The holiday season is all about entertaining. Duh. It’s the time for gathering friends and family, with nieces and nephews running around with grandpa and grandma, sisters gossiping like old times and boyfriends getting introduced to the family for the first time. If you’re lucky, there may even be a bended knee proposal to witness! So many fun and exciting memories happen around this time of year. So why make things stressful and complicated when it comes to putting together a beautiful dinner table?? I’m here to attest that the stress & the holidays do not have to go hand in hand – at least not where decorating is concerned!
I say grab what you got at hand and with just a few festive touches everyone is going to feel special and you’re not going to feel like a wreck!
I say there’s no need to dust off or even own! fancy china. Leave the crystal in the cabinet and don’t cry over your incomplete set of glasses. I’m all about taking the mix-and-match approach for your holiday tabletop. I want to create a comfortable and carefree vibe that invites people to loosen their collars, roll up their sleeves and dig in!
Now when I say mix and match, I mean, mix and match! For this Thanksgiving-inspired table, not only did I use two different dinner plates (white and gray), I also used three different salad plates, two different sets of cloth napkins (gray and deep fuchsia), two types of glasses (green goblets and vintage crystal coupes) and two different chair finishes (copper and black)!
And since we’ve established that traditional tablesetting rules are to be thrown out the window, forget a fancy centerpiece. It just ends up blocking everyone’s view of each other anyway! Try a fresh garland instead. We called on friend, Natasha Kolenko, to put together a garland made out of magnolia leaves, but really you can use whatever greenery your heart desires.
I love the waxy magnolia leaf with the brown underside as it adds drama without being too fragile or fussy. Having a fresh garland feels festive sure beats faux! and the best thing is that it will last throughout the holiday season. Keep it on the table to make every dinner feel lively then hang it on the mantel or on your buffet between parties!
For a really stunning floral display but still so simple!, we added small arrangements simply plopped into the garland. One of my go-to tips is to incorporate seasonal fruit or vegetables into your arrangements. This time of year, I love persimmons on a branch!
I can’t tell you how many times I’ve used my white pillar candles- they’re great to have on hand and look better after every use- the more drippy wax, the better use tapers for a moodier, more romantic atmosphere!.
If you look closely you’ll notice, some of the tabletop elements are from previous seasons, some are in stores now and some are vintage like the beautiful goblets and crystal coupes from Frances Lane which you can rent- another genius party idea!. The array of items just goes to show that you truly don’t need to go out and buy new sets from the same collection so that everything matches. Mix it up and have fun with it!
If your confidence in styling still needs a little boost to let loose and have fun, we’ve rounded up some items that will help you get started on achieving a similar look at home!
get the look: placecard holders // white plates (similar) // salad plates // napkins (similar) // green goblets (similar) // gold bowl // napkin rings // copper chair // cutting board // silverware (similar)
I can’t tell you how much fun we had putting this tabletop together. We were so in love with the finished product, we had to refrain from going Instagram crazy over it! If you’d like to learn more about the thought process, we broke down every detail and dished out more style tips on how to achieve the ultimate holiday tabletop on the super cute chilren’s line,Tea Collection’s blog right here PS there’s a $3,000 Sweepstakes involved!!
What do you think? Are you a fan of a festively casual holiday table?
original photography for apartment 34 by Aubrie Pick // florals by Natasha Kolenko // glassware c/o Frances Lane // flatware and accessories c/o March // styling and art direction by erin hiemstra
Inside: Looking for some unique cash app card design ideas? Look no further! This guide has 100+ cool and unique ideas to help you create cards that reflect your personality and style.
The concept of Cash App card designs has emerged as a trendy and enjoyable way to personalize your monetary transactions.
Rather than limiting yourself to traditional designs, Cash App allows you to express your creativity, resulting in a card that reflects your individuality, interests, and style.
From inspiring quotes to your favorite emojis and collages, you have the option to turn your Cash App Visa debit card into a distinct and exciting asset.
This not only enhances the visual appeal of your card but also adds a touch of personality to your buying experience.
Whether you are getting a Cash Card for the first time or looking to redesign an existing one, this segment will offer you a plethora of unique design ideas to inspire your creativity.
Browse through our cash app card design ideas to help make your card stand out.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
What is Cash App Card?
A Cash App Card is a free, customizable debit card linked directly to your Cash App account.
Let’s break this down:
It functions like your ordinary Visa debit card, capable of handling payments anywhere Visa is accepted.
Since it draws from your Cash App balance—not your bank account—you can use it for both online and in-store transactions.
Interesting perks include a unique design to suit your style.
Great for budgeting – like a cashless envelope system!
In essence, think of it as a flashy, convenient companion to your Cash App, ready to assist with purchases, whether you’re grabbing your morning coffee or buying a cool online gadget!
Is the personalized Cash App card free?
Your personalized Cash App card is mostly free unless you opt for special versions.
The basic white or black card comes without a charge on your first order.
So as long as you stick with the basic options, you’re in the clear.
Just remember, additional cards, regardless of color, will cost you $5 each. For example, if you get a black one first and then decide you want a white one too, you’d need to fork out $5 for it.
How to Customize your Cash App Card
Your card design is like your fashion statement. It says a lot about you.
So, you want to design your Cash App Card to fit exactly what you want.
To start designing your Cash App Card, first, you need to open your app — the infamous green home screen should be your first sight.
Incorporate emojis, letters, or symbols that express who you are.
Use the freehand drawing option – use a stylus or finger to sketch directly on your card! It might take a few attempts, but experimentation is part of the fun.
Remember, keep your design concise but personal, and above all – have fun!
60+ Cool and Unique Cash App Card Design Ideas
When designing your Cash Card, it’s crucial to choose a display that best represents you and easily catches your attention.
Even though images or photos can’t be added, creativity can still run wild.
From selecting initial base designs to illustrating personal interests and hobbies, every idea is an opportunity to bring your card to life.
1. Create Inspirational Quotes Cash App Cards
Choose a quote that’s both meaningful and motivating to you.
It could be a famous quote or your personal mantra. Or even one of these millionaire quotes.
Personally, this is my favorite idea because I love constant reminders of inspirational messages!
2. Choose an Affirmation You needed reminding of
Having personalized affirmations and messages on your Cash App card can turn a regular transaction into a moment of reflection and inspiration.
It is like leaving an encouraging note on your Cash App card.
Common affirmations or quotes such as “Believe in yourself” or something more personalized like “Be the change you want to see”, can provide a boost of motivation every time you use your card. Here are more money affirmations to choose from.
Remember, these design features should reflect your personality and resonate with you on a personal level.
This way, every time you use your Cash App card, it becomes more than just a transactional tool; it becomes a unique extension of you.
3. Cash App Card Design with Word Art
With Cash App’s Word Art design, you can express yourself like never before! Instead of settling for a standard design, this feature lets you craft an emblem that’s truly unique – as unique as you.
Word Art breathes life into your card and makes it a conversation starter.
Personalized wording which can include your signature, favorite quotes, or your brand’s name
Variety of fonts and colors to choose from
Word Art designs can be both sophisticated and playful, matching your vibe and setting your Cash App Card a league above the rest. It’s about expressing yourself, your way!
4. Cash App Card Design with Emojis
Indeed, adding emojis to your Cash App card is a ground-breaking design concept. Just like you would sign a text message.
It gives the card a fun, personal touch that mirrors your unique personality, interests, and style—everything traditional card designs lack.
The available variety of emojis provides ample creative liberty.
5. Cash App Card Design with Symbols
Using symbols on Cash App card designs gives you an opportunity to personalize and add a dash of creativity to your card.
The beauty of using symbols is their versatility, and how they let you express your creativity and personality without overwhelming the card design.
Creating a design you love will certainly make every cash transaction a little more enjoyable!
6. Cash App Card Design with Patterns and Designs
Using patterns and designs on a Cash App card can significantly reflect your personal style and preferences.
If the idea of a standard and mundane Cash App card doesn’t appeal to you, you can customize it using a variety of patterns and designs, making it more personalized and meaningful to you. Here are a few ideas on how you can go about it:
Choosing to use patterns and designs on your Cash App card is not only a creative way to express your individuality, but it also adds a unique, engaging element to the otherwise utilitarian nature of financial cards.
7. Cash App Card Design with Color and Style
When it comes to card designs, color and style aren’t just aesthetic choices; they define your personality.
Choose your favorite hue or pick limited-edition colors to reflect your unique taste.
Customizable designs: Be it minimalist, neon, grunge, or vintage – tailor the card to match your persona.
The multi-colored, geometric designs offer a blend of personality and style, gearing towards a modern payment solution.
8. Create Freehand Card Designs
Freehand designs give your Cash App Card a unique, personal touch, turning it into a mini portable art piece.
Free-hand drawings add an artistic flare, turning your card into a unique piece of art. Various styles, from portraits to favorite anime characters or even cherished family names, can be featured.
You can also embed empowering quotes or use the cool street-art style of graffiti to make an imaginative statement.
Remember, the fundamental goal is not just to create a card but also to design an extension of your personality. Using a stylus will make this process much easier.
Expert tip: Sketch your design on paper first to get a feel.
Card App Card Design Themes
Using the above ideas, here are specific themes you can use for your personalized Cash App Card.
Space and Stars Theme: Display an image of the galaxy or stars in the night sky.
Music Theme: A melody note or a line from your favorite song could make a great design.
Sports Theme: Choose an image that represents your favorite sport, such as a football, basketball or ballet shoes.
Nature Theme: Use imagery of mountains, trees, or the beach.
Inspirational Quote: Choose a quote that motivates you each time you use your cash app card.
Emoji Theme: Use your favorite emoji, or a mix of them.
Family Picture: A sketch or silhouette of your family members.
Pet Theme: Show off your furry friends by depicting them on your card.
Anime Theme: Pick characters from your favorite anime series.
Movie Theme: Use a design related to your favorite movie.
Superhero Theme: Show your love for superheroes like Spider-man, Batman.
Zodiac Theme: Choose symbols or constellations of your Zodiac sign.
Food Theme: Use an image of your favorite food or a trendy food item.
Book Theme: Use symbols or important elements from your favorite book.
Art Theme: Paint splotches, abstract design, or famous art paintings.
Travel Theme: Landmarks of your favorite – city or vacation spot.
Western Theme: Perfect for the horse lover and cowboy boots!
Seasonal Theme: Images relating to different seasons like snowflakes, leaves, spring flowers.
Coffee Theme: A coffee cup or your favorite coffee order.
Fitness Theme: Dumbbells, yoga poses, or running shoes.
Floral Theme: Blooming flowers and foliage.
Gaming Theme: Iconography from your favorite games.
Minimalist Theme: Simple, clean lines and minimal colors.
Fashion Theme: Sketches of clothes, accessories or a runway.
Vehicles Theme: Cars, trains, planes, bicycles.
Career Theme: Symbols or tools related to your profession.
Hobby Theme: Images of something you love doing, from knitting to scuba diving.
Love Theme: Heart shapes, cupid, and other romantic symbols.
Health Theme: Medical or wellness-related symbols.
Educational Theme: Books, graduation cap and other study-related images.
Retro Theme: Vintage designs or pop culture from a certain era.
Birthday Theme: Balloons, cakes, party hats.
Cartoon Theme: Beloved characters from animated TV shows or movies.
Doodles Theme: A collection of small, simple drawings.
Marine Life Theme: Sea creatures or marine scenery.
Inspirational Icons: Images of people who inspire you like famous athletes, actors, or activists.
Favorite Color Theme: Feature various shades and gradients of your favorite color.
Fairy Tale Theme: Designs based on your favorite children’s stories or fantasy tales.
Skyline Theme: Capture the silhouette of your favorite city’s skyline.
Outer Space Theme: Planets, galaxies, rockets and astronauts.
Nautical Theme: Anchors, ship wheels, lighthouses and other seafaring symbols.
Dessert Theme: Images of your favorite sweet treats.
DIY/Handicraft Theme: Symbols related to different crafts – knitting needles, paint brushes, etc.
Wildlife Theme: Images of your favorite wild animals.
Geometric Shapes Theme: Create a sleek design with a variety of shapes.
Personal Logo: If you have a personal logo, you could use that.
Spirit Animal: Draw or paste in an image of your spirit animal.
National Flags: Show your pride of heritage with your country’s flag.
Camouflage Theme: Explore different types of camouflage patterns.
Mountain Landscape Theme: Use an image or drawing of a mountain range.
Festive Theme: Images related to different festivals or holidays.
Grayscale Theme: Designs with different shades of black and white.
Checkerboard Pattern: A timeless tic-tac-toe design for classic charm.
Vintage Theme: Checks, stripes, or polka dots—any of these can lend a nostalgia-tinged style to your card.
Money Theme: Start by drawing dollar symbols or creating designs inspired by currency
Other Cash App Card Ideas:
Draw a self-portrait: Keep it simple yet expressive, experimenting with different colors, lines, and shapes to highlight your persona.
Use your Favorite Movie Line: Choose a memorable quote from your favorite movie.
Choose Your Life Motto or Verse: Adding such text can create a unique reflection of your personality or beliefs. Here are a few neat examples:
Your Signature: This customized detail will not only make your card look original but also speak echoes about your personality.
Stick figure family design
A signature doodle
A caricature of yourself
Your kiddo’s names with whimsical stick figure drawings
A quote that resonates with you
Let that inner artist shine!
What are the Color Options Available?
Personally, I like to think about my design before I dig right into it. And knowing the background color makes things so much easier!
1. Standard Black
The standard Black Cash App card, often referred to as the “classy classic”, might very well be your next wallet staple.
With its timeless appeal and slick design, this card is perfect if you’re looking for something basic yet sophisticated.
Pros:
Its cool black color creates a refined and sleek appearance.
With its simple and traditional design, it fits well with any wallet.
It’s a popular choice, giving it mass appeal.
Absolutely free of charge, which is a bonus.
It has that classic and vintage feel that just screams style.
Cons:
Could be considered too ordinary or basic.
Can easily be misplaced or lost due to its dark color.
The strict black design offers limited personalization.
If you like colorful or vibrant designs, it may not appeal to you.
So, whether you stick to the black card is entirely up to your personal style and preferences, mate!
2. White Base
Isn’t simplicity more your style? The white base color option for the Cash App Card might be just what you’re looking for.
Plus it’s free of charge, which appeals to your budget-savvy side. Since it is a classic color that works with anything.
Most importantly, it makes a simple statement about your preference for chic, minimal styles.
Pros:
Bright and clean: Suits any design you wish to superimpose.
Versatility: Perfectly complements both formal and casual situations.
Designer-friendly: Adds neatness and clarity to your chosen design.
Cons:
White can make stains more noticeable.
May discolor and lose it’s bright coloring.
Being a popular choice, it lacks uniqueness.
3. Glow In the Dark Base
Are you seeking an edgy, unconventional look for your Cash App card?
Consider the glow-in-the-dark base color which stands out among the more traditional options.
It’s stylish, boasting a fun green color, adding a quirky twist to your finance management. You might find it quicker if it gets misplaced, thanks to its luminous feature.
The biggest con is it comes with an additional cost of $5.
4. Chameleon Metal Cash Card
If you’re looking for a sophisticated touch to your digital transactions, the Chameleon Metal Cash Card is a unique alternative.
This cool cash app card option brings a colorful twist to your wallet.
Pros:
Customizable to your taste.
Differentiates you from other cardholders.
It has a sophisticated multicolor design.
Heavyweight imitates a premium feel.
Cons:
There are rumors that metal cards are no longer currently available.
Being noticeable might attract unwanted attention.
Also, you can choose to get a black metal Cash Card for $50.
Not sure if you should unlock button on cash app to pay for it. That is probably not a great idea!
How do you make cool designs on Cash App cards?
Remember, “cool” is subjective, so tailor your card to represent you.
Whether it’s a movie quote for film enthusiasts, adorable flowering designs for the ‘girly’ users, or a sports team logo for sports lovers, choose design elements that reflect your personality and lifestyle.
To make cool designs on your Cash App card, follow these simple steps:
Open your Cash App on your Android or iOS device and tap the Cash Card tab.
Locate the three dots at the top right corner of your screen. Tap it and select “Design New Card”.
Begin designing by choosing a base color for your card and click on “Personalize Card”.
When it comes to card text, make sure it’s large and well-aligned for easy readability. Using clean, standard fonts like Arial, Verdana, or Helvetica will look professional and legible.
You might like to add graphic elements or simple illustrations, to make your card more visually striking.
Make this card your everyday inspiration. Go all out or keep it minimal — it’s all about you!
Tips for Designing your Cash App Design
Designing your Cash App card allows you to add a touch of personality, making not just transactions but also the medium of transaction a reflection of you.
With an array of options from inspirational quotes to your favorite emojis, from creative collages to minimalist designs, the customization possibilities are endless.
This section provides helpful tips on creating a Cash App card design that is uniquely yours.
Use these suggestions as a starting point and let your creativity shine through. R
1. Simplicity is Key
When designing your Cash App card, simplicity is your best friend.
A minimalist design using a simple color palette and clean lines can create sophistication and style. Too much information? It just makes things difficult to read.
Try these tips:
Start by choosing a design that’s easy to read.
Go for a solid color background with your impactful saying in a clean font.
Don’t cram too much onto your card.
Get creative with basic shapes or perhaps, draw a scene from your favorite movie with a stylus.
But remember, keep it simple.
2. Consider Your Personal Style and Interests
Designing your Cash App card is an opportunity to truly make it your own by considering your personal style and interests during the design process.
Is there a hobby you are passionate about?
Maybe you love reading, gaming, painting or even knitting.
Get creative, perhaps with a self-portrait or graffiti of your initials
Pick or draw a design that reflects you
Remember, this is your chance to showcase YOU on your card. Have fun with it!
3. Think About the Types of Transactions You Will Be Making
If you are currently striving towards a money goal, this is a great chance to use your spending card to get you there.
Your personalized Cash App card design will greatly enhance your user probability of racing your goals.
While a little creativity with your Cash App Card design, you want to make sure you stay without your budget.
4. Make sure it is easy to read
Simple – you don’t want a cluttered card that’s hard on the eyes.
Here’s how to ensure yours pops while remaining legible:
Opt for a straightforward design. Busy doesn’t equate to cool.
Choose a clean font. Messy typefaces smack of unprofessionalism.
Balance your color scheme. Overly bright or dark? Nah, we’re seeking a middle ground here.
Consider a stylus for freehand designs – it aids precision.
Keep it simple, keep it clean.
5. Don’t overcomplicate things
Overly complex or crammed designs make it difficult to comprehend.
Aim for a clean, minimalist vibe – it’s trendy and effective.
Remember, the last thing you want is a card you can’t read or love to use!
FAQ
You’re in for some disappointment – you can’t put a picture on your Cash App card.
Cash App lets you jazz things up with emojis, freehand art, or even your unique $Cashtag, but not personal pictures.
If this changes, we will update this post.
No, you can’t have 2 Cash App cards.
Each Cash App account is tied to one unique Cash Card account, so you can’t have multiple cards for a single account.
Keep in mind that while you can change designs, you’re still only using one card tied to your account.
Show us your Collest Cash App Card Designs
What better way to stay on budget than by giving your Cash App card a personalized touch?
By incorporating meaningful sayings, emojis that encapsulate your spirit, or a favorite anime character or brand logo, you can make your debit card an extension and reminder of your financial goals.
Perhaps your creativity stretches to a cool pattern or your childhood cartoon character, or you fancy keeping it simple with your initials or nickname – remember, the simpler, the better.
You can also play around with outdoor scenes, objects that inspire you, or even a drawing from your kids.
Whatever your design preference, your Cash App debit card design is an opportunity to make your banking experience truly yours.
And yes, feel free to share your innovative designs and ideas with us in the comments. We value your input and would love to hear from you!
And remember – the ultimate goal is to stay mindful of your spending habits and budget.
Enjoy this as a canvas of individuality in the cashless world.
Now don’t forget… where can I load my cash app card?
Know someone else that needs this, too? Then, please share!!
Courtney has over 18 years of experience in sales, customer service, and senior level management. He holds a Bachelor of Arts degree in English and History from Mount Allison University and a Master of Business Administration degree from the University of Saskatchewan where he studied Marketing and Finance. Courtney has made a career of exceeding the expectations of his stakeholders. He takes great pride in the number of referrals he receives and the degree to which his clients express their gratitude for his hard work. He is an outstanding mentor, coach, and leader, has a tremendous work ethic, a deep sense of fairness, and limitless commitment to doing what’s in the best interests of his clients.
Join us as Courtney shares his mindset and a glance at his journey to becoming a Real Estate Rockstar by consistently helping those around him accomplish their goals.
Quotes to Live By
“You gotta get up in the morning, do the work and celebrate those minor successes.” – Courtney Atkinson Click To Tweet
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In this Episode, We Also Talk About
How to get business.
How to overcome struggles in the business.
What script to use on a listing appointment.
How to handle challenges with team building.
How to break through your goals.
Plus so much more!
Thank & Connect with Courtney
If you enjoyed this interview and would like to connect with Courtney and thank him for his rock solid advice, you can do so easily by following the link below.
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What could be worse if childbirth is considered one of life’s greatest pains? It turns out that people actually have a long list of experiences that rival labor pain! From dental work to broken bones, we’ll discuss the 15 most painful things—and why they may hurt more than expected. Whether you’re looking for an informative read or simply some good storytelling, this blog post will provide an engaging look into just how strong people can be when faced with a considerable amount of pain.
1. Kidney Stones
One user shared a story, “My mom always makes a point to remind me that she birthed me naturally with no pain medications or the like and that she was in labor with me for 22 hours, with contractions starting the first hour, and it was quite a pain. Eight or so years later, she had a few large kidney stones and said it was way worse.”
One user replied, “Side note, I don’t get parents who hold a difficult birth over their kids, as though they had something to do with it. It’s always like, ‘Well, who was the adult in that situation?’ Don’t get me started on parents who hold providing food and shelter over their kids—like congrats on doing your legal and ethical obligations.”
Another user added, “I think moms like to use it as a status symbol, kind of. I think it can be cute if you’re just playfully saying something like, ‘And you took 36 hours to get here!!! Yeesh!!’ Rather than, ‘You ruined my body, and now I hate myself.’ I personally have a 1-year-old, and my labor was a really fun experience, but I will totally let my son know that his head was huge and got stuck when he’s older.”
2. Old Age with Long-Term Ailments
“My wife thought the last month of pregnancy was worse than giving birth. She said giving birth was more painful that day, but the constant tiredness and back pain was a worse experience for her. Makes me think of all those people, especially old people, with long-term ailments having to go on each day with pain,” one user shared.
Another commenter replied, “I have given birth 3 times, and I agree. The fear of the pain of labor evaporates when every day is a painful struggle, and you want to be done having that watermelon INSIDE, lol. That’s my theory on why [it’s so terrible] towards the end of pregnancy; we are happier to give birth.”
However, one Redditor said, “I’ve never been pregnant, but I have chronic pain. My best friend is currently 8 months pregnant and was complaining about it all to me a few weeks ago; she then abruptly stopped mid-sentence (I honestly thought she went into labor, lol) and, with tears in her eyes, went, ‘Is this how you feel all the time?’ Then she started sobbing; I was so shocked as she’s not normally a crier. Her husband heard her crying and came into the room to see her on FaceTime with me, gave her a hug, and mouthed ‘hormones!’ to me. It was all I could do not to burst out laughing.”
Another user commented, “That is possibly the kindest thing anybody could do for me. Realizing every day hurts and just feels something for me.”
3. Being Burned
One user shared, “Burning Alive.”
Another commenter replied, “From what I understand about it, your nerves burn first, so it’s usually fairly quick and painless. Surviving it, on the other hand.”
“That’s probably something they tell the families to make them feel better. You have nerves throughout the entirety of you… As far as quick……. well, that would depend entirely on how much of you is burning and how quickly. Yeeted into a volcano like Gollum? Yea, probably pretty quick. Pinned under a car…? Probably not very quick,” one person commented.
Another Redditor also exclaimed, “I know a powerful and resilient young man who accidentally flew his glider into power lines and survived. I think he would agree with you on that one.”
4. Losing Your Child and Wrongful Imprisonment
One user commented, “A dingo eating your baby, and you getting a prison sentence for it because no one believes you.”
Another user replied, “Also, the case of that mother recently, but it turns out they had a rare disease that looked like she had poisoned them.”
One commenter added, “His explanation ‘dingo’ over well with the jury.”
“Her. It was a woman who was jailed. It’s a real Australian case,” another person added.
5. Being Eaten
One Redditor added to the thread, “Being skinned alive.”
“Being eaten alive by a bear because they can. Lions and tigers will at least make it quick to the jugular,” replied another user.
One commenter added, “Hyenas will hold you down and eat your [butt] end first. Can’t imagine how anything could be much worse.”
6. Dog Bite
One Redditor commented, “I’ve had toothaches—pulled my tooth once. I’ve been burned and splattered with hot grease. I’ve broken bones and had a road rash. I have a pretty high tolerance for pain. But hands down, the most painful thing I have ever experienced is Dog Bite. It was the most excruciating pain I have ever felt. The massive compression combined with [breaking the bones in my hand]. Just when you think it might be over, [and the dog uses] its whole body to gain leverage… I had never screamed in my life until a pit bit my hand. I didn’t even recognize my own voice. It was the most guttural terrifying scream I had ever heard, and I couldn’t believe it came from me. Lol, Pray to god you never get bit by a really aggressive dog.
“Edit: (spelling) If you do get attacked, don’t scream it makes them even angrier.”
Another user asked, “What should one do in this scenario? Fight back? Punch the dog? Kick it?”
One user answered, “If your arm is being bitten by a dog, pressure your arm into the dog’s mouth instead of trying to rip your arm out. It puts the dog at a disadvantage because you’re applying pressure in a way they can’t counter very easily. Otherwise, yelp and try to hit their sensitive areas. Otherwise, refer yourself to these tips.”
“I’d like to add to that—if you force enough arm into the dog’s mouth to make him hyperextend his jaw, he will die. So if an aggressive dog is biting you, hyperextend his jaw. He will stop biting you,” another user shared.
7. Bullet Ants
One user posted, “According to science, and maybe this is in the comments, but I can’t believe I haven’t seen it yet… Bullet Ants. Neurotoxins cause pain several magnitudes beyond what you can experience via physical trauma…not to mention you would’ve passed out long ago had the pain derived from a physical source. Also, Irukandji jellyfish for the same reasons….”
Another user replied, “I came here, say bullet ants. I am allergic to painkillers and anesthesia. I have had all sorts of shit done, including getting my wisdom teeth pulled, and nothing is anywhere close to the bite of those f-ers.
“I don’t even know how to put into words how painful it was. It’s like your brain is causing pain, and basic functions are overwritten by pain. Even thinking about it makes me feel on edge. It’s been 14 years since it happened.”
8. Losing a Child
One user shared, “Losing a child.”
Another user replied, “Can confirm. My daughter is a missing person, and even that hurts.”
One user added, “Late miscarriage/stillbirth… All the discomfort of pregnancy, the same childbirth pains, the same long recovery time, and permanent bodily changes… But no baby.”
“My early miscarriage was comparable to childbirth as well. I was writhing in pain. I had no idea what was going on, so I think that part made it worse. With childbirth, you pretty much know what to expect and have read techniques on managing,” commented another user.
9. Pancreatitis
Another user posted, “Pancreatitis.”
One user replied, “Scrolled for this, screamed like a banshee in the ER.”
“So few have had this. There are not many upvotes that cheer me up and simultaneously scare the shit out of me (not many Whipple procedures being successfully done out there/impossible to operate on organ.) So much pain. Thanks to alcoholism for me, but at least I’m sober now… (7 years baby!)” another Redditor added.
10. Gout
“Apparently gout,” one commenter shared.
Another user added, “Gout varies a lot. I’ve never given birth, but apparently, mothers with gout often say gout is worse. My first gout attack—yeah, that was some next-level pain. I passed out from it. I can believe that might have been worse than giving birth. One or two since have been very bad, but not that bad. But most… I mean, they suck, don’t get me wrong, but I can’t imagine they hurt more than dropping a sprog.”
Another user replied, “Gout flare-ups [are terrible], that’s for sure.”
11. Lung Cancer
One user added to the thread, “Waking up after lung cancer surgery where they removed parts of 3 ribs, some chest plates, and 30% of a lung. They had to give me crazy levels of morphine and ketamine round the clock for the best part of a week. Still on pain meds 6 years later.”
12. Testicular Torsion
One user shared, “There’s only one thing in the running: Testicular torsion. It’s when a testicle gets twisted—think like twisting an apple so that the stem comes out. Considered to be one of the most painful things people can experience.”
Another Redditor replied, “I had testicular torsion when I was 14. I woke up at around 3:00 am, and I was shaking and had a lot of trouble standing. I went to my parent’s room to wake them up, and we went to the emergency room. It felt like just pure weakness and inability to move because if you accidentally moved wrong, it was over. Maybe I suppressed the rest, but I just remember waking up after the surgery was done and feeling so much better. The thing I’m most scared of is pain, and that was one of the worst experiences I’ve had.”
One person commented, “My pop, mid-80s, had this last year. Ex-military, ex-athlete, and had lots of broken bones in his life, he said this was by FAR the worst pain he has ever had. Slept in a recliner for a few months. Mine is easier, did a farmer blow to clear my nose on a cold New Year’s ever in Colo as a 12-year-old? Both eardrums blew from the inside out the next day. Was deaf for 6 months. Doc gave me a note (deaf, after all), then stated I would never again experience this level of pain. The closest I have come since was sciatica. All that said, I ain’t a woman, so I obv cannot speak to the pain of pregnancy.”
13. Almond Wedged into the Root of a Tooth
“I will never know, but when I bit down on an almond, which cracked my tooth and wedged a sliver of almond down into the root, and I needed emergency tooth pulling, the woman who was assisting the dentist afterward told me that the pain I just went through for over an hour and a half was pain she had endured in almost the same fashion, and she said to me that it was worse for her than childbirth. I have no idea if she was just saying that to make me feel better, but I don’t wish that level and intensity and duration of pain on anyone, not even Donald Trump,” one commenter posted.
Another user replied, “Kindred souls, I guess (esp your last statement, haha). I came in after biting into a chicken strip of all things, but I can only describe the feeling as like someone shoving a razor blade into my gums. It shot a shock throughout my body. The dentist looking at it, said, ‘I don’t know if I’ve ever described a tooth as angry, but this tooth is angry.’”
14. Opioid Withdrawals
One person shared, “Opioid withdrawals.”
Another user replied, “This is an interesting reply. That’s probably a type of pain that’s hard for most people to conceptualize. The mental aspects of it must be crazy too.”
“I came up with it because I’ve been through it myself. Most women I’ve spoken to said they’d prefer childbirth over it. It’s awful,” one Redditor commented.
15. Broken Femur
One user posted, “Getting your femur broken.”
Another user replied, “I broke my lower leg playing baseball. It was like Moisés Alou’s leg break, except it was done by a kid attempting a take-out slide on me. I snapped my tibia and fibula and dislocated my ankle. My hospital roommate broke his femur dirt biking. He had to get surgery. I think the hospital staff put us in the same room to humor themselves. He couldn’t make it through the night. He was in so much pain. The nurse put him on an opiate drip. His cast also had to suck because it went all the way up to his hip and groin.”
Do you agree with the things listed above? Share it below!
Source: Reddit.
These are 10 Things That Completely Destroyed The Love in a Relationship
There’s no question that relationships can be confusing, but here are some of the top things to avoid if you want to keep your relationship healthy!
10 Actors and Actresses People Refuse to Watch Ever Again
We all have a favorite actor or actress, but most of us have a least-favorite as well. Check out this list of actors and actresses people never want to see performing again!
Top 10 Worst Human Inventions of All Time
Some inventions are world-changing, and some of them, well, they change the world in the wrong ways. Here are some of the worst inventions Redditors could think of.
10 Famous Celebrities Who Look Like They Smell Terrible
We’ve all had moments of hygiene faux pas—but these celebrities just look like they don’t take care of themselves at all.
10 Terrible Fads People Are Glad Died Out
Every fad has its time in the limelight, but some of them come and go faster than others; and some just need to die out right away. Check out this list of fads of which people were happy to see the last.
**We’ve updated this post below with some of the best Black Friday weekend sales and deals to get your holiday shopping started right!!**
With our Nikes laced up and game faces on, we’re feeling ready to tackle the craziest shopping day of the year – are you?? Now we know the holiday season is all about giving unto others, but before we reveal our gift guides to help you pick the perfect present for everyone else, we fully encourage snagging a little treat for yourself. With such good deals out there, it’s so hard not to!
I’ve narrowed my list down to only the very best which is so hard to do when we’re constantly coming across amazing finds!. But I have my eyes on the prize: my ultimate Black Friday Wish List!
Get your shop on: 1 // 2 // 3 // 4 // 5 // 6 // 7 // 8
I’d love to treat myself to a new bag my fall tote is looking a little worse for wear & can you really ever have too many!. But these Matchstick Bracelets how awesome are they!? would be a rather fun new accessory to rock at holiday happy hours. Then again, the Rachel Comey bootie is an absolute staple and this gray color is so fresh for winter…hmm, decisions, decisions.
I have no shame – I will slip my wishlist to everyone around the Thanksgiving table tomorrow. I’ll let you in on a secret: the best time to ask for things is when people are drunk full, merry and in the giving mood!
What are you hoping to get your hands on this Black Friday? If you’re not in the market for a t.v. you must line up for the night before, I’d be happy to talk you into this limited edition watch– come to mama!
I hope this little guide has wet your whistle – there will be plenty more where this came from after we recover from post-Turkey food comas. And if you just can’t wait for Friday’s deals, you’re in luck. Here are some discount codes to keep you busy shopping today, tomorrow when you need a break from crazy family! and through the weekend!
SHOP THESE BLACK FRIDAY SALES NOW:
Gap: 50% off Friday only with code BLKFRIDAY Love this jacket! Madewell: 25% off purchase with code FEAST25 Need one of these this season! J.Crew: 30% off with code HOLIDAY The IT tee for a fashionista! Banana Republic: 40% off Friday only with code BRGIVINGThis is such a great stocking stuffer! Bloomingdales: Up to 50% off The perfect plaid! Matches Fashion: Up to 30% off select items with code BLKFR30 Lusting for these! French Connection: 30% off entire purchase with code W13COUPON Joie: Spend $250, save 20% off These look so comfy! Nordstrom: 25% off on select brands Sole Society: 33% off jewelry, handbags and shoes! Serena & Lily: 20% off of everything plus free shipping with code THANKS20 The most adorable gift for an expecting mother or baby! Zhush: 20% off with code BLACKFRIDAY
Here’s to a fun-filled and fabulous giving and receiving season!!
My short life as a daytrader In my second year of college, I decided to take out $10,000 in student loans and become a daytrader. I could earn far more than the low 4% rate the loans came with, and I planned to finance my education with the winnings.
Sounds like a great idea, right?
There I was, hanging out in the school library, taking up two or three monitors with stock tickers running across the screen and Excel spreadsheets tracking my trades. A copy of Barron’s would be spread out beside me, and the Wall Street Journal wasn’t far away.
So how did it go? Well, there were a couple of problems.
Real-time trading was hard to do in 1997. Back then, the internet was up and running well, and Datek Online had just launched, but real-time trading was still restricted to people with a lot faster connections than my school library had.
Apparently, the school library was not designed for my exclusive use. For some reason, the library staff grew weary of my hanging out in the library all day, taking up three computers. I tried to play it cool when they asked me about it — “Oh, is there a problem?”— but in the end I was put on library restriction: I could use only one computer at a time, and if others were waiting to do academic work, the stock trading would have to stop. Not wanting to pay for a better computer and connection at home, I finally gave it up.
Fast-forward ten years, and I haven’t done any stock trading since then, but I’ve managed to choose unusual paths most of that time:
I lived in West Africa for four years, working as a volunteer for a charity without taking any salary.
I’ve worked as an entrepreneur for most of my adult life — ten years and counting without the dreaded “real job”.
After spending so much time overseas, I’ve found that I really enjoy traveling to places most North Americans never go to, so I recently set a goal of traveling to every country in the world before my 35th birthday in 2013
Each of these experiences has taught me a lot about personal finance, and in a few important ways, my belief in unconventional living has carried over to how I handle money. I’ve made a lot of mistakes along the way, but I’ve also done a few things right.
With that in mind, I’ve written a two-part summary to explain more about how I handle my finances. While I don’t expect that anyone will adopt my own system in full, I do hope that this summary may help others who see the world similar to the way that I do. My thanks to J.D. for providing a forum for this summary here at Get Rich Slowly.
Back to basics First of all, I’d like to think that most of what the GRS site advocates — and what GRS readers consistently practice — represents a great start to a nonconformist approach to personal finance. Sadly, the majority of North Americans are woefully under-informed about financial matters and do not set savings goals.
Simply by planning and taking deliberate action with your finances, you are already in a league of your own.
Further, as different as I may be, I am an advocate of most of the basic financial advice presented here on GRS and in other like-minded publications. Some financial advice is fairly generic, but there really are some good principles that are true for everyone.
For example, I believe in:
I think of these things as The Basics. Simply following The Basics will put most of us far above the curve.
Also, I am generally skeptical about retirement as it’s commonly defined (more on that later), but I am even more skeptical about Social Security. If you’re under 50 years old, I don’t recommend you count on Social Security for anything. Consider those payments you make each month as a parent or grandparent tax.
Where I diverge from the conventional wisdom is over the issues of debt, focused spending, home ownership, traditional employment, retirement, and charitable giving.
Here are a few of my principles — and please, feel free to take them or leave them for yourself as you see fit. I don’t make judgments about the choices of others; I only think it’s reasonable that each of us should carefully consider our own motivations and priorities. As J.D. says, “Do what works for you.”
#1 — There is no such thing as “good debt.” Finance books and magazines often talk about “good debt,” in the sense that a long-term mortgage is considered a good thing to have. Depending on your perspective, a car loan or education loans may also be “good.”
Well, this is probably the only thing in the world I am conservative and old-fashioned about, but I happen to believe that all debt is something to worry about. While watching many friends accumulate huge levels of debt buying cars and houses, I have lived my entire adult life debt-free.
This has occasionally meant going without something or not buying an expensive car (I don’t own any car at all now), but the real secret is that choosing to live debt-free is no sacrifice at all. Even though I work as an entrepreneur and have never had a stable income, I also don’t have to worry about falling behind on mortgage payments or watching credit card finance charges rise every month.
#2 — Student loans? No thanks! Aside from the short experience of daytrading with my undergraduate loan money (I actually came out a little ahead, but I wouldn’t recommend trying that), I’ve financed the rest of my education without debt as well.
Two years ago I came to Seattle and began an expensive graduate program, and since that time I have met a lot of students who have gone into debt to finance their undergraduate and graduate education. It’s fair to say that some of them are happy with this choice, and there are certain professions (such as medicine) where it is very difficult to get an education without taking on serious debt.
However, it is also fair to say that I know a lot of people who have truly regretted taking on so much debt to go to school, especially if they enrolled in a program that does not lead to a high-paying job after graduation.
I’m simply not comfortable borrowing large sums of money. I was able to pay for my University of Washington Master’s Degree on my own. But now that I’m writing during the day instead of building businesses, I really can’t afford to continue paying for my education. Earlier this year I was accepted to a competitive Ph.D. program on the east coast, but the offer didn’t come with financial support, so I had to make a tough decision.
I could have started the program by taking loans or using long-term savings, hoping that more financial support would come along later. To be honest, I briefly considered taking the loans. But in the end I made the right choice, at least for me: I’m not going. I don’t value it that much.
#3 — A house is a liability, not an asset I am currently living in one of the most expensive housing markets in North America (Seattle, Washington), and I have no interest in buying a home here. I am quite happy that my landlords are responsible for maintenance, and that I pay no homeowners’ dues or property taxes. (Yes, I realize that some of those costs are factored in the price of rent, but I think we still come out ahead.)
In the long-term, you do have to live somewhere, and if you’re staying put for the next 30 years and want a home of your own, ownership can make sense. But for many of the rest of us, renting is becoming less of a stigma now that people have begun to realize that taking out huge mortgages isn’t usually a good idea.
Invest in yourself My wife Jolie and I made a decision several years ago that guides most of our spending choices. We try not to spend money on “stuff” — physical items that all of us end up accumulating over time — and instead focus our spending on life experiences that we value.
Jolie is an artist, so we invest a lot in her art education and supplies. For me, world travel is my highest personal expense category. On a train ride from Hungary to the Czech Republic a few years back, I worked out the cost of visiting 100 countries. I had already been to a lot of countries, and I figured that to get to the remaining 60 or so and stay for a few days in each would cost roughly $30,000, or the cost of a large SUV.
I prefer to use public transport and don’t own a car in Seattle, so I thought, wow, that’s cheap. I could have a large vehicle and complain to everyone about the cost of fuel, or I could have the world. For me, it was an easy choice.
Some people would say that world travel is a frivolous luxury, and not something that should be such a prominent item in a graduate student’s budget. I’ll try to consider that point the next time I’m flying off to Hong Kong or Johannesburg.
Because travel is so important to me, my working budget includes funds for at least one Round-the-World trip each year. I realize that I don’t need this trip in the same way that I need to buy groceries, but I do need it in the sense that it is one of my highest priorities, and I would rather eliminate other expenses before cutting into it.
A lot of GRS readers may not be as interested in travel as I am, but that’s OK — it’s more important to find your own “life experience” priorities. What do you get excited about? What are you truly passionate about? I believe these items should be your spending priorities, right after groceries, savings, and investing in others — the next area in this short guide to unconventional personal finance.
Invest in others For many affluent people, charitable giving is an afterthought. It’s something we do once in a while to feel better, or at the end of the year for a tax write-off.
I have a problem with that mindset. Done well, charitable giving is essentially an investment in those less fortunate than us. I don’t view investing in others as a luxury or an afterthought; I consider it as essential as taking care of our own savings.
Money doesn’t solve all the problems of the world, and it’s important to give to the right causes. For example, because far more people give to short-term relief than to long-term development, the money spent on disaster relief is often highly inefficient and poorly used.
But when you create a strategy for your investment in others, you can have a positive impact on far more people, and the quality of that impact will be greatly optimized.
If you’re not sure where to start and are looking for good causes to increase your own giving, consider the following organizations. I personally know the people who run each of these groups and give them my highest recommendations:
Kiva.org — This great organization has the objective of democratizing microlending by matching small donors (like you and me) with promising entrepreneurs in the developing world who need small loans to improve their businesses.
CharityIs — My friend Scott Harrison started this project to bypass government foreign aid (most of which does not go to the poorest people in poor countries) and directly provide access to clean water and sanitation throughout Africa and Asia.
Care — One of the larger, more traditional charities, Care has managed to keep administrative expenses down even as they have expanded to projects in 71 countries
What I’m Doing Right now I’m beginning a writing career while my wife works as an artist, so we have definitely had to cut back on both giving and savings, but I still try to pay attention to the overall percentages. I also believe that if you don’t “miss” the money you give — if there is no real sense of sacrifice — you’re not really being challenged by the giving.
Therefore, I have a stated goal of investing at least 15% of our income every year in charitable giving. I feel a little strange about writing that here for 50,000 people to read, because this is something that is very personal, and I have previously shared the number with only a few people.
To those who say that it’s hard to give to others when you don’t have much money yourself, part of me wants to sympathize, but another part remembers that we chose to adopt this principle when we were living on about $12,000 a year. In the end, all I can say is that every year we have given more money away, and we have rarely lacked for anything.
To be continued… By getting the basics under control, rejecting conventional beliefs about debt, choosing to spend freely on life experiences instead of “stuff,” and creating a giving plan to invest in others, I’ve built a personal finance system that is aligned with my values.
There are just a few important parts left, including where the income comes from. I’ll discuss that in the next update, which will be published at Get Rich Slowly next week. In that article, I’ll discuss alternative forms of work, the financial independence goal, and a few mistakes I’ve made on my nonconformist finance journey.
Thanks for reading this far! I welcome feedback, questions, or disagreements in the comments below.
Buying a home is an exhilarating and life-changing milestone, and likely a purchase you’ll only complete a few times in your lifetime. Before you start on such a momentous journey, you’ll want to know what to do, when you should do it and what to expect along the way. Here’s a helpful guide about the entire homebuying process, broken into ten simple steps.
Step 1: Check Your Credit and Do Your Research
Although it’s possible to buy a home with cash, most homebuyers do so with the help of a mortgage. There are various types of mortgages available with different interest rates, down payment options, and other terms to consider.
Your FICO score will impact the interest rate and types of loans you qualify for, so getting your credit into great shape is an investment that can bring great returns.
Obtaining your existing credit report is a smart first step in your journey. This will help you to identify any items that need addressing or correcting before you apply for a home loan.
This step is easily done and shouldn’t cost you anything, since the law states you are entitled to one free credit check per year, per reporting agency.
Step 2: Determine Your Budget
Your homebuying budget will be impacted by your household finances and the market you are searching in. Hopefully, you’ll be able to settle on an ideal home price range that gives you both a monthly payment you can afford, and a large number of homes to choose from in your preferred neighborhoods. In order to determine your estimated monthly payment amount, choose a few sample home listings you like, and run them through a customizable loan calculator.
Step 3: Get Pre-Screened for Your New Mortgage
Once you have an idea of what you want within your budget, it’s time to find a lender and get pre-screened for a mortgage to finance your new abode. Getting pre-qualified will ensure that you’re on the right track with your plans and will save you a lot of time and worry. Once you know your financing limit, you won’t fall in love with a home only to realize that you can’t get the loan you need to buy it.
There are several steps involved in becoming pre-screened for a mortgage, but it is a quick and easy process that your lender will guide you through. Getting this first step in the loan process completed before you start looking at homes will ensure that you are ready to make an offer (and have a better chance of succeeding with that offer) when you find your perfect home. Plus, some sellers will only consider offers from buyers who have been pre-screened by a lender for a specific loan amount, so it’s best to set yourself up for success with this easy move.
Some lenders, such as Pennymac, will allow you to lock in your home loan rate at this stage in the process. This can allow you to protect yourself from rising rates while you shop for your new home. Ask a Pennymac Loan Expert about the Lock & Shop program* and how to get started on your mortgage pre-screening.
Step 4: Find the Right Real Estate Agent
The help and guidance provided by a real estate agent or REALTOR® can be priceless, particularly for first-time homebuyers or those searching in an unfamiliar area. From negotiation experience to neighborhood knowledge, the right agent can successfully guide you through one of the biggest purchases you will ever make.
An added bonus is that agents don’t cost the home buyer anything; they’re compensated mainly via a commission from the seller of the home. Despite the value that they can offer, it is not required that homebuyers use a real estate agent, and some buyers do choose to handle the process on their own. But be sure you’ve done your research before opting out of using an agent.
If you need help choosing the right agent, you can be connected with a verified, top-producing agent through Pennymac’s exclusive nationwide agent network, Pennymac Home Connect. You can even earn between $350 and $9,500 at closing should you buy or sell a home with that agent.1
Step 5: Begin Looking at Homes
Now that you’ve done your research and prepared financially, it’s time to start the fun and exciting process of looking at homes.
You will most likely start your house hunting process with a list of must-have features. Once you find several homes that pass the first test, it’s time to evaluate them individually. Here are two categories of deal-breaker (or negotiation-worthy) features to consider while searching.
Some things to consider when you inspect a prospective home:
Plumbing: Run the showers and sinks to observe the water pressure. You’ll also want to look under sinks and appliances for any evidence of leaks. And don’t forget to check the age of the hot water heater.
HVAC: Be sure to get all of the essential questions answered. Such as, how old are the heating and air conditioning units? When was the last time they were serviced? Would you have to add ductwork or remove extensive old systems to install the features you want?
Exterior: What is the age, condition, and composition of the roof, siding, and windows? These are expensive items to replace, and unexpected issues like siding tear-off or the presence of asbestos can make them even more costly.
Electricity: Are there switches and light fixtures where you want them? Fixtures are easy to update, but running new electrical wiring in areas where it doesn’t yet exist can be a much bigger project.
Appliances: Are they included in the home sale? How old are they, and how well do they work? A set of new appliances for a home, even on the low end, can run $3,000 or more.
What to look for around your prospective new home:
The street: Is it noisy? What about on weekends or at rush hour? If you or your guests will need to park on the street, is there enough space available?
Your new neighbors: How do the other homes on the block look? Are they updated and well maintained? Does the neighborhood seem safe and friendly?
The location: How close is the home to your job, schools, shopping, public transportation, and other important places you will need to visit frequently?
Step 6: Make Your Offer
Once you’ve found a house with the location and features you want, it’s time to make an offer. Each home and market are different, but your agent should be able to guide you toward a reasonable offer. Not all offers are accepted on the first go-around — the seller may counter, and you may counter again in return. Once you’ve mutually agreed upon a price, you and the seller will be under contract, also known as being in escrow.
To learn more about escrow accounts, read our article: The Role of Escrow Accounts in Real Estate Transactions.
Step 7: Schedule a Home Inspection (and Other Tests)
The escrow period is a time for you to get more information on your prospective new home, including consulting with various experts. The first thing that most homebuyers do is to schedule a home inspection. During an inspection, nearly all features and systems of your home will be checked and evaluated, with both the homebuyer and seller receiving a report on the home inspector’s findings. The results of these findings can trigger additional negotiations, especially if repairs or updates are needed.
Step 8: Lock In a Rate & Loan Program With Your Lender
Most homebuyers have multiple options to compare when they’re shopping for a mortgage. Whether your priority is a low down payment, a great interest rate, or a particular loan term, your lender should be able to explain the different home loan choices available to you, and how each one impacts your monthly budget and long-term financial goals.
Step 9: Get Your Home Appraised
An important step to protect your investment and obtain appropriate financing is the appraisal. An appraiser uses data from comparable property sales, as well as key features of the home you’re looking to buy in order to come up with a fair current value for your future home.
Because the appraiser is a member of a third-party company (and not directly associated with you, the seller, or the lender), their opinion of your home’s value is accurate and neutral. This ensures that you are not paying too much, and that your lender is not lending you more than a home is actually worth.
Step 10: Nail Your Paperwork and Close the Sale
Once you have fulfilled all of your lender’s documentation requests, it’s time to close escrow on your loan. The actual paperwork that you need to complete and sign will vary based on your loan type and even the location of your home, but closing is typically a straightforward process that your lender, agent, and title company will guide you through. Typically, you will walk out of your closing appointment with the keys to your new home, ready to step into an exciting new chapter of your life.
Get Started on the Path to Your New Home Today
Now that your journey has been broken down into ten simple steps, it’s easy to see that buying a home is a fairly straightforward (as well as fun and exciting) experience. No matter which step you’re currently on, talking to a Pennymac Loan Expert or getting started online can help you succeed on your path to a new home.
*Lock & Shop Program allows consumers pre-approved for a purchase loan with Pennymac to lock a rate prior to locating a property. The program requires a non-refundable fee of $595 due at the time of the rate lock. Consumers pre-approved for a purchase loan with Pennymac must meet appropriate underwriting conditions to obtain a mortgage loan. Consumers may choose between a 60-day, 75-day or 90-day lock period. Consumers must initiate a mortgage loan application for a specific property and be under purchase contract for the property at least 30 days prior to lock expiration in order to extend the locked rate. All rate lock extensions are subject to Pennymac’s standard rate lock extension fees. After the rate lock and subject to favorable market conditions, consumers may be eligible for a one-time reduction in rate once the loan application for a specific property has been initiated (0.50 % maximum reduction in interest rate allowed). Eligible loan products are Conventional Fixed, Conventional ARM, FHA Fixed and VA Fixed. Program excludes Jumbo, refinance, third-party and in-process loans. Program subject to termination in Pennymac’s sole discretion and without notice.
1Pennymac Home Connect is offered in partnership with HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with PennyMac Loan Services, LLC, and PennyMac Loan Services, LLC is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from PennyMac Loan Services, LLC is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender.
Qualifying for the reward requires using a real estate agent that participates in HomeStory’s broker to broker agreement to complete the real estate buy and/or sell transaction. You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a referral fee to HomeStory Real Estate Services. All Agents have been independently vetted by HomeStory to meet performance expectations required to participate in the program. If you are currently working with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.
HomeStory will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of HomeStory Real Estate Services receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction. Employer-sponsored relocations may preclude participation in the reward program offering. PennyMac Loan Services, LLC is not responsible for the reward. The reward is valid for 18 months from the date of enrollment. After 18 months, you must re-enroll to be eligible for a reward. Offer subject to change or cancellation without notice.
PennyMac Loan Services, LLC ( Lender NMLS 35953 ) does not perform any activity that is or could be construed as unlicensed real estate activity, and PennyMac Loan Services, LLC is not licensed as a real estate broker. Agents of PennyMac Loan Services, LLC are not authorized to perform real estate activity.
PennyMac Loan Services, LLC loans subject to credit approval. Offer subject to change or cancellation without notice.
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Mortgage rates rose slightly this week ahead of the Federal Reserve Open Markets Committee‘s rate hike. The 25-basis point increase to the federal funds rate was widely anticipated and priced in by capital markets.
Freddie Mac’s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 6.81% as of July 27, up from last week’s 6.78%. By contrast, the 30-year fixed-rate mortgage was at 5.30% a year ago at this time. The 15-year fixed-rate mortgage also rose this week to 6.11%, up five basis points from the prior week.
“Mortgage rates inched up slightly after a significant decline last week,” said Sam Khater, Freddie Mac’s chief economist. “Higher interest rates continue to dampen activity in interest rate-sensitive sectors, such as housing. However, overall U.S. consumer confidence is unwavering, surging to a two-year high in the Conference Board’s Consumer Confidence Index for July 2023. Rising consumer confidence often leads to greater spending, which could drive more consumers into the housing market.”
Recent inflation and employment data shows slowing price growth and more moderate hiring. However, persistently-robust consumer spending kept inflation running above the 2% target, cutting against the Fed’s strategy. As a result, the FOMC raised the target policy rate a quarter point in Wednesday’s meeting.
Federal Reserve Chairman Jerome Powell said that the full impact of the rate hikes and credit tightening has not yet been realized and further emphasized the importance of a “data-informed” approach to future rate hikes. The goal remains to restore price stability, to do so will “require a period of below-trend growth and some softening of labor market conditions,” he said during the press conference with reporters Wednesday.
Other mortgage rate indexes showed mixed results on Thursday morning:
HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 6.85% on Wednesday, compared to 6.74% the previous week. However, the 30-year fixed rate for conventional loans was at 6.95% at Mortgage News Daily on Wednesday, up 5 basis points from the previous week.
The sideways trajectory of the 10-year Treasury which climbed lately, mirrored financial markets’ uncertainty. For consumers, the Fed’s rate hike means that borrowing costs will be even higher, with effects likely to be felt in the next month and a half, according to George Ratiu, chief economist at Keeping Current Matters.
The rates for credit cards, auto and personal loans, as well as adjustable-rate mortgages will increase. In addition, the spread between the 10-year Treasury and the 30-year fixed rate mortgage is poised to widen as uneasy investors might keep the risk premium elevated.
“Higher borrowing costs will also spill over into real estate markets, keeping mortgage rates at the higher echelons of the 6% – 7% range we have experienced over the past 11 months. For buyers of a median-priced home, the monthly mortgage payment—assuming a 20% down payment—amounts to about $2,300, not including property taxes and insurance,“ said Ratiu.
The cost of financing a median-priced U.S. home, assuming a 20% downpayment, rose 12.4% from June 2022, according to Realtor.com economic researcher Hannah Jones. In addition, supply remains very tight: total existing home sales slipped 3.3% in June from the prior month to a seasonally adjusted annual rate of 4.16 million. Year-over-year, sales dropped 18.9% from 5.13 million in June 2022. Bidding wars are raging in some markets of the country, preventing home prices from falling significantly nationally, noted Jones.
Some buyers have turned to new construction to secure a home, and builders are ramping up their workforces to complete projects. Economists are hopeful that it might ease the housing supply shortage that has widened over the past decade.
“Both increased housing supply and eventual lower inflation would usher in a healthier housing market with more evenly matched supply and demand, taking some of the upward pressure off prices,” said Jones in a statement.
During the twenty years I carried consumer debt, I made several attempts to change my habits. Every time I decided to lick the debt monster, I would follow the advice in the financial books: I’d arrange my debts in order, listing the one with the highest interest rate first. I’d pay extra on this bill for a couple of months, but then give up in frustration because I didn’t seem to be making any progress — $100 extra on a $12,000 balance doesn’t make a dent.
Eventually, I read Dave Ramsey’s The Total Money Makeover. His debt snowball method changed my life. Ramsey writes:
Personal finance is 80 percent behavior and 20 percent head knowledge. The Debt Snowball is designed the way it is because we are more concerned about modifying behavior than correct mathematics…Being a certified nerd, I always used to start with making the math work. I have learned the math does need to work, but sometimes motivation is more important than math. This is one of those times.
Humans are complex psychological creatures. We’re not adding machines. If we were adding machines, we wouldn’t accumulate consumer debt in the first place! My debt wasn’t acquired logically — it was a product of emotional and psychological responses. What I needed to get rid of it wasn’t a mathematically ideal model, but a psychological “hack” — I needed the debt snowball.
With the debt snowball, you don’t start with your highest interest rate obligations, but those with the smallest balances. You attack the debts you can eliminate most quickly. This may be counter-intuitive — in fact, it really bothers some people — but it works. (Here’s more about the debt snowball method.)
I recently discovered a clever extension of Ramsey’s snowball metaphor. Jaimie at I’ve Paid for This Twice Already practices what she calls “snowflaking”, an idea that seems to have originated at the iVillage debt support group. (This group looks like a great resource for those struggling with debt, by the way.) Jaimie writes:
What are snowballs made of? Snowflakes! Every month without fail, I pay a fixed amount to debt that is above my minimum payment due (about $800). I also try to collect little bits of money wherever I can, and to apply those to my top priority debt (my credit card).
I take surveys online, I sell possessions on craigslist and eBay, and I have yard sales. Any money I get from these endeavors goes directly to my debt. I also keep a strict accounting of all the money that comes in, and everything left over at the end of the month not earmarked for future expenses also goes directly to debt. These are my snowflakes. I have averaged over $200 extra going to my credit card debt every month due to these snowflaking efforts.
Many small snowflakes make a snowball, and no amount is too small to snowflake.
In December, Jaimie shared her five golden rules for snowflaking:
Snowflake early and often. Start now and make it a habit. If you get accustomed to this, it can become a game. Snowflaking can almost make debt reduction fun.
No amount is too small to snowflake. “I have snowflaked as little as $1.04 and as much as $1313.74 and everything inbetween,” Jaimie writes. “Any amount can be a snowflake, and any amount can make a difference”
Anything can be a snowflake. Did a friend repay $5 she borrowed last week? Did you take cans and bottles in to redeem the deposits? Did Aunt Marge send you $20 for your birthday? Was your tax refund bigger than expected? All of these can be snowflakes.
Snowflake as immediately as possible. This is key. Apply your snowflakes to debt as soon as possible, before you have a chance to spend the money. I know from experience how easily those extra dollars become books or videogames or new clothes. Snowflake when you get the money.
Keep track of your snowflakes to use as motivation. “A lot of small amounts may not seem like a whole lot if you don’t keep track of them,” Jaimie advises. “Keep a running total once a month to see how those small amounts add up.”
Though I didn’t have a name for it at the time, snowflaking is the technique I used in the final stages of my own quest for debt elimination. I enjoyed taking any extra cash I had and throwing it at my home equity loan. It made me feel good. (It even felt better than buying comic books, believe it or not.) This was how I knew my relationship with money had improved and was almost healthy.
Just as the notion of the debt snowball seems absurd to some of those who have never fought with debt, snowflaking may appear a little obsessive. But I believe both are valuable tools. As someone who struggled with debt most of his life, I’m grateful to have heeded Dave Ramsey’s advice. I’m also glad to have discovered “snowflaking”!
(Note: The debt snowball and debt snowflake concepts can also be applied to other financial goals, such as building an emergency fund, saving for retirement, or paying down your mortgage. I’m currently using these techniques to save a cash cushion so that I can completely quit my day job to blog full time.)
Inside: Looking to put money on your Cash App card? This guide will show you how to do everything from adding funds to verifying your identity. Whether you’re using a debit card, bank account, or mobile payment service, this guide has you covered.
The Cash App Card, often called the Cash Card, is a top-rated, mobile electronic money transfer service.
This reloadable tool functions like a Visa debit card, allowing it to easily serve as a primary banking solution for users. Not limited to traditional banking hours and locations, the Cash App Card provides high flexibility for financial management.
The good news is this free and customizable debit card is linked to your Cash App balance, providing you the convenience and flexibility to handle your finances effectively and efficiently.
So, the question remains… how do you put money on the Cash App Card?
In this guide, we will teach you where can I load my Cash App Card.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
What is a Cash App Card?
A Cash App Card, often mentioned as the Cash Card, is a free, reloadable debit card designed to let you tap into your Cash App balance.
Picture it as your ticket to your digital wallet, allowing you to:
Shop anywhere Visa is accepted, both online and in physical stores.
Make use of the Cash Boost feature for instant discounts at participating retailers and eateries.
Personalize it with your unique design from the app.
Reload it at places like 7-Eleven, CVS, Walmart, and more.
Send or receive funds among friends and family.
Manage your spending and stay on budget.
The catch? Your spending power ties strictly to your Cash App balance, so be sure to top it up!
How to Get a Cash App Card
Cash App is one of the hottest new payment apps on the market.
And, like most things these days, there’s a Cash App card you can use to make purchases or withdraw money from your account.
This is great to use for the cashless envelope system.
So, how do you get started with a Cash App Card?
Step #1: Download the Cash App
To get started with Cash App, you first need to download the app.
The easiest way is to scan this QR code to get started.
After locating it, simply tap “Install” or “Get.” Once the app has finished downloading, hit “Open” to launch it.
Pro tip: Be sure you’re downloading the genuine Cash App, look for the icon that’s green with a white dollar sign (pictured above). That’s it, you’re one step closer to your Cash App Card! Now, let’s get you set up.
Step #2: Create an Account
It is ideal for digital banking, allowing you to make cash deposits, and pay in-store or online with the convenience of a Cash App Cash Card, simulating many of the features of a typical checking account.
To create a Cash App account, follow these steps:
Once installed, open the application and follow the on-screen instructions to set up your account.
You will have to enter your phone number or email address.
For security certification, the Cash App will send you a secret code to verify you. Enter it.
Select a $cashtag, which is a unique username to send and receive money (similar to Venmo)
Step #3: Link a bank account or card
Remember, in “My Cash” you’ll spot the “Add Money” option for funding.
This is the easiest way to load your Cash App Card, so you should set it up properly.
Open Cash App; it’s the icon with a white dollar sign on a green background.
Tap the top-right profile icon.
Navigate to “My Cash” – it’s a tab on the home screen.
Click “Link a Bank,” nestled within the options.
Follow the prompts to add your bank account or debit card info.
Once your card is linked, you’re all set.
Insider’s guide: Double-check your digits to prevent delays!
Step #4: Order a Cash App Card
To order a Cash App card after successfully establishing your account, follow these steps:
First, open the Cash App on your mobile device.
On the bottom of the screen, locate the card icon that is second from the left and tap on it.
Click on the green ‘Get a Free Cash Card‘ button.
You may choose your desired card style (color). Please keep in mind that certain color options may entail a small fee.
If you’d like, click on ‘Personalize Card’ to add a unique touch such as a drawing or stamp.
When you’re ready, simply click ‘Order Card.’
Through this process, Cash App provides a credit card number straight away for immediate online use. Meanwhile, your physical card should arrive in your mail within 5 to 10 business days.
How to Put Money on Cash App Card
Adding money to your Cash App card is an easy and straightforward process that can be done within a few minutes directly from the Cash App.
This process essentially involves transferring funds from your linked bank account or card to your Cash App card balance.
Below, you will learn other ways you can also deposit money, easing the process of managing your digital finances.
Step 1: Open the Cash App on your phone
To add money to your Cash App card, begin by launching the Cash App on your phone.
This app flaunts a simple green icon that should be pretty easy to spot amongst your other apps.
Bonus Tip: remember to link your bank account or debit card for smoother transactions.
Step 2: Tap on the “My Cash” tab
Now that the Cash App is opened on your device.
Tap on the ‘My Cash’ tab at the bottom-left corner of the screen.
Expert Tip: Use biometric features (facial recognition or fingerprint) for faster and more secure access.
Step 3: Select “Add Money”
After you’ve successfully navigated to the “My Cash” tab within the Cash App, the next step is selecting the “Add Money” option.
Type in the exact amount you’d like to transfer to your Cash App Card.
Be sure to double-check this figure – you don’t want to add more or less than you intended.
Learn about how to unlock borrow on Cash App.
A handy tip: If you enter an amount that surpasses your current bank balance, the App will kindly let you know.
Step 4: Confirm with your PIN or Touch ID
After entering the desired amount to load onto your Cash App card, you’re going to see a little “Add” button – go ahead and tap that.
The app now needs to confirm it’s really you, so you’ll be asked to put in your PIN or use Touch ID.
Remember, this is just to make sure your money stays secure, so it’s an important step.
Pro-tip: Make sure your PIN is both easy for you to remember and tough for others to guess.
Step 5: Wait for the money to be added
Alright, you’re almost done!
After you’ve confirmed your transaction, just sit tight while the money gets added to your Cash App Card. This usually occurs within a few moments—it’s pretty speedy. But just in case, give it a good few seconds before you check your balance.
Remember, patience is a virtue, even in the digital world! You’ve now successfully added funds to your cash card. Easy, right?
The simplicity and speed of the process is genuinely impressive, isn’t it?
Step 6: Tap “Sign Out” button at the bottom of the screen
You are going to want to do is tap that “Sign Out” button you’ll find chilling at the bottom of the screen.
Go ahead and tap it.
Do you know why this step is crucial? Because it’s like leaving your house and locking the front door. It keeps your account secure from any sneaky hands looking to fiddle with your money.
So always, always remember to sign out, alright? It’s a small step but it does a big job in keeping your account safe.
Where Can I Load My Cash App Card?
If you’re wondering how to put money on a Cash App card, you’ve come to the right place.
In this section, we’ll show you where and how to load your Cash App card so you can start using it right away.
1. Bank Account
The easiest place to load money is your bank account. Plus you can keep yourself within a spending limit for your budget.
Let’s get that Cash App Card loaded up with money from your bank.
First, make sure your bank account is linked with your Cash App. If not, just click on the ‘Banking’ tab and follow the prompts. Easy peasy!
Now, tap the ‘Money’ tab on your Cash App.
Hit ‘Add Cash’.
Choose the amount you want to transfer.
Tap ‘Add’ again, then confirm using your PIN or fingerprint.
Don’t go overboard, friend; remember, there’s a limit of $1000 per week!
2. Debit Card
Now, let’s load it up using your debit card.
Head to your profile on the Cash App.
Found the “Linked Banks” button? Great! Click it to add your debit card.
You’ll need the card number, expiry date, and security code.
Cash App might run a quick test to confirm the connection.
Now you’ve got to spend money on your Cash App Card.
3. Retail Stores
Did you know you can load your Cash App Card at various retail locations?
Forget running to a bank, just pop into one of these convenient spots. Here’s a quick list to guide you:
Walmart
Rite Aid
Family Dollar
Duane Reade
Walgreens
GoMart
Sheetz
Kum & Go
GoMart
KwikTrip
Speedway
H-E-B
Thorntons
TravelCenters of America
Dollar General
Pilot Travel Center
7-Eleven
Remember, availability may vary by location. So, ensure to check your nearest store whether they support Cash App deposits.
4. Visa Gift Cards
Similar to how to use a Visa Gift Card on Amazon, you can conveniently load your Cash App Card.
As such Visa Gift Cards are popular gifts with their widespread acceptance makes them a favorite choice.
To load your Cash App Card using a Visa card, follow these simple steps:
Open your Cash App: Tap on the “Banking” tab visible on the screen’s bottom left.
Choose “Add Cash”: Input the amount you want to load onto your Cash App Card.
Tap “Add”: Make sure you select the Visa gift card you want to transfer money from.
Authenticate your Identity: Depending on your setting, you may have to use Touch ID, Face ID, or a PIN.
Voila! That’s it, remember to keep an eye on your card balance to ensure the correct amount was loaded.
5. PayPal
While PayPal is a popular option to transfer money, you cannot transfer money directly to your Cash App Card.
You will need to transfer the money from PayPal to a linked bank account first and then move the money to Cash App.
Learn which payment type is best if you are trying to stick to a budget.
What are Paper Money Deposits?
Just like the slang for how much is a rack, paper money deposits are what Cash App calls the transfer of your money.
Remember, you can deposit up to $1,000 every 7 days and $4,000 every 30 days. Deposits must be a minimum of $5 per transaction and not exceeding $500.
There is no fee to use the card. As Cash App makes their money by the transaction may be subject to a small fee charged by certain retailers.
What are Boosts?
Heard of ‘Boosts’ in the Cash App world? Let’s break it down.
Boosts can help you get more bang for your buck, offering discounts on eateries or stores you frequent. It’s like enjoying 15% off your latte at your go-to coffee shop, neat, right?
Here’s how to utilize ‘Boosts’:
Open your Cash App and find the Boosts.
Scrutinize your options and activate one Boost.
Swiftly switch on and off your Boosts to fit your needs.
So, add a little boost to your Cash App Card and enjoy some savings!
Tips for Using Cash App Card Safely
To make the most of your Cash App card, it’s crucial to have a grasp on the safety and security measures.
The Cash App card offers users the flexibility of managing money without the restrictions of traditional banking. Plus it serves as a tool for receiving and sending money, and also helps in money management and budgeting.
1. Check Your Card Balance and Transactions
Knowing your balance and checking transactions is crucial when using your Cash App Card.
Being aware of your balance ensures you can make transactions without exceeding your available funds, helping avoid any embarrassing situations or penalties.
Monitoring transactions regularly allows you to spot any fraudulent activities promptly and acts as a deterrent for any additional, unwarranted fees that could be associated with specific transactions.
Additionally, when you add funds to your card at a physical store, you should always confirm that the funds have been accurately transferred to your Cash App account before leaving, to sidestep any discrepancies or issues.
To check your balance, log into your Cash App account and click on the dollar symbol on the home screen. This will promptly display your current balance.
Now, for transactions, tap the “Cash” tab to view your recent transactions.
2. Avoid Scams
Navigating Cash App Card could be a breeze, but it’s crucial to be aware of potential scams that might catch you off guard.
**Be Aware of Who You’re Trading With** Transactions on Cash App are instant and can’t usually be reversed. Be cautious in your dealings.
**Secure Your Account:** Maintain strict privacy over your Cash App PIN and use your phone’s security lock feature to avoid unauthorized access.
Remember, your alertness is your best bet to keep scams at bay! Keep yourself informed and stay safe.
3. Use the Security Features
The Cash App strives to prioritize security and protect its users’ money, making it a pocket-friendly financial tool.
The Card is issued by Sutton Bank and has FDIC insurance, ensuring your hard-earned money is safeguarded.
But, besides this innate security feature, there are multiple ways to assure maximum security while using your Cash App Card:
Securing Your Cash App Account: Before using the Cash App Card, it is pivotal to add strong security measures to your Cash App account. This can include setting up a unique and complex password, enabling two-factor authentication, or using touch ID/facial recognition if your device supports it.
Transaction and Deposit Limits: Cash App sets transaction and deposit limits to protect your account. Familiarize yourself with these limits and stick to them. Going beyond these restrictions might expose your account to risks.
Linking your Cash App Card with Trusted Accounts: While you can link your Cash App Card to multiple banks or external bank accounts, it’s crucial to ensure these accounts are trustworthy and secure. Avoid linking to accounts on public computers or networks to prevent unauthorized access or data theft.
Watching out for phishing scams and suspicious activities: Always be vigilant when receiving unsolicited communications asking for your Cash App Card Information. Remember, Cash App will never ask for your PIN or sign-in code outside of the app.
Real-time Alerts: You can also activate instant transaction alerts. This way, if your card is utilized, you will get immediate notification on your mobile device, helping you stay on top of your spending and identify any potential fraudulent activity.
Safe deposit and withdrawal: Making sure to use secure networks when depositing to or withdrawing from your Cash App Card can offer an additional layer of protection.
Navigating through these security features is not overly complex, but it reinforces your financial safety.
4. Know Your Limits
Knowing your Cash App Card limits plays a vital part in managing your finances effectively.
You want to be wary of overspending and blowing your budget.
So, if you transferred $500 for the week, stick to the $499 spending limit.
5. Use the App’s Help Function
Knowing how to use the Cash App’s help function is crucial, as it assists you in troubleshooting any issues quickly. It also shows you how to maximize the platform’s robust offerings.
To access the help function, simply tap on the “Profile” icon in the bottom-right corner of the Cash App screen, then scroll down and select the “Support” option.
If you need to get in touch with customer service, tap “Contact Support” and explain your situation in the message field.
6. Use Cash App Card for the Things It’s Meant For
The Cash App Card puts a world of financial opportunity in your hands. Convenient as a debit card, you can use it for online shopping, paying bills, or sending cash to mates. It’s your money manager without the hassles of bank operating hours.
Primarily, here’s what you should do:
Add funds to the card: You can reload your card at numerous locations, with options such as CVS, Walmart, or Dollar Tree.
Manage wisely: Budget and spend your earnings across your essentials and save some for a rainy day! This will help you to spend money wisely.
Use cash boosts: Add thrills to your regular shopping by using the exclusive ‘Cash Boosts’ for instant discounts.
The goal of the Cash App Card is to not go into debt but to live within your means.
Now, Add Cash to Cash App
In conclusion, obtaining and using a Cash App Card can greatly enhance your financial savviness by providing a convenient way to use your Cash App balance both in-store and online.
The process for getting this card is straightforward and cost-free, and gives you instant access to your card number for immediate online purchases, while the physical card arrives within 5-10 business days.
Whether it’s sharing money with friends and family, managing your personal budget, or teaching young adults about financial responsibility, this card offers a sophisticated and straightforward approach. Although it doesn’t replace traditional checking accounts, it’s an excellent alternative for unbanked consumers, those looking to rebuild credit, or teenagers with money to spend.
Just remember to keep track of the transaction and deposit limits set by Cash App to avoid any surprises.
Take hold of your finances today with your Cash App Card and experience the convenience it offers.
Start leveraging the benefits of your Cash App Card now!
Know someone else that needs this, too? Then, please share!!