It’s T minus 31 days before Reno’s first Cracker Barrel opens its doors to the public.
The long-awaited restaurant is “opening Oct. 30,” according to a sign in front of the Cracker Barrel building on West Fifth Street. A Cracker Barrel spokesperson also confirmed the opening date when reached by the Reno Gazette Journal late Thursday.
Reno Cracker Barrel was years in the making
The opening date caps a years-long journey for the “old country store” in Reno, which started in 2019 prior to the pandemic when Cracker Barrel showed up in development plans submitted to the city.
The Reno Cracker Barrel was officially confirmed three years later in 2022, which was also the year that the project broke ground.
The store was originally slated to open this spring but saw multiple construction delays. The initial delay was attributed to a heavier-than-expected winter season, which saw multiple storms bring record snow to the area. Earlier this month, Cracker Barrel pushed back the opening of the Reno store to October, noting that this should be the final delay.
What is Cracker Barrel known for?
The restaurant’s history can be traced back to 1969 when the first Cracker Barrel Old Country Store opened in Lebanon, Tennessee.
Today, Cracker Barrel has about 660 stores in 45 states, according to the company.
Cracker Barrel is known for its southern food, which includes offerings such as the chain’s signature Chicken n’ Dumplins, country fried steak, meatloaf and the Old Timer’s Breakfast.
“I can assure you our biscuits and chicken n’ dumplins are worth the wait,” spokesperson Jessica Mancuso told the Reno Gazette Journal earlier this month.
Cracker Barrel also has a store that sells various items such as rocking chairs, quilts and unique home decor.
Are you looking for the best side jobs for teachers? Teaching is a great career choice and teachers are very much needed in the world. Unfortunately, though, it is not the highest-paying job that exists. Due to that, you may be looking to find ways to make extra money as a teacher. Side hustles for…
Are you looking for the best side jobs for teachers?
Teaching is a great career choice and teachers are very much needed in the world. Unfortunately, though, it is not the highest-paying job that exists. Due to that, you may be looking to find ways to make extra money as a teacher.
Side hustles for teachers are great because they can help you make extra income, pay off debt, save for a vacation, and more.
Teachers have many useful skills, which make them a great fit for many different side hustles alongside their main teaching job.
Quick Summary on Side Jobs For Teachers:
Online tutoring and selling lesson plans are popular side jobs for teachers that use their existing skills
Selling crafts, selling printables, or teaching online courses can be a nice creative outlet
Short-term and seasonal side gigs like coaching sports or teaching summer school may be better for your schedule than year-round gigs
Best Side Jobs For Teachers
There are 36 side jobs for teachers listed below. If you want to skip the list, here are some jobs that you may want to start learning more about first:
Below are 36 side hustles for teachers.
1. Sell educational printables
Selling educational printables can be a great way for teachers to make extra income and it is great for anyone who wants to learn how to make passive income as a teacher.
An educational printable is a teaching resource, either digital or physical, that educators create to help with learning.
Other teachers buy these for their classes and so do parents.
Educational printables are things like math problems, vocabulary cards, and science experiments. They work for different grades and learning goals, making it an easy way to add to regular teaching or homeschooling. You can share these resources online or print them for in-person classes, making them a helpful tool for improving education.You can learn more at How I Make $400,000 Per Year Selling Educational Printables.
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
2. Tutor online or in person
Tutoring services or helping kids get ready for standardized tests either online or in person can be a great side hustle for teachers.
This option can be a natural fit, as you can use your teaching skills to tutor students.
To start, check out different online tutoring websites like Tutor.com or you can also do in-person tutoring sessions. For in-person tutoring sessions, you can contact local tutoring companies or promote your services on social media or in local Facebook parent groups for your area.
3. Sell your lesson plans
As a teacher, you already make lesson plans for your classes. You can actually sell your lesson plans, earn extra money, and help other teachers.
The most popular platform for this kind of side job is Teachers Pay Teachers (TPT). Here, you can upload your lesson plans, activities, assessments, and other educational resources. Each time someone purchases one of your items, you’ll earn some income.
Lesson plans need to be well-organized, easy to understand, and tailored to specific grade levels and subjects (such as fifth grade math). You should include clear objectives and step-by-step instructions to make your lesson plans more appealing to potential buyers.
4. Coach a school sport or other after-school program
Coaching a school sport is something that you can do within your own school district as many schools are in need of help with their sports teams.
Some sports and after-school programs that can be a teacher’s side hustle include soccer, basketball, volleyball, and track-and-field, as well as clubs such as yearbook, chess, choir, and more.
5. Start a dog bakery
Starting a dog bakery can be a fun side job for teachers who love both dogs and baking.
You can make an extra $500 to $1,000, or even more, each month by making treats for dogs. You can make dog treats like cupcakes, cookies, cakes, and more.
You can learn more at How I Make $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!).
6. Sell crafts on Etsy
Selling crafts on Etsy can be a great way to make extra money by being creative.
Etsy is a website where people from all over can buy and sell handmade and digital products.
Some ideas for products you can create and sell on Etsy that are teaching-related include:
Classroom decor items
Educational games and activities
Customized planner pages and stickers
Flashcards and study materials
Of course, you can create things that aren’t related to teaching at all, such as knitwear, jewelry, and more.
7. Sell on Teachers Pay Teachers
Teachers Pay Teachers (TPT) is a site specifically for educators to buy and sell educational materials, and this is a popular teacher side hustle. If you’ve developed lesson plans, worksheets, or other teaching tools for your classroom, you can share and earn from them on TPT.
I know I talked about selling education printables and lesson plans above, but I want to talk more about Teachers Pay Teachers in its own section because it is such a popular teacher side hustle.
You can sell:
Lesson plans and unit studies
Worksheets and printable activities
PowerPoint presentations and interactive notebooks
Posters, charts, and visual aids
For example, I looked on Teachers Pay Teachers and searched for third grade lesson plans. There, I found over 49,000 results such as math lesson plans about rounding, substitute teacher plans for third graders, reading comprehension lesson plans, and more. Here’s an example of one that you can look at.
The average teacher on Teachers Pay Teachers can make around $300 to $500 extra, but there are some teachers that make hundreds of thousands of dollars extra each year.
8. Babysit
As a teacher, you may find that babysitting is an easy side job to pick up, and, depending on where you live, you may be able to earn around $15 to $25 an hour. Parents love hiring teachers as babysitters because they have so much experience with children.
While babysitting, you’ll find that your existing skills from teaching make a difference in providing the best care possible.
9. Teach English as a second language online
Teaching English as a second language (ESL) online is a popular side job for teachers. As an online ESL teacher, you can help students learn English and work from home.
Most jobs require you to be a fluent English speaker with a bachelor’s degree.
10. Teach summer school
One of the obvious ways for teachers to make extra money in the summer is to teach summer school.
It’s a great way to make use of your teaching skills while earning extra income. Plus, summer school takes place during summer break, so it should fit well with your schedule of already being off from school.
11. Summer camp counselor
Another great option during the summer months is to become a summer camp counselor.
As a counselor, you’ll supervise children in activities such as sports, arts, and crafts. Camps are always looking for instructors with teaching experience, making this a good side job for educators.
12. Grade papers
Grading papers as a side job may appeal to you if you’re looking for a more flexible, at-home option.
Companies such as Measurement Inc. hire teachers to grade student work, such as essays and test answers.
They are hiring evaluators to score in the subjects of English, mathematics, science, and more and pay starts at $15 per hour.
13. Work at a restaurant
If you’re looking for something completely different from teaching, you could take a part-time job at a restaurant.
Working in restaurants can be a good fit for teachers because they often offer flexible hours that can align with your teaching schedule. You can choose jobs like being a server, host, and more.
14. Proofread
As a teacher, you are probably already a great proofreader and are able to spot mistakes easily. With these skills, proofreading can be a great side job. By proofreading, you can help authors, website owners, students, and more improve their writing while earning some extra income.
Even the most skilled writers can make mistakes in grammar, punctuation, and spelling. That’s why hiring a proofreader can be very helpful for pretty much anyone and everyone.
If you want to find online proofreading jobs, I recommend watching this free 76-minute workshop all about how to get started proofreading.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).
15. Blog
Blogging can be a fun way for you, as a teacher, to make extra money from home. Many blogs are run by teachers, and I completely get why – you can blog in your spare time and you don’t have to stick to any formal schedule.
To start your own blog, first, choose a topic that you’re interested in writing about, maybe something related to your teaching field or a hobby you enjoy.
You can make money from your blog in ways such as:
Affiliate marketing – Share links to products or services related to the topic you are writing about, and earn a commission for sales generated from your referral links.
Advertising – Include display ads or sponsored posts on your blog.
Courses and ebooks – You can create courses or ebooks related to your area of expertise, and sell them through your blog.
Since I began Making Sense of Cents, I’ve made more than $5,000,000 from my blog, and it all started as a side job.
Learn more at How To Start A Blog FREE Course.
Similar to blogging, a teacher could also start a YouTube channel, a TikTok, and more.
16. Freelance write
If you are looking for side jobs for teachers from home, then becoming a freelance writer can be a great choice.
Freelance writers write content for blogs, websites, magazines, newspapers, advertising companies, and so much more.
You can find different writing jobs on platforms like Upwork and Fiverr, or even find clients on your own, such as by reaching out to websites that you are interested in writing for.
Recommended reading: 14 Places To Find Freelance Writing Jobs – (Start With No Experience!)
17. Transcribe
An online transcriptionist’s job is to listen to video or audio files and then type out everything that they are hearing. There are many different types of transcriptionists, such as legal, general, and medical transcriptionists.
This job requires strong typing and listening skills, and you can work from home on your own schedule.
Transcriptionists earn around $15 to $30 per hour on average.
I recommend watching FREE Workshop: Is a Career in Transcription Right for You? You’ll learn how to get started as a transcriptionist, how you can find transcription work, and more.
Recommended reading: 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly
18. Flip used items for resale
Flea market flippers find underpriced items at flea markets, yard sales, and thrift stores, then resell them for a profit. This job requires a good eye for finding valuable items that you believe can be sold for a higher price.
As a teacher, you could find and sell items in the evening, on the weekends, over holiday breaks, and in the summer. You get to make your own schedule, and it can be however many or few hours as you want.
Some items that you can resell include:
Vintage furniture
Collectibles, such as toys, coins, stamps, books, and more
Sporting equipment
Clothing
Electronics
I recommend signing up for a helpful webinar on this topic, How To Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business.
19. Bookkeep
Bookkeepers are people who keep track of all the money-related things for businesses. Bookkeepers do tasks like:
Tracking income
Organizing expenses
Making financial reports
This is typically a flexible job that you can do from home on your own time.
You can join the free workshop that focuses on finding virtual bookkeeping jobs and how to begin your own freelance bookkeeping business by signing up for free here.
Recommended reading: How To Find Online Bookkeeping Jobs
20. Sell Canva templates
Creating and selling Canva templates online allows you to work from home in your free time.
A Canva template is like a pre-designed layout that you can use for creating things like social media graphics, Pinterest pins, ebooks, or presentations. It is a helpful starting point if you’re not very skilled at designing from scratch. Business owners, marketing professionals, nonprofit organizations, educators, event planners, restaurants, and more buy templates all the time.
Canva templates come with blank spaces where buyers can add their own words or pictures, adjust colors and fonts, and more. They’re useful for people who want their graphics to look high quality without spending a lot of time in the process (or perhaps they don’t know how to do it so templates help them a lot!).
Making and selling Canva templates can be a great way to earn extra money as you only need to create them once, and then you can sell them as many times as you’d like.
Recommended reading: How I Make $2,000+ Monthly Selling Canva Templates
21. Rover (walk and watch pets)
Rover is a website that links pet owners with pet sitters and dog walkers. You can do this job on the weekends throughout the year, or simply only open up your schedule during the summer months. It is up to you.
Getting started is easy on Rover – you set up a profile that talks about your experience with pets and the services you can provide, like dog walking, pet sitting, and house sitting.
Then, you will receive requests from customers and talk about pricing. Rover takes care of processing payments, and you’ll receive payments directly into your account.
You can sign up for Rover here.
22. Care.com
Another platform for finding pet and house sitting side jobs is Care.com. Care.com is not limited to pet care and includes other caregiving services, such as childcare and senior care.
You can browse available jobs in your area and apply to those that match your skills and interests. Care.com also allows clients to contact you directly for your services after you’ve created a profile. Once a job is completed, you’ll receive payment through the site.
23. Be a virtual assistant
A virtual assistant provides administrative, technical, or creative support to clients from home.
Some of the tasks you might do as a virtual assistant include managing schedules, responding to emails, making travel arrangements, handling social media accounts, and even writing articles or creating presentations.
If you want to become a virtual assistant, I recommend taking the free workshop called 5 Steps To Become a Virtual Assistant.
Recommended reading: Best Ways To Find Virtual Assistant Jobs
24. Be a food photographer
Food photography can be a fun and creative way to earn extra income during your free time. Food photographers do just that – take pictures of food.
Whether you’re working directly for restaurants, magazines, or on a freelance basis, this job allows you to use your skills and interests to create beautiful images.
You can learn more at How To Become a Food Blog Photographer And Earn Over $50,000 Each Year.
25. House sit
As a teacher, you might be looking for ways to make some extra money during breaks or weekends. One option to consider is house sitting, and this is when you watch someone’s home (such as watering their plants and collecting mail) and sometimes take care of pets while their owners are away. People also hire house sitters so that their homes aren’t sitting empty because a visible presence can deter potential thefts.
To get started in house sitting, you can join house-sitting websites to find opportunities in your area, or ask friends and family for referrals (you might want to start by house sitting for people you know and then ask for references that you can use to broaden your job search).
26. Rent out an unused room in your home
If you have a room in your home that you are not using, then you may be able to rent it to someone on either a short-term (such as by becoming an Airbnb host) or long-term basis (getting a full-time roommate).
I have rented out rooms many times in the past, and it was a great way to make some extra income for space that I wasn’t using.
You can learn more at What You Need To Know About Renting A Room In Your House.
27. Rent your garage space
If you have empty storage space, such as a garage, driveway, closet, basement, or attic, you may be able to rent it out and make extra money. This can be a lucrative side hustle where you don’t have to use up much of your spare time.
You can use Neighbor to list your extra space for rent and make up to $15,000 per year by doing so. With Neighbor, you can rent out your garage, driveway, basement, or even a closet.
You can sign up at Neighbor for free here and list your space.
You can also learn more about Neighbor at Neighbor Review: Make Money Renting Your Storage Space.
28. Rent out a photo booth
Renting a photo booth can be a fun side job for teachers.
To get started, you will need to buy a photo booth as well as things like backdrops and props for people to hold in the picture (such as hats, signs, fun things to hold, etc.).
On average, photo booth rentals can range from $500 to $1,000 per event, and in some cases, even more for specialized events or packages with additional features.
I have personally rented a photo booth for an event in the past, and it was a lot of fun!
29. Online surveys and focus groups
Taking online surveys and answering questions for focus groups is very part-time and can be a way to side hustle for teachers.
You share your thoughts plus answer questions and can earn cash or free gift cards.
The survey companies I recommend signing up for are:
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Pinecone Research
PrizeRebel
User Interviews – These are the highest paying surveys with the average being around $60.
Recommended reading: 18 Best Paid Survey Sites To Make $100+ Per Month
30. Voice over act
A voice-over actor is the person whose voice you hear but don’t see in YouTube videos, radio ads, educational videos, and more.
Different companies need a wide variety of voices, and that’s where you come in.
Recommended reading: How To Become A Voice Over Actor And Work From Anywhere
31. Mystery shop
I was a secret shopper in the past, and there were often mystery shops that gave me $100 to put toward a free dinner. I always looked forward to these, as I was living paycheck to paycheck, and I used these restaurant mystery shops to reward myself every now and then.
There were other mystery shops that paid me actual money, and some paid me in free items, such as makeup, movie theater tickets, and car oil changes.
Companies hire mystery shoppers to get an understanding of their customer’s experience. Companies want to know a real product opinion, how the customer felt they were treated at their business, how phone calls were handled, and more.
Basically, mystery shopping is a way to anonymously test the entire shopping experience.
You can learn more at How To Become A Mystery Shopper.
32. Fitness trainer
Fitness trainers help people reach their health goals through customized exercise plans and nutrition advice. This is typically a job where you can choose your schedule, so you can choose to work hours outside of your teaching job, such as in the evenings and on the weekends.
I actually know a few teachers who are fitness trainers on the side, so it must be a good fit!
Another positive is that you can even choose between in-person and online coaching. Online coaching can mean that you can work remotely, making it a more flexible side job for teachers looking to earn extra income.
33. Find random gigs on Craigslist
As a teacher looking for side jobs, you can look for random gigs on Craigslist to earn some extra income. To begin your search, simply go to the Craigslist website and select your city from the home page.
Here are some jobs I found through a quick search:
Cleaning a house
Help assembling furniture
Taking down a shed in a backyard
Garage cleanup
Mover
Handyman
Movie extra
Sign holder
You can even post your own services on Craigslist if you have a skill you’d like to share with others, such as giving music lessons or tutoring.
34. Deliver groceries with Instacart
Grocery delivery services are popular because there are more and more people who want someone to do their grocery shopping for them.
Services like Instacart need personal grocery shoppers, and the average shopper makes $15 to $20 an hour to deliver groceries. Drivers are paid per order, and you get to keep 100% of your tips. You also get to choose your schedule, so a teacher could choose to work in the evenings or on weekends. Or, you could choose to only deliver groceries during the summer.
You can click here to sign up to be an Instacart Shopper.
You can also learn more at Instacart Shopper Review: How much do Instacart Shoppers earn?
There are many other gig ideas that you can try out too, such as Uber Eats and DoorDash.
35. Real estate agent
Some teachers are real estate agents on the side of their full-time job as a teacher. This is because you can list and sell homes on your weekends, during breaks, at night, and over the summer.
Selling homes can be more difficult, though, as your clients may want your full attention during the day occasionally and you would be busy teaching, so this is something to think about.
36. Driver’s ed teacher
A common side hustle for teachers is teaching driving lessons to teenagers and adults. As a teacher, you may be able to check if the high school near you is in need of a teacher for this subject. Or, you can reach out to a local driving school to see if they are hiring.
Driving instructors make around $20 an hour more or less, depending on where you live.
Frequently Asked Questions
Below are answers to common questions about side hustles for teachers.
How can I make money on the side while teaching?
Some good side jobs for teachers include tutoring, freelancing, transcribing, blogging, selling lesson plans, and more.
What can teachers do to make extra money?
Teachers can do a lot of things to make extra money, such as jobs like tutoring, freelance writing, blogging, or creating educational printables.
What is a second career for teachers?
Second careers for teachers can include jobs such as educational consultants, curriculum developers, or even working in corporate training and development.
Do most teachers have 2 jobs?
Many teachers have two jobs. This is for many reasons, such as the typically low pay of a teacher as well as teachers wanting to make money while they are off in the summer.
How to make extra money on Teachers Pay Teachers?
Teachers can make extra money on Teachers Pay Teachers by selling lesson plans and printables.
How can teachers make money in the summer?
Teachers can make money when they’re off in the summer by teaching summer school, helping students with test prep, babysitting, selling lesson plans, working at a restaurant, working as a real estate agent, and more.
What to do after quitting teaching? How do you pivot out of teaching?
Quitting teaching and moving on to something else will take a few steps, and you can begin by thinking about your skills and interests. Then, start exploring different job options and connect with people in the field you’re interested in, attend industry events, and consider getting any certifications that you may need.
How can teachers earn extra income through online tutoring?
Sites like Tutor.com look for teachers to tutor students remotely, and you can even offer your services through social media.
How can a teacher make six figures by utilizing their skills?
While it’s not always easy for teachers to earn a six-figure salary, it is possible if you find ways to make extra income or by starting a business of your own.
What opportunities do music educators have for side income?
Side income ideas for music educators can include jobs like giving private music lessons or working as a weekend or evening instructor at a music school. Music educators can also sell lesson plans (I found some examples on Teachers Pay Teachers here).
What are some good side jobs for teachers?
I hope you enjoyed this article on the best side jobs for teachers.
Whether you are looking for side jobs for teachers from home, side jobs for teachers in the summer, or if you want to learn how to make passive income as a teacher, there are many ways to make extra money as a teacher.
Some of the best side hustles for teachers include:
Sell educational printables
Tutor online or in person
Sell your lesson plans
Coach a school sport
Start a dog treat bakery
Sell crafts on Etsy
Sell on Teachers Pay Teachers
Babysit
Teach English as a second language online
Teach summer school
Summer camp counselor
Grade papers
Work at a restaurant
Proofread
Blog
Freelance write
Transcribe
Flip used items for resale
Bookkeep
Sell Canva templates
Rover (walk and watch pets)
Virtual assistant
Food photographer
House sit
Rent out an unused room in your home
Rent your garage space
Rent a photo booth
Online surveys and focus groups
Voice over act
Mystery shop
Fitness trainer
Find random gigs on Craigslist
Deliver groceries
Real estate agent
Driver’s ed instructor
What do you think are the best ways for teachers to make extra money?
The city is a major banking center and home to the Levine Museum of the New South. You can see Broadway productions, listen to the symphony, visit the NASCAR Hall of Fame and escape to the countryside, all in one weekend.
Like most cities, Charlotte has many different neighborhoods to choose from when you’re deciding where to live. Whether you prefer to live in the hippest neighborhoods with the best nightlife and newest restaurants or a quiet neighborhood with parks and sidewalks or something in between, you’re sure to find it Charlotte.
Here are the 15 best neighborhoods in Charlotte for renters to live in 2022.
Median 1-BR rent: $1,622
Median 2-BR rent: $2,049
Walk Score: 50/100
Uptown is the hub of the action in Charlotte. It’s where the majority of the major companies are and subsequently, where most people work. If you like restaurants, pubs and nightclubs, this is where you’ll find an endless variety of all of them. Uptown is also home to most of the city’s major sporting events.
This neighborhood has four wards. Second and Fourth Ward are mainly residential, but are walkable to the First and Third Ward, which are the commercial districts. Frazier Dog Park on the edge of the neighborhood is great for your four-legged friends, while sports fans will have plenty to do watching the Carolina Panthers play at Bank of America stadium.
Median 1-BR rent: $1,687
Median 2-BR rent: $2,357
Walk Score: 71/100
This is Charlotte’s historic showpiece. Dilworth features many renovated Victorian houses and is a registered historic district. The neighborhood is walkable and is also connected to Downtown by a streetcar line. Most of the residents are professionals and families with young children. There’s a splash pad for kids at Latta Park.
You can find plenty of cafés and shops, as well as houses here, and the Carolinas Medical Center is nearby. It’s a short commute to Uptown and Downtown, which is why this neighborhood was Charlotte’s first suburb.
Median 1-BR rent: $1,225
Median 2-BR rent: $1,350
Walk Score: 60/100
Elizabeth was Charlotte’s second streetcar suburb, and it still boasts a streetcar connection to Downtown. Many of the neighborhood’s historic homes are now popular restaurants. But don’t worry, the neighborhood still has plenty of residential housing left and it’s highly walkable, making it one of the best neighborhoods in Charlotte.
One of Charlotte’s oldest theaters, the Visulite Theater, is found in Elizabeth. Another unique feature of this neighborhood is that it borders the Little Sugar Creek Greenway, putting outdoor activities within easy reach.
Median 1-BR rent: $930
Median 2-BR rent: $1,165
Walk Score: 39/100
Located on the south side of the city just outside the city center, East Forest is a quiet, solidly middle-class neighborhood that’s mostly inhabited by young professionals and families. It ranks No. 20 on the list of the most diverse neighborhoods in Charlotte and has a very urban feel.
Though mostly residential, this neighborhood does have a good selection of restaurants and a few choices for nightlife. There are many parks and good schools. One of the biggest draws of this neighborhood is its convenience — it’s just a short drive to anywhere in the city.
Median 1-BR rent: $1,795
Median 2-BR rent: $2,108
Walk Score: 69/100
Charlotte residents call this neighborhood “NoDa.” It’s second only to South End as a draw for young and hip Charlotteans. It’s also second in the number of craft breweries and live music shows you’ll find. There’s a diverse range of restaurants, too, many of which are locally owned.
NoDa is famous as the home of the Neighborhood Theatre, which hosts acts big and small. Art galleries, small artisan shops and tattoo parlors dot the entire neighborhood. Bonus: this historic neighborhood is on the National Register of Historic Places.
Median 1-BR rent: $1,119
Median 2-BR rent: $1,264
Walk Score: 25/100
Hickory Ridge is a newer suburb on the eastern side of the city. While still within the city limits and part of Charlotte, it has a suburban feel that attracts many who want to be close to city amenities while being in a quiet part of town. Many families find this neighborhood attractive because of the good schools and the number of parks.
There aren’t many options for arts and entertainment in this area. Disco Rodeo is the only nightclub within the neighborhood. One unique feature is the presence of the Charlotte Murder Mystery Company, a performing arts venue. If quiet is what you’re looking for, this is the neighborhood for you.
Median 1-BR rent: $1,012
Median 2-BR rent: $1,162
Walk Score: 33/100
This neighborhood is on the southwestern side of the city not too far from Downtown. It has a suburban look and feel despite its proximity to the city center. The biggest attraction of this neighborhood is its convenient location and its affordability, which is why it’s one of the best neighborhoods in Charlotte.
Montclaire South does have a couple of parks and nightclubs. It’s home to one of Charlotte’s many community colleges and the local Costco.
Source: Rent./Camden Ballantyne
Median 1-BR rent: $1,349
Median 2-BR rent: $1,819
Walk Score: 46/100
Ballantyne East is on the far southern end of the city. It’s a mostly residential neighborhood that’s distinctly suburban. There are some restaurants but there are few other commercial shops in the area. This neighborhood is No. 3 on the list of best places to live in all of North Carolina.
A unique feature of Ballantyne East is the presence of the Big Rock Nature Preserve, a popular local attraction. The neighborhood is also home to a public golf course and pro shop.
Median 1-BR rent: $1,059
Median 2-BR rent: $1,316
Walk Score: 27/100
This is a large neighborhood on the east side of Charlotte within easy reach of the hippest areas, such as Plaza Midwood and NoDa. It’s also not too far from the University District and Downtown. Many locals live here and commute to their jobs in other districts.
Eastside is a diverse neighborhood. It starts off with an urban feel but becomes more suburban as you move further east from the center of the city. It’s home to the Hindu Center of Charlotte and numerous parks, including Sherman Branch Mountain Biking Park.
Median 1-BR rent: $2,042
Median 2-BR rent: $2,415
Walk Score: 66/100
Myers Park is an elite, formal neighborhood by design. One of the best neighborhoods in Charlotte, it’s highly sought after by both new residents and old Charlotteans alike. Here you’ll find large Tudor and Colonial-style houses with elegant gardens and tree-lined drives.
The Mint Museum Randolph features modern and contemporary art. There are several chic cafés and boutiques within walking distance. Myers Park is also home to the Wing Haven Gardens and the Discovery Nature Place Museum. The Booty Loop bike trail runs through Myers Park, too.
Median 1-BR rent: $2,801
Median 2-BR rent: $4,031
Walk Score: 71/100
Plaza Midwood was one of Charlotte’s first suburbs, back in the days when commuting meant riding a streetcar from Downtown or the banking district. Today, it combines old with new, trendy with historic and is one of the up-and-coming neighborhoods on the east side of the city.
A vibrant restaurant scene includes everything from barbecue to gastropubs. This is one of the best neighborhoods in the city if you want a range of dining options. Trendy boutiques and consignment shops are offset by dive bars and tattoo shops. Parts of the neighborhood are historic districts, while others were redeveloped. In short, it’s one of the most diverse areas of the city.
Median 1-BR rent: $1,379
Median 2-BR rent: $1,825
Walk Score: 21/100
The University of North Carolina at Charlotte occupies the heart of University City and gives it its name. This is a classic university neighborhood, with plenty of cheap restaurants and pubs. It gets loud and crowded sometimes, particularly on game days.
There’s more to this neighborhood than the school, however. Duke Energy and TIAA-CREF both have their national headquarters here. Charlotte’s light rail system terminates at the local station, making commuting to other sections of the city a breeze.
Median 1-BR rent: $1,634
Median 2-BR rent: $2,050
Walk Score: 50/100
This inner ring suburb was established right after the Second World War and consists mainly of residential housing but is within walking distance of both the SouthPark Mall and the Park Road Shopping Center.
Charlotte’s light rail line runs right to Madison Park and a bike path runs through it, making your commute to work easy. Both the Little Hope Creek and Little Sugar Creek Greenways run through and are adjacent to the neighborhood. Charlotte’s senior center is in Marion Diel Park.
Median 1-BR rent: $1,709
Median 2-BR rent: $2,489
Walk Score: 74/100
South End is a quick train ride away from Uptown, which means it’s a favorite among the professionals who work in the latter and one of the best neighborhoods in Charlotte. This is currently the “hippest” area in Charlotte. Here’s where you’ll find music festivals, art shows and antique stores galore.
This neighborhood is also home to farmer’s markets, dozens of restaurants and most of the city’s craft breweries. The Atherton Mill and Market is becoming famous across the state. That not your style? You also won’t find better nightlife anywhere in Charlotte, even in Uptown.
Median 1-BR rent: $2,035
Median 2-BR rent: $2,467
Walk Score: 63/100
Located on the south end of Charlotte, Southpark is a mini version of Uptown, complete with its own array of financial firms and upscale shopping centers. It’s preferred by many young professionals, who love both the proximity to work and the wide array of shopping and dining options.
SouthPark is both popular and trendy, while still being more three-piece suit than hip. Symphony Park has an outdoor amphitheater featuring live music and entertainment. Upscale nightclubs also abound in this neighborhood.
Find the best Charlotte neighborhood for you
Are you ready to pack your bags for the big move to Charlotte but not sure what neighborhood is best for you? Check out this neighborhood quiz to help you decide. You’re sure to find the perfect place for you, given the wide variety of neighborhoods available in the city.
If you’re ready to make the move and need to find your next home, you can check out apartments for rent in Charlotte here. Enjoy the Queen City!
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
The Gateway to the West, as the 300,000+ residents refer to their fair city, is an increasingly beautiful, appealing place to park your residence and settle in.
The city has affordable housing in tons of neighborhoods you’ll love exploring, with parks, zoos, museums and activity centers galore, plus tons of art galleries and amusements and amazing dining. The toasted ravioli isn’t all this city has to offer!
Of course, if you’re not sure what the best neighborhoods in St. Louis are right for your personal needs, our list below should help you figure that out pretty quickly — at least on where to start that apartment search!
Median 1-BR rent: $1,767
Median 2-BR rent: $1,662
Walk Score: 60/100
The Central West End is a neighborhood that’s perfect for both young professionals and singles. It’s an ideal location between St. Louis University and Forest Park. In addition, there’s access to several reputable high schools and places of higher education.
The commercial area of this neighborhood has a lot to offer, such as restaurants and walkable shopping locations, live music venues, pubs, nightclubs and bars. There are so many fun things to do that you won’t get bored.
Median 1-BR rent: $1,156
Median 2-BR rent: $1,426
Walk Score: 60/100
Downtown St. Louis is a great place to live for many reasons, the No. 1 reason being its easy access to all the important stuff happening in the city. While there are some prominent tourist attractions that everyone knows about, like the Gateway Arch, there’s still plenty of other things that residents can do.
Another great reason to pick downtown is that you have so many available housing options. There’s almost an endless variety of condos and loft apartments. Often, these are in refurbished buildings with enough character to set them apart.
Median 1-BR rent: $1,205
Median 2-BR rent: $1,820
Walk Score: 80/100
Lafayette Square is just south of Downtown and one of the best neighborhoods in St. Louis. Compared to the Downtown area, Lafayette has a slower speed. There are quiet streets lined with townhomes that fit snuggly in between any number of grand Victorian homes.
The center of this area is Lafayette Park, a 30-acre green space, used by locals for dog walking, jogging and strolls and is where many annual events occur, including regular concerts, food festivals and movie nights. It’s the perfect place to call your own in the midst of a friendly community.
Median 1-BR rent: $1,385
Median 2-BR rent: $1,900
Walk Score: 60/100
Soulard is the place to live if you’re the kind of person who loves the nightlife. Soulard has a wide variety of restaurants, bars and yearly festivals that will help keep you entertained. In addition, the annual Soulard Mardi Gras is one of the most significant events of its kind in the United States.
Besides parties, there’s a lot of variation in the housing offered. The housing styles include alley houses, brick rows, Victorians and more for reasonable prices. In addition, this location provides easy access to the downtown area, right off I-55.
Median 1-BR rent: $1,002
Median 2-BR rent: $1,200
Walk Score: 64/100
Debaliviere Place is an excellent neighborhood for renters who want to live in more upscale condos and apartments. There are also several single-family houses alongside apartments in the older high-rise buildings. This neighborhood is an excellent choice for any students who attend nearby Washington University.
Debaliviere is also a short distance from both Central West End and Forest Park and all the attractions those two areas offer, so you’ll have easy access to Forest Park, the St. Louis Zoo, many museums and lots of green space.
Median 1-BR rent: $2,014
Median 2-BR rent: $2,699
Walk Score: 83/100
Tower Grove is an excellent choice for those looking for a place with easy walking access to various amenities. One of the best neighborhoods in St. Louis has a mixture of residential and commercial areas, so you can find a wide range of choices for dining, shopping and drinking. The food selection is worldwide and includes choices like Ethiopian, Vietnamese and Moroccan food.
In the center of Tower Grove is its namesake park. This Park plays host to a wide range of yearly events, including concerts and other festivals. It makes the perfect center for a family-friendly community.
Median 1-BR rent: $1,156
Median 2-BR rent: $1,426
Walk Score: 60/100
Forest Park is a trendy place to live with many attractive qualities. First is the namesake park, which has a trolley that people can use to see several local attractions. The Park is home to several museums, outdoor music venues and locations for exhibiting art. Its best-known feature is the free St. Louis Zoo, which houses over 12,000 animals and 500 different species. This zoo is world-famous for the care it gives animals and the zoo’s contributions to wildlife conservation.
If those aren’t enough, there are a plethora of places to eat and shop. In addition, you can walk the nature trial, which includes a 75-foot tall waterfall. The part also provides areas for boating, handball and tennis.
Walk Score: 60/100
Benton Park is on St. Louis’ southside and west of Soulard. The neighborhood goes back to 1866, when the city originally founded it as a cemetery. An artificial lake and rustic bridge still serve as reminders of the past.
The unique attractions of the area, outside the great shopping and dining, is the expansive network of underground caverns that attract beer makers to the area. When the brewing industry exploded, German architects moved to the site and helped construct several beautiful buildings still standing. This red-brick architecture found in Benton Park adds to the already attractive neighborhood for young professionals.
Walk Score: 81/100
The Hill neighborhood offers a unique experience within St. Louis for those who love Italian culture and cuisine. In addition, the Hill is very friendly towards those who like to walk with various stores, restaurants and bars within a reasonable distance.
One of the best neighborhoods in St. Louis is marked by having all its fire hydrants painted with the Italian flag. As you explore this neighborhood, you’ll discover many high-quality eateries delivering an authentic Italian dining experience. Gitto’s and Mama’s are two of the more popular places to eat.
Source: Rent./Westminster Place
Median 1-BR rent: $715
Median 2-BR rent: $1,070
Walk Score: 79/100
For those wanting a cultural center, Grand Center might be the place for you. This area is home to the famous Fox Theater, which regularly showcases comedy shows, plays and musicals. The St. Louis Symphony makes their home at the local Powell Hall, a former vaudeville house. In addition, there are regular art walks and open galleries for the public to view the latest art.
This cultural hot spot also offers plenty of places to go after seeing a show. There’s easy access to several shops and restaurants, all within walking distance. And with the affordable rent and high walkability, the neighborhood is the perfect spot for young singles, couples or professionals looking for the good life without the extra cost.
Median 1-BR rent: $1,100
Median 2-BR rent: $1,500
Walk Score: 62/100
The St. Louis Hills neighborhood offers several competitively-priced homes of various sizes to meet the different needs of singles and small families. While it doesn’t have the most accessible access to shops via walking, there are still a good number of bars, shops and restaurants that you can enjoy.
One of St. Louis’ most famous frozen custard locations, Ted Drewes, is here. This restaurant has been operating here for 80 years. Enjoy!
Median 1-BR rent: $1,156
Median 2-BR rent: $1,426
Walk Score: 60/100
For those looking for a primarily residential area, Highway-Pointe (or simple “Hi-Pointe”) has some great features. It’s admittedly not the most walkable of all neighborhoods in St. Louis, but there are many great things to see and do within a quick drive from home. There are coffee shops, the Hi-Pointe Theater and the Hi-Pointe Drive-in restaurant. Other nearby locations that add to the appeal of living here include the St. Louis Zoo and the St. Louis Museum, making this one of the best neighborhoods in St. Louis.
Source: Rent./Giles Ave.
Median 1-BR rent: $625
Median 2-BR rent: N/A
Walk Score: 74/100
Dutchtown isn’t St. Louis’ largest neighborhood. However, it does have the highest population. As a result, this neighborhood offers a wide variety of shopping places, all easily accessible by walking. In addition, this community provides a wide range of highly-rated restaurants to experience.
This district has several high-quality schools that make for an additional incentive for moving here. St. Alexius, an excellent and renowned hospital, is also here, meaning this is a great neighborhood for medical care workers — easy access!
Median 1-BR rent: $1,156
Median 2-BR rent: $1,426
Walk Score: 60/100
The Northampton neighborhood offers reasonably-priced apartments for singles and small families. In addition, it’s a neighborhood known for having some of the best school programs in the area. These high-ranking schools cover every level of education.
A short distance away from this neighborhood is the Hampton Village Shopping Center, which has numerous shops and restaurants that cater to various tastes.
Walk Score: 71/100
The Southwest Garden neighborhood offers a lot to do for its residents. The neighborhood itself is right across from the always beautiful Missouri Botanical Garden. In addition, there are a few quality places to eat and shop just a walk away.
Several regional companies have local offices in this area, as well, and there’s Sublette Park, a popular destination for days with good weather.
Find the best St. Louis neighborhood for you
St. Louis has tons of amazing neighborhoods, many of which are easy to walk and explore on your days off. So, if you’re looking for the best apartments for rent in St. Louis, these are where it’s at — from super budget-friendly to the poshest parts of town. Whatever you’re looking for, it’s here in on of the best neighborhoods in St. Louis!
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
Updates to the Marriott Bonvoy Bevy™ American Express® Card welcome offer
The $250-annual-fee Marriott Bonvoy Bevy™ American Express® Card’s latest welcome offer is sure to excite Bonvoy enthusiasts with a big jump in value for the same spending requirement.
Here’s how the two offers compare:
New offer: Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. Terms Apply.
Previous offer: Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. Terms Apply.
Ongoing rewards: The Marriott Bonvoy Bevy™ American Express® Card will continue to offer its ongoing rewards rate of 6 points per dollar spent on participating Marriott Bonvoy hotels; 4 points per dollar spent at restaurants worldwide and at U.S. supermarkets (up to $15,000 in combined purchases per year); and 2 points per dollar spent on all other eligible purchases. Terms apply.
Updates to the Marriott Bonvoy Brilliant® American Express® Card welcome offer
The latest offer on the $650-annual-fee Marriott Bonvoy Brilliant® American Express® Card offers the potential for significantly more value with the same spending requirement. But since the offer comes in the form of free night certificates rather than points, you’ll sacrifice flexibility when you redeem.
Here’s what’s changing and what’s staying the same:
New offer: Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months. Each award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Card Members could enjoy a value of up to $1,200 when redeeming each reward. Certain hotels have resort fees. Offer ends 11/1/2023. Terms Apply.
Previous offer: Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Terms Apply.
Ongoing rewards: The Marriott Bonvoy Brilliant® American Express® Cardwill continue to offer its ongoing rewards rate of 6 points per dollar spent at participating Marriott Bonvoy hotels; 3 points per dollar spent at U.S. restaurants; 3 points per dollar spent on flights booked directly with airlines; and 2 points per dollar spent on all other eligible purchases. Terms apply.
Are the new offers better?
Although they’re not the best offerings, the latest welcome offers on AmEx’s Marriott Bonvoy cards are quite a boost in value. For the Bevy card, you’ll earn nearly 50% more points than the previous offer. And if you’re able to use the free night certificates for full value for the Brilliant card, the new offer represents a 78% boost.
But while the latest Marriott Bonvoy Brilliant® American Express® Card offer carries significantly higher value, it comes with far less flexibility. The two Free Night Awards are worth up to 85,000 points per night, but they expire one year from when they’re issued.
Plus, it may be difficult to redeem them for full value. If you redeem the 85,000-point certificate at a hotel that’s charging 60,000 points for the night you want to stay, you won’t get the difference back in points. On the other hand, an 85,000-point certificate may not cover a luxury St. Regis or Ritz Carlton hotel stay, which could cost 100,00 points or more per night. (Marriott does allow you to apply certificates toward a higher-priced room and cover the difference with up to 15,000 points.)
Marriott Bonvoy points can be redeemed at more than 8,600 hotels worldwide. Bonvoy points can also be transferred to certain airline partners, or redeemed for car rentals, gift cards, and other options. The value of points may vary depending on how you redeem them.
How the cards compare
When comparing these new welcome offers, there are a few more factors about the two cards worth keeping in mind, most notably the difference in annual fees. The Marriott Bonvoy Bevy™ American Express® Card, which comes with complimentary Gold status, carries an annual fee of $250. Notably, it does not come with an automatic free annual stay. The Marriott Bonvoy Brilliant® American Express® Card comes with automatic Platinum status and a higher (though less flexible) welcome offer. But with an annual fee of $650, those extra perks come at a steep cost.
Here’s a breakdown of how the two cards compare:
At a glance
Marriott Bonvoy Bevy™ American Express® Card
Marriott Bonvoy Brilliant® American Express® Card
Annual fee
Welcome offer
Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. Terms Apply.
Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months. Each award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Card Members could enjoy a value of up to $1,200 when redeeming each reward. Certain hotels have resort fees. Offer ends 11/1/2023. Terms Apply.
Ongoing rewards
6 points per $1 spent on participating Marriott Bonvoy hotels.
4 points per $1 spent on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets.
2 points per $1 spent on all other eligible purchases.
Terms apply.
6 points per $1 spent at participating Marriott Bonvoy hotels.
3 points per $1 spent at U.S. restaurants and on flights booked directly with airlines.
2 points per $1 spent on all other eligible purchases.
Terms apply.
Other benefits
1,000 Marriott Bonvoy bonus points with each qualifying stay.
Complimentary Gold Elite status.
A Free Night Award after making $15,000 in purchases per year for any hotel worth 50,000 points or less.
15 Elite Night Credits each calendar year.
Terms apply.
One Free Night Award each year after card renewal for any stay at a redemption level of 85,000 points or less.
Automatic Platinum Elite status.
$300 statement credit for restaurant purchases (up to $25 per month).
Is Kansas City in Kansas, or is it in Missouri? It’s kind of both. Both are individually incorporated cities, but together they make up the greater Kansas City metropolitan area.
Long ago, in the 1830s, KCMO got started as a trade outpost to fit hunters with furs and traps. Now, that’s morphed into manufacturing and it dabbles in tech, transportation and healthcare. For visitors, it’s better known for LEGOLAND, the National World War I Museum, tons of art galleries and museums, the Airline History Museum, too many fountains to count and, of course, Kansas City barbecue.
The concentration of barbecue alone is enough to focus on, as Kansas City has the most barbecue restaurants per capita than anywhere else in the U.S. Characterized by burnt ends with extra flavor, and a thicker-than-most tomato-based sweet barbecue sauce smothered on the smoked meat (not on the side!), Kansas City barbecue has made a name for itself for obvious reasons.
Residents cheer on several pro sports teams, like the Kansas City Chiefs, the Kansas City Royals and the Kansas City Current.
The Kansas City metro area has 2.34 million residents. The median age is 35 years old and the median household earns about $55,000. With a whopping 240 neighborhoods making up the city, there’s plenty of variety and subcultures to add to the spice of life for Kansas City residents. Here are 15 of the up-and-coming best neighborhoods in Kansas City for 2022.
Median 1-BR rent: $1,135
Median 2-BR rent: $1,410
Walk score: 48/100
Constructed in the 1920s, Brookside has that beloved historical feeling. But throw in a couple of community staples, like festivals, parades and fairs, and you’ve got a local color you can’t beat.
Kansas City residents claim Brookside is “quintessential Kansas City.” From ghost tours, toy shops, local makers and retailers, art galleries and museums — not to mention all the great food, pubs and cafes — Brookside has a little bit of everything for everyone and offers a whole lot of fun.
Walk score: 83/100
The Country Club Plaza can often feel otherworldly to the rest of Kansas City, thanks to its Spanish-inspired architecture. It’s a pretty popular area since it’s known as the shopping capital of the city, spanning 15 blocks of retail. From designer to local, there’s a shop for everyone.
If visitors don’t come for the shopping, they probably came for the food because it’s just that good. And if they didn’t come for either, they definitely came for one of the two art museums in the neighborhood. If nothing else, maybe they’re there to count all the fountains, of which there are many. It’s no wonder this is one of the best neighborhoods in Kansas City.
Median 1-BR rent: $1,420
Median 2-BR rent: $1,695
Walk score: 85/100
Like many neighborhoods in metropolitan cities across the U.S., Crossroads was once a warehouse district. When the manufacturers left, the area was vacant until someone had a vision. The area became what it’s known for today, the Crossroads Arts District.
Each month on the first Friday, this neighborhood puts on an art crawl spanning 20 blocks with 70 retailers involved. The neighborhood is also home to the Kauffman Center for the Performing Arts, which stages theatrical performances, music and dance recitals.
The area has plenty of breweries and bars to make a whole evening out of the arts, along with great restaurants, too. Hipsters and young professionals flock to the area for its creative vibes and good times.
Median 1-BR rent: $1,735
Median 2-BR rent: $2,420
Walk score: 69/100
Home to LEGOLAND, the city’s aquarium, the Money Museum and a covered ice rink in the winter, there are tons of things to do in Crown Center for families and singles.
Just south of Downtown, this neighborhood also has the Crown Center Mall where there’s plenty of shopping opportunities and local retailers, too. Obviously, the area has plenty of great dining options to boot.
Median 1-BR rent: $1,135
Median 2-BR rent: $1,410
Walk score: 48/100
As one of America’s leading best downtowns, Downtown Kansas City has a lot to offer to keep itself in the ranks. Home to a year-round, Saturday-and-Sunday City Market, come rain or shine, residents have every excuse to go downtown on the regular.
Downtown also hosts about 130 free events each year and boasts dining options from across the world.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 48/100
East Bottoms was a booming neighborhood closer to its founding back around 1800. It was well known for its J. Rieger & Co. Distillery, producer of over 100 different products, founded in 1887.
The distillery was eventually forced to shut down during the prohibition, but in 2014, the original owner’s great-great-great-grandson got the distillery up and running again. In addition to its specialty spirits you can taste all over the country in craft cocktails, this distillery opened up its own tasting and dining rooms which revitalized the area and urged other pubs and breweries to join the mix, making it one of the best neighborhoods in Kansas City.
This is a great area in Kansas City to meet up with friends to have a great time.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 54/100
Two of KCMO’s most notable, must-see museums are in the 18th & Vine District: The Negro Leagues Baseball Museum and the American Jazz Museum. Throw in some barbecue (there are plenty of options in the area), and you have three of Kansas City’s biggest passions: Baseball, jazz and barbecue.
Since it’s such a storied area, residents and visitors can enjoy live entertainment and music regularly.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 48/100
In recent years, after a stint marked by crime, Manheim Park has gone under a reconstruction period. Merging together old historic constructions with modern designs, there’s a visual flow and continuity in this little neighborhood. This community-member-lead reinvigoration has even been published nationally.
Manheim Park has put in the work to transform itself into an upcoming area with ample easy-living apartments, and the momentum isn’t slowing down anytime soon.
Source: Rent./The Briarcliff City Apartments
Median 1-BR rent: $1,023
Median 2-BR rent: $1,200
Walk score: 28/100
This quiet suburban area of Northland packs a punch thanks to the riverboat casinos, Worlds of Fun amusement park and a shopping district. Along with local retailers are art galleries, festivals and firework shows.
There are also a couple of indoor sporting venues, like rock climbing, or the restaurant-and-play duo that brought pickleball to Kansas City, Chicken N Pickle.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 66/100
Another cove for older, architecturally rich and Victorian homes, Pendleton Heights is definitely worth checking out. Young professionals, families just starting out, artists and creatives tend to flock to this area, and its residents seem to stick around for the long haul.
This rather diverse neighborhood is a tight-knit community where residents tend to look out for one another, and one of the best neighborhoods in Kansas City is also the perfect area to call home.
Median 1-BR rent: $1,504
Median 2-BR rent: $2,187
Walk score: 85/100
Butting up against the Missouri River, River Market has gone by many names in the past, but was the city’s first incorporated district. Its name aptly implies that long ago, the river-side access lent this area to a lot of trade. That still carries into today, though it looks a little different now thanks in part to its bustling open-air farmer’s market.
If you’re into old mobster histories, this district has plenty of that, thanks to its River Quay (just one of the area’s many previous names) era now long ago. A mob war broke out and resulted in burning buildings and businesses, along with a few mob members’ deaths. After the fiasco, the mob left the area, as depicted in “Casino.”
If you lean away from all things true-crime, River Market’s fresh and bustling food, bar and boutique scenes serve as plenty of an attraction, too.
Source: Rent./Gladstone Pointe
Median 1-BR rent: $645
Median 2-BR rent: $750
Walk score: 63/100
About two miles east of downtown, overlooking the Missouri River, Scarritt Point is a well-located neighborhood full of history. With well-manicured streets and sidewalks, overhung with large shady trees, this area was prominent back in the day among affluent families who built large homes.
If old historical residences are what you’re after, this neighborhood is right for you. It’s chock full of local flavors and good dining, too.
Median 1-BR rent: $940
Median 2-BR rent: $1,340
Walk score: 86/100
If you’re looking for a beautiful, well-manicured area loaded with parks, creeks and lush greenery, maybe even a rose garden, then the South Plaza area is the ideal neighborhood for you.
It’s home to the University of Missouri – Kansas City, the Kansas City Repertory Theatre and the National Museum of Toys and Miniatures, so residents have plenty to keep busy. Not to mention the creative and trendy restaurants on-hand in this neighborhood, too. All that goes a long way to help it stay one of the best neighborhoods in Kansas City.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 48/100
The Sunset Hill area is a beautiful neighborhood with great parks and lovely, Colonial- and Tudor-styled homes. This well-maintained area is where young families tend to gravitate, so there are plenty of amenities at hand.
A quick 10-minute drive will bring you right to Country Club Plaza’s offerings, without having to sacrifice the quiet nature of this little suburban haven. With great food and drinks nearby, it’s hard to say no to Sunset Hill!
Source: Rent./The Ridge at Chestnut
Median 1-BR rent: $765
Median 2-BR rent: $870
Walk score: 58/100
Waldo is one of the main entertainment districts in Kansas City. It tactfully balances nightlife with family-friendly events, like the Waldo Fall Festival. Where good drinks are pouring, good plates are easy to find, as is shopping.
Each year, Waldo is home to the Trolley Run, a race following the historic streetcar or trolley tracks throughout the neighborhood. There’s a tight-knit feeling in Waldo, where residents look out for each other and have fun together.
The best neighborhoods in Kansas City — find one that’s right for you
If you found a neighborhood that sounds like your own personal hiatus, check out these apartments for rent in Kansas City!
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
The capital of Ohio, Columbus, is famous for being home to the first Wendy’s — yes, that fast-food chain — but it offers much more than that along the banks of the Scioto River.
The city underwent many name changes during its first days in the 1800s, later nicknamed “Arch City” after builders put arches over city streets. You can also experience the deep Native American and Appalachian roots and history in the area.
Established historic neighborhoods like German Village offer some of the city’s oldest buildings as housing options, as well as beautiful, quiet tree-lined streets. Elsewhere, up-and-coming spots like Short North, the Brewery District and Downtown Columbus offer walkability, short commutes and fun arts and nightlife amenities.
Ready to explore Columbus? Here are the 15 best neighborhoods in Columbus.
Median 1-BR rent: $1,212
Median 2-BR rent: $1,485
Walk Score: 88/100
South of the German Village, the Brewery District is as hip as it gets. Music venues and brewery bars line the streets of this neighborhood. Plus, a high walkability factor makes it even more alluring. Watch your favorite comic at Shadowbox Live on weekends. You can also head to the nearby trails at Scioto Audubon Metro Park, bordering the Scioto River.
You can find a one-bedroom apartment for $1,212 per month on average in the Brewery District. Head to pup-friendly Gresso’s for a slice before heading on a brewery hop.
Median 1-BR rent: $819
Median 2-BR rent: $1,049
Walk Score: 68/100
Only six miles from downtown and convenient to Ohio State University, Clintonville has a mix of young professionals and college students. The beautiful Rose Gardens at Whetstone Park will captivate you with their scent, trailing above arches and along walkways. You can also explore the six glacial ravines that cut through the neighborhood, like Glen Echo.
On the weekends, enjoy that high walkability score by heading to High Street for a bite at the many establishments like Lineage Brewing or enjoy a vegan sweet treat at Pattycake Bakery. You can find a one-bedroom apartment in the area for $819 per month on average.
Median 1-BR rent: $1,462
Median 2-BR rent: $1,987
Walk Score: 78/100
The heart of Columbus, Downtown, has as much life as you expect. An outdoor amphitheater, the Columbus Museum of Art, a river walk along the Scioto River, National Veterans Memorial and Museum are just some of the things that make downtown shine. The Scioto Mile connects more than 175 acres of green spaces through the area.
Public transit abounds in the area, making it easy to ditch your car in favor of walking to enjoy the nightlife. You can find a one-bedroom for $1,462 per month on average.
Median 1-BR rent: $739
Median 2-BR rent: $1,200
Walk Score: 61/100
Franklin Park is the most gorgeous when in bloom. Visit the Franklin Park Conservatory and Botanical Gardens to enjoy the warm months and picnic in any corner of the 88-acre park. Just east of downtown, the historic neighborhood offers a farmers market in the summer or grab some tacos nearby at Alebrijes.
You can enjoy this quiet neighborhood by renting a one-bedroom for an affordable $739 per month on average, only two miles from downtown Columbus.
Median 1-BR rent: $625
Median 2-BR rent: $725
Walk Score: 58/100
An up-and-coming artists’ hub, the neighborhood of Franklinton has started creating its own personality in recent years. Right to the west of downtown Columbus, Franklinton is home to breweries, artists’ studios and newer co-working spaces — all on the background of the neighborhood’s history and industrial past.
The Land-Grant Brewing Company and Taft’s Brewpourium anchor Franklinton’s beer scene and mural art adorn several buildings in Columbus’ oldest neighborhood. The neighborhood is quickly changing, but you can still find affordable rents at $625 per month on average for a one-bedroom.
Franklinton residents have an average commute of 20 minutes, thanks to its proximity to Downtown.
Median 1-BR rent: $1,295
Median 2-BR rent: $1,850
Walk Score: 90/100
It’s no surprise that the German Village neighborhood attracts young families and business professionals. With a nearly perfect walk score and high bike score, it’s easy to get around sans car and easily commute downtown. A one-bedroom apartment remains relatively affordable at $1,295 per month on average.
Elder trees and historic red buildings line the streets of this neighborhood. Frank Fetch Park is an excellent weekday spot to enjoy your morning coffee and Schiller Park features trails, a playground and even an amphitheater.
Nearby, the Schmidt Sausage Haus & Restaurant has been a local treasure since 1886, one of many German-inspired restaurants. The Book Loft is a bookworm’s dream with 32 rooms filled with books.
Median 1-BR rent: $1,701
Median 2-BR rent: $1,988
Walk Score: 66/100
Harrison West has seen a slight increase in rents since Summer 2021, but you can currently get a one-bedroom for $1,701 per month on average. The Columbus neighborhood is only 2.5 miles from downtown and a hop and a skip from the beautiful Goodale Park.
The Arena District offers access to a movie theatre, several restaurants and bars and a skating rink only a mile away. Huntington Park is home to the Columbus Clippers baseball team.
Median 1-BR rent: $800
Median 2-BR rent: $1,100
Walk Score: 77/100
Indianola Terrace is a good option if you’re looking for an apartment convenient to Ohio State University and still walkable to everything. The neighborhood offers not only apartments but also multi-family units. You can find a one-bedroom in either option for $800 per month on average. Graduate students mainly reside in this neighborhood.
The Ohio History and Research Center are nearby, offering a detailed look into the state’s history along with seasonal exhibitions. Glen Echo Park is only a couple of miles away in Clintonville, offering a playground, dog park and easy hiking trails.
Source: Rent./Jeffrey Park Apartments
Median 1-BR rent: $1,38
Median 2-BR rent: $1,910
Walk Score: 87/100
Just north of downtown Columbus, every corner of the Italian Village has a restaurant filled with regulars. Not to worry, while parking is hard to come by, walking is the preferred way to see the neighborhood. You can quickly see why the neighborhood, filled with young families and millennials, remains tight-knit.
Try out two local breweries, Seventh Son Brewing and Hoof Hearted Brewery, or visit the local dive bar, St. James Tavern. Snag a one-bedroom apartment for $1,384 per month on average and grab your coffee at Fox in the Snow in the mornings.
Median 1-BR rent: $1,145
Median 2-BR rent: $1,995
Walk Score: 76/100
King-Lincoln Bronzeville has a rich history as a historically African-American neighborhood. The neighborhood is home to the Lincoln Theatre and the King Arts Complex. Recently, more Columbus residents have been discovering the charm of the neighborhood.
You can see beautiful murals throughout the King-Lincoln and visit the Bronzeville Bird and Butterfly Sanctuary. The Columbus Museum of Art is nearby, as well. You can find a one-bedroom apartment for $1,145 per month on average.
Median 1-BR rent: $1,087
Walk Score: 83/100
Olentangy Trail, a gem in the North Campus neighborhood, connects the Ohio State University with other city parks and Olentangy River. It’s the perfect escape, not too far from the city. You can rent a one-bedroom for $1,087 per month on average.
Nearby, you can find hot donuts at Buckeye Donuts, head to games at Ohio Stadium and stop by the Wexner Center for the Arts for the latest exhibitions.
Median 1-BR rent: $1,495
Median 2-BR rent: $2,325
Walk Score: 94/100
Right in the heart of Columbus, Short North attracts renters keen on art gallery openings, city festivals and easy biking, thanks to the neighborhood’s grid pattern. The Short North comes alive with art walks and outdoor concerts at Goodale Park every summer. The 33-acre park is the oldest city and provides ample greenspace to city dwellers for picnics and more.
The neighborhood’s arches on High Street light up the way for visitors to explore high fashion boutiques, a thriving dining scene and, of course, the many galleries. Stop by the North Market for an outdoor dining experience with various food hall vendors if you can’t choose where to eat.
You can enjoy that walkability and gallery hop on the weekends for $1,495 per month on average for a one-bedroom apartment.
Median 1-BR rent: $1,548
Median 2-BR rent: $2,215
Walk Score: 61/100
The best way to know if you’re in the Uptown District is by finding the Ohio Statehouse, a Greek Revival-style building in Colonial Square. The neighborhood has all the charm you want from a suburb while being near Columbus. Uptown District features many upscale restaurants like Veritas and Jeff Ruby’s Steakhouse. Breweries and cocktail bars also dot the area.
You can find a one-bedroom apartment in this neighborhood for $1,548 per month on average, with easy access to the Ohio Theatre for a night out.
Median 1-BR rent: $1,250
Median 2-BR rent: $2,425
Walk Score: 87/100
Can you picture going on an early morning walk surrounded by Victorian architecture? That’s what Victorian Village offers to its residents. Don’t miss the Gothic-style mansions and Queen Anne houses. Small shops and restaurants line the streets of this Columbus neighborhood. Goodale Park is within walkable distance to take your family for a picnic.
The neighborhood is on the more expensive side if you want to rent a two-bedroom, but still affordable for those in need of a one-bedroom, available for $1,250 per month on average. Stop by for a pint at Cavan Irish Pub to explore the neighborhood’s Irish-American roots.
Source: Rent./Grant Park Apartments
Median 1-BR rent: $1,481
Median 2-BR rent: $1,882
Walk Score: 87/100
If you’re looking for public transportation and walkability, Weinland Park is the neighborhood for you. The bus system services the area heavily thanks to its grid system and proximity to old streetcar rails.
Convenient to downtown, developers are revitalizing the industrial neighborhood with already slated multi-use developments. Weinland Park was home to several factories, many now converted into apartments and office space. The namesake park offers a picnic space and a playground. Grab a beer at Zaftig Brew Pub after.
Find the best Columbus neighborhood for you
Did you fall in love with this midwestern city? No surprise there! Columbus has historic neighborhoods, beautiful architecture, parks and walkable street grids. Whether you’re grabbing a beer in the Brewery District or strolling on your way to class at Ohio State, there’s a neighborhood for you. Ready to move on? Find apartments for rent in Columbus.
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
No one can predict the future of real estate, but you can prepare. Find out what to prepare for and pick up the tools you’ll need at the immersive Virtual Inman Connect on Nov. 1-2, 2023. And don’t miss Inman Connect New York on Jan. 23-25, 2024, where AI, capital and more will be center stage. Bet big on the roaring future, and join us at Connect.
The U.S. looks to be headed for a “mild recession” in the first half of next year, but continued strength in the economy could keep mortgage rates from coming down as much as previously expected, economists at mortgage giant Fannie Mae said in a forecast released Monday.
While the Federal Reserve isn’t expected to raise rates when policymakers wrap up a two-day meeting Wednesday, persistent inflation could still prompt the Fed to hike rates later this year, or implement a “higher for longer” rate strategy.
The good news is that even though mortgage rates have settled in above 7 percent, the risk that rates will do even more damage to home sales is limited, as the share of cash purchases remains high and sales are now driven more by life events than discretionary move-up buys, Fannie Mae forecasters said.
Nevertheless, Fannie Mae economists forecast that home sales will drop by 14.7 percent this year, and stay at about the same level next year.
“We expect that total housing market activity will remain at a low level into 2024 as the Federal Reserve continues to hold the line on interest rates against inflation,” Fannie Mae Chief Economist Doug Duncan said, in a statement.
Last month, economists at Fannie Mae were expecting rates for 30-year fixed-rate conforming mortgages would peak at 6.8 percent during the third quarter of this year before retreating to an average of 6 percent during the final three months of 2024. Forecasters at the Mortgage Bankers Association (MBA) were even more optimistic, predicting mortgage rates would drop to an average of 5 percent by Q4 2024.
Mortgage rates projected to ease next year
Source: Fannie Mae, Mortgage Bankers Association forecasts.
That was before strong economic data sent rates on the popular 30-year fixed-rate conforming loans soaring to a 2023 high of 7.30 percent, according to rate lock data tracked by the Optimal Blue Mortgage Market Indices, which show rates have only pulled back slightly since then.
With the economy cooling more slowly than expected, Fannie Mae analysts now see mortgage rates peaking at 7.1 percent during the final three months of 2023, before easing to 6.3 percent by Q4 2024. In releasing their latest forecast Monday, MBA economists predicted mortgage rates will start coming down this year, but remain well above 5 percent next year.
Home sales projected to drop 17.4% this year
Source: Fannie Mae Housing Forecast, September 2023.
Fannie Mae is forecasting 4.8 million total home sales in 2023, which would be a 17.4 percent drop from last year and the slowest annual pace since 2011. Next year isn’t expected to be much different, with sales expected to bounce back by less than 1 percent.
“While the additional downside risk from rate movements to date is minimal, the prospects of a recovery in existing sales in the near future is unlikely given strong mortgage rate ‘lock-in’ effects and stressed affordability,” Fannie Mae economists said in commentary accompanying their September forecast.
New home sales are expected to grow by more than 6 percent this year, as builders race to complete homes in markets where the lock-in effect — reluctance on the part of homeowners to give up the low rate on their existing mortgage — has made listings scarce.
“New home sales were surprisingly strong in the first half of the year, due partly to homebuilder rate buydowns, which become more expensive when mortgage rates rise,” Duncan noted. But he said Fannie Mae forecasters expect new home sales to pull back slightly next year, “due to the higher mortgage rate environment and recent decline in homebuilder confidence.”
The National Association of Home Builders/Wells Fargo Housing Market Index, a gauge of builder confidence, dipped six points in August and another five points in September, to 45. It was the first time the index has been below 50 in five months, which indicates more builders view conditions as poor than good.
The recent rebound in mortgage rates “is making homebuilders nervous,” Pantheon Macroeconomics Chief Economist Ian Shepherdson said in a note to clients Monday.
“To be clear, the impact of mortgage rates returning to 7-1/4 percent from their recent 6-1/2 percent lows will be nothing like as bad as the initial surge from 3 percent to 7-1/4 percent in the year to September 2022,” Shepherdson said. “But it ought to be enough to quash the nonsensical media/Fed narrative that the housing market is starting to recover. It isn’t.”
Large pipeline of multifamily housing coming online
Source: Fannie Mae Housing Forecast, September 2023.
Fannie Mae economists expect single-family housing starts to plateau at 910,000 next year, and for multifamily construction to slow by 22 percent, to 389,000 units.
“With sluggish rent growth on a national level, more normalized vacancy rates, and tighter construction and development loan lending standards, we expect multifamily construction starts to continue to slow,” Fannie Mae forecasters said. “These dynamics may also play into softening demand for single-family housing: There is a large pipeline of multifamily housing coming online, and the rent-to-buy calculus for prospective homebuyers may tilt a little more in favor of renting for longer.”
Mortgage lending expected to grow by 20% next year
Source: Fannie Mae Housing Forecast, September 2023.
With home prices holding firm and mortgage rates expected to ease next year, Fannie Mae forecasters expect mortgage originations will grow by 20 percent next year. The slight uptick in home sales projected for next year would boost purchase loan originations by 9.4 percent, to $1.433 trillion, while lower mortgage rates are expected to boost refinancing by 76 percent, to $442 billion.
Mild recession seen as ‘likeliest outcome’ of Fed tightening
Fannie Mae economists have been predicting that the U.S. was headed for a recession since April 2022, after the Fed began raising interest rates and the impact of stimulus measures introduced during the pandemic faded.
While mixed economic data continues to “muddle the near-term outlook,” Fannie Mae economists say they continue to expect a “mild recession” in the first half of 2024, based on the belief that consumers will need to rein in spending in order to live within their means.
“Fundamentally, personal consumption remains at what we believe to be an unsustainable level relative to incomes, and the full effects of monetary policy tightening are still working through the economy,” Fannie Mae forecasters said.
In their weekly brief on the U.S. economy, Shepherdson and his Pantheon Macroeconomics colleague Kieran Clancy noted three potential wildcards on the economic horizon: A strike launched last week by the United Auto Workers targeting the big three automakers, next month’s resumption of federal student loan payments, and a “likely” government shutdown.
“An all-out strike lasting a month could be expected to depress quarterly GDP [gross domestic product] growth by about 1.7 percentage points, before taking account of the hit to the supply chain,” the Pantheon Macroeconomics team said. “The problem for the Fed is that it would be impossible to know in real time how much of any slowing in economic growth could confidently be pinned the strike, and how much could be due to other factors, notably the hit to consumption from the restart of student loan payments. The latter already is making itself felt in falling restaurant diner and airline passenger numbers.”
Fannie Mae economists agree that a sustained strike could “drive a negative payroll report in October, as well as dampen the GDP measure,” but that a short-lived strike “would likely be followed by a rebound in auto manufacturing output thereafter.”
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Here’s how this social worker has paid off $28,000 of student loan debt in 15 months.
Today, I have a great debt payoff progress story to share from Taylor. Taylor is a social worker who is working on paying off $277,000 of debt and retiring early. She shares tips on how she is cutting her expenses, the ways they’ve increased their income through various side hustles, house hacking advice, and how she qualified for an $88,000 student loan award.Enjoy!
Now, don’t let the title deceive you into thinking we are debt free; we most certainly are not.
As of this writing, we still have $251,195.39 of debt (all student loans).
This is our story about the debt payoff strategies we used in paying off $28,026.02 of debt and our goals for the future!
Who are we?
My name is Taylor, and I am a 29-year-old medical social worker who finished grad school in 2018. I am also a part-time social media coordinator and with both jobs combined, I make $96,000 (gross).
I live with my husband, Bret, who I have been with for 11 years and married for 3. He is a full-time student and has been in grad school since September 2020 (he has about 2 more years left). We love to travel, try new restaurants, hang out with our friends and family, and just have a good time.
I also have a blog at Social Work to Wealth.
Related articles:
How did we get here?
First, I need to give you some background before we get into the nitty gritty of our debt numbers and payoff strategies.
2012: We met when both of us were in college. I was 18 and Bret was 22. Soon after we met, Bret took a few years off from school while I finished my bachelor’s. I relied entirely on student loans, and don’t remember applying to any scholarships. When Bret returned to school to finish his bachelor’s, he did receive some scholarships and worked a summer job to pay forhousing but still needed to rely on student loans to pay the bulk of his tuition.
I will speak for myself when I say I didn’t take the time to calculate how much loan money I actually needed and blindly accepted the total amount. Looking back, maybe I would have needed it all or maybe not, but I wish I would have at least done the exercise.
We have always been open with talking about our debt and money in general, but I remember us both expressing the thought that we would probably always have our student loans. We would just live our life, pay our minimum payments, and that would be that. There was never any talk about debt payoff strategies, or any money management strategies, really.
We went through many life transitions. Living apart for two years while I went to grad school, him returning to school to finish his bachelor’s, various jobs, and a post-bach program.
2019: Bret was finishing up his post-bach program and got accepted into grad school. We were newly engaged and began planning and saving for our wedding scheduled for July 11th, 2020. Such exciting stuff!
March 2020: We got the news our wedding venue was closing for the foreseeable future due to the COVID-19 pandemic, and we decide to cancel our wedding. We switched gears and used the money we saved for a down payment on a new home. Then, we had a small intimate wedding featuring a hot-air balloon with 18 of our closest family members! We personally saved a ton and also had tremendous help from our family.
September 2020: I start a new job and Bret starts grad school. We are newlyweds and settling into our new home in a new city.
I wish I could talk more about 2020 because it was a HUGE year for us with buying a home, moving, getting married, Bret starting grad school and me starting a new job, but that’s a conversation for another day!
From frugal to spenders
When we were saving for our wedding, we were very frugal. Any extra money we had, we put toward our wedding savings (which again, ended up being used for the down payment on our house and a smaller wedding ceremony).
We went from frugal to swiping our cards left and right to prepare for our wedding and furnish our house. It was sooo nice to finally be able to spend the money we had been saving for so long! But this continued into 2020… and 2021…
We were mostly spending on eating out and experiences. We do like to buy “things” but we definitely value food and experiences a lot more. We even decided to put a trip to Hawaii on our credit card costing us around $5,000, along with other expenses, because why not? We deserved it!
We didn’t have much of a budget, our bills were getting paid, but the credit card bill kept increasing. Since I was the only one bringing in income, we took out some student loans to help with a portion of our living expenses. And the credit card bill continued to increase.
The “wake-up call”
The “wake-up call” is such a theme throughout many debt payoff stories. So, here’s mine.
I went to breakfast with two friends in December 2021, and one of them brought up high-yield savings accounts (HYSA). I had never heard of this type of account before and was shocked to learn that these savings accounts had a way better interest rate than a regular savings account.
How was I just hearing about this at 28 years old? My mind was blown!
I thought, what else don’t I know? So of course, that led me to deep dive into the world of personal finance. I consumed any book, video, blog, or podcast I could get my hands on. I read stories after stories of people paying off thousands of dollars’ worth of debt, leveraging credit card points for free travel, investing, and so much more!
It was so motivating. I was hooked! (And still am.)
Bret was open and willing for me to share with him what I was learning. We started realizing that for the last year and a half, we hadn’t been telling ourselves “No”. We had just been buying whatever we wanted, and we had the credit card bill and no savings to show for it.
We learned that we could pay off all our debt and it didn’t have to stay with us forever. We learned there was a way to use a credit card responsibly (we thought we were). We learned that we could even retire early. That one sounded real nice! We dreamed of having more time doing our hobbies, traveling and being with our friends and family. And if we ever had kids, we dreamed of being able to work part-time so we could be home more with them and available for school activities.
Knowing this, we started reining in our spending, trying to just be more “mindful”, but no major change was made.
We take on more debt
April 2022: People in our neighborhood were getting new fences. We started thinking, “Hey, we need a new fence, too…” In some areas it was broken, it hadn’t been stained so was rotting, and was 15 years old. We were also going to get an updated appraisal to see if we could get our primary mortgage insurance (PMI) removed after just two years of owning our home and thought a new fence might help.
A coworker told me she was using a home equity loan to buy a fence and to do some other home renovations. We investigated options and ended up opening a $20,000 home equity line of credit (HELOC) instead with about a 4% interest rate. We buy our fence which ends up being about ~10,000 and we were set on it…
The second “wake-up call”
When it was all said and done, we loved our fence. We still love our fence, it’s beautiful! (And it better be at that price!) We stained it and we believe it will last us for many years.
But we start talking again about our debt and how we probably didn’t need this fence right now. We know we didn’t need this fence right now. Our PMI was removed, and it could have maybe happened even without the fence. Who knows.
We began thinking we need to make some serious changes in the way we manage our money. We need to do more than just be “mindful” about our spending. We make a real plan. We plan to make an actual budget, stop taking on unnecessary debt, and take a break from using our credit cards for the foreseeable future.
May 2022: Beginning of our debt payoff journey
Since we were serious about our new money management changes, I documented how much debt we had so we could track our progress.
$277,721.41
Here was the breakdown:
$260,390.25 in student loans, Bret & I’s combined – various interest rates
$10,676.24 HELOC – 4% interest rate
$5,430.76 is from credit card spending – 4% interest rate*
$449 for furniture – 0% interest rate
$775.16 for Peloton bike – 0% interest rate
*We moved our credit card debt to our HELOC since our credit card was around a 25% interest rate.
July 2023: Current debt numbers
Our current debt balance is $251,195.39, * which are all student loans.
We have paid off a total of $28,026.02 of debt!
*Our current balance will increase to ~$255,000 once Bret gets his final student loan disbursement (more on that later).
I want to also mention that we do have our mortgage, but we aren’t trying to pay that down as quickly as possible for a few reasons: we have a 3% interest rate, we don’t plan on this being our forever home, and one day we might rent it out or sell it.
Actions that helped us pay off $28,026.02 of debt in 15 months
We found a budgeting method that worked for us
We realized we could live off my income alone and not take on anymore debt, but we would have to have a somewhat rigid budget.
Finding a budgeting method that worked for us took some time. I don’t know how many times over the years I have tried to track my expenses in a budget app or an excel sheet, only to find out it was too overwhelming and that I was still overspending!
I am a visual person and learned about the envelope budgeting method, so we decided to give that a try, but use a digital variation.
So, for our entire money management system we have 4 checking accounts and 2 savings accounts (short-term and emergency fund). Our checking accounts include bills, food and miscellaneous, and two personal spending accounts.
This may seem like a lot of accounts to some, but it has worked tremendously for us. I love having a separate account for each major category in our budget so I can easily see how much money we have left in a certain category without having to add every expense into an app or Excel spreadsheet. We are joint owners on all of these accounts.
We then use the zero-based budget method to determine how much goes into each account.
We do have multiple cards to manage, but the pros VERY MUCH outweigh the cons here.
And with our own spending accounts, we have a certain amount of money allotted to us each month, so we individually have some spending freedom. We don’t have to feel guilty and know this money is set aside specifically for our personal spending.
Cut expenses and increased our income
I know some people are tired of hearing about this recommendation, but it’s something that really did help us! We reined in our spending a bit but mostly we had to increase our income. At a certain point, there wasn’t much more to cut.
We didn’t have many streaming services, started to limit our eating out, we didn’t have car payments, and we meal planned and prepped. We did (and still do) aaalll the things. We had to increase our income somehow.
Ways we increased our income
My income increase
I continued with my second job as a social media manager and then started dog sitting.
I have been dog sitting for about 5 years and have primarily used the Rover platform to list myself as a dog sitter. I like this app because it’s easy to use and I can specify various services to offer (e.g., house sitting, boarding, drop in visits, day care, or dog walking).
It also allows me to mark which days I am available and then people reach out to me if I seem like a good fit and my availability matches with their needs! Setting up my profile took some time, but now that it’s done, everything else is fairly low maintenance.
I now just have to respond to inquiries in a timely manner and set up a meet and greet if it seems like a good fit.
I currently only offer house sitting and on Rover and I charge $65/night. Rover takes a cut, so I end up pocketing $52. I also have private clients who pay me directly, and I have gotten those by referrals from past Rover clients. I charge my private clients $40/night.
I recently increased my rates on Rover and have been slow to increase my price with my private clients because they’re loyal.
I don’t make a ton of money dog sitting, but I am able to make a couple hundred dollars a month. My schedule is very limited, but there are people with better availability who make significantly more than I do!
I love animals and we don’t have any due to our sporadic work schedules, so it’s a great way for me to spend time with pets and get paid, too!
Bret’s income increase
Last year, Bret decided to take a break from grad school and soon after, he was offered a summer job in Alaska.
When we first started dating, he used to spend almost every summer there working for a family who owned a set-netting fishery. His uncle had spent many summers in Alaska working for this family and one summer brought Bret to work with him. They would catch salmon and sell it to a buying station in their area.
He went up there for about 6 summers in a row, until he got too busy with school and couldn’t go anymore.
He hadn’t been to Alaska in over 5 years, but someone who worked for the buying station remembered Bret, called him, and asked if he’d be interested in working at the buying station! Since he was already on a break from school, he said yes and worked up there for 8 weeks.
We were able to put every paycheck he earned towards our debt because we could manage all our expenses on my income alone. It was also a great way for Bret to spend part of his summer and I was finally able to visit as I never gotten the chance in previous years.
House hacking
We also started house hacking! We had a spare bedroom and bathroom I would use for my office and occasionally, for guests. A friend of mine and her husband are really into the real estate space and gave us the idea to rent it out.
We weren’t comfortable with the idea of having a long-term roommate, and with both of us working in healthcare, we knew there was a need for short-term and furnished housing for travelling healthcare professionals.
For us, short-term meant renting for 1-6 months, but we were open to individuals staying longer if it worked well for everyone involved!
Some questions we had to address before renting:
Did we need a permit?
How much should we charge for the deposit, rent and pets?
What furniture and amenities are important for travelers?
Where should we list the room?
How to create a lease agreement?
In our county, we did not need a permit to rent out the room if we were renting for at least 30+ days at a time.
After researching rental prices in our area, I found rooms that were of similar caliber listed for $1,100 per month or more. We wanted to be competitive and so we initially settled on $900 per month and have steadily increased it. We have now landed on $995 per month which includes all utilities and internet.
We set the deposit at $995, with an additional $300 for a pet deposit, and no ongoing pet rent.
We wanted to upgrade the furniture in the room and IKEA was a great place for us to find affordable, durable, and aesthetically pleasing furniture. We made sure the room had a bed, large dresser, bedside table, and we kept my desk in there too.
I read it’s important for travelers to have their own TV available so they can unwind in their room. We were able to find a decently priced smart TV off Facebook Marketplace.
Furnished Finder is where we decided to list our room, which started out as a platform for traveling nurses to find furnished housing. It is now used heavily by many healthcare professionals, students, and professionals in other fields.
Travelers reach out to us through the Furnished Finder website and if the dates work out, we move forward with scheduling a video interview. It’s important for us to be able to talk to the person, even if it’s just over video, and we want them to see our faces and home in real time as well.
For the lease agreement, we used ez Landlord Forms, because they have leases for each state with specific information on what’s required to include.
We don’t ask for anything major from tenants. The most important things to us are that they are respectful of our space, don’t smoke in the house, and pay their rent on time. We also added a page at the end for tenants to add two emergency contacts in case we need to call someone on their behalf.
We have had 4 renters so far with the room being occupied for 13 out of the last 14 months. It has really helped us with our debt payoff goals and we have also met some awesome people through the process! We plan to continue renting it out for the foreseeable future.
Applied for in-state student loan help
My state offered a program called the Oregon Behavioral Health Loan Repayment Program where they help minorities in the behavioral health field, or those who serve them, pay back their student loans.
This program is funded by The Behavioral Health Workforce Initiative which has the goal of recruiting and retaining behavioral health providers who, “Are people of color, tribal members, or residents of rural areas of Oregon, and can provide culturally responsive care for diverse communities.”
To apply, I had to show I was employed and actively providing behavioral health services and give them detailed documentation about my student loans. I also had to answer two essay questions related to being a part of and/or working with communities who are underserved and how my training has equipped me with supporting these communities.
I applied last year and was a recipient of an award!
As a recipient, there is a two-year service commitment which means I have to continue providing some sort of behavioral health service during that time frame (which I planned to). Over the next two years, I will be getting ~$88,000 in quarterly disbursements to put towards my student loans. So far this year, I have received ~$11,000, and it’s been life changing to say the least!
Alongside this support, I am also pursuing Public Service Loan Forgiveness (PSLF) for additional student loan relief.
Managing our mental health while paying off debt
Since I am a social worker, I often think about how money and debt affect individuals’ mental health. It’s one of the reasons why I started my blog in the first place.
I realized managing money is a universal task and many of us don’t know what we are doing because talking about money is taboo. And when you have financial stress, it can really take a toll on your mental health. So, I wanted to share our journey in hopes of helping others.
Bret and I aren’t those individuals who want to avoid eating out and fun experiences until we are debt free. And, we are also privileged to not have to take those extreme measures either. It has been important for us to make this journey sustainable and not deprive ourselves of experiences while we are going through it.
Here’s how we are making our journey sustainable:
Still going out to eat
Budgeting for personal spending money, aka fun
Setting realistic debt payoff goals
Putting aside money for travel
Not comparing and thinking other people are better than us because they’re able to pay off their debt quicker
Tracking our debt payoff progress (we use Excel). With so much debt left to pay off, being able to see our progress is really motivating
Openly talking about our debt. Avoidance is a coping mechanism for many, for us, acknowledging and addressing it has been so freeing (but it wasn’t always this way).
Talking about our dreams and reminding ourselves why we want to do this in the first place
We know that if we eliminated going out to eat, budgeting for fun, or both, we could be paying off our debt much quicker. However, that sounds miserable to us. It’s worth it to still go out to dinner, travel, or buy plants (in my case) than to deprive ourselves of the joy these things bring.
We are making great progress and we know in time, we will be debt free.
Our debt payoff journey is not linear
A few months ago, we decided to take out $6,000 of student loans. Bret currently has a full tuition scholarship, so we are tremendously lucky in that regard, but he just learned about some conferences that would be really helpful to his professional growth. We have gotten $1,500 of this loan money already which is included in our current debt balance, but we haven’t received all of it yet.
We could have pinched and saved to avoid taking on any of this debt, but that would have caused me to work more than I currently am. Again, not in line with our current goal of making this journey sustainable!
We were very intentional about how much to take out. We estimated how much he would need for a few conferences and declined the rest. We even opened a separate savings account for the money to make sure it didn’t get accidentally spent on anything.
I’m SO proud of us for that!
The goal here is progress not perfection. So cliche, I know. But we are learning how to think critically about our money, spend thoughtfully, use our money as a tool to reach our goals, and enjoy our life along the way. And right now, that meant taking on a little more debt.
We are moving in the right direction, and we know when he starts working, that will really accelerate our debt payoff journey since we have proven to ourselves we can live on my income alone.
Our plan going forward
Bret is still in school which means his loans are on deferment, so we currently have his on the back burner.
With the loan payment assistance I am receiving, it’s allowing us to put any extra money we have each month towards our savings. Our priority right now is building up a good emergency fund of about $16,000 (~4 months’ worth of expenses).
This has been difficult because of inflation and just little emergencies that keep popping up, but we are slowly making progress.
I am also prioritizing investing in my employer retirement plan, but only up to the amount that gets me my employer match which is 6% of my income.
Bret will be graduating in 2025, so at that time, we will pivot to incorporating his loans into our budget. Our goal is to be debt free by 2028.
It will take a lot of discipline and persistence, but I think we can do it. I am manifesting it!
We want to continue to learn, implement, and grow. We want to keep having transparent discussions about money and building our money foundations. And I personally want to continue sharing our journey with hopes of inspiring, encouraging and educating others. Here’s to sharing the wealth.
Do you have debt? What are you doing to pay it off?
Taylor is a social worker and personal finance blogger at Social Work to Wealth where she shares tips, resources, and lessons learned on her family’s journey to paying off $277,000 of debt and retiring early. She hopes to inspire and empower social workers with financial education so they can have a better relationship with their money. When she’s not working or blogging, you can find her traveling, gardening, trying a new restaurant, or buying too many plants.
Mardi Gras, distinct cuisine, music and nightlife are some of the draws that keep The Big Easy a favorite travel destination for people throughout the world. But you’re not looking for a fun weekend with your friends, you want to call New Orleans home.
That means you’re looking for the best apartments in New Orleans in the best neighborhood that will meet the needs and demands of your lifestyle. As a true melting pot, you’ll be able to find what you’re looking for. Whether it’s an immersive Creole experience or a slice of Europe, New Orleans has various neighborhoods full of colorful characters and fascinating stories.
Where to live in New Orleans
Unlike tourists, you won’t miss out on the things that make New Orleans a truly unique and amazing place to live. The proud collection of neighborhoods dispersed throughout the city. No matter if you’ve always dreamed of living in the most popular areas or are ready to discover the hidden gems that aren’t so hidden to residents. Get ready to live and breathe the real New Orleans.
Who’s coming with you?
Which one neighborhood characteristic can you not live without?
What’s your idea of quality downtime?
Which of these best describes your current life stage?
Your personal style could be best described as:
Which of the following is most important to you in choosing an apartment?
Where to Live in New Orleans
Uptown
In Uptown, vibrant 19th-century residences dominate the streets, making it impossible not to fall in love with the gorgeous architecture. Though the quieter surroundings and views of the Mississippi River are enough to convince anyone to move to Uptown, there’s so much more to get to know about this area. If you need to live close to outdoor activity, Audubon Park and Audubon Zoo provide tons of options. The park has a two-mile walking and bike path and vast amounts of green space for picnics, a game of a catch or a relaxing day of sunbathing. The zoo has 2,000-plus animals and a water park. Living in Uptown also gives you a wealth of food choices, and any restaurant you walk into is a paradise for your taste buds.
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New Orleans East
Image Source: Willowbrook Apartments
New Orleans East is a massive area, sprawling with residential homes and has a far more suburban feel. Long ago, New Orleans East was nothing but marshland, which is why you’ll be able to enjoy the beauty and peace of the wetlands. Audubon Louisiana Nature Center has biking and walking trails that give families the opportunity to spot local wildlife and a planetarium! Take the boardwalk paths at the Bayou Sauvage National Wildlife Refuge to watch great blue herons and alligators. The area took a hit after Hurricane Katrina, but various economic development and community projects are in the works and the passionate community keeps residents current of all going on. A wonderful place for those looking for opportunities to make a difference in their community, New Orleans East welcomes you.
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French Quarter
The hotbed of activity in NOLA, the French Quarter is unlike any other neighborhood in the country. Historic, storied and extremely popular, The Quarter, as it’s referred to locally, is the heart of the city. Townhomes and cottages found in The Quarter have Creole- and Spanish-influenced architecture. The modest exteriors conceal decadent interiors and perfectly manicured courtyards awaiting renters inside. The world-famous Bourbon Street has apartments that provide amazing views of the city and the partying going on below. With a nightlife that lures so many residents and tourists, it has some of the best restaurants and bars, random gatherings and music as the nights go on. Nearby, the Audubon Aquarium has a must-see otter exhibit that kids and adults love.
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Algiers
Image Source: 629 Atlantic Ave
The neighborhood of Algiers has sat right on the Mississippi River for 300 years. Unconnected to New Orleans, it’s accessible by a bridge and Ferry. Commuting to other areas in the city is easy with the Algiers Ferry, which gives you beautiful views of the NOLA skyline before dropping you off in the Quarter or Central Business District. Music and art lovers will love Algiers, too. There’s the Algiers Folk Art and Blues Museum which holds a festival in the fall and the Jazz Walk of Fame. The neighborhood streets have studios where you can learn new crafts, like glass blowing. What truly defines Algiers is the quaintness of it all — the coffee shops, the ferry ride, the Victorian cottages and urban community parks. It feels like a village instead of a New Orleans neighborhood.
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Gentilly
Image Source: 555 Chamberlain Dr
Typically ignored by tourists, Gentilly has a number of delicious restaurants, great places to shop and history like other areas in the city. Perfect for families and people who don’t want the high energy of other neighborhoods, Gentilly offers the University of New Orleans where art exhibitions and concerts are held. There’s also the Hellenic Cultural Center, which holds a very popular New Orleans Greek Fest. For those in the know, Gentilly has one of the best Mardi Gras parties, Krewe of Dreux – a huge informal outdoor party and parade. Located about 3 miles away from the French Quarter, Gentilly is not as walkable as other areas. There are major avenues with buses, but a car is the main — and probably best — way to get around if you live in this neighborhood.
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Garden District
Moving to Garden District will put you on a street lined with oak trees, humming streetcars, apartments that look like mansions and actual mansions. Garden District is a historic neighborhood with the classic architecture of the city and plenty of eating and shopping options. Highly walkable, you can still take the St. Charles Avenue Streetcar which extends from downtown to Uptown and goes directly through the Garden District. Magazine Street is another win for those who move to Garden District. Brunch is on another level at some restaurants, where it’s available all day. More than a place to get food, Magazine Street is famous for the shopping it offers, too. Independent shops dominate, but with the crowd that lives near, chain stores are starting to expand their presence.
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Metairie
Metairie has earned the distinction of being one of America’s Best Cities without technically being a city. So, needless to say, people who live here really enjoy what Metairie offers, specifically Old Metairie. Old Metairie is surprisingly walkable. You can easily make your way to the bank, gym and coffee shop in about two blocks. A quick run to the grocery store without a car in the suburbs is pretty amazing. For families, the number of schools and parks offered is shocking. There are programs for infants, part-time moms, public, private and even gifted programs. A night out is always needed, and even still, Metairie delivers without residents needing to leave the city limits. You’ll find an amazing food scene and high-end retail shopping.
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River Ridge
Image Source: Sawmill Creek Apartments
Suburban charm meets city convenience in River Ridge, where a happy balance of both is a perk of living here. Living near the Mississippi gives you a lot to enjoy in this suburb, including the Mississippi River Trail, which spans 3,000 miles and 10 states. It also connects you to other surrounding suburbs and is a favorite local place to watch the sunset. Zeringue and LaSalle Park have more trails to enjoy. A top priority in this suburb is schools. River Ridge, LA, is in the Jefferson Parish School System, which is highly rated. Kids will enjoy schools that prepare them well for college and any other future they choose.
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Rebecca Green is a content editor and writer for RentPath. She enjoys interior design, dogs and can tell you where to find the best pizza in Brooklyn. You can see some of her other published work on Apartment Guide.