Cleveland, Ohio, is renowned for its vibrant cityscape and rich history, but it’s also a city that embraces its natural beauty through a plethora of parks. If you’re in search of a home for sale or an apartment for rent in Cleveland, OH, you’ll be excited to discover that the city is home to a multitude of stunning green spaces. In this Redfin article, we’ll explore the most popular parks beloved by Cleveland locals.
1. Cleveland Metroparks
Cleveland Metroparks is a vast network of parks that spans over 23,000 acres, providing residents and visitors with an abundance of natural beauty and recreational opportunities. With over 100 miles of trails, you can explore scenic forests, tranquil rivers, and picturesque lakes. Popular parks within the Cleveland Metroparks system include the Rocky River Reservation, which offers stunning views of the Rocky River and features an extensive trail network, and the North Chagrin Reservation, home to the renowned Squire’s Castle and Buttermilk Falls.
2. Cuyahoga Valley National Park
Just a short drive from downtown Cleveland lies Cuyahoga Valley National Park, a true gem of the region. This expansive park encompasses over 33,000 acres of diverse landscapes, including rolling hills, lush forests, and beautiful waterfalls. You can enjoy hiking, biking, and horseback riding on the park’s extensive trail system, or explore the Cuyahoga River by canoe or kayak. The park also hosts a variety of events and programs throughout the year, such as guided hikes and wildlife presentations.
3. Edgewater Park
Situated along the shores of Lake Erie, Edgewater Park offers a stunning beachfront escape within the city limits. The park features a mile-long sandy beach where you can relax, swim, or soak up the sun. Picnic areas, grills, and playgrounds make it a perfect spot for a fun outing or a leisurely afternoon with friends. Edgewater Park also offers breathtaking views of the Cleveland skyline, especially during sunset, making it a popular spot for photographers and nature lovers.
4. Wade Oval
Located in the heart of University Circle, Wade Oval is a picturesque park surrounded by some of Cleveland’s top cultural institutions. The park’s expansive green space serves as a gathering place for concerts, festivals, and community events throughout the year. You can relax under the shade of the park’s trees, enjoy a picnic on the lawn, or take a leisurely stroll around the pond. Wade Oval is a vibrant hub of activity and a testament to Cleveland’s thriving arts and culture scene.
5. Cleveland Lakefront Nature Preserve
For those seeking a unique natural experience, the Cleveland Lakefront Nature Preserve offers a peaceful retreat amidst the industrial backdrop of Lake Erie. This 88-acre park features a variety of habitats, including wetlands, meadows, and woodlands, which provide a sanctuary for numerous bird species and wildlife. You can explore the park’s trails and observation decks, which offer panoramic views of the lake and the city skyline. The Cleveland Lakefront Nature Preserve showcases the resiliency of nature in an urban environment.
6. Rockefeller Park
Rockefeller Park is a historic park located along Martin Luther King Jr. Drive in Cleveland. This 275-acre park features beautifully landscaped gardens, tree-lined boulevards, and scenic waterways. One of the park’s highlights is the Cultural Gardens, a series of thematic gardens that pay homage to different ethnic and cultural groups in Cleveland. You can stroll through the gardens, admiring the ornate statues and vibrant displays of flowers, or enjoy a peaceful picnic in the park’s shaded groves.
7. Forest Hill Park
Nestled in the charming neighborhood of Cleveland Heights, Forest Hill Park offers a serene escape from the urban hustle and bustle. This 235-acre park has rolling hills, wooded areas, and a lake. You can enjoy a walk or bike ride along the park’s trails, have a picnic in one of the designated areas, or let children explore the playgrounds. Forest Hill Park also hosts community events and concerts, bringing neighbors together in a beautiful natural setting.
A final note on parks in Cleveland
Cleveland is home to a diverse range of parks that offer an escape from the urban landscape and a chance to connect with nature. Whether you’re looking for scenic trails, beautiful gardens, or serene lakefront views, Cleveland’s parks have a lot to offer. So, lace up your hiking boots, pack a picnic basket, and explore the natural wonders that await you in these ten popular parks in Cleveland, OH.
The other day, a dear friend of mine in her mid-20s told me she was saving up to buy a house in her 30s.
Her plan for amassing a down payment was to simply make a big withdrawal from her 401(k) when the time was right.
When I reminded her that the combined taxes and penalties could be as much as 30% (meaning she’d lose $15,000 out of a $50,000 withdrawal), she frowned.
“Well, I can’t just put the money in a savings account. Interest rates suck these days – the highest I’ve seen is 1%, and that doesn’t even cover inflation!”
She had a point. So why not invest the money, I asked?
“Well, I don’t know much about stocks, I don’t have the patience for real estate, and crypto scares me.”
That’s when I told her she was the perfect candidate for a lazy portfolio.
“A what? Look, buster…”
Once I backpedaled and explained the concept, she understood that I wasn’t calling her a bum, but rather, keying her into a lesser-known but highly effective investment strategy.
In this piece, I’m going to clue you in, too!
What’s Ahead:
What is a “lazy portfolio”?
A lazy portfolio is a bundle of stock market investments that requires little to no active maintenance by you. They’re most commonly made up of between one and five index funds, which are like big bundles of stocks, bonds, and other investments that you can buy just like shares of a regular stock (more on those later).
Aside from the occasional deposit or gentle asset reallocation, lazy portfolios don’t require any work.
You can buy $5,000 or $10,000 worth of index funds today and literally do nothing but watch them for 10 years. Doing this means you’ll have a successful lazy portfolio that will, hopefully, generate good rates of return.
But wait – don’t you have to be constantly buying and selling stocks to make money in the stock market?
Not at all – in fact, it’s better if you don’t. Unlike with day trading, you don’t mess with your lazy portfolio – through thick and thin, you let it sit and generate compound interest for years.
You can think of a lazy portfolio like a baby 401(k) that you design yourself and withdraw from much earlier.
Here’s why being “lazy” is a good thing
I love the movie The Wolf of Wall Street and the investing madhouse r/WallStreetBets, but both entities continue to perpetuate a common myth about the stock market: that you need to day trade to make money.
Nothing could be further from the truth.
In truth, multiple academic studies have found that the overwhelming majority of retail investors end up losing money.
“Don’t be misled with false claims of easy profits from day trading,” Burton Malkiel, Princeton professor and Chief Investment Officer of Wealthfront, told CNBC.
The harsh reality of investing in the stock market is that unless you’re a highly trained wealth manager with decades of experience and a team of analysts, you’re probably going to lose money day trading (and even they tend to struggle to pick winning stocks).
That’s why it’s better not to day trade, and be lazy instead. Rather than researching, buying, and selling stocks every day for the next 10 years, you’ll be better off buying index funds in the next 30 minutes and going about your day (or decade).
What are lazy portfolios made up of?
Lazy portfolios are most commonly made up of a small mix of index funds. Here’s a breakdown of what those are and why they’re so effective for passive investing.
Index funds: the building block of lazy portfolios
Index funds are a form of ETF, or exchange-traded fund, which are like big bundles of stock and other investable assets. When you buy shares of an ETF, you’re effectively buying up shares of dozens or hundreds of companies at once.
Each ETF must be individually approved by the SEC and have an appealing “theme” to it. For example, there are blockchain ETFs; ETFs that track the oil industry; and even quirky, unique ETFs that contain shares of companies trying to appeal to Millennials.
So, while stocks let you invest in a company, ETFs let you invest in an entire industry, concept, or strategy.
Now, what makes index funds as unique as ETFs is that they’re designed to reflect the performance of an entire market index, such as the S&P 500 or the U.S. bond market. To illustrate, here are two of the most popular index funds for building lazy portfolios:
The Vanguard Total Bond Market Index Fund (BND), which reflects the performance of the total U.S. bond market.
The Vanguard Total Stock Market ETF (VTI), which, big surprise, reflects the performance of the overall stock market.
So by buying shares of VTI and BND, you’re essentially investing in “the stock market” and “the bond market.” I know – the idea of investing in the whole stock market all at once sounds meta and maybe a little ridiculous, but bear with me.
Index funds are extremely popular for one simple reason
If you’re new to the stock market, you should know that pretty much every investor dabbles in index funds. Everyone from Warren Buffet to your grandparents has a stake in them – in fact, here’s how Mr. Buffet himself feels about index funds:
“In my view, for most people, the best thing to do is owning the S&P 500 index fund,” he told CNBC.
Index funds are popular among amateurs and pros alike for one simple reason: they reliably produce around 3% to 10% APY year after year. Index funds that track the S&P 500 are particularly high-performing, which is why many actively-managed mutual funds will say they “beat the S&P 500” as a benchmark for success.
Between 3% and 10% APY may not sound like a ton of interest but lemme tell ya, it’s plenty. Compound interest is a powerful ally, after all. Take a look at MU30’s Compound Interest calculator below to get a sense for yourself:
So to illustrate, let’s take a look at what happens if you opened a “one-fund lazy portfolio” today by buying $10,000 shares of the Vanguard S&P 500 ETF (VOO).
How much money would your lazy portfolio be worth in 10 years?
The answer is about $40,000. As I said, it literally pays to be lazy!
Now, most investors choose to put multiple index funds in their lazy portfolios for added diversity, but even one-fund lazy portfolios like 100% VOO are common and highly effective (clearly).
Why index funds are better than mutual funds or robo-advisors for building lazy portfolios
To start, mutual funds and robo-advisors are both excellent tools for smart investing. I’m not knocking them, but there’s a reason many investors don’t use them for lazy portfolios.
For the uninitiated, mutual funds are like ETFs, but they’re actively managed – there’s a team of professionals constantly mixing up the assets in the fund in an attempt to maximize returns for investors.
Similarly, robo-advisors are AI programs that take your money and build a portfolio for you, which, depending on your risk parameters, may contain a mix of ETFs, mutual funds, stocks, bonds, and more.
But lazy portfolio builders tend not to use either resource for one simple reason: fees.
Both mutual funds and robo-advisors will charge you a fee of between 0.25% and 2% to cover their costs of managing the fund – and since lazy portfolios are fire-and-forget, many passive investors would rather pick the index funds themselves and just avoid the fees.
To be clear, index funds and ETFs in general charge fees as well, but they’re typically less than a fifth of what a mutual fund charges (usually under 0.40%).
How to Build The Right Portfoilio – 3 popular lazy portfolios to consider
There’s a saying in the personal fitness community that there are 100,000 personal trainers with 100,000 “perfect” workout regimens.
The same applies to lazy portfolios in the investing world – there are (at least) 100,000 institutional investors with 100,000+ ideas on how to build the right lazy portfolio. After all, there’s a lot of flexibility in designing lazy portfolios – they may only contain a few index funds at most, but there are over 1,700 index funds to choose from!
Before you get overwhelmed, here are three solid examples to consider:
1. The basics: Rick Ferri’s Lazy Three Fund Portfolio
Author and CFA Rick Ferri literally wrote the book on index funds and publishes simple, yet effective, lazy portfolios for amateur investors to use. Here’s his bread-and-butter, the Lazy Three Fund Portfolio:
40% Vanguard Total Bond Market Index Fund (BND).
40% Vanguard Total Stock Market Index Fund (VTI).
20% Vanguard Total International Stock Index Fund (VXUS).
2. For a little more diversity: David Weliver’s Fidelity Portfolio
For a little added diversity, MU30’s very own David Weliver designed an everything-but-the-kitchen-sink portfolio touching four different markets:
20% iShares Core S&P Total US Stock Market (ITOT).
20% iShares S&P Small Cap 600 Value (IJS).
40% iShares Core MSCI Total International Stock (IXUS).
20% iShares Core US Aggregate Bond (AGG).
3. If it ain’t broke: Warren Buffet’s 90/10 Portfolio
For maximum gains and minimum effort (you know, the very essence of a lazy portfolio) you really can’t go wrong copying the best. Warren Buffet’s 90/10 portfolio is one of the highest-performing, yet simplest, lazy portfolios in existence.
But perhaps the best part of the 90/10 portfolio is that Buffet specifically designed it to stick it to fund managers who charge high management fees.
According to author and investor Rob Berger, Buffet claimed this fund…
“will be superior to those attained by most investors – whether pension funds, institutions, or individuals – who employ high-fee managers.”
And the portfolio has outperformed those actively managed funds, year after year. If you need any final endorsements, Buffet advised his trustees to place his and his wife’s money into this portfolio after his death.
90% Vanguard S&P 500 ETF (VOO).
10% Vanguard Short-Term Treasury Index Fund ETF (VGSH).
What platform should I use to build a lazy portfolio?
You can build and monitor a lazy portfolio on pretty much any trading platform that lets you buy ETFs, but some are better suited for hosting lazy portfolios than others.
Here are just two options:
M1
Unlike most popular trading apps, M1 is tailor-made for passive investing. It’s easy to buy a few ETFs, build a lazy portfolio, and monitor it over time without the temptation of selling or day trading. If you choose to lean on robo-advisor support, it’s also available.
But the best part about M1 is the community. There are thousands of passive investors on the M1 subreddit ready to lend their strategies and support.
Webull
Many investors like to keep their active and passive investing portfolios on separate apps so they don’t accidentally or impulsively sell their index fund holdings – but if you’re confident you can juggle both on one platform, check out Webull.
Unlike its rivals, Webull offers an advanced trading dashboard and detailed analytics for free. Plus, you’ll get complimentary shares just for joining, making it a great landing pad for short- and long-term investors.
Summary
Lazy portfolios are made up of a handful of index funds that you buy once and let sit and mature for at least 10 years. The healthy and consistent annual performance of index funds like Vanguard S&P 500 ETF (VOO) makes lazy portfolios a 100% viable investing strategy, one used by amateur and institutional investors alike.
If you’re looking for a way to invest money so you can buy a house or pay off your student loans in 10 years, don’t overthink it: get lazy.
It seems almost every airline, hotel chain and credit card issuer has launched its own premium credit card, enticing customers with luxury travel perks paired with hefty annual fees. Many of these cards offer solid value, especially if you’re loyal to the underlying brand.
There are two long-standing titans of the premium card market. Of course, we’re talking about The Platinum Card® from American Express and the Chase Sapphire Reserve. The former built the market for premium rewards cards decades ago, while the latter is responsible for growing its mass appeal.
Since the Sapphire Reserve debuted in 2016, competition between these two cards has been fierce. Today, we will look at how they stack up against each other and whether you should consider adding one (or both) to your wallet.
Related: The best travel credit cards
Welcome offer
When considering a new card, especially one with a $500-plus annual fee, most people first look at the welcome offer to see how much of that annual fee they can start recouping immediately.
With its $695 annual fee (see rates and fees), the Amex Platinum is currently offering new applicants 80,000 Membership Rewards points after they spend $6,000 on purchases in the first six months of cardmembership. However, it’s worth checking to see if you’re targeted for a higher offer of up to 125,000 points through the CardMatch tool (offer subject to change at any time).
TPG values Membership Rewards points at 2 cents each, making the initial welcome offer of 80,000 points worth $1,600 alone. Since Amex only allows you to earn a welcome offer on each of its cards once per lifetime, it might be tempting to hold off on applying for the Amex Platinum in hopes that you may be targeted through CardMatch for a higher bonus at some point in the future.
Meanwhile, the Chase Sapphire Reserve offers a sign-up bonus of 60,000 bonus points after you spend $4,000 in the first three months from account opening.
TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. That’s significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower.
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Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch.
Related: The best time to apply for these popular cards based on offer history
Earning
Long after your bonus has been earned and spent, you’ll want a card to help you quickly rack up valuable transferable points.
Both of these cards get that done but in very different ways. Your best option depends on which other Chase or Amex cards you currently have in your wallet and how the bonus categories on those other cards overlap with the Chase Sapphire Reserve and Amex Platinum.
Here are the bonus categories for these two cards:
Bonus multiplier
Amex Platinum
Chase Sapphire Reserve
10 points per dollar
N/A.
Lyft rides (through March 2025.)
Hotels and car rentals booked through the Ultimate Rewards portal.
Chase Dining purchases made through the Ultimate Rewards portal.
Peloton equipment and accessory purchases of $250 or more, with a maximum of 50,000 points (through March 2025).
5 points per dollar
Airfare booked directly with airlines and airfare booked with American Express Travel, on up to $500,000 on these purchases per calendar year.
Prepaid hotels booked with Amex Travel.
Airfare booked through the Ultimate Rewards portal.
3 points per dollar
N/A.
Travel and dining.
1 point per dollar
All other purchases.
All other purchases.
Chase offers a broader range of bonus categories, including everyday purchases like travel and dining.
While the Amex Platinum does pull ahead on airfare booked directly with airlines (with a terrific 10% return), the Chase Sapphire Reserve pulls ahead for dozens of other travel expenses, including most hotels, ride-hailing services, parking fees, tolls and tours. It also has an equally broad 3 points per dollar spent on dining that the Platinum can’t match.
Winner: Chase Sapphire Reserve is the best for earning thanks to its favorable everyday bonus categories that help you earn more points in the long term.
Related: Best reward cards for each bonus category
Redemption options
With Chase Ultimate Rewards and Amex Membership Rewards tied at 2 cents apiece in TPG’s valuations, it’s worth looking at the different transfer partners to decide which ones best suit your needs.
Let’s start with the Chase Sapphire Reserve. In addition to 11 airline and three hotel transfer partners, Sapphire Reserve customers get a 50% bonus when redeeming points for travel directly through the Chase Ultimate Rewards portal. This gives you an absolute minimum redemption value of 1.5 cents per point, meaning you can book a seat on any flight that’s for sale, even if there isn’t award space available.
That said, you’ll often get a better value by transferring your points to the loyalty programs of airlines and hotels instead. All Chase partner transfers are at a 1:1 ratio, and most of them are instant. Ultimate Rewards has a real edge for hotel bookings because of its partnership with World of Hyatt, where you can book an award night for as low as 3,500 points per night.
On the airline side of things, popular redemption options include United MileagePlus, Southwest Rapid Rewards, British Airways Avios, Virgin Atlantic Flying Club and Air France-KLM Flying Blue — though the last three also partner with Amex Membership Rewards. The same holds true for Air Canada Aeroplan — though if you also hold the Aeroplan Credit Card, you can enjoy a 10% bonus on certain transfers from Chase Ultimate Rewards to your Aeroplan account.
Finally, you also have the Pay Yourself Back option with the Sapphire Reserve, allowing you to use points to cover certain purchases at higher values:
1.5 cents per point for select charitable donations (through Dec. 31, 2023.)
1.25 cents per point for purchases at gas stations and grocery stores (through Sept. 30, 2023.)
1.25 cents per point to cover your annual fee (through Sept. 30, 2023.)
Again, though, the best redemption option will typically come from maximizing Chase’s transfer partners.
Meanwhile, Amex Membership Rewards has a whopping 20 transfer partners, but not all are worth your attention. Some have transfer ratios below 1:1, have longer transfer times (which means you risk watching your award space disappear) or simply don’t have reasonably priced redemption options.
Some of the best are ANA Mileage Club, Air Canada Aeroplan and Avianca LifeMiles, each of which offers attractively priced options for booking Star Alliance tickets. Cathay Pacific Asia Miles, British Airways Executive Club and Delta SkyMiles are also popular transfer options.
However, if you opt to use your points directly through American Express Travel, you won’t get nearly the value you do through Chase. Flight bookings are a flat 1 cent per point, while hotel reservations clock in at just 0.7 cents apiece. As a result, you’re typically much better off with the transfer options.
Winner: Chase Sapphire Reserve comes out on top for redemption options since it offers a 1:1 transfer ratio for all of its airline and hotel partners, the Pay Yourself Back feature and more flexibility with its 50% bonus for travel booked in Ultimate Rewards.
Perks and benefits
The Chase Sapphire Reserve and Amex Platinum are two of the most valuable rewards cards on the market, but they’re also two of the most expensive. You’ll pay a $550 annual fee with the Sapphire Reserve and a $695 annual fee with the Amex Platinum.
So, what do you get in exchange for that upfront cost? For starters, both cards feature airport lounge access and additional travel and food delivery credits, among other benefits. Let’s take a look below at the most popular and valuable perks available (note that enrollment is required for select benefits):
*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.
**Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.
This is by far the trickiest part of the comparison, with many different pieces to unpack. It’s also the one where your own personal preferences may sway you to one card or another.
For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it’s also much less restrictive. It will automatically apply to a broad range of travel purchases. In contrast, the $200 Amex airline credit only applies to select fees such as seat assignments or checked bags — and you’re limited to a single airline you designate each year.
Regarding ride-hailing services, some people see the up-to-$200 in annual (U.S.) Uber Cash (broken into $15 a month, with a $20 bonus in December) that comes with the Amex Platinum card as a cash-like credit. However, not everyone uses a ride-hailing service or places an Uber Eats order in the U.S. once a month, which means the 10 points per dollar spent on Lyft rides with the Sapphire Reserve might be a more valuable option.
On the flip side, if you live in a smaller city or never order food, you might find the DoorDash partnership with Chase useless.
The same can be said of certain perks on the Amex Platinum — including statement credits with Saks Fifth Avenue, Clear and select digital entertainment providers. If you already use these services or merchants, it’s like money back in your pocket. If not, you may find they aren’t a real value-add relative to the annual fee.
Meanwhile, the Amex Platinum is widely considered the most comprehensive card for airport lounge access. Although the Priority Pass Select membership that comes with this card no longer allows you to access participating restaurants (you can with a Chase-issued Priority Pass membership), the access to Amex’s wide collection of Centurion Lounges and Delta Sky Clubs on same-day Delta flights should be enough to make up for that.
Meanwhile, the Sapphire Reserve only offers Priority Pass access, they are expanding their network of Chase lounges, with the first U.S. location open in Boston.
Another area where Amex excels is by offering Gold elite status with both Marriott and Hilton to Platinum cardholders. Chase offers no equivalent benefit.
Chase has historically been the leader in travel insurance, with generous terms. Amex has partially closed the gap, adding a suite of travel protection benefits to the Amex Platinum card (see here for more).
Winner: Amex Platinum is the clear winner when it comes to perks and benefits, which include its $1,400-plus in annual statement credits, expanded airport lounge access, travel protections, and elite status with Marriott and Hilton. However, if you’re looking for a more flexible travel credit, comprehensive protections and fewer lifestyle perks, the Sapphire Reserve could be a better option.
Related: How long it takes to receive statement credits
Bottom line
The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. However, they offer slightly different value propositions.
Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. If you frequently purchase airfare qualifying for 5 points per dollar, this card deserves a spot in your wallet.
The Sapphire Reserve, by comparison, is a premium card that’s simple enough for beginners and pros alike. The $300 annual travel credit is automatically applied to a wide range of purchases. Plus, you earn 3 points per dollar on travel (excluding the $300 travel credit) and dining and these categories are broad enough that you won’t be scratching your head trying to decide if you’re swiping the right card.
However, some may even find that it makes sense to carry both cards. If you can take advantage of all the annual statement credits and luxury perks, these cards can actually complement each other well.
Official application link: Amex Platinum Official application link: Chase Sapphire Reserve
For rates and fees of the Amex Platinum, click here.
Additional reporting by Emily Thompson, Ryan Wilcox, Stella Shon, Juan Ruiz and Chris Dong.
Fall is a great time of the year. It kicks off the cozy season, the leaves start to change, pumpkin-spiced lattes are finally available and turkey day is right around the corner. Thanksgiving dinner is a staple among family and friends every November.
And while we all love spending the day eating, there is a lot of prep that goes into making an apartment Thanksgiving dinner. The traditional Thanksgiving menu includes roasted turkey, mashed potatoes and gravy, stuffing and pumpkin pie.
But sometimes, people don’t want to eat traditional food or have special dietary needs. So then what do you do? Fear not because there are other non-traditional Thanksgiving dinner ideas that you can add to your dinner table this year. Whether you’re a Thanksgiving pro or this is your first time hosting don’t worry, we’ve got you covered.
These are 15 non-traditional Thanksgiving dinner ideas for you to try this holiday season.
1. Soup
Soup is a great addition to any meal, especially Thanksgiving, and it’s surprisingly easy to make. This year, why not add some pumpkin soup or pumpkin risotto to the menu? Use it as a starter before the main course. And obviously don’t forget to serve it with a delicious roll.
2. Roast beef
Don’t want to cook a turkey this year? Then consider cooking roast beef as your main course. Not only is it a fan favorite, but it also goes great with all the traditional Thanksgiving sides. Add a little mushroom gravy to the side for dipping. too.
3. Chicken stuffing casserole
If you don’t feel like cooking a meal with a million side dishes, then try this fresh twist on Thanksgiving dinner. It combines the main course and one of the most popular sides, stuffing, into one easy dish. Plus, it’s served in one serving dish so you’ll save on having to do so many dishes at the end of the evening, too.
4. Pasta
Who doesn’t love a nice big bowl of pasta? A great alternative to Thanksgiving dinner is pasta full of fall flavor. You can make butternut squash pasta with a sprinkle of parmesan cheese that the whole family will love. And for the adults, pair it with a nice white wine to add that little je ne sais quois.
5. Roast chicken
Just because it’s a holiday meal, doesn’t mean you have to cook a roast turkey. Mix things up this year and make a roast chicken instead. Roast chicken can have incredible flavor when cooked properly. It also is great when served with mashed potatoes, green beans and even your favorite pie. Plus, you might have some leftovers for the next day.
6. Sweet potato curry
Vegan or not, this sweet potato curry is a delicious meal idea for Thanksgiving dinner. It has the flavor you grew up with and the added twist to make it special. It’s a great way to take a classic Thanksgiving menu item and a little zest.
7. Potpie
You can never go wrong with potpie. It has everything you need — the chicken or turkey, vegetables, gravy and most importantly, pie crust. Cook some of these flaky gems and your family will keep asking for more.
8. Lasagna
Just because it’s Thanksgiving, doesn’t mean you have to have turkey and gravy. This year, try out this Bechamel lasagna for dinner. It might not be what you’re used to, but that doesn’t mean you won’t love it. And if you want to make it feel more like Thanksgiving, then serve it with some roasted vegetables or green beans.
9. Potato tortilla
Swap out your traditional mashed potatoes this year for a potato tortilla. It might seem like an unconventional dish, but it’s worth the risk. It’s a fun way to include the classic potato in the meal but add a fancier twist.
10. Butternut squash salad
Instead of serving butternut squash on its own, incorporate it into a salad this year. Mix it with some goat cheese, pomegranates and whatever else you’d like. This is a perfect addition to any holiday table. Plus, it’s a tasty and healthy way to get in your greens.
11. Salmon
This Thanksgiving dinner includes the land and sea on your table. Salmon is another fantastic non-traditional Thanksgiving dinner idea. Add it to your holiday menu this year and see how quickly it’s gone.
12. Gluten-free stuffing
So what you’re gluten free like 90% of people in SoCal? That doesn’t exclude you from having stuffing at Thanksgiving dinner. There are so many great gluten-free stuffing recipes around that you won’t even know it’s not made with traditional bread. This is a great option to include on your menu if you know certain guests have dietary restrictions due to celiac disease or a gluten allergy.
13. Pork tenderloin and vegetables
Wow your family and friends with pork tenderloin and roasted vegetables this Thanksgiving. We promise it’ll be a crowd-pleaser! Plus, pork usually doesn’t take as long to cook so you’ll save on time and oven space by swapping out the bird for the pork tenderloin.
14. Brussels sprouts
Brussels sprouts have been all the rage the past couple of years and for good reason, too. Air fry or bake them with a little balsamic glaze and even your kids will gobble them right up.
15. Butter pecan pie cheesecake
Just when you think you can’t eat anymore, you find a little room for dessert. Whether it’s pumpkin pie, pecan pie or something new, people love a Thanksgiving dessert. Twist dessert up this year and combine your pecan pie with cheesecake.
Bring on the non-traditional Thanksgiving dinner ideas
Thanksgiving is a special time of the year for everyone. It’s the time we gather together and are reminded of all the amazing things we have to be grateful for. While there are staples of Thanksgiving dinner, always save room for new ideas.
This Thanksgiving, be daring and add something new to your cooking repertoire. Surprise people with your new dishes! They’ll be a breath of fresh air from all the expected fare. And, who knows, these unconventional dishes might end up being your favorite.
Ashley Singleton is a writer who loves following and writing about current lifestyle, DIY and home improvement trends. You can read some of her other work on the Lady Spike Media website. In her spare time, she performs stand-up comedy in Los Angeles.
Inside: Are you looking for ways to make money quickly and easily? This guide has a variety of tips and tricks to help you make 1000 a day.
Making money is something that everyone is interested in. And why wouldn’t we be? Money gives us the ability to buy the things we want, travel, and live a lifestyle that most people can only dream of.
But what if I told you that it was possible to make $1000 a day? Would you believe me?
Well, in this blog post, I’m going to show you some of the best ways to make money really fast.
So if you’re looking to make some quick cash or consistent income, then this is the post for you!
In this post, I will share with your some of the best ways that I know of to make money $1k a day on a regular basis.
So if you’re ready to learn how to make 1000 a day, then let’s get started!
Is it possible to make $1000 a day?
Yes, it is possible to make $1000 a day.
In fact, this is something I regularly do (see picture to prove it).
However, achieving this goal requires commitment, hard work, and a solid plan. Factors that contribute to achieving this goal include finding a method that works for you, sticking with it, and putting in the necessary effort.
Additionally, having a unique skill set and interest in a particular method can increase the chances of success.
How to make $1000 a day?
Making $1000 a day is an appealing goal for many people, whether it’s a one-time need or a consistent source of income. Fortunately, there are several ways to achieve this goal.
Here are the top ways to make $1000 a day:
Start a high-paying job: Some jobs pay over $300k a year, and while they may require advanced degrees and education, there are also a few that don’t require a college degree.
Offer high-value services: You can offer services such as pet-sitting, tutoring, design work, or writing to make money.
Start a business: You can start a business that generates $1000 a day, such as a digital marketing agency, freelancing, or a service-based business.
Sell items you no longer need: You can sell items on eBay, Craigslist, or other online marketplaces to make quick cash.
Let your money work for you: You can invest in stocks and shares, real estate, or property to earn upwards of $1000 a day.
While each method has its own advantages and disadvantages, with the right strategy and dedication, making $1000 a day is achievable.
So, get started today and see how much money you can make.
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Best ways to make 1000 a day
We’ve compiled a list of our favorite ways to make money really fast – specifically $1k a day!
Many times, you will have to invest 100 to make 1000 a day.
If you’re looking for ways to make some extra cash, or even earn a full-time income, this post is for you.
1. Freelance Writing
Freelance writing is a great way to make extra money or even replace your full-time job. There are various types of content that freelance writers can specialize in, such as long-form content or shorter direct-response copywriting.
With freelance writing, you can earn over $.50 or even $1 per word, which means that a 1,000-word article could net you $1,000 quickly.
To start, you need to establish a portfolio of your work to pitch to new clients. This portfolio should include links to any relevant articles or copy you’ve written that’s related to the client you’re pitching. If you don’t have a portfolio yet, you might need to do some work at lower rates to get your foot in the door.
Even if you don’t consider yourself a writer, don’t strike it off the list just yet. With the right approach and mindset, anyone can become a successful freelance writer.
2. Crafting
Crafting offers many benefits beyond just making extra cash. It allows for flexibility in your schedule, creativity in your work, and the ability to turn a hobby into a lucrative business.
If you are creative and have a talent for creating handmade items, then starting a crafting business is the perfect way to monetize that skill by doing something you enjoy. There are plenty of crafts to choose from and you may even become an instructor!
The most difficult side is you are trading your time for money and it may be difficult to scale.
3. Day Trading Stocks
Day trading stocks is a high-risk, high-reward investment strategy that involves buying and selling stocks within a single trading day. It requires a great deal of knowledge, discipline, and risk management to be successful.
However, there is a large group of us who have made the $1000 in a day club.
Successful day traders use a combination of technical analysis, risk management, and discipline to make profitable trades.
This choice requires discipline, a proper trading education, knowledge, and risk management.
Trade and Travel with Teri Ijeoma is a popular course that investors can take to learn about trading stocks and options and begin their journey to making $1,000 a day.
4. Trading Options
Trading options can be a lucrative way for seasoned investors to make money.
With options, investors can speculate on different stocks with only a fraction of the investment capital needed to buy the stocks outright.
Investors who are familiar with investing in individual stocks can take the next step in the process by trading options. While options may seem exotic on the surface, they are a common tool used by seasoned investors and are especially valuable during volatile activity in the stock market.
To trade options successfully, investors need research skills, investing knowledge, discipline, and patience.
Trading options can be a high-risk option, especially for those who lack expertise in the area. However, it can be extremely lucrative for those who have experience and knowledge in the stock market.
Investors should consider taking courses to learn more about trading options.
5. Youtube
YouTube can be a great source of income for those who are willing to put in the effort to create quality content. It offers multiple ways to generate revenue, including sponsorships, affiliate marketing, and Google Adsense.
With the right approach, it’s possible to make $1000 or more per day on YouTube.
Remember, success on YouTube takes time and hard work, but the potential rewards are significant.
6. Selling on Amazon
Selling products on Amazon can be a highly profitable business opportunity.
Amazon FBA, or Fulfilled by Amazon, is a business model where you send your inventory to Amazon warehouses and they handle the rest, including storage, shipping, customer service, and returns.
This makes it a great option for digital nomads and those looking to scale their business quickly.
With an average profit margin of $20 per sale, it’s possible to make $1,000 per day by selling just 5 units per day of 10 different products.
7. Sell Printables Online
Selling printables online has become a popular way to make passive income.
With the rise of digital products, creators can sell anything from coloring pages to budget spreadsheets on platforms like Etsy. Thousands of creators make a living selling digital products, and it’s easy to see why.
Learn how these sellers got started.
The key is to pick a topic you’re knowledgeable in and passionate about, so you can create high-quality products that people will want to buy.
8. Dropshipping
Dropshipping is one of the best ways to make $1000 a day, especially for those looking to start a business with minimal initial investment.
This business model allows entrepreneurs to sell products to customers without ever holding a single piece of stock.
Dropshipping is a viable and profitable business model that can generate high profits without the hassle of managing inventory. With the right niche, platform, supplier, and marketing strategy, entrepreneurs can make $1000 a day or more with dropshipping.
9. Consulting
Consulting is one of the best ways to make $1000 a day!
It’s a lucrative career option that allows you to provide expert advice to clients and help them solve problems.
The first step to becoming a consultant is to determine your area of expertise. This could be anything from personal finance to marketing to human resources. Your expertise should be something that you have significant knowledge and experience in.
One of the most important aspects of becoming a consultant is building your network. This includes reaching out to potential clients, attending networking events, and connecting with other professionals in your field.
10. Become a Virtual Assistant
Being a virtual assistant can be a great way to make money while setting your own hours.
As a virtual assistant with no experience, you can work from home and typically on your own schedule. You can choose to work part-time or full-time based on your availability and the workload of your clients.
The tasks that you are asked to perform as a virtual assistant can vary widely, but commonly needed skills include administration, accounting and bookkeeping, marketing, communications, customer service, and many other capacities.
You don’t need special skills or training for this job, as most clients will bring you up to speed on what they need to do. However, having organizational, communication, and time-management skills can be helpful.
Check out the checklist to get started as a virtual assistant.
11. Side Hustles
Side hustles are a great way to earn extra income and supplement your regular income. With a little effort and some creativity, you can make up to $1000 a day with certain side hustles.
Here are some of the best side hustles that can help you achieve this goal:
Deliver food: You can make good money by delivering food with these apps. You can choose your own hours and work as much or as little as you want. DoorDash is a great option.
Drive with ridesharing apps like Uber and Lyft: If you have a car and some free time, you can earn money by driving people around. You can make up to $1000 a day, depending on how much you work.
Pet sit or walk dogs: If you love animals, you can make money by pet sitting or dog walking through Rover.com. You can earn up to $50 per day, depending on the services you offer.
Babysit or tutor: If you have experience with children or are good at a particular subject, you can offer your services as a babysitter or tutor through Care.com. You can make up to $50 per hour, depending on your qualifications.
Side hustles are a great way to make extra money and reach your financial goals.
12. Start a Business
Starting a business is one of the most effective ways to make 1000 dollars a day on a regular basis. However, it requires careful planning and execution to succeed.
The first step is to research the market and identify a profitable business idea and build it to profitability.
Challenges may arise, such as competition, financial setbacks, and marketing difficulties, but with persistence and determination, you can overcome them and achieve financial success.
The potential for significant financial gain from starting a successful business is immense, making it a worthwhile endeavor for anyone willing to put in the effort.
13. Yard Work
Yard work is an excellent way to make $1000 a day, especially if you have some extra time and don’t mind getting dirty.
If you want to get up and running quickly, there is nothing better than a local side hustle to earn extra money such as mowing lawns in your neighborhood.
Mowing lawns is not only a great side hustle for adults but also for teens. For an average size lot, you could expect to make at least $35. If you could line up a few lawns each weekend, you could easily make an extra $1000 each month.
Landscaping, leave pickup, and bush trimming are all simple tasks that you can complete quickly if you have the right equipment. You can choose to set an hourly rate or get paid for the entire job, depending on the task.
You may have to start hiring crews in order to hit $1k a day.
14. AirBnb or VRBO Rentals
Airbnb or VRBO are popular platforms for renting out your property to travelers.
Many successful hosts have earned $1000 or more per day because they have accumulated more than one property.
One tip for success is to garner excellent reviews that people want to come back time and time again.
15. Affiliate Marketing
Affiliate marketing is a lucrative way to make money online and has the potential to earn you $1000 a day.
This works well for influencers who have a reach of thousands of people. Another way is creating a niche website that focuses on a specific product or market segment.
It’s essential to promote products effectively to generate revenue. Successful affiliate marketers have earned six figures or more per year.
16. Flip Products or Retail Arbitrage
Retail arbitrage is a popular business model that can help you make $1,000 per day or more. The premise is simple – buy or find things cheap and resell them for a higher price.
This is a great example of how to flip money.
To be successful, you’ll need to have an eye for the right product and do product research to choose products that will sell.
Here is a list of the most popular items to flip.
17. Pickup Services
Pickup services refer to businesses that provide transportation and delivery services for goods, furniture, or other items. These services are in high demand, especially in urban areas where people are always on the move and need help with moving heavy or bulky items.
Starting a pickup service business requires some equipment, such as a truck or van, and marketing strategies to attract customers.
So, if you are looking for a new side hustle or business opportunity, consider pickup services as a viable option.
18. Casino Gambling
While casino gambling is not a recommended way to make $1000 a day, it is still worth mentioning as a potential option.
However, it is important to note that gambling should always be done responsibly and within one’s means.
If you are considering casino gambling as a way to make quick money, it is essential to understand the most profitable games and their strategies. Here is an ordered list of the best casino games to play to make money:
Blackjack: This game has one of the lowest house edges, making it a popular choice for professional gamblers. The objective of the game is to beat the dealer’s hand without going over 21. The key to winning at blackjack is to use basic strategy, which involves making the mathematically correct decisions based on the dealer’s upcard and your own hand.
Craps: This game has a low house edge and offers a variety of betting options. The objective of the game is to predict the outcome of a roll or series of rolls of the dice. To win at craps, it is essential to understand the different bets and their odds and to follow a betting strategy that suits your playing style.
Baccarat: This game is easy to learn and has a low house edge. The objective of the game is to bet on the hand that will have a total of 9 or closer to 9. The key to winning at baccarat is to understand the different bets and their odds and to follow a betting strategy that suits your playing style.
When playing these games, it is important to practice good bankroll management by setting a budget for yourself and sticking to it. It is also crucial to know when to quit to avoid losing money.
A winning streak can lead to making $1000 a day, but it is important to be cautious and not get carried away.
19. Freelance Graphic Design
Graphic designers create visual concepts using computer software or by hand to communicate ideas that inspire, inform, and captivate consumers. They work on various projects such as branding, marketing materials, website design, and more.
Freelance graphic design is a lucrative option because there is always a demand for graphic design services, and businesses are willing to pay top dollar for high-quality designs.
By building a strong portfolio, staying up-to-date with the latest design trends, and providing excellent service to your clients, you can earn a substantial income as a freelance graphic designer.
20. Make Money Flipping Items
Flea market flipping is a great way to make some extra cash on the side or even turn it into a full-time business. It involves buying items for a low price and reselling them for a profit.
One couple, Rob and Melissa Stephenson, have become full-time flea market flippers and even host their own website, Flea Market Flipper, to help others find success in the venture. They offer several courses to help individuals turn this into a serious side hustle or even a full-time business earning six figures.
Learning from successful flea market flippers like Stephenson’s can be a great way to get started. They have the skills and knowledge to help individuals find valuable items, network, and use social media and photography to their advantage.
21. Photography
Photography is a lucrative career option that has the potential to generate high income or as a side hustle.
There are different types of photography that one can explore to make money, including wedding photography, family photography, real estate photography, and stock photography.
By building a strong portfolio, networking, finding clients, investing in high-quality equipment, and constantly improving your skills, you can become a successful photographer and make a great income. Don’t underestimate your potential in this field.
22. Rental Income
Passive income through rental properties is a great way to generate consistent long-term income. Here are the steps to follow in order to make $1000 a day through rent income:
Find a suitable property: Look for properties that are priced reasonably, require minimal renovations, and are located in areas with high rental demand. You are likely to start making $1000 a month.
However, the earning potential is dependent on the ability to scale multiple properties, keep them occupied, and increase monthly income streams.
Investing in rental properties can be a lucrative and rewarding experience for those willing to put in the effort.
23. Amazon Merch
Amazon Merch is a platform that allows you to create and sell your own merchandise on Amazon. It’s an excellent way to make money because Amazon handles all of the heavy lifting, such as printing, shipping, and customer service.
Using Amazon Merch, you can sell a variety of products from t-shirts to phone cases, and best of all, you don’t need to invest in inventory or equipment.
All you need to do is create the designs.
Successful Amazon Merch sellers include graphic designers, artists, and entrepreneurs who have created unique and appealing designs that resonate with their target audience.
24. Creative Skills like Video Editing
Creative skills can be a valuable asset when it comes to generating income. Video editing is another skill that can be monetized.
With the rise of video content, businesses, and individuals are always in need of skilled video editors. One can offer video editing services for YouTube creators, and businesses, or even edit personal videos for clients.
Freelance platforms like Upwork and Fiverr are great places to find video editing jobs.
25. Fashion Design
Fashion design is one of the most lucrative ways to make money, and it’s an industry that’s always in demand.
Whether you’re interested in starting your own fashion label, working for a fashion house, or becoming a freelance designer, there are plenty of opportunities to make a living in this field.
Marketing yourself is also key to success in fashion design. Use social media platforms like Instagram and Pinterest to showcase your work and build a following.
Networking is also an important part of building a successful career in fashion design. You must stay up-to-date on industry trends, make valuable connections, and potentially land new clients or job opportunities.
Create a website or blog where you can share your designs, offer fashion tips, and connect with potential clients.
Pay attention to industry trends, stay creative and original, and focus on developing your skills and building your brand. Then, there are plenty of opportunities to make a living in this exciting and dynamic industry.
26. Start a Blog
Many people say blogging is dead. But, it’s not.
Starting a blog can be a great way to share your interests, skills, and experiences with others while also creating a new income stream for yourself. The flexibility of blogging allows you to turn your current job or passion into a successful blog.
However, starting a blog can be challenging, and it requires technical knowledge, writing ability, social media skills, and topical expertise.
Once you have started your blog, it’s essential to treat it like a business and monetize your content.
27. Self-Storage Business
Self-storage business is a lucrative venture that involves renting out storage units to customers who need extra space for their belongings. These businesses are in high demand, especially in urban areas where living spaces are often small and cramped.
In fact, the self-storage business is expected to bloom to $64.17 billion by 2026.
Starting a self-storage business can be a profitable venture if done correctly.
28. Invest in Cryptocurrencies
Cryptocurrencies have gained popularity as a potential source of significant income. Bitcoin, Ethereum, and Litecoin are some of the best cryptocurrencies to invest in.
To invest in cryptocurrencies, one must first set up a digital wallet and choose a reputable exchange such as Coinbase or Bitstamp.
It is important to research the market and understand the volatility of cryptocurrency before investing. While the potential for high returns exists, it is important to approach cryptocurrency investing with caution.
29. Invest in Real Estate
Investing in real estate can be a lucrative way of making money.
To make $1000 a day through real estate investing, there are several steps you can take.
First, set aside a few hundred dollars each month to invest in real estate over time.
Second, consider the different types of real estate investments available, such as rental properties, commercial properties, and fix-and-flip properties. Each investment type has its own advantages and disadvantages, so it’s important to research and choose the one that fits your financial goals.
Third, consider investing in real estate investment trusts (REITs) or crowdfunding platforms like Fundrise, which allow you to invest in real estate without purchasing a property.
Remember that investing in real estate carries a degree of risk, so it’s important to do your research and seek advice from successful real estate investors.
30. Make Money on the Internet
Making money online has become a popular option for those looking to earn a substantial income. The internet provides a wealth of opportunities for anyone with an internet connection and a bit of creativity.
You need to learn how to make money online for beginners.
There are so many options today and you never have to leave your house!
When it comes to making $1000 a day online, it’s important to acknowledge that it’s not a quick or easy process. It takes time and effort to build a successful online business or generate significant income through freelance work or other online opportunities.
However, with dedication and hard work, it is possible to achieve your financial goals.
How to make $1,000 really fast?
If you’re in a financial bind and need to make $1,000 quickly, there are several options available to you.
Here are the top ways to make $1,000 a day quickly:
Sell items on eBay or Craigslist: If you have items that you no longer need, consider selling them online. This could include clothes, furniture, or electronics. This is a quick and easy way to make money fast.
Offer freelance services: You can offer services such as tutoring, design work, or writing. If you have a specific skill or talent, you can find customers online who are willing to pay for your services.
Do odd jobs for people in your community: You can offer to mow lawns, rake leaves, or shovel snow for a fee. This is a great way to make money quickly, especially if you live in an area with a lot of homeowners.
Participate in paid focus groups or surveys: This is a great way to make money quickly without leaving your home. Companies are always looking for feedback on their products and services, and they are willing to pay for it.
Rent out a room in your home on Airbnb: If you have a spare room in your home, you can rent it out on Airbnb and make money quickly. This is a great option if you live in a popular tourist destination.
Manage social media accounts: Many businesses need help managing their social media accounts, and they are willing to pay for them. If you have experience with social media, this could be a great way to make money quickly.
Start a blog: If you have a passion for writing or a specific topic, you can start a blog and sell advertising space or products/services to your readers. This takes some time to build up, but it can be a lucrative way to make money in the long run.
Sell handmade crafts or goods online: If you’re crafty, you can make items and sell them online, such as on Etsy. This is a great way to turn your hobby into a money-making opportunity.
Borrow money from friends or family: This is not an ideal option, but if you’re in a bind and need money quickly, consider asking for a loan from someone you trust.
Pawn items for cash: This is a last resort option, but if you have items of value, you can pawn them for cash quickly.
Don’t be afraid to try different methods and see what works best for you.
This is the perfect side hustle if you don’t have much time, experience, or money.
Many earn over $10,000 in a year selling printables on Etsy. Learn how to get started by watching this free workshop.
If you’ve ever wanted to make a full-time income while working from home, you’re in the right place!
This intensive training combines thousands of hours of research, years of experience in growing a virtual assistant business, and the power of a coach who has helped thousands of students launch and grow their own business from scratch.
FAQ
Passive income is a form of earnings that is generated without active involvement.
It is a way to make money while you sleep and can provide financial stability and independence.
This is one of three types of income and the one you want to strive towards building.
Ultimately, the best side hustle for making $1000 a day is one that meets your needs and interests while providing a good return on investment.
Here are several factors to consider before choosing the best option.
Think about your skills, interests, and availability. If you have a full-time job, you may want to consider a side hustle that allows you to work flexible hours.
Next, consider the earning potential of the side hustle you are considering. Some side hustles pay more than others, and you want to choose one that will give you the highest return on investment.
Additionally, consider the start-up costs associated with the side hustle. Some require significant investment, such as buying a car for ride-sharing apps or purchasing an online course.
Most importantly, choose a side hustle that aligns with your passion and expertise. This will make the work more enjoyable and increase your chances of success.
There are many ways to make money from your expertise.
You can start a consulting business, offer services such as coaching or speaking, create and sell information products, or build a following and sell advertising or sponsorships. The possibilities are endless.
What’s important is that you start somewhere and then take action to turn your expertise into cash.
Ready to Make 1000 in a Day?
There are many ways to make money quickly and easily.
The best way to make money fast is to find a way that best suits your skills and interests.
Whether it’s graphic design, content creation, photography, or trading stocks, there are plenty of opportunities to turn your passions into profit. So, start honing your skills and explore the endless possibilities of the gig economy.
Learning how to make quick money in one day is possible. You just need to be determined and disciplined.
So, which method do you choose on how to make $1k a day?
Know someone else that needs this, too? Then, please share!!
Retiring at 40 may sound like a dream come true, but even with $4 million in your bank account, it’s important to have a plan for the future. You’ll need to plan out the next half of your life with a clear financial picture in order to truly retire at such a young age. Here are some of the most important questions to ask yourself before you clock out of work for good. If you’d like individualized help planning for retirement, consider working with a financial advisor.
Is $4 Million Enough to Retire at 40?
As of 2023, the life expectancy for the average American was 76.4 years—73.5 for men and 79.3 for women, according to the CDC. Let’s say that you live to the age of 80. Even if you don’t invest your millions to generate any returns, you can spend $100,000 a year for 40 years before your money runs out.
Of course, you don’t want to run out of money at 80 with years ahead of you. With a well-planned investment portfolio, you may very well be able to live quite comfortably off the returns generated by the principal. This means that your $4 million can sit untouched and you can live off the interest and earnings.
For instance, the stock market’s S&P 500 Index has returned an average of 6.5 to 7% per year after inflation for the past 200 years, according to McKinsey. If you invested your $4 million there, 6.5% returns would mean $260,000 per year—like a comfortable sum for most to live on in retirement.
Of course, stock market crashes, poor budgeting and other issues can decimate millions of dollars quicker than you might think. Here are some of the biggest factors you should consider if you’re planning to retire at 40 with $4 million.
1. Plan Wisely for the First Few Years
If you leave the workforce at 40, there are some things to be aware of in the first several years of retirement. First of all, people often spend more in early retirement, then spend less over time as they age, according to a Fidelity analysis of data from the Bureau of Labor Department.
This period of higher spending coincides with an age when government programs won’t be available to you. The earliest age at which you can begin to receive Social Security benefits is 62 and Medicare won’t kick in until age 65. You’ll need to plan to cover your insurance and medical costs without government assistance for 25 years and plan to live without Social Security income for at least 22 years.
Additionally, many of the most popular retirement savings vehicles will also not be available to you without penalty. Penalty-free withdrawals from 401(k) plans and IRAs are available after the age of 59 ½, meaning you should plan to pay 20 years of expenses without touching those accounts.
2. Prepare for the Unexpected
As mentioned above, stock market returns on average can generate a healthy retirement income, but you’ll want to be prepared for events outside of your control. In a market crash, a large portion of your portfolio may essentially disappear and take a long time to reconstitute itself.
According to Morningstar data, the average time it takes for an asset class to recover can vary widely, with many bouncing back after six months. However, others take much longer, with some taking as many as 13 years to fully recover their value.
This is just one of many market pressures that can create challenges for you in retirement. Inflation can also wreak havoc on your retirement savings. According to an inflation calculator, $50,000 in April 1993 had the same buying power as about $105,000 thirty years later. That means in 30 years, the value of your savings could essentially be halved. This is a good argument to be more conservative than you think might be warranted when planning your retirement.
3. Prioritize Diversification
One straightforward solution to the above challenges is a diversified portfolio. If you only invest your money in stocks, the good times may be very good, but the bad times will likely be very bad. If you invest your money in a wide variety of assets, you can mostly insulate yourself from the vagaries of the market.
Think about your ideal asset allocation. You can use a tool like SmartAsset’s asset allocation calculator to get an idea of what your investment breakdown should be based on your risk tolerance and other factors. You should consider different asset types, such as stocks, bonds and mutual funds and holding onto some cash.
You should also diversify within each type—instead of just one company’s stock, you should own multiple stocks in multiple sectors and regions. Instead of just owning 5-year bonds, you should own bonds of multiple durations. Also consider investing in assets that are more immune to inflation, such as real estate investment trusts or Treasury Inflation-Protected Securities.
The idea is that by spreading your money around, you can mitigate the risks of investing while still generating healthy returns. And when you have enough cash and conservative investments on hand, you will be better able to ride out the ups and downs of the market without having to sell assets at a loss.
4. Budget Well
Perhaps the easiest way you can run out of money far too soon is with flagrant spending. While a wisely-invested $4 million should provide you with a six-figure income for the rest of your life, lavish vacations, expensive hobbies or multiple homes can quickly deplete your savings.
You can use SmartAsset’s budget calculator to make sure you have a sound plan for your spending in retirement. There’s no reason you can’t enjoy the finer things in life, but you’ll need to make sure it fits into the big picture of your financial situation. Make a plan for how you’re going to spend your retirement income and stick to it to ensure the coffers don’t run dry.
The Bottom Line
Retiring early with $4 million is very possible, but requires some planning. Make sure you enter your retirement with a diversified investment portfolio, a smart budget and a plan for how to navigate the years before many traditional retirement benefits are available to you. Consider careful planning with a professional to make sure you’ve thought about everything before retiring early.
Retirement Savings Tips
A financial advisor can help you take care of your finances when you’re retired. Finding a financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can have a free introductory call with your advisor matches to decide which one you feel is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.
How much do you need to save to fund your eventual retirement lifestyle? If you’re scratching your head at the question, consider using SmartAsset’s retirement calculator.
Whether you’re hosting in your apartment, visiting friends or family or at a restaurant, chances are there will be a turkey on the table this Thanksgiving.
But you can’t have a holiday smorgasbord with just one item. For many renters, turkey is just the palette for a bevy of sides, the paint that is the art of the Thanksgiving plate. Believe it or not, nearly three-quarters of Americans would be happy if Thanksgiving dinner was only sides (and the turkeys would probably agree).
There are nearly endless options of Thanksgiving side dishes and accouterments for the turkey — and they vary by state and region. Among those are gravy and cranberry sauce, tuber dishes like mashed potatoes, yams and sweet potato casserole, vegetable options such as green bean casserole and corn, desserts including apple pie and pumpkin pie and of course stuffing and dressing.
Stuffing or dressing, the king of Thanksgiving sides
Let’s pause for a moment to discuss stuffing vs. dressing since our statistics require it. Essentially, they are the same food with the same ingredients creating the same plate. But the difference is where it is cooked. Traditionally, stuffing is when the carb-rich bread and herb mixture is baked inside the turkey (ergo, stuffed) and dressing is baked outside the turkey (thus, dressed). But generally, both options are called dressing in the Deep South, and stuffing everywhere else (with pockets even calling it filling), regardless of the cooking process.
Stuffing or dressing is the most popular side in 37 of 50 states and Washington, D.C. Indeed, it’s the side that Americans most believe Thanksgiving wouldn’t be complete without, and it’s served on 85 percent of Thanksgiving tables. Conversely, no state chose cranberry sauce or sweet potatoes/yams as their favorite. No surprise as those are ranked as the top two most overrated Thanksgiving side dishes.
The most popular side in every one of the top 18 most populated states is stuffing or dressing. You have to go all the way down to Missouri to find a dissenter. The favorite Thanksgiving side dish in the Show Me State is green bean casserole. And you have to go all the way down to Utah, the 30th biggest state, to find something other than stuffing and “GBC.” The favored side in the Beehive State? It’s pumpkin pie, served with or after the meal.
Stuffing specifically, in the bird, is the most popular side in every single state in the Northeast and all six states west of the Rockies, save for Alaska (where green bean casserole rules the late November meal). It’s a sweep in the South, as well. Five Southern states prefer stuffing and eight choose “dressing” (essentially the same thing). Whether dressing is being used as a general term or literally being baked inside the turkey is each individual to decide, bless their hearts.
Other beloved sides around the table
The same is true around the Great Lakes, with stuffing preferred in each lakeside state. Except one. Wisconsin, the lone dissenter among Great Lakes region states, is all in for green bean casserole over stuffing. Adjacent to the Badger State, each of the five Great Plains states agree. The notorious GBC is most popular in Iowa, Missouri, Nebraska, Kansas and Oklahoma.
Along with Utah, as mentioned above, four other states — Arizona, New Mexico, North Dakota and Wyoming — also select pumpkin pie as the favored side, despite it being a traditional dessert. Pie may seem an odd choice, but there’s something different about pumpkin pie on Thanksgiving. Nearly 60 percent of all pies consumed on Thanksgiving are of the pumpkin variety. That’s 50,000,000 pumpkin pies.
And then there’s Montana. Up in Big Sky Country, they enjoy their sides on top rather than on the side. The favorite Thanksgiving side dish in Montana is…gravy. That may seem a strange choice, but maybe Montana is onto something. Gravy is the only side that can go atop every other side. On the turkey, mashed potatoes, on the stuffing, on green beans. But probably not on the pie.
Wondering where the mashed potatoes are? Not a single state chose the staple as their fave side. However, the good folks in New Jersey and Connecticut both picked the smashed ‘taters as second-most popular. And sweet potato casserole came in third in both North Carolina and Louisiana.
Each state’s most popular Thanksgiving side dishes
Below is the most popular Thanksgiving side dish in every state, and Washington D.C., based on Google search interest.
Alabama: Dressing
Alaska: Green bean casserole
Arizona: Pumpkin pie
Arkansas: Dressing
California: Stuffing
Colorado: Stuffing
Connecticut: Stuffing
Delaware: Stuffing
DC: Stuffing
Florida: Stuffing
Georgia: Dressing
Hawaii: Stuffing
Idaho: Green bean casserole
Illinois: Stuffing
Indiana: Dressing
Iowa: Green bean casserole
Kansas: Green bean casserole
Kentucky: Dressing
Louisiana: Dressing
Maine: Stuffing
Maryland: Stuffing
Massachusetts: Stuffing
Michigan: Stuffing
Minnesota: Stuffing
Mississippi: Dressing
Missouri: Green bean casserole
Montana: Gravy
Nebraska: Green bean casserole
Nevada: Stuffing
New Hampshire: Stuffing
New Jersey: Stuffing
New Mexico: Pumpkin pie
New York: Stuffing
North Carolina: Stuffing
North Dakota: Pumpkin pie
Ohio: Stuffing
Oklahoma: Green bean casserole
Oregon: Stuffing
Pennsylvania: Stuffing
Rhode Island: Stuffing
South Carolina: Dressing
South Dakota: Green bean casserole
Tennessee: Dressing
Texas: Dressing
Utah: Pumpkin pie
Vermont: Stuffing
Virginia: Stuffing
Washington: Stuffing
West Virginia: Stuffing
Wisconsin: Green bean casserole
Wyoming: Pumpkin pie
Methodology
The most popular Thanksgiving side dishes were determined by looking at Google search results from November 2021 by each state. We analyzed 15 different Thanksgiving side dishes as selected by our team. The dish with the highest search interest in each state was determined to be that state’s favorite.
Michael is a Philadelphia-based writer with a variety of interests, including music, concerts, TV, politics, travel and sports. His background includes a decade as a programming executive in network television, six years as a marketing executive at a technology company, and time at two magazines and two advertising agencies. He currently works as Craft Beer & Brewery contributor for the Visit Philly Greater Philadelphia Tourism Bureau and sits on the board of a non-profit law firm that assists veterans with disabilities. Michael is a proud Syracuse grad (Newhouse) who has lived in Wichita, Albany, Chicago, Washington DC, Boston and beyond.
Luxury homes are often called dream homes for a reason. They come with lavish features such as expansive floor plans, state-of-the-art appliances, and perfectly manicured gardens. In the competitive Orlando housing market, staying ahead of the curve is essential to maximize the value and desirability of your property. Popular home features for luxury listings in Orlando encompass a wide range of benefits, from enhanced functionality to aesthetic appeal.
If you’re looking to sell your Orlando home in the near future, investing in the right luxury features can increase your home’s equity and make it more attractive to potential buyers that are willing to pay top-dollar. Or, if you’re a potential buyer and want to know what luxury features to expect in Orlando, you’ll be able to make informed decisions and navigate the Orlando housing market with confidence.
Read on to discover the home features that set a luxury home apart from the rest. So, what features are most important to today’s home buyers? Let’s find out.
1. Spacious rooms that leave a lasting impression
When it comes to luxury homes, you can expect the wow factor to kick in right from the moment you step inside. The entryway is oftentimes grand, setting the stage for the entire property and the tone for what’s to come. You’ll find spacious rooms with high ceilings that create a sense of spaciousness and airiness. Exquisite architectural details add to the overall appeal, complemented by intricate moldings, recessed lighting, and carefully designed shelves.
2. Natural lighting for a brighter floor plan
One thing that luxury homeowners in Orlando truly value is natural light. It creates a seamless connection with the outdoors and enhances the overall ambiance. That’s why you’ll often find larger glass windows and doors in these homes, allowing an abundance of sunlight to flood the living spaces and providing breathtaking views of the surrounding environment. It’s all about embracing the beauty of nature and bringing it indoors.
3. Exquisite outdoor living spaces to relax and entertain
Unsurprisingly, one of the best things about living in Orlando is the natural beauty and warm climate. Orlando’s luxury homes benefit from their prime locations, often situated on coastlines, lakes, and springs, and provide the perfect backdrop for creating exceptional outdoor living spaces. Seamless integration between indoor and outdoor living is what sets luxury homes apart and elevates the overall living experience.
Additionally, the centerpiece of these outdoor spaces is often the luxurious, high-end pool and spa. Whether you’re lounging poolside under the warm Florida sun or unwinding in the bubbling waters of the spa, the outdoor living experience is truly unparalleled.
As a result, outdoor spaces have emerged as the most popular luxury home feature among potential homebuyers for Redfin Premier listings. The popularity of outdoor living is rapidly growing, with a particular focus on outdoor kitchens. These expansive culinary havens boast top-of-the-line appliances, ample seating areas, and meticulous attention to detail. As the demand for outdoor living continues to rise, incorporating well-designed outdoor kitchens has become a key selling point for luxury properties.
4. High-end kitchens to elevate your culinary experience
Spacious kitchens are highly valued in Orlando, with high-end finishes like marble or quartz countertops, top-of-the-line appliances, and fixtures, creating a beautiful and functional space. A butler’s pantry or extra storage options add convenience and organization to the space.
5. Luxury bathrooms for a spa-like retreat
In luxury bathrooms, elaborate glass showers or open areas near soaking tubs provide a spa-like experience. High-end fixtures, carefully curated lighting, and privacy windows strike a balance between elegance and practicality. These features set high-end homes apart from their non-luxury counterparts, offering refined spaces that combine opulence, style, and functionality.
6. Specialized spaces tailored to your every need
Luxury homes now prioritize designated spaces for specific purposes, such as home offices, media rooms, and home gyms. While open living areas for gatherings remain desirable, including these specialized spaces adds functionality and convenience. Dedicated spaces are even more appealing when they come fully equipped for their intended use, enhancing both functionality and comfort.
For instance, a home office may feature built-in custom cabinetry, providing a practical and organized workspace. Media rooms are designed with comfortable seating and top-notch equipment, creating an immersive entertainment experience.
These dedicated spaces allow homeowners to have dedicated areas for work, leisure, and wellness, enhancing the overall lifestyle and enjoyment of the home.
7. Smart home technology is the ultimate convenience
Technology translates to convenience, and the integration of advanced automation systems offers homeowners a seamless living experience, elevating their lifestyle to new heights. With smart technology, homeowners can remotely manage and monitor various aspects of their homes, including door locks, garage doors, security cameras, and temperature control. This level of connectivity and automation enhances security, energy efficiency, and overall comfort.
Looking to buy a luxury home in Orlando?
If you’re in the market to buy a luxury home in Orlando, be sure to check out Winter Park, Lake Hart, Bay Hill, and Windermere – these are all prominent neighborhoods in the market known for their luxury homes. Winter Park, in particular, continues to see ongoing construction and is highly regarded for its upscale properties.
Looking to sell a luxury home in Orlando?
Selling a luxury home requires a specialized approach. From pricing to marketing, every aspect must cater to buyers with high expectations. As you move up the price range, strategic decisions become crucial to attract potential homebuyers.
A skilled real estate agent understands the unique demands of luxury buyers and can effectively communicate the value of your property. They possess the necessary insights to position your home in the market, target the right audience, and negotiate favorable deals.
There are several features and amenities that can elevate a Redfin Premier listing and make it stand out from others. One effective strategy for luxury homes in Orlando is to highlight outdoor photos and drone footage, particularly for waterfront homes.
In a recent Redfin Premier listing, unique home features that served as key selling points were the private pool and additional garage space. Several buyers who were relocating to Florida expressed a strong preference for homes that offered these amenities. The private pool provided a luxurious and refreshing oasis for relaxation and entertainment. At the same time, the extra garage space offered ample storage and flexibility for car enthusiasts or those needing additional workspace. Including these sought-after features significantly attracted and appealed to potential buyers, ultimately contributing to the successful sale of the property. Remember, your home’s unique and high-value features are your main selling points.
A final note on luxury homes features in Orlando
The luxury real estate market in Orlando, FL offers a wealth of opportunities for both buyers and sellers. As buyers search for their dream home, it’s important to be aware of the luxury features that Orlando has to offer, including waterfront properties, expansive outdoor living spaces, smart home technology, and breathtaking views. On the other hand, it’s essential for sellers to leverage these features and showcase their homes’ high-end features to capture the attention of potential buyers. Be sure to work with an experienced local real estate professional to help navigate Orlando’s luxury real estate market successfully.
The Los Feliz home Walt Disney dreamed up for his wife and two daughters can be yours to rent — for $40,000 a month, that is.
The 6,388-square-foot home, which was built in 1932, has nods to some of the castles featured in a few of Disney’s fairy tales. During the period Disney lived in the home, Walt Disney Studios released some of his most popular films, including “Pinocchio,” “Fantasia,” “Dumbo,” “Bambi” and “Snow White and the Seven Dwarfs,” according to the Walt Disney Family Museum.
The founding father of one of the world’s largest media companies would watch his own productions in the home theater, which is still intact.
“This property was chosen by Walt Disney as the place to raise his family and also coincided with a transition of Disney Studios from fledgling enterprise toward entertainment giant,” listing agent Chase Campen of Compass said in a news release. “It sits on an acre of land with incredible outdoor space and city views. Its historical pedigree only adds to the magical mystique.”
Disney was born in 1901 in Chicago and moved to California in the 1920s. He set up Walt Disney Co. with his brother, Roy, in the back of a small office at Holly-Vermont Realty in Los Angeles. Disney lived in the Los Feliz house in the later part of his life, until 1950. Disney died in 1966 of lung cancer.
The home, which features French Provincial, French Country Tudor and Neo-Gothic architectural styles, contains four bedrooms, three full bathrooms, two half-bathrooms, an in-ground swimming pool, a home theater and a gated driveway that can fit 10.
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Kazakhstan-born film director Timur Bekmambetov bought the property in 2011 and still owns it.
In today’s digital world, having a checking account is not just a luxury, but a necessity. As a leading financial institution, Chase, a division of JPMorgan Chase Bank, N.A, offers a variety of checking accounts to suit different needs.
This guide will provide an overview of how to open a Chase checking account, detail the available account types, and explain their associated benefits and costs.
The Basics of Opening a Chase Checking Account
Opening a Chase checking account is a simple and streamlined process. It’s designed to be accessible whether you prefer to handle your banking online or in-person. With over 4,700 branches, JPMorgan Chase Co. has made it possible to open an account virtually anywhere in the U.S.
When preparing to open your account, you’ll need to have certain information on hand. This includes your Social Security Number or Tax ID number, which is a basic requirement for any financial transactions in the U.S. You’ll also need a valid form of identification, such as a driver’s license or passport. Chase uses this information to verify your identity, ensuring your financial safety and security.
In addition to the above, you’ll also need to provide personal contact information. This includes your address, email, and phone number. This is so Chase can contact you about account information, and so they can send you important banking documents.
For new customers under the age of 18, a parent or guardian will need to co-own the account. This is standard practice at many financial institutions. It ensures that there’s an adult associated with the account who can manage the account responsibly.
Choosing the Right Chase Checking Account for You
Choosing a bank account is a critical decision, and Chase offers a variety of options, each with its own features, benefits, and costs. These include Chase Total Checking®, Chase Secure Banking℠, Chase Premier Plus Checking℠, and Chase Student Checking. It’s essential to review each option and choose one that fits your lifestyle and financial goals.
Chase Total Checking®
Chase Total Checking® is the most popular checking account offered by Chase. With access to over 15,000 ATMs and 4,700 branches, it offers a range of features including Chase Overdraft Assist℠, Zero Liability Protection for unauthorized debit card transactions.
Additionally, you’ll have the ability to manage your money on the go with the Chase Mobile® app. You can deposit checks, pay bills, and transfer money virtually anywhere, which makes it an excellent option for everyday banking needs.
The monthly service fee for this account is $12, which can be waived if you meet specific requirements such as maintaining a minimum balance, direct deposit, or holding a combination of qualifying Chase accounts.
Chase Secure Banking℠
Chase Secure Banking℠ is designed to help you manage your money without worrying about maintaining a minimum balance or unexpected overdraft fees. With a monthly service fee of $4.95, you can enjoy features like early direct deposit, paying bills, and cashing checks. It also allows you to send money and access Chase’s extensive network of ATMs and branches, all from the Chase Mobile app.
One significant advantage of this account is the absence of overdraft fees. This account enables you to spend only what you have, thus promoting responsible spending habits. Other benefits include no fees on money orders, cashier’s checks, and when using the Chase Online Bill Pay.
Chase Premier Plus Checking℠
The Chase Premier Plus Checking℠ is a premium checking account that not only gives you the standard benefits of online bill pay and mobile banking through the Chase Mobile app but also earns you interest on your balance. You’ll have access to 15,000 ATMs and 4,700 branches, Chase ATMs, and a Chase debit card with chip technology.
This account comes with a $25 monthly service fee that can be waived under specific conditions. These include maintaining a qualifying average balance, having a linked qualifying Chase mortgage, or for current U.S. service members and veterans with a qualifying military ID.
Additional perks include no fee for the first four non-Chase ATM transactions, Chase design checks, and no monthly service fees on up to two additional linked Chase checking and personal savings accounts.
How to Open a Chase Checking Account Step-by-Step
Whether you choose to open a Chase account online or in-person, the process is simple and hassle-free.
Opening an Account Online
To open a Chase checking account online, follow these steps:
Visit the Chase website and select the ‘Open an account’ option.
Select the type of account you wish to open.
Click ‘Open account’ and fill in your personal information.
Review the Deposit Account Agreement and other disclosures.
Fund your new Chase bank account.
Submit your application.
You should receive an email confirmation, and your debit card and account details should arrive by mail within 7-10 business days.
Opening an Account In-Person
If you prefer to open a Chase checking account in person, follow these steps:
Visit a Chase branch. You can use the ‘Branch/ATM locator’ on the Chase website or Chase Mobile app to find a branch near you.
A Chase representative will guide you through the process, help you understand the various account options, and complete the application form.
Review the Deposit Account Agreement and other disclosures.
Fund your new account.
You will receive a temporary debit card immediately and your permanent debit card will be mailed to you.
The in-person option offers the advantage of personalized assistance from a Chase representative who can answer any questions you might have and ensure a smooth application process.
Understanding Chase’s Monthly Account Fees
Understanding the monthly service fees associated with your checking account is crucial to managing your money effectively. Most accounts come with different fees, depending on the account type.
For instance, the Chase Total Checking account has a $12 monthly service fee. However, this can be waived under certain conditions. These include a direct deposit totaling $500 or more. It can also be waived by maintaining a beginning day balance of $1,500 or more. Alternatively, an average beginning day balance of $5,000 or more across qualifying accounts can also waive the fee.
The Chase Secure Banking account is a bit different. It has a $4.95 monthly service fee with no waiver option. On the other hand, the Chase Premier Plus Checking account has a $25 monthly service fee. But, this fee can be waived. You can do this by meeting certain balance requirements or having linked accounts.
Understanding Minimum Balance Requirements for Chase Checking Accounts
Chase checking accounts have different minimum balance requirements, which can influence the account’s cost. The Chase Total Checking account, for example, requires a daily beginning balance of $1,500 or more to avoid the monthly service fee.
For the Chase Premier Plus Checking account, an average beginning day balance of $15,000 or more in any combination of linked qualifying accounts or a linked Chase mortgage can help avoid the monthly service fee.
The Chase Secure Banking account, however, does not require a minimum balance, making it an attractive option for those looking for a low-cost, simple checking account.
Perks and Drawbacks of Chase Checking Accounts
The checking accounts offered by Chase come with several perks, such as access to a broad ATM and branch network, excellent customer service, and a highly-rated mobile app for easy access to your money. Furthermore, accounts like the Chase Total Checking and Chase Premier Plus Checking offer additional benefits like earning interest and waiving the monthly service fee under specific conditions.
However, these accounts also have some drawbacks. Monthly service fees, unless waived, and ATM fees for non-Chase ATMs can add to your banking costs. Furthermore, the interest rates offered on these accounts are typically lower than those offered by online banks.
Is a Chase checking account right for you?
Choosing the right checking account depends on your personal financial needs and lifestyle. If you value in-person banking, broad ATM and branch access, and a comprehensive mobile banking experience, a Chase checking account could be a good fit. However, if you’re looking for high-interest rates or zero fees, you might want to explore other financial institutions.
It’s essential to consider the different features, benefits, and costs associated with each account type. Make sure to read the fine print and understand the terms of the Deposit Account Agreement before opening a new account. Whether you’re a student, a professional, or someone looking for secure banking, Chase has a variety of options to help you manage your money effectively.