What Is a Junk Fee?
Junk fees can include the surcharges you pay on credit cards, bills, loans, air travel, hotel rooms and event tickets.
Junk fees can include the surcharges you pay on credit cards, bills, loans, air travel, hotel rooms and event tickets.
I recently discovered the book “Scarcity: Why Having Too Little Means So Much.” To be honest, I don’t even remember how I came to find out about the book. Maybe someone recommended it; maybe I read about it somewhere. Lately, I’ve been overwhelmingly busy, and, as a result, my short-term memory is shot.
Coincidentally, that’s what the book is about. Authors/researchers Sendhil Mullainathan and Eldar Shafir explain how our mental bandwidth changes when we don’t have enough of something — namely, time and money.
Contrary to the belief that poor decision-making leads to poverty, the book’s authors sought to prove that it’s actually the other way around: poverty (or scarcity) leads to poor decision-making. What’s more, scarcity creates an awful cycle of bad decisions. The authors point to study after study that proves this to be true.
There are several types of IRAs that Iâll discuss below, including traditional IRAs, Roth IRAs, SIMPLE IRAs, SEP IRAs, and more, as well as how to open one, recommendations for which type works for you, and benefits of IRAs.Everything You Need to Know About Individual Retirement Accounts Admit it. Youâre curious about individual retirement accounts
The post Everything You Need to Know About Individual Retirement Accounts appeared first on MintLife Blog.
In the first part of a Nerdy deep dive, we talk with experts Gretchen Rubin, Robert Puff and Morgan Housel about what happiness is and how money influences it.
Financial stress is unpleasant to endure, and it can be a detriment to your quality of life. In fact, the longer you suffer financial anxiety, eventually, it can wear down your health and even cause you to make worse financial ⦠Continue reading â
The post 6 Ways to Manage Your Financial Stress appeared first on SmartAsset Blog.
Itâs not easy getting to work. According to the U.S. Census Bureau, it took 148 million workers in 2019 an average of 27.6 minutes to get to work, an all-time high that summarizes travel trends between 2006 and 2019. That ⦠Continue reading â
The post 3 Costs of Your Commute to Work appeared first on SmartAsset Blog.
You donât have to make a new yearâs resolution to make an effort to improve your financial wellness this year. Fortunately, a plethora of books are available to help you budget, save and develop sustainable financial practices. Whether you are ⦠Continue reading â
The post 32 Financial Planning Books for 2023 appeared first on SmartAsset Blog.
There are a lot of things to think about when you get a credit card. Aside from getting the best credit card rewards, youâll hear about things like balance transfers, credit scores and APRs. But what about a simpler question ⦠Continue reading â
The post How to Pay Your Credit Card Bill appeared first on SmartAsset Blog.
Money News & Moves: Remembering important money-managing lessons that some bank execs apparently forgot.
In this episode of the podcast, the hosts discuss whether CDs are a good option and then talk with a listener about how to manage a financial windfall.