance using social media analytics to understand what works best for your audience.
Which side hustles for women have you tried?
Personally, here are the side hustles I have done or currently do:
Stock Trading as a swing trader
Online Content Creation
Social Media Influencer
Online Consulting
Pet Sitting or House Sitting
Teaching Dance Lessons
Personal Organizer
However, I know many people that have tried the ones listed above.
So ladies, which of these enticing hustles appeals to your skills and schedule the most?
FAQ
Stay-at-home moms have numerous opportunities to earn money from the comfort of their homes. Plus being able to bump up your household income while juggling parenthood is the perfect combination.
Find the best jobs for moms specifically!
Any of these opportunities requires dedication and consistent effort, but with time they can all yield substantial returns.
Thankfully, there are many ways for women to make money online.
Above we covered all of the interesting ways and many are online.
Remember, opt for an avenue that suits your skills, interests, and time availability.
Well. the answer to this will depend on who you speak with.
Personally, I find ways to build passive income with your side hustle as the best option. Then you aren’t trading your time for money.
As a woman, many opportunities are right at your fingertips. The most popular and profitable include:
Start a blog: With consistent readership, you can make thousands from ad revenue and sponsored content.
Virtual assistant: Services can fetch around $10-30/hour.
Social Media Management: Businesses are willing to pay up to $1000-2000 per month for proficient managers.
Bookkeeping: On average, freelance bookkeepers earn around $34/hour.
Selling products online: Sites like Etsy, Amazon FBA, or your own platform can earn you a substantial income with a successful shop.
Trading Stocks or Options: by improving your investing knowledge, you can quickly increase your net worth.
Remember – it all starts with a step. Your side hustle could turn into a full-time passion!
This is How to Make Money from Home as a Woman
In conclusion, as a woman, there are plenty of genius and fast ways for you to make money.
The article underlines the significance of grabbing the reins of your financial future.
Through the strategies shared – including investing in stocks, working from home, or using budgeting hacks, you can boost your income significantly.
One of the concepts, I’m big on is making sure you know how to make your money work for you.
With wise decisions and being open to possibilities, your financial independence is within reach.
Remember – the ball is in your court, so make sure to take that shot and score your financial goals. It’s high time to cash in on your potential!
Know someone else that needs this, too? Then, please share!!
If you own rental properties, you have come to learn that time is one of your most precious assets. We all have a lot on our plates, but especially those in property management who oversee multiple properties. Daily tasks can quickly become overwhelming, taking you away from larger business priorities.
As a real estate investor myself, I have experienced this first-hand. My biggest limitation is the time that I have available, so I have found that getting every reasonable task off my plate is one of the most important things to do in order to succeed. Once you are behind on your tasks, all you can think about is how you’re going to catch up, so automating those tasks or finding other ways to outsource them, is the first step toward real expansion and growth.
As most property managers and real estate investors know, the work never ends, so getting through it in the most efficient way possible is critical for success. If you aren’t ahead of the game, you can get buried to the point that you are actually hurting yourself, and your business.
To alleviate the pressure, I recommend automating as many aspects of your business as possible. It can save you time and money, and put you on the road to achieving your long-term goals. Here are some surefire ways to successfully automate your real estate property management business.
Embrace Digital Marketing
Traditional marketing methods to find tenants have gone the way of the wooly mammoth; if you aren’t embracing digital marketing, you’re leaving time and money on the table. Social media, email marketing, and online listings can all effectively reach potential tenants. There are a huge number of quality listing services out there, such as Zillow, Rent.com and many others. Listing your property on these sites can definitely garner some attention, but painstakingly copying and pasting the listing site-by-site is not a good use of time. Find a software that will syndicate the listing for you, sending it out instantly to all the top sites from one central location.
Leverage ChatGPT
Speaking of listings, consider utilizing ChatGPT. It can streamline a number of tasks that typically eat up time in your day. For example, you can use it to write property descriptions, newsletter content, tenant emails, blog posts and more, which gives you more time to focus on strategic initiatives. Open AI, the company behind GPT and ChatGPT, has solutions for you to integrate AI Technology directly into your software, which is what we did at Rentec Direct. Our AI Listing Generator allows clients to generate an enticing property description in a matter of seconds, which typically takes between 10 to 30 minutes.
Offer Virtual Tours
Your AI-created listing generated interest among prospective tenants, now consider how to save time in terms of property showings. Virtual tours are the answer. They have become a valuable tool for property managers. Eliminating the need to be on site to show a vacant property will save you loads of time and give the potential renters all the time they need to peruse the space for as long as they want. Make sure to add as many frequently asked questions to your virtual tour to eliminate the need for a lengthy follow-up meeting.
Invest in Property Management Software
Investing in property management software is one of the best decisions you can make for your business. The right software can help automate many tasks, such as rent collection, maintenance requests, and lease renewals. You can even automate the marketing of vacant properties and syndicate across multiple rental sites with one simple click. A property management software platform can be your ticket back to a healthy work-life balance and take more time-consuming daily tasks off your plate.
Offer Online Rent Payments
Using a check to pay rent – or anything else for that matter – is antiquated. It’s a massive waste of time, and with the expectations and busyness of today’s modern world, it just doesn’t make sense. No one wants to go through the steps of writing, mailing and sending a check through the mail, especially when there are ways to quickly and securely pay online.
Implementing online rent payment can save you and your tenants time and headaches. Not only does it make the rent collection process more efficient, but it also eliminates the need for manual record-keeping. If you are considering implementing a software platform to help automate your business, find one that has online rent payment functionality built-in. Data shows that renters are more likely to pay on time when the rent is automatically withdrawn through an online payment system too. It’s a win-win for everyone.
Use Maintenance Request Software
Handling maintenance requests can be one of the most time-consuming aspects of property management. If it’s not a broken sink, it’s an issue with the air conditioning. These can pile up and easily be forgotten, leading to annoyed tenants and adding to your stress.
Maintenance request software can automate this process, allowing tenants to submit requests online and track their progress. When all requests come to one place, knocking them out promptly is much easier. Plus, the right system will keep records for you – something that’s important come tax time.
Automate Lease Renewals
Managing lease renewals can be a pain, but automating this process can save you time and ensure you don’t miss any critical deadlines. Property management software can automate the lease renewal process, automatically sending out reminders to tenants and generating new lease agreements. The minutiae of the business no longer need to be your primary concern when you understand how to use all of the technology at your disposal.
Not taking advantage of all the ways to automate your business is only making things more complex and putting maximum strain on you. There are many ways to streamline your daily workflow, but in my own experience, automating with the right systems and technology has delivered the largest return-on-investment for me. Your business is unique, so dig deep and find the pain points you can eliminate through thoughtful automation. Nothing can replace the peace of mind that comes with having more time for yourself and your loved ones.
The four-day workweek is the latest buzzy workplace trend, with experiments and surveys touting improved employee morale, retention and productivity.
In one study of 41 businesses across the U.S. and Canada — the majority with 25 or fewer employees — 40% of employees surveyed said they were less stressed after trying out a shorter workweek. In addition, 60% of employees reported a better work-life balance and 32% said they were less likely to quit, according to a July 2023 report by 4 Day Week Global, a nonprofit that promotes shorter workweeks.
ThredUp has seen this play out in-house over the past two years. The online clothing reseller shifted to a four-day week for corporate employees in 2021. Voluntary turnover among that group dropped 55% compared with 2019, and hiring got a boost. Most new hires cited the company’s shorter week as a deciding factor in employment, Natalie Breece, chief people and diversity officer at ThredUp, said by email.
Can a shorter workweek do the same for your business? The short answer: It depends.
“You can’t implement something like this if the underlying culture doesn’t support and nurture trust in your employees,” says Janet Lenaghan, dean of the Frank G. Zarb School of Business at Hofstra University.
For a four-day workweek to work, you need a culture that empowers employees and values results rather than face time, she says.
Planning, training and execution are also key for a successful transition to a shorter workweek.
Adjust priorities, offer training
Asking employees to squeeze five work days into four doesn’t come without adjustments.
Business leaders must assess workload, objectives and success metrics. They also need to invest in tools to streamline or automate tasks, such as accounting reports or other administrative responsibilities, so employees can better prioritize their time. Lenaghan advises leaders to “focus on tasks that drive bottom-line results.”
Large-scale pilots by 4 Day Week Global, which have taken place globally, include two months of workshops, coaching and mentoring. Companies that participate in trial runs also get ongoing support.
Before ThredUp initiated its four-day workweek, it held training sessions on topics such as “how to lead an efficient meeting, when to cancel or remove yourself from meetings, and how to efficiently communicate with employees,” Breece said.
Managers and owners must also be encouraging and set a good example, which involves refraining from sending emails or expecting employees to work on days off.
Start with a test run
A pilot program is a lower-stakes way to try out a shorter workweek and work out any kinks before making it a permanent policy.
Poll Everywhere, a technology company that develops live survey and feedback tools, dipped its toe into a shorter workweek by implementing “Summer Fridays” in 2022. The eight-week trial had bumps, including company holidays that squeezed the already shorter weeks into three days.
“Some of the problems we saw with execution and missed deadlines might have had as much to do with how the logistics were set up as with the idea of working four days a week,” says Rob Graham, CEO of Poll Everywhere.
The company revived “Summer Fridays” in 2023 with some tweaks and additional training based on employee feedback and data analysis.
“We restructured the schedule so that holidays are now considered the designated day off for that particular week,” Graham says. Managers also received special training to help improve communication and efficiency despite fewer meetings.
Tailor it to your company
Some companies can operate Monday through Thursday without impacting customers or the business. Others need some level of staffing five-to-seven days a week.
Poll Everywhere opted for a staggered schedule for specific teams, where some employees had Friday off while others chose a different day.
At ThredUp, its 273 corporate salaried employees work Monday through Thursday. In contrast, employees in the clothing reseller’s distribution centers work from three to five days a week, depending on their shift.
Expect bumps in the road
No significant business change is without its challenges. Try to anticipate these and be proactive in finding solutions when possible. And recognize that some bumps may just be the new cost of doing business.
Busy times, such as the push to finish a big project or wrapping up end-of-quarter financial reporting, will always be hectic. And it takes some effort to get back into work mode after a long weekend, Breece said.
“But these challenges aren’t unique to a four-day work week,” she said.
Still working from home, post-COVID? It’s probably time to turn that living room workspace into something more functional and stylish.
The COVID-19 pandemic sent a lot of workers scurrying into work-from-home situations to escape the madness and otherwise stay safe. Although many have since returned to the workplace, plenty of others are still working from home, often in makeshift office quarters. In a home with limited space, like the typical apartment, this can blur the lines between the living area, office area and everything in between.
It’s time to carve out a dedicated office space (if you haven’t already)
At the beginning of the pandemic, it seemed like sudden work-from-home situations would be temporary. But as the days dragged into weeks, months and beyond, a lot of employers and staff realized the tremendous benefits of remote work. No one enjoys a painful and time-consuming commute, and it’s simply much more comfortable to take a conference call in pajamas than in heels or pointy-toed dress shoes and a pantsuit.
Once the whole thing was mostly behind us, a lot of employees continued to work remotely, even if only on a part-time basis. Unfortunately, upgrading to a place with more square footage is not in the cards for many people, forcing workers to live, work and play in the same small area. Since it’s better for sleep quality to keep business out of the bedroom, that leaves the living room space as the front-runner for most home offices. And while many people have been using laptops on the couch for a while now, the problem is that the lack of a designated work area can affect job performance.
Dedicated workspaces promote concentration
It’s so easy to get distracted when working in the middle of your living room, leading to reduced productivity and possibly an upset boss. While you’re sitting in sight of that stack of mail, an annoying pile of unfolded laundry or whatever other chore needs doing, it’s likely to worm its way into your brain, pulling it away from critical work functions.
It’s tough to unplug after work hours are over
The flipside is also true of working from a couch. When the laptop is in full view, it’s easy to plug back in on the weekend or during the evening off hours. This is a problem because overworking can cause everything from neck and shoulder stiffness to stress or even serious health problems. Having time to rest and recharge is critical to one’s personal wellness. Work-life balance is no joke and trickier than it may seem.
Productivity goes up in a dedicated workspace
People are more efficient when they have a routine and a place that forces them to focus. Working in some sort of dedicated office space gets employees in the mind-frame that it’s time to get the job done, not surf the internet or watch reality television. Plus, no one wants all of that office-related clutter to take up valuable living space.
Key ways to create a living room and office combo
It’s easy enough to create a functional and effective office space in one’s living room with a few tools and an open mind. Take these critical steps toward making your home office into the most productive space possible.
Carve out a corner
Take a measured look at the living area and identify any pieces of furniture that are simply taking up space. Relocate, sell or store such items and rearrange the remaining bits so that your office can fit neatly into a corner. Bonus points if it faces a window because natural light is always a plus!
Invest in functional office furniture
There are certain pieces that no office would be complete without, including a desk, an ergonomically friendly chair and a filing cabinet (or some other storage space). If you’re concerned that you’re not getting your steps in around a conventional office, try a standing desk with an adjustable height option or even one that attaches to a treadmill to keep moving. Or, stick with a conventional desk and take calls on your feet whenever possible to stretch your legs.
Invest in the right equipment
Since video conferencing is here to stay, consider a professional-grade conference room camera (some even hook up to your television) and set up a ring light to put you in the best possible lighting. Don’t forget a pair of noise-canceling headphones to block out any rowdy neighbors, garbage trucks or other miscellaneous background distractions.
Another idea for designating a space is using an attractive and portable divider, like this privacy screen in rustic barnwood style to section the space off from the rest of the room. This will allow you to focus on work without a wandering eye, plus it’ll keep professional items attractively out of sight from the living area. No one wants a printer visible from the coffee table, right?
Lastly, add in a couple of pretty green desk plants and some colorful artwork for inspiration. This doesn’t mean that you can never use a lap desk on the couch again, but it does offer a vastly more professional and productive space to work from when the situation calls for it.
Get the job done right in the ideal home office
For many, the switch to remote work has been a positive one that they wouldn’t trade for anything. So set yourself up for success with a workspace that illustrates your commitment and capabilities. Find your dream apartment today!
A freelance writer based out of the Atlanta area, Alia has penned articles during her decade+ career for such sites as HowStuffWorks, TLC, Animal Planet, Zillow and many more. Her favorite things to write about include fitness, nutrition, travel, healthcare and general lifestyle topics. A graduate of the University of Georgia, Alia’s an avid Dawg, but she also loves reading, sewing, eating all things chocolate and playing sports with her husband, three boys and beloved border collie, Flash.
People have wondered for decades whether it’s more worthwhile to have a high-paying, stressful job or a more peaceful job with a smaller paycheck. One gives you better resources but less time or energy to enjoy them. The other offers you time to enjoy your hobbies but less capital to invest in them or in luxury. As a 20-something, which one would you choose?
1. Consider the Cost of Living
When you’re making a difficult choice that would affect you long-term, consider other factors like the cost of living. For instance, will the lower-paying job still allow you to live comfortably, or will you be existing paycheck to paycheck? And beyond that: if you take a higher salary, will you be required to move somewhere with a much higher cost of living, which will essentially keep you paycheck to paycheck? It’s important to ask those questions before you move across the country for a glamorous job that still barely pays the bills.
The point is that not all high salaries are good, especially if you live in a very expensive city like New York. So before you take a new job, do some research. Figure out the average cost of rent and basic needs like groceries and clothing, so you can make a more informed choice.
2. Stress-Free Salary
One user stated, “I’ve been working for 30-40% less than everyone else my entire career just so I can have a stress-free life with more time for family and have my weekends for me. Sure, I don’t have a million-dollar nest egg or drive fancy cars and have a big house, but I’m [really] happy.”
Another person replied, “I used to work doubles all the time because I thought I needed to keep making money to finally get out of restaurant work. Did this throughout my entire 20s, I also had depression for 15 years. Found a restaurant where I can make a living only working 4 days a week, 25ish hours a week when I was 33. I’m almost 35 now, but my depression is gone, I have more time for my hobbies, and I’m happier than I’ve ever been. I cannot begin to stress how important a work-life balance is. I don’t think I can ever go back to 5 days a week.”
Another commenter added, “This x100. All my friends that work a lot and make a lot of money have nothing to talk about when we hang out aside from how much they work.”
3. Prioritize Your Health
It’s true when they say, “Health is wealth.” Give it the priority, whether it’s about your physical or mental health. After all, you can’t enjoy all the money you’ve earned when you’re sick.
One person shared, “Your health and happiness is more important than money. You have all your life to work, OP. Don’t listen to the ghouls, money will come and go, but your time is irreplaceable. Go and find happiness.”
4. Minimize Your Stress
For some people, money is everything. They’ll do anything—even if it will cost their mental health—to build wealth as soon as possible. However, some people are against it.
One user said, “I had the most stressful job of my entire life at age 20. The lesson I learned from that is to aim for the least possible stress in any scenario that results with me getting what I want. From choosing the least stressful routes for my daily commute (as opposed to the fastest or shortest) to taking the jobs that would be easiest on my mental well-being and my family’s health. I actively seek to put myself in less stressful situations. I’m 40 now, healthy, well-off, and with a happy family. Your mileage may vary.”
5. Cultural Environment Matters
Choosing between a high-salary job and a low-stress environment is not always enough. Sometimes it’s good to check on the culture of the place you’re considering moving to as well. Are you moving from one large city to another? There may not be a huge change. Then again, if you’re going from the East or west coast to a large city in the Midwest, there may be some culture shock.
“I think quality of life matters a lot, but I would offer that culture is important as well. If you are going from Philly to Austin, ok, sure not a huge change. If you are going from NYC to Selma, Alabama you might notice your life is very different. The money is one factor, and lower stress is almost always good, but what you do every day with that free time is worth considering,” one commenter said.
6. Pay Cuts may be Worth It
When you hear the word “pay cut,” people are usually reluctant to consider the job further. However, some people are giving up their current jobs with high paychecks for another job with 20-40% less than what they receive.
“I took a 45% pay cut at 31 from a 90-100k a year job to a 50k a year, and it was the best decision of my life. The work-life balance is much better. It’s not commission based, so the stress is so much lower. And with COVID happening, my position is now also 100% WFH,” one user stated.
7. Don’t Fall for Big Money
One user shared, “A lot of people fall into the trap of $$$ is what makes the job attractive. That shouldn’t be the case. For example, I work for a very popular entertainment company and could make anywhere from 25%-30% more at a different company. Though my quality of life would take a massive hit, the extra money is not worth it. I am currently on paternity leave at full salary for 6 months. That is huge. Not only that, but I get: Weekends off (rare in the entertainment world), unlimited vacation, work from home, learning or promotional opportunities, and great company culture. Those are priceless.”
Don’t just consider the large dollar signs; look at the other benefits as well. Your high salary may not be worth it if it takes a toll on your mental health.
8. Earn While You Can
While this might be a different take, some people would choose a high-paying job and hold on it to build wealth for retirement. Building wealth early means that you can take advantage of the power of compounding.
One person commented, “Nah lol. Get paid while you can, man. $30,000 today, minus 17% taxes, call it $25,000. You’re 27. Not that you’ll invest it, but let’s say you did. Expect 8% return on investments… round that down to 7.2%, where your money will double every 10 years. 40 years from now you’ll be at the retirement age. So double that $25,000 four times. 25… 50… 100… 200… $400,000. Every $30,000 you don’t make today is $400,000 you don’t have 40 years from now. Seems crazy, but that’s the math.”
9. Don’t Jump at Every Glowing Offer
One person stated, “I will not tell you either way, but I will say that on the other side, a 15 to 30% raise for a stressful, high pressure, long hours job wouldn’t get me to quit my current job of 14 years that has excellent life-work balance, decent benefits, I get to WFH and I get treated well and with respect and my input to the company matters. I don’t get paid the very best, but I can afford my life, I have saving and retirement, and my stress in life isn’t from work. I actually had to battle with this question when I got offered a job that was a pretty good pay raise but the reviews on the company really sounded like they ran you in to the ground and have a very high turnover. I opted to stay with my current company for less money but for more flexibility, respect, and job security.”
10. Acknowledge Your Own Burnout
Someone stated, “I burnt out at 26 and had to take a one-year hiatus where I moved back in with my parents and didn’t work at all. The lesson I learned was that if you feel you might be burning out, then take the hit and recover before you have to take an even bigger hit.”
If you think you’ve been burned out from your previous job, take a rest. Spend more time by yourself and do your thing until you recover.
11. Life is Greater than money
One user shared, “Older guy here. I realized that more money doesn’t equate to my happiness when it comes to increase work demands. I could have moved up several notches at my job over the last 5 years and just chose not to. More responsibility and working longer hours will not make me happy. Life is short, man. Enjoy the ride.”
Source: Reddit.
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Start 2022 off strong with the strategies shared by last month’s Real Estate Rockstars. Guests covered content creation, team building, work-life balance, and more. Plus, we offer real estate predictions for 2022, including one that suggests agents should load up on leads right away!
Listen to today’s show and learn:
A trick for creating high-quality real estate videos with ease [2:30]
Real estate topics to cover on social media [4:14]
A saying that helped guide Jacob’s success [5:47]
A law that could make it even harder to evict tenants in New York [7:46]
Our final thoughts and advice for investors [9:09]
What it really takes to build a business [12:49]
Advice on building a real estate team [14:32]
A way to earn $100,000 your first year in real estate [16:33]
What you need to succeed in real estate [17:43]
When to find a financial advisor [19:11]
Kevin’s real estate predictions [20:26]
Why you need to be an authority [21:35]
The great thing about authority marketing [22:27]
How Trish does more deals working less [26:34]
Why building a database makes it so much easier to win business [29:59]
Megan’s most successful direct-mail campaign [34:09]
What Megan learned about hiring team members [36:55]
What all kids should experience [38:41]
How to thrive through the next year [40:22]
The business-owner mindset [41:10]
Why finding a deal is only half of the battle [42:08]
Why real estate is the same everywhere [43:40]
Why you need to load up on leads in early 2022 [45:37]
Every day is closing day [47:28]
Related Links and Resources:
Thank You Rockstars! It might go without saying, but I’m going to say it anyway: We really value listeners like you. We’re constantly working to improve the show, so why not leave us a review? If you love the content and can’t stand the thought of missing the nuggets our Rockstar guests share every week, please subscribe; it’ll get you instant access to our latest episodes and is the best way to support your favorite real estate podcast. Have questions? Suggestions? Want to say hi? Shoot me a message via Twitter, Instagram, Facebook, or Email. -Aaron Amuchastegui
There are many lies that we’ve come to believe since we were young. Whether we inferred them from our circumstances, or they were touted as true in a classroom or online, it’s easy to hold these misconceptions if they’re not being challenged. And while some lies seem to do us no harm, we should still investigate to find the truth wherever we can. Do you know any lies that you used to think are true? Well, here are some other stupid lies that the world needs to stop believing.
1. Farmers Cause Inflation
It might be believable that farmers are causing inflation, but that’s just not the case. Farmers are often subsidized by the government; all they’re doing is trying to keep their farms afloat, and produce the food that America eats. Inflation is much more affected by the government itself, as it pumps new money into the economy trying to help struggling families, but only driving up the prices we all have to contend with. So, thank a farmer, and vote carefully!
2. The Food Pyramid is Healthy
The food pyramid was initially introduced as a way of fending off starvation. In a place where food is scarce, grains are the easiest to preserve and the fastest source of energy. Fruits and veggies are next easiest to save, and meat is quite volatile unless it’s frozen or smoked, etc. But after it was developed, the US adopted it as a dietary guideline to help eat up all the grains that were being produced in America. Since then, our whole way of eating has shifted around the food pyramid. Now it’s time to shift it back! Veggies and fruits should be at the base, with proteins and complex carbohydrates next, healthy fats should be after that, and sweets still at the very top. Now you know!
3. You Can’t be Both Emotional and Logical
A lot of people underestimate the role of our emotions in our decision-making ability. If we don’t value or feel emotional about anything, then our decisions are going to be pretty cold and maybe even cruel. Yes, it’s best not to make major decisions while you’re overwhelmed with feelings, but emotions are also major indicators of the ways that events in our lives are affecting us. When we express emotions well, we can work through them to make very logical conclusions, and even more, if we use our emotions as signals to let us know when something is right or wrong in our circumstances, we can act very logically to change what’s happening. So you can enjoy your emotions and your logical thinking all at once!
4. Company Loyalty to Employees
Companies like to say they’ll reward hard work and team involvement, but really the best most of us get is casual Fridays, or the occasional pizza party. There are some good companies out there, but they’re few and far between. Most corporations, especially the large ones, just treat employees as completely replaceable parts to an overworked machine. It’s great to work hard for a promotion or special recognition, but we also advocate for work-life balance, and don’t really recommend giving extra hours of your day to a company that doesn’t appreciate you.
5. Pharmaceutical Companies are Trying to Help
One commenter said, “Well, they try to help us, when it benefits them. Dead people don’t have prescriptions, so obviously they want to keep people alive so they can continue to rip them off. As soon as the costs of saving them outweigh the potential profits, they [stop caring].”
Another user added, “The government and university run labs that have scientists who do rigorous research and create life saving medications are trying to help us. The pharmaceutical companies that snatch up their technology are leeches on society.”
6. Mental Illness Isn’t Real
One person said, “Yup there’s a whole chuck of Christianity that’s like ‘if you just pray hard enough!’ Or ‘it’s a spiritual problem, not a mental health problem.’”
Another commenter said, “‘You should just stop being depressed,’ or ‘You just need to smile more,’ or ‘Just stop worrying about it,’ are the dumbest advice you could give to someone who struggles with their mental health, yet there’s always some idiot there to give you that advice.”
7. You Can Work Your Way to the Top 1%
“To 20%? Sure… Top 10%? Maybe… Top 1%? It’s going to take a lot of luck, and you probably need to be born on at least second base (but third base is preferred),” one user commented.
Another added, “Are we talking globally or in a certain country? Most Americans can get within the top 1 percent globally with an entry-level job.”
8. We Only Use 10% of Our Brain
One Redditor said, “This was debunked so long ago, I can’t believe some people still believe it, lol.”
A second person replied, “The people that still believe it only use 10% of their brains.”
Another user added, “I’ve heard it at work a few times in the past few years, and the people saying it are very insistent that they’re right. It’s still a thing.”
9. You Need a College Degree
“You need a college degree to become successful. The reality is if they go to a trade school such as plumbing, HVAC, etc., that’s where the money is,” one user stated.
“Totally agree there. My husband has absolutely no education beyond high school and is very successful. I have a college degree, and other than helping him with his businesses, I don’t really work,” the second one replied.
10. The Economy Must Grow
One Reddit user said, “Yeah… it really feels like this weird religion that we’re all supposed to believe in, nevermind how much damage it causes.”
Another person replied, “Exactly. GDP is not a good indicator of human health or happiness in a country, as we run out of natural resources and jam everyone into townhouses they cannot afford while destroying the earth. There are other indicators like HDI, GPI, etc. that we should pay more attention to than GDP.”
11. The Subject of Your Degree Doesn’t Matter
One user commented, “I wish someone had told me this before I got my BA in anthropology. I spent a decade using bs explanations as to how it was relevant to anything.”
Another person said, “For Boomers, this was kinda-sorta true. But stopped being the case some 40+ years ago,” someone replied.
Source: this Reddit thread.
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By rich, I don’t mean she takes selfies on private planes. Rather, she’s achieved a level of comfort and freedom that most sensible people are striving for.
Carol lives in a nice place in the safe part of town, donates generously to charity, and spends more of her time on her passions and hobbies than on work. Her bank account balance has two commas in it, and she hasn’t really worried about money since Barack Obama held a senate seat.
Carol’s neighbors in the “Whole Foods-y” part of town are mostly lawyers, CEOs, and even a few movie stars hiding from the paparazzi. There’s even a Bitcoin zillionaire living somewhere above her, trading crypto all day and “sucking up the building’s power” she jokes.
But Carol is none of these things. In fact, she’s never made more than $60,000 a year. Instead of scaling some corporate ladder or selling a tech company, she somehow got rich just by rotating pretty normal job roles for 35 years. At some point on her career carousel, she’s been a teacher, accountant, and secretary.
So how exactly did Carol get rich? Inheritance? Luck? Buying 1,000 shares of TSLA in 2011?
When I asked her (we have that kind of blunt relationship), her tone was so mundane and matter-of-fact that you’d think she was giving me the time of day:
“Get rich slowly, hun!”
Wait, what does that mean? How can you get rich and achieve lasting comfort and freedom without selling a company or winning the lottery? Why is Carol’s method of “getting rich slow” so effective, and how can you pull it off?
In this piece, I’m going to teach you how totally normal people like Carol get rich (and you can, too). Without further ado, let’s investigate how the rich get rich (and you can, too).
What’s Ahead:
Defining “rich” to avoid a common trap
There are two types of rich people: happy rich people and unhappy rich people. The key to becoming a happy rich person is to establish your “why.”
Why do you want to get rich? After all, a seven-figure bank statement is just numbers on a screen. What do you want to do with the money?
Well, you probably want to get rich so that you can buy something.
Some people want to get rich so that they can buy something with a price tag, like a mantis green Lamborghini Huracán or a six-bedroom house. But chances are that if you’re reading Money Under 30, you’re probably more interested in something more enduring and conceptual, like freedom, comfort, safety, health, or the most valuable asset of all: time.
If you think about it, everything I just listed is a currency. You have a “balance” of each, and you exchange them back and forth all day like a personal stock exchange.
For example, when you go to work, you trade 8-10 hours of time for one day’s salary. Conversely, when you take an Uber to the airport instead of the bus, you trade $31 to save an hour of time.
For a good visual of these intangible currencies, I like to look at Maslow’s Hierarchy of Needs.
Photo credit: SimplePsychology.org
On a conscious or subconscious level, most people try to get rich so that they can take care of all of their basic needs. Naturally, they take care of their physiological needs first (shelter, food, etc.), and then keep earning to cover “safety” needs (paying off debt, health insurance, etc.).
However, level three of the pyramid is where happy and unhappy rich people tend to diverge.
Unhappy rich people keep earning piles of money and forget to convert it to needs. Although they could work a little less to spend time with family or developing their passions, they choose not to. Over time, they even give up their safety needs, working so hard that it negatively impacts their health. With heavy money bags weighing them down, they end up tumbling back down the pyramid.
The whole point of getting rich is so that you can take care of your needs, all the way from sheltering yourself to finding purpose and achieving self-actualization.
If the act of getting rich makes you miserable, what’s the point?
I enlisted the help of Varun Marneni, an advisor with Atlanta’s CPC Advisors and Raymond James Financial Services. At 31 years old, Varun is 23 years younger than the average wealth advisor in America and is passionate about making an impact on people by helping them navigate the complexities of their finances.
How to not end up rich and depressed
Happy rich people like Carol never lose sight of why they wanted to get rich: namely, to achieve freedom.
“Remember – your goal isn’t to get ‘rich’ – it’s to become financially independent” says Varun. “After a certain point, it’s time to stop trading your other needs for money, and reverse the flow. Money can (and should) buy freedom, which in turn can facilitate love, belonging, esteem, health, and self-actualization. Besides, giving up your mental health to get rich is counterproductive. Unhealthiness can affect your ability to perform, be a good person, and even make money. The simple fact is that it’s easier to get rich when you’re happy along the way.”
So how can you get rich without giving up your needs along the way? Well, let’s look at the options.
4 ways the rich get rich
In his decade-plus studying wealth-builders, Varun has seen four general ways the rich get rich. He also has an easy recommendation for the method you should use.
Let’s analyze the four most common methods to getting rich.
Method 1: save and invest
“Get rich slowly, hun!” Carol said, matter-of-factly.
Then, she silently returned to the task of fetching two Key Lime Pie LaCroixs from the fridge.
I, on the other hand, was bubbling up with questions like a shaken champagne bottle. I asked her to elaborate and mentally cleared my calendar for a four-hour coaching session. But before she could even sit, she’d already given me her entire strategy:
“I’ve saved and invested 20% of my income since I was your age.”
But… what did you invest in, I zealously inquired?
“Oh, hun, I don’t invest any of my own money. I let Andrew [her financial advisor] do it.”
In addition to her 401(k), Carol had opened an investment account in her mid-20s, contributing as much of her paycheck as possible to it while her financial advisor managed it. They set a medium-risk portfolio, and she let it mature for years.
So… that’s it? The secret to getting rich without working 12 hours a day or betting the farm on Bitcoin is to open an investment account, keep adding to it, and… wait?
“Pretty much, yeah,” Varun says.
Carol’s not just some lucky outlier, either. According to Thomas C. Corley, author of the Rich Habits series of books, roughly half of rich Americans are just average earners who saved and “prudently invested” 20% of their income for decades. No CEO salary, no crypto bets, just smart money management.
Prudent investments could be hands-on like real estate, but for most low-key rich folks, it was just depositing into an investment account managed by someone else.
So if this method is so effective, and totally normal people get rich that way, it begs the question why nobody talks about it.
Method 2: high-risk investing
Carol’s neighbor, “the Bitcoin zillionaire,”, is 29. Rumor has it that he bought thousands of bitcoins when they traded at $2 a pop, which would’ve been around November of 2011. At the time of this writing (early 2021), a single bitcoin is worth $50,000.
Stories like that create a pretty potent sense of FOMO. A few clicks and he never had to break out his resume ever again. Sigh.
But if you truly want to subject yourself to FOMO Central, look no further than r/wallstreetbets, the now-infamous subreddit for retail aka amateur investors.
“WSB” is full of 22-year-old millionaires proudly showcasing their skyrocketing portfolios after having bet the farm on individual stocks.
But if it seems too good to be true, it probably is. Such is the case with r/WSB. “This isn’t investing; it’s gambling” warns Varun.
Even if you do get lucky once, amateur day trading simply isn’t a path to sustainable long-term wealth. “Sure, you can make a 100% return on a stock – but how are you going to do that month after month?”
Method 3: earn a high salary
This method to getting rich is to work your fanny off. You can become a partner at Deloitte, for example, and make $355,000 on average (according to Glassdoor). And that’s chump change compared to your bonuses, retirement benefits, and stock options.
However, the path to becoming a partner at Deloitte isn’t short, easy, or even guaranteed. It takes more than a decade of sterling work, plus a chest full of medals and the universal approval of your clients and colleagues.
The sky-high bar for entry is why only out of 113,000 Deloitte employees, fewer than 1,000 ever reach the level of partner.
Attaining a high-salaried position is a surefire way to get rich, but it can be extremely difficult to juggle your work and your needs. In most roles earning $250,000+, you’ll end up trading most of your time and freedom: the two currencies that are the hardest to buy back.
Even getting there can take a lot of time and freedom. All of Glassdoor’s top 25 highest-paying jobs “require many years of advanced education [or] years of experience gained over time.”
Of course, there are plenty of people working high-salaried roles who love their jobs and have a great work-life balance. But it’s not the norm, and getting to that point can take decades.
Method 4: inherit wealth (or privilege)
In 2019, when Forbes announced Kylie Jenner as the youngest self-made billionaire ever, we all responded with the world’s largest collective eye-roll.
Sure, she’d built a profitable makeup and modeling empire, and claims that her parents had cut her off at 15, but was she really on an equal footing to the rest of us, as the title implies?
Certainly not, because even if she didn’t inherit cash, she did inherit her parents’ platform, network, and financial guidance; all worth way more than a lump sum.
The Forbes/Kylie Jenner drama serves to highlight a common way the rich get rich and stay rich: through the passing down of cash and assets, but also platforms, privilege, and financial guidance.
You may or may not inherit wealth in the traditional sense, and it’s safer to assume that you won’t. According to CNBC, over 70% of young people expect an inheritance, but only 40% of their parents plan to give one.
But that doesn’t mean inheritance is totally out as a way to get rich. If your folks have done well for themselves, you can ask them for other forms of inheritance, such as advice and connections. For example, if your parents are financially independent, chances are they have a great financial advisor helping them who would gladly have a complimentary planning session with you.
Overall, however, inheritance isn’t really a viable or predictable way to get rich.
What’s next?
Here’s why nobody talks about the easiest way to get rich
Getting rich slowly is the most simple and straightforward way to get rich in this country. So why does nobody talk about it?
Well, here’s my theory:
Getting rich slowly is boring as hell
How would you react to this headline?
“She saved 20% of her income for 30 years, and now she’s rich!”
You’d probably think ummm… duh? And that’s the whole point! Getting rich slowly, the way half of rich people did it, isn’t headline-worthy at all. It’s boring. Martin Scorcese simply isn’t making movies about investors who build wealth over decades of safe investing.
Getting rich slowly isn’t glamorous, either. In fact, most people who look rich are in debt. Those Instagram influencers dangling Bentley keys and Prada bags in their followers’ faces are most likely in deep financial trouble. 96% of YouTubers make under $15k per year, and as one former influencer with 340k followers confessed, “I’ve walked a red carpet with $80 in my bank account.”
“Most people who are actually rich look and act pretty normal,” says Varun. They shop at Publix, drive eight-year-old Acuras, and live in homes just big enough for them and their loved ones. “Rich people don’t buy into the ‘rich people lifestyle’ because it costs money that they’d rather invest.”
There’s nothing wrong with buying fancy things, especially if they support your needs like comfort, health, or esteem. I “invested” in an old Lexus because of its low True Cost to Own®. Likewise, my friend Amanda bought a Burberry coat because it’s well-made, long-lasting, and it simply makes her happy.
But “slow rich” people never feel the need to prove how rich they are. They get rich precisely because they don’t buy into the glamorous lifestyle.
Like vampires, truly rich people are among us, hiding in plain sight. It can be hard, then, to spot one and ask them for advice.
Thankfully, we have Varun and Carol to set us up.
How to get rich without becoming a CEO or winning the lottery
Saving and investing 20% of your income is an essential part of getting rich, but it’s only part of the picture.
“The path to financial independence is like a chair. There are four legs, and if one is too short or missing, the chair topples over.”
So, what are the other three legs to getting rich slowly?
1. “Squeeze the lemon”
As Varun puts it, “squeezing the lemon” is maximizing your existing money through:
Tax efficiency.
Patching leaks.
What I’m about to share may sound obvious, but “9 out of 10 people don’t squeeze the lemon, and it needlessly delays their financial goals.”
Tax efficiency
Tax efficiency, not to be confused with tax evasion, is simply making sure you’re not paying more taxes than necessary.
A big part of tax efficiency is filing your taxes accurately and on time. Any tax software that helps you maximize deductions, such as those for Home Office and charitable donations, is great.
Another way to become tax efficient, specific to 1099 folks, is to funnel your income through an LLC. This will slash your self-employment taxes and provide some bankruptcy protection. If you own a business with more than one employee, I recommend consulting with a tax attorney for more ways to be tax-efficient, since there are too many to list here. A phone call could save you thousands.
Lastly, always be sure to take advantage of your various retirement plans offered through employers such as 401(k)s or IRAs and Roth IRAs.
“Many employers offer 401(k) matching and it’s important to at least put enough money in to take advantage of that,” says Varun.
So that’s tax efficiency: simply making sure you’re not giving Uncle Sam freebies.
As a first step to getting rich, I strongly recommend you consolidate all of your financial information into a single dashboard. Getting a holistic picture of all of your accounts in one place is a huge stress-reliever and helps you find unpleasant “gotchas” like hidden charges and disused subscriptions.
Once you squeeze the lemon to save money, the next step is to multiply it.
2. Save and invest
Thomas C. Corley says the secret to sustainable wealth is “prudent investing.” What exactly does that mean? Are you going to have to get your Series 7 and start trading?
Not at all. In fact, it’s better if you don’t. Prudent investing just means responsible investing, and there’s nothing more responsible than letting a trained professional invest for you.
Carol has never personally traded a stock in her life.
Use a financial advisor
Human financial advisors typically charge a 1% management fee, which includes comprehensive wealth management solutions, soup to nuts. Think guidance on buying or selling a business, retirement planning, education funding help, insurance advice, and estate planning.
Use robo-advisor options
Robo-advisors typically charge 0.30%. The tradeoff is that they may not offer a human touch or personalized financial planning advice. But once you set some goals and risk parameters, they’ll manage your money for you, 24/7, for less.
Whether you opt for a real-life or AI-driven financial advisor, the important thing is that you invest. A pile of money in your checking account is just losing value due to inflation.
If you can’t afford to invest 20% of your paycheck, start with 5% and work your way up. Squeeze the lemon harder and pool that money into your investment accounts.
Invest your credit card rewards
Another great source of investment capital is your credit card rewards points. Oftentimes this is cash you didn’t even realize you had, so you might as well invest it!
A solid, “investor-friendly” card option is the Chase Sapphire Preferred® Card. It offers 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 2X points on all other travel purchases, so you can quickly accumulate points and dump them straight into your investment account.
Lastly, don’t panic and pull out your investments
Prudent investing isn’t just about putting money in; it’s about leaving it in. When markets dip or accounts lose value, people tend to panic-pull, and it’s almost always a mistake.
Per Varun:
“the most difficult thing to do in investing is disentangling personal emotions from logic and tuning out the media. The so-called pundits will always give you 100 reasons why times have never been scarier and why you shouldn’t be investing and they are usually incorrect. 1968 was a difficult year for our country with the assassination of Martin Luther King, Robert Kennedy, War in Vietnam and the highly contentious election. Since then, we have had wars, 9/11, impeachments, tariffs, COVID 19 more recently and so much more. Despite all of this, the Dow Jones Index marched from 906 in 1968 to 32,000 as of this writing”
Daily market news can challenge your investment discipline. Their messages are often meant to stir anxiety about the future and your finances.
But as Varun says, “successful investors look beyond the headlines, have a long-term approach, and follow certain time-tested principles such as diversification and suitable asset location.”
3. Protect yourself from bankruptcy
Once you’ve begun investing money, it’s time to protect it. You don’t want bankruptcy to saw off a leg on your chair!
Earlier, I mentioned a critical form of bankruptcy protection for self-employed folks: routing payments through an LLC. Having an LLC as a “middleman” is important because it means anyone paying you has to sue the LLC first before suing you personally, reducing your liability.
However, lawsuits aren’t the most common source of bankruptcy in this country. Not even close.
“The #1 source of personal bankruptcy in America medical debt.”
If you can afford it, good health insurance will help insulate you from bankruptcy. But staying healthy itself is a key component of getting rich. Running, meditating, doing yoga, and eating healthy don’t just create happiness – they’re part of getting rich. “Healthy people are less likely to end up in the ER, and they work more effectively and make better decisions.”
4. Enjoy the journey
Varun doesn’t want you to live like a pauper while you slowly get rich. In fact, getting rich slowly should be extremely enjoyable and fulfilling.
But what are rich people spending money on, if not Aston Martins?
“Rich people buy experiences, not things.”
Science overwhelmingly supports the idea that experiences make us happier than things. Plus, they’re often cheaper. That’s why most low-key rich people have come to the same conclusion:
Experiences are a good investment. Remember that happy rich people reinvest their capital into their needs. They realize that experiences provide more freedom, esteem, love, and belonging than most things can, so that’s what they choose to spend on.
Part of what makes experiences such a great investment is that the happiness you glean from experiences is infinitely renewable. Here’s some advice that Varun often offers his clients:
“In 10 years, you’ll remember the time you spent in Hawaii. You’ll remember who you were with, the laughter you shared, the experiences you had. You won’t remember what kind of watch you were wearing.”
Unlike an Aston Martin, experiences are affordable even while you’re getting rich and won’t delay your goals. Even after you put 20% of your paycheck into an investment account, you’ll probably still have enough cash left over for a pair of tickets to that funky new museum or a one-night AirBnB stay in the mountains.
Plus, experiences are less susceptible to hedonic adaptation, which drives our tendency to want to upgrade our things every few years. For example, even if you buy a brand new phone and a fast new car today, eventually you’ll get bored of both and want to pay for an upgrade. But a $20 ticket to a concert will always be fun, and never go out of style.
Even before hedonic adaptation can kick in, Varun warns of another expensive psychological trap many fall into: the Diderot Effect. In his essay “Regrets on Parting with My Old Dressing Gown,” Denis Diderot, an 18th-century French philosopher, describes how his fancy robe made his closet look cheap. So he upgraded his closet, but that made his room look cheap. Upgrading his room made his house look cheap, and before he knew it, he sat bankrupt in a mansion.
Experiences may drive the desire to have more experiences, but they don’t necessarily have to be more expensive ones. Furthermore, those experiences will help grow you as a person, provide companionship, and support your mental health.
Things are awesome, but experiences are a more cost-effective way to feel joy while you accumulate wealth.
“Getting rich slowly won’t feel slow if you’re enjoying the journey.”
Take these steps today to start getting rich
Before I wrap up, what smart moves can you make in the next 30 minutes to start getting rich?
Start unfollowing fake rich people
Fake rich people on Instagram are fun to watch, but they can create FOMO and encourage bad buying decisions. They are “influencers,” after all.
Instead, Varun strongly recommends that you “surround yourself with people who have financial discipline.”
Break the ice with your friends about financial planning, swap advice, and try to cultivate a sphere of positive influence. To prevent awkwardness, talk about how you’re investing, not how much. I have a few friends that I regularly talk to about financial planning, and it helps the process feel social, validating, and fun.
Patch the leaks in your accounts
If you haven’t already, head to your online banking dashboard and spend a few minutes browsing through all of your transactions from the last month. If there are any recurring charges you don’t recognize or don’t need, cancel them.
If you cancel $25 worth of subscriptions today, that’s $10,000 you might’ve wasted over 30 years. If you invest that $25 per month instead, it can create $15,000 in 30 years. That’s a delta in your net worth of $25,000, all accomplished in a few clicks.
Open an investment account
To get rich by investing, you don’t have to pick a single stock yourself. Again, it’s actually better if you don’t. What a wonderful world we live in where “lazy portfolios” exist as one of the best ways to build wealth.
Once you’ve opened an investment account and set goals and risk parameters, your final (but critical) step is to set up monthly auto-deposits of 20% of your paycheck (or however much you can afford).
Then, you’ll start getting rich in your sleep.
Summary
Investing 20% of your income for 30 years is a proven method that roughly half of rich Americans used to achieve financial independence. It’s boring but it works.
If you’re intimidated by the prospect of investing, that’s all the more reason to let a professional do it for you, human or otherwise. You can open an investment account and set up auto deposits in just a few minutes, and your future self will let out a massive sigh of relief when you do.
As you’re making money in your sleep, remember that truly rich people don’t buy into “the rich lifestyle.” Don’t be seduced by designer bags or meme stocks on r/wallstreetbets. If your method of getting rich feels slow and boring, you’re doing it right!
While the method to getting rich slowly might be boring, the journey should be anything but. “Investing” in experiences, passions, and relationships along the way will set you up to be a happy rich person; martyrdom to work is not necessary.
Enjoy the journey, and for more on saving and investing, stick with Money Under 30.
Inside: Working mothers face many challenges when balancing work and family life. This guide offers the best jobs for moms. Find out how to maximize your career opportunities while raising children.
Moms often feel like they can’t have a successful career and be a good moms at the same time.
I completely feel that way too. I struggled to be a stay-at-home mom when my kids were little because I wanted to help out financially to help pay down debt. It took me a few years, but I soon realized there are great ways to make a mom and be a great mom!
I have uncovered plenty of jobs for moms with no degree that offers flexible hours, good pay, and satisfying work.
The best jobs for moms with no degree are ones that offer flexibility, good pay, and room for growth.
It can be tough to balance family and career, but it is possible to find a job that fits your lifestyle.
Here are the best jobs for moms with no degree or with a degree.
What jobs are good as a mom?
As a mom, finding a job that allows for flexibility and growth can be challenging, especially if you don’t have a college degree.
However, there are still plenty of opportunities out there that can help you balance your family and career.
Most importantly, you need to find a job that you LOVE! An environment that you thrive in!
With flexible schedules, remote work options, and potential for growth, these jobs can provide the stability and income moms need while still being able to prioritize their families.
Whether you’re looking for a part-time job or a full-time career, there are plenty of opportunities out there for moms.
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What are the best careers for current stay-at-home moms?
Stay-at-home moms face the challenge of balancing their family responsibilities with the desire to pursue a career.
With the high cost of child care, you need to find a job that allows you to take your kids or one that offers flexibility to work around your kid’s schedules.
Hello- that is me! I am a blogger and day trader when I’m not taxing my kids around.
Your best bet is to check out how to make money online for beginners. That is where you will find the most job options that can be done from home or offer flexible schedules, making it possible to have the best of both worlds.
What are the best careers for former stay-at-home moms?
Returning to the workforce after being a stay-at-home mom can be a daunting task, but there are many careers that are best suited for moms.
You still want careers that offer flexibility, high earning potential, and a good work-life balance.
You need to consider your previous employment, any education or certificates you hold, or skills and/or interests.
As such, the answer will vary for each person reading this post. So, consider any one of these past ideas.
Best Jobs for Moms
There are plenty of great jobs for working moms.
The key is to find a position that offers the right mix of income, hours, and flexibility.
Preferably, you want a low-stress job that pays well without a degree.
Here are jobs to consider if you’re a working mom with no degree.
1. Web developer
Web development is a highly flexible and lucrative career option that is ideal for working moms who may not have a college degree. With the ability to work remotely or part-time, web development is a perfect fit for moms who need a flexible schedule.
This field is rapidly growing and in high demand, making it an excellent choice for those looking for a career change.
To become a successful web developer, proficiency in programming languages like HTML, CSS, and JavaScript is essential. Additionally, knowledge of website design and development tools is crucial to create visually appealing and functional websites.
The skills required for web development can be learned through online courses or boot camps, making it accessible to anyone with an interest in technology and design.
Benefits:
Many web developers work from home or have flexible schedules, making it easier for moms to balance work and family life.
The demand for web developers is expected to grow, making it a stable and secure career option.
Web development is a field that allows for creativity and self-expression.
Pay: The salary for a web developer varies greatly on experience, but it is possible to make six figures.
2. Customer Service Representative
Customer service representative is an excellent career option for working moms who do not hold a college degree.
As a customer service representative, you will be the primary point of contact between customers and the organization, providing information about products and services, taking orders, responding to customer complaints, and processing returns.
You can work from home part-time or full-time, and many times the work takes place remotely. To succeed in this role, you will need to have strong communication and negotiation skills, patience, and the ability to multitask.
Benefits:
The work environment is flexible, and you can work from the comfort of your home.
Job offers great work-life balance and schedule options, making it an ideal choice for working moms.
Pay: As a customer service representative, you can expect to make from minimum wage to $20 an hour.
3. Proofreader
Being a proofreader can be a rewarding and fulfilling career for individuals who have a way with words and a keen eye for grammar. As a proofreader, your primary responsibility would be to review and correct spelling, grammar, and punctuation errors in various types of written content, such as books, websites, and social media posts.
Moreover, the earning potential as a proofreader can be quite lucrative. For instance, Caitlin Pyle, a successful proofreader, made $43,000 in one year working part-time.
To get started as a proofreader, it is important to develop the necessary skills. You can start by attending a free introductory workshop or enrolling in a course that teaches the skills needed to become a freelance proofreader.
Benefits:
Great flexibility as you work on a project basis.
The significant earning potential in the field of proofreading, especially for those who are dedicated and skilled in their craft.
Rewarding career path for individuals with a passion for language and a meticulous eye for detail.
Pay: In terms of salary, the median pay for a proofreader ranges from $15.22 to $26 an hour, depending on experience and the project you are working on. Many other proofreaders earn between $1,000 to $4,000 per month.
4. Flight Attendant
A flight attendant is a career that does not require a college degree but extensive training and certification. It is an ideal job for working moms due to its non-traditional scheduling that allows them to work part-time, take extended periods off, and get out of the house.
Flight attendants can take on trips when they know they have child care covered, and stay at home for days at a time.
Benefits:
Enjoy the perks of travel.
Flexible schedules.
Great health benefits.
Pay: The pay ranges by airline, but the median salary is $65000 per year.
5. Blogger
For moms who are looking for a flexible work-from-home job that doesn’t require a degree, becoming a blogger could be the perfect fit.
With the rise of the internet, there is an increasing demand for content writers and bloggers. These jobs allow you to work from home, set your own schedule, and choose the topics you want to write about. Additionally, these jobs don’t require a degree, making them accessible to anyone who has a passion for writing and a way with words.
Blogging is another option for those who want to write about specific topics they are passionate about and share their insights with others.
Benefits:
Be your own boss.
Flexibility blogging offers – work as much or as little as you want.
Work from home.
Choose the topics you want to write about.
Pay: As a blogger, you are creating passive income through ads, affiliating marketing, and paid sponsorships.
6. Engineer
Returning to work as a mom can be a challenging transition, but leveraging your engineering degree can open up a range of opportunities for you. With your technical skills and problem-solving abilities, there are several career paths that can offer a healthy work-life balance and flexibility to accommodate your family responsibilities.
Here are ways to utilize your degree and still have the flexibility you crave:
Pursue freelance work in your field. As a freelance engineer, you have the freedom to determine your own schedule and take on projects that align with your interests and availability. Platforms like Upwork provide a space for engineers to connect with clients and offer their services on a project basis. This allows you to work on engineering projects from the comfort of your own home, giving you the flexibility to balance work and family life.
Explore part-time or remote positions with engineering firms or companies that value work-life balance. Many engineering firms recognize the importance of accommodating working parents and offer flexible work arrangements. With your engineering background, you can contribute to projects and collaborate with teams remotely, allowing you to work from home and adjust your schedule to meet the needs of your family.
Pursue a career in technical writing or content creation. Many companies and organizations require technical documentation, manuals, and instructional materials to accompany their products or services. With your engineering background, you can leverage your expertise to create clear and concise technical content.
Work as an engineering consultant. As a consultant, you can offer your specialized knowledge and expertise to clients on a project basis. Consulting also provides the opportunity to work remotely or have a flexible work arrangement, making it an ideal option for moms returning to work.
By expanding your knowledge and skill set, you can position yourself for more opportunities and increase your marketability in the engineering field.
Benefits:
This can be done on a freelance basis or as a remote employee, allowing you to work from home and have more control over your schedule.
Take on projects that align with your skills and interests.
Have a fulfilling career that allows you to balance work and motherhood successfully.
Pay: Additionally, engineering offers high earning potential, which can help support a family and provide financial stability. Most engineers earn over $100000 a year.
7. Virtual Assistant
For working moms with no degree, finding a job that balances well with their family life can be a challenge. However, virtual assistant jobs can be the perfect solution.
As a virtual assistant with no experience, you can work from home, set your own schedule, and earn a good income.
A virtual assistant provides administrative support remotely, handling tasks such as email and social media management, scheduling appointments, data collection, customer service, and event planning. The skills required for this job include strong multi-tasking, organizational, and time-management skills, as well as basic computer skills.
Here is a virtual assistant checklist to see if you would enjoy this job possibility.
Benefits:
Be the boss of your own schedule.
Build your own small business if you desire.
Earn significant income
Pay: Most virtual assistants can earn $21 an hour or more pending experience.
8. Teacher
Teaching can be an excellent option for moms who want to work in a field that values education and have the same schedule as their kids.
Plus you can take on one of these summer jobs for teachers to extra cash.
Another option is to become a teacher’s aide that assists teachers in the classroom, helping with tasks such as grading papers, supervising students, and preparing materials. To become a teacher’s aide, you need to have a high school diploma or GED.
Benefits:
Same work hours as your children.
Work in a field that values empathy and care for children, while also providing financial stability and work-life balance.
Most teacher retirement plans are well worth working your full 30 years for that ongoing income post-retirement.
Pay: Unfortunately, teachers are one of the lowest paid salaries for the fantastic work they do. Find out if teachers get paid in the summer.
9. Substitute teacher
Substitute teaching can be an excellent job option for working moms who don’t have a degree. It offers flexibility, a chance to get teaching experience, and a decent daily rate of pay.
A substitute teacher fills in for full-time teachers when they are absent.
This experience can be helpful if you decide to pursue a permanent teaching position in the future.
Benefits:
Allows you to work when your schedule permits. You can note your availability and work as much or as little as you like.
Gain teaching experience without committing to a full school year.
Rewarding job option for some.
Pay: As of right now, there is a shortage of teachers, so the pay for substitute teachers has increased immensely. Substitute teachers can earn a daily rate ranging from $60 to $200, depending on the school district and the region with most substitutes making $22 an hour or more.
10. Consultant
As a consultant, you can use your prior work or life experience to offer solutions and advice to clients in a wide range of areas, including sales, marketing, operations, and management.
Furthermore, consulting can be an ideal way to transition your prior work or life experience into a new career and shorten the time spent in school, making it a great option.
To become a successful consultant, you need to have strong communication skills, the ability to work independently, and experience in your field to run a successful business.
Benefits:
As a consultant, you can enjoy flexible work hours.
The potential to work from home.
Ability to control your schedule.
Pay: The hourly rate for consultants varies depending on the type of consultant and the industry, with some earning high salaries.
11. Day Trader
Swing or day trading is a popular option for individuals who want to work from home and make a living from the stock market. Day traders buy and sell securities within the same day, aiming to make a profit from small price movements.
This job requires a certain set of skills and investing knowledge, as well as specific equipment and software.
It is possible to make money with stocks fast.
Day trading can be a good option for working moms with no degree because it offers flexibility and the potential for high earnings. Personally, I love trading stocks and options. I learned from Teri Ijeoma.
Benefits:
Unlike traditional jobs, day trading allows individuals to work from home and set their own schedules.
Successful traders can make a significant amount of money, with some earning six-figure or seven-figure incomes.
While a degree is not required for day trading, I highly recommend taking this investing course to jumpstart your learning.
Pay: Widely variable as it depends on your risk. You can lose money or make $1000 a day.
12. Claims adjuster
As a claims adjuster, you will be responsible for investigating insurance claims, negotiating settlements, and collaborating with other professionals such as lawyers and medical experts. To become a claims adjuster, you will need to possess relevant experience, strong communication abilities, and proficiency in data analysis.
The work environment can be fast-paced and stressful, but the potential for career growth and the flexibility to work remotely make this an attractive option for many working moms.
Claims adjusters must also maintain accurate records and documentation of all claims activities.
Benefits:
While the work environment can be fast-paced and stressful, the potential for career growth is likely.
Flexibility to work remotely make this an attractive option for many working moms.
Pay: Claims adjusters can advance to higher positions within the insurance industry, such as senior claims adjuster or claims manager. Additionally, many claims adjusters work as independent contractors or consultants, providing even more flexibility and potential for career growth.
13. Bookkeeper
As a bookkeeper, one is responsible for monitoring a company’s cash flow by keeping track of transactions and preserving copies of receipts. The job requires great attention to detail, excellent organizational skills, and an ability to analyze and interpret financial data.
This job can be done virtually, making it an excellent position for moms who want to improve their work-life balance.
Bookkeeping does not require a degree and one can earn a decent hourly pay or salary. To become a bookkeeper, one must have bookkeeping skills, which can be learned from online courses.
Benefits:
Flexible working hours, allowing them to work whenever suits them.
Great for someone who loves analytics.
Pay: Most bookkeepers enjoy relatively high hourly salaries. They can work as independent contractors or be paid as a salaried employee.
14. Nanny
Being a nanny is an excellent option for moms who want to balance work and family life.
As a nanny, you would be responsible for taking care of children, cooking, cleaning, and running errands. The best part about being a nanny is the flexible hours, which allow you to work part-time or full-time while still being present for your family.
Finding a job that allows moms to work while still being present for their families is crucial, and being a nanny provides the perfect solution.
Benefits:
Be able to care for your own children at the same time.
Find a nanny job that works for your circumstances.
Stay young and playful while working with kids!
Pay: The pay varies widely for a nanny, but once you have experience and great references, you can earn good money.
15. Marketing Specialist
Marketing can be an excellent job choice for moms looking for flexibility, potential job growth, and the opportunity to work remotely. With the advancement of digital marketing, moms can now pursue a career in marketing without having to leave their homes or work in a traditional office setting.
As a digital marketer, there are various specializations and skills that can be honed to advance in the field. These include SEO (search engine optimization), web development, content creation, and marketing strategies.
By continuously learning and improving these skills, moms can enhance their professional reputation and open doors to new opportunities within the marketing industry.
Benefits:
Ability to work from home.
Work flexible work hours that can be adjusted to fit their family’s needs.
Digital marketing also offers potential job growth and career development.
Pay: As a marketing specialist, the pay can vary greatly if you work as a freelancer or a bigger corporation.
16. Financial Advisor
Financial advising can be an excellent career path for working moms without a degree, offering flexibility and opportunities for growth.
Honestly, I know many people who have successfully entered the workforce as financial advisors.
The first step towards becoming a financial advisor is to obtain relevant certifications and licenses, such as the Certified Financial Planner (CFP) designation. Once certified, financial advisors can work for a firm or start their own business, providing financial advice to clients.
Pursuing a career as a financial advisor can offer a good salary and work-life balance, making it a great option for working moms.
Benefits:
Help others pursue a life of financial independence.
Perfect for someone who loves numbers!
Pay: The pay for a financial advisor varies greatly, but the median salary is $75000 a year.
17. Writer
Becoming a writer can be a great career choice for moms who want to work from home and have a passion for writing. With flexibility, the potential for a decent income, and no degree required, it’s an accessible and rewarding career path.
Highly recommended to take this writing course to jumpstart your networking opportunities.
As a writer, you can work as a content writer, staff writer, or freelance writer.
Content writers produce content for websites, such as blogs, news aggregators, and e-commerce sites.
Staff writers write articles for publications, such as magazines or newspapers.
Freelance writers write for clients without being permanent employees.
What’s more important is having a way with words, strong research skills, and a passion for writing.
Benefits:
Flexibility to work on a story when you are able to.
For those with a love of English, this is a great way to express yourself.
Pay: While the average hourly rate for writers and bloggers varies, it’s possible to earn a decent income in these fields.
17. Social Media Specialist
As a social media specialist, you will manage social media accounts, create and post content, increase engagement, analyze data, and monitor social media. This role requires skills such as graphic design, writing appealing content, an eye for design, and flexibility.
Moms possess many of these skills naturally, such as multitasking, creativity, and communication. These skills can be applied to social media management, including content creation, scheduling, and community management.
Social media management is also a growing field. As a result, this job can provide moms with a stable income and career growth opportunities while allowing them to prioritize their family life.
Benefits:
Great for those who personally love social media.
Easy to work anywhere.
Pay: With an average salary of $52000 a year, this job can be done from home, making it a perfect fit for moms.
18. Human resources manager
Work-life balance is crucial for working moms, and a career as a human resources manager can provide just that.
Human resources managers are responsible for managing employee benefits, overseeing hiring processes, and handling employee relations. This job offers flexibility, including the ability to work remotely or part-time.
A career in human resources management can positively impact a working mom’s family life by providing a consistent schedule that doesn’t involve weekends or holidays.
Benefits:
HR managers are in high demand in many industries, as every organization requires HR expertise to manage its workforce effectively.
Opportunities for personal and professional growth.
Make a positive impact on employees’ lives.
Ample networking opportunities with employees, upper management, and external stakeholders.
Pay: Human resource managers often receive competitive salaries, with average annual earnings exceeding $120,000.
19. Sell on Printables on Etsy
In recent years, the demand for printable products has grown tremendously, making Etsy a great platform for working moms without a degree to earn a steady income from home.
Printables are digital files that customers can download and print at home, such as wall art, planners, calendars, and invitations.
The best part is that once you create a printable, you can sell it repeatedly without having to invest more time or money.
Check out the list of the most popular printables you can create.
Benefits:
A flexible job that allows you to work from home and set your own hours.
Earn a steady income from a single printable, which means you can focus on creating new products and growing your business.
Able to start s small business.
Pay: This is a passive income. Learn how much these sellers have made.
20. Retail associate
Many moms become retail associates to get a discount from the retailer!
Working in retail can be a rewarding and dynamic career choice. Retail jobs are generally physically demanding, as employees are often on their feet for long periods and may need to lift and move heavy items.
The nature of retail work can also be stressful, especially during busy periods such as holidays or sales events. However, it can also be an opportunity to develop and utilize various skills, particularly when interacting with customers.
Benefits:
Working part-time hours while your children are at school.
Discounts to the retailer you work.
Flexible scheduling hours.
Pay: This is a minimum wage job earning $13 an hour to $18 an hour.
21. Nursing
Nursing is a fulfilling career for moms who enjoy taking care of others.
While most nursing positions require a degree, there are also entry-level jobs available for those without a degree. Certified nursing assistant (CNA) and licensed practical nurse (LPN) are two such positions.
Both positions require certification and training, which can be completed in a matter of months. Pursuing a career in nursing as a working mom without a degree offers the flexibility to balance work and family while also providing the opportunity for career advancement.
Benefits:
Flexible scheduling around what works best for your family.
Ability to work part-time or full-time.
Great career option to take fewer hours while your children are little and more hours when they are in school.
Pay: The average hourly rate for nursing varies depending on where you work. Most certified nurses make between $32 an hour to $50 an hour.
22. Transcriber
As a transcriber, you will listen to audio files and create a document that contains an accurate record of what was said. This is one of the best jobs for moms with no degree, as most transcription companies just require you to pass their test before they give you work.
To become a successful transcriber, you will need fast typing skills, attention to detail, and the ability to sit for long periods of time. You may also need to purchase special transcribing equipment, depending on the company you work for. Most transcription jobs will require the ability to type 75 WPM or more.
This is a great non phone work from home job.
With the right skills and tools, you can become a successful transcriber and earn a decent income. So if you are a fast typer with an eye for detail, consider taking a free mini-course to find out if this is the right job for you.
Benefits:
Transcription jobs from home are available remotely and work as many hours as you want.
Set your own schedule.
Make money by meeting deadlines.
Pay: Generally, transcriptionists earn around $19 per hour in the US, but this can be more depending on your employer.
23. Graphic Designer
Graphic design is an excellent job for working moms with no degree, as it allows for significant flexibility in working hours and can be done from home.
As a graphic designer, you will be responsible for creating logos, designing websites, and developing marketing materials such as brochures and flyers. To succeed in this field, you’ll need to be creative, detail-oriented, and able to work with clients to meet their specific needs.
Benefits:
Balance their family responsibilities with a fulfilling and rewarding career.
Perfect to showcase your creative side.
Pay: With a median annual wage of $48000 per year, graphic design is a lucrative career that offers plenty of room for growth and advancement.
24. Online Coach
Being an online coach is a great job for individuals who are looking to earn money online without a degree. While some online coaches do gain certifications, it is not always necessary.
There are several types of coaching fields to enter, including career coaching, life coaching, health coaching, family coaching, and fitness coaching. It is advisable to choose a field that you have experience in or feel comfortable handling.
As a life coach, for example, you can assist clients in achieving their goals, dealing with self-esteem issues, or working on relationships.
Benefits:
Freedom to set your own schedule and work from home, which allows you to balance work and family responsibilities.
Potential to earn a good income, especially if you specialize in a high-demand niche and build a strong client base.
Viable career option for working moms without a degree.
Work remotely from their computers and communicate with clients online.
Pay: Most coaches make between $30 an hour – 100 an hour pending experience.
25. Counselor
Counseling is indeed a vital service that plays a crucial role in helping individuals and families overcome difficult challenges.
As a counselor, you work closely with clients to address various issues and support them in achieving their personal and professional goals.
Counselors can work in diverse settings, including private practices, mental health centers, schools, substance abuse centers, or government institutions. This allows for a wide range of opportunities and flexibility in terms of work environment and schedule. Additionally, advancements in technology have made it possible for counselors to provide their services online, further expanding the accessibility and convenience of counseling.
Benefits:
Flexibility to work part-time or full-time.
Making a positive impact on the lives of others and contributing to their well-being is a significant aspect of counseling that attracts many individuals, including moms, to pursue this profession.
Offers a fulfilling and financially rewarding career path.
Pay: The average hourly rate for counselors is $39 an hour.
Other Jobs Options to Consider:
Home Health Aide: Care for patients in their own homes. Many opportunities for part-time work.
Personal Care Aide: Assist clients with daily tasks such as bathing, dressing, and grooming. Flexible schedules are available.
Event Planner: Plan and organize events such as weddings, conferences, and parties. Can often work on a freelance or contract basis.
Photographer: Take photographs for a variety of purposes such as weddings, events, or marketing materials. Can often work on a freelance basis.
Personal Trainer: Help clients achieve fitness goals through exercise and nutrition coaching. Can often work on a freelance or contract basis.
House Cleaner: Clean homes or businesses on a regular basis. Offers flexibility in terms of schedule and workload.
Online Tutor: This job involves teaching students online in various subjects. Skills required include teaching ability, subject expertise, and communication. To balance work and family life, set a schedule and prioritize family time.
Translator: This job involves translating written or spoken content from one language to another. Skills required include fluency in multiple languages, attention to detail, and communication. To balance work and family life, set a schedule and prioritize family time.
Pet Sitter/Dog Walker: This job involves caring for pets while their owners are away. Skills required include love for animals, responsibility, and time management. To balance work and family life, set a schedule and communicate with clients to ensure availability.
Personal Shopper: This job involves shopping for clients and delivering their purchases. Skills required include organization, communication, and time management. To balance work and family life, set a schedule and communicate with clients to ensure availability.
What to consider when choosing a job for working moms without a degree?
Working mothers without a degree face many challenges when it comes to finding a job.
They need to find a balance between their family and career commitments, and they also need to find a job that is flexible enough to accommodate their schedule. Here are the things to consider when looking for a new job.
1. Hours and Shiftwork
For working moms being able to control their own schedules allows them to be present for their children’s needs while also earning an income is extremely important. It is important to consider the hours you have available to dedicate to a job along with the shiftwork necessary when choosing a job.
Think about whether you want to go part-time or full-time.
Also, weekend shifts are also an option for those who need to work around their family’s schedule. Even better, remote work has become increasingly popular and offers even more flexibility.
2. Salary
Salary considerations play a significant role in achieving this stability a mom desires.
It is essential to explore different salary options and negotiate to ensure that you are being fairly compensated for your skills and experience.
Consider starting salary, the potential for growth, benefits packages, and negotiation when exploring job options.
3. Responsibility and Stress
As any working mom can tell you, being a working mom can be an incredibly stressful experience. Mothers often have to balance their work responsibilities with household chores and childcare, which can be overwhelming.
Finding a job that balances responsibility and stress is crucial for working moms to maintain their mental and physical health, and to be able to provide for their families.
4. Level of Education Required
As a working mom, it is important to consider the level of education required when choosing a job.
Plus, it is crucial to research job requirements and considers personal interests and skills when selecting a job. By doing so, working moms can find a job that offers flexibility, decent pay, and job satisfaction.
5. Professional Licenses and Certifications
Obtaining, professional licenses and certifications is an excellent way for working moms without a degree to increase their job opportunities, earn higher salaries, and improve job security.
These certifications and licenses are often required for specific industries, such as healthcare, education, and law enforcement.
With so many options available, it’s important for working moms to explore the various certifications and licenses that are relevant to their industry and career goals.
6. Work-Life Balance
Balancing work and family life is a challenge for anyone, but it can be particularly daunting for working moms.
However, there are several factors to consider when choosing a job that can help achieve a work-life balance:
Flexible Work Hours: A job with flexible work hours can help working moms without a degree balance their work and family responsibilities. This can include part-time work, remote work, or jobs that allow for flexible scheduling.
Remote Work Options: Remote work can be an excellent option for working moms without a degree who need to work from home.
Company Culture: A supportive company culture can make all the difference for working moms. Look for companies that offer family-friendly policies such as paid time off, flexible work schedules, and on-site childcare.
By prioritizing work-life balance, working moms can achieve success in both their personal and professional lives.
7. Vacation and Time Off
For working moms without a degree, vacation and time off are crucial benefits to consider when evaluating a potential job offer.
Here are three factors to consider when reviewing a company’s vacation and time off policy:
The number of vacation days offered, including paid time off for sick days and personal days.
The flexibility of the policy, such as the ability to take time off for family emergencies or unexpected events.
The potential for extended leave, such as maternity or paternity leave.
8. Career Advancement
When considering a job as a mom, career advancement is an important consideration. It is essential to choose an employer and a job that offers opportunities for growth and progression in your chosen field.
Advancing in your career not only allows you to achieve personal and professional goals but also provides financial stability and job satisfaction.
Don’t underestimate the power of setting clear career goals and actively working towards them.
By investing in your skills, building a strong network, and setting clear career goals, you can pave the way for a successful and fulfilling career as a mom.
9. Job Security
Job security is especially significant for working moms, who may face more challenges in finding and keeping a job.
Typically, working moms are limited in their job options.
So, look for careers that provide financial security as well as companies with a solid track history.
This is the perfect side hustle if you don’t have much time, experience, or money.
Many earn over $10,000 in a year selling printables on Etsy. Learn how to get started by watching this free workshop.
If you’ve ever wanted to make a full-time income while working from home, you’re in the right place!
This intensive training combines thousands of hours of research, years of experience in growing a virtual assistant business, and the power of a coach who has helped thousands of students launch and grow their own business from scratch.
FAQ
You can search for remote jobs, part-time jobs, or freelance gigs.
You can also look for companies that have flexible policies in place. Also, reach out to your network and ask if anyone knows of any openings that are flexible.
Stay-at-home moms can find a variety of jobs that can be done from home and offer flexibility to work around their schedule. Here are some of the options available:
Working from home offers the benefit of having a better work-life balance and the ability to be present for their families while still earning an income.
Which Job for Moms will You Choose?
For moms who want to balance family and career, finding a job that offers work-life balance and career growth is crucial.
Not only can working increase income, but it can also lead to career advancement and personal fulfillment.
Above, we listed many great jobs for moms. You can choose a job that allows you to work from home, or one that provides flexible hours. Also, many moms like me prefer one of these early morning jobs.
Whatever you choose, make sure you find a job that you enjoy and that allows you to spend time with your family.
Know someone else that needs this, too? Then, please share!!